{"id":66984,"date":"2026-05-20T23:47:01","date_gmt":"2026-05-21T03:47:01","guid":{"rendered":"https:\/\/www.assur360.ca\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/"},"modified":"2026-05-22T00:44:32","modified_gmt":"2026-05-22T04:44:32","slug":"life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/","title":{"rendered":"Life Insurance Broker in Quebec \u2014 Comparison of 9+ Insurers | Assur360"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Life-Insurance-Broker-in-Quebec-%E2%80%94-Comparison-of-9-Insurers-Assur360\" >Life Insurance Broker in Quebec \u2014 Comparison of 9+ Insurers | Assur360<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Soumission-gratuite-en-3-minutes\" >Soumission gratuite en 3 minutes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Broker-vs-Agent-vs-Bank-%E2%80%94-Whats-the-Difference\" >Broker vs. Agent vs. Bank \u2014 What&#8217;s the Difference?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Why-choose-a-life-insurance-broker\" >Why choose a life insurance broker?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#How-does-Assur360-a-life-broker-comparator-in-Quebec-work\" >How does Assur360, a life broker comparator in Quebec, work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Frequently-asked-questions-%E2%80%94-Life-insurance-broker\" >Frequently asked questions \u2014 Life insurance broker<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/life-insurance-broker-in-quebec-comparison-of-9-insurers-assur360\/#Related-pages\" >Related pages<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Life-Insurance-Broker-in-Quebec-%E2%80%94-Comparison-of-9-Insurers-Assur360\"><\/span>Life Insurance Broker in Quebec \u2014 Comparison of 9+ Insurers | Assur360<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2014 Courtier assurance vie\",\"url\":\"https:\/\/www.assur360.ca\/courtier-assurance-vie\/\",\"logo\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/10\/logo-assur360.png\",\"telephone\":\"+1-866-357-4451\",\"priceRange\":\"$$\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"221 boul. Frontenac Ouest\",\"addressLocality\":\"Thetford Mines\",\"addressRegion\":\"QC\",\"addressCountry\":\"CA\"},\"areaServed\":{\"@type\":\"AdministrativeArea\",\"name\":\"Qu\u00e9bec\"},\"serviceType\":[\"Courtier assurance vie\",\"Assurance vie temporaire\",\"Assurance vie permanente\",\"Conseil planification\"],\"memberOf\":[{\"@type\":\"Organization\",\"name\":\"Autorit\u00e9 des march\u00e9s financiers (AMF)\"},{\"@type\":\"Organization\",\\\"name\\\":\\\"Chambre de l'assurance\\\"}],\"aggregateRating\":{\"@type\":\"AggregateRating\",\"ratingValue\":\"4.9\",\"reviewCount\":\"487\",\"bestRating\":\"5\"}}\n<\/script>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">A <strong>life insurance broker<\/strong> is an <strong>AMF-certified<\/strong> professional who works for you (not for a single insurer), and who compares the offers of several insurers to find you optimal coverage at the right price. <strong>Assur360<\/strong>, an independent firm, compares 9+ insurers in 3 minutes \u2014 free, no obligation, in French in Quebec.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:28px;font-weight:800;margin-bottom:4px;\">9+<\/div><div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:28px;font-weight:800;margin-bottom:4px;\">3 min<\/div><div style=\"color:#64748b;font-size:13px;\">Online Quote<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:28px;font-weight:800;margin-bottom:4px;\">100 K+<\/div><div style=\"color:#64748b;font-size:13px;\">Submissions since 2014<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\"><div style=\"color:#10c4c7;font-size:28px;font-weight:800;margin-bottom:4px;\">-40 %<\/div><div style=\"color:#64748b;font-size:13px;\">Potential savings<\/div><\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">COURTIER ASSURANCE VIE QU\u00c9BEC<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Soumission-gratuite-en-3-minutes\"><\/span>Soumission gratuite en 3 minutes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Comparaison avec 9+ assureurs qu\u00e9b\u00e9cois. Aucun engagement.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-vie\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">D\u00e9marrer ma soumission<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Broker-vs-Agent-vs-Bank-%E2%80%94-Whats-the-Difference\"><\/span>Broker vs. Agent vs. Bank \u2014 What&#8217;s the Difference?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\">\n      <th style=\"padding:14px 16px;text-align:left;\">Criterion<\/th>\n<th style=\"padding:14px 16px;text-align:center;\">Independent<\/th>\n Broker<th style=\"padding:14px 16px;text-align:center;\">Captive<\/th>\n Agent<th style=\"padding:14px 16px;text-align:center;\">Bank Advisor<\/th>                  \n    <\/tr><\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Number of insurers offered<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">: 9+ insurers<\/td>, <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">1 only<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">1-2 (subsidiaries)<\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Independence<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2713 Works for you<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#ef4444;text-align:center;\">\u2717 Works for the insurer<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#ef4444;text-align:center;\">\u2717 Works for the bank<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Personal advice<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2713\u2713\u2713<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">\u2713\u2713\u2713<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">\u2713 (often generic)<\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Average Prime<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">Price-20 to -40%<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">Market Price<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#ef4444;text-align:center;\">Often +30-50%<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Fees for you<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">$0 (paid by insurer)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">$0 $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">0<\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Claims Support<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2713 (Advocate Role)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">Variable<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;\">Limited<\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-choose-a-life-insurance-broker\"><\/span>Why choose a life insurance broker?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\"><div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udcb0<\/div><h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Actual savings 20-40%<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Comparing 9+ insurers makes it possible to find surprising differences for <strong>identical coverage.<\/strong> A 40-year-old non-smoking man can pay $22\/month for one and $45\/month for the other \u2014 for the same policy, $250K T20. <\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\"><div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udfaf<\/div><h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Independent personal advice<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The broker listens to you, analyzes your profile (needs, mortgage, children, health) and <strong>recommends the right product<\/strong> \u2014 not the one that pays the most commission.<\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\"><div style=\"font-size:28px;margin-bottom:12px;\">\u26a1<\/div><h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Quick Quote<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">3 minutes online via Assur360. Personalized response within 24 hours with 2-3 quantified proposals. <strong>No credit card required<\/strong>. <\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\"><div style=\"font-size:28px;margin-bottom:12px;\">\ud83d\udee1\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:17px;margin:0 0 10px;\">Complaint support<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">If a loss occurs, your broker <strong>represents you before the insurer<\/strong>. In Quebec, this is a major advantage of the brokerage formula. <\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-does-Assur360-a-life-broker-comparator-in-Quebec-work\"><\/span>How does Assur360, a life broker comparator in Quebec, work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image aligncenter size-large is-style-rounded\" style=\"max-width:640px;margin:32px auto;\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/courtier-lunique-assurance-conseil-quebec.jpg\" alt=\"Life insurance broker in Quebec analyzing a policy\" class=\"wp-image-66812\" style=\"border-radius:16px;box-shadow:0 10px 30px rgba(13,31,45,0.15);width:100%;height:auto;\"  sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\" style=\"text-align:center;color:#64748b;font-size:14px;font-style:italic;margin-top:12px;line-height:1.5;\">A broker from a partner firm analyzes your profile and negotiates the best premium with 9+ insurers.<\/figcaption><\/figure>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Fill out the form in 3 min<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your information: age, smoker\/not, general health, desired amount, type of coverage. No payment. <\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Analysis by an AMF broker<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your file is studied by a certified broker. It interviews 9+ partner insurers (L&#8217;Unique, SSQ, Desjardins, iA, Manulife, Sun Life, Beneva, etc.). <\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Receive 2-3 proposals within 24 hours<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Clear comparison: premium, coverage, additional coverage. No pressure. You choose freely.  <\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Subscribe online<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Electronic signature. Policy active within 24 hours of approval. Average savings: <strong>20-40%.<\/strong>  <\/p><\/div><\/div>\n<\/div>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Nos 9+ assureurs partenaires en assurance vie<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:12px;\">\n    <a href=\"https:\/\/www.assur360.ca\/lunique\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 L&#8217;Unique<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/ssq-assurance\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 SSQ<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/desjardins-assurance-vie\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Desjardins<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/industrielle-alliance\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Industrielle Alliance<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/manuvie-assurance\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Manuvie<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/sun-life-assurance\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Sun Life<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/beneva-assurance-vie\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Beneva<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/economical\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Economical<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/promutuel-assurance\/\" style=\"color:#0d1f2d;font-size:14px;text-decoration:none;font-weight:600;\">\u2192 Promutuel<\/a>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-%E2%80%94-Life-insurance-broker\"><\/span>Frequently asked questions \u2014 Life insurance broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does the broker cost the client anything?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No. The <strong>broker is paid by the insurer<\/strong> in the form of a commission, not by you. Your premium is the same as if you were buying directly \u2014 and often less, because we compared for you. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I verify that a broker is legitimate in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Check their <strong>AMF firm number<\/strong> on <a href=\"https:\/\/lautorite.qc.ca\" target=\"_blank\" rel=\"noopener\">lautorite.qc.ca<\/a>. All life insurance brokers in Qu\u00e9bec must be registered with the Autorit\u00e9 des march\u00e9s financiers (AMF) and a member of the Chambre de l&#8217;assurance. Assur360 = partner platform of AMF-certified firms, brokers who are members of the Chambre de l&#8217;assurance.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I change brokers during the course of the contract?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, at any time. All you have to do is <strong>notify your insurer in writing<\/strong> of the change of broker. Your policy remains active, but now the new broker is with you.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get a quote?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Via Assur360: <strong>3 minutes to fill in the form<\/strong>, then <strong>24 hours<\/strong> to receive 2-3 quantified proposals. If you accept an offer: <strong>an additional 24-48 hours<\/strong> to take out and activate the policy (depending on the medical examination requested). <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can my broker change my policy after I have taken out?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Your broker remains your single point of contact for <strong>adjusting the coverage<\/strong> (changing the amount, adding a guarantee, converting a temporary to a permanent, etc.). Everything goes through him \u2014 easier than talking directly to the insurer. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Which insurers does Assur360 represent?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">9+ <strong>insurers: L&#8217;Unique, SSQ, Desjardins, Industrial Alliance, Manulife, Sun Life, Beneva, Economical, Promutuel<\/strong>, and others depending on your profile. This diversity = a solid basis for comparison and negotiation. <\/div><\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Le courtier co\u00fbte-t-il quelque chose au client?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non \u2014 le courtier est r\u00e9mun\u00e9r\u00e9 par l'assureur sous forme de commission. Votre prime est la m\u00eame qu'en direct, souvent moins car nous avons compar\u00e9 pour vous.\"}},{\"@type\":\"Question\",\"name\":\"Comment v\u00e9rifier qu'un courtier est l\u00e9gitime au Qu\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"V\u00e9rifiez son num\u00e9ro de cabinet AMF sur lautorite.qc.ca. Assur360 = plateforme partenaire de cabinets certifi\u00e9s AMF, courtiers membres Chambre de l'assurance.\"}}]}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">PR\u00caT \u00c0 COMPARER?<\/p>\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">Trouvez la meilleure assurance vie au Qu\u00e9bec<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">3 minutes en ligne. 9+ assureurs compar\u00e9s. Aucun engagement.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-vie\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">D\u00e9marrer ma soumission<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-pages\"><\/span>Related pages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/assurance-vie\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Assurance vie au Qu\u00e9bec<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Temporaire, permanente, universelle.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-vie-temporaire-vs-permanente\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Temporaire vs Permanente<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Comparatif d\u00e9taill\u00e9 selon votre profil.<\/p><\/a>\n  <a href=\"\/calculateur-assurance-vie\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Calculateur besoin vie<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">M\u00e9thode DIME + capital de remplacement.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-vie\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Soumission vie 3 min<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Formulaire direct courtier AMF.<\/p><\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance vie\",\"item\":\"https:\/\/www.assur360.ca\/assurance-vie\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Courtier assurance vie\",\"item\":\"https:\/\/www.assur360.ca\/courtier-assurance-vie\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance Broker in Quebec \u2014 Comparison of 9+ Insurers | Assur360 A life insurance broker is an AMF-certified professional who works [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Compare Life Insurance Brokers Quebec \u2014 Partner Firms | Assur360","_seopress_titles_desc":"Compare life insurance brokers in Quebec via Assur360: connect with 9+ AMF-certified partner firms. 3 min submission, free. ","_seopress_robots_index":"","_seopress_analysis_target_kw":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-66984","page","type-page","status-publish","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/66984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=66984"}],"version-history":[{"count":11,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/66984\/revisions"}],"predecessor-version":[{"id":67929,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/66984\/revisions\/67929"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=66984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}