{"id":60448,"date":"2026-04-28T23:53:49","date_gmt":"2026-04-29T03:53:49","guid":{"rendered":"https:\/\/www.assur360.ca\/assur360-simulators-free-tools-for-your-financial-decisions\/crop-profitability-calculator-agricultural-producer-quebec-2026\/"},"modified":"2026-04-28T23:58:12","modified_gmt":"2026-04-29T03:58:12","slug":"crop-profitability-calculator-agricultural-producer-quebec-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/crop-profitability-calculator-agricultural-producer-quebec-2026\/","title":{"rendered":"Crop profitability calculator | Agricultural Producer Quebec 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.vagri-wrap *{box-sizing:border-box}\n.vagri-wrap{font-family:'DM Sans',system-ui,sans-serif;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;margin:32px 0;overflow:hidden;box-shadow:0 20px 60px -20px rgba(13,31,45,.15)}\n.vagri-head{background:linear-gradient(135deg,#0d1f2d,#1a3a4a);padding:32px;color:#fff;text-align:center}\n.vagri-head .badge{display:inline-block;background:rgba(16,196,199,.15);color:#10c4c7;padding:6px 14px;border-radius:20px;font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin-bottom:14px}\n.vagri-head h3{color:#fff;font-size:28px;margin:0 0 8px;font-weight:800;line-height:1.2}\n.vagri-head p{color:#94a3b8;margin:0;font-size:15px}\n.vagri-body{padding:28px;display:grid;grid-template-columns:1.1fr .9fr;gap:24px}\n.vagri-form h4{color:#0d1f2d;font-size:16px;margin:0 0 16px;padding-bottom:10px;border-bottom:3px solid #10c4c7}\n.vagri-form h4 + .vagri-grid{margin-bottom:20px}\n.vagri-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}\n.vagri-field{margin-bottom:0}\n.vagri-field.full{grid-column:1\/-1}\n.vagri-field label{display:block;color:#334155;font-size:13px;font-weight:600;margin-bottom:6px}\n.vagri-field .hint{color:#94a3b8;font-weight:400;font-size:11px;margin-left:6px}\n.vagri-field input,.vagri-field select{width:100%;padding:10px 12px;border:1px solid #e2e8f0;border-radius:8px;font-size:14px;color:#0d1f2d;background:#fff;transition:all .15s}\n.vagri-field input:focus,.vagri-field select:focus{outline:none;border-color:#10c4c7;box-shadow:0 0 0 3px rgba(16,196,199,.15)}\n.vagri-results{background:#0d1f2d;color:#fff;padding:28px;border-radius:12px;align-self:start;position:sticky;top:24px}\n.vagri-results h4{color:#10c4c7;margin:0 0 18px;font-size:14px;text-transform:uppercase;letter-spacing:1.5px}\n.vagri-kpi{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;align-items:baseline}\n.vagri-kpi:last-child{border-bottom:0}\n.vagri-kpi .lbl{color:#94a3b8;font-size:13px}\n.vagri-kpi .val{color:#fff;font-size:20px;font-weight:700;font-variant-numeric:tabular-nums}\n.vagri-verdict{margin-top:18px;padding:16px;border-radius:10px;text-align:center;font-weight:700;font-size:15px}\n.vagri-verdict.win{background:rgba(16,196,199,.15);color:#10c4c7;border:1px solid rgba(16,196,199,.3)}\n.vagri-verdict.lose{background:rgba(239,68,68,.15);color:#fca5a5;border:1px solid rgba(239,68,68,.3)}\n.vagri-verdict.tight{background:rgba(251,191,36,.15);color:#fde68a;border:1px solid rgba(251,191,36,.3)}\n.vagri-cta{display:block;background:#10c4c7;color:#0d1f2d;padding:14px;border-radius:10px;text-align:center;font-weight:800;text-decoration:none;margin-top:18px;font-size:14px}\n.vagri-meta{font-size:11px;color:#64748b;margin-top:14px;text-align:center;line-height:1.5}\n@media(max-width:880px){.vagri-body{grid-template-columns:1fr}.vagri-results{position:static}}\n<\/style><div class=\"vagri-wrap\"><div class=\"vagri-head\"><span class=\"badge\">Outil gratuit \u00b7 Producteur agricole<\/span><h3>Rentabilit\u00e9 de ma culture \u2014 Qu\u00e9bec 2026<\/h3><p>Saisissez votre culture, votre superficie et vos co\u00fbts. Obtenez la marge nette, le seuil de rentabilit\u00e9 et le prix de revient \u00e0 la tonne.<\/p><\/div><div class=\"vagri-body\"><div class=\"vagri-form\"><h4>1. Culture et production<\/h4><div class=\"vagri-grid\"><div class=\"vagri-field full\"><label>Type de culture<\/label><select id=\"vagri-culture\"><option value=\"mais\">Ma\u00efs-grain<\/option><option value=\"soya\">Soya<\/option><option value=\"ble_aut\">Bl\u00e9 d&#8217;automne<\/option><option value=\"ble_pr\">Bl\u00e9 de printemps<\/option><option value=\"avoine\">Avoine<\/option><option value=\"orge\">Orge<\/option><option value=\"foin\">Foin sec<\/option><option value=\"canola\">Canola<\/option><\/select><\/div><div class=\"vagri-field\"><label>Superficie <span class=\"hint\">(hectares)<\/span><\/label><input type=\"number\" id=\"vagri-ha\" value=\"50\" step=\"1\" min=\"0\"\/><\/div><div class=\"vagri-field\"><label>Rendement attendu <span class=\"hint\">(t\/ha)<\/span><\/label><input type=\"number\" id=\"vagri-rdt\" value=\"10.5\" step=\"0.1\" min=\"0\"\/><\/div><div class=\"vagri-field full\"><label>Prix de vente attendu <span class=\"hint\">($\/tonne)<\/span><\/label><input type=\"number\" id=\"vagri-prix\" value=\"230\" step=\"5\" min=\"0\"\/><\/div><\/div><h4>2. Co\u00fbts variables ($\/ha)<\/h4><div class=\"vagri-grid\"><div class=\"vagri-field\"><label>Semences<\/label><input type=\"number\" id=\"vagri-c-sem\" value=\"380\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>Engrais<\/label><input type=\"number\" id=\"vagri-c-eng\" value=\"620\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>Pesticides \/ herbicides<\/label><input type=\"number\" id=\"vagri-c-pest\" value=\"220\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>Travail + carburant<\/label><input type=\"number\" id=\"vagri-c-trv\" value=\"280\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>R\u00e9colte + s\u00e9chage<\/label><input type=\"number\" id=\"vagri-c-rec\" value=\"240\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>Main d&#8217;\u0153uvre<\/label><input type=\"number\" id=\"vagri-c-mo\" value=\"120\" step=\"10\"\/><\/div><\/div><h4>3. Co\u00fbts fixes ($\/ha)<\/h4><div class=\"vagri-grid\"><div class=\"vagri-field\"><label>Location \/ co\u00fbt terre<\/label><input type=\"number\" id=\"vagri-c-terre\" value=\"350\" step=\"10\"\/><\/div><div class=\"vagri-field\"><label>Assurances + admin<\/label><input type=\"number\" id=\"vagri-c-adm\" value=\"80\" step=\"10\"\/><\/div><\/div><\/div><div class=\"vagri-results\"><h4>R\u00e9sultats \u2014 saison compl\u00e8te<\/h4><div class=\"vagri-kpi\"><span class=\"lbl\">Production totale<\/span><span class=\"val\" id=\"vagri-r-prod\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Revenu brut<\/span><span class=\"val\" id=\"vagri-r-rev\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Co\u00fbts variables<\/span><span class=\"val\" id=\"vagri-r-cv\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Co\u00fbts fixes<\/span><span class=\"val\" id=\"vagri-r-cf\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Marge brute<\/span><span class=\"val\" id=\"vagri-r-mb\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Marge nette<\/span><span class=\"val\" id=\"vagri-r-mn\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Marge nette \/ ha<\/span><span class=\"val\" id=\"vagri-r-mnha\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Prix de revient ($\/t)<\/span><span class=\"val\" id=\"vagri-r-pr\">\u2014<\/span><\/div><div class=\"vagri-kpi\"><span class=\"lbl\">Seuil rendement (t\/ha)<\/span><span class=\"val\" id=\"vagri-r-seuil\">\u2014<\/span><\/div><div class=\"vagri-verdict\" id=\"vagri-verdict\">\u2014<\/div><a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\" class=\"vagri-cta\">Prot\u00e9ger mon exploitation agricole \u2192<\/a><p class=\"vagri-meta\">Estimation. Les rendements et prix r\u00e9els varient selon m\u00e9t\u00e9o, r\u00e9gion et march\u00e9. Donn\u00e9es de r\u00e9f\u00e9rence : MAPAQ, CRAAQ, Financi\u00e8re agricole 2026.<\/p><\/div><\/div><\/div><script>(function(){\n  const PRESETS = {\n    mais:    {label:\"Ma\u00efs-grain\",        rdt:10.5, prix:230, sem:380, eng:620, pest:220, trv:280, rec:240, mo:120, terre:350, adm:80},\n    soya:    {label:\"Soya\",              rdt:3.2,  prix:560, sem:280, eng:140, pest:200, trv:240, rec:180, mo:90,  terre:350, adm:80},\n    ble_aut: {label:\"Bl\u00e9 d'automne\",     rdt:5.0,  prix:300, sem:220, eng:380, pest:160, trv:220, rec:160, mo:80,  terre:300, adm:75},\n    ble_pr:  {label:\"Bl\u00e9 de printemps\",  rdt:3.8,  prix:300, sem:200, eng:340, pest:160, trv:220, rec:160, mo:80,  terre:300, adm:75},\n    avoine:  {label:\"Avoine\",            rdt:3.5,  prix:240, sem:160, eng:240, pest:120, trv:200, rec:140, mo:70,  terre:280, adm:70},\n    orge:    {label:\"Orge\",              rdt:4.5,  prix:260, sem:180, eng:300, pest:140, trv:200, rec:140, mo:70,  terre:280, adm:70},\n    foin:    {label:\"Foin sec\",          rdt:7.0,  prix:230, sem:80,  eng:160, pest:60,  trv:260, rec:280, mo:120, terre:240, adm:60},\n    canola:  {label:\"Canola\",            rdt:2.6,  prix:600, sem:240, eng:380, pest:220, trv:220, rec:180, mo:80,  terre:320, adm:75}\n  };\n\n  const $ = id => document.getElementById(id);\n  const fmt = n => \"$\" + Math.round(n).toLocaleString(\"fr-CA\");\n  const fmtT = n => Math.round(n).toLocaleString(\"fr-CA\") + \" t\";\n\n  function applyPreset(key){\n    const p = PRESETS[key]; if(!p) return;\n    $(\"vagri-rdt\").value = p.rdt;\n    $(\"vagri-prix\").value = p.prix;\n    $(\"vagri-c-sem\").value = p.sem;\n    $(\"vagri-c-eng\").value = p.eng;\n    $(\"vagri-c-pest\").value = p.pest;\n    $(\"vagri-c-trv\").value = p.trv;\n    $(\"vagri-c-rec\").value = p.rec;\n    $(\"vagri-c-mo\").value = p.mo;\n    $(\"vagri-c-terre\").value = p.terre;\n    $(\"vagri-c-adm\").value = p.adm;\n    compute();\n  }\n\n  function num(id){ return parseFloat($(id).value) || 0; }\n\n  function compute(){\n    const ha = num(\"vagri-ha\");\n    const rdt = num(\"vagri-rdt\");\n    const prix = num(\"vagri-prix\");\n    const cv_ha = num(\"vagri-c-sem\")+num(\"vagri-c-eng\")+num(\"vagri-c-pest\")+num(\"vagri-c-trv\")+num(\"vagri-c-rec\")+num(\"vagri-c-mo\");\n    const cf_ha = num(\"vagri-c-terre\")+num(\"vagri-c-adm\");\n    const ct_ha = cv_ha + cf_ha;\n\n    const prod = ha * rdt;\n    const rev = prod * prix;\n    const cv = ha * cv_ha;\n    const cf = ha * cf_ha;\n    const mb = rev - cv;\n    const mn = rev - cv - cf;\n    const mn_ha = ha > 0 ? mn \/ ha : 0;\n    const pr_t = (rdt > 0) ? (ct_ha \/ rdt) : 0;\n    const seuil = (prix > 0) ? (ct_ha \/ prix) : 0;\n\n    $(\"vagri-r-prod\").textContent = fmtT(prod);\n    $(\"vagri-r-rev\").textContent = fmt(rev);\n    $(\"vagri-r-cv\").textContent = fmt(cv);\n    $(\"vagri-r-cf\").textContent = fmt(cf);\n    $(\"vagri-r-mb\").textContent = fmt(mb);\n    $(\"vagri-r-mn\").textContent = fmt(mn);\n    $(\"vagri-r-mnha\").textContent = fmt(mn_ha) + \"\/ha\";\n    $(\"vagri-r-pr\").textContent = \"$\" + pr_t.toFixed(2) + \"\/t\";\n    $(\"vagri-r-seuil\").textContent = seuil.toFixed(2) + \" t\/ha\";\n\n    const v = $(\"vagri-verdict\");\n    v.classList.remove(\"win\",\"lose\",\"tight\");\n    if(mn >= rev * 0.15){\n      v.classList.add(\"win\");\n      v.textContent = \"\u2713 Marge nette saine \u2014 culture rentable\";\n    } else if(mn > 0){\n      v.classList.add(\"tight\");\n      v.textContent = \"\u26a0 Marge serr\u00e9e \u2014 surveillez vos co\u00fbts\";\n    } else {\n      v.classList.add(\"lose\");\n      v.textContent = \"\u2717 Pertes projet\u00e9es \u2014 revoir prix, rendement ou co\u00fbts\";\n    }\n  }\n\n  $(\"vagri-culture\").addEventListener(\"change\", e => applyPreset(e.target.value));\n  document.querySelectorAll(\".vagri-form input, .vagri-form select\").forEach(el => el.addEventListener(\"input\", compute));\n  applyPreset(\"mais\");\n})();\n<\/script>\n\n<div style=\"background:#fffbeb;border:2px solid #f59e0b;border-radius:12px;padding:24px;margin:24px 0 32px;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;line-height:1;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#78350f;font-weight:700;font-size:16px;margin:0 0 8px;\">Simulation tool \u2014 does not replace a professional<\/p>\n    <p style=\"color:#92400e;font-size:14px;margin:0;line-height:1.6;\">This calculator provides an <strong>estimate<\/strong> based on provincial averages and the values you enter. It is not a substitute for the advice of an <strong>agronomist<\/strong>, <strong>farm management advisor<\/strong>, accountant or insurance broker. For important decisions (crop selection, financing, futures, insurance coverage), consult a qualified professional who knows your operation and your region.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"How-the-calculator-works\"><\/span>How the calculator works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;line-height:1.7;\">The simulator estimates your <strong>profitability per crop<\/strong> based on three blocks: (1) expected production (yield \u00d7 area), (2) variable costs per hectare (seeds, fertilizers, pesticides, works), (3) fixed costs (land, insurance, admin fees). Select your crop to pre-populate the 2026 Quebec average values \u2014 then adjust each row to your operation. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Gross vs. Net Margin<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Gross margin<\/strong> covers your variable costs. The <strong>net margin<\/strong> covers everything (land, admin, insurance) \u2014 it&#8217;s what determines your real profit at the end of the season. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u2696\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cost price per tonne<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">How much does each ton produced cost you. If the market price falls below this threshold, you lose money \u2014 an essential benchmark for your futures. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf31<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Performance threshold<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The minimum yield (t\/ha) required at the current price to reach breakeven. Below this threshold, your harvest does not cover your costs \u2014 crop insurance becomes critical. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Baseline-%E2%80%94-Quebec-2026\"><\/span>Baseline \u2014 Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n<table style=\"width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;font-size:14px;\">\n  <thead>\n    <tr style=\"background:#0d1f2d;color:#fff;\">\n      <th style=\"padding:14px;text-align:left;\">Culture<\/th>\n      <th style=\"padding:14px;text-align:right;\">Avg. yield (t\/ha) <\/th>\n      <th style=\"padding:14px;text-align:right;\">Market price ($\/t)<\/th>\n      <th style=\"padding:14px;text-align:right;\">Average costs ($\/ha)<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\">Corn for grain<\/td><td style=\"padding:12px 14px;text-align:right;\">10.5<\/td><td style=\"padding:12px 14px;text-align:right;\">230<\/td><td style=\"padding:12px 14px;text-align:right;\">2,290<\/td><\/tr>\n    <tr><td style=\"padding:12px 14px;\">Soybeans<\/td><td style=\"padding:12px 14px;text-align:right;\">3.2<\/td><td style=\"padding:12px 14px;text-align:right;\">560<\/td><td style=\"padding:12px 14px;text-align:right;\">1,560<\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\">Winter wheat<\/td><td style=\"padding:12px 14px;text-align:right;\">5.0<\/td><td style=\"padding:12px 14px;text-align:right;\">300<\/td><td style=\"padding:12px 14px;text-align:right;\">1,595<\/td><\/tr>\n    <tr><td style=\"padding:12px 14px;\">Spring wheat<\/td><td style=\"padding:12px 14px;text-align:right;\">3.8<\/td><td style=\"padding:12px 14px;text-align:right;\">300<\/td><td style=\"padding:12px 14px;text-align:right;\">1 535<\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\">Oats<\/td><td style=\"padding:12px 14px;text-align:right;\">3.5<\/td><td style=\"padding:12px 14px;text-align:right;\">240<\/td><td style=\"padding:12px 14px;text-align:right;\">1,280<\/td><\/tr>\n    <tr><td style=\"padding:12px 14px;\">Barley<\/td><td style=\"padding:12px 14px;text-align:right;\">4.5<\/td><td style=\"padding:12px 14px;text-align:right;\">260<\/td><td style=\"padding:12px 14px;text-align:right;\">1,380<\/td><\/tr>\n    <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\">Dry hay<\/td><td style=\"padding:12px 14px;text-align:right;\">7.0<\/td><td style=\"padding:12px 14px;text-align:right;\">230<\/td><td style=\"padding:12px 14px;text-align:right;\">1,260<\/td><\/tr>\n    <tr><td style=\"padding:12px 14px;\">Canola<\/td><td style=\"padding:12px 14px;text-align:right;\">2.6<\/td><td style=\"padding:12px 14px;text-align:right;\">600<\/td><td style=\"padding:12px 14px;text-align:right;\">1,715<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<p style=\"font-size:12px;color:#64748b;margin-top:8px;\">Sources: MAPAQ, CRAAQ, Financi\u00e8re agricole du Qu\u00e9bec \u2014 2026 provincial averages for information purposes.<\/p>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:2px solid #10c4c7;border-radius:14px;padding:32px;margin:32px 0;\">\n  <h3 style=\"color:#10c4c7;margin:0 0 16px;font-size:20px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#cbd5e1;font-size:15px;line-height:1.7;margin:0 0 12px;\"><strong style=\"color:#fff;\">Hail, early frost or drought<\/strong> can wipe out a crop in 24 hours. If your net margin is less than <strong style=\"color:#fff;\">15% of gross income<\/strong>, crop insurance isn&#8217;t a luxury \u2014 it&#8217;s what saves your season. <\/p>\n  <p style=\"color:#cbd5e1;font-size:15px;line-height:1.7;margin:0;\">Combined with <strong style=\"color:#fff;\">building, machinery, liability and loss of income insurance<\/strong>, you protect your entire operation.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Factors-that-influence-your-profitability\"><\/span>Factors that influence your profitability<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:24px 0;\">\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:20px;border-radius:8px;\">\n    <h4 style=\"color:#0d1f2d;margin:0 0 8px;font-size:16px;\">\ud83c\udf26\ufe0f Weather and climate<\/h4>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Drought, flooding, late spring frost, early fall frost \u2014 actual yield can drop by 20-50% compared to forecast.<\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:20px;border-radius:8px;\">\n    <h4 style=\"color:#0d1f2d;margin:0 0 8px;font-size:16px;\">\ud83d\udcc8 Input prices<\/h4>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Fertilizers and fuels are volatile \u2014 can add $200-400\/ha depending on the year. Check your supplier contracts. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:20px;border-radius:8px;\">\n    <h4 style=\"color:#0d1f2d;margin:0 0 8px;font-size:16px;\">\ud83d\udcb1 Market price<\/h4>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">International prices fluctuate. <strong>Futures and<\/strong> <strong>ASRA<\/strong> help secure a floor income. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:20px;border-radius:8px;\">\n    <h4 style=\"color:#0d1f2d;margin:0 0 8px;font-size:16px;\">\ud83d\ude9c Cost of machinery<\/h4>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Depreciation, maintenance and fuel are a big factor. For small areas, <strong>a package rental<\/strong> may be more economical. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">Does the calculator take into account ASRA or other support programs?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">No. To keep it simple and conservative, the simulator calculates profitability <strong>before<\/strong> ASRA, AgriStability or direct payments. If you qualify for support, your actual net margin will be higher. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">Why are my fertilizer costs higher than the preset?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">The default values are 2026 provincial averages. Prices for nitrogen, potassium, and phosphorus vary by region, supplier, and time of purchase. Adjust the &#8220;Fertilizer&#8221; line according to your actual bills.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">The cost of the land \u2014 I own it, should I include it?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">Yes. Even if you own the land, the land is an <strong>opportunity cost<\/strong> (what you would gain by renting it to a neighbour). Including ~$250-$450\/ha gives a comparable net margin to a tenant. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">What insurance protects my harvest?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\"><strong>Crop insurance<\/strong> covers yield losses caused by hail, frost, drought, high winds, disease. In Quebec, it is administered by <strong>the Financi\u00e8re agricole<\/strong>. Broader <a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\">agricultural insurance<\/a> adds protection for buildings, equipment, animals, liability and loss of income.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:8px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;font-weight:700;color:#0d1f2d;cursor:pointer;\">What net margin is considered healthy in field crops?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;font-size:14px;\">A net margin of <strong>15-25% of gross revenue<\/strong> is considered healthy. Below 10%, your farm is very vulnerable to any fluctuation (weather, price). The simulator displays a verdict based on these thresholds.  <\/div>\n  <\/details>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">Protect your harvest before it&#8217;s too late<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Free quote for farm insurance \u2014 buildings, machinery, harvesting, liability, loss of income.<\/p>\n  <div style=\"display:flex;gap:12px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 32px;border-radius:8px;font-weight:800;text-decoration:none;font-size:15px;\">Discover agricultural<\/a>\n insurance<a href=\"tel:18663574451\" style=\"background:transparent;color:#ffffff;border:2px solid #ffffff;padding:14px 30px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;\">\ud83d\udcde 1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Discover-also\"><\/span>Discover also<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">All our simulators \u2192<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Home claims, retirement, life insurance, mortgages, business interruption and more.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\" style=\"display:block;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;text-decoration:none;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">Agricultural insurance \u2192<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Buildings, machinery, harvesting, animals, liability \u2014 comprehensive coverage.<\/p>\n  <\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Outil gratuit \u00b7 Producteur agricoleRentabilit\u00e9 de ma culture \u2014 Qu\u00e9bec 2026Saisissez votre culture, votre superficie et vos co\u00fbts. Obtenez la marge nette, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":58627,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Profitability of a Crop \u2014 Quebec Calculator 2026 | Assur360","_seopress_titles_desc":"Estimate the net margin, cost per tonne and yield threshold for corn, soybeans, wheat, hay and more. 2026 MAPAQ\/CRAAQ data. Free, no registration required.  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