{"id":81774,"date":"2026-07-02T21:51:31","date_gmt":"2026-07-03T01:51:31","guid":{"rendered":"https:\/\/www.assur360.ca\/international-student-insurance-in-quebec-2026-compare-assur360\/"},"modified":"2026-07-02T21:51:58","modified_gmt":"2026-07-03T01:51:58","slug":"international-student-insurance-in-quebec-2026-compare-assur360","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/international-student-insurance-in-quebec-2026-compare-assur360\/","title":{"rendered":"International Student Insurance in Quebec 2026 \u2014 Compare | Assur360"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n<p><!-- HERO --><\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border-radius:20px;padding:56px 40px;margin:24px 0 32px;box-shadow:0 20px 50px rgba(13,31,45,0.22);text-align:center;\">\n  <p style=\"color:#10c4c7;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:3px;margin:0 0 14px;\">International Student \u00b7 Quebec 2026<\/p>\n  <h1 style=\"color:#ffffff;font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,40px);font-weight:800;margin:0 0 18px;line-height:1.2;max-width:820px;margin-left:auto;margin-right:auto;\"><span class=\"ez-toc-section\" id=\"Health-insurance-for-international-students-in-Quebec\"><\/span>Health insurance for international students in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h1>\n  <p style=\"color:#cbd5e1;font-size:17px;line-height:1.65;margin:0 auto 28px;max-width:720px;\">Are you coming to study in Quebec in 2026? <strong style=\"color:#ffffff;\">Medical insurance in accordance with university requirements<\/strong> is mandatory upon arrival. Compare the best policies via Assur360&#8217;s <strong style=\"color:#ffffff;\">AMF-certified brokerage and broker partners<\/strong> in 3 minutes.  <\/p>\n  <div style=\"display:flex;gap:14px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-rapide-voyage\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 30px;border-radius:10px;font-weight:800;text-decoration:none;font-size:15px;display:inline-block;\">Compare offers \u2192<\/a>\n    <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 30px;border-radius:10px;font-weight:700;text-decoration:none;font-size:15px;border:2px solid rgba(255,255,255,0.4);display:inline-block;\">\ud83d\udcde 1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n<p><!-- FLEX IMAGE + INTRO --><\/p>\n\n<div style=\"display:flex;align-items:center;gap:44px;margin:32px 0 44px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/07\/001-assurance-etudiant-international-quebec-2026-assur360.jpg\" alt=\"International student on a university campus in Quebec \u2014 health insurance compared by Assur360\" style=\"width:100%;height:auto;border-radius:14px;box-shadow:0 12px 32px rgba(13,31,45,0.14);display:block;\" loading=\"eager\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;margin:0 0 10px;\">Why insurance is mandatory<\/p>\n    <h2 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:26px;font-weight:800;line-height:1.25;margin:0 0 14px;\"><span class=\"ez-toc-section\" id=\"RAMQ-does-not-cover-international-students-upon-arrival\"><\/span>RAMQ does not cover international students upon arrival<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#334155;font-size:15.5px;line-height:1.75;margin:0 0 12px;\"><strong>International students<\/strong> arriving in Qu\u00e9bec are not covered by the R\u00e9gie de l&#8217;assurance maladie du Qu\u00e9bec (<strong>RAMQ),<\/strong> unless they are nationals of a country that has signed a <strong>social security agreement<\/strong> with Qu\u00e9bec (France, Belgium, Portugal, Norway, etc.).<\/p>\n    <p style=\"color:#334155;font-size:15.5px;line-height:1.75;margin:0;\">All Quebec universities (McGill, Universit\u00e9 de Montr\u00e9al, Concordia, Universit\u00e9 Laval, UQAM, Sherbrooke, etc.) require <strong>proof of approved health insurance<\/strong> prior to registration. Without this proof, your registration may be blocked. <\/p>\n  <\/div>\n<\/div>\n<p><!-- STATS BAR --><\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin:32px 0 48px;\">\n  <div style=\"background:#ffffff;padding:24px 20px;border-radius:14px;border:1px solid #e2e8f0;box-shadow:0 2px 8px rgba(13,31,45,0.04);\">\n    <div style=\"font-size:26px;margin-bottom:8px;\">\ud83c\udf93<\/div>\n    <p style=\"color:#10c4c7;font-size:26px;font-weight:800;margin:0;line-height:1;\">40 000+<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:6px 0 0;\">International Students in QC<\/p>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px 20px;border-radius:14px;border:1px solid #e2e8f0;box-shadow:0 2px 8px rgba(13,31,45,0.04);\">\n    <div style=\"font-size:26px;margin-bottom:8px;\">\ud83c\udfe5<\/div>\n    <p style=\"color:#10c4c7;font-size:26px;font-weight:800;margin:0;line-height:1;\">$1M<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:6px 0 0;\">Typical medical coverage<\/p>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px 20px;border-radius:14px;border:1px solid #e2e8f0;box-shadow:0 2px 8px rgba(13,31,45,0.04);\">\n    <div style=\"font-size:26px;margin-bottom:8px;\">\u23f1\ufe0f<\/div>\n    <p style=\"color:#10c4c7;font-size:26px;font-weight:800;margin:0;line-height:1;\">3 min<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:6px 0 0;\">Online Comparator<\/p>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px 20px;border-radius:14px;border:1px solid #e2e8f0;box-shadow:0 2px 8px rgba(13,31,45,0.04);\">\n    <div style=\"font-size:26px;margin-bottom:8px;\">\ud83d\udcb8<\/div>\n    <p style=\"color:#10c4c7;font-size:26px;font-weight:800;margin:0;line-height:1;\">$0<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:6px 0 0;\">Broker fees \u2014 100% free<\/p>\n  <\/div>\n<\/div>\n<p><!-- WHO NEEDS --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-should-take-out-international-student-insurance\"><\/span>Who should take out international student insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Student health insurance is mandatory for <strong>all international students<\/strong> who come to study in Quebec, with a few exceptions related to social security agreements. Here are the main profiles concerned: <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:32px 0 48px;\">\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;border-top:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:18px;font-weight:800;margin:0 0 10px;\">Bachelor&#8217;s, Master&#8217;s, Doctoral<\/h3>\n    <p style=\"color:#334155;font-size:14.5px;line-height:1.7;margin:0;\">Regular undergraduate, graduate and postgraduate programs. Insurance covering the entire duration of the study stay, often renewable annually. <\/p>\n  <\/div>\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;border-top:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:18px;font-weight:800;margin:0 0 10px;\">Exchange students<\/h3>\n    <p style=\"color:#334155;font-size:14.5px;line-height:1.7;margin:0;\">Quarterly or annual exchange programs. Some partner universities have their own plans \u2014 check before you sign up for any other plan. <\/p>\n  <\/div>\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;border-top:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:18px;font-weight:800;margin:0 0 10px;\">CEGEP and technical schools<\/h3>\n    <p style=\"color:#334155;font-size:14.5px;line-height:1.7;margin:0;\">DEC or DEP programs taken by international students. The same requirements as the academic apply. <\/p>\n  <\/div>\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;border-top:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:18px;font-weight:800;margin:0 0 10px;\">Accompanying family members<\/h3>\n    <p style=\"color:#334155;font-size:14.5px;line-height:1.7;margin:0;\">Spouse, children coming with the international student. Often a separate family policy is required. <\/p>\n  <\/div>\n<\/div>\n<p><!-- FLEX IMAGE + COUVERTURES --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-International-Student-Insurance-Covers\"><\/span>What International Student Insurance Covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:24px 0 40px;\">\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83c\udfe5<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Medical care<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Consultations, emergencies, hospitalization, prescription drugs, specialists according to the ceilings.<\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83d\ude91<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Repatriation<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Emergency return to your home country in the event of a serious illness or death of a loved one.<\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83e\uddb7<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Emergency Dental Care<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Treatments following an accident or acute pain. Often limited to a ceiling amount. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83d\udc41\ufe0f<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Vision Care<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Annual eye exam, glasses or lenses depending on the formula chosen.<\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83e\udde0<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Mental Health<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Sessions with psychologist or therapist. Coverage is often limited to a number of sessions per year. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-radius:14px;padding:22px;\">\n    <p style=\"color:#10c4c7;font-size:26px;margin:0 0 8px;\">\ud83e\udd30<\/p>\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:16px;font-weight:800;margin:0 0 8px;\">Maternity<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Prenatal follow-up, childbirth, postnatal care according to the formula. Waiting periods to be checked. <\/p>\n  <\/div>\n<\/div>\n<p><!-- PRICING TABLE --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-does-international-student-insurance-cost-in-2026\"><\/span>How much does international student insurance cost in 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The indicative rates below vary according to the insurer, the age of the student, the length of stay and the coverage chosen. The exact amount is determined after analysis by a partner broker. <\/p>\n\n<div style=\"overflow-x:auto;margin:24px 0 40px;border-radius:14px;box-shadow:0 4px 16px rgba(13,31,45,0.06);\">\n<table style=\"width:100%;border-collapse:collapse;background:#ffffff;font-size:15px;\">\n  <thead>\n    <tr style=\"background:#0d1f2d;color:#ffffff;\">\n      <th style=\"padding:16px 18px;text-align:left;font-weight:700;letter-spacing:.5px;text-transform:uppercase;font-size:13px;\">Type of stay<\/th>\n      <th style=\"padding:16px 18px;text-align:left;font-weight:700;letter-spacing:.5px;text-transform:uppercase;font-size:13px;\">Annual guide price*<\/th>\n      <th style=\"padding:16px 18px;text-align:left;font-weight:700;letter-spacing:.5px;text-transform:uppercase;font-size:13px;\">Typical Coverage<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:14px 18px;font-weight:700;color:#0d1f2d;\">Long Program (1 year+)<\/td><td style=\"padding:14px 18px;color:#334155;font-weight:700;\">$800 \u2013 $1,500Medical<\/td> <td style=\"padding:14px 18px;color:#64748b;\">$1 million, repatriation, emergency dental<\/td><\/tr>\n    <tr style=\"background:#ffffff;\"><td style=\"padding:14px 18px;font-weight:700;color:#0d1f2d;\">Single session (4 months)<\/td><td style=\"padding:14px 18px;color:#334155;font-weight:700;\">$350 \u2013 $600Medical<\/td> <td style=\"padding:14px 18px;color:#64748b;\">$500K\u2013$1M, repatriation<\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:14px 18px;font-weight:700;color:#0d1f2d;\">Family Program<\/td><td style=\"padding:14px 18px;color:#334155;font-weight:700;\">$1,400 \u2013 $2,800Family<\/td> <td style=\"padding:14px 18px;color:#64748b;\">coverage (student + spouse + children)<\/td><\/tr>\n    <tr style=\"background:#ffffff;\"><td style=\"padding:14px 18px;font-weight:700;color:#0d1f2d;\">Ph.D. (multi-yearly)<\/td><td style=\"padding:14px 18px;color:#334155;font-weight:700;\">700 \u2013 $1,300\/year<\/td><td style=\"padding:14px 18px;color:#64748b;\">Annual renewal, full coverage<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n<p style=\"color:#64748b;font-size:12px;font-style:italic;margin:-24px 0 32px;\">*2026 indicative ranges, for information purposes. The exact price varies according to the profile, the formula and the insurer chosen. <\/p>\n<p><!-- CONSEIL --><\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:16px;padding:32px 36px;margin:40px 0;\">\n  <p style=\"color:#10c4c7;font-size:12px;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">\ud83d\udca1 Key Tip<\/p>\n  <h3 style=\"color:#ffffff;font-family:'Sora',sans-serif;font-size:22px;font-weight:800;margin:0 0 12px;line-height:1.3;\">Subscribe BEFORE you arrive in Quebec<\/h3>\n  <p style=\"color:#cbd5e1;font-size:15.5px;line-height:1.7;margin:0;\">Your coverage should start the <strong style=\"color:#fff;\">day you set foot in Canada<\/strong>, not when you enroll in university. Make an appointment with a partner broker at least 2 weeks before your departure so that the policy is active as soon as you land. <\/p>\n<\/div>\n<p><!-- \u00c9TUDES DE CAS PAR UNIVERSIT\u00c9 --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mandatory-plan-by-Quebec-university\"><\/span>Mandatory plan by Quebec university<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Each establishment has its own requirements. Here&#8217;s a look at Quebec&#8217;s top universities \u2014 in any case, an Assur360 broker partner can confirm whether your coverage meets your institution&#8217;s criteria. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin:24px 0 40px;\">\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">McGill University<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Mandatory International Health Insurance Plan (IHIP) program, unless equivalent coverage approved by International Student Services.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">University of Montreal<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Compulsory group plan administered by the Federation of Student Associations. Exemption possible with proof of social security agreement. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">Concordia University<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Mandatory coverage via the International Students Office. Other policies accepted according to strict criteria (duration, ceilings, repatriation). <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">Laval University<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Compulsory scheme for international students except for nationals of a country with an agreement (France, Belgium, Portugal, Norway, etc.).<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">UQAM and UQ Network<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Mandatory health insurance for all international admission. In-house plan or equivalent approved external insurance. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-radius:12px;padding:22px;border-left:4px solid #10c4c7;\">\n    <h3 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:17px;font-weight:800;margin:0 0 8px;\">University of Sherbrooke<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.65;margin:0;\">Health coverage is mandatory for the duration of the stay. Exemption options with international justifications. <\/p>\n  <\/div>\n<\/div>\n<p><!-- ENTENTES DE S\u00c9CURIT\u00c9 SOCIALE --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Are-you-coming-from-France-Belgium-or-a-partner-country-Social-Security-Agreements\"><\/span>Are you coming from France, Belgium or a partner country? Social Security Agreements <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Qu\u00e9bec has signed <strong>social security agreements<\/strong> with several countries. If you are a national of one of these countries, you may be covered by the <strong>RAMQ<\/strong> as soon as you arrive, without having to take out private insurance. Countries concerned (non-exhaustive list):  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;margin:16px 0 32px;\">\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddeb\ud83c\uddf7 France<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\udde7\ud83c\uddea Belgium<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddf5\ud83c\uddf9 Portugal<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddf1\ud83c\uddfa Luxembourg<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\udde9\ud83c\uddf0 Denmark<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddeb\ud83c\uddee Finland<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddf3\ud83c\uddf4 Norway<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddf8\ud83c\uddea Sweden<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddec\ud83c\uddf7 Greece<\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:10px;padding:14px 12px;text-align:center;font-weight:700;color:#0d1f2d;font-size:14px;\">\ud83c\uddf7\ud83c\uddf4 Romania<\/div>\n<\/div>\n<p style=\"color:#64748b;font-size:13px;font-style:italic;\">Tentative list \u2014 check with the RAMQ or your university. Some agreements cover only emergency care, others cover all services. <\/p>\n<p><!-- FAQ --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0 48px;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Is international student insurance really mandatory in Quebec?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Yes. All Quebec universities and CEGEPs require proof of approved health insurance for all international students who do not have a social security agreement with Quebec. Without proof, the registration may be blocked.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Can I keep my insurance from my home country?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Rarely accepted as it is. Quebec universities require coverage with specific limits (often $1 million in medical expenses), emergency repatriation and a duration covering the entire period of study. An Assur360 partner broker can check if your current policy is compliant, or find you a complementary one.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Am I covered as soon as I arrive at the airport?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Only if you purchased your policy BEFORE you left and the start date coincides with your arrival. That&#8217;s why it&#8217;s essential to arrange your insurance at least 2 weeks before the trip. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">I&#8217;m from France: do I really need private insurance?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Thanks to the France-Qu\u00e9bec agreement, French students can be enrolled in the RAMQ for the duration of their studies in Qu\u00e9bec. However, the RAMQ does not cover everything (medications, dental, repatriation, out-of-QC care). Supplemental insurance is often recommended for these services.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Are my spouse and accompanying children covered?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Not automatically. You must purchase a <strong>family policy<\/strong> or add family members to your plan. Some universities offer family extensions to their compulsory scheme; A partner broker can compare with the external market.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">How much does international student insurance cost in 2026?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">The target price is between $800 and $1,500 per year for a regular bachelor&#8217;s or master&#8217;s program. A short 4-month session typically costs $350\u2013600. The exact price depends on the age, duration, package and insurer.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Can I change my insurance during the year?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">Yes, subject to approval of your new plan by your university. Some institutions impose their internal scheme as the sole cover \u2014 in this case, no external substitution is possible. Check with International Student Services before making any changes.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:12px;margin:0 0 10px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:15px;\">Is Assur360 an insurance broker?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;background:#ffffff;\">No. Assur360 is an <strong>independent insurance comparison site<\/strong> that connects students with <strong>AMF-certified partner firms and brokers<\/strong> specializing in health and travel insurance. You don&#8217;t pay anything to receive multiple quotes compared.  <\/div>\n  <\/details>\n<\/div>\n<p><!-- EEAT --><\/p>\n\n<div style=\"background:linear-gradient(135deg,#f0fdfa 0%,#ecfeff 100%);border-radius:20px;padding:40px 36px;margin:48px 0;\">\n  <p style=\"color:#10c4c7;font-size:12px;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin:0 0 14px;\">Why Compare with Assur360<\/p>\n  <h2 style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:22px;font-weight:800;margin:0 0 20px;line-height:1.25;\"><span class=\"ez-toc-section\" id=\"A-comparator-backed-by-an-AMF-certified-firm\"><\/span>A comparator backed by an AMF-certified firm<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px;\">\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;flex-shrink:0;\">\u2713<\/span><span style=\"color:#0d1f2d;font-size:15px;line-height:1.6;\"><strong>Independent<\/strong> comparison tool \u2014 multiple insurers compared in 3 minutes<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;flex-shrink:0;\">\u2713<\/span> <span style=\"color:#0d1f2d;font-size:15px;line-height:1.6;\">Certified partner firms and brokers <strong>with the Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong><\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;flex-shrink:0;\">\u2713<\/span><span style=\"color:#0d1f2d;font-size:15px;line-height:1.6;\"><strong>Members of the Insurance Chamber<\/strong><\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;flex-shrink:0;\">\u2713<\/span><span style=\"color:#0d1f2d;font-size:15px;line-height:1.6;\"><strong>Bilingual French\/English<\/strong> support for international students<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;grid-column:1\/-1;\"><span style=\"color:#10c4c7;font-size:20px;flex-shrink:0;\">\u2713<\/span><span style=\"color:#0d1f2d;font-size:15px;line-height:1.6;\"><strong>100% free and without obligation<\/strong> for the student \u2014 brokers are paid by insurers<\/span><\/div>\n  <\/div>\n<\/div>\n<p><!-- CTA FINAL --><\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border-radius:20px;padding:56px 40px;margin:48px 0 32px;text-align:center;\">\n  <p style=\"color:#10c4c7;font-size:12px;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin:0 0 14px;\">3 minutes flat<\/p>\n  <h2 style=\"color:#ffffff;font-family:'Sora',sans-serif;font-size:clamp(24px,3.5vw,32px);font-weight:800;margin:0 0 14px;line-height:1.2;\"><span class=\"ez-toc-section\" id=\"Find-your-international-student-insurance\"><\/span>Find your international student insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;font-size:16px;line-height:1.6;margin:0 auto 28px;max-width:620px;\">Quote compared by an AMF-certified broker partner, usually called back within 24 business hours.<\/p>\n  <div style=\"display:flex;gap:14px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-rapide-voyage\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 32px;border-radius:10px;font-weight:800;text-decoration:none;font-size:16px;display:inline-block;\">My free comparison\u2192<\/a>\n    <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 32px;border-radius:10px;font-weight:700;text-decoration:none;font-size:16px;border:2px solid rgba(255,255,255,0.4);display:inline-block;\">\ud83d\udcde 1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n<p><!-- LIENS INTERNES --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-pages\"><\/span>Related pages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:24px 0 24px;\">\n  <a href=\"\/assurance-voyage\/\" style=\"display:block;padding:22px;background:#ffffff;border:1px solid #e2e8f0;border-radius:14px;text-decoration:none;color:#0d1f2d;\">\n    <p style=\"color:#10c4c7;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 8px;\">Produit<\/p>\n    <p style=\"color:#0d1f2d;font-weight:700;margin:0;font-size:15px;line-height:1.35;\">Assurance voyage Qu\u00e9bec 2026<\/p>\n  <\/a>\n  <a href=\"\/assurance-voyage-etudiant\/\" style=\"display:block;padding:22px;background:#ffffff;border:1px solid #e2e8f0;border-radius:14px;text-decoration:none;color:#0d1f2d;\">\n    <p style=\"color:#10c4c7;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 8px;\">\u00c9tudiant QC \u00e0 l&#8217;\u00e9tranger<\/p>\n    <p style=\"color:#0d1f2d;font-weight:700;margin:0;font-size:15px;line-height:1.35;\">\u00c9tudier hors Qu\u00e9bec &#038; PVT<\/p>\n  <\/a>\n  <a href=\"\/assurance-vie\/\" style=\"display:block;padding:22px;background:#ffffff;border:1px solid #e2e8f0;border-radius:14px;text-decoration:none;color:#0d1f2d;\">\n    <p style=\"color:#10c4c7;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 8px;\">Produit<\/p>\n    <p style=\"color:#0d1f2d;font-weight:700;margin:0;font-size:15px;line-height:1.35;\">Assurance vie au Qu\u00e9bec<\/p>\n  <\/a>\n  <a href=\"\/assurance-invalidite\/\" style=\"display:block;padding:22px;background:#ffffff;border:1px solid #e2e8f0;border-radius:14px;text-decoration:none;color:#0d1f2d;\">\n    <p style=\"color:#10c4c7;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 8px;\">Produit<\/p>\n    <p style=\"color:#0d1f2d;font-weight:700;margin:0;font-size:15px;line-height:1.35;\">Assurance invalidit\u00e9<\/p>\n  <\/a>\n<\/div>\n<p><!-- SCHEMAS JSON-LD --><\/p>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"@id\":\"https:\/\/www.assur360.ca\/#organization\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\",\"logo\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\"description\":\"Comparateur d'assurance ind\u00e9pendant au Qu\u00e9bec, op\u00e9r\u00e9 par le cabinet Assur360 tek inc. certifi\u00e9 AMF.\",\"areaServed\":{\"@type\":\"AdministrativeArea\",\"name\":\"Qu\u00e9bec, Canada\"},\"telephone\":\"+1-866-357-4451\"}\n<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance voyage\",\"item\":\"https:\/\/www.assur360.ca\/assurance-voyage\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u00c9tudiant international\",\"item\":\"https:\/\/www.assur360.ca\/assurance-etudiant-international-quebec\/\"}]}\n<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Est-ce que l'assurance \u00e9tudiant international est vraiment obligatoire au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Toutes les universit\u00e9s et C\u00c9GEP qu\u00e9b\u00e9cois exigent une preuve d'assurance sant\u00e9 approuv\u00e9e pour tous les \u00e9tudiants internationaux qui ne b\u00e9n\u00e9ficient pas d'une entente de s\u00e9curit\u00e9 sociale avec le Qu\u00e9bec.\"}},\n{\"@type\":\"Question\",\"name\":\"Puis-je conserver mon assurance de mon pays d'origine ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rarement accept\u00e9e telle quelle. Les universit\u00e9s qu\u00e9b\u00e9coises exigent une couverture avec plafonds sp\u00e9cifiques (souvent 1 M$), rapatriement d'urgence et dur\u00e9e couvrant toute la p\u00e9riode d'\u00e9tudes.\"}},\n{\"@type\":\"Question\",\"name\":\"Suis-je couvert d\u00e8s mon arriv\u00e9e \u00e0 l'a\u00e9roport ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Seulement si vous avez souscrit votre police AVANT de partir et que la date de d\u00e9but co\u00efncide avec votre arriv\u00e9e.\"}},\n{\"@type\":\"Question\",\"name\":\"Je viens de France : ai-je vraiment besoin d'une assurance priv\u00e9e ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gr\u00e2ce \u00e0 l'entente France-Qu\u00e9bec, les \u00e9tudiants fran\u00e7ais peuvent \u00eatre inscrits \u00e0 la RAMQ. Une assurance compl\u00e9mentaire est cependant recommand\u00e9e pour m\u00e9dicaments, dentaire et rapatriement.\"}},\n{\"@type\":\"Question\",\"name\":\"Mon conjoint et mes enfants qui m'accompagnent sont-ils couverts ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pas automatiquement. Vous devez souscrire une police familiale ou ajouter les membres de la famille \u00e0 votre r\u00e9gime.\"}},\n{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte une assurance \u00e9tudiant international en 2026 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le prix indicatif se situe entre 800 $ et 1 500 $ par ann\u00e9e pour un programme r\u00e9gulier. Une session de 4 mois co\u00fbte typiquement 350\u2013600 $.\"}},\n{\"@type\":\"Question\",\"name\":\"Puis-je changer d'assurance en cours d'ann\u00e9e ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, sous r\u00e9serve d'approbation de votre nouveau r\u00e9gime par votre universit\u00e9. Certains \u00e9tablissements imposent leur r\u00e9gime interne.\"}},\n{\"@type\":\"Question\",\"name\":\"Assur360 est-il un courtier en assurance ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. Assur360 est un comparateur ind\u00e9pendant qui met en relation les \u00e9tudiants avec des cabinets et courtiers partenaires certifi\u00e9s AMF.\"}}\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>International student in Quebec 2026: mandatory health insurance, RAMQ-substitute coverage, repatriation. Compare via Assur360&#8217;s AMF partner firms. 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