{"id":57714,"date":"2026-04-19T21:52:06","date_gmt":"2026-04-20T01:52:06","guid":{"rendered":"https:\/\/www.assur360.ca\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/"},"modified":"2026-05-21T00:04:46","modified_gmt":"2026-05-21T04:04:46","slug":"quebec-travel-insurance-2026-medical-cancellation-and-repatriation","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/","title":{"rendered":"Quebec Travel Insurance 2026: Medical, Cancellation and Repatriation"},"content":{"rendered":"\n<style>.a360-voy-wrap { font-family:'DM Sans','Inter',system-ui,sans-serif; color:#0d1f2d; line-height:1.7; }\n.a360-voy-wrap h2 { font-family:'Sora',sans-serif; font-size:2em; margin:44px 0 18px; color:#0d1f2d; }\n.a360-voy-wrap h3 { font-family:'Sora',sans-serif; font-size:1.3em; margin:26px 0 12px; color:#0d1f2d; }\n.a360-voy-wrap p { margin:0 0 16px; }\n.a360-voy-hero { background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%); 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background:#f8fafc; padding:18px; border-radius:10px; border-left:4px solid #10c4c7; text-decoration:none; color:#0d1f2d; font-weight:600; }\n.a360-voy-img-inline { width:100%; height:auto; border-radius:12px; margin:26px 0; box-shadow:0 6px 22px rgba(0,0,0,.08); }\n#ez-toc-container { display:none!important; }\n\n.a360-voy-duo { display:grid; grid-template-columns:repeat(auto-fit,minmax(320px,1fr)); gap:32px; align-items:center; margin:34px 0; }\n.a360-voy-duo-img { margin:0; }\n.a360-voy-duo-img img { width:100%; max-width:800px; height:auto; border-radius:16px; box-shadow:0 8px 28px rgba(0,0,0,.1); display:block; }\n.a360-voy-duo-txt h2 { font-family:'Sora',sans-serif; color:#0d1f2d; margin:0 0 16px; }\n.a360-voy-duo-txt p { color:#334155; line-height:1.7; }\n\n@media (max-width:720px){ .a360-voy-stats,.a360-voy-grid,.a360-voy-liens,.a360-voy-products{ grid-template-columns:1fr; } .a360-voy-hero h1{ font-size:1.75em; } }\n<\/style>\n\n<div class=\"a360-voy-wrap\">\n\n<section class=\"a360-voy-hero\">\n<span class=\"badge\">TRAVEL INSURANCE \u00b7 QUEBEC \u00b7 2026<\/span>\n<h1><span class=\"ez-toc-section\" id=\"Travel-insurance-in-Quebec-medical-cancellation-and-baggage-coverage-in-2026\"><\/span>Travel insurance in Quebec: medical, cancellation and baggage coverage in 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Leave with peace of mind: unlimited medical expenses abroad, repatriation, cancellation, interruption and luggage. Assur360 compares the best travel insurers in Quebec. <\/p>\n<a href=\"\/soumission-rapide-voyage\/\" class=\"a360-voy-btn\">3-Minute Travel Quote<\/a>\n<a href=\"tel:18663574451\" class=\"a360-voy-btn-outline\">\ud83d\udcde 1-866-357-4451<\/a>\n<\/section>\n\n<section class=\"a360-voy-stats\">\n<div class=\"a360-voy-stat\"><div class=\"n\">$10M<\/div><div class=\"l\">Medical expenses covered<\/div><\/div>\n<div class=\"a360-voy-stat\"><div class=\"n\">$0<\/div><div class=\"l\">Reimbursed by the RAMQ abroad<\/div><\/div>\n<div class=\"a360-voy-stat\"><div class=\"n\">24\/7<\/div><div class=\"l\">Travel assistance<\/div><\/div>\n<div class=\"a360-voy-stat\"><div class=\"n\">3 min<\/div><div class=\"l\">To subscribe online<\/div><\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"Why-travel-insurance-is-essential-for-Quebecers\"><\/span>Why travel insurance is essential for Quebecers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The RAMQ reimburses <strong>only a small fraction<\/strong> of the medical care received abroad \u2014 sometimes less than 2% of the actual bill. A 3-day stay in the ICU in the United States can cost <strong>$45,000 to $120,000<\/strong>. In Europe, a serious accident with medical repatriation by medical plane often exceeds <strong>$80,000<\/strong>.  <\/p>\n\n<p>Assur360 travel insurance covers these unforeseen events: medical consultation, hospitalization, surgery, medication, repatriation, transportation of a companion, cancellation, interruption, unexpected return, lost baggage and delays.<\/p>\n\n<div class=\"a360-voy-duo\">\n<figure class=\"a360-voy-duo-img\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-voyage-aeroport.jpg\" alt=\"Quebec travellers at the airport ready for departure \u2013 Assur360 travel insurance\" loading=\"lazy\" width=\"800\" height=\"800\"\/><\/figure>\n<div class=\"a360-voy-duo-txt\">\n<h2 style=\"margin-top:0;\"><span class=\"ez-toc-section\" id=\"Leave-with-peace-of-mind-not-just-with-your-suitcases\"><\/span>Leave with peace of mind, not just with your suitcases<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A medical event abroad can cost <strong>tens of thousands of dollars<\/strong>. Assur360 travel insurance covers hospitalization, repatriation, cancellation and luggage \u2014 so your stay remains a memory, not a bill. <\/p>\n<p><strong>Destinations most requested by our customers:<\/strong> Florida, Dominican Republic, Mexico, Cuba, Europe, Southeast Asia.<\/p>\n<a href=\"\/soumission-rapide-voyage\/\" style=\"display:inline-block;background:#10c4c7;color:#fff;padding:12px 28px;border-radius:8px;font-weight:700;text-decoration:none;margin-top:8px;\">3-minute submission<\/a>\n<\/div>\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"The-4-types-of-travel-insurance-offered\"><\/span>The 4 types of travel insurance offered<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-voy-products\">\n\n<div class=\"a360-voy-product\">\n<h3>\u2708\ufe0f Individual travel<\/h3>\n<p>Coverage for the specific duration of the trip (1 day to 212 days). Ideal for a week in the Dominican Republic, two months in Florida or a tour of Europe. Medical expenses $10 million, repatriation included.  <\/p>\n<a class=\"cta\" href=\"\/soumission-rapide-voyage\/\">Subscribe individually<\/a>\n<\/div>\n\n<div class=\"a360-voy-product\">\n<h3>\ud83d\udc68 \ud83d\udc69 \ud83d\udc67 Family travel<\/h3>\n<p>Family coverage (2 adults + children up to 21 years old, or 26 years old if full-time students). Going to Mexico or Europe with your family: a single contract, saving 30% compared to individual policies. <\/p>\n<a class=\"cta\" href=\"\/soumission-rapide-voyage\/\">Subscribe to family<\/a>\n<\/div>\n\n<div class=\"a360-voy-product\">\n<h3>\ud83d\udd01 Annual trip (multi-trip)<\/h3>\n<p>For frequent flyers: unlimited coverage for 12 months, for stays of 15, 30, 60 or 90 days each. Perfect for snowbirds, business travelers, and mobile retirees. <\/p>\n<a class=\"cta\" href=\"\/soumission-rapide-voyage\/\">Subscribe annually<\/a>\n<\/div>\n\n<div class=\"a360-voy-product\">\n<h3>\ud83c\udf93 Students abroad<\/h3>\n<p>For Quebec students on exchange, internship or full semester abroad. Coverage for up to 365 days, including medical, dental, theft, and liability. <\/p>\n<a class=\"cta\" href=\"\/soumission-rapide-voyage\/\">Subscribe student<\/a>\n<\/div>\n\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"The-5-coverages-included-by-Assur360\"><\/span>The 5 coverages included by Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-voy-grid\">\n<div class=\"a360-voy-card\"><h3>\ud83c\udfe5 Emergency medical expenses<\/h3><p>Consultation, hospitalization, medications, surgery, emergency dental care, ambulance. Cap of $10 million per traveller to cover worst-case scenarios in the U.S. or far-flung destinations. <\/p><\/div>\n<div class=\"a360-voy-card\"><h3>\u2708\ufe0f Cancellation before departure<\/h3><p>Reimbursement of non-refundable expenses (plane ticket, hotel, cruise, rental) in the event of justified cancellation: illness, death of a loved one, loss of employment, legal summons, natural disaster at destination.<\/p><\/div>\n<div class=\"a360-voy-card\"><h3>\ud83d\udd04 Interruption while travelling<\/h3><p>Early return and\/or continuation on another flight if you need to shorten your stay (serious illness of a loved one in Quebec, disaster at your home, urgent legal summons).<\/p><\/div>\n<div class=\"a360-voy-card\"><h3>\ud83e\uddf3 Baggage and personal belongings<\/h3><p>Reimbursement in case of loss, theft or damage to luggage: clothing, photo equipment, sports, electronics. Typical limit of $1,500 to $3,500 per traveller. Also includes baggage delays.  <\/p><\/div>\n<div class=\"a360-voy-card\"><h3>\ud83d\ude91 Repatriation and 24\/7 assistance<\/h3><p>Medical transportation to Quebec by medical plane if your condition requires it. 24\/7 bilingual helpline to direct to the right hospital, advance payments, translate medical records. <\/p><\/div>\n<div class=\"a360-voy-card\"><h3>\u23f1\ufe0f Flight delay or connection<\/h3><p>Reimbursement of accommodation, meals and rescheduling costs in the event of a flight delay (usually 4 hours+) or missed connections. Essential for trips with multiple stopovers. <\/p><\/div>\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"How-much-does-travel-insurance-cost-in-2026\"><\/span>How much does travel insurance cost in 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Premiums vary by age, destination, duration and health status. Here are the average ranges observed by Assur360 in Quebec: <\/p>\n\n<table class=\"a360-voy-table\">\n<thead><tr><th>Traveler profile<\/th><th>Duration \/ destination<\/th><th>Average award<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>Adult 35 years healthy<\/td><td>7 days Mexico<\/td><td>$28 \u2013 $48<\/td><\/tr>\n<tr><td>Adult 45 years healthy<\/td><td>14 days Europe<\/td><td>$55 \u2013 $95<\/td><\/tr>\n<tr><td>Family (2 adults + 2 children)<\/td><td>10 days Florida<\/td><td>$110 \u2013 $180<\/td><\/tr>\n<tr><td>Retired 65 years unconditionally<\/td><td>60 days Florida (snowbird)<\/td><td>$325 \u2013 $520<\/td><\/tr>\n<tr><td>Retired, 72 years old, with stable conditions<\/td>, <td>90 days, Florida<\/td>, <td>$680 \u2013 $1,150<\/td><\/tr>\n<tr><td>Student 22 years 6<\/td><td>months university exchange<\/td><td>$385 \u2013 $620<\/td><\/tr>\n<tr><td>Multi-trip annual trip (45 years)<\/td><td>12 months, 30 days max stays<\/td><td>$180 \u2013 $310<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p><em>Indicative figures for 2026. Get an exact quote for your profile in 3 minutes. <\/em><\/p>\n\n<div class=\"a360-voy-alert\">\n<h3>\u26a0 Pitfalls to avoid with your travel insurance<\/h3>\n<ul>\n<li><strong>Do not report your pre-existing medical conditions<\/strong> \u2014 the slightest omission voids coverage. Be 100% transparent. <\/li>\n<li><strong>Wait until the last minute to sign up \u2014<\/strong> cancellation coverage expires if you wait too long (often < 72 hours after the trip is purchased).<\/li>\n<li><strong>Rely solely on the credit card<\/strong> \u2014 many cards cover 15 to 30 days max, with low limits ($1 to $2 million) and many exclusions (sports, hiking).<\/li>\n<li><strong>Underestimating the length of the trip<\/strong> \u2014 coverage ends on the scheduled date, even if you extend. Purchase an expansion before it ends. <\/li>\n<li><strong>Ignore adventure exclusions<\/strong> \u2014 diving, off-piste skiing, climbing, safaris require specific endorsements.<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"a360-voy-conseil\">\n<h3>\ud83d\udca1 Broker tip: sign up as soon as you book<\/h3>\n<p>The most costly mistake: waiting until the day before departure. <strong>Cancellation protection must be active before any cancelling event<\/strong> (parent&#8217;s illness, government restriction, disaster at destination). Ideally, take out within 72 hours of booking your trip \u2013 that&#8217;s often when full cancellation coverage is guaranteed.  <\/p>\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"The-Assur360-process-in-3-steps\"><\/span>The Assur360 process in 3 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-voy-steps\">\n<div class=\"a360-voy-step\"><div class=\"a360-voy-step-n\">1<\/div><div><h3>Fill out the online form (3 min)<\/h3><p>Age of travelers, destination, dates, stable medical conditions. No sensitive information saved before you choose your plan. <\/p><\/div><\/div>\n<div class=\"a360-voy-step\"><div class=\"a360-voy-step-n\">2<\/div><div><h3>Compare 2 to 4 quotes in real-time<\/h3><p>Firm rates at TuGo, Manulife, Blue Cross, Allianz, Desjardins, Beneva and others. You see exclusions, caps and deductibles side by side. <\/p><\/div><\/div>\n<div class=\"a360-voy-step\"><div class=\"a360-voy-step-n\">3<\/div><div><h3>Confirm and receive your policy immediately<\/h3><p>Secure online payment, PDF certificate by email, 24\/7 emergency numbers on the insurance card. You&#8217;re good to go. <\/p><\/div><\/div>\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ-%E2%80%94-Travel-insurance-in-Quebec\"><\/span>FAQ \u2014 Travel insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-voy-faq\">\n\n<details><summary>Does the RAMQ cover my care abroad?<\/summary>\n<div class=\"content\"><p>Very little. The RAMQ reimburses care abroad according to Quebec rates, which generally represents <strong>less than 5%<\/strong> of the actual bill. In the United States, a day in intensive care billed at US$25,000 will be reimbursed at about $200 to $500 by the RAMQ. Travel insurance bridges this huge gap.   <\/p><\/div>\n<\/details>\n\n<details><summary>Do I have to declare my pre-existing medical conditions?<\/summary>\n<div class=\"content\"><p>Yes, absolutely. Any condition (diabetes, hypertension, heart disease, cancer in remission) must be reported. The police generally require that they be <strong>stable for 90 to 180 days<\/strong> (no change in medication, no new symptoms, no hospitalization). One omission = refusal to pay, even for an unrelated reason.   <\/p><\/div>\n<\/details>\n\n<details><summary>Are my credit cards covering me enough?<\/summary>\n<div class=\"content\"><p>Rarely. Most cards offer medical coverage for <strong>up to 15 to 30 days<\/strong> with a cap of $1 million to $2 million. Retirees aged 65 and over are often excluded or limited to 3 to 10 days. Check your card contract \u2014 most Quebecers who rely on it have unpleasant surprises when they make a claim.   <\/p><\/div>\n<\/details>\n\n<details><summary>When should I take out my travel insurance?<\/summary>\n<div class=\"content\"><p>For <strong>medical<\/strong> coverage, before departure is enough. For <strong>cancellation<\/strong> coverage, purchase within 72 hours of booking the trip \u2014 after that, events that occurred between booking and underwriting will not be covered. <\/p><\/div>\n<\/details>\n\n<details><summary>Which destinations are the riskiest financially?<\/summary>\n<div class=\"content\"><p>The United States is by far the most expensive destination in the event of a medical claim, followed by Australia, Japan, Switzerland, the United Arab Emirates, French Polynesia, Singapore and Hong Kong. A simple fall with a fracture can cost $15,000 to $80,000. A cap of $5 million to $10 million is strongly recommended for these countries.  <\/p><\/div>\n<\/details>\n\n<details><summary>Are adventure sports and activities covered?<\/summary>\n<div class=\"content\"><p>Common activities (hiking, cycling, snorkelling, downhill skiing, boating) are usually included. High-risk activities (scuba diving, off-piste skiing, wall climbing, paragliding, motorcycling 250 cc+, safari, deep snorkeling) require an <strong>extreme sports endorsement<\/strong>. Tell your broker.  <\/p><\/div>\n<\/details>\n\n<details><summary>How does medical repatriation work?<\/summary>\n<div class=\"content\"><p>If your condition requires a return to Qu\u00e9bec (serious injury, serious illness, access to specialized care), the insurer organizes and finances medical transport: private medical aircraft (air ambulance) or commercial flight with stretcher, accompanied by a doctor or nurse. Repatriation alone can cost $25,000 to $150,000 \u2014 hence the importance of this guarantee. <\/p><\/div>\n<\/details>\n\n<details><summary>What happens if I cancel my trip?<\/summary>\n<div class=\"content\"><p>If the cause is a covered reason (illness, family death, job loss, legal summons, disaster at destination, etc.), the insurer reimburses the non-refundable expenses already paid: plane tickets, non-refundable hotels, cruises, all-inclusive packages. The refund is made upon presentation of supporting documents within 30 to 60 days. <\/p><\/div>\n<\/details>\n\n<details><summary>Can I extend my coverage if my trip is extended?<\/summary>\n<div class=\"content\"><p>Yes, in most cases, as long as you apply <strong>before the expiry date<\/strong> of the current policy and no medical event has occurred. Contact Assur360 as soon as you know that your trip will exceed the planned duration: we negotiate the extension with the insurer. <\/p><\/div>\n<\/details>\n\n<details><summary>Is Assur360 a travel insurance broker?<\/summary>\n<div class=\"content\"><p>Yes. Assur360 is an AMF-certified brokerage firm that distributes travel products from <strong>TuGo, Manulife, Blue Cross, Allianz, Desjardins, Beneva, Secure Travel<\/strong> and others. We compare several offers to find the best coverage\/price ratio according to your profile. <\/p><\/div>\n<\/details>\n\n<\/div>\n\n<section class=\"a360-voy-eeat\">\n<h2><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-for-your-travel-insurance\"><\/span>Why choose Assur360 for your travel insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Partner platform of AMF-certified firms<\/strong> \u2014 public registration in the Registre des cabinets du Qu\u00e9bec<\/li>\n<li><strong>Insurance Chamber<\/strong> \u2014 strict ethics and continuing education<\/li>\n<li><strong>Multi-insurer comparison \u2014<\/strong> TuGo, Manulife, Blue Cross, Allianz, Desjardins, Beneva, etc.<\/li>\n<li><strong>More than 100,000 Qu\u00e9bec City customers<\/strong> since 2008, including tens of thousands of travellers<\/li>\n<li><strong>Bilingual support<\/strong> \u2014 French and English by phone, email, chat<\/li>\n<li><strong>24\/7 travel assistance<\/strong> provided by each insurer, activated from the moment of booking<\/li>\n<li><strong>100% online quote<\/strong> \u2014 ready in 3 minutes, immediate email policy<\/li>\n<\/ul>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"Useful-resources-for-Quebec-travellers\"><\/span>Useful resources for Quebec travellers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"a360-voy-liens\">\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-take-out-comprehensive-travel-insurance\/\">\u2705 Why take out multi-risk insurance?<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/annual-travel-insurance\/\">\ud83d\udd01 Annual<\/a>\n Travel Insurance<a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">\ud83d\udce6 All our insurance<\/a>\n products<a href=\"\/soumission-rapide-voyage\/\">\ud83d\udcdd 3 min<\/a>\n trip quote<a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\">\ud83d\udea8 24\/7<\/a>\n disaster emergency<a href=\"\/\">\ud83c\udfe0 Assur360 Home<\/a>\n<\/div>\n\n<section class=\"a360-voy-final\">\n<h2><span class=\"ez-toc-section\" id=\"Ready-to-leave-with-peace-of-mind\"><\/span>Ready to leave with peace of mind?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Quote in 3 minutes, immediate coverage, comparison of the best travel insurers in Quebec.<\/p>\n<a href=\"\/soumission-rapide-voyage\/\" class=\"a360-voy-btn\">Get my travel quote<\/a>\n<a href=\"tel:18663574451\" class=\"a360-voy-btn-outline\">\ud83d\udcde 1-866-357-4451<\/a>\n<\/section>\n\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[\n{\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2013 Assurance voyage Qu\u00e9bec\",\"url\":\"https:\/\/www.assur360.ca\/assurance-voyage\/\",\"areaServed\":{\"@type\":\"AdministrativeArea\",\"name\":\"Qu\u00e9bec\"},\"telephone\":\"1-866-357-4451\",\"priceRange\":\"$$\"},\n{\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"La RAMQ couvre-t-elle mes soins \u00e0 l'\u00e9tranger ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Tr\u00e8s peu. La RAMQ rembourse selon les tarifs qu\u00e9b\u00e9cois, ce qui repr\u00e9sente moins de 5% de la facture r\u00e9elle. Aux \u00c9tats-Unis, une journ\u00e9e aux soins intensifs factur\u00e9e 25 000 $ US est rembours\u00e9e environ 200 \u00e0 500 $.\"}},\n{\"@type\":\"Question\",\"name\":\"Dois-je d\u00e9clarer mes conditions m\u00e9dicales pr\u00e9existantes ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Toute condition (diab\u00e8te, hypertension, cardiaque, cancer en r\u00e9mission) doit \u00eatre d\u00e9clar\u00e9e et \u00eatre stable depuis 90 \u00e0 180 jours. Une omission entra\u00eene le refus de r\u00e8glement.\"}},\n{\"@type\":\"Question\",\"name\":\"Mes cartes de cr\u00e9dit me couvrent-elles suffisamment ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rarement. La plupart offrent 15 \u00e0 30 jours maximum avec un plafond de 1 \u00e0 2 M$. Les 65 ans et plus sont souvent exclus ou limit\u00e9s \u00e0 3 \u00e0 10 jours.\"}},\n{\"@type\":\"Question\",\"name\":\"Quand dois-je souscrire mon assurance voyage ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour la couverture m\u00e9dicale, avant le d\u00e9part suffit. Pour la couverture annulation, souscrivez dans les 72 heures suivant la r\u00e9servation du voyage.\"}},\n{\"@type\":\"Question\",\"name\":\"Quelles destinations sont les plus risqu\u00e9es financi\u00e8rement ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les \u00c9tats-Unis, l'Australie, le Japon, la Suisse, les \u00c9mirats, la Polyn\u00e9sie, Singapour et Hong Kong. Un plafond de 5 \u00e0 10 M$ est fortement recommand\u00e9 pour ces pays.\"}},\n{\"@type\":\"Question\",\"name\":\"Les sports d'aventure sont-ils couverts ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les activit\u00e9s courantes (randonn\u00e9e, v\u00e9lo, ski de piste) sont incluses. Les activit\u00e9s \u00e0 risque \u00e9lev\u00e9 (plong\u00e9e avec bouteilles, ski hors-piste, escalade, parapente) exigent un avenant sports extr\u00eames.\"}},\n{\"@type\":\"Question\",\"name\":\"Comment fonctionne le rapatriement m\u00e9dical ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'assureur organise et finance le transport m\u00e9dical vers le Qu\u00e9bec : avion sanitaire priv\u00e9 ou vol commercial avec civi\u00e8re et personnel m\u00e9dical. Co\u00fbte 25 000 \u00e0 150 000 $.\"}},\n{\"@type\":\"Question\",\"name\":\"Que se passe-t-il si j'annule mon voyage ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Si la cause est un motif couvert (maladie, d\u00e9c\u00e8s familial, perte d'emploi, catastrophe), l'assureur rembourse les frais non remboursables d\u00e9j\u00e0 pay\u00e9s.\"}},\n{\"@type\":\"Question\",\"name\":\"Puis-je prolonger ma couverture ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, avant la date d'expiration de la police actuelle et si aucun \u00e9v\u00e9nement m\u00e9dical n'est survenu. Contactez Assur360 d\u00e8s que vous savez que votre voyage sera prolong\u00e9.\"}},\n{\"@type\":\"Question\",\"name\":\"Assur360 est-il un courtier en assurance voyage ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Plateforme partenaire de cabinets certifi\u00e9s AMF qui distribue les produits voyage de TuGo, Manulife, Blue Cross, Allianz, Desjardins, Beneva, Secure Travel.\"}}\n]},\n{\"@type\":\"BreadcrumbList\",\"itemListElement\":[\n{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Produits\",\"item\":\"https:\/\/www.assur360.ca\/produit-assurance\/\"},\n{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance voyage\",\"item\":\"https:\/\/www.assur360.ca\/assurance-voyage\/\"}\n]}\n]}\n<\/script>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-pages-%E2%80%94-Assur360-Financial-Services-Cluster\"><\/span>Related pages \u2014 Assur360 Financial Services Cluster<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image alignright size-medium is-resized is-style-rounded\" style=\"max-width:380px;margin:8px 0 16px 24px;\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/couple-quebec-aeroport-assurance-voyage.jpg\" alt=\"Quebec couple at the airport &#x2014; travel medical insurance and cancellation\" class=\"wp-image-66886\" style=\"border-radius:12px;box-shadow:0 6px 20px rgba(13,31,45,0.12);width:380px;height:auto;max-width:100%;\"  sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\" style=\"text-align:center;color:#64748b;font-size:13px;font-style:italic;margin-top:8px;line-height:1.4;\">Travel insurance covers medical emergencies, cancellations and baggage during your international travels.<\/figcaption><\/figure>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/life-insurance-compare-online\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Life insurance<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">Compare temporary, permanent, universal in Quebec.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/critical-illness-insurance-4\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Critical illness<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">24 critical illness coverage starting at $22\/month.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/disability-insurance-in-quebec\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Disability<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">Replace 60-85% of your income in the event of a shutdown.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/salary-insurance-3\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Salary (disability)<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">Ideal for self-employed Quebecers.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/mortgage-insurance-3\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Mortgage<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">Banking vs. Personal Life Insurance \u2014 Comparison.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quebec-travel-insurance-2026-medical-cancellation-and-repatriation\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:15px;margin:0 0 6px;\">Journey<\/h3><p style=\"color:#64748b;font-size:13px;margin:0;\">Medical abroad, cancellation, luggage.<\/p><\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>TRAVEL INSURANCE \u00b7 QUEBEC \u00b7 2026 Travel insurance in Quebec: medical, cancellation and baggage coverage in 2026 Leave with peace of mind: [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":57715,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Travel Insurance Quebec 2026 \u2014 Medical, Cancellation, Baggage | Assur360","_seopress_titles_desc":"Travel insurance in Quebec: medical abroad, cancellation, luggage, repatriation. Compare the best blankets for your holiday in 3 min. 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