{"id":55694,"date":"2026-04-19T21:40:36","date_gmt":"2026-04-20T01:40:36","guid":{"rendered":"https:\/\/www.assur360.ca\/2026-tesla-quebec-car-insurance-ev-price-and-quote\/"},"modified":"2026-06-25T23:36:37","modified_gmt":"2026-06-26T03:36:37","slug":"2026-tesla-quebec-car-insurance-ev-price-and-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/2026-tesla-quebec-car-insurance-ev-price-and-quote\/","title":{"rendered":"2026 Tesla Quebec Car Insurance: EV Price and Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360\",\"url\":\"https:\/\/assur360.ca\",\"logo\":\"https:\/\/assur360.ca\/wp-content\/uploads\/2024\/02\/logo-assur360.svg\",\"telephone\":\"+1-866-357-4451\",\"email\":\"info@assur360.ca\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"222 boulevard Frontenac Ouest\",\"addressLocality\":\"Thetford Mines\",\"addressRegion\":\"QC\",\"postalCode\":\"G6G 6N9\",\"addressCountry\":\"CA\"},\"areaServed\":{\"@type\":\"State\",\"name\":\"Quebec\"},\"serviceType\":[\"Auto Insurance\",\"Tesla Auto Insurance\",\"Electric Vehicle Insurance\"],\"description\":\"Tesla auto insurance in Quebec \u2014 compare 9+ insurers for Model 3, Model Y, Model S, Model X, Cybertruck. Quote in 3 min.\",\"sameAs\":[\"https:\/\/assur360.ca\"]}<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">TESLA AUTO INSURANCE 2026<\/p>\n  <h1 style=\"color:#ffffff;font-size:32px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Tesla-auto-insurance-Quebec-%E2%80%94-compare-9-EV-insurers\"><\/span>Tesla auto insurance Quebec \u2014 compare 9+ EV insurers<span class=\"ez-toc-section-end\"><\/span><\/h1>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Model 3, Model Y, Model S, Model X, Cybertruck \u2014 specialized Tesla brokers find you the best price for your electric vehicle.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Compare 30+ free quotes<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\"><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$2,050<\/div><div style=\"color:#64748b;font-size:13px;\">Average Tesla QC Premium<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div><div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">-30 %<\/div><div style=\"color:#64748b;font-size:13px;\">Medium EV Savings<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">15+ years<\/div><div style=\"color:#64748b;font-size:13px;\">Brokerage Experience<\/div><\/div><\/div>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Do you drive a <strong>Tesla<\/strong> in Quebec? Whether you own a <strong>Model 3<\/strong>, <strong>Model Y<\/strong>, <strong>Model S<\/strong>, <strong>Model X<\/strong>, or <strong>Cybertruck<\/strong>, insuring a Tesla electric vehicle requires a broker who knows the specifics of EVs. <strong>Assur360<\/strong> \u2014 <strong>an AMF-certified<\/strong> firm and a member <strong>of the Chamber of Insurance<\/strong> \u2014 compares more than 9 insurers for Tesla owners in Quebec. Tesla premiums are higher than average ($1,600 to $3,000\/year) due to proprietary parts, limited number of certified bodybuilders, and the cost of replacing the windshield or battery. However, some insurers offer an EV discount of up to 10 to 15%. Free comparison in 3 minutes. Even with a difficult case, our <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">sub-standard<\/a> network has your Tesla covered.     <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-auto-tesla.jpg\" alt=\"Tesla car \u2014 Assur360 car insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Car-Insurance-for-Tesla-Model-3-Y-S-X\"><\/span>Car Insurance for Tesla (Model 3, Y, S, X)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\"><strong>Teslas<\/strong> have high repair costs (aluminum body, Autopilot sensors, 800-1500 V battery). The average premium is <strong>30-50%<\/strong> higher than that of an equivalent combustion SUV. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Specific warranties:<\/strong> 8-year battery warranty, certified Tesla workshops. Check <em>Autopilot<\/em> coverage and home charging station support (electrical fire). <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average-Tesla-insurance-price-in-Quebec-2026\"><\/span>Average Tesla insurance price in Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Tesla insurance premiums range from <strong>$1,600 to $3,000 per year<\/strong> depending on the model, your driving record, your region, and the Autopilot\/FSD option enabled. The Model 3 remains the most affordable model to insure, while the Model X and Cybertruck climb to $2,800 and above due to their value and specific parts. Tesla is also launching its own insurance program (Tesla Insurance) in some markets, but it is not yet available in Quebec.  <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\"><th style=\"padding:14px 16px;text-align:left;border:none;\">Tesla Model<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Age 25-45 (good record)<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Age 20-24<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Back with dots<\/th><\/tr><\/thead>\n    <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2024 Tesla Model 3 RWD<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,600 &#8211; $2,200<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,250 &#8211; $3,050<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,550 &#8211; $3,400<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Tesla Model 3 Performance<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,850 &#8211; $2,500<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,600 &#8211; $3,450<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,950 &#8211; $3,850<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2024 Tesla Model Y LR<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,750 &#8211; $2,400<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,450 &#8211; $3,300<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,800 &#8211; $3,700<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Tesla Model Y Performance<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,950 &#8211; $2,600<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,750 &#8211; $3,600<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,100 &#8211; $4,050<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2024 Tesla Model S<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,250 &#8211; $2,950<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,100 &#8211; $4,050<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,500 &#8211; $4,500<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2024 Tesla Model X<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,350 &#8211; $3,000<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,250 &#8211; $4,200<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,650 &#8211; $4,700<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Tesla Cybertruck<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2,500 &#8211; $3,200<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,400 &#8211; $4,400<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$3,850 &#8211; $4,900<\/td><\/tr><\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\">Get your exact price in 3 minutes<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Factors-that-influence-your-Tesla-premium\"><\/span>Factors that influence your Tesla premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd27<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Proprietary Parts<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Tesla is in full control of its parts chain. Delivery times and costs are higher than a traditional vehicle, which increases claims. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfed<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Certified bodybuilders<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Few body shops in Quebec are Tesla Approved Body Shop certified. Vehicles often have to be towed away, increasing costs. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\ude9f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Panoramic windshield<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">On most Teslas, a crack means a complete replacement ($2,500 to $4,000) because standard repair is rarely possible.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udea8<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Model Y flight on the rise<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The Model Y is in the top 10 of the most stolen vehicles in Quebec according to the \u00c9quit\u00e9 Association. Some insurers require a GPS tracker. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\udd16<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Autopilot and FSD<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Standard Autopilot reduces the risk of a collision and can entitle you to a safety discount of 3 to 8% with some insurers.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd0b<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Battery with 8-year warranty<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The Tesla battery is guaranteed for 8 years \/ 160,000 km by the manufacturer, which reduces the risk of major mechanical damage for insurers.<\/p><\/div><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">TESLA OWNERS<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Save-up-to-30-with-EV-discounts\"><\/span>Save up to 30% with EV discounts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Compare 9+ insurers specialized in electric vehicles. Quote in 3 minutes, no obligation.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my quote<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-save-on-your-Tesla-insurance\"><\/span>How to save on your Tesla insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\"><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Activate the electric vehicle rebate<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Belairdirect, Intact, La Capitale, Promutuel and many others offer an EV discount of 5 to 15% for Teslas. Always mention this to your Assur360 insurance broker. <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Install a GPS Tracker on Your Model Y<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">The Model Y is very targeted by thieves. A Tag or Boomerang device ($500-1,200) allows you to maintain theft coverage and reduces the premium by 5 to 15%. <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Combine car + home<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">A multi-product discount of 10 to 15% applies when you combine your Tesla with <a href=\"\/assurance-habitation-quebec\/\">home insurance<\/a>.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Increase your deductible<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Given the cost of Tesla repairs, a $1,000 or $1,500 deductible can reduce the premium by 8 to 14 percent. To be evaluated according to your budget. <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Compare 9+ Insurers Through a Broker<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">The differences for the same Tesla can be as high as $1,000 per year. An independent broker like Assur360 will find the most advantageous offer for your EV. <\/p><\/div><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recommended-Coverages-for-Your-Tesla\"><\/span>Recommended Coverages for Your Tesla<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Liability $2M<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The minimum recommended for a valuable electric vehicle. Covers damage caused to others in the event of an at-fault accident. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">All Risks (Chapter B1)<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Essential for a Tesla. Covers collision, theft, vandalism, fire, natural disasters and windshield breakage. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Replacement Cost<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">On a new Tesla or less than 2 years old, replace the vehicle at the price paid in the event of a total loss \u2014 crucial given the EV depreciation.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">High Voltage Battery Protection<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Endorsement that covers the Tesla battery ($18,000 to $25,000) against accidental damage not covered by the factory warranty.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Replacement vehicle<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Endorsement 20a \u2014 essential as Tesla repairs often take 4-10 weeks due to the lead time of parts and certified bodybuilders.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Charging station protection<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Your home charging station (Tesla Wall Connector, $800-$1,500) is usually covered by your home insurance \u2014 check the limits.<\/p><\/div><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Tip: The Supercharger network is not a substitute for roadside assistance<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Even with access to Superchargers throughout Quebec, in the event of a battery failure far from a charging station, you will need specialized towing to a Tesla dealership. Keep the <strong style=\"color:#ffffff;\">Roadside Assistance<\/strong> Endorsement active \u2014 towing a Tesla costs $400 to $800 without coverage. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">Model Y flights in Quebec \u2014 GPS highly recommended<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">According to <a href=\"https:\/\/www.equiteassociation.com\/\" target=\"_blank\" rel=\"nofollow noopener\">the \u00c9quit\u00e9 Association<\/a>, the Tesla Model Y is one of the most stolen vehicles in Canada in 2025. Many insurers now require an approved GPS tracker (Tag, Boomerang, LoJack) to grant theft coverage. Also, check for <a href=\"https:\/\/tc.canada.ca\/fr\/rappels-vehicules\" target=\"_blank\" rel=\"nofollow noopener\">Transport Canada recalls<\/a> on your Tesla before subscribing.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cities-served-in-Quebec\"><\/span>Cities served in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 insures Tesla owners in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Longueuil<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong>, L\u00e9vis, Terrebonne, Drummondville, Saint-J\u00e9r\u00f4me, Granby, Thetford Mines and everywhere else in Quebec. There are many Tesla owners in Montreal, Laval and on the South Shore, where the Supercharger network is the densest. Our insurance brokers know the regional specifics and the insurers that offer the best EV discounts in your industry.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Tesla-Car-Insurance\"><\/span>Frequently Asked Questions \u2014 Tesla Car Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\"><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the average price of Tesla insurance in Quebec in 2026?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The average Tesla premium in Quebec ranges from $1,600 to $3,000 per year. A Model 3 RWD costs about $1,600 to $2,200, a Model Y LR $1,750 to $2,400, a Model S $2,250 to $2,950, and a Cybertruck $2,500 to $3,200. The premium depends on the model, your record, and your region. <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\">Get your exact price in 3 minutes<\/a>.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Why does Tesla insurance cost more?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Several reasons: Tesla parts are proprietary and expensive, certified Tesla Approved body shops are rare in Quebec, the panoramic windshield cannot be repaired (full replacement $2,500-$4,000), and the high-voltage battery is worth over $20,000. The Model Y and Model 3 are also among the most stolen vehicles. All these factors increase the cost of claims and thus the premium.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is there a discount for insuring a Tesla electric vehicle?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Several insurers (Belairdirect, Intact, Promutuel, La Capitale, SSQ) offer an electric vehicle discount of 5% to 15% on Teslas. This discount partially offsets the higher premium related to parts costs. Always ask your Assur360 insurance broker about it \u2014 some companies apply it automatically, others only upon request.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is a GPS tracker required to insure a Tesla in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For the Model Y, often yes. Many insurers now require an approved anti-theft device (Tag, Boomerang, LoJack) on the Model Y due to the high theft rate. For the Model 3, Model S, or Model X, it is not always mandatory but highly recommended \u2014 installation costs $500 to $1,200 and often allows for a discount of 5% to 15%.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Tesla Insurance available in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No, not yet. Tesla Insurance is offered only in certain U.S. states and a few limited Canadian markets. In Quebec, you must purchase insurance from a local insurer licensed by the AMF. A broker like Assur360 compares 9+ Quebec insurers and finds the best offer for your Tesla.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the Tesla battery covered by insurance or warranty?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Both, depending on the cause. The Tesla warranty (8 years \/ 160,000 km) covers manufacturing defects and capacity loss below 70%. For accidental damage (collision, flooding, fire, puncture), your comprehensive auto insurance (Chapter B1) takes over. A specific high-voltage battery endorsement is available from some insurers to cover edge cases.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Tesla&#8217;s Autopilot and FSD reduce the insurance premium?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Very slightly. Some insurers recognize Autopilot as an advanced driver assistance system and offer a safety discount of 3% to 8%. FSD (Full Self-Driving) is not always recognized distinctly, and the driver remains legally responsible in Quebec. Note that the premium does not significantly decrease due to FSD \u2014 but your claims are less likely.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I repair a Tesla windshield or does it need to be replaced?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">On most Teslas, the windshield is panoramic and integrated into the roof structure (Model S, Model X, Model 3, Model Y). A crack or impact of more than a few centimeters means complete replacement ($2,500 to $4,000). Your comprehensive coverage (B1) covers this replacement after the deductible. Some insurers offer a &#8220;glass breakage without deductible&#8221; endorsement specifically for Teslas.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I insure my Tesla with a bad driving record?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Assur360 works with insurers specialized in <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard\/\">substandard auto insurance<\/a> that accept drivers with points, accidents, suspensions, DUI, or criminal records \u2014 even on a Tesla. The price is higher due to the model and profile, but coverage is guaranteed.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get a quote for a Tesla at Assur360?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Less than 3 minutes online. You fill out the basic information (model, year, postal code, record, Autopilot\/FSD). Our brokers then compare over 9 insurers, including those specialized in electric vehicles, and call you back with the best offers within the day. Free, no obligation, no impact on your credit record.<\/div><\/details><\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the average price of Tesla insurance in Quebec in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The average Tesla premium in Quebec ranges from $1,600 to $3,000 per year. A Model 3 RWD costs about $1,600 to $2,200, a Model Y LR $1,750 to $2,400, a Model S $2,250 to $2,950, and a Cybertruck $2,500 to $3,200.\"}},{\"@type\":\"Question\",\"name\":\"Why is Tesla insurance more expensive?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Tesla parts are proprietary and expensive, certified body shops are rare in Quebec, the panoramic windshield cannot be repaired (replacement $2,500-$4,000), and the battery is worth over $20,000. The Model Y and Model 3 are among the most stolen vehicles.\"}},{\"@type\":\"Question\",\"name\":\"Is there a discount for insuring a Tesla electric vehicle?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Several insurers offer a 5% to 15% electric vehicle discount on Teslas. This discount partially offsets the higher premium related to parts costs.\"}},{\"@type\":\"Question\",\"name\":\"Is a GPS tracker required to insure a Tesla in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For the Model Y, very often yes. Many insurers now require a certified anti-theft device. For other models, it is strongly recommended \u2014 installation allows for a 5% to 15% discount.\"}},{\"@type\":\"Question\",\"name\":\"Is Tesla Insurance available in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, not yet. Tesla Insurance is only offered in the United States and a few limited Canadian markets. 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The driver remains legally responsible in Quebec.\"}},{\"@type\":\"Question\",\"name\":\"Can I repair a Tesla windshield or does it need to be replaced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"On most Teslas, the windshield is panoramic and must be replaced ($2,500 to $4,000). Your comprehensive coverage (B1) covers the replacement after deductible.\"}},{\"@type\":\"Question\",\"name\":\"Can I insure my Tesla with a bad driving record?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Assur360 works with insurers specialized in substandard auto insurance who accept drivers with points, accidents, suspensions, or DUI, even on a Tesla. The price is higher but coverage is guaranteed.\"}},{\"@type\":\"Question\",\"name\":\"How long does it take to get a quote for a Tesla at Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Less than 3 minutes online. Our insurance brokers then compare over 9 insurers, including those specialized in electric vehicles, and call you back with the best offers within the day. Free, no obligation.\"}}]}<\/script>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Items-%E2%80%94-Other-Brands-of-Cars\"><\/span>Related Items \u2014 Other Brands of Cars<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\"><a href=\"https:\/\/www.assur360.ca\/assurance-auto-kia\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Kia Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Forte, Sorento, Sportage, EV6 \u2014 prices and quotes.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto-lexus\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Lexus Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">IS, RX, NX, ES \u2014 Japanese luxury hybrid.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto-volvo\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Volvo Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">XC40, XC60, XC90 \u2014 plug-in hybrids.<\/p><\/a><a href=\"\/assurance-auto-bmw\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">BMW Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Series 3, X3, X5, iX \u2014 German luxury.<\/p><\/a><a href=\"\/assurance-auto-audi\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Audi Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">A3, A4, Q5, Q7, e-tron \u2014 quattro premium.<\/p><\/a><a href=\"\/assurance-auto-hyundai\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Hyundai Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Ioniq 5, Kona EV, Santa Fe \u2014 compare.<\/p><\/a><a href=\"\/courtier-assurance-automobile\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Auto Insurance Broker<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Why go through an independent broker.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Substandard Auto Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Bad record? Guaranteed solutions.<\/p><\/a><\/div>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>Member of the Insurance Chamber<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+ submissions<\/strong> processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>9+ insurers<\/strong> compared<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> broker<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100% Quebec<\/strong> service<\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Insure your Tesla at the best price in Quebec<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">9+ insurers compared, including EV specialists. Quote in 3 minutes. No commitment.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get my quote in 3 min<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/assur360.ca\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\/\/assur360.ca\/assurance-auto\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Tesla Auto Insurance\",\"item\":\"https:\/\/assur360.ca\/assurance-auto-tesla\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>TESLA AUTO INSURANCE 2026 Tesla auto insurance Quebec \u2014 compare 9+ EV insurers Model 3, Model Y, Model S, Model X, Cybertruck [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":56022,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"2026 Tesla Quebec Car Insurance: Pricing and EV Quote","_seopress_titles_desc":"Tesla Insurance Quebec: compare 30+ insurers for Model 3, Y, S, X, Cybertruck. 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