{"id":60103,"date":"2026-04-27T11:58:33","date_gmt":"2026-04-27T15:58:33","guid":{"rendered":"https:\/\/www.assur360.ca\/online-critical-illness-insurance-quote\/"},"modified":"2026-04-27T20:52:34","modified_gmt":"2026-04-28T00:52:34","slug":"online-critical-illness-insurance-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/online-critical-illness-insurance-quote\/","title":{"rendered":"Online critical illness insurance quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<section style=\"background:#fff;padding:48px 24px 0\">\n<div style=\"max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:20px\">\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:1px solid rgba(16,196,199,0.3);border-radius:16px;padding:32px 20px;text-align:center;box-shadow:0 4px 24px rgba(13,31,45,0.15);transition:transform .2s ease\"><div style=\"font-family:Sora,sans-serif;font-size:28px;font-weight:800;color:#10c4c7;line-height:1.1\">$15K to $500K<\/div><div style=\"color:#cbd5e1;font-size:14px;margin-top:10px\">Flexible coverage<\/div><\/div>\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:1px solid rgba(16,196,199,0.3);border-radius:16px;padding:32px 20px;text-align:center;box-shadow:0 4px 24px rgba(13,31,45,0.15);transition:transform .2s ease\"><div style=\"font-family:Sora,sans-serif;font-size:28px;font-weight:800;color:#10c4c7;line-height:1.1\">10\/20\/30 years<\/div><div style=\"color:#cbd5e1;font-size:14px;margin-top:10px\">or for life<\/div><\/div>\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:1px solid rgba(16,196,199,0.3);border-radius:16px;padding:32px 20px;text-align:center;box-shadow:0 4px 24px rgba(13,31,45,0.15);transition:transform .2s ease\"><div style=\"font-family:Sora,sans-serif;font-size:28px;font-weight:800;color:#10c4c7;line-height:1.1\">25+<\/div><div style=\"color:#cbd5e1;font-size:14px;margin-top:10px\">Covered Diseases<\/div><\/div>\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:1px solid rgba(16,196,199,0.3);border-radius:16px;padding:32px 20px;text-align:center;box-shadow:0 4px 24px rgba(13,31,45,0.15);transition:transform .2s ease\"><div style=\"font-family:Sora,sans-serif;font-size:28px;font-weight:800;color:#10c4c7;line-height:1.1\">100%<\/div><div style=\"color:#cbd5e1;font-size:14px;margin-top:10px\">Lump sum payment<\/div><\/div>\n<\/div>\n<\/section>\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"form-soumission\" style=\"font-family:Sora,sans-serif;font-size:32px;text-align:center;margin:32px 0 16px\"><span class=\"ez-toc-section\" id=\"Your-quote-in-a-few-clicks\"><\/span>Your quote in a few clicks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"has-text-align-center\" style=\"color:#64748b;max-width:680px;margin:0 auto 40px;font-size:17px\">Fill out the form below. All information transmitted is confidential and kept according to Quebec&#8217;s Bill 25. <\/p>\n<div class='fluentform ff-default fluentform_wrapper_61 ffs_default_wrap'><form data-form_id=\"61\" id=\"fluentform_61\" class=\"frm-fluent-form fluent_form_61 ff-el-form-top ff_form_instance_61_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_61_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Soumission Assurance maladie grave<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='60103' \/><input type=\"hidden\" id=\"_fluentform_61_fluentformnonce\" name=\"_fluentform_61_fluentformnonce\" value=\"bbabf07626\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/60103\" \/><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_situation_actuelle' id='label_ff_61_situation_actuelle' aria-label=\"Quelle est votre situation?\">Quelle est votre situation?<\/label><\/div><div class='ff-el-input--content'><select name=\"situation_actuelle\" id=\"ff_61_situation_actuelle\" class=\"ff-el-form-control\" data-name=\"situation_actuelle\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_61_situation_actuelle\"><option value=\"\">-- Choisissez votre situation --<\/option><option value=\"Je ne poss\u00e8de aucune assurance maladie grave\"  >Je ne poss\u00e8de aucune assurance maladie grave<\/option><option value=\"Je cherche \u00e0 remplacer mon assurance maladie grave existante\"  >Je cherche \u00e0 remplacer mon assurance maladie grave existante<\/option><option value=\"J&#039;ai un besoin suppl\u00e9mentaire d&#039;assurance maladie grave\"  >J'ai un besoin suppl\u00e9mentaire d'assurance maladie grave<\/option><\/select><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_montant_assurance' id='label_ff_61_montant_assurance' aria-label=\"Montant d&#039;assurance souhait\u00e9\">Montant d'assurance souhait\u00e9<\/label><div class=\"ff-el-tooltip\" data-content=\"Entre 15 000$ et 500 000$\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 25 25\"><path d=\"m329 393l0-46c0-2-1-4-2-6-2-2-4-3-7-3l-27 0 0-146c0-3-1-5-3-7-2-1-4-2-7-2l-91 0c-3 0-5 1-7 2-1 2-2 4-2 7l0 46c0 2 1 5 2 6 2 2 4 3 7 3l27 0 0 91-27 0c-3 0-5 1-7 3-1 2-2 4-2 6l0 46c0 3 1 5 2 7 2 1 4 2 7 2l128 0c3 0 5-1 7-2 1-2 2-4 2-7z m-36-256l0-46c0-2-1-4-3-6-2-2-4-3-7-3l-54 0c-3 0-5 1-7 3-2 2-3 4-3 6l0 46c0 3 1 5 3 7 2 1 4 2 7 2l54 0c3 0 5-1 7-2 2-2 3-4 3-7z m182 119c0 40-9 77-29 110-20 34-46 60-80 80-33 20-70 29-110 29-40 0-77-9-110-29-34-20-60-46-80-80-20-33-29-70-29-110 0-40 9-77 29-110 20-34 46-60 80-80 33-20 70-29 110-29 40 0 77 9 110 29 34 20 60 46 80 80 20 33 29 70 29 110z\" transform=\"scale(0.046875 0.046875)\"><\/path><\/svg><\/div><\/div><div class='ff-el-input--content'><select name=\"montant_assurance\" class=\"ff-el-form-control\" data-name=\"montant_assurance\" id=\"ff_61_montant_assurance\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_61_montant_assurance\"><option value=\"\">-- S\u00e9lectionnez un montant --<\/option><option value=\"15 000 $\"  >15 000 $<\/option><option value=\"25 000 $\"  >25 000 $<\/option><option value=\"50 000 $\"  >50 000 $<\/option><option value=\"75 000 $\"  >75 000 $<\/option><option value=\"100 000 $\"  >100 000 $<\/option><option value=\"150 000 $\"  >150 000 $<\/option><option value=\"200 000 $\"  >200 000 $<\/option><option value=\"250 000 $\"  >250 000 $<\/option><option value=\"300 000 $\"  >300 000 $<\/option><option value=\"400 000 $\"  >400 000 $<\/option><option value=\"500 000 $\"  >500 000 $<\/option><\/select><\/div><\/div><div class='ff-el-group  ff_list_buttons'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Dur\u00e9e de la protection\">Dur\u00e9e de la protection<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='duree_protection_c81059a75f205eff8b0efac13bff5647'><input  name=\"duree_protection\" type=\"radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" data-name=\"duree_protection\" value=\"10 ans\"  id='duree_protection_c81059a75f205eff8b0efac13bff5647' aria-label='10 ans' aria-invalid='false' aria-required=true> <span>10 ans<\/span><\/label><\/div><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='duree_protection_866750da1ba9dc0db0a7038b27d62ff1'><input  name=\"duree_protection\" type=\"radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" data-name=\"duree_protection\" value=\"20 ans\"  id='duree_protection_866750da1ba9dc0db0a7038b27d62ff1' aria-label='20 ans' aria-invalid='false' aria-required=true> <span>20 ans<\/span><\/label><\/div><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='duree_protection_a0dcb96d0b1820c437de7223648b3d5f'><input  name=\"duree_protection\" type=\"radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" data-name=\"duree_protection\" value=\"30 ans\"  id='duree_protection_a0dcb96d0b1820c437de7223648b3d5f' aria-label='30 ans' aria-invalid='false' aria-required=true> <span>30 ans<\/span><\/label><\/div><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='duree_protection_272fc4b6fc7025f84b7dff96e611d17a'><input  name=\"duree_protection\" type=\"radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" data-name=\"duree_protection\" value=\"\u00c0 vie\"  id='duree_protection_272fc4b6fc7025f84b7dff96e611d17a' aria-label='\u00c0 vie' aria-invalid='false' aria-required=true> <span>\u00c0 vie<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_date_naissance' id='label_ff_61_date_naissance' aria-label=\"Date de naissance\">Date de naissance<\/label><\/div><div class='ff-el-input--content'><input  aria-label='Date de naissance Use arrow keys to navigate dates. Press enter to select a date.'  aria-haspopup='dialog' data-type-datepicker data-format='Y-m-d' name=\"date_naissance\" type=\"date\" class=\"ff-el-form-control ff-el-datepicker\" data-name=\"date_naissance\" id=\"ff_61_date_naissance\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='ff-el-group  ff_list_buttons'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Statut fumeur\">Statut fumeur<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='fumeur_b537b59ea00ba205d029638be8ab5194'><input  name=\"fumeur\" type=\"radio\" data-name=\"fumeur\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"non\"  id='fumeur_b537b59ea00ba205d029638be8ab5194' aria-label='Non-fumeur' aria-invalid='false' aria-required=true> <span>Non-fumeur<\/span><\/label><\/div><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='fumeur_ccd4cf47f92f2ef5f09b870c798507fe'><input  name=\"fumeur\" type=\"radio\" data-name=\"fumeur\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"oui\"  id='fumeur_ccd4cf47f92f2ef5f09b870c798507fe' aria-label='Fumeur' aria-invalid='false' aria-required=true> <span>Fumeur<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group  ff_list_buttons'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Genre\">Genre<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='genre_16e89fdc3295fec4b9b0d4590b69142a'><input  name=\"genre\" type=\"radio\" data-name=\"genre\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Homme\"  id='genre_16e89fdc3295fec4b9b0d4590b69142a' aria-label='Homme' aria-invalid='false' aria-required=true> <span>Homme<\/span><\/label><\/div><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='genre_bd61c4c00e1c9a7d109ec4fb707df41a'><input  name=\"genre\" type=\"radio\" data-name=\"genre\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Femme\"  id='genre_bd61c4c00e1c9a7d109ec4fb707df41a' aria-label='Femme' aria-invalid='false' aria-required=true> <span>Femme<\/span><\/label><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_names_first_name_' id='label_ff_61_names_first_name_' >Pr\u00e9nom<\/label><\/div><div class='ff-el-input--content'><input name=\"names[first_name]\" type=\"text\" id=\"ff_61_names_first_name_\" class=\"ff-el-form-control\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_names_last_name_' id='label_ff_61_names_last_name_' >Nom<\/label><\/div><div class='ff-el-input--content'><input name=\"names[last_name]\" type=\"text\" id=\"ff_61_names_last_name_\" class=\"ff-el-form-control\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_email' id='label_ff_61_email' aria-label=\"Adresse courriel\">Adresse courriel<\/label><\/div><div class='ff-el-input--content'><input name=\"email\" type=\"email\" class=\"ff-el-form-control\" data-name=\"email\" id=\"ff_61_email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_telephone' id='label_ff_61_telephone' aria-label=\"Num\u00e9ro de t\u00e9l\u00e9phone\">Num\u00e9ro de t\u00e9l\u00e9phone<\/label><\/div><div class='ff-el-input--content'><input name=\"telephone\" type=\"tel\" class=\"ff-el-form-control ff-el-phone\" data-name=\"telephone\" id=\"ff_61_telephone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_61_ville' id='label_ff_61_ville' aria-label=\"Ville\">Ville<\/label><\/div><div class='ff-el-input--content'><input name=\"ville\" type=\"text\" data-name=\"ville\" class=\"ff-el-form-control\" id=\"ff_61_ville\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Consentement\">Consentement<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check'><label class='ff-el-form-check-label' for='consentement_62c28f34dc3253f583f1f700708a10c6'><input  name=\"consentement[]\" type=\"checkbox\" data-name=\"consentement\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"oui\"  id='consentement_62c28f34dc3253f583f1f700708a10c6' aria-label='J&#039;accepte la collecte et la conservation de mes renseignements personnels selon la loi applicable, et qu&#039;un conseiller en s\u00e9curit\u00e9 financi\u00e8re d&#039;Acces-Cible communique avec moi pour donner suite \u00e0 ma demande.' aria-invalid='false' aria-required=true> <span>J'accepte la collecte et la conservation de mes renseignements personnels selon la loi applicable, et qu'un conseiller en s\u00e9curit\u00e9 financi\u00e8re d'Acces-Cible communique avec moi pour donner suite \u00e0 ma demande.<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style\"  aria-label=\"Obtenir ma soumission\">Obtenir ma soumission<\/button><\/div><\/fieldset><\/form><div id='fluentform_61_errors' class='ff-errors-in-stack ff_form_instance_61_1 ff-form-loading_errors ff_form_instance_61_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_61_1 = {\"id\":\"61\",\"ajaxUrl\":\"https:\\\/\\\/www.assur360.ca\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_61_1\",\"form_id_selector\":\"fluentform_61\",\"rules\":{\"situation_actuelle\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"montant_assurance\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"duree_protection\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"date_naissance\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"fumeur\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"genre\":{\"required\":{\"value\":true,\"message\":\"Ce champ est requis\"}},\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"Le pr\\u00e9nom est requis\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"\"}},\"names[last_name]\":{\"required\":{\"value\":true,\"message\":\"Le nom est requis\"}},\"email\":{\"required\":{\"value\":true,\"message\":\"Le courriel est requis\"},\"email\":{\"value\":true,\"message\":\"Courriel invalide\"}},\"telephone\":{\"required\":{\"value\":true,\"message\":\"Le t\\u00e9l\\u00e9phone est requis\"}},\"ville\":{\"required\":{\"value\":true,\"message\":\"La ville est requise\"}},\"consentement\":{\"required\":{\"value\":true,\"message\":\"Vous devez accepter pour continuer\"}}},\"debounce_time\":300};\n                            <\/script>\n            \n\n<section style=\"background:#f0fdfa;padding:64px 24px;margin-top:64px\">\n<div style=\"max-width:1000px;margin:0 auto\">\n<h2 style=\"font-family:Sora,sans-serif;font-size:28px;text-align:center;margin:0 0 32px;color:#0d1f2d\"><span class=\"ez-toc-section\" id=\"Why-choose-Target-Access\"><\/span>Why choose Target Access?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px\">\n<div style=\"background:#fff;border-top:4px solid #10c4c7;border-radius:8px;padding:28px\"><h3 style=\"font-family:Sora,sans-serif;font-size:18px;margin:0 0 12px;color:#0d1f2d\">AMF certified advisors<\/h3><p style=\"color:#475569;line-height:1.7;margin:0\">All of our financial security advisors are accredited by the Autorit\u00e9 des march\u00e9s financiers du Qu\u00e9bec.<\/p><\/div>\n<div style=\"background:#fff;border-top:4px solid #10c4c7;border-radius:8px;padding:28px\"><h3 style=\"font-family:Sora,sans-serif;font-size:18px;margin:0 0 12px;color:#0d1f2d\">Multi-insurer comparison<\/h3><p style=\"color:#475569;line-height:1.7;margin:0\">We compare the offers of several companies to get you the best premium adapted to your profile.<\/p><\/div>\n<div style=\"background:#fff;border-top:4px solid #10c4c7;border-radius:8px;padding:28px\"><h3 style=\"font-family:Sora,sans-serif;font-size:18px;margin:0 0 12px;color:#0d1f2d\">Personalized service<\/h3><p style=\"color:#475569;line-height:1.7;margin:0\">A dedicated advisor explains each clause and helps you choose the right coverage for your family.<\/p><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n<section style=\"background:#fff;padding:64px 24px\">\n<div style=\"max-width:900px;margin:0 auto\">\n<h2 style=\"font-family:Sora,sans-serif;font-size:28px;text-align:center;margin:0 0 32px;color:#0d1f2d\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">What is critical illness insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">Critical illness insurance pays a tax-free lump sum if you are diagnosed with a covered illness (cancer, heart attack, stroke, etc.). You use it as you see fit: treatments, loss of income, mortgage, etc. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">What diseases are covered?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">Depending on the contract: cancer, myocardial infarction, stroke, multiple sclerosis, paralysis, kidney failure, organ transplant, Alzheimer&#8217;s, Parkinson&#8217;s, and more than 25 other conditions depending on the insurer chosen.<\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">What amount should I choose?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">The general rule: 1 to 2 times your annual income to cover treatments, loss of income and unforeseen events. Our advisor will analyze your situation to suggest an appropriate amount between $15,000 and $500,000. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">10 years, 20 years, 30 years or life: which one should you choose?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">10-30 years: lower premium, ideal for covering a specific period of time (e.g., mortgage term, years with dependent children). Lifetime: higher premium but permanent protection, often with cash value. Our advisor will help you choose.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">Does smoking status affect the premium?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">Yes, considerably. Smokers pay on average 50% to 100% more. If you have been quit smoking for more than 12 months, you are eligible for the non-smoking rate.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px\"><summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d\">How long does it take to get a response?<\/summary><div style=\"padding:16px 20px;color:#475569;line-height:1.7\">An Acc\u00e8s-Cible financial security advisor will contact you within 24 to 48 business hours of your request to finalize your personalized quote.<\/div><\/details>\n<\/div>\n<\/section>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);padding:64px 24px;color:#fff;text-align:center\">\n<div style=\"max-width:800px;margin:0 auto\">\n<h2 style=\"font-family:Sora,sans-serif;font-size:28px;margin:0 0 16px;color:#fff\"><span class=\"ez-toc-section\" id=\"Ready-to-protect-what-matters\"><\/span>Ready to protect what matters?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"color:#cbd5e1;font-size:17px;margin:0 0 32px;line-height:1.6\">Get your free, no-obligation quote. An Acc\u00e8s-Cible advisor will contact you shortly. <\/p>\n<a href=\"#form-soumission\" style=\"display:inline-block;background:#10c4c7;color:#fff;padding:16px 32px;border-radius:10px;font-weight:700;text-decoration:none;font-size:16px;margin-right:12px\">Free quote<\/a>\n<a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;padding:16px 32px;border-radius:10px;font-weight:700;text-decoration:none;font-size:16px;border:2px solid #fff\">1-866-357-4451<\/a>\n<\/div>\n<\/section>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Qu'est-ce qu'une assurance maladie grave?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'assurance maladie grave verse un montant forfaitaire non imposable si vous \u00eates diagnostiqu\u00e9 avec une maladie couverte (cancer, infarctus, AVC, etc.). Vous l'utilisez comme bon vous semble.\"}},\n{\"@type\":\"Question\",\"name\":\"Quelles maladies sont couvertes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Cancer, infarctus, AVC, scl\u00e9rose en plaques, paralysie, insuffisance r\u00e9nale, transplantation d'organe, Alzheimer, Parkinson et plus de 25 autres conditions selon l'assureur choisi.\"}},\n{\"@type\":\"Question\",\"name\":\"Quel montant d'assurance maladie grave choisir?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La r\u00e8gle g\u00e9n\u00e9rale: 1 \u00e0 2 fois votre revenu annuel. Notre conseiller analysera votre situation pour vous proposer un montant adapt\u00e9 entre 15 000$ et 500 000$.\"}},\n{\"@type\":\"Question\",\"name\":\"Combien de temps pour obtenir une r\u00e9ponse?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un conseiller en s\u00e9curit\u00e9 financi\u00e8re d'Acces-Cible vous contactera dans les 24 \u00e0 48 heures ouvrables suivant votre demande.\"}}\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>$15K to $500KFlexible coverage 10\/20\/30 yearsor for life 25+Covered Diseases 100%Lump sum payment Your quote in a few clicks Fill out the [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"Compare critical illness insurance quotes in Quebec in 3 minutes. Coverage from $25,000 to $500,000 against cancer, stroke, heart attack. Free quote \u2014 Assur360","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-60103","page","type-page","status-publish","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/60103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=60103"}],"version-history":[{"count":7,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/60103\/revisions"}],"predecessor-version":[{"id":60116,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/60103\/revisions\/60116"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=60103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}