{"id":58627,"date":"2026-04-21T14:14:15","date_gmt":"2026-04-21T18:14:15","guid":{"rendered":"https:\/\/www.assur360.ca\/assur360-simulators-free-tools-for-your-financial-decisions\/"},"modified":"2026-04-29T00:06:35","modified_gmt":"2026-04-29T04:06:35","slug":"assur360-simulators-free-tools-for-your-financial-decisions","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/","title":{"rendered":"Assur360 Simulators \u2014 Free Tools for Your Financial Decisions"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">Our <strong>free simulation tools<\/strong> help you make the right financial decisions before you buy insurance or make a major purchase. Calculations based on official data from <strong>CMHC<\/strong>, <strong>the Bank of Canada<\/strong> and the <strong>AMF<\/strong>. 100% anonymous use \u2014 no registration required.  <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">SIMULATORS ASSUR360<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Tools-that-save-you-hours-of-research\"><\/span>Tools that save you hours of research<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Real estate decisions, insurance, business interruption \u2014 everything you need to make the right choice.<\/p>\n  <a href=\"#outils\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">See all tools<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"outils\"><span class=\"ez-toc-section\" id=\"All-our-simulators\"><\/span>All our simulators<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/landlord-or-tenant-calculator-2026-should-i-buy-or-rent\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Owner or tenant?<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Compare the real cost of buying vs. leasing over 1 to 30 years. 14 variables, verdict encrypted in 30 seconds. Fran\u00e7ois Lambert + CMHC method.  <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/after-a-home-claim-how-much-do-i-really-receive-simulator-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcb8<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">After a claim: how much do I really receive?<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Complete home simulator: deductible, depreciation, sub-limits, co-insurance, additional costs. Estimated net allowance in 1 minute. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/business-interruption-calculator\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Business Interruption Calculator<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Estimate the coverage your business needs in the event of an interruption: revenue, fixed costs, compensation period.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/mortgage-calculators-2\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcb0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mortgage calculators<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Borrowing capacity, monthly payments, amortization, CMHC insurance \u2014 our official tools to plan your purchase.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/free-insurance-quiz-2026-what-insurance-do-you-need-in-quebec-assur360\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfaf<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Quiz \u2014 What insurance do you need?<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">8 questions, your personalized insurance plan. Ideal for taking stock at each stage of life. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/life-insurance-needs-calculator-2026-dime-method-replacement-capital\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u2764\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Life Insurance Calculator \u2014 DIME or Lump Sum<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Estimate in 2 minutes the life insurance capital to be taken out. DIME (debt, income, mortgage, education) method or discounted replacement capital. Instant results.  <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/disability-insurance-needs-calculator-2026-optimal-waiting-period-assur360\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Disability Requirement Calculator \u2014 Optimal Waiting Period<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Estimate the monthly benefit to be insured, the optimal waiting period based on your emergency fund and the ideal duration. Takes into account your group coverage. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/mortgage-insurance-calculator-bank-vs-personal-life-insurance\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe6<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mortgage calculator: bank vs life insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Compare mortgage insurance offered by the bank and T25 personal life insurance. Monthly bonus, fixed vs. decreasing capital, total savings \u2014 the big game always won by the staff. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/2026-interactive-disaster-recovery-checklist-steps-based-on-your-claim-assur360\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\udded<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Interactive post-disaster checklist<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Fire, water damage, theft, car accident, storm&#8230; Generate your personalized checklist with legal deadlines, steps to check and useful contacts in Quebec. Printable.  <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/free-inventory-of-property-quebec-home-insurance-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udce6<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Inventory of my belongings<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">List your belongings room by room and generate a PDF ready to provide to your insurer in the event of a claim. Automatic backup in your browser. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/crop-profitability-calculator-agricultural-producer-quebec-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf3e<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Profitability of a crop<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Net margin, cost price per tonne, yield threshold for corn, soybeans, wheat, hay, canola. 2026 MAPAQ\/CRAAQ data. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/how-much-does-my-motorcycle-rv-boat-really-cost-me-qc-calculator-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee5\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">True annual cost: motorcycle, RV, boat&#8230;<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Depreciation, insurance, gas, maintenance, storage, registration. Total cost per year, per month, per outing. 8 pre-tuned vehicles.  <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/true-5-year-cost-of-vehicle-ownership-quebec-calculator-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude97<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">True vehicle cost of ownership (5 years)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Compare two vehicles side-by-side: purchase, depreciation, gas, insurance, maintenance. Total cost and $\/km for the duration of your choice. <\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/electric-vehicle-vs-gasoline-when-does-it-pay-off-qc-calculator-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">EV vs gasoline: when is it profitable?<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Break-even point between electric and combustion vehicles according to mileage, gas price and Hydro-Qu\u00e9bec rate. With 2026 Drive Green \/ iZEV discount. <\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-use-our-simulators\"><\/span>Why use our simulators?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfaf<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Reliable data<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Formulas aligned with <strong>CMHC<\/strong>, <strong>Bank of Canada<\/strong> and <strong>Statistics Canada<\/strong>. No marketing bias. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd12<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">100% anonymous<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">No registration, no email required. Your data remains in your browser. Bill 25 respected.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Results in 30 seconds<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">No download, no PDF. Enter your numbers, get your answer immediately. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">After the simulation, get your real bonus<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Assur360 compares 30+ insurers in 3 minutes. Fair premium, full coverage. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-quote-5\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Home<\/a>\n Quote<a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>  \n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Free simulation tools: homeowner or renter, business interruption, mortgage, insurance quiz. CMHC method, 100% anonymous. <\/p>\n","protected":false},"author":49,"featured_media":59144,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Assur360 Simulators \u2014 Free Tools 2026 in Quebec","_seopress_titles_desc":"Free simulation tools: rent vs. mortgage, business interruption, mortgage, quiz. CMHC data, 100% anonymous. 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