{"id":86492,"date":"2026-07-21T15:21:58","date_gmt":"2026-07-21T19:21:58","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/media-entertainment-insurance-in-quebec-2026-eo-pi-cyber\/"},"modified":"2026-07-21T15:22:57","modified_gmt":"2026-07-21T19:22:57","slug":"media-entertainment-insurance-in-quebec-2026-eo-pi-cyber","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/media-entertainment-insurance-in-quebec-2026-eo-pi-cyber\/","title":{"rendered":"Media  Entertainment Insurance in Quebec 2026 | EO, PI, cyber"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"position:relative;border-radius:18px;overflow:hidden;margin:24px 0 36px;min-height:380px;display:flex;align-items:flex-end;background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 60%,#10c4c7 200%);\">\n  <div style=\"position:relative;padding:40px;max-width:820px;\">\n    <span style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;font-weight:800;font-size:12px;letter-spacing:2px;text-transform:uppercase;padding:6px 14px;border-radius:50px;margin-bottom:16px;\">New in 2026 \u00b7 Media  Entertainment<\/span>\n    <h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(26px,4vw,38px);font-weight:800;line-height:1.15;color:#ffffff;margin:0 0 14px;\"><span class=\"ez-toc-section\" id=\"Media-and-entertainment-insurance-in-Quebec\"><\/span>Media and entertainment insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"color:#cbd5e1;font-size:17px;line-height:1.6;margin:0 0 24px;max-width:680px;\">Marketing agencies, content creators, podcasts, videographers, web agencies: cover intellectual property, defamation, errors and omissions and cybersecurity \u2014 where general liability ends. Quote in 3 minutes with our AMF-certified partner firms. <\/p>\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:15px 34px;border-radius:50px;font-weight:700;font-size:16px;text-decoration:none;\">Get my free quote\u2192<\/a>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\"><strong>Assur360<\/strong> works with <strong>AMF-certified partner firms<\/strong> to offer Quebec companies that create, publish, broadcast or promote content a new <strong>media and entertainment insurance<\/strong> solution. A simple social media post, marketing campaign, podcast, video, website or advertisement can now expose your client to claims that are <em>not<\/em> covered by a standard <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\">general liability<\/a> policy. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">7<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Risks covered<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$1M+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Available limits<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">3 min<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">For Quote<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">100 %<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">AMF certified firms<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-is-Media-Entertainment-Insurance-for\"><\/span>Who is Media  Entertainment Insurance for?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">This protection is designed for any company whose primary activity is to <strong>create, produce, publish or distribute content<\/strong>. It also applies to communication professionals who act on behalf of clients. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udce3<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Marketing and advertising agencies<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Communication agencies, digital marketing, advertising, PR and multi-platform campaign creators.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfa8<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Creators and studios<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Graphic designers, designers, illustrators, video editors, creative studios and content creators (YouTube, TikTok, Instagram).<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf99\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Podcasts and audio<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Podcast hosts, audio producers, recording studios, columnists and independent broadcasters.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcf8<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Photographers and videographers<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Commercial photographers, weddings, events, corporate videographers, drones and audiovisual production.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcbb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Web editors and websites<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Web agencies, website developers, professional bloggers, online media and content platform operators.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfaa<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Event Organizers<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Producers of events, festivals, shows, conferences and brand activations.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-7-perils-covered-by-the-policy\"><\/span>The 7 perils covered by the policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">The solution consolidates in a single policy the protections most sought after by content companies, which are often dispersed between several contracts.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">1. Intellectual Property  Copyright<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Unintentional use of an image, music, font, or protected trademark. Defence costs and settlements. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">2. Defamation  Reputation<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Comments deemed defamatory in an advertisement, podcast, article or social media post.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">3. Privacy  confidentiality<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Invasion of privacy, disclosure of confidential information, or unauthorized use of an image or voice.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">4. Errors and Omissions (EO)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Professional misconduct, bad advice, input error or omission in a customer delivery causing financial loss.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">5. Breach of contract<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Claims related to a breach of contract \u2014 non-compliant deliverables, delays, non-compliance with a customary commitment.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">6. Cybersecurity  Data<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Customer data leaks, ransomware, intrusions, digital privacy breaches \u2014 response fees, notifications, and defense.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(1,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">7. Liability arising from the content published<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Any claim by a third party (customer, competitor, plaintiff) arising out of content you created, posted or disseminated \u2014 text, images, video, audio, online or offline advertising.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7-real-life-examples-where-this-insurance-protects-your-business\"><\/span>7 real-life examples where this insurance protects your business<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Error entering an advertising budget<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A marketing agency accidentally exceeds a client&#8217;s advertising budget as a result of a data entry error. The customer demands the difference. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Copyrighted image or music<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A graphic designer unknowingly uses a copyrighted image or music in a campaign. The beneficiary sends a formal notice. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Advertising deemed defamatory<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A social media agency is being sued for comments deemed defamatory of a competitor of its client in a comparative advertisement.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Photo or video license dispute<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A photographer or videographer is facing a dispute over copyright or licenses to use a work delivered to a client.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Podcast or creator sued for defamation<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A podcast host or content creator is being prosecuted for comments made about a person, a company or a brand.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">6<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Injury during an event<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">An event organizer is held liable for injuries that occur during a shoot, campaign launch or brand activation.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">7<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Cybersecurity incident<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A digital marketing agency is the victim of a cybersecurity incident compromising its clients&#8217; personal data \u2014 notification obligation under Bill 25.<\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">Why your general liability insurance isn&#8217;t enough<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">A standard <strong>general liability<\/strong> policy covers property damage and bodily injury to third parties. It almost always excludes intellectual property, defamation by the content disseminated, professional errors and omissions, and cyber incidents. Without media and entertainment police, defense costs are paid out of your pocket \u2014 often tens of thousands of dollars before a judgment is even rendered.  <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Advice from a broker<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">This policy is <strong style=\"color:#ffffff;\">complementary<\/strong>, not a substitute. It is in addition to your existing <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"color:#10c4c7;\">business insurance<\/a> (general liability, contents, business interruption). Our partner brokers check the two policies together to avoid duplicates and blind spots.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-quote-in-3-steps\"><\/span>How to get your quote in 3 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Describe your business<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Type of content produced, delivery channels, annual revenue, top customers. The form takes less than 3 minutes. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Analysis by a broker<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">An AMF-certified broker from a partner firm analyzes your profile and solicits insurers specializing in media and entertainment.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Receive your options<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Compare limits, deductibles and exclusions. Get the policy that truly protects your business model \u2014 without overpaying. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indicative-prices-2026-according-to-company-size\"><\/span>Indicative prices 2026 according to company size<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Profile<\/th>\n<th style=\"padding:14px 16px;text-align:left;border:none;\">Turnover<\/th>\n<th style=\"padding:14px 16px;text-align:left;border:none;\">Typical<\/th>\n Limit<th style=\"padding:14px 16px;text-align:left;border:none;\">Indicative annual premium<\/th>                        \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Creator \/ freelancer<\/td>\nUp to $\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">100,000<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$<\/td>\n1M<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">$750 \u2013 $1,200<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Small Studio \/ Podcast<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$100,000 \u2013 $<\/td>\n500,000<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">1 \u2013 $<\/td>\n2 million<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">$1,200 \u2013 $2,500<\/td>                        \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">SME<\/td>\n Marketing Agency<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$500,000 \u2013 $<\/td>\n2 million<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$<\/td>\n2M<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">$2,500 \u2013 $5,000<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Agency \/ Established<\/td>\n Producer<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2 million and +<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">3 \u2013 $<\/td>\n5M<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">Tailor-made<\/td>                        \n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative prices 2026 for information purposes. The actual premium depends on the profile, income, claims history and insurers used. <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\">Get your exact price in 3 minutes<\/a>. <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">One policy for all your content risks<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Compare insurers specializing in media and entertainment in Quebec.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get My Quote<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-the-policy-can-include-as-additional-options\"><\/span>What the policy can include as additional options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udfac Audiovisual production<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Equipment coverage (cameras, drones, lighting), filming errors, production stoppage, key personalities.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udf10 Advanced Cyber<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cyber extortion (ransomware), network interruption, forensic fees, notification and credit monitoring.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\u2696\ufe0f Expanded defence costs<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Dedicated limit for intellectual property and defamation attorneys&#8217; fees, often outside the global limit.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udcc4 Creative Approval<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Preventive content review service by a lawyer before publication (option offered by some specialized insurers).<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-reduce-your-premium\"><\/span>How to reduce your premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Document your processes<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Typical client contracts, copyright assignments, written approvals \u2014 a strong case reduces perceived risk.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd10<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Basic IT Security<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Two-factor authentication, offsite backups, password manager \u2014 direct impact on the cyber side.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\uddfe<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Licensed image banks<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Using only documented licensed stock images, music, and fonts significantly reduces the risk of IP claims.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"We-serve-content-companies-throughout-Quebec\"><\/span>We serve content companies throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Media and entertainment insurance is available to agencies, studios, creators and producers in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>Thetford Mines<\/strong>. Our AMF-certified partner firms cover all administrative regions of Quebec. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-Products\"><\/span>Related Articles  Products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Business Insurance in Quebec<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">The basic policy \u2014 general liability, content, business interruption \u2014 to be combined with media protection.<\/p>\n  <\/a>\n  <a href=\"\/assurance-travailleur-autonome\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Self-employed insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Home office, professional liability, cyber and lost pay for creative freelancers.<\/p>\n  <\/a>\n  <a href=\"\/assurance-cyber-risque\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Cyber risk insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Dedicated protection against data leaks, ransomware, and digital disruption for businesses across industries.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Disaster Emergency<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">What to do in the event of a demand letter, IP litigation or cyber incident \u2014 the step-by-step process.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-about-media-and-entertainment-insurance\"><\/span>Frequently asked questions about media and entertainment insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does my general liability policy already cover intellectual property?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No, almost never. General liability insurance covers property damage and bodily injury caused to third parties. Copyright infringement, defamation and professional malpractice are excluded by most standard wordings. A <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\">partner broker<\/a> can check your current contract.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does an independent podcast or YouTube creator really need it?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, as soon as the content generates revenue (advertising, sponsorships, sales). A single demand letter for defamation or unauthorized use of music can represent legal costs in excess of several years of premium. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exactly does the errors and omissions (EO) component cover?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">EO protects against malpractice claims: poor strategic advice, non-compliant deliverables, campaign errors, omissions that cause financial loss to the client. This is the most widely used component in the marketing agency sector. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the cyber component identical to a dedicated cyber-risk policy?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The cyber component integrated into the media policy covers incidents related to your content activity (leakage of customer data, hosting, platforms). For a wider cyber exposure (major ransomware, production stoppage), a <a href=\"\/assurance-cyber-risque\/\">dedicated cyber policy<\/a> is preferable \u2014 a broker will advise you according to your profile. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does the policy cover content that has already been published before the subscription?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A <em>retroactive date<\/em> clause may be negotiated to cover publications prior to subscription, provided that no claims are known or anticipated at the time of subscription. This is a point to be discussed systematically with your broker. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What happens if my customer asks me for proof of EO insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">More and more commercial contracts (large accounts, government, international agencies) require proof of EO insurance with minimum limits (often $1 to $2 million). The Media  Entertainment Policy provides this certificate. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to subscribe?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The form takes about 3 minutes. A partner broker will then contact you within 24 working hours to validate your profile and contact specialist insurers. The policy is usually in effect within 3 to 7 business days.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the policy available everywhere in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, media and entertainment insurance is available to all Quebec companies, regardless of the region. Our partner firms are AMF certified and operate from Gatineau to the Gasp\u00e9 Peninsula. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Ma police de responsabilit\u00e9 civile g\u00e9n\u00e9rale couvre-t-elle d\u00e9j\u00e0 la propri\u00e9t\u00e9 intellectuelle ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non, presque jamais. La RC g\u00e9n\u00e9rale couvre les dommages mat\u00e9riels et corporels caus\u00e9s \u00e0 des tiers. La violation de droits d'auteur, la diffamation et les erreurs professionnelles sont exclues par la plupart des libell\u00e9s standards.\"}},{\"@type\":\"Question\",\"name\":\"Un balado ind\u00e9pendant ou un cr\u00e9ateur YouTube en a-t-il vraiment besoin ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, d\u00e8s que le contenu g\u00e9n\u00e8re des revenus (publicit\u00e9, commandites, ventes). Une seule mise en demeure pour diffamation ou usage non autoris\u00e9 de musique peut repr\u00e9senter des frais juridiques sup\u00e9rieurs \u00e0 plusieurs ann\u00e9es de prime.\"}},{\"@type\":\"Question\",\"name\":\"Que couvre exactement le volet erreurs & omissions (E&O) ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'E&O prot\u00e8ge contre les r\u00e9clamations li\u00e9es \u00e0 une faute professionnelle : mauvais conseil strat\u00e9gique, livrable non conforme, erreur de campagne, omission qui cause une perte financi\u00e8re au client.\"}},{\"@type\":\"Question\",\"name\":\"Le volet cyber est-il identique \u00e0 une police cyber-risque d\u00e9di\u00e9e ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le volet cyber int\u00e9gr\u00e9 \u00e0 la police m\u00e9dias couvre les incidents li\u00e9s \u00e0 votre activit\u00e9 de contenu. Pour une exposition cyber plus large, une police cyber d\u00e9di\u00e9e reste pr\u00e9f\u00e9rable.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce que la police couvre les contenus d\u00e9j\u00e0 publi\u00e9s avant la souscription ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Une clause de date de r\u00e9troactivit\u00e9 peut \u00eatre n\u00e9goci\u00e9e pour couvrir les publications ant\u00e9rieures, \u00e0 condition qu'aucune r\u00e9clamation ne soit connue au moment de la souscription.\"}},{\"@type\":\"Question\",\"name\":\"Qu'arrive-t-il si mon client me demande une preuve d'assurance E&O ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"De plus en plus de contrats commerciaux exigent une preuve d'assurance E&O avec limites minimales (souvent 1 \u00e0 2 M$). La police m\u00e9dias & divertissement fournit cette attestation.\"}},{\"@type\":\"Question\",\"name\":\"Combien de temps prend la souscription ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le formulaire prend environ 3 minutes. Un courtier partenaire vous contacte dans les 24 heures ouvrables. La police est habituellement en vigueur en 3 \u00e0 7 jours ouvrables.\"}},{\"@type\":\"Question\",\"name\":\"La police est-elle offerte partout au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, l'assurance m\u00e9dias et divertissement est disponible pour toutes les entreprises qu\u00e9b\u00e9coises. Nos cabinets partenaires sont certifi\u00e9s AMF et interviennent partout au Qu\u00e9bec.\"}}]}<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF-certified<\/strong> partner firms<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>Brokers who are members of the Chambre de l&#8217;assurance<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">More than <strong>100,000 submissions processed<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Network of <strong>13 partner firms<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> comparison of multiple insurers<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Factual information, indicative prices \u2014 <strong>LDFPS art. 16<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Protect your content business today<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">An AMF-certified broker partner offers you the best media and entertainment policy available in Quebec.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1 866 357-4451<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance entreprise\",\"item\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance m\u00e9dias et divertissement\",\"item\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-medias-divertissement\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>New in 2026 \u00b7 Media Entertainment Media and entertainment insurance in Quebec Marketing agencies, content creators, podcasts, videographers, web agencies: cover intellectual 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