{"id":75599,"date":"2026-06-08T15:19:37","date_gmt":"2026-06-08T19:19:37","guid":{"rendered":"https:\/\/www.assur360.ca\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/"},"modified":"2026-06-10T11:44:00","modified_gmt":"2026-06-10T15:44:00","slug":"proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/","title":{"rendered":"Proof of Tenant Insurance in Quebec 2026 \u2014 How to Get It Fast"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Have you just signed your lease and your landlord asks you for <strong>proof of tenant insurance<\/strong> before handing over the keys to you? Don&#8217;t panic: this is a common requirement in Quebec and the document is obtained quickly, often in less than 24 hours. At <strong>Assur360<\/strong>, an independent comparison site registered with the Chambre de l&#8217;assurance, we explain exactly what to ask, to whom, and how to avoid your taking possession being delayed.  <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#10c4c7;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;font-weight:700;\">PROOF OF TENANT INSURANCE<\/p>\n  <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Need-proof-of-tenant-insurance\" >Need proof of tenant insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#What-is-proof-of-tenant-insurance\" >What is proof of tenant insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#What-should-be-in-your-proof-of-insurance\" >What should be in your proof of insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#How-to-get-your-proof-in-3-steps\" >How to get your proof in 3 steps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#How-long-does-it-take\" >How long does it take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#What-happens-if-I-dont-provide-proof\" >What happens if I don&#8217;t provide proof?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Formats-accepted-by-landlords\" >Formats accepted by landlords<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Common-mistakes-to-avoid\" >Common mistakes to avoid<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Available-throughout-Quebec\" >Available throughout Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Frequently-Asked-Questions\" >Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Why-Assur360-is-the-fastest-way\" >Why Assur360 is the fastest way<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.assur360.ca\/en\/proof-of-tenant-insurance-in-quebec-2026-how-to-get-it-fast\/#Related-pages\" >Related pages<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"color:#ffffff;font-size:32px;margin:0 0 16px;line-height:1.2;\"><span class=\"ez-toc-section\" id=\"Need-proof-of-tenant-insurance\"><\/span>Need proof of tenant insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;font-size:16px;\">Active policy + certificate issued during the day. 9 insurers compared in 3 minutes. PDF document ready to share with your landlord.  <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/tenant-insurance-quote-2\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin:0 8px 8px 0;\">Submission 3 min \u2192<\/a>\n  <a href=\"tel:+18887271111\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;margin:0 8px 8px 0;\">\ud83d\udcde 1-888-727-1111<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:40px 0;text-align:center;\">\n  <div style=\"padding:20px;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;margin-bottom:8px;\">24-48 hrs<\/div>\n    <div style=\"font-size:13px;color:#64748b;text-transform:uppercase;letter-spacing:1px;\">Standard Lead Time<\/div>\n  <\/div>\n  <div style=\"padding:20px;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;margin-bottom:8px;\">Free<\/div>\n    <div style=\"font-size:13px;color:#64748b;text-transform:uppercase;letter-spacing:1px;\">At your insurer<\/div>\n  <\/div>\n  <div style=\"padding:20px;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;margin-bottom:8px;\">90 %<\/div>\n    <div style=\"font-size:13px;color:#64748b;text-transform:uppercase;letter-spacing:1px;\">Leases require it<\/div>\n  <\/div>\n  <div style=\"padding:20px;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;margin-bottom:8px;\">100K+<\/div>\n    <div style=\"font-size:13px;color:#64748b;text-transform:uppercase;letter-spacing:1px;\">Quebecers recommended<\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u23f0<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">Do you have less than 48 hours to provide proof?<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">Call us at <strong>1-888-727-1111<\/strong> \u2014 a broker from our partner firms will find you an active policy today and email you the certificate within a few hours. No paper to print, no appointments: everything is settled over the phone. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-proof-of-tenant-insurance\"><\/span>What is proof of tenant insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Proof of tenant insurance is an official document issued by your insurance company that confirms that you have an active policy covering the property you are renting. Depending on what your landlord requires, these can be three separate documents \u2014 most of the time, a simple <strong>attestation<\/strong> is enough. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcc4<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Certificate of insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Standard document provided free of charge by your insurer or broker. Confirms that the policy is active, with coverage dates, insured address, and liability amount.   <strong>Sufficient in 90% of cases.<\/strong><\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Certificate of Insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">More formal document, issued upon specific request. Mentions the owner or property manager by name as an interested third party. Required by some high-rise buildings and professional managers.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccc<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Additional Insured Rider<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Rare in Quebec in residential \u2014 more common in rented condos or commercial. Adds the homeowner as a co-insured on certain coverages in your policy. Ask your broker if required.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-should-be-in-your-proof-of-insurance\"><\/span>What should be in your proof of insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">An informed owner checks 8 specific elements on the document you send him. If one of them is missing or inaccurate, he or she may refuse the evidence and demand a new document. Validate each point before sending.  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Tenant&#8217;s full name<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Your legal name as it appears on the lease \u2014 no nickname or initials only.<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Exact address of the accommodation<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Street number, street, apartment number, city and postal code \u2014 as listed in the lease.<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Start date and end date<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Coverage must begin no later than the day of taking possession and cover the entire term of the lease.<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Insurance Policy Number<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Unique identifier of your contract \u2014 allows the owner to validate the policy with the insurer if necessary.<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Amount of liability<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Typically $1 million or $2 million. The majority of leases require at least $1 million; some managers are asking for $2 million. <\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Name of insurance company<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Clear identification of the insurer (Intact, Desjardins, La Capitale, Beneva, Belair, etc.).<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Contact information for your broker<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Name, phone number and email of the brokerage firm that issued the policy \u2014 makes it easy to check.<\/p><\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start;\">\n    <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n    <div><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 6px;\">Stamp or electronic signature<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Authenticates the document. A simple screenshot without the insurer&#8217;s letterhead may be refused. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-proof-in-3-steps\"><\/span>How to get your proof in 3 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Don&#8217;t have a tenant insurance policy yet? Here&#8217;s the quickest way to provide your proof to your landlord \u2014 from the quote to the final document. <\/p>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Purchase a tenant insurance policy<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Fill out the <a href=\"https:\/\/www.assur360.ca\/en\/tenant-insurance-quote-2\/\" style=\"color:#10c4c7;font-weight:600;\">Assur360 quote<\/a> form in 3 minutes: we compare 9 insurers in real time and a broker from our partner firms presents you with the best offer. The policy can take effect the same day by phone or email. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Ask your broker for the certificate<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">As soon as you take out, explicitly ask <strong>for a certificate of insurance for the owner<\/strong>. Specify their name, address and the address of the rented accommodation. The certificate is free of charge and issued within a few hours \u2014 sometimes immediately via the insurer&#8217;s customer area.  <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Transmit to the owner<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Email the PDF to your landlord or property manager \u2014 the most accepted format. Keep a copy for your records and, if possible, ask for a written acknowledgement confirming that the evidence is found to be compliant. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Pro tip: register your landlord as an INTERESTED THIRD PARTY<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Ask your broker to list your landlord as an <strong style=\"color:#ffffff;\">interested third party<\/strong> (sometimes called an &#8220;interested party&#8221;) on the policy. The insurer will automatically notify this if your coverage is cancelled, suspended, or not renewed. This simple gesture reassures the landlord enormously, accelerates the acceptance of the proof, and can even favor your file when applying competitively for a coveted property.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-long-does-it-take\"><\/span>How long does it take?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">If your move is in a few days, timing is probably your first concern. Here are the actual timelines for each step \u2014 the vast majority of cases are resolved in less than 24 hours. <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Step<\/th>\n<th style=\"padding:14px 16px;text-align:left;border:none;\">Typical<\/th>\n Timeline<th style=\"padding:14px 16px;text-align:left;border:none;\">Express Lead Time (Assur360)<\/th>                \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Quote and price<\/td>\n comparison<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">15 to 30 minutes<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">~3 minutes<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Policy underwriting and issuance<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">1 to 3 business<\/td>\n days<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">Same day<\/td>                \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Issuance of the certificate<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">24 hours<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">Immediate at 4 a.m.<\/td>\n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;font-weight:600;color:#0d1f2d;\">Total subscription \u2192 proof provided<\/td>\n        <td style=\"padding:12px 16px;color:#334155;\">2 to 4 days<\/td>\n        <td style=\"padding:12px 16px;color:#10c4c7;font-weight:700;\">Less than 24 hours<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-happens-if-I-dont-provide-proof\"><\/span>What happens if I don&#8217;t provide proof?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">If the insurance obligation is included in your lease (a clause that is becoming more and more standard in Quebec), not providing proof has concrete consequences. The landlord may <strong>refuse to give you the keys<\/strong> on the day you take possession, <strong>delay access to the dwelling<\/strong> until you receive the document, and \u2014 in some cases \u2014 <strong>constitute a breach of the lease<\/strong> that could lead to an appeal before the Administrative Housing Tribunal. <\/p>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">The <strong>Civil Code of Qu\u00e9bec<\/strong> (article 1855 et seq. on the obligations of the tenant) requires the tenant to comply with the conditions of the lease. If insurance is included as a requirement, its absence puts you technically at fault. Conversely, providing compliant proof quickly protects your rights and immediately establishes a relationship of trust with your landlord.  <\/p>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">NEVER falsify proof of insurance<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">An amended certificate, an expired policy presented as active, or a fabricated document constitutes <strong>fraud<\/strong>. Consequences: retroactive cancellation of the policy, denial of any future claim, report to the AMF, and civil or even criminal proceedings by the owner. A broker will find you a policy within a few hours \u2014 there&#8217;s no reason to take that risk.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Formats-accepted-by-landlords\"><\/span>Formats accepted by landlords<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Most homeowners now accept digital. Here are the most common formats, from the most universal to the rarest. <\/p>\n\n<ul style=\"background:#f8fafc;border-left:4px solid #10c4c7;padding:24px 24px 24px 48px;margin:32px 0;color:#334155;line-height:1.9;\">\n  <li><strong>PDF emailed<\/strong> \u2014 universal format, accepted by 95% of owners and managers. To be preferred. <\/li>\n  <li><strong>Screenshot of<\/strong> the insurer&#8217;s customer area \u2014 accepted by individual owners, sometimes rejected by large property management companies.<\/li>\n  <li><strong>Signed paper document<\/strong> \u2014 delivered by hand or by mail. More formal but slower. <\/li>\n  <li><strong>Fax<\/strong> \u2014 still requested by some traditional property managers and public bodies (HLM, OMH).<\/li>\n  <li><strong>Uploading to platforms<\/strong> \u2014 some landlords use ProprioDirect, Locapix, Hopem or internal portals that require direct deposit.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common-mistakes-to-avoid\"><\/span>Common mistakes to avoid<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">These four mistakes are the most common reasons why proof of tenant insurance is denied. Validate each one before sending to avoid a round trip that could delay your pick-up. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #ef4444;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udd34<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Policy cancelled before moving in<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">You took out a policy to get the proof and then cancelled it. The insurer informs the interested third party: your landlord learns of this and can terminate your lease because of a false declaration. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #ef4444;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udd34<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Incorrect address on proof<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">A missing apartment number, a street lettermark, or the old address \u2014 any inconsistency with the lease invalidates the evidence. Read the address character by character. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #ef4444;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udd34<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Start date after the lease is signed<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The policy must be in force on or before the day of taking possession. If it starts three days later, the owner can refuse: his property will not be covered in the meantime. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #ef4444;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udd34<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Insufficient RCA amount<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The owner demanded $2 million in civil liability, you provided $1 million. Ask your broker to increase the limit \u2014 it&#8217;s usually a small markup (a few dollars a month). <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Available-throughout-Quebec\"><\/span>Available throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Assur360&#8217;s partner firms issue proof of tenant insurance for units located in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Gatineau<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>, as well as in all other regions of Quebec. Whether you rent a studio downtown or a house in the regions, the process remains the same and the deadlines are the same. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get proof of insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">If you don&#8217;t have a policy yet, count on a few hours to 24 hours via Assur360: the quote takes about 3 minutes, the subscription is done the same day by phone or email, and the certificate is issued within a few hours. If you already have a policy, ask your broker for the certificate directly or via the insurer&#8217;s customer area \u2014 usually immediately at 4 a.m. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can the landlord really refuse to give me the keys without proof?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">If the insurance obligation is clearly written in the lease signed by both parties, yes: the landlord can make the handover of the keys conditional on receipt of the proof. This is a clause valid in Quebec, governed by the Civil Code. The best strategy is to provide the proof as soon as you sign or a few days before taking possession, to avoid any friction.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is a certificate sufficient or is a formal certificate required?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">In the majority of cases (around 90%), a simple certificate of insurance is sufficient. Professional property managers and some large high-rise buildings sometimes require a formal certificate explicitly mentioning the owner as an interested third party. Ask your landlord what format they prefer \u2014 your broker will issue the right document.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">My landlord wants to be listed on the policy \u2014 is it mandatory?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Not exactly mandatory, but it&#8217;s a common and reasonable request. The owner wants to be added as an <strong>interested third party<\/strong> (and not as an insured). This is free, does not change your policy, and allows the insurer to notify them if your coverage is cancelled. Rather, it is a sign of seriousness that you can accept without hesitation.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much liability can my landlord claim?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">In Quebec, the majority of leases require a minimum of $1,000,000 in civil liability. For high-end buildings, luxury condos or certain institutional managers, the requirement can climb to $2,000,000. The premium difference between the two limits is minimal \u2014 often a few dollars a month \u2014 so it&#8217;s usually worth going straight for $2 million so you don&#8217;t have to change the policy later.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does the proof cost anything?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The attestation or certificate of insurance itself is <strong>always free of charge<\/strong> \u2014 all insurers and brokers issue it at no cost to their policyholders. What you pay for is your tenant insurance policy itself, which typically costs between $12 and $35 per month depending on your home, belongings, and profile. The exact premium is determined after analysis by the broker.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">I have just arrived in Quebec \u2014 what documents do I need to subscribe?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Newcomers can purchase a tenant insurance policy in Quebec without a Canadian history. Have ready: an identity document (passport, residence permit or driver&#8217;s license), your signed lease, your address in Quebec, and a method of payment (Canadian bank account, credit card). Some insurers require proof of status (permanent resident, temporary worker, student). The broker will help you identify the most welcoming insurer for newcomers.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">My insurer is slow to send the proof, what should I do?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">First reflex: call your broker back specifying that it is urgent and give the deadline imposed by your landlord. Most of the time, the attestation can be generated immediately from the broker area. If there is no response beyond 48 hours, contact Assur360 at 1-888-727-1111 \u2014 our broker partners can provide you with a provisional certificate the same day or refer you to an insurer capable of issuing quickly.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-Assur360-is-the-fastest-way\"><\/span>Why Assur360 is the fastest way<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f0fdfa;border:1px solid #99f6e4;border-radius:16px;padding:36px;margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;\">\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">9 insurers compared in 3 minutes<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">Single quote, optimized price \u2014 no duplicate steps.<\/span><\/div>\n    <\/div>\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">Certificate issued in the following hours<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">Your broker prepares the document as soon as the subscription is validated.<\/span><\/div>\n    <\/div>\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">Independent comparator<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">Registered with the Chambre de l&#8217;assurance \u2014 no insurer bias.<\/span><\/div>\n    <\/div>\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">Service in French and English<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">Bilingual counsellors, ideal for newcomers to Montreal.<\/span><\/div>\n    <\/div>\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">AMF-certified partner firms<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">Duly registered brokers, supervised by the Quebec authorities.<\/span><\/div>\n    <\/div>\n    <div style=\"display:flex;gap:14px;align-items:flex-start;\">\n      <div style=\"color:#10c4c7;font-size:22px;font-weight:800;flex-shrink:0;line-height:1.2;\">\u2713<\/div>\n      <div><strong style=\"color:#0d1f2d;display:block;margin-bottom:4px;\">100K+ Quebecers recommended<\/strong><span style=\"color:#334155;font-size:14px;line-height:1.5;\">A well-established platform, experienced tenant insurance brokers.<\/span><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#10c4c7;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;font-weight:700;\">PROOF READY TODAY<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Is your landlord waiting? We solve it in less than 24 hours. <\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Apply online or by phone \u2014 a broker from our partner firms will email you the certificate the same day, ready to send to your landlord.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/tenant-insurance-quote-2\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin:0 8px 8px 0;\">Get my policy + proof<\/a>\n  <a href=\"tel:+18887271111\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;margin:0 8px 8px 0;\">\ud83d\udcde Call \u2014 proof today<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-pages\"><\/span>Related pages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/tenant-insurance-quote-2\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:transform .15s;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">SUBMISSION<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 8px;\">Tenant Insurance Quote<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Compare 9 insurers in 3 minutes and get your policy the same day.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/how-much-does-tenant-insurance-cost-in-quebec-in-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:transform .15s;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">PRICE<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 8px;\">Price and cost of tenant insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Indicative rates in Quebec, factors that influence the premium, ranges by profile.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/tenants-civil-liability-in-quebec-2026-who-pays-what\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:transform .15s;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">COVERAGE<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 8px;\">Tenant&#8217;s civil liability<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Understanding the key coverage required by landlords: $1 million or $2 million?<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/shared-tenant-insurance-in-quebec-2026-who-pays-what\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:transform .15s;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">ROOMMATE<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 8px;\">Tenant&#8217;s insurance in a shared apartment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.5;margin:0;\">Shared policy or individual fonts? What you need to know for roommates. <\/p>\n  <\/a>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;font-size:14px;\"><em>Need to protect more than a rented apartment? Also consult our <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\" style=\"color:#10c4c7;font-weight:600;\">guide to home insurance in Quebec<\/a> to understand the differences between tenant, homeowner and co-owner coverage. <\/em><\/p>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"InsuranceAgency\",\n  \"name\": \"Assur360\",\n  \"description\": \"Comparateur ind\u00e9pendant d'assurance au Qu\u00e9bec \u2014 inscrit \u00e0 la Chambre de l'assurance. Soumission en 3 minutes, attestation d'assurance locataire \u00e9mise par les courtiers de nos cabinets partenaires certifi\u00e9s AMF dans les heures suivant la souscription.\",\n  \"url\": \"https:\/\/assur360.ca\/preuve-assurance-locataire\/\",\n  \"areaServed\": {\n    \"@type\": \"AdministrativeArea\",\n    \"name\": \"Qu\u00e9bec\"\n  },\n  \"telephone\": \"+1-888-727-1111\",\n  \"priceRange\": \"$$\",\n  \"knowsAbout\": [\n    \"Preuve d'assurance locataire\",\n    \"Attestation d'assurance habitation\",\n    \"Certificat d'assurance pour bail\",\n    \"Responsabilit\u00e9 civile locataire\"\n  ]\n}\n<\/script><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien de temps faut-il pour obtenir une preuve d'assurance ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Si vous n'avez pas encore de police, comptez de quelques heures \u00e0 24 heures via Assur360 : la soumission prend environ 3 minutes, la souscription se fait le jour m\u00eame par t\u00e9l\u00e9phone ou courriel, et l'attestation est \u00e9mise dans les heures qui suivent. 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Les gestionnaires immobiliers professionnels et certaines grandes tours demandent parfois un certificat formel mentionnant explicitement le propri\u00e9taire comme tiers int\u00e9ress\u00e9.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Mon propri\u00e9taire veut \u00eatre inscrit sur la police \u2014 est-ce obligatoire ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pas obligatoire, mais c'est une demande courante et raisonnable. Le propri\u00e9taire souhaite \u00eatre ajout\u00e9 comme tiers int\u00e9ress\u00e9 (et non comme assur\u00e9). Cette mention est gratuite et permet \u00e0 l'assureur de l'aviser si votre couverture est annul\u00e9e.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quel montant de responsabilit\u00e9 civile mon propri\u00e9taire peut-il exiger ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Au Qu\u00e9bec, la majorit\u00e9 des baux exigent un minimum de 1 000 000 $ de responsabilit\u00e9 civile. Pour des immeubles haut de gamme ou certains gestionnaires institutionnels, l'exigence peut atteindre 2 000 000 $. La diff\u00e9rence de prime est minime.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"La preuve d'assurance co\u00fbte-t-elle quelque chose ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"L'attestation ou le certificat est toujours gratuit \u2014 tous les assureurs et courtiers l'\u00e9mettent sans frais pour leurs assur\u00e9s. Vous payez uniquement votre police d'assurance locataire, dont le co\u00fbt indicatif au Qu\u00e9bec se situe g\u00e9n\u00e9ralement entre 12 $ et 35 $ par mois selon votre profil.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Je viens d'arriver au Qu\u00e9bec \u2014 quels documents pour souscrire ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pr\u00e9parez une pi\u00e8ce d'identit\u00e9 (passeport, permis de r\u00e9sidence ou permis de conduire), votre bail sign\u00e9, votre adresse au Qu\u00e9bec et une m\u00e9thode de paiement canadienne. Certains assureurs demandent une preuve de statut. 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Si le d\u00e9lai d\u00e9passe 48 heures, contactez Assur360 au 1 888 727-1111 pour une attestation provisoire ou une r\u00e9orientation.\"\n      }\n    }\n  ]\n}\n<\/script><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"Comment obtenir une preuve d'assurance locataire au Qu\u00e9bec\",\n  \"description\": \"Proc\u00e9dure compl\u00e8te pour obtenir une attestation d'assurance locataire et la transmettre \u00e0 votre propri\u00e9taire, en moins de 24 heures.\",\n  \"totalTime\": \"PT24H\",\n  \"estimatedCost\": {\n    \"@type\": \"MonetaryAmount\",\n    \"currency\": \"CAD\",\n    \"value\": \"0\"\n  },\n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 1,\n      \"name\": \"Souscrire une police d'assurance locataire\",\n      \"text\": \"Remplissez le formulaire de soumission Assur360 en 3 minutes : 9 assureurs sont compar\u00e9s en temps r\u00e9el et un courtier vous pr\u00e9sente la meilleure offre. 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[&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":75602,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Proof of Tenant Insurance Quebec 2026 \u2014 In 24 Hours | Assur360","_seopress_titles_desc":"Proof of tenant insurance for your lease: attestation, certificate, mandatory contents, how to obtain it in less than 24 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