{"id":44064,"date":"2026-04-04T16:09:23","date_gmt":"2026-04-04T20:09:23","guid":{"rendered":"https:\/\/www.assur360.ca\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/"},"modified":"2026-04-20T15:12:13","modified_gmt":"2026-04-20T19:12:13","slug":"cyber-insurance-for-businesses-in-quebec-protect-your-data-2026","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/","title":{"rendered":"Cyber Insurance for Businesses in Quebec \u2014 Protect Your Data 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Assurance cyber entreprise\", \"description\": \"Assurance cyber pour PME qu\u00e9b\u00e9coises : ran\u00e7ongiciel, fuite de donn\u00e9es, Loi 25. D\u00e8s 1 200 $\/an. Soumission gratuite en 2 minutes. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-cyber-entreprise-quebec\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">CYBER RISKS<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Cyber-Insurance-for-Businesses-in-Quebec\"><\/span>Cyber Insurance for Businesses in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Ransomware, data leaks, electronic fraud, interruptions: <strong>protect your business with tailor-made cyber insurance<\/strong>. Law 25 compliant, 24\/7 intervention team. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $1,200<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual SME premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">24\/7<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Cyber Emergency Team<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Bill 25<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compliant<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p>Since the coming into force of <strong>Bill 25 respecting the protection of personal information<\/strong>, any Quebec company that processes customer data is required to notify incidents, designate an information protection officer and implement adequate security measures. Cyber insurance covers the costs of investigation, notification, ransom (where permitted), business interruption, data reconstitution and <strong>administrative fines of up to $25 million or 4% of global revenue<\/strong>. <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/cyber-entreprise-quebec.jpg\" alt=\"Server Room  Corporate Cybersecurity \u2014 Assur360\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Cyber-insurance-for-Quebec-SMEs\"><\/span>Cyber insurance for Quebec SMEs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\"><strong>60% of Quebec SMEs<\/strong> targeted by a cyberattack close within 6 months (CFIB 2025). Cyber insurance has become as essential as fire insurance for any company that deals with customer data. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Underwriting requirements:<\/strong> Insurers now require <strong>multi-factor authentication (MFA),<\/strong> tested offline backups, and documented incident response plans. Without these controls, systematic refusal. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-does-cyber-business-insurance-cover\"><\/span>What does cyber business insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Ransomware<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Ransom negotiation and payment fees (where legally permitted), data restoration, system restoration.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Data Leakage<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Investigation costs, notification to data subjects, credit monitoring, public relations, legal fees.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Business interruption<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Loss of revenue during system shutdown, additional costs to restore activity.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Wire fraud<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Fraudulent transfers, identity theft of directors, social engineering, erroneous transfer of funds.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Civil liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Lawsuits by customers or partners following a leak of their confidential data.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Bill 25  Fines<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Coverage of costs related to CAI investigations and, where insurable, administrative fines.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">Cyber insurers today require <strong>minimum security measures<\/strong> to provide coverage: multi-factor authentication (MFA) on all accounts, tested offline backups, antivirus\/EDR, anti-phishing training. A company that does not meet these requirements is denied coverage or pays an additional premium of 30 to 50%. Before bidding, have your posture validated with an Assur360 broker.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What is cyber insurance for a company?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is a policy that covers financial losses caused by a computer incident: ransomware, data leaks, wire fraud, system interruption, invasion of customer privacy. It usually includes a 24\/7 response team with cybersecurity experts, specialized lawyers and public relations firms. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does cyber insurance cost in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For a Quebec SME (less than $10 million in sales): between $1,200 and $5,000 per year for a limit of $1 million. The price depends on the sector (health, finance, IT are more expensive), the volume of personal data processed and the maturity of the cybersecurity measures in place. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does Bill 25 make cyber insurance mandatory?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is not strictly mandatory, but Bill 25 imposes notification obligations and increased liability. Fines can reach $25 million or 4% of global turnover. In addition, many B2B contractors and contracts now require proof of cyber insurance.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Is my cloud backup protecting me?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No \u2014 a backup, even a cloud backup, can be encrypted by ransomware if it remains accessible from your network. Insurers require <strong>offline or immutable<\/strong> backups, tested regularly, to provide ransomware coverage. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What to do in the event of a cyber attack?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Contact your insurer&#8217;s emergency line (included in the policy) immediately. Don&#8217;t pay any ransom without permission. Disconnect affected systems without shutting down (to preserve evidence). Keep logs, emails, screenshots. The intervention team will take over in less than 4 hours.    <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does coverage include Bill 25 fines?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, within the prescribed limits, when these fines are insurable according to Quebec jurisprudence. Please note: some administrative fines of a <strong>punitive<\/strong> nature cannot be legally ensured. Your broker will explain exactly what your policy covers.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Do my IT vendors need cyber insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 if a supplier suffers an incident and exposes your data, it&#8217;s your responsibility to your customers. Ask for a cyber insurance certificate <strong>before signing<\/strong>. Visit our <a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\">IT Assurance<\/a> page for vendor requirements.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What cybersecurity measures do insurers require?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Multi-factor authentication (MFA) on all admin and VPN accounts, tested offline backups, antivirus\/EDR on all workstations, patches applied monthly, anti-phishing training, documented incident response plan. A cyber questionnaire of 40 to 100 questions should be completed with the help of your IT team. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My company is small (less than 5 employees), do I really need cyber insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 SMBs are now the <strong>preferred targets<\/strong> of attackers (less protected). A ransomware attack costs an average of $85,000 in direct costs for a micro-business, not including the loss of customers. Specific policies are available as low as $50 per month for very small businesses.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cyber-insurance-everywhere-in-Quebec\"><\/span>Cyber insurance everywhere in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. Whether you are an accounting firm in Laval, a retailer in Quebec City or a medical firm in Sherbrooke, our AMF-certified brokers know the risks of your sector and the requirements of Bill 25. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT  SaaS Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-responsabilite-professionnelle\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Professional Liability Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">General Contractor Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-cybersecurite\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cybersecurity firm insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cai.gouv.qc.ca\/loi-25\/\" rel=\"nofollow noopener\" target=\"_blank\">Bill 25 \u2014 Commission d&#8217;acc\u00e8s \u00e0 l&#8217;information<\/a><\/li>\n<li><a href=\"https:\/\/www.cyber.gc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Centre for Cyber Security<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers \u2014 Insurance<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Qu'est-ce que l'assurance cyber pour une entreprise ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"C'est une police qui couvre les pertes financi\u00e8res caus\u00e9es par un incident informatique : ran\u00e7ongiciel, fuite de donn\u00e9es, fraude \u00e9lectronique, interruption des syst\u00e8mes, atteinte \u00e0 la vie priv\u00e9e des clients. Elle inclut g\u00e9n\u00e9ralement une \u00e9quipe d'intervention 24\/7 avec experts en cybers\u00e9curit\u00e9, avocats sp\u00e9cialis\u00e9s et firmes de relations publiques.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance cyber au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour une PME qu\u00e9b\u00e9coise (moins de 10 M$ de chiffre d'affaires) : entre 1 200 $ et 5 000 $ par ann\u00e9e pour une limite de 1 M$. Le prix d\u00e9pend du secteur (sant\u00e9, finance, TI sont plus chers), du volume de donn\u00e9es personnelles trait\u00e9es et de la maturit\u00e9 des mesures de cybers\u00e9curit\u00e9 en place.\"}}, {\"@type\": \"Question\", \"name\": \"La Loi 25 rend-elle l'assurance cyber obligatoire ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Elle n'est pas strictement obligatoire, mais la Loi 25 impose des obligations de notification et une responsabilit\u00e9 accrue. Les amendes peuvent atteindre 25 M$ ou 4 % du CA mondial. De plus, de nombreux donneurs d'ordres et contrats B2B exigent d\u00e9sormais une preuve d'assurance cyber.\"}}, {\"@type\": \"Question\", \"name\": \"Ma sauvegarde infonuagique me prot\u00e8ge-t-elle ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Non \u2014 une sauvegarde, m\u00eame infonuagique, peut \u00eatre chiffr\u00e9e par un ran\u00e7ongiciel si elle reste accessible depuis votre r\u00e9seau. Les assureurs exigent des sauvegardes <strong>hors-ligne ou immuables, test\u00e9es r\u00e9guli\u00e8rement, pour offrir la couverture ran\u00e7ongiciel.\"}}, {\"@type\": \"Question\", \"name\": \"Que faire en cas d'attaque cyber ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Contactez imm\u00e9diatement la ligne d'urgence de votre assureur (incluse dans la police). Ne payez aucune ran\u00e7on sans autorisation. D\u00e9connectez les syst\u00e8mes affect\u00e9s sans \u00e9teindre (pour pr\u00e9server les preuves). Conservez logs, courriels, captures d'\u00e9cran. L'\u00e9quipe d'intervention prendra le relais en moins de 4 heures.\"}}, {\"@type\": \"Question\", \"name\": \"La couverture inclut-elle les amendes de la Loi 25 ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, dans les limites pr\u00e9vues, lorsque ces amendes sont assurables selon la jurisprudence qu\u00e9b\u00e9coise. Attention : certaines amendes administratives de nature <\/strong><strong>punitive ne peuvent l\u00e9galement \u00eatre assur\u00e9es. Votre courtier vous explique pr\u00e9cis\u00e9ment ce que votre police prend en charge.\"}}, {\"@type\": \"Question\", \"name\": \"Mes fournisseurs TI ont-ils besoin d'assurance cyber ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 si un fournisseur subit un incident et expose vos donn\u00e9es, c'est votre responsabilit\u00e9 envers vos clients. Exigez une attestation d'assurance cyber <\/strong><strong>avant de signer. Consultez notre page sur l'<a href=\\\"\/assurance-technologies-de-linformation\/\\\">assurance TI pour les exigences envers les fournisseurs.\"}}, {\"@type\": \"Question\", \"name\": \"Quelles mesures de cybers\u00e9curit\u00e9 les assureurs exigent-ils ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Authentification multifacteur (MFA) sur tous les comptes admin et VPN, sauvegardes hors-ligne test\u00e9es, antivirus\/EDR sur tous les postes, correctifs appliqu\u00e9s mensuellement, formation anti-hame\u00e7onnage, plan de r\u00e9ponse aux incidents document\u00e9. Un questionnaire cyber de 40 \u00e0 100 questions doit \u00eatre rempli avec l'aide de votre \u00e9quipe TI.\"}}, {\"@type\": \"Question\", \"name\": \"Mon entreprise est petite (moins de 5 employ\u00e9s), ai-je vraiment besoin d'assurance cyber ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 les PME sont aujourd'hui les <strong>cibles pr\u00e9f\u00e9r\u00e9es des attaquants (moins prot\u00e9g\u00e9es). Une attaque de ran\u00e7ongiciel co\u00fbte en moyenne 85 000 $ en frais directs pour une micro-entreprise, sans compter la perte de clients. Des polices sp\u00e9cifiques existent d\u00e8s 50 $ par mois pour les tr\u00e8s petites entreprises.\"}}]}\n<!-- wpml:html_fragment <\/strong><\/a><\/strong><\/script>  --\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance cyber entreprise\", \"item\": \"https:\/\/www.assur360.ca\/assurance-cyber-entreprise-quebec\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CYBER RISKS Cyber Insurance for Businesses in Quebec Ransomware, data leaks, electronic fraud, interruptions: protect your business with tailor-made cyber insurance. Law [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":46280,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cyber Business Insurance Quebec 2026 | Price & Quote","_seopress_titles_desc":"Cyber insurance for Quebec SMEs: ransomware, data leaks, Bill 25. Starting at $1,200\/year. 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