{"id":44064,"date":"2026-04-04T16:09:23","date_gmt":"2026-04-04T20:09:23","guid":{"rendered":"https:\/\/www.assur360.ca\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/"},"modified":"2026-06-26T02:49:47","modified_gmt":"2026-06-26T06:49:47","slug":"cyber-insurance-for-businesses-in-quebec-protect-your-data-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/","title":{"rendered":"Cyber Insurance for Businesses in Quebec \u2014 Protect Your Data 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Cyber Insurance for Businesses\", \"description\": \"Cyber insurance for Quebec SMEs: ransomware, data leaks, Bill 25. Starting at $1,200\/year. Free quote in 2 minutes. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-cyber-entreprise-quebec\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Quebec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">CYBER RISKS<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Cyber-Insurance-for-Businesses-in-Quebec\"><\/span>Cyber Insurance for Businesses in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Ransomware, data leaks, electronic fraud, interruptions: <strong>protect your business with tailor-made cyber insurance<\/strong>. Law 25 compliant, 24\/7 intervention team. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $1,200<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual SME premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">24\/7<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Cyber Emergency Team<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Bill 25<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compliant<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">Since the coming into force of <strong>Bill 25 respecting the protection of personal information<\/strong>, any Quebec company that processes customer data is required to notify incidents, designate an information protection officer and implement adequate security measures. Cyber insurance covers the costs of investigation, notification, ransom (where permitted), business interruption, data reconstitution and <strong>administrative fines of up to $25 million or 4% of global revenue<\/strong>. <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/cyber-entreprise-quebec.jpg\" alt=\"Server Room Corporate Cybersecurity \u2014 Assur360\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Cyber-insurance-for-Quebec-SMEs\"><\/span>Cyber insurance for Quebec SMEs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\"><strong>60% of Quebec SMEs<\/strong> targeted by a cyberattack close within 6 months (CFIB 2025). Cyber insurance has become as essential as fire insurance for any company that deals with customer data. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Underwriting requirements:<\/strong> Insurers now require <strong>multi-factor authentication (MFA),<\/strong> tested offline backups, and documented incident response plans. Without these controls, systematic refusal. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-does-cyber-business-insurance-cover\"><\/span>What does cyber business insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Ransomware<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Ransom negotiation and payment fees (where legally permitted), data restoration, system restoration.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Data Leakage<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Investigation costs, notification to data subjects, credit monitoring, public relations, legal fees.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Business interruption<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Loss of revenue during system shutdown, additional costs to restore activity.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Wire fraud<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Fraudulent transfers, identity theft of directors, social engineering, erroneous transfer of funds.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Civil liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Lawsuits by customers or partners following a leak of their confidential data.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Bill 25 Fines<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Coverage of costs related to CAI investigations and, where insurable, administrative fines.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">Cyber insurers today require <strong>minimum security measures<\/strong> to provide coverage: multi-factor authentication (MFA) on all accounts, tested offline backups, antivirus\/EDR, anti-phishing training. A company that does not meet these requirements is denied coverage or pays an additional premium of 30 to 50%. Before bidding, have your posture validated with an Assur360 broker.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What is cyber insurance for a company?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is a policy that covers financial losses caused by a computer incident: ransomware, data leaks, wire fraud, system interruption, invasion of customer privacy. It usually includes a 24\/7 response team with cybersecurity experts, specialized lawyers and public relations firms. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does cyber insurance cost in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For a Quebec SME (less than $10 million in sales): between $1,200 and $5,000 per year for a limit of $1 million. The price depends on the sector (health, finance, IT are more expensive), the volume of personal data processed and the maturity of the cybersecurity measures in place. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does Bill 25 make cyber insurance mandatory?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is not strictly mandatory, but Bill 25 imposes notification obligations and increased liability. Fines can reach $25 million or 4% of global turnover. In addition, many B2B contractors and contracts now require proof of cyber insurance.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Is my cloud backup protecting me?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No \u2014 a backup, even a cloud backup, can be encrypted by ransomware if it remains accessible from your network. Insurers require <strong>offline or immutable<\/strong> backups, tested regularly, to provide ransomware coverage. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What to do in the event of a cyber attack?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Contact your insurer&#8217;s emergency line (included in the policy) immediately. Don&#8217;t pay any ransom without permission. Disconnect affected systems without shutting down (to preserve evidence). Keep logs, emails, screenshots. The intervention team will take over in less than 4 hours.    <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does coverage include Bill 25 fines?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, within the prescribed limits, when these fines are insurable according to Quebec jurisprudence. Please note: some administrative fines of a <strong>punitive<\/strong> nature cannot be legally ensured. Your broker will explain exactly what your policy covers.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Do my IT vendors need cyber insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 if a supplier suffers an incident and exposes your data, it&#8217;s your responsibility to your customers. Ask for a cyber insurance certificate <strong>before signing<\/strong>. Visit our <a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\">IT Assurance<\/a> page for vendor requirements.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What cybersecurity measures do insurers require?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Multi-factor authentication (MFA) on all admin and VPN accounts, tested offline backups, antivirus\/EDR on all workstations, patches applied monthly, anti-phishing training, documented incident response plan. A cyber questionnaire of 40 to 100 questions should be completed with the help of your IT team. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My company is small (less than 5 employees), do I really need cyber insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 SMBs are now the <strong>preferred targets<\/strong> of attackers (less protected). A ransomware attack costs an average of $85,000 in direct costs for a micro-business, not including the loss of customers. Specific policies are available as low as $50 per month for very small businesses.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cyber-insurance-everywhere-in-Quebec\"><\/span>Cyber insurance everywhere in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. Whether you are an accounting firm in Laval, a retailer in Quebec City or a medical firm in Sherbrooke, our AMF-certified brokers know the risks of your sector and the requirements of Bill 25. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT  SaaS Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-responsabilite-professionnelle\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Professional Liability Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">General Contractor Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-entreprise\/assurance-cybersecurite\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cybersecurity firm insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cai.gouv.qc.ca\/loi-25\/\" rel=\"nofollow noopener\" target=\"_blank\">Bill 25 \u2014 Commission d&#8217;acc\u00e8s \u00e0 l&#8217;information<\/a><\/li>\n<li><a href=\"https:\/\/www.cyber.gc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Centre for Cyber Security<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers \u2014 Insurance<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Chamber of Insurance<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is cyber insurance for a business?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It is a policy that covers financial losses caused by a cyber incident: ransomware, data breaches, electronic fraud, system outages, and customer privacy violations. 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Additionally, many clients and B2B contracts now require proof of cyber insurance.\"}}, {\"@type\": \"Question\", \"name\": \"Does my cloud backup protect me?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No \u2014 a backup, even in the cloud, can be encrypted by ransomware if it remains accessible from your network. Insurers require <strong>offline or immutable backups, regularly tested, to provide ransomware coverage.\"}}, {\"@type\": \"Question\", \"name\": \"What should I do in the event of a cyber attack?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Immediately contact your insurer's emergency hotline (included in the policy). Do not pay any ransom without authorization. Disconnect the affected systems without shutting them down (to preserve evidence). Keep logs, emails, and screenshots. The response team will take over in less than 4 hours.\"}}, {\"@type\": \"Question\", \"name\": \"Does the coverage include fines from Bill 25?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, within the specified limits, when these fines are insurable under Quebec case law. Note: some administrative fines of a <\/strong><strong>punitive nature cannot legally be insured. Your insurance broker will explain exactly what your policy covers.\"}}, {\"@type\": \"Question\", \"name\": \"Do my IT suppliers need cyber insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 if a supplier experiences an incident and exposes your data, it is your responsibility to your clients. Require a certificate of cyber insurance <\/strong><strong>before signing. Check our page on <a href=\\\"\/assurance-technologies-de-linformation\/\\\">IT insurance for requirements for suppliers.\"}}, {\"@type\": \"Question\", \"name\": \"What cybersecurity measures do insurers require?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Multi-factor authentication (MFA) on all admin accounts and VPNs, tested offline backups, antivirus\/EDR on all workstations, monthly patches applied, anti-phishing training, documented incident response plan. A cyber questionnaire of 40 to 100 questions must be completed with the help of your IT team.\"}}, {\"@type\": \"Question\", \"name\": \"My business is small (fewer than 5 employees), do I really need cyber insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 SMEs are now the <strong>preferred targets of attackers (less protected). A ransomware attack costs an average of $85,000 in direct expenses for a micro-business, not to mention the loss of clients. Specific policies are available starting at $50 per month for very small businesses.\"}}]}\n<!-- wpml:html_fragment <\/strong><\/a><\/strong><\/script>  --\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Business Insurance\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Cyber Insurance for Business\", \"item\": \"https:\/\/www.assur360.ca\/assurance-cyber-entreprise-quebec\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CYBER RISKS Cyber Insurance for Businesses in Quebec Ransomware, data leaks, electronic fraud, interruptions: protect your business with tailor-made cyber insurance. 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