{"id":74871,"date":"2026-06-08T15:14:58","date_gmt":"2026-06-08T19:14:58","guid":{"rendered":"https:\/\/www.assur360.ca\/zoo-wildlife-garden-insurance-qc-2026-assur360\/"},"modified":"2026-06-08T15:15:31","modified_gmt":"2026-06-08T19:15:31","slug":"zoo-wildlife-garden-insurance-qc-2026-assur360","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/zoo-wildlife-garden-insurance-qc-2026-assur360\/","title":{"rendered":"Zoo &#038; Wildlife Garden Insurance QC 2026 | Assur360"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);padding:60px 24px;border-radius:14px;text-align:center;color:#fff;margin-bottom:32px;\">\n  <div style=\"font-size:46px;margin-bottom:12px;\">\ud83e\udd81<\/div>\n  <h1 style=\"font-size:42px;font-weight:800;margin:0 0 14px;line-height:1.15;color:#fff;\"><span class=\"ez-toc-section\" id=\"Zoo-and-Zoological-Garden-Insurance-in-Quebec-2026\"><\/span>Zoo and Zoological Garden Insurance in Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n  <p style=\"font-size:18px;color:#cbd5e1;max-width:840px;margin:0 auto 26px;line-height:1.5;\">Civil liability, animal bites and escapes, visitor injuries, value of enclosures and the collection: complete protection for zoos, zoological gardens, mini-farms and animal shows in Quebec.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/special-events-insurance-form\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 38px;border-radius:8px;font-weight:700;font-size:16px;text-decoration:none;\">Free quote in 2 minutes \u2192<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:32px 0;text-align:center;\">\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">$10M+<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">RC available up to<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">100+<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">AMF partner firms<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">48h<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Accelerated issuance<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">2 min<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Online application<\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-this-insurance-is-essential-in-Quebec\"><\/span>Why this insurance is essential in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\">Operating a zoo, a zoological garden or a tourist mini-farm in Quebec involves risks of a very special nature: a visitor can be bitten, an enclosure can give way, an animal can escape, or a valuable species can be lost due to disease. The sector is also <strong>strictly regulated<\/strong> by the Act respecting the conservation and development of wildlife and by animal welfare standards. <\/p><p class=\"wp-block-paragraph\">A simple bite or accident involving a child on a school visit can represent <strong>several hundred thousand dollars<\/strong> in claims. Organized visits generally require a <strong>minimum of $5 million<\/strong> in liability, and host municipalities may request more. The right policy protects the farmer, his employees, his volunteers and his livestock.  <\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Annual-Coverage-or-Special-Event\"><\/span>Annual Coverage or Special Event<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:24px 0;\">\n  <div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:14px;padding:30px;\">\n    <div style=\"font-size:11px;letter-spacing:2px;text-transform:uppercase;color:#10c4c7;font-weight:800;margin-bottom:10px;\">\u25c6 ANNUAL COVERAGE<\/div>\n    <h3 style=\"margin:0 0 14px;font-size:22px;color:#0d1f2d;\">For permanent operators<\/h3>\n    <p style=\"color:#334155;font-size:15px;line-height:1.7;margin:0 0 14px;\">Do you operate continuously \u2014 seasonal or yearly? The annual policy covers your entire business activity: regular customers, employees, equipment, premises, vehicles. <\/p>\n    <ul style=\"color:#334155;font-size:14px;line-height:1.8;margin:0;padding-left:20px;\">\n      <li>Seasonal (May-October) or continuous<\/li>\n      <li>Renewable from year to year<\/li>\n      <li>Adjustable Endorsements (Volume, Locations)<\/li>\n      <li>Municipal\/park certificates included<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#fff;border:2px solid #0d1f2d;border-radius:14px;padding:30px;\">\n    <div style=\"font-size:11px;letter-spacing:2px;text-transform:uppercase;color:#0d1f2d;font-weight:800;margin-bottom:10px;\">\u25c6 SPECIAL EVENT<\/div>\n    <h3 style=\"margin:0 0 14px;font-size:22px;color:#0d1f2d;\">For one-time activities<\/h3>\n    <p style=\"color:#334155;font-size:15px;line-height:1.7;margin:0 0 14px;\">Are you organizing a specific event \u2014 competition, open house, corporate activity, fundraiser? The special event policy covers this date with no annual commitment. <\/p>\n    <ul style=\"color:#334155;font-size:14px;line-height:1.8;margin:0;padding-left:20px;\">\n      <li>1 day to several weeks<\/li>\n      <li>Competitions, demos, festivals<\/li>\n      <li>NPOs, municipalities, businesses<\/li>\n      <li>Accelerated Emission (48h)<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-your-policy-covers\"><\/span>What your policy covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83e\udd93<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">General Liability<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Injury to a visitor, fall on site, accident in an animal interaction area. Typical limits $5 million to $10 million. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83d\udc05<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">Animal Bites and Attacks<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Coverage for prosecution in the event of a bite, scratch or assault \u2014 including interaction animals and contact pens.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83d\udeaa<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">Escape from an animal<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Capture costs, damage to neighbouring properties, and veterinary investigation costs if an animal escapes from its enclosure.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83c\udfd7\ufe0f<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">Property and enclosures<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Replacement value of cages, aviaries, aquariums, barns and visitor infrastructure against fire, vandalism and storms.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83e\udd92<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">Value of the collection<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Financial coverage for the loss of a collector&#8217;s animal (protected species, rare farm animal) following illness, accident or veterinary intervention.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:10px;padding:24px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83d\udcc5<\/div>\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">Event Cancellation<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.55;\">Compensation if a special event (open day, media birth, fundraiser) has to be cancelled due to an epizootic or force majeure.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-subscribe-in-3-steps\"><\/span>How to subscribe in 3 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:18px;margin:24px 0;\">\n  <div style=\"display:flex;gap:18px;align-items:flex-start;padding:22px;background:#f8fafc;border-radius:12px;border:1px solid #e2e8f0;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">1<\/div>\n    <div>\n      <h3 style=\"margin:0 0 6px;font-size:17px;color:#0d1f2d;\">Fill out the online form<\/h3>\n      <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">2 minutes \u2014 nature of the activity, volume, dates, desired RC limit. No payment at this stage. <\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;padding:22px;background:#f8fafc;border-radius:12px;border:1px solid #e2e8f0;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">2<\/div>\n    <div>\n      <h3 style=\"margin:0 0 6px;font-size:17px;color:#0d1f2d;\">Receive your quote<\/h3>\n      <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">A broker from one of our partner firms certified by the Autorit\u00e9 des march\u00e9s financiers (AMF) will contact you with a precise quote within 48 hours.<\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;padding:22px;background:#f8fafc;border-radius:12px;border:1px solid #e2e8f0;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">3<\/div>\n    <div>\n      <h3 style=\"margin:0 0 6px;font-size:17px;color:#0d1f2d;\">Accept and receive your certificate<\/h3>\n      <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">Issuance of the certificate of insurance (PDF) within 48 hours. Document that can be used for your municipal permits, rental contracts or S\u00e9paq\/SOPFEU certificates. <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">What RC limit does my zoo need in Quebec?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">For a zoo open to the public, the recommended limit is <strong>$5 million to $10 million<\/strong>. School visits, animal contact zones, and special events (day camps, open houses) may warrant higher limits. Municipalities often require an attestation before issuing business permits.  <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">Does the insurance cover animal bites on visitors?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">Yes, this is one of the main risks covered by <strong>zoo specialized civil liability<\/strong>. The policy compensates for medical expenses, loss of income of the injured visitor, and defense costs in the event of a lawsuit. The interaction areas (educational farm, ray pond, butterflyarium) must be declared.  <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">What is the difference between an annual policy and a special event?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">The <strong>annual<\/strong> covers the continuous operation of the zoo year-round (regular visitors, employees, enclosures). The <strong>special event<\/strong> covers a one-off off-site or off-site activity: educational outing with animals, temporary exhibition, benefit gala with animal presentation. <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">My zoo is seasonal (May-October). Can I have a suitable font? <\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">Yes. Policies can be <strong>adjusted to the seasonal calendar<\/strong> with a premium modulated according to the opening period. The coverage of goods (enclosures, equipment) remains annual, but the RC for visitors may be suspended out of season. <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">Are exotic animals (lion, tiger, bear) insurable?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">Yes, but with a specific amendment. <strong>Species classified as &#8220;increased risk&#8221;<\/strong> require a detailed declaration (species, number, conditions of detention, emergency plan) and an adjusted premium. Pen standards and compliance with provincial regulations are prerequisites.  <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">How much does zoo insurance cost in Quebec in 2026?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">The <em>bonuses are indicative<\/em>. They vary according to the number of species, the volume of annual visitors, the presence of interaction areas, the loss history and the RC limit. An accurate quote is given to you free of charge in 2 minutes.  <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">And the volunteers on the site?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">Volunteers can be added to the police as <strong>designated persons<\/strong>, which covers them during their activities (cleaning pens, presenting to the public, selling tickets). Their declaration by name is generally required for high-risk activities (handling of animals). <\/div>\n  <\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:18px 22px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:16px;list-style:none;\">Is a tourist mini-farm the same as a zoo?<\/summary>\n    <div style=\"padding:18px 22px;color:#334155;font-size:15px;line-height:1.7;\">Depending on the size and type of animals. <strong>Educational mini-farms<\/strong> (goats, rabbits, chickens) are often covered by an agritourism policy with bite guarantee. <strong>Zoological gardens<\/strong> (exotic animals, paying public) require a dedicated zoo police.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For-which-cities-in-Quebec\"><\/span>For which cities in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f0fdfa;border-radius:12px;padding:28px;margin:24px 0;\">\n  <p style=\"color:#0d1f2d;font-size:15px;line-height:1.7;margin:0 0 12px;\"><strong>Coverage available throughout Qu\u00e9bec<\/strong> through our partner firms certified by the Autorit\u00e9 des march\u00e9s financiers. We regularly handle cases in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>L\u00e9vis<\/strong>, as well as in active tourist regions \u2014 Charlevoix, Outaouais, Gasp\u00e9sie, C\u00f4te-Nord, Eastern Townships, Laurentians and Mauricie. <\/p>\n  <p style=\"color:#334155;font-size:14px;margin:0;\">Online quote available 24\/7, processed by a human broker during business hours.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-use-Assur360\"><\/span>Why use Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f0fdfa;border-radius:14px;padding:30px;margin:24px 0;\">\n  <ul style=\"list-style:none;padding:0;margin:0;color:#0d1f2d;\">\n    <li style=\"padding:8px 0 8px 30px;position:relative;font-size:15px;line-height:1.6;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span><strong>Independent comparison tool<\/strong> \u2014 Assur360 does not sell insurance directly. We put you in touch with partner firms certified by the Autorit\u00e9 des march\u00e9s financiers. <\/li>\n    <li style=\"padding:8px 0 8px 30px;position:relative;font-size:15px;line-height:1.6;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span><strong>More than 100 AMF partner firms<\/strong> in Quebec \u2014 recommendations tailored to your business.<\/li>\n    <li style=\"padding:8px 0 8px 30px;position:relative;font-size:15px;line-height:1.6;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span><strong>Free quote in 2 minutes<\/strong> \u2014 no commitment, no payment, no abusive reminders.<\/li>\n    <li style=\"padding:8px 0 8px 30px;position:relative;font-size:15px;line-height:1.6;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span><strong>48-hour accelerated issuance<\/strong> \u2014 convenient for urgent certificates (permit, park, room rental).<\/li>\n    <li style=\"padding:8px 0 8px 30px;position:relative;font-size:15px;line-height:1.6;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span><strong>Regulatory compliance<\/strong> \u2014 Bill 25, Insurance Chamber, Autorit\u00e9 des march\u00e9s financiers.<\/li>\n  <\/ul>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:48px 32px;text-align:center;margin:40px 0;\">\n  <h2 style=\"color:#fff;font-size:28px;margin:0 0 14px;font-weight:800;\"><span class=\"ez-toc-section\" id=\"Ready-to-get-your-quote\"><\/span>Ready to get your quote?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;font-size:16px;margin:0 0 28px;max-width:620px;margin-left:auto;margin-right:auto;line-height:1.6;\">2 minutes to fill out the form. A personalized response from a broker from an AMF partner firm within 48 hours. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/special-events-insurance-form\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 38px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:8px;\">Free \u2192<\/a>\n quote<a href=\"https:\/\/www.assur360.ca\/en\/need-help-contact-assur360-now\/\" style=\"background:transparent;border:2px solid #fff;color:#fff;padding:14px 32px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Contact Us<\/a>  \n<\/div>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:24px;margin:32px 0;border-left:4px solid #10c4c7;\">\n  <p style=\"margin:0 0 8px;font-weight:700;color:#0d1f2d;font-size:14px;\">See also on Assur360<\/p>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:12px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/event-insurance-4\/\" style=\"background:#fff;padding:14px;border-radius:8px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;font-size:14px;\">\u2192 Special<\/a>\n Events Insurance<a href=\"https:\/\/www.assur360.ca\/en\/wedding-insurance-quebec-2026-price-starting-at-175-assur360\/\" style=\"background:#fff;padding:14px;border-radius:8px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;font-size:14px;\">\u2192 Wedding<\/a>\n insurance<a href=\"https:\/\/www.assur360.ca\/en\/2026-qc-festival-concert-fashion-show-insurance-assur360\/\" style=\"background:#fff;padding:14px;border-radius:8px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;font-size:14px;\">\u2192 Festival Insurance<\/a>        \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Comparateur ind\u00e9pendant\", \"url\": \"https:\/\/www.assur360.ca\/assurance-zoo\/\", \"description\": \"Assurance zoo au Qu\u00e9bec : RC 5M$+, morsures et \u00e9vasions d'animaux, blessures visiteurs, biens et enclos. Annuelle ou \u00e9v\u00e9nement, soumission gratuite en 2 min.\", \"areaServed\": {\"@type\": \"State\", \"name\": \"Qu\u00e9bec, Canada\"}}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Mon zoo a besoin de quelle limite de RC au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour un zoo accueillant le public, la limite recommand\u00e9e est de 5 M$ \u00e0 10 M$. Les visites scolaires, les zones de contact animal et les \u00e9v\u00e9nements sp\u00e9ciaux (camps de jour, journ\u00e9es portes ouvertes) peuvent justifier des limites plus \u00e9lev\u00e9es. Les municipalit\u00e9s exigent souvent une attestation avant d'\u00e9mettre les permis d'exploitation.\"}}, {\"@type\": \"Question\", \"name\": \"L'assurance couvre-t-elle les morsures d'animaux sur les visiteurs ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, c'est l'un des risques principaux couverts par la responsabilit\u00e9 civile sp\u00e9cialis\u00e9e zoo. La police indemnise les frais m\u00e9dicaux, les pertes de revenus du visiteur bless\u00e9, et les frais de d\u00e9fense en cas de poursuite. Les zones d'interaction (ferme p\u00e9dagogique, bassin de raie, papillonarium) doivent \u00eatre d\u00e9clar\u00e9es.\"}}, {\"@type\": \"Question\", \"name\": \"Quelle diff\u00e9rence entre police annuelle et \u00e9v\u00e9nement sp\u00e9cial ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"L'annuelle couvre l'exploitation continue du zoo toute l'ann\u00e9e (visiteurs r\u00e9guliers, employ\u00e9s, enclos). L'\u00e9v\u00e9nement sp\u00e9cial couvre une activit\u00e9 ponctuelle hors-site ou hors-norme : sortie p\u00e9dagogique avec animaux, exposition temporaire, gala-b\u00e9n\u00e9fice avec pr\u00e9sentation d'animaux.\"}}, {\"@type\": \"Question\", \"name\": \"Mon zoo est saisonnier (mai-octobre). Puis-je avoir une police adapt\u00e9e ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. Les polices peuvent \u00eatre ajust\u00e9es au calendrier saisonnier avec une prime modul\u00e9e selon la p\u00e9riode d'ouverture. La couverture des biens (enclos, \u00e9quipement) reste annuelle, mais la RC visiteurs peut \u00eatre suspendue hors-saison.\"}}, {\"@type\": \"Question\", \"name\": \"Les animaux exotiques (lion, tigre, ours) sont-ils assurables ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, mais avec un avenant sp\u00e9cifique. Les esp\u00e8ces class\u00e9es \u00ab risque accru \u00bb exigent une d\u00e9claration d\u00e9taill\u00e9e (esp\u00e8ce, nombre, conditions de d\u00e9tention, plan d'urgence) et une prime ajust\u00e9e. Les normes d'enclos et le respect des r\u00e8glements provinciaux sont des pr\u00e9requis.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance zoo au Qu\u00e9bec en 2026 ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les primes sont indicatives. Elles varient selon le nombre d'esp\u00e8ces, le volume de visiteurs annuels, la pr\u00e9sence de zones d'interaction, l'historique de sinistres et la limite de RC. Une soumission pr\u00e9cise vous est donn\u00e9e gratuitement en 2 minutes.\"}}, {\"@type\": \"Question\", \"name\": \"Et les b\u00e9n\u00e9voles sur le site ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les b\u00e9n\u00e9voles peuvent \u00eatre ajout\u00e9s \u00e0 la police comme personnes d\u00e9sign\u00e9es, ce qui les couvre durant leurs activit\u00e9s (nettoyage d'enclos, pr\u00e9sentation au public, vente de billets). Leur d\u00e9claration nominative est g\u00e9n\u00e9ralement requise pour les activit\u00e9s \u00e0 risque (manipulation d'animaux).\"}}, {\"@type\": \"Question\", \"name\": \"Une mini-ferme touristique est-elle assimil\u00e9e \u00e0 un zoo ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Selon la taille et le type d'animaux. Les mini-fermes p\u00e9dagogiques (ch\u00e8vres, lapins, poules) rel\u00e8vent souvent d'une police agritourisme avec garantie morsure. Les jardins zoologiques (animaux exotiques, public payant) n\u00e9cessitent une police zoo d\u00e9di\u00e9e.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/www.assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance \u00e9v\u00e9nements\", \"item\": \"https:\/\/www.assur360.ca\/assurance-evenement\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance zoo et jardin zoologique au Qu\u00e9bec 2026\", \"item\": \"https:\/\/www.assur360.ca\/assurance-zoo\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Zoo and zoological garden insurance in Quebec: RC $5M+, bites, escapes, visitor injuries, enclosure value and collection. Annual or event coverage, via AMF partner firms. <\/p>\n","protected":false},"author":49,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Zoo & Wildlife Garden Insurance QC 2026 | Assur360","_seopress_titles_desc":"Zoo insurance in Quebec: RC $5M+, animal bites and escapes, injuries to visitors, property and enclosures. 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