{"id":22167,"date":"2025-08-11T09:50:12","date_gmt":"2025-08-11T13:50:12","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/sailboat-insurance-montreal-compare\/"},"modified":"2026-05-22T00:33:30","modified_gmt":"2026-05-22T04:33:30","slug":"sailboat-insurance-montreal-compare","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/","title":{"rendered":"Sailboat Insurance Montreal 2026 \u2014 Metropolitan Area"},"content":{"rendered":"\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:60px 24px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Sailboat-Insurance-in-Montreal-and-Metropolitan-Area-%E2%80%94-2026\" >Sailboat Insurance in Montreal and Metropolitan Area \u2014 2026<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Why-choose-Assur360-in-Montreal\" >Why choose Assur360 in Montreal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Sailboat-Insurance-Montreal-St-Lawrence-Lake-St-Louis\" >Sailboat Insurance Montreal: St. Lawrence  Lake St. Louis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Covered-bodies-of-water-in-the-Montreal-area\" >Covered bodies of water in the Montreal area<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Local-Feature-to-Know\" >Local Feature to Know<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Marinas-and-Yacht-Clubs-We-Serve\" >Marinas and Yacht Clubs We Serve<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#How-to-get-your-boat-insurance-in-4-steps\" >How to get your boat insurance in 4 steps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Types-of-Boats-We-Insure-in-Montreal\" >Types of Boats We Insure in Montreal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Frequently-Asked-Questions-%E2%80%94-Boat-Insurance-in-Montreal\" >Frequently Asked Questions \u2014 Boat Insurance in Montreal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Why-Montreal-boaters-choose-Assur360\" >Why Montreal boaters choose Assur360<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Helpful-Resources\" >Helpful Resources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/sailboat-insurance-montreal-compare\/#Ready-to-insure-your-boat-in-Montreal\" >Ready to insure your boat in Montreal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"font-size:32px;line-height:1.2;margin:0 0 16px;color:#fff;\"><span class=\"ez-toc-section\" id=\"Sailboat-Insurance-in-Montreal-and-Metropolitan-Area-%E2%80%94-2026\"><\/span>Sailboat Insurance in Montreal and Metropolitan Area \u2014 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;line-height:1.6;color:#cbd5e1;margin:0 0 28px;\">Assur360 insures boaters in Montreal and the surrounding area. Compare with 20+ specialty insurers \u2014 save up to 25%. <\/p>\n    <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;margin-right:12px;\">Free \u2192<\/a>\n quote<a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;\">\u260e 1-866-357-4451<\/a>    \n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-in-Montreal\"><\/span>Why choose Assur360 in Montreal<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">Montreal is one of the largest sailing destinations in Canada. Sailboats from 20 to 50 feet (Beneteau, Jeanneau, Catalina, J-Boat, Hunter) sail on the river, lakes Saint-Louis and des Deux Montagnes. The sailing clubs of Pointe-Claire, Dorval, Longueuil, L&#8217;\u00cele-Perrot and Oka form the heart of the community.  <\/p>\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-voilier-montreal.jpg\" alt=\"Sailboat on the St. Lawrence River in Montreal \u2014 Assur360 insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Sailboat-Insurance-Montreal-St-Lawrence-Lake-St-Louis\"><\/span>Sailboat Insurance Montreal: St. Lawrence  Lake St. Louis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Montreal-based sailboats sail mainly on the <strong>St. Lawrence River and Lake St. Louis<\/strong>. The marinas of the Old Port, Pointe-Claire and Lachine concentrate the majority of boats. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Specificity: some insurers<\/strong> limit the navigation area. Check that your policy covers <strong>navigation to the Thousand Islands or Lake Champlain<\/strong> if you are planning outings out of the region. <\/p>\n  <\/div>\n<\/div>\n<p class=\"wp-block-paragraph\">Our <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF-certified<\/a> brokers know your region and its particularities. We compare more than 20 specialized marine insurers (Intact Marine, La Capitale, Beneva, Aviva, Northbridge, Marine Underwriters programs) to get the fairest premium \u2014 2026 regional average: <strong>$450 to $1,500\/year<\/strong> depending on the type of boat. <\/p>\n<section style=\"background:#0d1f2d;padding:32px 24px;border-radius:12px;margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;\">\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">20+<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Marine insurers compared<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">$2M<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Maximum CR<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">3 min<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Online Quote<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">25 %<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Average Economy<\/div><\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Covered-bodies-of-water-in-the-Montreal-area\"><\/span>Covered bodies of water in the Montreal area<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">Our policies cover all the following lakes and rivers: <strong>St. Lawrence River<\/strong> (Old Port, Verdun, Lachine), <strong>Lake Saint-Louis<\/strong>, <strong>Lake of Two Mountains<\/strong>, <strong>Rivi\u00e8re des Mille \u00celes<\/strong>, <strong>Rivi\u00e8re des Prairies<\/strong>, <strong>La Prairie Basin<\/strong>. All boats are eligible: pontoons, sailboats, fishing boats, yachts, inflatables, hydrojets, catamarans and tenders. <\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Local-Feature-to-Know\"><\/span>Local Feature to Know<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<aside style=\"background:#fff7ed;border:2px solid #f97316;border-radius:8px;padding:20px;margin:24px 0;\">\n  <strong style=\"color:#9a3412;\">i Specific to Montreal:<\/strong>\n  <span style=\"color:#7c2d12;\">The <strong>current of the St. Lawrence River<\/strong> and the <strong>Beauharnois and Saint-Lambert dams<\/strong> create areas at risk. Several insurers charge an additional premium for sailboats sailing between locks. The <strong>sailmaker<\/strong> (mainsail, genoa, spinnaker) must be listed separately to be covered at its real value.  <\/span>\n<\/aside>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Marinas-and-Yacht-Clubs-We-Serve\"><\/span>Marinas and Yacht Clubs We Serve<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">We issue insurance certificates accepted by: Parc de la Marina (Old Port), Montreal Yacht Club, Beaconsfield Sailing Club, Pointe-Claire Marina, Dorval Yacht Club, Longueuil Marina, Lachine Sailing Club. All of these installations require a minimum liability of $1 million \u2014 we recommend $2 million for owners residing in Montreal.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-boat-insurance-in-4-steps\"><\/span>How to get your boat insurance in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:flex;flex-direction:column;gap:16px;margin:24px 0;\">\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">1<\/div><div><strong style=\"color:#0d1f2d;\">Online form<\/strong> \u2014 brand, year, length, engine, value of the boat.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">2<\/div><div><strong style=\"color:#0d1f2d;\">Local analysis<\/strong> \u2014 our broker knows the particularities of Montreal and its bodies of water.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">3<\/div><div><strong style=\"color:#0d1f2d;\">3 quotes compared<\/strong> \u2014 within 24 business hours, with explanations of deductibles and endorsements.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">4<\/div><div><strong style=\"color:#0d1f2d;\">Electronic signature<\/strong> \u2014 certificate issued immediately, valid for all marinas in the area.<\/div><\/div>\n<\/div>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:40px 24px;border-radius:12px;border:2px solid #10c4c7;margin:32px 0;text-align:center;\">\n  <h3 style=\"color:#fff;margin:0 0 12px;font-size:24px;\">Personalized quote for Montreal<\/h3>\n  <p style=\"color:#cbd5e1;margin:0 0 20px;\">Our broker knows your bodies of water \u2014 best premium guaranteed.<\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:14px 32px;border-radius:30px;font-weight:700;text-decoration:none;\">Get started\u2192<\/a>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types-of-Boats-We-Insure-in-Montreal\"><\/span>Types of Boats We Insure in Montreal<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pontoon-insurance-quote-in-less-than-3-minutes\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Pontoon<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Bennington, Harris, Princecraft, Sun Tracker<\/span><\/a>\n  <a href=\"\/assurance-bateau\/voilier\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Sailboat<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Beneteau, Jeanneau, Catalina, Hunter<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/fishing-boat-insurance-get-a-quote\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Fishing boat<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Princecraft, Lund, Legend, Alumacraft<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Catamaran \/ trimaran<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Lagoon, Fountaine-Pajot, Corsair<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Inflatables \/ Zodiac<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Zodiac, Bombard, Brig, Highfield<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Yacht<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Sea Ray, Azimut, Sunseeker, Prestige<\/span><\/a>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Boat-Insurance-in-Montreal\"><\/span>Frequently Asked Questions \u2014 Boat Insurance in Montreal<span class=\"ez-toc-section-end\"><\/span><\/h2><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>1. How much does boat insurance cost in Montreal in 2026?<\/strong><\/summary>\n<p>La prime moyenne dans la r\u00e9gion varie de <strong>380 $ \u00e0 1 800 $\/an<\/strong> selon la taille, le moteur et la valeur. Un ponton 20-22 pieds co\u00fbte environ 520 $ \u2013 780 $, un bateau de p\u00eache 16 pi 340 $ \u2013 520 $, un voilier 30 pieds 650 $ \u2013 1 200 $. Demandez votre soumission gratuite pour conna\u00eetre votre prix exact.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>2. Is boat insurance mandatory in Montreal?<\/strong><\/summary>\n<p>Aucune loi provinciale ne l&#8221;exige. Mais les marinas, clubs nautiques et ports de plaisance de la r\u00e9gion exigent tous une <strong>responsabilit\u00e9 civile de 1 M$ minimum<\/strong> avant d&#8221;accorder un amarrage ou acc\u00e8s \u00e0 une rampe.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>3. Which insurers do you compare for Montreal homeowners?<\/strong><\/summary>\n<p>Nous magasinons chez 20+ assureurs sp\u00e9cialis\u00e9s nautiques : Intact Marine, Beneva, La Capitale, SSQ, Aviva, Economical, Northbridge, Wawanesa, Markel, plus les programmes Lloyd&#8221;s et Marine Underwriters pour les embarcations haut de gamme.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>4. Does my policy cover U.S.\/border waters?<\/strong><\/summary>\n<p>Oui, la plupart de nos polices couvrent automatiquement les <strong>eaux canadiennes et am\u00e9ricaines adjacentes<\/strong>. Pour une utilisation fr\u00e9quente aux \u00c9tats-Unis (lac Champlain, baies des Grands Lacs), un avenant peut \u00eatre recommand\u00e9 \u2014 votre courtier vous indiquera.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>5. Is winter storage included?<\/strong><\/summary>\n<p>Oui, entreposage int\u00e9rieur ou ext\u00e9rieur sous b\u00e2che. Couvre vol, vandalisme, incendie et bris caus\u00e9s par le poids de la neige. Les dommages par <strong>gel moteur<\/strong> sont exclus si l&#8221;hivernisation n&#8221;a pas \u00e9t\u00e9 effectu\u00e9e selon les normes du fabricant.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>6. What discounts are available for Montreal homeowners?<\/strong><\/summary>\n<p>Multi-polices habitation + bateau (10-15 %), <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">carte CCEP<\/a> (5 %), alarme marine \/ traceur GPS (3-5 %), aucune r\u00e9clamation 5 ans (jusqu&#8221;\u00e0 20 %), marina s\u00e9curis\u00e9e (5 %). Cumul possible au-del\u00e0 de 30 %.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>7. How do I claim a claim in Montreal?<\/strong><\/summary>\n<p>Appelez imm\u00e9diatement le <strong>1-866-357-4451<\/strong> (service 24\/7). Documentez avec photos, obtenez un rapport de police si vol ou collision, ne d\u00e9placez pas le bateau sauf danger imm\u00e9diat. Un remorquage d&#8221;urgence est couvert jusqu&#8221;\u00e0 1 000 $.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>8. Can I combine my boat insurance with my home?<\/strong><\/summary>\n<p>Oui \u2014 et c&#8221;est m\u00eame fortement recommand\u00e9. Le forfait <a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/\">habitation + bateau<\/a> r\u00e9duit votre prime totale de 10 \u00e0 15 % et simplifie les r\u00e9clamations en cas de sinistre touchant plusieurs biens.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>9. Do I need a CCEP card to be insured?<\/strong><\/summary>\n<p>Oui. La <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">carte de conducteur d&#8221;embarcation de plaisance<\/a> est obligatoire au Canada depuis 2009 pour tout op\u00e9rateur de bateau motoris\u00e9. Sans CCEP, l&#8221;assureur peut refuser une r\u00e9clamation.<\/p><\/details><details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>10. Is my charter boat covered?<\/strong><\/summary>\n<p>Une police r\u00e9cr\u00e9ative standard <strong>ne couvre pas<\/strong> le charter (location avec \u00e9quipage, location \u00e0 la journ\u00e9e). Une police commerciale charter distincte est requise \u2014 3-5 % de la valeur assur\u00e9e par an. Consultez notre <a href=\"https:\/\/www.assur360.ca\/assurance-entreprise\/\">assurance entreprise marine<\/a>.<\/p><\/details>\n<section style=\"background:#f0fdfa;border-radius:12px;padding:32px;margin:32px 0;\">\n  <h2 style=\"color:#0d1f2d;margin:0 0 18px;\"><span class=\"ez-toc-section\" id=\"Why-Montreal-boaters-choose-Assur360\"><\/span>Why Montreal boaters choose Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:14px;\">\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> AMF brokers + Insurance Chamber, service in French<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Knowledge of local water bodies<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100,000+ Quebecers insured<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 20+ Marine Belayers Compared<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 3-minute quote \u2014 free<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Certificates accepted at all marinas<\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Helpful-Resources\"><\/span>Helpful Resources<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">Pages connexes : <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/\">hub assurance bateau<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/guide-assurance-bateau-2026\/\">guide bateau 2026<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/ponton\/\">ponton<\/a> \u00b7 <a href=\"\/assurance-bateau\/voilier\/\">voilier<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/peche\/\">p\u00eache<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/\">habitation (combo)<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-auto\/\">auto<\/a>. R\u00e9f\u00e9rences : <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF<\/a>, <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">BAC<\/a>, <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transports Canada<\/a>.<\/p>\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:48px 24px;border-radius:12px;text-align:center;margin:32px 0;\">\n  <h2 style=\"color:#fff;margin:0 0 12px;font-size:28px;\"><span class=\"ez-toc-section\" id=\"Ready-to-insure-your-boat-in-Montreal\"><\/span>Ready to insure your boat in Montreal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;margin:0 0 24px;font-size:16px;\">Quote in 3 minutes \u2014 free, no obligation.<\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">Quote\u2192<\/a>\n  <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">\u260e 1-866-357-4451<\/a>\n<\/section>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Assurance voilier \u00e0 Montr\u00e9al et r\u00e9gion m\u00e9tropolitaine \u2014 2026\",\"description\":\"Assurance voilier Montr\u00e9al, Vieux-Port, lac des Deux Montagnes, lac Saint-Louis : voilerie, m\u00e2t, moteur. Soumission \u260e 1-866-357-4451.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/09\/logo-assur360.svg\"}},\"datePublished\":\"2026-04-19\",\"dateModified\":\"2026-04-19\",\"mainEntityOfPage\":\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-voilier-montreal\/\"}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance bateau\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Montr\u00e9al\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-voilier-montreal\/\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2014 Montr\u00e9al\",\"telephone\":\"+1-866-357-4451\",\"url\":\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-voilier-montreal\/\",\"areaServed\":{\"@type\":\"City\",\"name\":\"Montr\u00e9al\",\"containedInPlace\":{\"@type\":\"State\",\"name\":\"Qu\u00e9bec\"}}}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Sailboat Insurance in Montreal and Metropolitan Area \u2014 2026 Assur360 insures boaters in Montreal and the surrounding area. Compare with 20+ specialty [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":62881,"parent":15600,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Sailboat Insurance Montreal 2026 | Old Port & Lakes \u2014 Assur360","_seopress_titles_desc":"Sailboat insurance Montreal, Old Port, Lake of Two Mountains, Lake Saint-Louis: sail, mast, engine. Submission \u260e 1-866-357-4451. ","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Sailboat Insurance Montreal: Compare","_seopress_social_fb_desc":"Compare sailboat insurance in Montreal. Fast and free online quote through our partner brokers. 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