{"id":74622,"date":"2026-06-08T13:11:31","date_gmt":"2026-06-08T17:11:31","guid":{"rendered":"https:\/\/www.assur360.ca\/stationary-trailer-insurance-quebec-2026\/"},"modified":"2026-06-25T17:27:42","modified_gmt":"2026-06-25T21:27:42","slug":"stationary-trailer-insurance-quebec-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/stationary-trailer-insurance-quebec-2026\/","title":{"rendered":"Stationary trailer insurance Quebec 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Stationary-RV-Insurance-in-Quebec-2026\"><\/span>Stationary RV Insurance in Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360\", \"url\": \"https:\/\/assur360.ca\/assurance-roulotte-stationnaire\/\", \"logo\": \"https:\/\/assur360.ca\/wp-content\/uploads\/2024\/07\/logo-assur360.png\", \"telephone\": \"+1-866-357-4451\", \"address\": {\"@type\": \"PostalAddress\", \"addressLocality\": \"Thetford Mines\", \"addressRegion\": \"QC\", \"addressCountry\": \"CA\"}, \"areaServed\": {\"@type\": \"AdministrativeArea\", \"name\": \"Qu\u00e9bec\"}, \"serviceType\": \"Stationary RV Insurance 2026\"}<\/script>\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Recreational Vehicle\", \"item\": \"https:\/\/assur360.ca\/assurance-vehicule-recreatif\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Stationary RV Insurance 2026\"}]}<\/script>\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How much does stationary RV insurance cost in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Premiums range from $380\/year for a basic RV to $2,200\/year for a complete setup (5th wheel + addition + deck). The average for a stationary RV with a 3-season addition is around $700-$950\/year.\"}}, {\"@type\": \"Question\", \"name\": \"Does a stationary RV need to be insured year-round?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, even off-season. Liability and fire\/theft coverage must remain active 12 months a year. Many insurers offer a winter discount if the RV is unoccupied from October to April.\"}}, {\"@type\": \"Question\", \"name\": \"Does the campground's insurance cover my RV?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. The campground's insurance covers its own facilities and operator liability. Your RV, your belongings, and your personal liability must be covered by your own policy.\"}}, {\"@type\": \"Question\", \"name\": \"Do I need to declare my 3-season addition to the insurer?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, it's essential. An undeclared addition is not covered. Provide the actual value (materials + labor) and take photos before the season.\"}}, {\"@type\": \"Question\", \"name\": \"The campground contract often requires liability: how much?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Campgrounds generally require a minimum of $2 million, and increasingly $5 million. Check your site rental contract before arrival.\"}}, {\"@type\": \"Question\", \"name\": \"Can I insure a used stationary RV over 15 years old?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, but the number of insurers willing to cover decreases. Some require an inspection or refuse coverage beyond 20-25 years. The comparison platform helps quickly identify companies that accept older RVs.\"}}, {\"@type\": \"Question\", \"name\": \"If I move my stationary RV during the season, am I covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Occasional movement (to another campground, on a trip) is generally covered if you have a standard RV policy. For a permanent site change, notify the insurer \u2014 the storage address changes.\"}}, {\"@type\": \"Question\", \"name\": \"What's the difference between a stationary RV and a mobile home?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A stationary RV remains an RV (mobility possible). A mobile home is a permanent residence, often placed on foundations, treated as a dwelling. Policies and prices differ. See our mobile home insurance page.\"}}]}<\/script>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Your <strong>stationary RV<\/strong> stays on the same campground all season (sometimes for several years)? The insurance policy for a stationary RV is different from that of a towed RV. 3-season addition, deck, added equipment, rented land: all of this must be declared to be covered. <strong>Assur360<\/strong> is an independent comparison platform that connects you with <strong>AMF-certified partner firms<\/strong>. The brokers from our partner firms compare over 9 specialized RV insurers for the best stationary coverage at the best price.<\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE 2026<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;font-family:'Sora',sans-serif;font-weight:800;\"><span class=\"ez-toc-section\" id=\"Stationary-RV-Insurance-%E2%80%94-Free-Quote\"><\/span>Stationary RV Insurance \u2014 Free Quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;font-size:16px;\">Compare 9+ specialized RV insurers in under 3 minutes<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-vr-en-ligne\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 40px;border-radius:50px;font-weight:700;font-size:16px;text-decoration:none;\">Get my free quote \u2192<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:24px;margin:40px 0;text-align:center;\">\n<div><div style=\"font-size:36px;font-weight:800;color:#10c4c7;font-family:'Sora',sans-serif;\">9+<\/div><div style=\"color:#64748b;font-size:14px;text-transform:uppercase;letter-spacing:1px;\">Insurers compared<\/div><\/div><div><div style=\"font-size:36px;font-weight:800;color:#10c4c7;font-family:'Sora',sans-serif;\">$380<\/div><div style=\"color:#64748b;font-size:14px;text-transform:uppercase;letter-spacing:1px;\">Annual premium starting at<\/div><\/div><div><div style=\"font-size:36px;font-weight:800;color:#10c4c7;font-family:'Sora',sans-serif;\">3 min<\/div><div style=\"color:#64748b;font-size:14px;text-transform:uppercase;letter-spacing:1px;\">Online quote<\/div><\/div><div><div style=\"font-size:36px;font-weight:800;color:#10c4c7;font-family:'Sora',sans-serif;\">100%<\/div><div style=\"color:#64748b;font-size:14px;text-transform:uppercase;letter-spacing:1px;\">Free, no obligation<\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Essential-Coverages-for-a-Stationary-RV\"><\/span>Essential Coverages for a Stationary RV<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:24px 0;\">\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Liability Insurance<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Minimum $2M, $3M to $5M recommended. Covers damages caused to others on the premises (visitors, neighboring sites).<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Fire and Theft<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Essential. Includes fire, short circuit, vandalism, and theft. The main cause of claims on stationary trailers is fire.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Three-Season Room \/ Veranda<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Often added as an option: rigid or flexible structure attached to the trailer. Must be declared with its value.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Deck, Shed, Outdoor Fireplace<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Equipment installed on the site (gazebo, shed, outdoor BBQ, fireplace). Coverage limit to check: $2,000 to $15,000.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Personal Effects<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">$5,000 to $25,000 depending on the insurer. You keep equipment on-site all season: dishes, electronics, outdoor furniture.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Water and Hail Damage<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Important for stationary trailers \u2014 prolonged exposure to the elements. Check the limit and exclusions.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Specifics-of-a-Stationary-Trailer\"><\/span>Specifics of a Stationary Trailer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n<div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;font-family:'Sora',sans-serif;\">1<\/div><div><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 8px;\">Define &#8220;Stationary&#8221;<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">A trailer that stays on the same campsite for \u2265 6 consecutive months, generally not towed during this period. Different from a travel trailer.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;font-family:'Sora',sans-serif;\">2<\/div><div><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 8px;\">Check the Land Contract<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">The campsite often requires a minimum liability insurance. Read the contract before subscribing \u2014 some require $2M, others $5M.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;font-family:'Sora',sans-serif;\">3<\/div><div><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 8px;\">Declare All Additions<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Three-season room, deck, shed, gazebo, built-in BBQ, wall-mounted air conditioner, outdoor fireplace: declared = covered. Undeclared = excluded.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;font-family:'Sora',sans-serif;\">4<\/div><div><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 8px;\">Choose the Right Type of Policy<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Some insurers offer a stationary RV policy; others treat it as a secondary residence. The right choice affects the price and coverage.<\/p><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Pitfalls-to-Avoid\"><\/span>Pitfalls to Avoid<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:24px 0;\">\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Undervaluing additions<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">A $12,000 unreported 3-season addition is not reimbursed after a claim. Make an accurate list with values.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Thinking that land liability is enough<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Camping insurance does NOT cover your trailer or your belongings. You need to have your own policy.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Forgetting the annual move<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">If you move the trailer off-season or change sites: declare it. The trip and the new site must be covered.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Undercovering personal belongings<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">You often leave equipment on-site all season. Check the limit \u2014 often $5,000 by default, which should be increased.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Ignoring water risk<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">Stationary trailer = prolonged exposure to rain\/snow. Ask for extended water damage coverage.<\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:14px;padding:24px;\"><h3 style=\"font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:#0d1f2d;margin:0 0 12px;\">Not comparing multiple insurers<\/h3><p style=\"font-size:15px;color:#475569;line-height:1.7;margin:0;\">The stationary market is niche: not all insurers cover it. Comparing helps avoid paying 30-40% too much.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Indicative-price-for-stationary-trailer-insurance-%E2%80%94-Quebec-2026\"><\/span>Indicative price for stationary trailer insurance \u2014 Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:15px;color:#475569;line-height:1.7;\">Ranges for recent stationary trailers on camping sites, driver with no claims. Actual price based on your record.<\/p>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n<table style=\"width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;font-size:14px;\">\n<thead style=\"background:#0d1f2d;color:#fff;\"><tr><th style=\"text-align:left;padding:14px 16px;font-family:'Sora',sans-serif;font-size:14px;font-weight:700;\">Profile<\/th><th style=\"text-align:left;padding:14px 16px;font-family:'Sora',sans-serif;font-size:14px;font-weight:700;\">Annual premium<\/th><th style=\"text-align:left;padding:14px 16px;font-family:'Sora',sans-serif;font-size:14px;font-weight:700;\">Included coverages<\/th><th style=\"text-align:left;padding:14px 16px;font-family:'Sora',sans-serif;font-size:14px;font-weight:700;\">Note<\/th><\/tr><\/thead>\n<tbody><tr style=\"background:#ffffff;\"><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Basic stationary trailer ($20,000-$35,000)<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">$380 &#8211; $700<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Liability $2M, fire, theft<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">No additions or endorsements<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Stationary trailer with 3-season addition<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">$550 &#8211; $950<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">+ declared addition<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Additions > $8,000<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Complete stationary trailer (addition + deck + shed)<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">$750 &#8211; $1,400<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">+ all additions + extended personal effects<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Typical QC camping setup<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Luxury stationary trailer (5th wheel $80,000+ with complete setup)<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">$1,200 &#8211; $2,200<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">+ replacement cost<\/td><td style=\"padding:14px 16px;color:#475569;font-size:14px;border-bottom:1px solid #e2e8f0;\">Combine auto+home = -20%<\/td><\/tr><\/tbody>\n<\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n<details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">How much does insurance for a stationary RV cost in Quebec?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Premiums range from $380\/year for a basic RV to $2,200\/year for a complete setup (5th wheel + addition + deck). The average for a stationary RV with a 3-season addition is around $700-950\/year.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">Does a stationary RV need to be insured year-round?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Yes, even off-season. Liability and fire\/theft coverage must remain active 12 months a year. Many insurers offer a winter discount if the RV is unoccupied from October to April.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">Does the campground insurance cover my RV?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">No. Campground insurance covers its own facilities and operator liability. Your RV, your belongings, and your personal liability must be covered by your own policy.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">Do I need to declare my 3-season addition to the insurer?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Yes, it&#8217;s essential. An undeclared addition is not covered. Provide the actual value (materials + labor) and take photos before the season.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">Does the campground contract often require liability coverage: how much?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Campgrounds generally require a minimum of $2M, and increasingly $5M. Check your site rental contract before arrival.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">Can I insure a used stationary RV that is 15+ years old?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Yes, but the number of insurers willing to cover decreases. Some require an inspection or refuse coverage beyond 20-25 years. The comparison platform helps quickly identify companies that accept older RVs.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">If I move my stationary RV during the season, am I covered?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">Occasional movement (to another campground, on a trip) is generally covered if you have a standard RV policy. For a permanent site change, notify the insurer \u2014 the storage address changes.<\/div><\/details><details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;\"><summary style=\"background:#f8fafc;padding:18px 24px;font-weight:700;color:#0d1f2d;cursor:pointer;font-family:'Sora',sans-serif;font-size:16px;\">What is the difference between a stationary RV and a mobile home?<\/summary><div style=\"padding:20px 24px;color:#475569;font-size:15px;line-height:1.8;\">A stationary RV remains an RV (mobility possible). A mobile home is a permanent residence, often placed on foundations, treated as a dwelling. Policies and prices differ. See our mobile home insurance page.<\/div><\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:#0d1f2d;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Why-choose-Assur360\"><\/span>Why choose Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f0fdfa;border-radius:14px;padding:32px;margin:24px 0;\">\n  <ul style=\"list-style:none;padding:0;margin:0;color:#0d1f2d;font-size:16px;line-height:2;\">\n    <li style=\"padding-left:32px;position:relative;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span> <strong>Independent comparison platform<\/strong>: we compare over 9 insurance companies for you<\/li>\n    <li style=\"padding-left:32px;position:relative;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span> <strong>AMF certified partner firms<\/strong> and Chamber of Insurance<\/li>\n    <li style=\"padding-left:32px;position:relative;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span> <strong>100,000+ Quebecers<\/strong> have already trusted our network<\/li>\n    <li style=\"padding-left:32px;position:relative;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span> <strong>Free service<\/strong>, no hidden fees, no commitment<\/li>\n    <li style=\"padding-left:32px;position:relative;\"><span style=\"position:absolute;left:0;color:#10c4c7;font-weight:800;\">\u2713<\/span> <strong>Quote in 3 minutes<\/strong>, online or by phone<\/li>\n  <\/ul>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:48px 0;\">\n  <h2 style=\"color:#fff;font-size:26px;font-family:'Sora',sans-serif;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Ready-to-compare-your-RV-insurance\"><\/span>Ready to compare your RV insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;font-size:16px;\">Free quote, no commitment, in less than 3 minutes<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-vr-en-ligne\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 40px;border-radius:50px;font-weight:700;font-size:16px;text-decoration:none;margin-right:12px;\">Get my quote \u2192<\/a>\n  <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;border:2px solid #fff;color:#fff;padding:14px 38px;border-radius:50px;font-weight:700;font-size:16px;text-decoration:none;\">1-866-357-4451<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin:48px 0;\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-vehicule-recreatif\/\" style=\"display:block;background:#f8fafc;border-radius:14px;padding:24px;text-decoration:none;border:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:8px;\">RV HUB<\/div><div style=\"color:#0d1f2d;font-size:17px;font-weight:700;\">Recreational Vehicle Insurance in Quebec \u2192<\/div><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-maison-mobile\/\" style=\"display:block;background:#f8fafc;border-radius:14px;padding:24px;text-decoration:none;border:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:8px;\">MOBILE HOME<\/div><div style=\"color:#0d1f2d;font-size:17px;font-weight:700;\">Mobile Home Insurance Quebec \u2192<\/div><\/a><a href=\"\/cout-annuel-vehicule-recreatif\/\" style=\"display:block;background:#f8fafc;border-radius:14px;padding:24px;text-decoration:none;border:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:8px;\">CALCULATOR<\/div><div style=\"color:#0d1f2d;font-size:17px;font-weight:700;\">How much does my RV really cost? \u2192<\/div><\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Stationary RV Insurance in Quebec 2026 Your stationary RV stays on the same campground all season (sometimes for several years)? The insurance [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Stationary trailer insurance Quebec 2026 \u2014 Fixed camping","_seopress_titles_desc":"Stationary trailer insurance in Quebec 2026: specific coverage, seasonal terrain, prices starting at $380\/year. Compare 9+ specialized RV 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