{"id":19926,"date":"2024-03-15T00:11:39","date_gmt":"2024-03-15T04:11:39","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/benefits-of-fadoq-home-and-auto-insurance-2\/"},"modified":"2026-06-26T01:20:38","modified_gmt":"2026-06-26T05:20:38","slug":"benefits-of-fadoq-home-and-auto-insurance-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/benefits-of-fadoq-home-and-auto-insurance-2\/","title":{"rendered":"Benefits of FADOQ Home and Auto Insurance"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/mes-finances\/avantages-de-lassurance-auto-et-habitation-fadoq\/#article\", \"headline\": \"Benefits of Auto and Home Insurance for FADOQ\", \"url\": \"https:\/\/www.assur360.ca\/blog\/mes-finances\/avantages-de-lassurance-auto-et-habitation-fadoq\/\", \"datePublished\": \"2024-03-15T00:11:39\", \"dateModified\": \"2026-03-27T12:17:50\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault is a property and casualty insurance broker with over 30 years of experience in Quebec and the owner of Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and Casualty Insurance Brokerage License\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Discover the exclusive benefits of auto and home insurance for members of the FADOQ Network: savings, extended protections, and peace of mind.\"}\n<\/script>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/benefits-of-fadoq-home-and-auto-insurance-2\/#Exclusive-to-members-of-the-FADOQ-network\" >Exclusive to members of the FADOQ network<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/benefits-of-fadoq-home-and-auto-insurance-2\/#Benefits-of-Auto-Insurance-for-Reseau-FADOQ-Members\" >Benefits of Auto Insurance for R\u00e9seau FADOQ Members<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/benefits-of-fadoq-home-and-auto-insurance-2\/#Benefits-of-Home-Insurance-for-Reseau-FADOQ-Members\" >Benefits of Home Insurance for R\u00e9seau FADOQ Members<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/benefits-of-fadoq-home-and-auto-insurance-2\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exclusive-to-members-of-the-FADOQ-network\"><\/span>Exclusive to members of the FADOQ network<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">In a world where safety and peace of mind are paramount, ensuring you have adequate insurance coverage for your car and home is essential. For R\u00e9seau FADOQ members and offered by <a href=\"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/car-insurance-broker-comparator\/\" title=\"Car insurance broker\">insurance brokers<\/a>, this becomes even more advantageous thanks to a special offer combining car and home insurance, with exclusive benefits and substantial savings. This article explores in detail the benefits of these offers and how they can help improve <strong>your financial and personal well-being<\/strong>.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits-of-Auto-Insurance-for-Reseau-FADOQ-Members\"><\/span>Benefits of Auto Insurance for R\u00e9seau FADOQ Members<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">R\u00e9seau FADOQ members benefit from a series of benefits designed to provide increased peace of mind and financial protection <a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\" title=\"Disaster Emergency\">in the event of an accident or disaster<\/a> :<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>5% discount<\/strong> : Enjoy an immediate discount on <a href=\"https:\/\/www.assur360.ca\/en\/?page_id=16190\" title=\"Cheap car insurance\">your car insurance premium<\/a>, an exclusive benefit for members.<\/li>\n\n\n\n<li><strong>Deductible Reduction<\/strong> : In the event of a claim, benefit from a reduction in your deductible, which means fewer out-of-pocket costs.<\/li>\n\n\n\n<li><strong>No Deductible in the Event of a Hit-and-Run or Total Loss<\/strong> : A reassuring feature that exempts you from any deductible if your vehicle is damaged as a result of a hit-and-run or in the event of a total loss.<\/li>\n\n\n\n<li><strong>Q.E.F. 34 Endorsement<\/strong> : An additional $50,000 in insurance for you and your spouse in the event of death or dismemberment following a motor vehicle accident, providing additional financial protection for your family.<\/li>\n<\/ul>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2024\/03\/assurance-auto-habitation-fadoq-1024x306.png\" alt=\"home and auto insurance broker FADOQ Intact\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Benefits-of-Home-Insurance-for-Reseau-FADOQ-Members\"><\/span>Benefits of Home Insurance for R\u00e9seau FADOQ Members<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">The offer does <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/cheap-car-insurance-quick-quote\/\">not stop at car insurance<\/a>. As a <em>member of R\u00e9seau FADOQ<\/em>, you also benefit from exclusive benefits on your <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">home insurance<\/a> : <\/p>\n  <\/div>\n<\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>5% Discount<\/strong> : A discount on your home insurance premium for even more savings.<\/li>\n\n\n\n<li><strong>Deductible reduction<\/strong> : Reduce your <a href=\"\/blog\/687\" title=\"Home Insurance Saguenay\">home deductible<\/a> in the event of a claim, thus reducing your financial burden.<\/li>\n\n\n\n<li><strong>Repair or Rebuild Cost Without Depreciation Deduction<\/strong> : In the event of a total loss, get coverage that covers the full cost of repairing or rebuilding your home, with no deduction for depreciation and no obligation to rebuild.<\/li>\n\n\n\n<li>Free <strong>Home Assistance Service<\/strong>: A particularly valuable service that offers home assistance at no additional cost following a hospitalization of more than 48 hours for you and your spouse.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Combined Savings and Additional Benefits<\/h3>\n\n<p class=\"wp-block-paragraph\">By combining your <a href=\"https:\/\/www.assur360.ca\/en\/\" title=\"Home and Auto Insurance Broker\">car and home insurance<\/a> as a R\u00e9seau FADOQ member, you can save up to 15% on your home insurance. This combined offer is not only limited to financial savings; It represents <a href=\"https:\/\/www.assur360.ca\/en\/blog\/business\/convenience-insurance-quick-quote-2\/\">a holistic approach to protecting your<\/a> lifestyle, ensuring that you and your belongings are comprehensively covered. <\/p>\n\n<h3 class=\"wp-block-heading\">Offered by insurance brokers<\/h3>\n\n<p class=\"wp-block-paragraph\">For R\u00e9seau FADOQ members, <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/saving-on-home-and-car-insurance-2\/\" title=\"How can you save on the cost of your home and auto insurance policy&#xA0;?\">combining car and home insurance<\/a> with these exclusive benefits is not only a question of financial savings; It&#8217;s an investment in peace of mind and security. Premium reductions, additional benefits in the event of a loss, and extended coverage in the event of unexpected situations ensure that <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/your-first-cottage-insurance-what-you-need-to-know-2\/\">you and your<\/a> family are well protected, no matter the circumstances. It&#8217;s the perfect time to reassess <a href=\"https:\/\/www.assur360.ca\/en\/best-pleasure-boat-insurance\/\" title=\"Best Pleasure Boat Insurance\">your insurance needs<\/a> and take advantage of these exclusive offers for <strong>R\u00e9seau FADOQ members<\/strong>. Contact an <strong>insurance broker<\/strong> now to learn more.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-habitation-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does home insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average price of home insurance in Quebec is between $800 and $2,000 per year, depending on the value of the property, the location, the deductible and the coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-quote-5\/\">Get a free quote<\/a> to find out your exact price.<\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-incluses-dans-une-assurance-hab\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What coverage is included in home insurance?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Standard home insurance typically covers fire, theft, vandalism, water damage (except sewer backup, optional), liability, and living expenses if your home is uninhabitable. Check the exclusions with your broker. <\/p>\n<\/details>\n\n<details id=\"est-il-obligatoire-davoir-une-assurance-habitation-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Is home insurance mandatory in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Home insurance is not legally mandatory in Quebec, but it is required by almost all mortgage lenders. For tenants, it is highly recommended to protect your property and civil liability. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much does home insurance cost in Quebec in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The average price of home insurance in Quebec is between $800 and $2,000 per year, depending on the value of the property, the location, the deductible and the coverage chosen. 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