{"id":66822,"date":"2026-05-20T20:12:29","date_gmt":"2026-05-21T00:12:29","guid":{"rendered":"https:\/\/www.assur360.ca\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/"},"modified":"2026-05-20T20:12:43","modified_gmt":"2026-05-21T00:12:43","slug":"lunique-assurance-review-2026-real-ratings-testimonials","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/","title":{"rendered":"L&#8217;Unique Assurance Review 2026 \u2014 Real Ratings  Testimonials"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Review\",\"itemReviewed\":{\"@type\":\"InsuranceAgency\",\"name\":\"L'Unique Assurance G\u00e9n\u00e9rales\",\"url\":\"https:\/\/lunique.com\",\"areaServed\":\"Qu\u00e9bec\"},\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"reviewRating\":{\"@type\":\"Rating\",\"ratingValue\":\"4.3\",\"bestRating\":\"5\"},\"datePublished\":\"2026-05-20\"}\n<\/script>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">Are you shopping for your car, home or recreational vehicle insurance and want to know what customers think of <strong>L&#8217;Unique Assurance<\/strong>? Here is our unbiased analysis based on <strong>Assur360&#8217;s<\/strong> cumulative experience with L&#8217;Unique since 2014, and the real feedback from Quebec customers. <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">UNIQUE RATING 2026<\/p>\n  <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#43-5\" >4,3 \/ 5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#Strengths-of-LUnique-Assurance\" >Strengths of L&#8217;Unique Assurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#Weaknesses-to-consider\" >Weaknesses to consider<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#Verified-customer-testimonials\" >Verified customer testimonials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#LUnique-vs-other-Quebec-insurers-%E2%80%94-Comparison\" >L&#8217;Unique vs other Quebec insurers \u2014 Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-review-2026-real-ratings-testimonials\/#Learn-more-about-LUnique\" >Learn more about L&#8217;Unique<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"color:#ffffff;font-size:42px;margin:0 0 8px;\"><span class=\"ez-toc-section\" id=\"43-5\"><\/span>4,3 \/ 5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 8px;font-size:18px;\">\u2b50\u2b50\u2b50\u2b501\/2<\/p>\n  <p style=\"color:#94a3b8;margin:0 0 28px;font-size:14px;\">Based on 487 quotes processed by Assur360<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Compare L&#8217;Unique in 3 min<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strengths-of-LUnique-Assurance\"><\/span>Strengths of L&#8217;Unique Assurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 12px;\">\u2705 Acceptance of difficult profiles<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">L&#8217;Unique regularly accepts drivers with claims, young licenses, criminal records \u2014 where Intact or Desjardins refuse. <strong>Customer rating: 4.7\/5<\/strong> on this criterion.<\/p><\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 12px;\">\u2705 Service in French<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">100% Quebec \u2014 customer service, fitters, advisors based in QC. <strong>Customer rating: 4.6\/5<\/strong>.<\/p><\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 12px;\">\u2705 RV  Snowmobile Coverage<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Excellent partner for recreational vehicles (<a href=\"https:\/\/www.assur360.ca\/en\/snowmobile-insurance-quote-in-3-minutes\/\" style=\"color:#10c4c7;\">snowmobile<\/a>, <a href=\"https:\/\/www.assur360.ca\/en\/recreational-vehicle-insurance-3\/\" style=\"color:#10c4c7;\">RV,<\/a> quad). <strong>Rating: 4.5\/5<\/strong>.<\/p><\/div>\n  <div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 12px;\">\u2705 Multi-policy discount<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The combination of car + home + RV generates a cumulative discount of up to 25%. <strong>Rating: 4.4\/5<\/strong>.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Weaknesses-to-consider\"><\/span>Weaknesses to consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">To keep in mind before signing<\/p>\n    <ul style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.7;padding-left:20px;\">\n      <li><strong>Exclusive broker distribution<\/strong> \u2014 no direct quotes on their website.<\/li>\n      <li><strong>Rates are sometimes higher<\/strong> for standard profiles (better to go to Intact or Aviva).<\/li>\n      <li><strong>Limited mobile app<\/strong> compared to large insurers.<\/li>\n      <li><strong>Average complaint time<\/strong> (3-7 days) slightly longer than market leaders.<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Verified-customer-testimonials\"><\/span>Verified customer testimonials<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <p style=\"color:#10c4c7;font-size:18px;margin:0 0 8px;\">\u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;font-style:italic;\">&#8220;After 3 refusals with other insurers because of a recent claim, L&#8217;Unique accepted me at a very reasonable price. A true partner for non-standard profiles. \u00bb<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:0;\"><strong>\u2014 Mathieu L., Sherbrooke<\/strong><\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <p style=\"color:#10c4c7;font-size:18px;margin:0 0 8px;\">\u2b50\u2b50\u2b50\u2b50<\/p>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;font-style:italic;\">&#8220;I kept L&#8217;Unique 8 years old for my snowmobile and RV. Impeccable French service. Small downside: their app is outdated. \u00bb<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:0;\"><strong>\u2014 Caroline T., Saguenay<\/strong><\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <p style=\"color:#10c4c7;font-size:18px;margin:0 0 8px;\">\u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;font-style:italic;\">&#8220;L&#8217;Unique quote via Assur360 = -$420\/year on my car compared to Belair Direct. Recommend to all. \u00bb<\/p>\n    <p style=\"color:#64748b;font-size:13px;margin:0;\"><strong>\u2014 Fran\u00e7ois D., Trois-Rivi\u00e8res<\/strong><\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LUnique-vs-other-Quebec-insurers-%E2%80%94-Comparison\"><\/span>L&#8217;Unique vs other Quebec insurers \u2014 Comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\">\n      <th style=\"padding:14px 16px;text-align:left;\">Criterion<\/th>\n      <th style=\"padding:14px 16px;text-align:center;\">The Unique<\/th>\n      <th style=\"padding:14px 16px;text-align:center;\">Intact<\/th>\n      <th style=\"padding:14px 16px;text-align:center;\">Desjardins<\/th>\n      <th style=\"padding:14px 16px;text-align:center;\">Promutuel<\/th>\n    <\/tr><\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Non-standard profiles<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2605\u2605\u2605\u2605\u2605<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605<\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Service in French<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2605\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605\u2605<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Recreational vehicles<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;text-align:center;font-weight:700;\">\u2605\u2605\u2605\u2605\u2605<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Mobile<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#ef4444;\">\u2605\u2605<\/td> app<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605\u2605<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;\">Standard<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#334155;\">\u2605\u2605\u2605\u2605<\/td> Profile Pricing<\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">MAKE AN INFORMED DECISION<\/p>\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">Compare L&#8217;Unique with 9 other insurers<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Free quote in 3 min. No obligation.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Prices<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">Talk to a broker<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Learn-more-about-LUnique\"><\/span>Learn more about L&#8217;Unique<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">The One \u2014 Presentation<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">History, products, Assur360 partnership.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/lunique-assurance-auto-au-quebec-3-min-quote-assur360\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">The Unique Auto<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Pricing and profiles.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/lunique\/soumission\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Submission L&#8217;Unique<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">3-minute form.<\/p><\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"L'Unique Assurance\",\"item\":\"https:\/\/www.assur360.ca\/lunique\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Avis\",\"item\":\"https:\/\/www.assur360.ca\/lunique\/avis\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Are you shopping for your car, home or recreational vehicle insurance and want to know what customers think of L&#8217;Unique Assurance? Here [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":15760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"L'Unique Assurance Reviews 2026 \u2014 Quebec Customer Ratings | Assur360","_seopress_titles_desc":"Real reviews of L'Unique Assurance by Quebec customers in 2026. Strengths, weaknesses, verified ratings. Compare before you sign.  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