{"id":72699,"date":"2026-06-03T01:36:49","date_gmt":"2026-06-03T05:36:49","guid":{"rendered":"https:\/\/www.assur360.ca\/2026-qc-festival-concert-fashion-show-insurance-assur360\/"},"modified":"2026-06-03T01:37:14","modified_gmt":"2026-06-03T05:37:14","slug":"2026-qc-festival-concert-fashion-show-insurance-assur360","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/2026-qc-festival-concert-fashion-show-insurance-assur360\/","title":{"rendered":"2026 QC Festival, Concert &#038; Fashion Show Insurance | Assur360"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);padding:60px 24px;border-radius:14px;text-align:center;color:#fff;margin-bottom:32px;\">\n  <h1 style=\"font-size:42px;font-weight:800;margin:0 0 14px;line-height:1.15;color:#fff;\"><span class=\"ez-toc-section\" id=\"2026-Quebec-Festival-Concert-and-Parade-Insurance\"><\/span>2026 Quebec Festival, Concert and Parade Insurance<span class=\"ez-toc-section-end\"><\/span><\/h1>\n  <p style=\"font-size:18px;color:#cbd5e1;max-width:820px;margin:0 auto 26px;line-height:1.5;\">Liability, bad weather cancellation, fireworks, artist default: the complete protection for organizers of music events, festivals, parades and public celebrations.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/special-events-insurance-form\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 38px;border-radius:8px;font-weight:700;font-size:16px;text-decoration:none;\">Free quote in 2 min<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:32px 0;text-align:center;\">\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:32px;font-weight:800;color:#10c4c7;\">$10M<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">RC available up to<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:32px;font-weight:800;color:#10c4c7;\">500+<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Festivals covered\/year<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:32px;font-weight:800;color:#10c4c7;\">48h<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Accelerated issuance<\/div><\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px 12px;\"><div style=\"font-size:32px;font-weight:800;color:#10c4c7;\">2 min<\/div><div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Online application<\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-festival-insurance-is-mandatory-in-Quebec\"><\/span>Why festival insurance is mandatory in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Organizing a festival, an outdoor concert, a parade or a musical event in Quebec involves an immense responsibility: public safety, contracts with artists, stage rentals, the presence of fireworks, alcohol sales and unpredictable weather conditions. Most municipalities <strong>require a certificate of civil liability insurance<\/strong> before issuing a permit to occupy public property \u2014 typically <strong>$2 million to $5 million minimum<\/strong>, and up to $10 million for large gatherings. <\/p>\n\n<p class=\"wp-block-paragraph\">Beyond the legal obligation, the financial stakes are colossal. A cancellation for a violent storm on the eve of a music festival can represent <strong>several hundred thousand dollars<\/strong> in fees for artists hired, equipment rental and logistical costs already incurred. Well-structured insurance protects the organiser, volunteers, sponsors and the public.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-festivalconcert-insurance-covers\"><\/span>What festival\/concert insurance covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83c\udfaa General Liability<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Injury to a spectator, fall from a structure, accident on the site. Limits of $2 million to $10 million depending on the size of the expected crowd. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83c\udf27\ufe0f Weather cancellation<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Compensation if thunderstorm, extreme winds, tornado or early snow forces cancellation or postponement. Key warranty for outdoor summer festivals. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83c\udfa4 Artist Failure<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Coverage of lost fees if the headliner cancels due to illness, theft problems or unforeseen scheduling conflicts.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83c\udf86 Fireworks &#038; pyrotechnics<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Specific endorsement required for fireworks, lasers, special effects. Separate limits and certified provider requirements. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83c\udf7a Liquor service (RC host)<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Protection against claims related to an incident attributable to a guest who consumed on the site (host RC in Quebec).<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:22px;\">\n    <h3 style=\"margin:0 0 10px;font-size:17px;color:#0d1f2d;\">\ud83d\udd27 Rented Equipment<\/h3>\n    <p style=\"margin:0;color:#475569;font-size:14px;line-height:1.5;\">Stages, lighting, sound, generators, LED screens, temporary structures: coverage against theft, vandalism and damage.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4-steps-to-ensure-your-festival-or-concert\"><\/span>4 steps to ensure your festival or concert<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:18px;margin:24px 0;\">\n  <div style=\"display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0;\">1<\/div>\n    <div><h3 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">Describe your event<\/h3><p style=\"margin:0;color:#475569;font-size:14px;\">Type of event, dates, location, estimated attendance, presence of alcohol, fireworks and critical suppliers.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0;\">2<\/div>\n    <div><h3 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">Risk analysis by an AMF broker<\/h3><p style=\"margin:0;color:#475569;font-size:14px;\">A broker from the partner firms analyzes municipal requirements, supplier contracts and proposes the optimal coverage structure.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0;\">3<\/div>\n    <div><h3 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">Marketing to multiple insurers<\/h3><p style=\"margin:0;color:#475569;font-size:14px;\">Comparison of quotes from multiple insurers specializing in events to optimize coverage and price.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\">\n    <div style=\"background:#10c4c7;color:#fff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;flex-shrink:0;\">4<\/div>\n    <div><h3 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">Certificate of Insurance for the Municipality<\/h3><p style=\"margin:0;color:#475569;font-size:14px;\">Prompt issuance of the certificate required to obtain your licence. Specific certificates for sponsors and suppliers available. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:2px solid #10c4c7;border-radius:12px;padding:28px 32px;color:#fff;margin:32px 0;\">\n  <div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\"><span style=\"font-size:24px;\">\ud83d\udca1<\/span><h3 style=\"margin:0;font-size:20px;color:#10c4c7;\">Pro Tip<\/h3><\/div>\n  <p style=\"margin:0;font-size:15px;line-height:1.6;color:#cbd5e1;\">Take out your insurance <strong style=\"color:#fff;\">at least 60 days before the event<\/strong>. Fireworks and pyrotechnics often require additional time for validation by the insurer (certification of the pyrotechnician, safety plan, perimeter). Also avoid taking out insurance at the last minute: the &#8220;bad weather cancellation&#8221; guarantee sometimes requires a waiting period before taking effect.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Festival-concert-parade-fireworks-covers-by-type\"><\/span>Festival, concert, parade, fireworks: covers by type<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;background:#fff;border:1px solid #e2e8f0;border-radius:8px;overflow:hidden;\">\n    <thead><tr style=\"background:#0d1f2d;color:#fff;\"><th style=\"padding:14px;text-align:left;\">Recommended type<\/th> <th style=\"padding:14px;text-align:left;\">of liability event<\/th><th style=\"padding:14px;text-align:left;\">Specific guarantees<\/th><\/tr><\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border-top:1px solid #e2e8f0;\"><strong>Outdoor music festival<\/strong><\/td><td style=\"padding:12px;border-top:1px solid #e2e8f0;\">$5 million to $10 millionWeather<\/td> <td style=\"padding:12px;border-top:1px solid #e2e8f0;\">cancellation + artist + equipment failure<\/td><\/tr>\n      <tr><td style=\"padding:12px;border-top:1px solid #e2e8f0;\"><strong>Indoor concert<\/strong><\/td><td style=\"padding:12px;border-top:1px solid #e2e8f0;\">$2 million to $5 millionArtist<\/td> <td style=\"padding:12px;border-top:1px solid #e2e8f0;\">failure + rented equipment + alcohol service<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border-top:1px solid #e2e8f0;\"><strong>Parade\/Parade<\/strong><\/td><td style=\"padding:12px;border-top:1px solid #e2e8f0;\">$2 million to $5 millionRC<\/td> <td style=\"padding:12px;border-top:1px solid #e2e8f0;\">allegorical carts + volunteers + spectators<\/td><\/tr>\n      <tr><td style=\"padding:12px;border-top:1px solid #e2e8f0;\"><strong>Public fireworks<\/strong><\/td><td style=\"padding:12px;border-top:1px solid #e2e8f0;\">$5 million to $10<\/td> <td style=\"padding:12px;border-top:1px solid #e2e8f0;\">millionPyrotechnics + supplier certification + scope<\/td> amendment<\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border-top:1px solid #e2e8f0;\"><strong>Indoor Music Event<\/strong><\/td><td style=\"padding:12px;border-top:1px solid #e2e8f0;\">$2 million<\/td> <td style=\"padding:12px;border-top:1px solid #e2e8f0;\">RC + equipment + liquor service if applicable<\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:10px;padding:22px 28px;margin:32px 0;\">\n  <h3 style=\"margin:0 0 8px;color:#991b1b;font-size:17px;\">\u26a0\ufe0f Be aware of municipal requirements<\/h3>\n  <p style=\"margin:0;color:#7f1d1d;font-size:14px;line-height:1.6;\">Each municipality in Quebec imposes its own insurance requirements for events on public property. <strong>Check EARLY with your city&#8217;s permit department<\/strong> : minimum amount of RC, acceptable supplier, mandatory &#8220;additional holder&#8221; for the municipality, certificates for the SQ or the fire department. A missing certificate on the day = event cancelled without refund. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-does-it-cost-to-insure-a-festival-in-Quebec\"><\/span>How much does it cost to insure a festival in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The <strong>bonuses are indicative<\/strong> and vary greatly depending on the type of event, the expected attendance, the presence of alcohol, fireworks and the limits of liability required. For reference: a small indoor concert of less than 200 people can be insured starting at <strong>$200 to $400<\/strong>; a regional music festival (5,000 to 15,000 visitors over 2-3 days) ranges from <strong>$2,500 to $8,000<\/strong>; A large urban festival of more than 50,000 people can exceed <strong>$15,000 to $30,000<\/strong> with all optional coverage. The exact premium is determined by the insurer after a complete analysis of the file.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Festival-coverage-throughout-Quebec\"><\/span>Festival coverage throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Our partner firms provide events throughout the province, with particular expertise in the host regions of major festivals: <strong>Montreal<\/strong> (International Jazz Festival, Just for Laughs Festival, Osheaga), <strong>Quebec City<\/strong> (FEQ, Carnival), <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> (Festivoix), <strong>Saguenay<\/strong>, <strong>Gatineau<\/strong>, <strong>Drummondville<\/strong> and <strong>Tadoussac<\/strong>. Whether you&#8217;re hosting a local neighborhood event or an international festival, coverage is tailored. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-%E2%80%94-Festival-concert-insurance\"><\/span>Frequently asked questions \u2014 Festival &amp; concert insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:8px;margin:24px 0;\">\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">How far in advance do I need to take out insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Minimum 60 days for a festival or concert with alcohol and fireworks. For a simple indoor event, 30 days may be enough. Sooner = better: some guarantees (weather, artist failure) require a waiting period before taking effect.  <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">The municipality is asking to be added as an additional insured \u2014 how?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">This is a common request in Quebec. Tell the broker the exact name of the municipality \u2014 the endorsement is quick to issue and the certificate is sent directly to the city if requested. <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">My festival is postponed due to a storm \u2014 am I compensated?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">If the &#8220;bad weather cancellation&#8221; guarantee is included, yes. The insurer compensates non-recoverable costs (fees, rental, marketing) up to the limit of the contract. Check the thresholds: Coverage usually activates from a certain level of precipitation or winds documented by Environment Canada.  <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">The main artist cancels at the last minute \u2014 covered?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">With the &#8220;artist failure&#8221; guarantee and a documented reason (illness, accident, theft problem not caused by negligence), the insurer reimburses the fee and the direct costs related to the replacement. The original artist&#8217;s contract must be compliant and signed. <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Are volunteers covered by my insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">General liability covers the organizer&#8217;s liability if a volunteer injures a third party. For the coverage of the volunteers themselves (accident during their work), a &#8220;volunteer accident&#8221; endorsement or a separate policy is required. Find out more according to your NPO.  <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">How much RC should my festival carry?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">It all depends on the traffic and municipal requirements. As a general rule: $2 million for less than 500 people, $5 million for 500 to 5,000 people, $10 million for more than 5,000 people. If you include fireworks or extreme sports, plan higher. The broker validates the precise requirements with your city.   <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">The rented equipment (stage, sound, lights) \u2014 covered?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Yes, with the &#8220;third-party equipment in your care&#8221; guarantee. The typical limit is $100,000 to $500,000. For high-end equipment (LEDs, moving stages), ask for a higher limit and keep the rental agreement inventory up to date.  <\/div><\/details>\n  <details style=\"background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:0;overflow:hidden;\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">My parade includes allegorical carts \u2014 precautions?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Allegorical carts = increased risks (occupant fall, traffic accident, damage to spectators). Check with the broker that the liability includes this risk, and confirm the registration and car insurance of the towing vehicles. <\/div><\/details>\n<\/div>\n\n<div style=\"background:#f0fdfa;border:1px solid #99f6e4;border-radius:10px;padding:26px 30px;margin:32px 0;\">\n  <h3 style=\"margin:0 0 14px;color:#0d1f2d;font-size:18px;\">\u2705 Why use Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;font-size:14px;color:#0f766e;\">\n    <div>\u2714 <strong>Independent event comparison site<\/strong><\/div>\n    <div>\u2714 AMF and Chambre de l&#8217;assurance <strong>certified partner firms<\/strong><\/div>\n    <div>\u2714 <strong>500+<\/strong> festivals covered per year in Quebec<\/div>\n    <div>\u2714 <strong>100% free<\/strong> and non-binding service<\/div>\n    <div>\u2714 Certificate issued within <strong>24-48 hours<\/strong><\/div>\n    <div>\u2714 Pyrotechnics and alcohol amendments managed<\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:14px;padding:48px 32px;text-align:center;color:#fff;margin:40px 0;\">\n  <h2 style=\"margin:0 0 12px;color:#fff;font-size:30px;\"><span class=\"ez-toc-section\" id=\"Your-festival-deserves-the-right-protection\"><\/span>Your festival deserves the right protection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"margin:0 0 24px;color:#cbd5e1;font-size:16px;\">Get a free quote in 2 minutes from AMF-certified partner firms.<\/p>\n  <div style=\"display:flex;gap:14px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/special-events-insurance-form\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;\">Get My Quote<\/a>\n    <a href=\"tel:1-855-845-2200\" style=\"display:inline-block;background:transparent;color:#fff;border:1.5px solid #fff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;\">1-855-845-2200<\/a>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other-types-of-insurable-events\"><\/span>Other types of insurable events<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/event-insurance-4\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;padding:18px 22px;text-decoration:none;color:#0d1f2d;\">\n    <div style=\"font-weight:700;font-size:15px;margin-bottom:4px;\">\ud83c\udf89 All types of events<\/div>\n    <div style=\"font-size:13px;color:#64748b;\">Full list of events covered by our partner firms.<\/div>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/wedding-insurance-quebec-2026-price-starting-at-175-assur360\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;padding:18px 22px;text-decoration:none;color:#0d1f2d;\">\n    <div style=\"font-weight:700;font-size:15px;margin-bottom:4px;\">\ud83d\udc8d Wedding insurance<\/div>\n    <div style=\"font-size:13px;color:#64748b;\">Cancellation, liability, theft of gifts, supplier failure.<\/div>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-congres-conference\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;padding:18px 22px;text-decoration:none;color:#0d1f2d;\">\n    <div style=\"font-weight:700;font-size:15px;margin-bottom:4px;\">\ud83c\udfe2 Convention &#038; Conference Insurance<\/div>\n    <div style=\"font-size:13px;color:#64748b;\">Congresses, conferences, exhibitions, exhibitions, launches.<\/div>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;padding:18px 22px;text-decoration:none;color:#0d1f2d;\">\n    <div style=\"font-weight:700;font-size:15px;margin-bottom:4px;\">\ud83c\udfd7\ufe0f Business Insurance<\/div>\n    <div style=\"font-size:13px;color:#64748b;\">Annual commercial liability for recurring organizers.<\/div>\n  <\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[\n  {\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2014 Assurance festival & concert Qu\u00e9bec\",\"url\":\"https:\/\/www.assur360.ca\/assurance-festival\/\",\"description\":\"Comparateur ind\u00e9pendant qui met en relation les organisateurs de festivals, concerts et d\u00e9fil\u00e9s qu\u00e9b\u00e9cois avec des cabinets de courtage certifi\u00e9s AMF sp\u00e9cialis\u00e9s en \u00e9v\u00e9nementiel.\",\"areaServed\":{\"@type\":\"State\",\"name\":\"Qu\u00e9bec\"},\"telephone\":\"+1-855-845-2200\"},\n  {\"@type\":\"FAQPage\",\"mainEntity\":[\n    {\"@type\":\"Question\",\"name\":\"Combien de temps \u00e0 l'avance dois-je m'assurer ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Minimum 60 jours pour un festival avec alcool et feux d'artifice. 30 jours peut suffire pour un \u00e9v\u00e9nement simple en salle.\"}},\n    {\"@type\":\"Question\",\"name\":\"La municipalit\u00e9 demande d'\u00eatre ajout\u00e9e comme assur\u00e9 additionnel \u2014 comment ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pr\u00e9cisez le nom exact de la municipalit\u00e9 au courtier \u2014 l'avenant est \u00e9mis rapidement et le certificat envoy\u00e9 directement \u00e0 la ville si demand\u00e9.\"}},\n    {\"@type\":\"Question\",\"name\":\"Mon festival est report\u00e9 pour cause de temp\u00eate \u2014 indemnis\u00e9 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Avec la garantie annulation pour intemp\u00e9rie, oui. L'assureur indemnise les frais non r\u00e9cup\u00e9rables jusqu'\u00e0 la limite du contrat, selon les seuils document\u00e9s.\"}},\n    {\"@type\":\"Question\",\"name\":\"L'artiste principal annule \u2014 couvert ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Avec la garantie d\u00e9faillance d'artiste et un motif document\u00e9, l'assureur rembourse le cachet et les frais de remplacement.\"}},\n    {\"@type\":\"Question\",\"name\":\"Les b\u00e9n\u00e9voles sont-ils couverts ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La RC g\u00e9n\u00e9rale couvre l'organisateur si un b\u00e9n\u00e9vole blesse un tiers. Pour la couverture des b\u00e9n\u00e9voles eux-m\u00eames, un avenant accident b\u00e9n\u00e9voles est requis.\"}},\n    {\"@type\":\"Question\",\"name\":\"Quel montant de RC pour un festival ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"2 M$ pour moins de 500 personnes, 5 M$ pour 500 \u00e0 5 000, 10 M$ au-del\u00e0. 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