{"id":15915,"date":"2023-03-13T21:03:07","date_gmt":"2023-03-14T01:03:07","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/non-categorise\/insurance-premiums-will-drive-up-prices\/"},"modified":"2026-06-26T03:59:12","modified_gmt":"2026-06-26T07:59:12","slug":"insurance-premiums-will-drive-up-prices","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/insurance-premiums-will-drive-up-prices\/","title":{"rendered":"Insurance premiums will drive up prices!"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/mes-finances\/preparez-votre-porte-monnaie-les-primes-dassurance-en-2023-vont-faire-flamber-les-prix\/#article\", \"headline\": \"Insurance premiums are going to skyrocket!\", \"url\": \"https:\/\/www.assur360.ca\/blog\/mes-finances\/preparez-votre-porte-monnaie-les-primes-dassurance-en-2023-vont-faire-flamber-les-prix\/\", \"datePublished\": \"2023-03-13T21:03:07\", \"dateModified\": \"2026-03-27T12:18:38\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault is a property and casualty insurance broker with over 30 years of experience in Quebec and the owner of Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and Casualty Insurance Brokerage License\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Discover why there are still increases in insurance premiums in 2023. Rising repair costs and evolving regulations.\"}\n<\/script>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/insurance-premiums-will-drive-up-prices\/#Car-and-home-premiums\" >Car and home premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/insurance-premiums-will-drive-up-prices\/#Inflation-on-your-property-in-2023\" >Inflation on your property in 2023<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/insurance-premiums-will-drive-up-prices\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Car-and-home-premiums\"><\/span>Car and home premiums<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The world is changing, my friends. All around us, inflation is wreaking havoc, bringing with it a wave of price increases that is affecting all economic sectors. And unfortunately, insurance is no exception to this trend. Car and home <a href=\"https:\/\/www.assur360.ca\/assurance-auto\/\">insurance<\/a> premiums are no exception and will increase in 2023.   <\/p>\n\n<p class=\"wp-block-paragraph\">At the RCCAQ (Regroupement des cabinets de courtage d&#8217;assurance du Qu\u00e9bec) convention last November in Quebec City, the sector&#8217;s big names discussed the reasons for this dizzying increase. Inflation, of course, but also the lack of labor, which is hitting all sectors hard. Insurers, who have not met their financial targets, will therefore have to increase their customers&#8217; premiums in 2023.  <\/p>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/03\/prevision-2023-assurance-de-dommages.jpg\"><img decoding=\"async\" width=\"1766\" height=\"400\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2023\/03\/prevision-2023-assurance-de-dommages.jpg\" alt=\"2023 Insurance Premium Increase\" class=\"wp-image-7378\"  sizes=\"(max-width: 1766px) 100vw, 1766px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">But what are the causes of this increase? Well, my friends, there are many. <\/p>\n\n<p class=\"wp-block-paragraph\">First, there is the increase in repair costs. Parts are more expensive, and so is labor. Whether it&#8217;s for cars or houses, you now have to pay more to replace or repair the damage caused.  <\/p>\n\n<p class=\"wp-block-paragraph\">Then there is the increase in claims costs. It&#8217;s a rule of thumb: the higher the claims, the higher the premiums. And complaints are on the rise. Storms, floods, forest fires, disasters of all kinds are multiplying. Natural disasters wreak havoc and costs soar.    <\/p>\n\n<p class=\"wp-block-paragraph\">But there is also the evolution of regulations, which are becoming increasingly complex. And insurance products are following this trend. Insurers are facing increasingly stringent rules, which has an impact on their customers&#8217; premiums.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Inflation-on-your-property-in-2023\"><\/span>Inflation on your property in 2023<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Finally, it should <a href=\"https:\/\/www.assur360.ca\/en\/cheap-home-insurance-4\/\">not be forgotten that the value of your insured property<\/a> may have increased with inflation. Your home or car is now worth more than before, and insurers need to adapt accordingly. <\/p>\n\n<p class=\"wp-block-paragraph\">This, my friends, is what awaits you for the coming year. Insurance premiums will increase, that&#8217;s for sure. But don&#8217;t panic! Shop around and you&#8217;ll find the right insurer for you, the one that will offer you the best value for your money. And for that, you can count on us at Assur360. Request a quote now, my friends!     <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"comment-obtenir-une-soumission-dassurance-gratuite-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to get a free insurance quote in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">With Assur360, get free quotes in minutes. Fill out our online form and receive comparative offers from several Quebec insurers. It&#8217;s fast, free and without obligation.  <\/p>\n<\/details>\n\n<details id=\"pourquoi-comparer-les-assurances-avec-un-courtier\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Why compare insurance with a broker?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">A broker compares the offers of several insurers to find you the best coverage at the best price. His services are free of charge and he accompanies you in the event of a complaint. It&#8217;s the easiest way to save on your insurance.  <\/p>\n<\/details>\n\n<details id=\"quels-types-dassurance-peut-on-comparer-avec-assur360\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What types of insurance can be compared with Assur360?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Assur360 allows you to compare car, home, business, boat, motorcycle, snowmobile, quad, RV and much more insurance. <a href=\"\/\">Visit our homepage<\/a> to discover all our insurance products.<\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How to obtain a free insurance quote in Quebec?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"With Assur360, get free quotes in just a few minutes. 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Visit our homepage to discover all our insurance products.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Car and home premiums The world is changing, my friends. All around us, inflation is wreaking havoc, bringing with it a wave [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Insurance premiums rise in Quebec \u2014 Forecast | Assur360","_seopress_titles_desc":"Find out why there are still increases in insurance premiums in 2023. Rising repair costs due to the evolution of the... 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