{"id":60468,"date":"2026-04-29T00:06:19","date_gmt":"2026-04-29T04:06:19","guid":{"rendered":"https:\/\/www.assur360.ca\/assur360-simulators-free-tools-for-your-financial-decisions\/electric-vehicle-vs-gasoline-when-does-it-pay-off-qc-calculator-2026\/"},"modified":"2026-06-26T03:57:17","modified_gmt":"2026-06-26T07:57:17","slug":"electric-vehicle-vs-gasoline-when-does-it-pay-off-qc-calculator-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/electric-vehicle-vs-gasoline-when-does-it-pay-off-qc-calculator-2026\/","title":{"rendered":"Electric Vehicle vs. Gasoline: When Does It Pay Off? | QC Calculator 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.vev-wrap *{box-sizing:border-box}\n.vev-wrap{font-family:'DM Sans',system-ui,sans-serif;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;margin:32px 0;overflow:hidden;box-shadow:0 20px 60px -20px rgba(13,31,45,.15)}\n.vev-head{background:linear-gradient(135deg,#0d1f2d,#1a3a4a);padding:32px;color:#fff;text-align:center}\n.vev-head .badge{display:inline-block;background:rgba(16,196,199,.15);color:#10c4c7;padding:6px 14px;border-radius:20px;font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin-bottom:14px}\n.vev-head h3{color:#fff;font-size:28px;margin:0 0 8px;font-weight:800;line-height:1.2}\n.vev-head p{color:#94a3b8;margin:0;font-size:15px}\n.vev-body{padding:28px;display:grid;grid-template-columns:1.1fr .9fr;gap:24px}\n.vev-form h4{color:#0d1f2d;font-size:16px;margin:0 0 16px;padding-bottom:10px;border-bottom:3px solid #10c4c7}\n.vev-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:18px}\n.vev-field.full{grid-column:1\/-1}\n.vev-field label{display:block;color:#334155;font-size:13px;font-weight:600;margin-bottom:6px}\n.vev-field .hint{color:#94a3b8;font-weight:400;font-size:11px;margin-left:6px}\n.vev-field input{width:100%;padding:10px 12px;border:1px solid #e2e8f0;border-radius:8px;font-size:14px;color:#0d1f2d;background:#fff}\n.vev-field input:focus{outline:none;border-color:#10c4c7;box-shadow:0 0 0 3px rgba(16,196,199,.15)}\n.vev-results{background:#0d1f2d;color:#fff;padding:28px;border-radius:12px;align-self:start;position:sticky;top:24px}\n.vev-results h4{color:#10c4c7;margin:0 0 18px;font-size:14px;text-transform:uppercase;letter-spacing:1.5px}\n.vev-bigtotal{text-align:center;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.1);margin-bottom:8px}\n.vev-bigtotal .lbl{color:#94a3b8;font-size:12px;text-transform:uppercase;letter-spacing:1px}\n.vev-bigtotal .val{color:#10c4c7;font-size:38px;font-weight:800;font-variant-numeric:tabular-nums;line-height:1;margin-top:4px}\n.vev-bigtotal .sub{color:#94a3b8;font-size:13px;margin-top:6px}\n.vev-kpi{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.06);font-size:14px}\n.vev-kpi:last-of-type{border-bottom:0}\n.vev-kpi .lbl{color:#94a3b8}\n.vev-kpi .val{color:#fff;font-weight:700;font-variant-numeric:tabular-nums}\n.vev-verdict{margin-top:18px;padding:16px;border-radius:10px;text-align:center;font-weight:700;font-size:14px}\n.vev-verdict.ev-win{background:rgba(16,196,199,.15);color:#10c4c7;border:1px solid rgba(16,196,199,.3)}\n.vev-verdict.gas-win{background:rgba(251,191,36,.15);color:#fde68a;border:1px solid rgba(251,191,36,.3)}\n.vev-cta{display:block;background:#10c4c7;color:#0d1f2d;padding:14px;border-radius:10px;text-align:center;font-weight:800;text-decoration:none;margin-top:14px;font-size:14px}\n.vev-meta{font-size:11px;color:#64748b;margin-top:14px;text-align:center;line-height:1.5}\n@media(max-width:880px){.vev-body{grid-template-columns:1fr}.vev-results{position:static}}\n<\/style><div class=\"vev-wrap\"><div class=\"vev-head\"><span class=\"badge\">Free tool \u00b7 Auto decision<\/span><h3>Electric vehicle vs gas \u2014 When is it profitable?<\/h3><p>Calculate the break-even point, total savings, and annual cost over the duration of your choice.<\/p><\/div><div class=\"vev-body\"><div class=\"vev-form\"><h4>1. My usage<\/h4><div class=\"vev-grid\"><div class=\"vev-field\"><label>Annual mileage<\/label><input type=\"number\" id=\"vev-km\" value=\"18000\" step=\"500\"\/><\/div><div class=\"vev-field\"><label>Duration of ownership <span class=\"hint\">(years)<\/span><\/label><input type=\"number\" id=\"vev-duree\" value=\"8\" step=\"1\"\/><\/div><div class=\"vev-field\"><label>Gas price <span class=\"hint\">($\/L)<\/span><\/label><input type=\"number\" id=\"vev-pess\" value=\"1.55\" step=\"0.05\"\/><\/div><div class=\"vev-field\"><label>Electricity price <span class=\"hint\">($\/kWh)<\/span><\/label><input type=\"number\" id=\"vev-pkwh\" value=\"0.078\" step=\"0.005\"\/><\/div><\/div><h4>2. Electric vehicle (EV)<\/h4><div class=\"vev-grid\"><div class=\"vev-field\"><label>Purchase price <span class=\"hint\">(before rebates)<\/span><\/label><input type=\"number\" id=\"vev-ev-prix\" value=\"48000\" step=\"500\"\/><\/div><div class=\"vev-field\"><label>Consumption <span class=\"hint\">(kWh\/100km)<\/span><\/label><input type=\"number\" id=\"vev-ev-conso\" value=\"18\" step=\"0.5\"\/><\/div><div class=\"vev-field\"><label>Annual maintenance ($)<\/label><input type=\"number\" id=\"vev-ev-ent\" value=\"500\" step=\"50\"\/><\/div><div class=\"vev-field\"><label>Home charging station ($, one-time)<\/label><input type=\"number\" id=\"vev-ev-borne\" value=\"1800\" step=\"100\"\/><\/div><div class=\"vev-field\"><label>Roulez vert rebate <span class=\"hint\">(QC + station)<\/span><\/label><input type=\"number\" id=\"vev-ev-rabqc\" value=\"4600\" step=\"100\"\/><\/div><div class=\"vev-field\"><label>iVZE rebate <span class=\"hint\">(federal)<\/span><\/label><input type=\"number\" id=\"vev-ev-rabfed\" value=\"5000\" step=\"100\"\/><\/div><\/div><h4>3. Equivalent gas vehicle<\/h4><div class=\"vev-grid\"><div class=\"vev-field\"><label>Purchase price ($)<\/label><input type=\"number\" id=\"vev-gas-prix\" value=\"32000\" step=\"500\"\/><\/div><div class=\"vev-field\"><label>Consumption <span class=\"hint\">(L\/100km)<\/span><\/label><input type=\"number\" id=\"vev-gas-conso\" value=\"8.5\" step=\"0.1\"\/><\/div><div class=\"vev-field\"><label>Annual maintenance ($)<\/label><input type=\"number\" id=\"vev-gas-ent\" value=\"900\" step=\"50\"\/><\/div><div class=\"vev-field\"><\/div><\/div><\/div><div class=\"vev-results\"><h4>Long-term comparison<\/h4><div class=\"vev-bigtotal\"><div class=\"lbl\">Total savings (EV vs gas)<\/div><div class=\"val\" id=\"vev-r-eco\">\u2014<\/div><div class=\"sub\" id=\"vev-r-pm\">\u2014<\/div><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Total EV cost<\/span><span class=\"val\" id=\"vev-r-evtot\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Total gas cost<\/span><span class=\"val\" id=\"vev-r-gastot\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">EV energy \/ year<\/span><span class=\"val\" id=\"vev-r-evcarb\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Gas \/ year<\/span><span class=\"val\" id=\"vev-r-gascarb\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Total government rebates<\/span><span class=\"val\" id=\"vev-r-rabais\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">EV price after rebates<\/span><span class=\"val\" id=\"vev-r-evnet\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Initial EV premium<\/span><span class=\"val\" id=\"vev-r-surcout\">\u2014<\/span><\/div><div class=\"vev-kpi\"><span class=\"lbl\">Savings \/ year (energy + maintenance)<\/span><span class=\"val\" id=\"vev-r-ecoannuel\">\u2014<\/span><\/div><div class=\"vev-verdict\" id=\"vev-verdict\">\u2014<\/div><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" class=\"vev-cta\">Auto insurance quote EV \u2192<\/a><p class=\"vev-meta\">Estimation. Roulez vert\/iVZE rebates pre-filled \u2014 adjust according to your eligibility. Does not include differential depreciation or public charging.<\/p><\/div><\/div><\/div><script>(function(){\n  const $ = id => document.getElementById(id);\n  const fmt = n => \"$\" + Math.round(n).toLocaleString(\"fr-CA\");\n  const num = id => parseFloat($(id).value) || 0;\n\n  function compute(){\n    const km = num(\"vev-km\");\n    const duree = Math.max(1, num(\"vev-duree\"));\n    const pess = num(\"vev-pess\");\n    const pkwh = num(\"vev-pkwh\");\n\n    const evPrixBrut = num(\"vev-ev-prix\");\n    const evConso = num(\"vev-ev-conso\");\n    const evEnt = num(\"vev-ev-ent\");\n    const evBorne = num(\"vev-ev-borne\");\n    const evRabQC = num(\"vev-ev-rabqc\");\n    const evRabFed = num(\"vev-ev-rabfed\");\n    const evRabaisTotal = evRabQC + evRabFed;\n    const evPrix = Math.max(0, evPrixBrut - evRabaisTotal);\n\n    const gasPrix = num(\"vev-gas-prix\");\n    const gasConso = num(\"vev-gas-conso\");\n    const gasEnt = num(\"vev-gas-ent\");\n\n    const evCarbAn = (km\/100) * evConso * pkwh;\n    const gasCarbAn = (km\/100) * gasConso * pess;\n\n    const evTotal = evPrix + evBorne + (evCarbAn + evEnt) * duree;\n    const gasTotal = gasPrix + (gasCarbAn + gasEnt) * duree;\n    const eco = gasTotal - evTotal;\n    const ecoAnnuel = (gasCarbAn + gasEnt) - (evCarbAn + evEnt);\n    const surcout = (evPrix + evBorne) - gasPrix;\n    const pm = ecoAnnuel > 0 ? surcout \/ ecoAnnuel : null;\n\n    $(\"vev-r-eco\").textContent = fmt(eco);\n    $(\"vev-r-pm\").textContent = pm != null && pm > 0 ? \"Break-even: \" + pm.toFixed(1) + \" years\" : (pm == null ? \"No energy\/maintenance gain\" : \"Profitable from year 1\");\n    $(\"vev-r-evtot\").textContent = fmt(evTotal);\n    $(\"vev-r-gastot\").textContent = fmt(gasTotal);\n    $(\"vev-r-evcarb\").textContent = fmt(evCarbAn);\n    $(\"vev-r-gascarb\").textContent = fmt(gasCarbAn);\n    $(\"vev-r-rabais\").textContent = \"\u2212\" + fmt(evRabaisTotal);\n    $(\"vev-r-evnet\").textContent = fmt(evPrix);\n    $(\"vev-r-surcout\").textContent = (surcout >= 0 ? \"+\" : \"\") + fmt(surcout);\n    $(\"vev-r-ecoannuel\").textContent = fmt(ecoAnnuel);\n\n    const v = $(\"vev-verdict\");\n    v.classList.remove(\"ev-win\",\"gas-win\");\n    if (eco > 0) {\n      v.classList.add(\"ev-win\");\n      v.textContent = \"\u2713 The EV is more profitable over \" + duree + \" years\";\n    } else {\n      v.classList.add(\"gas-win\");\n      v.textContent = \"\u2717 Gas remains more profitable over \" + duree + \" years\";\n    }\n  }\n\n  document.querySelectorAll(\".vev-wrap input\").forEach(el => el.addEventListener(\"input\", compute));\n  compute();\n})();\n<\/script>\n\n<div style=\"background:#fffbeb;border:2px solid #f59e0b;border-radius:12px;padding:24px;margin:24px 0 32px;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;line-height:1;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#78350f;font-weight:700;font-size:16px;margin:0 0 8px;\">Simulation tool \u2014 indicative result<\/p>\n    <p style=\"color:#92400e;font-size:14px;margin:0;line-height:1.6;\">Government rebates are <strong>built into the calculation<\/strong> \u2014 check your actual eligibility (model, income, date of purchase) on <strong>vehiculeselectriques.gouv.qc.ca<\/strong> and <strong>tc.canada.ca\/ivze<\/strong>. The calculator does not include differential depreciation or charging at a public charging station. For a purchase decision, consult a <strong>dealer<\/strong> and your <strong>insurance broker<\/strong>.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Why-the-calculation-changes-everything-in-2026\"><\/span>Why the calculation changes everything in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;line-height:1.7;\">With gasoline at $1.50-1.70\/L and residential kWh at about 8\u00a2, driving 100 km costs about <strong>$13 in gasoline<\/strong> versus <strong>$1.40 in electricity<\/strong> \u2014 a ratio of almost 10 to 1. At 18,000 km\/year, that&#8217;s about <strong>$2,100 difference<\/strong> each year. Over 8 years, we&#8217;re talking about $16,000 to $20,000 in fuel savings \u2014 often enough to absorb the initial additional cost of the EV.  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">~10\u00d7 cheaper in energy<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Hydro-Qu\u00e9bec has the lowest residential rates in North America. Charging an EV at home costs ~$1.40\/100 km vs. ~$13\/100 km for a gasoline vehicle. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd27<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Maintenance reduced by 30-50%<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">No oil change, no belt, less stressed brakes (regeneration). The pads last 2-3\u00d7 longer than in petrol. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcb8<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">2026 Rebate up to $10,000<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Roulez vert<\/strong> (QC) program: up to $5,000. <strong>iZEV<\/strong> (federal): up to $5,000. Stackable \u2014 check your model&#8217;s eligibility. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:2px solid #10c4c7;border-radius:14px;padding:32px;margin:32px 0;\">\n  <h3 style=\"color:#10c4c7;margin:0 0 16px;font-size:20px;\">\ud83d\udca1 When is an EV <em>less<\/em> advantageous?<\/h3>\n  <ul style=\"color:#cbd5e1;font-size:15px;line-height:1.9;margin:0;padding-left:22px;\">\n    <li>If you drive <strong style=\"color:#fff;\">less than 8,000 km\/year<\/strong> \u2014 the fuel economy doesn&#8217;t make up for the extra cost.<\/li>\n    <li>If you live in <strong style=\"color:#fff;\">a condo\/apartment without a charging station<\/strong> and depend on public charging (3-4\u00d7 more expensive).<\/li>\n    <li>If you plan to <strong style=\"color:#fff;\">resell in less than 4 years<\/strong> \u2014 the initial depreciation of an EV may be faster.<\/li>\n    <li>If you make <strong style=\"color:#fff;\">regular long trips<\/strong> to remote areas without an accessible fast charger.<\/li>\n  <\/ul>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">Does my EV insurance cost more?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">Yes, on average <strong>10-20% more than<\/strong> an equivalent petrol vehicle. Reasons: more expensive parts (battery, electronics), specialized labor. But many insurers offer an <strong>EV discount<\/strong> of 5-10% that compensates for a good part. Compare with an insurance broker.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">How much does a charging station cost at home?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">A Level 2 (240V) charging station installed costs <strong>$1,200 to $2,800<\/strong> depending on the distance to the panel, amperage and installation. The Roulez vert program offers up to $600 for the charging station and installation. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">Will the battery die after 8 years?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">No. Most manufacturers guarantee the battery <strong>for 8 years \/ 160,000 km<\/strong>. Real-world data shows <strong>85-90% capacity retention after 10 years<\/strong> for recent Tesla, Hyundai, Kia, Chevrolet EVs. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">Is it worth it in Quebec winter?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">The actual range of an EV <strong>drops by 25 to 40%<\/strong> in extreme cold (-15 \u00b0C and below). For daily use (~50-100 km\/day), no problem. For long trips in remote areas at -25\u00b0C, plan charging stops.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">What happens if the Roulez vert \/ iZEV rebates disappear?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">The 2026 discounts are the last according to current announcements (program extended until December 31, 2026 and then planned discount). If you are planning to buy, doing it in 2026 to benefit from the maximum amounts is advantageous. <\/div>\n  <\/details>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">Are you going electric?<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Request your EV car insurance quote \u2014 many insurers offer an electric vehicle discount.<\/p>\n  <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 32px;border-radius:8px;font-weight:800;text-decoration:none;font-size:15px;\">Car \/ EV<\/a>\n Quote<a href=\"tel:18663574451\" style=\"background:transparent;color:#ffffff;border:2px solid #ffffff;padding:14px 30px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;\">\ud83d\udcde 1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Discover-also\"><\/span>Discover also<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/true-5-year-cost-of-vehicle-ownership-quebec-calculator-2026\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">True 5-year cost of ownership\u2192<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Compare two complete vehicles: purchase, depreciation, financing, energy, insurance, maintenance.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">All our simulators \u2192<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Claim, retirement, life, mortgage, farm, recreational \u2014 free tools.<\/p>\n  <\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Free tool \u00b7 Auto decisionElectric vehicle vs gas \u2014 When is it profitable?Calculate the break-even point, total savings, and annual cost over [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":62921,"parent":58627,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"EV vs. Gas \u2014 When Is Electric Vehicle Cost-Effective?","_seopress_titles_desc":"Calculate the breakeven point between EV and gas based on your mileage, gas and electricity price. Hydro-Qu\u00e9bec data + 2026 Roulez vert\/iZEV rebate. 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