{"id":72596,"date":"2026-06-03T00:58:32","date_gmt":"2026-06-03T04:58:32","guid":{"rendered":"https:\/\/www.assur360.ca\/powersports-insurance-in-quebec-2026-circuits-clubs-races\/"},"modified":"2026-06-03T00:59:29","modified_gmt":"2026-06-03T04:59:29","slug":"powersports-insurance-in-quebec-2026-circuits-clubs-races","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/powersports-insurance-in-quebec-2026-circuits-clubs-races\/","title":{"rendered":"Powersports Insurance in Quebec 2026 \u2014 Circuits, Clubs, Races"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:64px 32px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <div style=\"display:inline-block;background:rgba(16,196,199,0.18);border:1px solid #10c4c7;color:#10c4c7;padding:6px 14px;border-radius:999px;font-size:13px;font-weight:600;letter-spacing:0.5px;margin-bottom:20px;\">SPECIALIZED PROGRAM IN QUEBEC<\/div>\n    <h1 style=\"font-size:42px;line-height:1.15;margin:0 0 18px;font-weight:800;\"><span class=\"ez-toc-section\" id=\"Powersports-Insurance-Circuits-clubs-races-events\"><\/span>Powersports Insurance<br \/><span style=\"color:#10c4c7;\">Circuits, clubs, races, events<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;line-height:1.55;color:#cbd5e1;margin:0 0 28px;\">One program for <strong>venue owners<\/strong>, <strong>event promoters<\/strong> , and <strong>race teams<\/strong>. Compare coverage via Assur360, an independent platform in conjunction with AMF-certified partner firms. <\/p>\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-quote-5\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 32px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;box-shadow:0 4px 14px rgba(16,196,199,0.4);\">Request a free quote \u2192<\/a>\n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:32px 0 48px;text-align:center;\">\n  <div style=\"background:#fff;padding:24px 12px;border-radius:10px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;\">50+<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:8px;font-weight:500;\">Indoor sports activities<\/div>\n  <\/div>\n  <div style=\"background:#fff;padding:24px 12px;border-radius:10px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;\">7<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:8px;font-weight:500;\">Types of coverage included<\/div>\n  <\/div>\n  <div style=\"background:#fff;padding:24px 12px;border-radius:10px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;\">AMF<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:8px;font-weight:500;\">Certified partner firms<\/div>\n  <\/div>\n  <div style=\"background:#fff;padding:24px 12px;border-radius:10px;border:1px solid #e2e8f0;\">\n    <div style=\"font-size:32px;font-weight:800;color:#10c4c7;line-height:1;\">24h<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:8px;font-weight:500;\">Average response time<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-is-powersports-insurance-for\"><\/span>Who is powersports insurance for?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The powersports insurance program in Quebec is aimed at three main categories of risks that traditional insurers often refuse. Here is in detail who it is intended for. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:24px 0 40px;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83c\udfc1<\/div>\n    <h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Site Owners<\/h3>\n    <ul style=\"margin:0;padding-left:20px;color:#475569;line-height:1.7;font-size:14px;\">\n      <li>Race Tracks<\/li>\n      <li>Motocross  ATV Parks<\/li>\n      <li>Road route<\/li>\n      <li>Oval tracks<\/li>\n      <li>Drag Sites<\/li>\n      <li>Go-kart tracks<\/li>\n      <li>Off-piste sites<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83c\udf9f\ufe0f<\/div>\n    <h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Promoters, clubs and associations<\/h3>\n    <p style=\"margin:0 0 8px;color:#475569;font-size:14px;line-height:1.6;\">For your one-off or recurring special events: races, exhibitions, demonstrations, thrill shows.<\/p>\n    <p style=\"margin:0;color:#475569;font-size:13px;font-style:italic;\">\u2192 Full list of eligible events below.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <div style=\"font-size:28px;margin-bottom:10px;\">\ud83c\udfc6<\/div>\n    <h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Teams and professionals<\/h3>\n    <ul style=\"margin:0;padding-left:20px;color:#475569;line-height:1.7;font-size:14px;\">\n      <li>Racing teams (stables)<\/li>\n      <li>Professional Pilots<\/li>\n      <li>Flight Schools<\/li>\n      <li>Preparers and mechanics<\/li>\n      <li>Event Organizers<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Coverage-included-in-the-program\"><\/span>Coverage included in the program<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Depending on your risk profile, the program combines multiple benefits into a single policy, simplifying management and avoiding coverage gaps between separate insurers.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:24px 0 40px;\">\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83c\udfe2 Buildings and equipment<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Garages, paddocks, control towers, spectator infrastructure, rolling stock, tools.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83d\udee3\ufe0f Tracks<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Running surface, slides, bridges, signage, track lighting.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\u2696\ufe0f Civil liability<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Bodily injury and property damage caused to third parties: spectators, local residents, rented equipment.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83d\ude91 Accident insurance<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Compensation for injuries during an event, regardless of the fault.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83c\udfce\ufe0f Responsibility of participants<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Covers pilots for damage they cause to other participants or facilities.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83d\udc54 Directors and Officers (DO)<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Protects the board of directors of a club or association from personal lawsuits.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\ud83d\udd27 Competition Vehicles<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Direct damage to the vehicle (collision, fire, theft) \u2014 coverage rare on the standard market.<\/p>\n  <\/div>\n  <div style=\"background:#fff;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;padding:18px 22px;border-radius:6px;\">\n    <h4 style=\"margin:0 0 6px;font-size:16px;color:#0d1f2d;\">\u2795 And more<\/h4>\n    <p style=\"margin:0;color:#64748b;font-size:14px;line-height:1.5;\">Event cancellation, transportation, equipment breakdown, medical expenses. Depending on the insurer and the contract. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligible-activities-events-and-competitions\"><\/span>Eligible activities, events and competitions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The program covers more than 50 disciplines and motorized event formats. Here is a non-exhaustive overview of the activities for which we can obtain a quote. <\/p>\n\n<div style=\"background:#f8fafc;padding:28px;border-radius:10px;margin:24px 0 40px;border:1px solid #e2e8f0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:32px;\">\n    <div>\n      <h4 style=\"margin:0 0 12px;color:#0d1f2d;font-size:15px;text-transform:uppercase;letter-spacing:0.5px;\">Motor racing<\/h4>\n      <ul style=\"margin:0;padding-left:20px;color:#475569;line-height:1.9;font-size:14px;\">\n        <li>Auto slalom \/ Autocross \/ IceX<\/li>\n        <li>Off-road, rally or racing clubs<\/li>\n        <li>Ice racing<\/li>\n        <li>Demolition Derby<\/li>\n        <li>Drag<\/li>\n        <li>Lapping \/ Time Attack \/ Solo \/ Drift<\/li>\n        <li>Rally (including rallycross)<\/li>\n        <li>Successful driving school<\/li>\n      <\/ul>\n    <\/div>\n    <div>\n      <h4 style=\"margin:0 0 12px;color:#0d1f2d;font-size:15px;text-transform:uppercase;letter-spacing:0.5px;\">Motorcycles, ATVs, Snowmobiles<\/h4>\n      <ul style=\"margin:0;padding-left:20px;color:#475569;line-height:1.9;font-size:14px;\">\n        <li>Motorcycle racing in all classes<\/li>\n        <li>Snowmobile racing<\/li>\n        <li>Mountain bike races<\/li>\n        <li>Freestyle Motorcycle<\/li>\n        <li>Motorcycle Events  Activities<\/li>\n      <\/ul>\n      <h4 style=\"margin:18px 0 12px;color:#0d1f2d;font-size:15px;text-transform:uppercase;letter-spacing:0.5px;\">Shows and unusual events<\/h4>\n      <ul style=\"margin:0;padding-left:20px;color:#475569;line-height:1.9;font-size:14px;\">\n        <li>Go-kart<\/li>\n        <li>Monster Truck<\/li>\n        <li>Tractor and truck shooting<\/li>\n        <li>Lawn mower racing<\/li>\n        <li>Thrill shows<\/li>\n        <li>Car Shows<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-apply-in-4-steps\"><\/span>How to apply in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:18px;margin:24px 0 40px;\">\n  <div style=\"display:flex;gap:18px;align-items:flex-start;\">\n    <div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;\">1<\/div>\n    <div><h4 style=\"margin:0 0 4px;color:#0d1f2d;\">Fill out the online form<\/h4><p style=\"margin:0;color:#64748b;font-size:15px;\">Describe your activity, the venue or event, the expected revenue, and the number of attendees expected.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;\">\n    <div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;\">2<\/div>\n    <div><h4 style=\"margin:0 0 4px;color:#0d1f2d;\">A broker contacts you<\/h4><p style=\"margin:0;color:#64748b;font-size:15px;\">A broker from an AMF-certified partner firm will take charge of your file within 24 business hours.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;\">\n    <div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;\">3<\/div>\n    <div><h4 style=\"margin:0 0 4px;color:#0d1f2d;\">You compare quotes<\/h4><p style=\"margin:0;color:#64748b;font-size:15px;\">The broker shops with insurers specializing in powersports and presents you with the best options.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:18px;align-items:flex-start;\">\n    <div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;\">4<\/div>\n    <div><h4 style=\"margin:0 0 4px;color:#0d1f2d;\">Subscription and certificate<\/h4><p style=\"margin:0;color:#64748b;font-size:15px;\">Once you&#8217;ve chosen your policy, you&#8217;ll receive your certificate of insurance \u2014 often required to rent a circuit or hold an event.<\/p><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Practical-advice-before-requesting-a-quote\"><\/span>Practical advice before requesting a quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;border:2px solid #10c4c7;padding:28px;border-radius:10px;margin:24px 0 40px;\">\n  <h4 style=\"margin:0 0 12px;color:#10c4c7;font-size:18px;\">\ud83d\udca1 Have this information ready to speed up processing<\/h4>\n  <ul style=\"margin:0;padding-left:24px;color:#cbd5e1;line-height:1.8;\">\n    <li>Exact dates and duration of the event (or annual operation for a site)<\/li>\n    <li>Number of participants and spectators expected<\/li>\n    <li>Disciplines practiced and level of risk (amateur vs pro)<\/li>\n    <li>Gross revenue planned or realized last year<\/li>\n    <li>Claims history for the last 5 years (if applicable)<\/li>\n    <li>Site maps, photos of the circuit or race regulations<\/li>\n  <\/ul>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Available-throughout-Quebec\"><\/span>Available throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The powersports insurance program is offered through our partner firms throughout Quebec, including in the regions of <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Saguenay<\/strong>, <strong>Gatineau<\/strong> and <strong>Drummondville<\/strong>. Brokers are familiar with the specifics of each regional market and the requirements of municipalities for hosting motorized events. <\/p>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;padding:22px;border-radius:8px;margin:24px 0 40px;\">\n  <h4 style=\"margin:0 0 8px;color:#b91c1c;font-size:16px;\">\u26a0\ufe0f Things to remember before hosting an event<\/h4>\n  <p style=\"margin:0;color:#7f1d1d;line-height:1.6;font-size:15px;\">Most municipalities, circuit owners and sports <strong>federations require a valid certificate of insurance<\/strong> before renting a venue or issuing an event permit. Allow 5 to 15 business days to get the contract \u2014 don&#8217;t do it at the last minute. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Examples-of-scenarios-covered\"><\/span>Examples of scenarios covered<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:24px 0 40px;\">\n<table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n  <thead>\n    <tr style=\"background:#0d1f2d;color:#fff;\">\n      <th style=\"padding:14px;text-align:left;border:1px solid #1a3a4a;\">Scenario<\/th>\n      <th style=\"padding:14px;text-align:left;border:1px solid #1a3a4a;\">Profile concerned<\/th>\n      <th style=\"padding:14px;text-align:left;border:1px solid #1a3a4a;\">Main warranty<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border:1px solid #e2e8f0;\">A spectator is injured by debris<\/td> Event <td style=\"padding:12px;border:1px solid #e2e8f0;\">promoter<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Civil liability<\/strong><\/td><\/tr>\n    <tr><td style=\"padding:12px;border:1px solid #e2e8f0;\">A pilot destroys a slide on the circuit<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\">Driver \/ team<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Responsibility of participants<\/strong><\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border:1px solid #e2e8f0;\">Main garage fire in the off-season<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\">Site owner<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Buildings and equipment<\/strong><\/td><\/tr>\n    <tr><td style=\"padding:12px;border:1px solid #e2e8f0;\">Stealing a Competition Vehicle at an Event<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\">Racing Team<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Competition Vehicle<\/strong><\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border:1px solid #e2e8f0;\">Lawsuit against the board of directors of a club for a contested decision<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\">Association \/ club<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Directors and officers<\/strong><\/td><\/tr>\n    <tr><td style=\"padding:12px;border:1px solid #e2e8f0;\">Pilot injured during training session<\/td> Flight <td style=\"padding:12px;border:1px solid #e2e8f0;\">school<\/td><td style=\"padding:12px;border:1px solid #e2e8f0;\"><strong>Accident insurance<\/strong><\/td><\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-use-Assur360\"><\/span>Why use Assur360?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f0fdfa;padding:32px;border-radius:10px;margin:24px 0 40px;border:1px solid #99f6e4;\">\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;\">\n    <div><div style=\"color:#10c4c7;font-size:22px;font-weight:800;margin-bottom:6px;\">\u2713 AMF-certified partner firms<\/div><p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">All brokers in the network are members in good standing of the <strong>Chambre de l&#8217;assurance<\/strong> and of a firm registered with the AMF.<\/p><\/div>\n    <div><div style=\"color:#10c4c7;font-size:22px;font-weight:800;margin-bottom:6px;\">\u2713 Independent comparator<\/div><p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">Assur360 is not an insurer or a firm: we put you in touch with brokers specializing in motorsports.<\/p><\/div>\n    <div><div style=\"color:#10c4c7;font-size:22px;font-weight:800;margin-bottom:6px;\">\u2713 Specialized market<\/div><p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">Traditional insurers often refuse this type of risk. Our brokers have access to MGAs and dedicated programs. <\/p><\/div>\n    <div><div style=\"color:#10c4c7;font-size:22px;font-weight:800;margin-bottom:6px;\">\u2713 More than 100,000 Quebecers served<\/div><p style=\"margin:0;color:#475569;font-size:14px;line-height:1.6;\">A platform used every month by individuals and businesses throughout Quebec.<\/p><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0 40px;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">What exactly does my tour or site need to be insured for?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">At a minimum, civil liability towards spectators and participants, as well as buildings and equipment (fire, theft). If you are leasing the site to developers, ask for a certificate of insurance that names you as an additional insured. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">How much does insurance cost for a one-time event?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Premiums are indicative and vary by discipline, number of participants, number of days, expected earnings and claims history. The premium is determined after a complete analysis of the file by the broker. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Are drivers automatically covered?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Not necessarily. The organizer&#8217;s policy usually covers their liability, not the drivers&#8217; liability for their own damages. Professional drivers often take out a separate individual policy (accident, participant liability, competition vehicle).  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Are the spectators covered?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Yes, by the civil liability of the organizer or the owner of the site. Check the contract limits \u2014 $2 million is a minimum for an event with an audience; some municipalities require $5 million. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Which activities are automatically excluded?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">This varies depending on the insurer and the contract, but certain very high-risk disciplines (speed records, unsupervised extreme jumps) may be excluded. Discuss openly with your broker the planned activities to avoid surprises. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Can I insure only one event?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">Yes, many insurers offer &#8220;one shot&#8221; policies for a specific event. You only pay for the duration (1 to 7 days typically). Ideal for a club that organizes a single annual race.  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Is my competition vehicle covered by my regular car insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">No. Personal car insurance policies exclude almost all uses on the track or in competition. You need a specialized &#8220;competition vehicle&#8221; policy that covers direct damage (collision, fire, theft). <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:10px;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">How long does it take to subscribe to a full program?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.6;\">For a simple event, allow 5 to 10 business days. For a permanent site with several activities, 2 to 4 weeks are to be expected: specialized insurers often ask for plans, photos and detailed information on operations. <\/div><\/details>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:48px 32px;border-radius:12px;margin:32px 0;text-align:center;\">\n  <h2 style=\"color:#fff;margin:0 0 14px;font-size:28px;\"><span class=\"ez-toc-section\" id=\"Ready-to-get-a-quote\"><\/span>Ready to get a quote?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;margin:0 0 28px;font-size:17px;max-width:600px;margin-left:auto;margin-right:auto;\">Describe your project: site, event or team. A broker from an AMF-certified partner firm will respond to you within 24 business hours. <\/p>\n  <div style=\"display:flex;gap:14px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-quote-5\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:14px 28px;border-radius:8px;font-weight:700;text-decoration:none;\">Request a free<\/a>\n quote<a href=\"https:\/\/www.assur360.ca\/en\/need-help-contact-assur360-now\/\" style=\"display:inline-block;background:transparent;color:#fff;padding:14px 28px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid #fff;\">Talk to a broker<\/a>    \n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Resources\"><\/span>Related Resources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:24px 0 40px;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong style=\"display:block;margin-bottom:4px;\">Business Insurance \u2192<\/strong><span style=\"color:#64748b;font-size:14px;\">General commercial coverage for SMEs in Quebec.<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong style=\"display:block;margin-bottom:4px;\">Motorcycle insurance \u2192<\/strong><span style=\"color:#64748b;font-size:14px;\">For non-competition road motorcycles.<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assurance-vtt-3\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong style=\"display:block;margin-bottom:4px;\">ATV\/ATV insurance \u2192<\/strong><span style=\"color:#64748b;font-size:14px;\">For off-road recreational use.<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/snowmobile-insurance-quote-in-3-minutes\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong style=\"display:block;margin-bottom:4px;\">Snowmobile Insurance \u2192<\/strong><span style=\"color:#64748b;font-size:14px;\">For recreational snowmobiling in Quebec.<\/span><\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\/\",\"description\":\"Plateforme ind\u00e9pendante de mise en relation avec des cabinets partenaires certifi\u00e9s AMF pour l'assurance des sports motoris\u00e9s au Qu\u00e9bec.\",\"areaServed\":{\"@type\":\"AdministrativeArea\",\"name\":\"Qu\u00e9bec\"}}\n<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Mon circuit ou mon site doit \u00eatre assur\u00e9 pour quoi exactement ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Au minimum la responsabilit\u00e9 civile envers les spectateurs et les participants, ainsi que les b\u00e2timents et \u00e9quipements. Si vous louez le site, exigez une attestation d'assurance qui vous nomme comme assur\u00e9 additionnel.\"}},\n{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte l'assurance pour un \u00e9v\u00e9nement ponctuel ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les primes varient selon la discipline, le nombre de participants, le nombre de jours, les revenus pr\u00e9vus et l'historique de sinistres. La prime est d\u00e9termin\u00e9e apr\u00e8s analyse compl\u00e8te du dossier.\"}},\n{\"@type\":\"Question\",\"name\":\"Est-ce que les pilotes sont automatiquement couverts ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pas n\u00e9cessairement. La police de l'organisateur couvre sa responsabilit\u00e9, pas celle des pilotes pour leurs propres dommages. Les pilotes souscrivent souvent une police individuelle distincte.\"}},\n{\"@type\":\"Question\",\"name\":\"Est-ce que les spectateurs sont couverts ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, par la responsabilit\u00e9 civile de l'organisateur ou du propri\u00e9taire du site. 2 M$ est un minimum pour un \u00e9v\u00e9nement public; certaines municipalit\u00e9s exigent 5 M$.\"}},\n{\"@type\":\"Question\",\"name\":\"Quelles activit\u00e9s sont automatiquement exclues ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Cela varie selon l'assureur et le contrat. Certaines disciplines \u00e0 tr\u00e8s haut risque peuvent \u00eatre exclues. Discutez avec votre courtier des activit\u00e9s pr\u00e9vues.\"}},\n{\"@type\":\"Question\",\"name\":\"Est-ce que je peux assurer un seul \u00e9v\u00e9nement ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, plusieurs assureurs offrent des polices ponctuelles pour un \u00e9v\u00e9nement pr\u00e9cis (1 \u00e0 7 jours typiquement).\"}},\n{\"@type\":\"Question\",\"name\":\"Mon v\u00e9hicule de comp\u00e9tition est-il couvert par mon assurance auto r\u00e9guli\u00e8re ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. Les contrats d'auto personnels excluent l'usage sur circuit ou en comp\u00e9tition. Il faut une police sp\u00e9cialis\u00e9e v\u00e9hicule de comp\u00e9tition.\"}},\n{\"@type\":\"Question\",\"name\":\"Combien de temps prend la souscription ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"5 \u00e0 10 jours ouvrables pour un \u00e9v\u00e9nement simple. 2 \u00e0 4 semaines pour un site permanent avec plusieurs activit\u00e9s.\"}}\n]}\n<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[\n{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance entreprise\",\"item\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/\"},\n{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance sports motoris\u00e9s\",\"item\":\"https:\/\/www.assur360.ca\/assurance-sports-motorises\/\"}\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>SPECIALIZED PROGRAM IN QUEBEC Powersports InsuranceCircuits, clubs, races, events One program for venue owners, event promoters , and race teams. Compare coverage [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Powersports Insurance in Quebec 2026 \u2014 Circuits, Clubs, Races","_seopress_titles_desc":"Insurance program for circuits, motocross parks, racing clubs, promoters and teams. Compare via Assur360. Free 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