{"id":50755,"date":"2026-04-16T14:21:39","date_gmt":"2026-04-16T18:21:39","guid":{"rendered":"https:\/\/www.assur360.ca\/northbridge-insurance-online-quote\/"},"modified":"2026-04-19T22:43:38","modified_gmt":"2026-04-20T02:43:38","slug":"northbridge-insurance-online-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/northbridge-insurance-online-quote\/","title":{"rendered":"Northbridge Insurance: Online Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"InsuranceAgency\",\n  \"name\":\"Assur360\",\n  \"url\":\"https:\/\/www.assur360.ca\/\",\n  \"logo\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\n  \"description\":\"Comparateur d'assurance #1 au Qu\u00e9bec. Courtiers certifi\u00e9s AMF comparant Northbridge et 9+ assureurs.\",\n  \"telephone\":\"+1-866-357-4451\",\n  \"address\":{\"@type\":\"PostalAddress\",\"addressLocality\":\"Thetford Mines\",\"addressRegion\":\"QC\",\"addressCountry\":\"CA\"},\n  \"areaServed\":{\"@type\":\"Place\",\"name\":\"Qu\u00e9bec, Canada\"},\n  \"hasOfferCatalog\":{\"@type\":\"OfferCatalog\",\"name\":\"Assurances\",\"itemListElement\":[\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance entreprise Northbridge\"}},\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance auto commerciale Northbridge\"}},\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance responsabilit\u00e9 civile Northbridge\"}}\n  ]}\n}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 50%,#0d2d2d 100%);padding:64px 24px 56px;text-align:center;border-radius:0 0 20px 20px;margin-bottom:0;position:relative;overflow:hidden;\">\n  <div style=\"position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(16,196,199,0.08) 0%,transparent 70%);border-radius:50%;\"><\/div>\n  <div style=\"position:absolute;bottom:-60px;left:-60px;width:250px;height:250px;background:radial-gradient(circle,rgba(16,196,199,0.05) 0%,transparent 70%);border-radius:50%;\"><\/div>\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;position:relative;\">COMPLETE GUIDE 2026<\/p>\n  <h2 style=\"color:#ffffff;font-size:36px;font-weight:800;margin:0 0 16px;line-height:1.25;position:relative;\"><span class=\"ez-toc-section\" id=\"Northbridge-Insurance-in-Quebec-Reviews-Prices-and-Quote\"><\/span>Northbridge Insurance in Quebec:<br \/>Reviews, Prices and Quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:17px;margin:0 auto 32px;max-width:680px;line-height:1.7;position:relative;\">A subsidiary of <strong style=\"color:#ffffff;\">Fairfax Financial Holdings<\/strong>, Northbridge is a <strong style=\"color:#ffffff;\">leader in commercial insurance<\/strong> in Canada. Discover its company coverage, compare its 2026 rates and get your free quote. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;position:relative;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;transition:transform .2s;\">Compare prices now<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid rgba(255,255,255,0.3);transition:border-color .2s;\">\ud83d\udcde 1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:-28px 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;box-shadow:0 4px 24px rgba(0,0,0,0.06);position:relative;z-index:2;background:#fff;\">\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">20+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Years of experience<\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">A<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">A.M. Best Rating <\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">300K+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insured companies<\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\"><strong>Northbridge Insurance<\/strong> is one of Canada&#8217;s largest commercial insurers, specializing in <strong>commercial and commercial vehicle fleets<\/strong>. A subsidiary of Fairfax Financial Holdings, a global insurance conglomerate, Northbridge offers tailored solutions for small and medium-sized businesses and large enterprises. In Quebec, its products are distributed by <strong>independent insurance brokers certified by AMF<\/strong>. At <strong>Assur360<\/strong>, our brokers compare Northbridge with 9+ insurers to find you the perfect coverage at the best price.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-is-Northbridge-Portrait-of-the-insurer\"><\/span>Who is Northbridge? Portrait of the insurer <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge Insurance was founded in <strong>2003<\/strong> as Northbridge Financial Corporation, bringing together several established Canadian insurers. It is part of <strong>the Fairfax Financial Holdings<\/strong> group, led by Prem Watsa, one of the world&#8217;s largest insurance conglomerates.  The rating company  <strong>A.M. Best <\/strong>  gives it <strong>an A (Excellent)<\/strong> rating for its financial strength.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe2<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Sales Specialist<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Unlike general insurers, Northbridge focuses on <strong>commercial and industrial insurance<\/strong>. This specialization allows them to better understand the risks of companies. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Financial Strength A (Excellent)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Rated by  <strong>A.M. Best <\/strong>, the world reference in insurance. This rating ensures that Northbridge honours its commitments during claims, even major losses. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf10<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Fairfax Financial Group<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Subsidiary of a global conglomerate with more than <strong>$30 billion<\/strong> in annual bonuses. This membership offers an exceptional financial capacity to cover major risks. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\udd1d<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Distribution by Brokers<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Northbridge <strong>sells exclusively through independent brokers<\/strong>. You benefit from impartial advice and comparison with other commercial insurers. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Northbridge-Insurance-Products-in-Quebec\"><\/span>Northbridge Insurance Products in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge offers a full range of commercial auto, commercial property, liability and specialty risk insurance. Here are the details of each product line. <\/p>\n\n<h3 class=\"wp-block-heading\">\ud83d\ude9b Northbridge Commercial Auto Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge is recognized as one of <strong>Canada&#8217;s leading commercial fleet insurance companies<\/strong> . Whether you have a single utility vehicle or a fleet of heavy-duty trucks, Northbridge has coverage tailored to your industry. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Fleet of vehicles<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Coverage for fleets of 5 to 500+ vehicles. Pricing based on your company&#8217;s claims experience. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Trucking  Transportation<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Insurance for heavy trucks, semi-trailers, long-distance road transport and local delivery.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Specialized vehicles<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Heavy equipment, mobile machinery, construction and road maintenance vehicles.<\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">\ud83c\udfd7\ufe0f Northbridge Commercial Property Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge protects your <strong>company&#8217;s buildings, equipment, and inventories<\/strong> from damage, theft, and business interruption. Tailor-made covers are available for each industrial sector. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Property  Building<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Coverage for commercial buildings, warehouses, offices, equipment and inventory.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Business interruption<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Protects your revenue if a disaster forces a temporary halt to your business operations.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Equipment breakdown<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Covers the repair or replacement of machinery, electrical systems and essential equipment.<\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">\u2696\ufe0f Northbridge Liability Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Protect your business from <strong>third-party claims<\/strong> with Northbridge&#8217;s liability coverages. Solutions tailored to the specific risks of your industry. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">General RC<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Protection against bodily injury and property damage caused to third parties in the course of your activities.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Professional liability (EO)<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Covers errors, omissions, and malpractice that can result in financial loss to your customers.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Commercial umbrella<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Additional limit beyond your basic coverage. Essential for high-risk businesses. <\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">\ud83d\udd27 Northbridge Specialty Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge offers specialized solutions for sectors requiring custom coverage:<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd7\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Construction  contractors<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Comprehensive coverage for <strong>general and specialized contractors<\/strong> : construction sites, equipment, product liability, surety bonds. Northbridge is a major player in this sector in Quebec. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfed<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Manufacturing  Industry<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Solutions for <strong>manufacturers and factories<\/strong> : industrial goods, loss of revenue, product liability, product recall and accidental pollution.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfea<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Trade  services<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Packages adapted for <strong>retail businesses, restaurants, hotels<\/strong> and service companies. Protection of property, liability and business interruption. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9c<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Agriculture  Agri-Food<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Commercial <strong>farm coverages<\/strong> : farm buildings, machinery, livestock, agricultural products, and farm liability.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Northbridge-Rates-2026-%E2%80%94-Quebec-Estimates\"><\/span>Northbridge Rates 2026 \u2014 Quebec Estimates<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Here are the indicative price ranges for Northbridge&#8217;s top products in Quebec in 2026. Rates vary greatly depending on the size of your business, your industry, and your claims history. <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Product<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Covers included<\/th>\n        <th style=\"padding:14px 16px;text-align:center;border:none;\">Estimated premium \/ year<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Factors of variation<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\ude9b Commercial<\/td>\n Auto<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Liability + collision + all-risk fleet<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$2,500 \u2013 $8,000+<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Fleet size, vehicle type, claims<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfd7\ufe0f Commercial<\/td>\n Properties<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Building + content + operating<\/td>\n loss<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$1,500 \u2013 $5,000+<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Value, location, industry<\/td>                        \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\u2696\ufe0f General<\/td>\n RC<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Bodily injury + property damage to third parties<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$800 \u2013 $3,000+<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Revenue, risks, employees<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\udd27 Contractors<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Construction site + equipment + product<\/td>\n liability<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$1,800 \u2013 $6,000+<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Type of work, turnover, subcontracting<\/td>                        \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfed Manufacturing<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Property + Proceeds Liability + Income<\/td>\n Loss<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$2,000 \u2013 $10,000+<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Materials, processes, production value<\/td>                        \n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates for 2026 in Quebec. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Get your exact price<\/a> with our AMF-certified brokers. Commercial bonuses vary considerably depending on the profile of the company. <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Expert Tip \u2014 Save on Your Business Insurance<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Northbridge rewards companies with a <strong style=\"color:#ffffff;\">good claims record<\/strong>. A history of 3 to 5 years without a major claim can earn you significant discounts. In addition, bundling your coverage (car + property + liability) with the same insurer allows you to obtain a <strong style=\"color:#ffffff;\">combined discount of 10 to 20%.<\/strong> Our Assur360 brokers negotiate these benefits for you.   <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-a-Northbridge-quote-in-Quebec\"><\/span>How to get a Northbridge quote in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge sells exclusively through brokers. Use <strong>Assur360<\/strong> to compare Northbridge with 9+ commercial insurers in one request. <\/p>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">Describe your business in 3 minutes<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Indicate your industry, number of employees, vehicles, and desired coverage. One form to compare all commercial insurers. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">A commercial specialist broker contacts you<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your application is entrusted to an AMF-certified broker specializing in commercial insurance. It analyzes your risks and compares the offers of several insurers. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">Receive your quotes and choose<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Compare prices and coverage from Northbridge and other insurers side-by-side. No obligation \u2014 you choose the most advantageous offer for your business. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Northbridge vs. the Competition \u2014 Find the Best Price<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Our AMF-certified brokers compare Northbridge with 9+ insurers to find the best business coverage at the best price.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get my free quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros-and-Cons-of-Northbridge\"><\/span>Pros and Cons of Northbridge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">To help you make an informed choice, here is an objective analysis of Northbridge&#8217;s strengths and weaknesses in 2026.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f0fdfa;border:1px solid #10b981;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">\u2705 Benefits<\/h3>\n    <ul style=\"list-style:none;padding:0;margin:0;\">\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Business Specialist<\/strong> \u2014 in-depth expertise in enterprise risks<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>A (Excellent) A.M<\/strong> . Best rating \u2014 proven financial strength <\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Fairfax Group<\/strong> \u2014 financial capacity for major claims<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Fleet expertise \u2014 Canada&#8217;s<\/strong> leading commercial auto company<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Tailor-made solutions<\/strong> by industry sector<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Prevention team<\/strong> \u2014 risk management advice included<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#fef2f2;border:1px solid #ef4444;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">\u26a0\ufe0f Points to consider<\/h3>\n    <ul style=\"list-style:none;padding:0;margin:0;\">\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>No personal insurance<\/strong> \u2014 commercial only<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Mandatory use of brokers<\/strong> \u2014 no direct online purchases<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Premiums may be higher<\/strong> than generalists for small businesses<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Detailed underwriting process<\/strong> \u2014 more information required<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Less known to the general public<\/strong> \u2014 B2B-oriented brand<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6-Ways-to-Reduce-Your-Northbridge-Premium\"><\/span>6 Ways to Reduce Your Northbridge Premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcb0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Group your covers<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Car + Goods + Liability at Northbridge = combined discount of <strong>10-20%.<\/strong> The more you bundle, the more you save. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Prevention Program<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Northbridge offers <strong>discounts to companies<\/strong> that implement loss prevention and workplace safety programs.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfc6<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Good claims record<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">3 to 5 years without a major claim = experience discount that accumulates <strong>year after year<\/strong>.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd12<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Security systems<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Alarms, surveillance cameras, sprinklers, detectors \u2014 each device can <strong>reduce your commercial premium<\/strong> .<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Compare to renewal<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Prices change! Use <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Assur360<\/a> every year to ensure the <strong>best commercial rate<\/strong>. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Higher deductible<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Increasing your deductible from $1,000 to $2,500 or $5,000 can reduce your premium by <strong>15 to 25 per cent<\/strong>. Effective strategy for well-capitalized companies. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Northbridge-in-Quebec-%E2%80%94-Availability-by-Region\"><\/span>Northbridge in Quebec \u2014 Availability by Region<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Northbridge serves all of Quebec through its network of independent brokers. Businesses in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>Thetford Mines<\/strong> can get a quote through <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Assur360<\/a>. Northbridge is particularly present in the industrial corridors of <strong>Mont\u00e9r\u00e9gie<\/strong>, <strong>Beauce<\/strong>, <strong>Centre-du-Qu\u00e9bec<\/strong> and <strong>Estrie<\/strong>. No matter where you are in Quebec, an AMF-certified broker can compare Northbridge with other commercial insurers for your business.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-and-Guides\"><\/span>Related Articles and Guides<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83c\udfe2 Business Insurance Guide 2026<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Everything you need to know about business insurance in Quebec: prices, coverage, tips for saving.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/trucking-insurance-2\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83d\ude9b 2026 Trucking Insurance Guide<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Coverage for truck fleets, road transport and heavy vehicles in Quebec.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83d\udcca Insurance Comparator<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Compare auto, home, business and recreational in one free application.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83e\udd1d Why an insurance broker?<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">The benefits of using an independent broker for your commercial insurance.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-about-Northbridge\"><\/span>Frequently Asked Questions about Northbridge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Northbridge a good insurance company in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, Northbridge is one of Canada&#8217;s largest commercial insurers with an A.M. Best A (Excellent) rating. A subsidiary of the Fairfax Financial group, it benefits from exceptional financial capacity. It is particularly recommended for companies with fleet, commercial property and liability insurance needs. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Compare with other insurers<\/a> through a broker to get the best price.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Northbridge offer personal insurance (auto, home)?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No, Northbridge specializes exclusively in <strong>commercial and industrial insurance<\/strong>. For car or personal home insurance, our Assur360 brokers have access to 9+ insurers including Wawanesa, Intact, Aviva and Promutuel. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Fill out our form<\/a> to get the best personal offers. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does Northbridge business insurance cost in 2026?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Northbridge sales rewards vary greatly depending on your business. For information in Quebec: <strong>commercial car $2,500 to $8,000+<\/strong>, commercial property $1,500 to $5,000+, general RCA $800 to $3,000+. The main factors are the size of your business, your industry, and your claims history. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Get your exact rate here<\/a>.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I get a Northbridge quote in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Northbridge doesn&#8217;t sell directly \u2014 you have to go through an insurance broker. With <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Assur360<\/a>, fill out a single form and an AMF-certified broker specializing in commercial insurance will compare Northbridge with other insurers to find the best value for money. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is Fairfax Financial Holdings?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Fairfax Financial Holdings is a <strong>Canadian insurance and reinsurance conglomerate<\/strong> founded in 1985 by Prem Watsa, sometimes referred to as the &#8220;Canadian Warren Buffett.&#8221; With more than $30 billion in annual gross premiums, Fairfax is one of the largest insurance groups in the world. Northbridge is its largest Canadian commercial insurance subsidiary.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What industry sectors does Northbridge insure?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Northbridge insures a wide range of sectors: <strong>construction and contractors<\/strong>, manufacturing and industrial, transportation and trucking, retail, restaurants and hospitality, commercial real estate, professional services and commercial agriculture. Each sector benefits from coverage adapted to its specific risks. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I make a claim at Northbridge?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">In the event of a claim, contact your insurance broker first or call Northbridge directly at <strong>1-844-678-4243<\/strong>. Document damage with photos and reports, and keep receipts for urgent expenses. Northbridge has a dedicated commercial claims team that will treat your case with priority.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Northbridge offer heavy truck insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, Northbridge is one of <strong>Canada&#8217;s leading fleet and trucking insurance companies<\/strong> . It covers heavy trucks, semi-trailers, delivery vehicles, long-haul transport and heavy equipment. Premiums are calculated based on your company&#8217;s claims experience, the size of your fleet and the goods transported.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between Northbridge and a general insurer?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Northbridge specializes <strong>only in commercial insurance<\/strong>, unlike generalists (Intact, Wawanesa) who also offer staff. The advantage: in-depth expertise in business risks, more suitable coverage and a dedicated prevention team. The disadvantage: it is not possible to combine your personal insurance with the sales representative with the same insurer.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Assur360 represent Northbridge directly?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Our AMF-certified broker partners have access to <strong>9+ insurers<\/strong> including companies with similar commercial products to Northbridge. By filling out a single <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">quote request<\/a>, you receive the best offers available for your company profile. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"FAQPage\",\n  \"mainEntity\":[\n    {\"@type\":\"Question\",\"name\":\"Northbridge est-elle une bonne compagnie d'assurance au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, Northbridge est l'un des plus importants assureurs commerciaux au Canada avec une cote A (Excellent) d'A.M. Best. Filiale du groupe Fairfax Financial, elle b\u00e9n\u00e9ficie d'une capacit\u00e9 financi\u00e8re exceptionnelle pour couvrir les grands sinistres commerciaux.\"}},\n    {\"@type\":\"Question\",\"name\":\"Northbridge offre-t-elle de l'assurance personnelle ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non, Northbridge se sp\u00e9cialise exclusivement en assurance commerciale et industrielle. Pour l'assurance auto ou habitation personnelle, passez par un courtier Assur360 qui compare 9+ assureurs personnels.\"}},\n    {\"@type\":\"Question\",\"name\":\"Combien co\u00fbte l'assurance commerciale Northbridge en 2026 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les primes varient selon l'entreprise. Auto commerciale : 2 500 $ \u00e0 8 000 $+, biens commerciaux : 1 500 $ \u00e0 5 000 $+, RC g\u00e9n\u00e9rale : 800 $ \u00e0 3 000 $+. Les facteurs principaux sont la taille de l'entreprise, le secteur et l'historique de sinistres.\"}},\n    {\"@type\":\"Question\",\"name\":\"Comment obtenir une soumission Northbridge au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Northbridge ne vend pas directement. Avec Assur360, remplissez un seul formulaire et un courtier certifi\u00e9 AMF comparera Northbridge avec d'autres assureurs commerciaux pour trouver le meilleur prix.\"}},\n    {\"@type\":\"Question\",\"name\":\"Qu'est-ce que Fairfax Financial Holdings ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fairfax Financial Holdings est un conglom\u00e9rat canadien d'assurance fond\u00e9 en 1985 par Prem Watsa. Avec plus de 30 milliards $ en primes brutes annuelles, c'est l'un des plus grands groupes d'assurance au monde. Northbridge est sa principale filiale canadienne.\"}},\n    {\"@type\":\"Question\",\"name\":\"Quels secteurs d'industrie Northbridge assure-t-elle ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Northbridge assure la construction, fabrication, transport, commerce de d\u00e9tail, restaurants, immobilier commercial, services professionnels et agriculture commerciale. Chaque secteur b\u00e9n\u00e9ficie de couvertures adapt\u00e9es.\"}},\n    {\"@type\":\"Question\",\"name\":\"Comment faire une r\u00e9clamation chez Northbridge ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contactez votre courtier ou appelez Northbridge au 1-844-678-4243. Documentez les dommages avec photos et rapports. L'\u00e9quipe de r\u00e9clamations sp\u00e9cialis\u00e9e en sinistres commerciaux traitera votre dossier.\"}},\n    {\"@type\":\"Question\",\"name\":\"Northbridge offre-t-elle de l'assurance pour les camions lourds ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, Northbridge est un leader en assurance de flottes et camionnage au Canada. Elle couvre camions lourds, semi-remorques, transport longue distance et \u00e9quipement lourd.\"}},\n    {\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre Northbridge et un assureur g\u00e9n\u00e9raliste ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Northbridge se sp\u00e9cialise uniquement en assurance commerciale, contrairement aux g\u00e9n\u00e9ralistes qui offrent aussi du personnel. 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Une seule demande suffit pour recevoir les meilleures offres.\"}}\n  ]\n}\n<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm (No. 3003429353)<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>ChAD<\/strong> Member (Insurance Chamber)<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+<\/strong> submissions processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 partner firms<\/strong> in Quebec<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>9+ insurers<\/strong> compared for you<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Independent and <strong> impartial brokers<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:48px 24px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Compare Northbridge with 9+ insurers<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;max-width:600px;display:inline-block;\">One form. An AMF-certified broker specializing in commercial. The best covers at the best price.  <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"BreadcrumbList\",\n  \"itemListElement\":[\n    {\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n    {\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assureurs\",\"item\":\"https:\/\/www.assur360.ca\/comparateur\/\"},\n    {\"@type\":\"ListItem\",\"position\":3,\"name\":\"Northbridge Assurance\",\"item\":\"https:\/\/www.assur360.ca\/northbridge\/\"}\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>COMPLETE GUIDE 2026 Northbridge Insurance in Quebec:Reviews, Prices and Quote A subsidiary of Fairfax Financial Holdings, Northbridge is a leader in commercial [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":52613,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Northbridge Insurance 2026: Reviews, Pricing  Quotes | Assur360","_seopress_titles_desc":"Compare Northbridge Insurance with 30+ commercial insurers in Quebec. 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