{"id":15895,"date":"2023-08-03T16:50:23","date_gmt":"2023-08-03T20:50:23","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/non-categorise\/7-answers-to-your-best-car-insurance-questions-2\/"},"modified":"2026-05-01T12:39:26","modified_gmt":"2026-05-01T16:39:26","slug":"7-answers-to-your-best-car-insurance-questions-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/7-answers-to-your-best-car-insurance-questions-2\/","title":{"rendered":"7 Answers to Your Best Car Insurance Questions"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/assurance-auto\/#article\", \"headline\": \"7 r\u00e9ponses \u00e0 vos meilleurs questions d\u2019assurance automobile\", \"url\": \"https:\/\/www.assur360.ca\/assurance-auto\/\", \"datePublished\": \"2023-08-03T16:50:23\", \"dateModified\": \"2026-03-27T12:18:31\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"D\u00e9couvrez les meilleures questions \u00e0 poser en mati\u00e8re d'assurance automobile. Obtenez les informations n\u00e9cessaires pour choisir la couverture adapt\u00e9e.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Car quote in 3 minutes<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">AMF Brokers. Best car prices in Quebec compared for you. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Get started<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-auto.png\" alt=\"Orso, Assur360 car insurance broker\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\">Here are some questions and answers about car insurance:<\/h2>\n\n<ol class=\"wp-block-list\">\n<li>What is car insurance? Answer: <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\">Car insurance<\/a> is a contract that protects the owner of a vehicle against financial losses in the event of an accident, theft, vandalism or other incidents related to the use of the car. <\/li>\n\n\n\n<li>What types of car insurance coverage are available? Answer: There are several types of car insurance coverages, including liability, collision, accident protection, theft protection, uninsured driver protection, and other add-on options. <\/li>\n\n\n\n<li>Is car insurance mandatory? Answer: Yes, in most countries, car insurance is mandatory for all vehicle owners to protect drivers, passengers, and third parties in the event of accidents. <\/li>\n\n\n\n<li>How is the car insurance premium determined? Answer: The car insurance premium is determined based on several factors such as the driver&#8217;s age, driving history, type of vehicle, use of the vehicle, place of residence and loss history. <\/li>\n\n\n\n<li>What is the <a href=\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/best-car-insurance\/\">deductible in car insurance<\/a>? Answer: The deductible is the amount that the policyholder must pay out of pocket before the insurance company steps in to cover the damage in the event of a claim. A higher deductible can reduce the insurance premium, but also implies greater financial responsibility in the event of an accident.  <\/li>\n\n\n\n<li>Does my car insurance cover other drivers? Answer: In general, car insurance follows the car and not the driver. This means that if you allow a friend or family member to drive your car, your insurance should cover them as well. However, it is essential to check the details of your policy to be sure.   <\/li>\n\n\n\n<li>What to do in the event of a car accident? Answer: In the event of an accident, it is important to take the following steps: \n<ul class=\"wp-block-list\">\n<li>Make sure everyone is safe and call for help if necessary.<\/li>\n\n\n\n<li>Exchange insurance information with other parties involved.<\/li>\n\n\n\n<li>Take photos of the scene of the accident and the damage.<\/li>\n\n\n\n<li>Report the accident to your <a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/car-insurance-company\/\">car insurance company<\/a> as soon as possible.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Please note that answers may vary by region and insurance company; It is therefore always recommended to consult your <a href=\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/why-a-car-insurance-broker-2\/\">insurer or car insurance broker<\/a> for information specific to your situation.<\/p>\n<\/blockquote>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles sont les protections d&#x27;assurance auto recommand\u00e9es au Qu\u00e9bec ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">broker<\/a> can trade for you. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance auto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Le co\u00fbt moyen d'une assurance auto au Qu\u00e9bec se situe entre 600 $ et 2 000 $ par ann\u00e9e. Le prix d\u00e9pend de votre \u00e2ge, exp\u00e9rience de conduite, type de v\u00e9hicule, emplacement et protections choisies. Obtenez votre soumission gratuite en quelques minutes.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles sont les protections d'assurance auto recommand\u00e9es au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Outre la responsabilit\u00e9 civile obligatoire, il est recommand\u00e9 d'ajouter la collision, les risques complets (vol, vandalisme, intemp\u00e9ries), la valeur \u00e0 neuf (v\u00e9hicule r\u00e9cent), l'assistance routi\u00e8re et l'avenant FAQ 43a pour les dommages non assur\u00e9s.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment r\u00e9duire le co\u00fbt de son assurance auto au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pour payer moins cher : comparez au moins 3 soumissions, regroupez auto + habitation, augmentez la franchise, maintenez un bon dossier de conduite, et demandez les rabais disponibles (antivol, pneus d'hiver, faible kilom\u00e9trage). Un courtier peut n\u00e9gocier pour vous.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Here are some questions and answers about car insurance: Please note that answers may vary by region and insurance company; It is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15043,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"7 Frequently Asked Questions About Car Insurance in Quebec | Assur360","_seopress_titles_desc":"Discover the best questions to ask when it comes to car insurance. Get the information you need to choose the right coverage. 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