{"id":19916,"date":"2024-06-05T12:16:15","date_gmt":"2024-06-05T16:16:15","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/electric-vehicle-challenges-and-solutions-2\/"},"modified":"2026-09-02T12:39:31","modified_gmt":"2026-09-02T16:39:31","slug":"electric-vehicle-challenges-and-solutions-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/electric-vehicle-challenges-and-solutions-2\/","title":{"rendered":"Electric Vehicle: Challenges and Solutions"},"content":{"rendered":"\n<div style=\"max-width:900px;margin:24px auto;background:#f0fdfa;border-left:4px solid #10c4c7;padding:20px 24px;border-radius:8px;display:flex;gap:20px;align-items:flex-start;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/jean-boissonneault-president-assur360.jpg\" alt=\"Jean Boissonneault, Associate Property and Casualty Insurance Broker\" width=\"72\" height=\"72\" style=\"width:72px;height:72px;border-radius:50%;object-fit:cover;flex-shrink:0;\"\/>\n  <div style=\"flex:1 1 400px;\">\n    <p style=\"margin:0 0 6px;font-weight:800;color:#0d1f2d;font-size:15px;\">Written by Jean Boissonneault<\/p>\n    <p style=\"margin:0;color:#334155;font-size:14px;line-height:1.6;\">Associate damage insurance broker, AMF certified (license no. 2000037336), 30+ years of experience in Quebec. Founder of Assur360 and member of the Chambre de l&#8217;assurance.<\/p>\n    <p style=\"margin:8px 0 0;color:#64748b;font-size:12px;\">Article updated in 2026 according to sources: Autorit\u00e9 des march\u00e9s financiers, SAAQ, Chambre de l&#8217;assurance, Statistics Canada.<\/p>\n  <\/div>\n<\/div>\n\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/soumission\/vehicule-electrique-problematiques-et-solutions\/#article\", \"headline\": \"V\u00e9hicule \u00c9lectrique : probl\u00e9matiques et solutions\", \"url\": \"https:\/\/www.assur360.ca\/blog\/soumission\/vehicule-electrique-problematiques-et-solutions\/\", \"datePublished\": \"2024-06-05T12:16:15\", \"dateModified\": \"2026-03-27T12:17:46\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Gestion complexe des accidents de v\u00e9hicule \u00e9lectrique : Assur360 est un comparateur ind\u00e9pendant, et nos cabinets partenaires certifi\u00e9s AMF offrent conseil et couverture adapt\u00e9e pour votre tranquillit\u00e9.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOBILE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Soumission auto en ligne<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Tarifs 2026 chez 30+ assureurs. \u00c9conomies jusqu&#8217;\u00e0 30 % en 3 minutes.<\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"\/?page_id=16391\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">D\u00e9buter<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/02\/courtier-comparateur-assurance-auto-au-quebec.png\" alt=\"Orso, comparateur d'assurance auto au Qu\u00e9bec\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\" \/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><em>Electric vehicles (EVs) are revolutionizing the way we drive, but they also present unique challenges, including accidents, towing, and storage. This article explores these specific issues and shows how Assur360 can help you find insurance that is right for your special EV needs. <\/em><\/p>\n\n<div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;border-radius:0 10px 10px 0;padding:18px 22px;margin:28px 0;display:flex;gap:14px;align-items:flex-start\">\n  <div style=\"font-size:26px;flex-shrink:0;line-height:1\">\ud83d\udee1\ufe0f<\/div>\n  <div>\n    <p style=\"margin:0 0 6px;font-weight:700;color:#0d1f2d;font-size:15px\">Protecting your electric car from depreciation<\/p>\n    <p style=\"margin:0;color:#334155;font-size:14px;line-height:1.6\">EVs often lose 40% in 3 years. The FPQ 5 fills this gap in the event of a total loss by replacing it with an equivalent new model.   <a href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/cime-replacement-insurance-2\/\" style=\"color:#10c4c7;font-weight:600;text-decoration:none\">Complete Guide to the FPQ 5 \u2192<\/a><\/p>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2024\/06\/accident-auto-electrique-1024x241.png\" alt=\"Electric Vehicle Towing\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\"><span class=\"ez-toc-section\" id=\"Problems-specific-to-electric-vehicles-in-the-event-of-an-accident\"><\/span>Problems specific to electric vehicles in the event of an accident<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    \n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Increased risks and repairs<\/h3>\n\n<p class=\"wp-block-paragraph\">EVs feature high-tech components like batteries and energy management systems, which are expensive to repair or replace. In the event of an accident, costs can quickly add up, which raises the importance of having insurance that specifically covers these technologies. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Specialized-intervention-required\"><\/span>Specialized intervention required<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Unlike traditional vehicles, EVs require specialized towing interventions to prevent damage to sensitive electrical systems. This can complicate and increase the cost of the post-accident process. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Towing-and-delicate-storage-issues\"><\/span>Towing and delicate storage issues<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Towing an EV isn&#8217;t as simple as towing a combustion vehicle. It requires specific equipment to preserve the integrity of batteries and electrical components, which can make the operation more expensive. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Specialized-Storage\"><\/span>Specialized Storage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">After an accident, EVs often need to be stored in specialized facilities to avoid battery-related fire hazards. Suitable headlands are equipped with isolated areas or protected by concrete blocks, thus increasing storage costs. <\/p>\n\n<p class=\"wp-block-paragraph\">In an accident involving an electric vehicle (EV), one of the main concerns for emergency services, such as firefighters or tow trucks, is to <a href=\"https:\/\/www.assur360.ca\/en\/insurance-quick-quote\/sports-vehicle-insurance\/\" title=\"Sports Vehicle Insurance\">secure the vehicle<\/a> by cutting off its power supply. This is essential to prevent the risk of fire or electric shock due to the vehicle&#8217;s high-voltage battery. However, this procedure can present specific challenges depending on the make and model of the vehicle, as well as significant <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-compare-our-prices\/\" title=\"Car insurance\">repair costs<\/a> associated with interventions.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Variability-by-make-and-model\"><\/span>Variability by make and model<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Each EV manufacturer has its own system to secure the vehicle after an accident. The location and the power cut-off mechanism can vary significantly from one model to another. For example, some vehicles have a switch that can be accessed inside the vehicle, often in the trunk or under the hood, while others may require more complex actions. This diversity can make it difficult for frontline responders to know the exact procedure for <a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\" title=\"Disaster Emergency\">each vehicle in the event of an emergency<\/a>, especially if they are faced with a model they have never managed before.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Training-and-information-needed\"><\/span>Training and information needed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Firefighters and towing technicians must be regularly trained and informed of vehicle-specific procedures to safely shut off the power supply. This training must be continuously updated with the introduction of <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/car-insurance-rate-comparison-by-car-brand\/\" title=\"Car insurance rate comparison by car brand\">new models on the market<\/a>. This represents an investment of time and resources for emergency services.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"After-service-repair-costs\"><\/span>After-service repair costs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Cutting off an EV&#8217;s power supply in the event of an accident can sometimes involve cutting cables or wires, which can damage critical components of the vehicle&#8217;s electrical system. Such actions, while necessary for safety, can result in costly repairs. For example, replacing parts of the wiring harness or battery components can be extremely expensive.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Potential-solutions\"><\/span>Potential solutions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>To mitigate these problems, several measures can be considered:<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Standardization of security practices: <\/strong>Working towards a more uniform standardization of power cut-off procedures for EVs could help reduce confusion and delays in the event of an accident.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Improved access to information: <\/strong>Databases accessible in real time providing specific instructions for each electric vehicle model could be used by emergency services.<\/p>\n\n<p class=\"wp-block-paragraph\">Safety-Centric Design: Encourage EV manufacturers to design vehicles where power cut-off mechanisms are easily accessible and clearly marked.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Easy-comparison-of-insurance-offers\"><\/span>Easy comparison of insurance offers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 makes it easy for electric car owners to compare <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/\" title=\"Car insurance comparison\">insurance offers<\/a> that specifically cover the needs of electric vehicles. The platform offers access to a range of insurance products tailored to the specifics of EVs, ensuring that you find <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-voiture\/\" title=\"Car Insurance Quote\">the most comprehensive coverage at the best rate<\/a>. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Expertise-in-damage-insurance\"><\/span>Expertise in damage insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 brokers have particular expertise in property and casualty insurance for EVs. They understand the associated risks and can guide you to the best options to protect your investment. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Customer-Support\"><\/span>Customer Support<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 stands out for its <a href=\"https:\/\/www.assur360.ca\/en\/jean-boissonneault-president\/\" title=\"Jean Boissonneault\">excellent customer service<\/a>. Whether it&#8217;s for questions before underwriting or for assistance needs after a claim, Assur360 provides fast and efficient support. <\/p>\n\n<p class=\"wp-block-paragraph\">Electric vehicles offer many advantages, but they also require special attention in terms of insurance and post-accident management. With Assur360, you can navigate these complex waters with ease and ensure that your <strong>electric car is optimally protected<\/strong>. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles sont les protections d&#x27;assurance auto recommand\u00e9es au Qu\u00e9bec ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">broker<\/a> can trade for you. <\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is insurance for an electric vehicle more expensive in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">G\u00e9n\u00e9ralement <strong>10 \u00e0 20&nbsp;% plus ch\u00e8re<\/strong> qu&#8217;un v\u00e9hicule \u00e0 essence \u00e9quivalent. Raisons&nbsp;: co\u00fbt de la batterie (30-50&nbsp;% du prix du v\u00e9hicule), pi\u00e8ces de rechange rares, r\u00e9seaux de garages sp\u00e9cialis\u00e9s limit\u00e9s, valeur de remplacement plus \u00e9lev\u00e9e. Certains assureurs offrent des <strong>rabais VE<\/strong> qui att\u00e9nuent l&#8217;\u00e9cart.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the specific risks of electric vehicles?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Points de vigilance&nbsp;: 1)&nbsp;<strong>Batterie<\/strong> \u2014 chocs, immersion, d\u00e9gradation pr\u00e9matur\u00e9e. 2)&nbsp;<strong>Bornes de recharge<\/strong> \u2014 dommages \u00e9lectriques \u00e0 votre installation domestique. 3)&nbsp;<strong>C\u00e2ble de recharge<\/strong> \u2014 souvent vol\u00e9, v\u00e9rifier s&#8217;il est couvert par les biens personnels. 4)&nbsp;<strong>Feux de batterie<\/strong> \u2014 plus complexes \u00e0 \u00e9teindre, franchise incendie parfois major\u00e9e.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Are there insurance discounts for electric vehicles?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Oui, chez plusieurs assureurs&nbsp;: <strong>Intact<\/strong>, <strong>Belair Direct<\/strong>, <strong>La Personnelle<\/strong> et d&#8217;autres offrent des rabais de <strong>5 \u00e0 10&nbsp;%<\/strong> pour v\u00e9hicules 100&nbsp;% \u00e9lectriques ou hybrides rechargeables. Certains programmes gouvernementaux (Roulez vert) peuvent aussi compl\u00e9ter.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is towing covered for an EV?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">G\u00e9n\u00e9ralement oui \u2014 mais v\u00e9rifiez le <strong>plafond de kilom\u00e9trage<\/strong>. Les VE peuvent n\u00e9cessiter un remorquage sur plateau (pour \u00e9viter la friction moteur) et parfois vers un garage \u00e9loign\u00e9 agr\u00e9\u00e9 pour la marque. Confirmez le service <strong>remorquage renforc\u00e9<\/strong> pour VE avec votre courtier.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I get an electric car quote through Assur360?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Formulaire <strong>3 minutes<\/strong> pr\u00e9cisant le mod\u00e8le (Tesla, Kia EV6, Hyundai Ioniq, Nissan Leaf, etc.) et le kilom\u00e9trage annuel. Un <strong>cabinet partenaire certifi\u00e9 AMF<\/strong> compare les assureurs offrant les meilleurs rabais VE \u2014 retour sous <strong>24-48 heures<\/strong>, gratuit et sans engagement.<\/div>\n<\/details>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:40px auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Get-your-free-car-quote\"><\/span>Get your free car quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare 9+ insurers for you. Free, without obligation, in 3 minutes. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">To consult<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages linked to it<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Online car insurance in Quebec: fast prices in 2026<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/marine\/pleasure-boat-insurance\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Pleasure boat insurance in Quebec: prices, coverage and advice (2026)<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/trailer-insurance-2\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Trailer insurance<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">See Category \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/soumission\/vehicule-electrique-problematiques-et-solutions\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte une assurance auto au Qu\u00e9bec en 2026 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le co\u00fbt moyen d'une assurance auto au Qu\u00e9bec se situe entre 600 $ et 2 000 $ par ann\u00e9e. Le prix d\u00e9pend de votre \u00e2ge, exp\u00e9rience de conduite, type de v\u00e9hicule, emplacement et protections choisies. Obtenez votre soumission gratuite en quelques minutes.\"}},{\"@type\":\"Question\",\"name\":\"Quelles sont les protections d'assurance auto recommand\u00e9es au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Outre la responsabilit\u00e9 civile obligatoire, il est recommand\u00e9 d'ajouter la collision, les risques complets (vol, vandalisme, intemp\u00e9ries), la valeur \u00e0 neuf (v\u00e9hicule r\u00e9cent), l'assistance routi\u00e8re et l'avenant FAQ 43a pour les dommages non assur\u00e9s.\"}},{\"@type\":\"Question\",\"name\":\"Comment r\u00e9duire le co\u00fbt de son assurance auto au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour payer moins cher : comparez au moins 3 soumissions, regroupez auto + habitation, augmentez la franchise, maintenez un bon dossier de conduite, et demandez les rabais disponibles (antivol, pneus d'hiver, faible kilom\u00e9trage). Un courtier peut n\u00e9gocier pour vous.\"}},{\"@type\":\"Question\",\"name\":\"L'assurance d'un v\u00e9hicule \u00e9lectrique est-elle plus ch\u00e8re au Qu\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"G\u00e9n\u00e9ralement 10 \u00e0 20 % plus ch\u00e8re qu'un v\u00e9hicule \u00e0 essence \u00e9quivalent. Raisons : co\u00fbt de la batterie (30-50 % du prix du v\u00e9hicule), pi\u00e8ces de rechange rares, r\u00e9seaux de garages sp\u00e9cialis\u00e9s limit\u00e9s, valeur de remplacement plus \u00e9lev\u00e9e. Certains assureurs offrent des rabais VE qui att\u00e9nuent l'\u00e9cart.\"}},{\"@type\":\"Question\",\"name\":\"Quels risques sp\u00e9cifiques aux v\u00e9hicules \u00e9lectriques?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Points de vigilance : 1)  Batterie \u2014 chocs, immersion, d\u00e9gradation pr\u00e9matur\u00e9e. 2)  Bornes de recharge \u2014 dommages \u00e9lectriques \u00e0 votre installation domestique. 3)  C\u00e2ble de recharge \u2014 souvent vol\u00e9, v\u00e9rifier s'il est couvert par les biens personnels. 4)  Feux de batterie \u2014 plus complexes \u00e0 \u00e9teindre, franchise incendie parfois major\u00e9e.\"}},{\"@type\":\"Question\",\"name\":\"Existe-t-il des rabais assurance pour v\u00e9hicules \u00e9lectriques?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, chez plusieurs assureurs : Intact , Belair Direct , La Personnelle et d'autres offrent des rabais de 5 \u00e0 10 % pour v\u00e9hicules 100 % \u00e9lectriques ou hybrides rechargeables. Certains programmes gouvernementaux (Roulez vert) peuvent aussi compl\u00e9ter.\"}},{\"@type\":\"Question\",\"name\":\"Le remorquage est-il couvert pour un VE?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"G\u00e9n\u00e9ralement oui \u2014 mais v\u00e9rifiez le plafond de kilom\u00e9trage . Les VE peuvent n\u00e9cessiter un remorquage sur plateau (pour \u00e9viter la friction moteur) et parfois vers un garage \u00e9loign\u00e9 agr\u00e9\u00e9 pour la marque. Confirmez le service remorquage renforc\u00e9 pour VE avec votre courtier.\"}},{\"@type\":\"Question\",\"name\":\"Comment obtenir une soumission auto \u00e9lectrique via Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Formulaire 3 minutes pr\u00e9cisant le mod\u00e8le (Tesla, Kia EV6, Hyundai Ioniq, Nissan Leaf, etc.) et le kilom\u00e9trage annuel. Un cabinet partenaire certifi\u00e9 AMF compare les assureurs offrant les meilleurs rabais VE \u2014 retour sous 24-48 heures , gratuit et sans engagement.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Written by Jean Boissonneault Associate damage insurance broker, AMF certified (license no. 2000037336), 30+ years of experience in Quebec. Founder of Assur360 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":96554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Electric Vehicle Insurance \u2014 Solutions Tips | Assur360","_seopress_titles_desc":"Electric vehicle insurance in Quebec 2026: problems (battery, repairs, charging stations) and solutions. 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