{"id":55551,"date":"2026-04-19T21:37:04","date_gmt":"2026-04-20T01:37:04","guid":{"rendered":"https:\/\/www.assur360.ca\/smart-quebec-car-insurance-2026-quebec-2026\/"},"modified":"2026-06-26T00:17:49","modified_gmt":"2026-06-26T04:17:49","slug":"smart-quebec-car-insurance-2026-quebec-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/smart-quebec-car-insurance-2026-quebec-2026\/","title":{"rendered":"Smart Quebec Car Insurance 2026 Quebec 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<h1 class=\"wp-block-heading\" style=\"font-size:36px;line-height:1.2;color:#0d1f2d;margin:20px 0 24px;\"><span class=\"ez-toc-section\" id=\"2026-Smart-Quebec-Car-Insurance-ForTwo-ForFour-and-Smart-EQ\"><\/span>2026 Smart Quebec Car Insurance: ForTwo, ForFour and Smart EQ<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Do you drive a <strong>Smart<\/strong> in Quebec? Whether it&#8217;s a <strong>ForTwo<\/strong> coupe or convertible, a <strong>ForFour<\/strong> or an <strong>electric Smart EQ<\/strong>, <strong>Assur360<\/strong> \u2014 <strong>AMF-certified<\/strong> and member <strong>of the Chamber of Insurance<\/strong> \u2014 compares more than 9 insurers to find the best price. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record (points, accidents, suspension) can be insured through our network of <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">substandard<\/a> insurers. The owners&#8217; clubs (Smart Qu\u00e9bec, Smart Montr\u00e9al) share resources for parts and maintenance.<\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-auto-smart.jpg\" alt=\"Smart Car \u2014 Assur360 Auto Insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Smart-Car-Insurance-ForTwo-ForFour-EQ\"><\/span>Smart Car Insurance (ForTwo, ForFour, EQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\"><strong>Smart<\/strong> (Mercedes Daimler) = micro-city car with some of the <strong>lowest<\/strong> premiums on the market ($700-1,100\/year). Electric EQ model eligible for eco discounts.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Security:<\/strong> Tridion safety cell offers surprising protection. Opt for optional collision insurance because of the perceived fragility in traffic.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">2026 SMART AUTO INSURANCE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Compare-9-insurers-for-your-Smart-in-3-minutes\"><\/span>Compare 9+ insurers for your Smart in 3 minutes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Smart was withdrawn from the Canadian market in <strong>2017<\/strong>, but the micro-cars ForTwo, ForFour, and Smart EQ are still on the road in Quebec. Insuring them becomes more complex each year: rare parts, limited specialized body shops, and some insurers now refuse these models.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Compare 30+ free quotes<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\"><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div><div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$800+<\/div><div style=\"color:#64748b;font-size:13px;\">Annual premium<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">6+<\/div><div style=\"color:#64748b;font-size:13px;\">Variants covered<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">3 min<\/div><div style=\"color:#64748b;font-size:13px;\">Online Quote<\/div><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Popular-Smart-Models-to-Insure-in-Quebec\"><\/span>Popular Smart Models to Insure in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude97<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Smart ForTwo Coupe<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">2-seater micro-city car (2008-2016). Premium $800 &#8211; $1,200\/year. Easy parking in town.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2600\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Smart ForTwo Convertible<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Convertible version. Premium $900 &#8211; $1,300\/year. Canvas roof \u2014 risk of vandalism.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude95<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Smart ForFour<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">4-seater version (rare in Canada). Premium $900 &#8211; $1,300\/year. Very rare parts.<\/p><\/div><\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Smart EQ ForTwo<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">100% electric version 2017. Premium $1,000 &#8211; $1,400\/year. Expensive battery to replace.  <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd9\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Smart ForTwo Cabrio EQ<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Electric convertible. Premium $1,100 &#8211; $1,500\/year. Very rare in Quebec.  <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcc6<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">2008-2015 Models<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">First generation. Premium $700 &#8211; $1,100\/year but low residual value. <\/p><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Factors-that-influence-the-premium-of-a-Smart\"><\/span>Factors that influence the premium of a Smart<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Several elements specific to Smart weigh on the premium. Here are the main factors that our brokers monitor to get the best price. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfc1<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mark removed from Canada<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Since 2017, Mercedes-Benz has no longer sold Smart in Canada. Parts, mechanics and paint go through Mercedes dealers or importers. Moderate impact on the premium.  <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd27<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Increasingly rare parts<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Headlights, sensors and ForTwo-specific elements are becoming difficult to find. Some repairs require used or imported parts \u2014 higher time and cost. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd7\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Specialist bodyshops<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Few shops in Quebec have mastered the Tridion structure (safety cage). Choosing a Mercedes certified bodyshop avoids poorly repaired claims. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udd7f\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Low premium despite everything<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Low residual value ($4,000 &#8211; $10,000), limited speed and urban use reduce risk. Many insurers offer premiums under $1,000\/year. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udeab<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Possible refusals<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Some standard insurers are now refusing the 2008-2012 Smarts. Assur360 knows the insurers that still accept \u2014 including the sub-standard market. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Electric EQ version<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The Smart EQ (100% electric, 2017) has a limited range (100 km) and an expensive battery. Some insurers refuse to cover the battery \u2014 a clause to be checked. <\/p><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-Smart-car-quote-in-4-steps\"><\/span>How to get your Smart car quote in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\"><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Fill out the online form<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Year, model, mileage, postal code, driving record. 3 minutes flat. <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Our brokers compare 9+ insurers<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Intact, Belairdirect, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Receive your best offers by email<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Talk to a broker, ask your questions, choose the winning bid.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Subscription and delivery of the certificate<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Electronic signature, immediate online certificate \u2014 no travel.<\/p><\/div><\/div><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Get your Smart price in 3 minutes<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">9+ insurers compared for your exact model. 100% Quebec <strong style=\"color:#ffffff;\">broker service<\/strong>, certified <strong style=\"color:#ffffff;\">AMF<\/strong>. <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"color:#10c4c7;\">Start your quote now<\/a> \u2014 or call <strong style=\"color:#ffffff;\">1-866-357-4451<\/strong>.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average-Smart-Insurance-Rates-in-Quebec-2026\"><\/span>Average Smart Insurance Rates in Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\"><th style=\"padding:14px 16px;text-align:left;border:none;\">Smart Model<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Age 25-45 (good record)<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Age 20-24<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Back with dots<\/th><\/tr><\/thead>\n    <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2015 Smart ForTwo<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$700 &#8211; $1,100<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,100 &#8211; $1,650<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,250 &#8211; $1,850<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2016 Smart ForTwo<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$750 &#8211; $1,150<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,150 &#8211; $1,700<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,300 &#8211; $1,900<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2016 Smart ForTwo Cabrio<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$900 &#8211; $1,300<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,350 &#8211; $1,950<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,500 &#8211; $2,150<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2015 Smart ForFour<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$900 &#8211; $1,300<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,350 &#8211; $1,950<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,500 &#8211; $2,150<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">2017 Smart EQ ForTwo<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,000 &#8211; $1,400<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,500 &#8211; $2,100<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,700 &#8211; $2,350<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Smart ForTwo 2010-2014<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$680 &#8211; $1,050<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,050 &#8211; $1,600<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,200 &#8211; $1,800<\/td><\/tr><\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\">Get your exact price in 3 minutes<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-save-on-your-Smart-insurance\"><\/span>How to save on your Smart insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">With the right insurer and discounts, you can reduce your Smart premium by <strong>15-35%.<\/strong> Here are the most effective levers in Quebec. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\"><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Compare 9+ insurers<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">A single quote can cost $400 to $900 more per year. Assur360 compares the entire market in one quote. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Multi-product<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Combine car + home with the same insurer to save 10 to 20%.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Low mileage<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Less than 15,000 km\/year? Discount 5 to 12% at several insurers. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Immobilizer and GPS<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Reduces the all-risk flight premium by 5 to 15%. Mandatory on several targeted models. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Adjusted deductible<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Going from $500 to $1,000 in deductible can cut 10 to 18% of the collision premium.<\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Telemetry<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Usage apps (Belairdirect, Automerit, Intact My Drive) can cut down by up to 25% in the first year.<\/p><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recommended-Covers-for-a-Smart\"><\/span>Recommended Covers for a Smart<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\"><strong>Civil liability insurance<\/strong> (minimum $1 million, highly recommended $2 million) is mandatory in Quebec. Depending on your needs, the following are added: <strong>collision (B2)<\/strong> for your property damage, <strong>all perils (B1)<\/strong> which adds theft, vandalism and collisions with animals, <strong>replacement cost<\/strong> for a recent vehicle (24 months or less), <strong>roadside assistance<\/strong>, <strong>replacement vehicle<\/strong> and <strong>legal protection<\/strong>. <\/p>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Also consult the official guides of the <a href=\"https:\/\/lautorite.qc.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers (AMF),<\/a> the <a href=\"https:\/\/saaq.gouv.qc.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">SAAQ<\/a> and <a href=\"https:\/\/www.ibc.ca\/qc\" rel=\"nofollow noopener\" target=\"_blank\">the \u00c9quit\u00e9 Association<\/a> to learn all about your rights and mandatory protections in Quebec.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Smart-insurance-available-anywhere-in-Quebec\"><\/span>Smart insurance available anywhere in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 insures Smart owners in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Gatineau<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>Thetford Mines<\/strong> and everywhere else in Quebec. No matter where you are, our 9+ partner insurers offer comprehensive coverage for your Smart.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-%E2%80%94-Smart-car-insurance\"><\/span>Frequently asked questions \u2014 Smart car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\"><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the average price of Smart car insurance in Quebec in 2026?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The price varies depending on the model, year, your driving record and your region. On average, a Smart ForTwo costs between $800 and $1,200 per year, a convertible version between $900 and $1,300, and an electric Smart EQ between $1,000 and $1,400. A young driver will pay more, an experienced driver with a clean record less. Get a real price in 3 minutes with our <a href=\"https:\/\/www.assur360.ca\/en\/fast-online-car-quote\/\">quick online quote<\/a>.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Which Smart models are the most economical to insure?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The petrol Smart ForTwo (2010-2016) is the most affordable thanks to its low residual value and limited urban use. The convertible version and the electric Smart EQ cost a little more because of the canvas roof and battery. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can you still insure a Smart in Quebec since the discontinuation of the brand?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, but it&#8217;s becoming more and more complex. Some standard insurers are now refusing the 2008-2012 Smarts. Assur360 compares 9+ insurers including specialists in imported or vintage vehicles \u2014 and the <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">sub-standard<\/a> market almost always accepts.  <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Are Smart parts still available in Canada?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Some parts (headlights, sensors, electronic elements) are becoming rare. Mercedes-Benz dealers can order, but the lead times and costs are climbing. A collision claim can cost 30 to 50% more than in 2017. Your Assur360 broker can adjust the deductible accordingly.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Smart EQ Electric Insurance different?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. The Smart EQ (2017) is 100% electric. The expensive battery to replace ($15,000 &#8211; $20,000) can increase the premium by 15-25%. Some insurers exclude the battery \u2014 read your contract carefully. Assur360 checks the battery coverage for you.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Are the Smart ForTwo safe despite their size?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, thanks to the <em>Tridion<\/em> safety cage. IIHS testing classifies the ForTwo as acceptable in a frontal collision. But in an accident with an SUV, the damage to the occupants can be significant. Civil liability insurance of at least $2 million is strongly recommended.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I get substandard insurance for my Smart if I have a bad record?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Assur360 works with <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">insurers specializing in substandard car insurance<\/a> that accept drivers with demerit points, recent accidents, suspension, drunk driving or criminal record. Your Smart remains insurable even if a standard insurer refuses. The price is higher but the coverage is guaranteed.  <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What coverage is included in Smart car insurance in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Civil liability insurance (minimum $1 million, recommended $2 million) is mandatory. Optional collisions (Chapter B2), all-perils (B1) which also covers theft and vandalism, replacement cost for a recent Smart, roadside assistance, replacement vehicle and protection against collisions with animals. Your Assur360 broker adapts the coverage to your model.  <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What discounts are available for Smart insurance?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Common discounts: loyalty (3 years and more), multi-product (car + home), safe vehicle, experienced driver, low mileage (less than 15,000 km\/year), approved immobilizer system, telemetry (connected driving). These combined discounts can reduce your premium by 15-35%. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get a quote for a Smart at Assur360?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Less than 3 minutes online. You fill in the form with the basic information (model, year, postcode, file). Our brokers then compare more than 9 insurers and call you back with the best offers within the day. Free, with no commitment and no impact on your credit report.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Assur360 certified to sell Smart insurance in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Assur360 is a damage insurance firm registered with the <a href=\"https:\/\/lautorite.qc.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers (AMF)<\/a> and our brokers are members <a href=\"https:\/\/chad.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">of the Chamber of Insurance<\/a>. You are protected by the Financial Services Compensation Fund. <\/div><\/details><\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is the average price of Smart auto insurance in Quebec in 2026?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The price varies depending on the model, year, your driving record, and your region. On average, a Smart ForTwo costs between $800 and $1,200 per year, a convertible version between $900 and $1,300, and a Smart EQ electric between $1,000 and $1,400. A young driver will pay more, while an experienced driver with a clean record will pay less. Get a real price in 3 minutes with our <a href=\\\"\/soumission-auto-rapide-en-ligne\/\\\">instant quote online.\"}}, {\"@type\": \"Question\", \"name\": \"Which Smart models are the most economical to insure?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The Smart ForTwo gasoline models (2010-2016) are the most affordable due to their low residual value and limited urban use. The convertible version and the Smart EQ electric cost a bit more due to the soft top and battery.\"}}, {\"@type\": \"Question\", \"name\": \"Can you still insure a Smart in Quebec since the brand was discontinued?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, but it is becoming increasingly complex. Some standard insurers now refuse Smart models from 2008-2012. Assur360 compares 9+ insurers including specialists in imported or vintage vehicles \u2014 and the substandard market <\/a><a href=\\\"\/assurance-auto-sous-standard\/\\\">almost always accepts.\"}}, {\"@type\": \"Question\", \"name\": \"Are Smart parts still available in Canada?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Some parts (headlights, sensors, electronic components) are becoming rare. Mercedes-Benz dealers can order them, but delays and costs are rising. A collision claim can cost 30% to 50% more than in 2017. Your Assur360 broker can adjust the deductible accordingly.\"}}, {\"@type\": \"Question\", \"name\": \"Is Smart EQ electric insurance different?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. The Smart EQ (2017) is 100% electric. The expensive battery to replace ($15,000 - $20,000) can increase the premium by 15% to 25%. Some insurers exclude the battery \u2014 read your contract carefully. Assur360 checks battery coverage for you.\"}}, {\"@type\": \"Question\", \"name\": \"Are Smart ForTwos safe despite their size?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, thanks to the <em>Tridion safety cell. IIHS tests rate the ForTwo acceptable in frontal collisions. However, in an accident with an SUV, occupant damage can be significant. A minimum liability insurance of $2 million is strongly recommended.\"}}, {\"@type\": \"Question\", \"name\": \"Can I get substandard insurance for my Smart if I have a bad record?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Assur360 works with insurers specialized in <a href=\\\"\/assurance-auto-sous-standard\/\\\">substandard auto insurance that accept drivers with demerit points, recent accidents, suspensions, DUI, or criminal records. Your Smart remains insurable even if a standard insurer refuses. The price is higher but coverage is guaranteed.\"}}, {\"@type\": \"Question\", \"name\": \"What protections are included in Smart auto insurance in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Liability insurance (minimum $1 million, recommended $2 million) is mandatory. Optional coverages include: collision (chapter B2), comprehensive (B1) which also covers theft and vandalism, replacement value for a recent Smart, roadside assistance, rental vehicle, and protection against collisions with animals. Your Assur360 broker tailors the coverage to your model.\"}}, {\"@type\": \"Question\", \"name\": \"What discounts are available for Smart insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Common discounts include: loyalty (3 years and more), multi-product (auto + home), safe vehicle, experienced driver, low mileage (less than 15,000 km\/year), approved anti-theft system, telematics (connected driving). These combined discounts can reduce your premium by 15% to 35%.\"}}, {\"@type\": \"Question\", \"name\": \"How long does it take to get a quote for a Smart at Assur360?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Less than 3 minutes online. You fill out the form with basic information (model, year, postal code, record). Our brokers then compare over 9 insurers and call you back with the best offers within the day. Free, no obligation, and no impact on your credit record.\"}}, {\"@type\": \"Question\", \"name\": \"Is Assur360 certified to sell Smart insurance in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Assur360 is a property and casualty insurance firm registered with the <\/a><a href=\\\"https:\/\/lautorite.qc.ca\/\\\" rel=\\\"nofollow noopener\\\" target=\\\"_blank\\\">Autorit\u00e9 des march\u00e9s financiers (AMF) and our brokers are members of the <\/a><a href=\\\"https:\/\/chad.ca\/\\\" rel=\\\"nofollow noopener\\\" target=\\\"_blank\\\">Chamber of Insurance. You are protected by the Financial Services Compensation Fund.\"}}]}<\/a><\/em><\/a><\/script> \n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-articles\"><\/span>Related articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\"><a href=\"\/assurance-auto-mini\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Mini auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Another trendy microcar: Cooper, Countryman.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto-mercedes-benz\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Mercedes-Benz auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Parent brand of Smart \u2014 sedans and luxury SUVs.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Quebec auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">All protections for your vehicle explained simply.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Substandard auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Bad record? Guaranteed solutions at Assur360.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto-kia\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Kia auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Compare prices for Forte, Sorento, Sportage, EV6.<\/p><\/a><a href=\"https:\/\/www.assur360.ca\/assurance-auto-lexus\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Lexus auto insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Japanese luxury: RX, NX, IS, ES.<\/p><\/a><\/div>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>Member of the Insurance Chamber<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+ submissions<\/strong> processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>9+ insurers<\/strong> compared<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> broker<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100% Quebec<\/strong> service<\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Insure your Smart with the best price in Quebec<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">9+ insurers compared. Quote in 3 minutes. No commitment. Call us at <strong style=\"color:#ffffff;\">1-866-357-4451<\/strong>.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-auto-rapide-en-ligne\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get my quote in 3 min<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">Call a broker<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/assur360.ca\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\/\/assur360.ca\/assurance-auto\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Smart Auto Insurance\",\"item\":\"https:\/\/assur360.ca\/assurance-auto-smart\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>2026 Smart Quebec Car Insurance: ForTwo, ForFour and Smart EQ Do you drive a Smart in Quebec? 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