{"id":70868,"date":"2026-05-27T13:45:57","date_gmt":"2026-05-27T17:45:57","guid":{"rendered":"https:\/\/www.assur360.ca\/snowbird-travel-insurance-quebec-2026-long-stays-60-75-years-old\/"},"modified":"2026-06-25T17:32:13","modified_gmt":"2026-06-25T21:32:13","slug":"snowbird-travel-insurance-quebec-2026-long-stays-60-75-years-old","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/snowbird-travel-insurance-quebec-2026-long-stays-60-75-years-old\/","title":{"rendered":"Snowbird Travel Insurance Quebec 2026: Long Stays 60-75 Years Old"},"content":{"rendered":"&#8220;`html\n\n<style>\n.a360-pg-wrap { font-family:'DM Sans','Inter',system-ui,sans-serif; color:#0d1f2d; line-height:1.7; }\n.a360-pg-wrap h2 { font-family:'Sora',sans-serif; font-size:2em; margin:44px 0 18px; color:#0d1f2d; }\n.a360-pg-wrap h3 { font-family:'Sora',sans-serif; font-size:1.3em; margin:26px 0 12px; color:#0d1f2d; }\n.a360-pg-wrap p { margin:0 0 16px; }\n.a360-pg-hero { background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%); color:#fff; padding:70px 28px; border-radius:14px; text-align:center; }\n.a360-pg-hero h1 { font-family:'Sora',sans-serif; font-size:2.4em; margin:0 0 14px; color:#fff; }\n.a360-pg-hero p { font-size:1.15em; color:#cbd5e1; max-width:760px; margin:0 auto 26px; }\n.a360-pg-hero .badge { display:inline-block; background:rgba(16,196,199,.18); color:#10c4c7; padding:8px 18px; border-radius:999px; font-size:.9em; font-weight:600; letter-spacing:.5px; margin-bottom:14px; }\n.a360-pg-btn { display:inline-block; background:#10c4c7; color:#fff!important; padding:14px 30px; border-radius:8px; font-weight:700; text-decoration:none; margin:6px; }\n.a360-pg-btn-outline { display:inline-block; border:2px solid #fff; color:#fff!important; padding:12px 28px; border-radius:8px; font-weight:700; text-decoration:none; margin:6px; }\n.a360-pg-stats { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; margin:28px 0; }\n.a360-pg-stat { background:#f8fafc; border-top:4px solid #10c4c7; padding:20px 16px; border-radius:10px; text-align:center; }\n.a360-pg-stat .n { font-family:'Sora',sans-serif; font-size:1.9em; color:#10c4c7; font-weight:700; }\n.a360-pg-stat .l { font-size:.88em; color:#64748b; }\n.a360-pg-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; margin:22px 0; }\n.a360-pg-card { background:#f8fafc; border-top:4px solid #10c4c7; padding:22px; border-radius:10px; }\n.a360-pg-card h3 { margin-top:0; font-size:1.1em; }\n.a360-pg-products { display:grid; grid-template-columns:repeat(2,1fr); gap:22px; margin:28px 0; }\n.a360-pg-product { background:#fff; border:2px solid #e2e8f0; padding:26px; border-radius:12px; }\n.a360-pg-product h3 { margin-top:0; color:#10c4c7; }\n.a360-pg-product a.cta { display:inline-block; background:#0d1f2d; color:#fff!important; padding:10px 22px; border-radius:6px; text-decoration:none; margin-top:10px; font-weight:600; }\n.a360-pg-steps { display:flex; flex-direction:column; gap:16px; margin:22px 0; }\n.a360-pg-step { display:flex; gap:16px; align-items:flex-start; }\n.a360-pg-step-n { flex-shrink:0; width:36px; height:36px; border-radius:50%; background:#10c4c7; color:#fff; display:flex; align-items:center; justify-content:center; font-weight:700; }\n.a360-pg-conseil { background:linear-gradient(135deg,#0d1f2d,#1a3a4a); color:#fff; padding:26px 30px; border-radius:12px; border:2px solid #10c4c7; margin:28px 0; }\n.a360-pg-conseil h3 { color:#10c4c7; margin-top:0; }\n.a360-pg-alert { background:#fef2f2; border:2px solid #ef4444; padding:22px 26px; border-radius:10px; margin:28px 0; }\n.a360-pg-alert h3 { color:#dc2626; margin-top:0; }\n.a360-pg-table { width:100%; border-collapse:collapse; margin:22px 0; font-size:.95em; }\n.a360-pg-table th { background:#0d1f2d; color:#fff; padding:12px; text-align:left; }\n.a360-pg-table td { padding:12px; border-bottom:1px solid #e2e8f0; }\n.a360-pg-table tr:nth-child(even) { background:#f8fafc; }\n.a360-pg-faq details { background:#fff; border:1px solid #e2e8f0; border-radius:8px; margin:8px 0; }\n.a360-pg-faq summary { background:#f8fafc; padding:16px 20px; cursor:pointer; font-weight:600; border-radius:8px; }\n.a360-pg-faq details[open] summary { background:#e6fcfc; color:#0d1f2d; }\n.a360-pg-faq .content { padding:16px 20px; }\n.a360-pg-eeat { background:#f0fdfa; padding:32px; border-radius:12px; margin:30px 0; }\n.a360-pg-eeat h2 { color:#0d1f2d; margin-top:0; }\n.a360-pg-eeat ul { list-style:none; padding:0; }\n.a360-pg-eeat li { padding-left:28px; position:relative; margin:10px 0; }\n.a360-pg-eeat li::before { content:'\u2713'; position:absolute; left:0; color:#10c4c7; font-weight:700; font-size:1.3em; }\n.a360-pg-final { background:linear-gradient(135deg,#0d1f2d,#1a3a4a); color:#fff; padding:50px 28px; border-radius:14px; text-align:center; margin:34px 0; }\n.a360-pg-final h2 { color:#fff; }\n.a360-pg-final p { color:#cbd5e1; }\n.a360-pg-liens { display:grid; grid-template-columns:repeat(2,1fr); gap:16px; margin:26px 0; }\n.a360-pg-liens a { display:block; background:#f8fafc; padding:18px; border-radius:10px; border-left:4px solid #10c4c7; text-decoration:none; color:#0d1f2d; font-weight:600; }\n.a360-pg-img-inline { width:100%; height:auto; border-radius:12px; margin:26px 0; box-shadow:0 6px 22px rgba(0,0,0,.08); }\n#ez-toc-container { display:none!important; }\n\n.a360-pg-duo { display:grid; grid-template-columns:repeat(auto-fit,minmax(320px,1fr)); gap:32px; align-items:center; margin:34px 0; }\n.a360-pg-duo-img { margin:0; }\n.a360-pg-duo-img img { width:100%; max-width:800px; height:auto; border-radius:16px; box-shadow:0 8px 28px rgba(0,0,0,.1); display:block; }\n.a360-pg-duo-txt h2 { font-family:'Sora',sans-serif; color:#0d1f2d; margin:0 0 16px; }\n.a360-pg-duo-txt p { color:#334155; line-height:1.7; }\n\n@media (max-width:720px){ .a360-pg-stats,.a360-pg-grid,.a360-pg-liens,.a360-pg-products{ grid-template-columns:1fr; } .a360-pg-hero h1{ font-size:1.75em; } }\n<\/style>\n<div class=\"a360-pg-wrap\">\n<div class=\"a360-pg-hero\">\n<span class=\"badge\">LONG WINTER STAYS \u00b7 60\u201375 YEARS<\/span>\n<h1><span class=\"ez-toc-section\" id=\"Snowbird-Travel-Insurance-in-Quebec-for-2026\"><\/span>Snowbird Travel Insurance in Quebec for 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Are you spending the winter in the sun, in Florida or Arizona? A long stay requires travel insurance tailored to your age, health status, and the maximum duration of absence allowed by the RAMQ.<\/p>\n<a href=\"https:\/\/buy.securiglobe.com\/fr\/assurance-voyage?aff=WEB141\" class=\"a360-pg-btn\" target=\"_blank\" rel=\"sponsored noopener\">Compare in 3 minutes<\/a><a href=\"https:\/\/www.assur360.ca\/en\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/\" class=\"a360-pg-btn-outline\">See Travel Insurance<\/a>\n<p style=\"font-size:.82em;color:#94a3b8;margin:12px 0 0\">You will be redirected to our partner Securiglobe (external site).<\/p>\n<\/div>\n<div class=\"a360-pg-stats\"><div class=\"a360-pg-stat\"><div class=\"n\">3\u20136 months<\/div><div class=\"l\">Typical duration of a winter snowbird stay<\/div><\/div><div class=\"a360-pg-stat\"><div class=\"n\">183 days<\/div><div class=\"l\">Absence benchmark to validate with the RAMQ<\/div><\/div><div class=\"a360-pg-stat\"><div class=\"n\">1\u20135 M$<\/div><div class=\"l\">Recommended medical coverage in the U.S.<\/div><\/div><div class=\"a360-pg-stat\"><div class=\"n\">0 $<\/div><div class=\"l\">Comparing quotes remains free<\/div><\/div><\/div>\n<p>Every winter, thousands of Quebec retirees leave the cold for the southern United States. These <strong>snowbirds<\/strong> face a double challenge: the extended duration of their stay and the increased medical risks associated with age. A simple short-term travel policy is not always sufficient; a <strong>long-term travel insurance<\/strong> designed for extended stays and travelers aged 60 to 75 and older is necessary.<\/p><p>This page addresses the maximum duration of absence to maintain RAMQ coverage, the concept of medical stability, the reasons why premiums increase after age 60, and practical advice for retirees. The prices mentioned are <strong>provided for informational purposes only<\/strong>, vary according to the profile, and the actual premium is established after analysis by an insurance broker from a partner firm certified by the AMF.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Duration-of-Absence-and-RAMQ-Coverage\"><\/span>Duration of Absence and RAMQ Coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To remain eligible for the Quebec health insurance plan, a resident must not exceed a <strong>maximum number of days of absence<\/strong> from the province per calendar year (a commonly cited benchmark is 183 days, but the precise rules and exceptions must be validated with the RAMQ). Exceeding this limit may jeopardize your coverage.<\/p>\n&#8220;&#8220;&#8220;html\notre admissibilit\u00e9 au r\u00e9gime public.<\/p><div class=\"a360-pg-grid\"><div class=\"a360-pg-card\"><h3>Counting Your Days<\/h3><p>Keep an accurate calendar of your absences. Several short stays add up to the total annual amount to monitor.<\/p><\/div><div class=\"a360-pg-card\"><h3>Validate the Rules<\/h3><p>Thresholds and exceptions evolve. Confirm your situation directly with the RAMQ before a long stay.<\/p><\/div><div class=\"a360-pg-card\"><h3>Separate Insurance<\/h3><p>Even while remaining covered by the RAMQ, you need private travel insurance: the public plan pays almost nothing abroad.<\/p><\/div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Medical-Stability-The-Key-Criterion-After-60\"><\/span>Medical Stability: The Key Criterion After 60<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>For snowbirds, <strong>medical stability<\/strong> is often the element that determines price and eligibility. The insurer examines whether your known health conditions have remained stable for a given period before departure.<\/p><div class=\"a360-pg-grid\"><div class=\"a360-pg-card\"><h3>Stability Period<\/h3><p>Often 3, 6, or 12 months depending on the contract and age. No new symptoms, diagnoses, treatments, or changes in medication during this period.<\/p><\/div><div class=\"a360-pg-card\"><h3>Medical Questionnaire<\/h3><p>Beyond a certain age, a detailed questionnaire is generally required. Answer accurately: a mistake can void coverage.<\/p><\/div><div class=\"a360-pg-card\"><h3>Medication Adjustment<\/h3><p>A simple recent change in dosage can render a condition &#8220;unstable&#8221; and exclude it. Plan your medical follow-ups before departure.<\/p><\/div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why-Premiums-Are-Higher-at-60-and-Over\"><\/span>Why Premiums Are Higher at 60 and Over<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The premium increases in tiers, generally marked around 60, 65, 70, and 75 years. Three factors combine for snowbirds: <strong>age<\/strong>, <strong>extended duration<\/strong> of stay, and destination (the United States being the most expensive to insure due to the cost of care). A stay of several months accumulates these effects, resulting in premiums significantly higher than those for a one-week trip.<\/p><p>Good news: competition among insurers remains strong in this segment. Comparing several offers for an identical profile can significantly vary the premium, making it the main lever for savings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Indicative-Price-Ranges-%E2%80%94-Snowbird-Insurance-2026\"><\/span>Indicative Price Ranges \u2014 Snowbird Insurance (2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table class=\"a360-pg-table\"><thead><tr><th>Traveler Profile<\/th><th>Duration \/ Destination<\/th><th>Indicative Range<\/th><\/tr><\/thead><tbody><tr><td>60\u201364 years, healthy<\/td><td>3 months in Florida<\/td><td>$250 \u2013 $700<\/td><\/tr><tr><td>65\u201369 years, healthy<\/td><td>4 months in the U.S.<\/td><td>$400 \u2013 $1,000<\/td><\/tr><tr><td>65\u201369 years, stable conditions<\/td><td>4 months in the U.S.<\/td><td>$700 \u2013 $1,500<\/td><\/tr><tr><td>70\u201375 years, healthy<\/td><td>5 months in the U.S.<\/td><td>$800 \u2013 $1,800<\/td><\/tr><tr><td>70\u201375 years, stable conditions<\/td><td>5 to 6 months in the U.S.<\/td><td>$1,200 \u2013 $2,500+<\/td><\/tr><\/tbody><\/table>\n<p style=\"font-size:.85em;color:#64748b\">Indicative prices only, for informational purposes \u2014 they vary based on age, health status, duration, and insurer. The actual premium is established after analysis by an insurance broker from a partner firm certified by the AMF.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Preparing-for-Your-Winter-in-the-Sun-Peacefully\"><\/span>Preparing for Your Winter in the Sun Peacefully<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-pg-steps\"><div class=\"a360-pg-step\"><div class=\"a360-pg-step-n\">1<\/div><div><strong>Validate your absence duration with the RAMQ<\/strong> before booking, to avoid jeopardizing your eligibility for the public plan.<\/div><\/div><div class=\"a360-pg-step\"><div class=\"a360-pg-step-n\">2<\/div><div><strong>Assess your health before departure.<\/strong> Medical follow-ups, medication adjustments, and assessments should ideally be completed to meet the stability period.<\/div><\/div><div class=\"a360-pg-step\"><div class=\"a360-pg-step-n\">3<\/div><div><strong>Choose solid medical coverage<\/strong> (often $1 to $5 million) tailored to the destination, especially for the United States.<\/div><\/div><div class=\"a360-pg-step\"><div class=\"a360-pg-step-n\">4<\/div><div><strong>Compare several insurers for the same profile.<\/strong> At this age, the price gap between insurers can be considerable for equivalent protection.<\/div><\/div><\/div>\n<div class=\"a360-pg-conseil\"><h3>Consider an annual multi-trip plan if you travel often<\/h3><p>Some snowbirds make round trips or travel elsewhere during the year. An <strong>annual multi-trip plan<\/strong> with a &#8220;long stay&#8221; option may be more advantageous than several one-time policies. Have both scenarios evaluated by an insurance broker from a partner firm to compare the total actual cost based on your travels.<\/p><\/div>\n<div class=\"a360-pg-alert\"><h3>Do not underestimate the cost of care in the United States<\/h3><p>In the United States, a prolonged hospitalization can reach <strong>hundreds of thousands of dollars<\/strong>. The RAMQ reimburses only a minimal fraction outside of Quebec. For a snowbird spending several months south, insufficient medical coverage can turn a health issue into a financial disaster.<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"a360-pg-faq\">\n<details><summary>What is snowbird travel insurance?<\/summary><div class=\"content\"><p>It is long-term travel insurance designed for travelers, often retirees, who spend several consecutive months abroad, typically in the southern United States during the winter. It covers emergency medical expenses for the entire duration of the stay.<\/p><\/div><\/details>\n<details><summary>How long can I be absent without losing the RAMQ?<\/summary><div class=\"content\"><p>The Quebec plan sets a maximum number of days of absence per calendar year (a commonly cited benchmark is 183 days), with certain exceptions. The precise rules must be validated directly with the RAMQ before a long stay.<\/p><\/div><\/details>\n<details><summary>What is medical stability and why is it important?<\/summary><div class=\"content\"><p>It is the period (often 3, 6, or 12 months) during which your known health conditions must remain stable before departure: no new symptoms, diagnoses, or changes in medication. An unstable condition may be excluded from coverage.<\/p><\/div><\/details>\n<details><summary>Why is insurance more expensive after 60?<\/summary><div class=\"content\"><p>The risk of medical emergencies increases with age, and the premium rises in tiers, often around 60, 65, 70, and 75 years. The long duration of stay and the destination (especially the United States) amplify this effect.<\/p><\/div><\/details>\n<details><summary>How much does snowbird insurance cost for a 4-month stay?<\/summary><div class=\"content\"><p>As a guideline, for a healthy traveler aged 65 to 69, a 4-month stay in the United States typically ranges from $400 to $1,000, more with medical conditions. These amounts vary based on the profile, and the actual premium is established after analysis by an insurance broker from a partner firm certified by the AMF.<\/p><\/div><\/details>\n<details><summary>What medical coverage should I aim for in Florida or Arizona?<\/summary><div class=\"content\"><p>A coverage of $1 to $5 million is generally recommended for a long stay in the United States, where hospital costs are among the highest in the world.<\/p><\/div><\/details>\n<details><summary>Can I cover my pre-existing medical conditions?<\/summary><div class=\"content\"><p>Often yes, provided they are stable during the period required by the contract. A detailed medical questionnaire is generally required after a certain age. Declare everything accurately to maintain the validity of your coverage.<\/p><\/div><\/details>\n<details><summary>How can I get the best price as a snowbird?<\/summary><div class=\"content\"><p>Comparing multiple&#8230;\n&#8220;`<div class=\"a360-pg-eeat\"><h2><span class=\"ez-toc-section\" id=\"Why-compare-with-Assur360\"><\/span>Why compare with Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Assur360 is an <strong>independent comparison platform<\/strong>. We do not sell insurance: we connect you with AMF-certified partner firms and insurance brokers who compare snowbird and long-stay coverage for you.<\/p><ul><li>Free and no-obligation comparison<\/li><li>Partner firms and brokers <strong>certified by AMF<\/strong> (regulated by the Chamber of Insurance)<\/li><li>Fact-based information: indicative prices, premium established after analyzing your profile<\/li><li>More than 100,000 Quebecers guided towards the right coverage<\/li><\/ul><\/div>\n<section class=\"a360-pg-final\">\n<h2><span class=\"ez-toc-section\" id=\"Travel-to-the-sun-with-peace-of-mind-this-winter\"><\/span>Travel to the sun with peace of mind this winter<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Compare free travel insurance quotes for snowbird coverage from AMF-certified partner firms and brokers \u2014 with no obligation.<\/p>\n<a href=\"https:\/\/buy.securiglobe.com\/fr\/assurance-voyage?aff=WEB141\" class=\"a360-pg-btn\" target=\"_blank\" rel=\"sponsored noopener\">Compare now<\/a><a href=\"https:\/\/www.assur360.ca\/en\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/\" class=\"a360-pg-btn-outline\">Learn all about travel insurance<\/a>\n<p style=\"font-size:.82em;color:#94a3b8;margin:12px 0 0\">You will be redirected to our partner Securiglobe (external site).<\/p>\n<\/section>\n<h2><span class=\"ez-toc-section\" id=\"Related-pages\"><\/span>Related pages<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"a360-pg-liens\"><a href=\"https:\/\/www.assur360.ca\/en\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/\">\u2708\ufe0f Quebec travel insurance \u2014 the complete guide<\/a><a href=\"https:\/\/buy.securiglobe.com\/fr\/assurance-voyage?aff=WEB141\" target=\"_blank\" rel=\"sponsored noopener\">\ud83d\udcdd Travel quote in 3 minutes \u2197<\/a><a href=\"https:\/\/www.assur360.ca\/en\/how-much-does-travel-insurance-cost-in-quebec-in-2026-price\/\">\ud83d\udcb0 How much does travel insurance cost?<\/a><a href=\"https:\/\/www.assur360.ca\/en\/quebec-travel-medical-insurance-2026-emergency-medical-expenses\/\">\ud83c\udfe5 Medical travel insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/quebec-multi-trip-annual-travel-insurance-2026\/\">\ud83d\udd01 Annual multi-trip package<\/a><a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">\ud83d\udce6 All our insurance products<\/a><\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is snowbird travel insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is long-term travel insurance designed for travelers, often retirees, who spend several consecutive months abroad, typically in the southern United States during the winter. It covers emergency medical expenses for the entire duration of the stay.\"}},{\"@type\":\"Question\",\"name\":\"How long can I be away without losing my RAMQ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Quebec plan sets a maximum number of days of absence per calendar year (a commonly cited benchmark is 183 days), with certain exceptions. The specific rules should be validated directly with RAMQ before a long stay.\"}},{\"@type\":\"Question\",\"name\":\"What is medical stability and why is it important?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is the period (often 3, 6, or 12 months) during which your known health conditions must remain stable before departure: no new symptoms, diagnoses, or changes in medication. An unstable condition may be excluded from coverage.\"}},{\"@type\":\"Question\",\"name\":\"Why does insurance cost more after 60?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The risk of medical emergencies increases with age, and the premium rises in increments, often around ages 60, 65, 70, and 75. The long duration of the stay and the destination (especially the United States) amplify this effect.\"}},{\"@type\":\"Question\",\"name\":\"How much does snowbird insurance cost for a 4-month stay?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For reference, for a healthy traveler aged 65 to 69, a 4-month stay in the United States typically ranges from $400 to $1,000, more with medical conditions. These amounts vary based on the profile, and the actual premium is established after analysis by an insurance broker from a partner firm certified by the AMF.\"}},{\"@type\":\"Question\",\"name\":\"What medical coverage should I aim for in Florida or Arizona?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Coverage of $1 million to $5 million is generally recommended for a long stay in the United States, where hospital costs are among the highest in the world.\"}},{\"@type\":\"Question\",\"name\":\"Can I cover my pre-existing medical conditions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Often yes, provided they are stable during the period required by the contract. A detailed medical questionnaire is generally required after a certain age. Declare everything accurately to maintain the validity of your coverage.\"}},{\"@type\":\"Question\",\"name\":\"How can I get the best price as a snowbird?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Comparing multiple insurers for an identical profile is the most effective cost-saving lever, as the difference can be significant at this age. Assur360 is an independent comparison platform: it connects you for free with partner firms and insurance brokers certified by the AMF who shop around for you.\"}}]},{\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Travel Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-voyage\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Snowbird Travel Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-voyage-snowbird\/\"}]}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;`html LONG WINTER STAYS \u00b7 60\u201375 YEARS Snowbird Travel Insurance in Quebec for 2026 Are you spending the winter in the sun, [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":71047,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Snowbird Travel Insurance Quebec 2026: Long Stays 60-75 Years Old","_seopress_titles_desc":"Snowbird travel insurance in Quebec in 2026: long winter stays in the U.S., maximum RAMQ duration, medical stability, price 60 years and over. Compare for free.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/assurance-voyage-snowbird-assur360.jpg","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/assurance-voyage-snowbird-assur360.jpg","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-70868","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/70868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=70868"}],"version-history":[{"count":2,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/70868\/revisions"}],"predecessor-version":[{"id":71048,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/70868\/revisions\/71048"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/71047"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=70868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}