{"id":22163,"date":"2025-08-15T11:23:38","date_gmt":"2025-08-15T15:23:38","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/pleasure-craft-insurance-quote\/"},"modified":"2026-05-22T00:34:05","modified_gmt":"2026-05-22T04:34:05","slug":"pleasure-craft-insurance-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/","title":{"rendered":"Pleasure craft insurance Quebec \u2014 complete guide 2026"},"content":{"rendered":"\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:60px 24px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Pleasure-craft-insurance-in-Quebec-%E2%80%94-complete-guide-2026\" >Pleasure craft insurance in Quebec \u2014 complete guide 2026<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#What-is-a-pleasure-craft-in-Canada\" >What is a pleasure craft in Canada?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Legal-obligations-for-homeowners-in-Quebec\" >Legal obligations for homeowners in Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Why-insure-your-pleasure-craft\" >Why insure your pleasure craft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Types-of-boats-we-insure\" >Types of boats we insure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Frequently-Asked-Questions-%E2%80%94-Pleasure-Craft\" >Frequently Asked Questions \u2014 Pleasure Craft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Why-Assur360-for-your-boat\" >Why Assur360 for your boat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Official-Resources\" >Official Resources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pleasure-craft-insurance-quote\/#Insure-your-boat-today\" >Insure your boat today<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"font-size:34px;line-height:1.2;margin:0 0 16px;color:#fff;\"><span class=\"ez-toc-section\" id=\"Pleasure-craft-insurance-in-Quebec-%E2%80%94-complete-guide-2026\"><\/span>Pleasure craft insurance in Quebec \u2014 complete guide 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;line-height:1.6;color:#cbd5e1;margin:0 0 28px;\">Definition, legal obligations, PCOC license, Transport Canada registration and insurance coverage recommended for all Quebec boaters.<\/p>\n    <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;margin-right:12px;\">Free quote\u2192<\/a>\n    <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;\">\u260e 1-866-357-4451<\/a>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-a-pleasure-craft-in-Canada\"><\/span>What is a pleasure craft in Canada?<span class=\"ez-toc-section-end\"><\/span><\/h2><p>As defined in the Canada Shipping Act, 2001 and <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transport Canada<\/a> regulations, a <strong>pleasure craft<\/strong> is any craft used for <strong>non-commercial and non-governmental<\/strong> purposes. It can be propelled by an engine, a sail, or by rowing. The definition includes:  <\/p><p><strong>Motor boats<\/strong> \u2014 pontoons, bass boats, rowboats, runabouts, speedboats, hydrojets, water ski boats, yachts. <strong>Sailboats<\/strong> \u2014 monohulls, catamarans, trimarans, keel sails, dinghies. <strong>Inflatables<\/strong> \u2014 Zodiac, Bombard, Brig, RIB, tenders. <strong>Human propulsion<\/strong> \u2014 kayaks, canoes, windsurfers (non-motorized).<\/p>\n<section style=\"background:#0d1f2d;padding:32px 24px;border-radius:12px;margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;\">\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">PCOC<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Licence required<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">9.9 kW<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Registration required<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">$1M<\/div><div style=\"color:#cbd5e1;font-size:13px;\">RC marina (requirement)<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">80 mg<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Blood alcohol threshold<\/div><\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal-obligations-for-homeowners-in-Quebec\"><\/span>Legal obligations for homeowners in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">PCOC Card (Driver)<\/h3>\n    <p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Mandatory for any engine > 7.5 kW (10 HP). Online exam, $50, valid for life. Must be made upon request by a peace officer or coast guard.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Boat registration<\/h3>\n    <p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Mandatory for > 9.9 kW (13 HP) engine. Free pleasure craft license from Transport Canada. Number to be displayed on both sides of the case.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Safety Equipment<\/h3>\n    <p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">PFDs per person, horn, navigation lights, fire extinguisher, distress signals (> 6 m). Full list by length in the Nautical Guide. <\/p>\n  <\/div>\n<\/div>\n\n<aside style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:8px;padding:20px;margin:24px 0;\">\n  <strong style=\"color:#991b1b;\">\u26a0 Beware of infractions:<\/strong>\n  <span style=\"color:#7f1d1d;\">Sailing <strong>without a PCOC<\/strong> ($250 fine), <strong>without registration<\/strong> ($250), <strong>with a blood alcohol level > 0.08<\/strong> (Criminal Code \u2014 fine $1,000 min + possible jail time) can also <strong>cancel your insurance policy<\/strong> in the event of a claim. Respect the law. <\/span>\n<\/aside>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-insure-your-pleasure-craft\"><\/span>Why insure your pleasure craft<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Although there is no provincial law, insuring a pleasure craft is <strong>practically essential<\/strong> for four reasons:<\/p>\n<div style=\"display:flex;flex-direction:column;gap:14px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;padding:18px;border-radius:8px;border-left:4px solid #10c4c7;\"><strong style=\"color:#0d1f2d;\">1. Acc\u00e8s aux marinas et rampes<\/strong> \u2014 toutes les marinas, ports de plaisance et clubs nautiques du Qu\u00e9bec exigent une preuve de responsabilit\u00e9 civile de 1 M$ minimum avant d&#8217;accorder un amarrage ou acc\u00e8s \u00e0 une rampe.<\/div>\n  <div style=\"background:#f8fafc;padding:18px;border-radius:8px;border-left:4px solid #10c4c7;\"><strong style=\"color:#0d1f2d;\">2. Protection financi\u00e8re<\/strong> \u2014 un seul incident (collision, blessure de passager, pollution) peut co\u00fbter plus de 500 000 $. Sans assurance, vos biens personnels (maison, \u00e9pargne) sont \u00e0 risque.<\/div>\n  <div style=\"background:#f8fafc;padding:18px;border-radius:8px;border-left:4px solid #10c4c7;\"><strong style=\"color:#0d1f2d;\">3. Couverture des biens<\/strong> \u2014 vol du moteur hors-bord, vandalisme, incendie, temp\u00eate, bris par la glace hivernale. Une embarcation moyenne vaut 30-80 000 $ \u2014 pas un risque \u00e0 assumer seul.<\/div>\n  <div style=\"background:#f8fafc;padding:18px;border-radius:8px;border-left:4px solid #10c4c7;\"><strong style=\"color:#0d1f2d;\">4. Voyages hors Qu\u00e9bec<\/strong> \u2014 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/floride\/\">Floride<\/a>, <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/bahamas\/\">Bahamas<\/a>, Nouvelle-Angleterre : l&#8217;assurance est pratiquement obligatoire pour franchir la fronti\u00e8re canadienne ou amarrer en port \u00e9tranger.<\/div>\n<\/div>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:40px 24px;border-radius:12px;border:2px solid #10c4c7;margin:32px 0;text-align:center;\">\n  <h3 style=\"color:#fff;margin:0 0 12px;font-size:24px;\">Quote for your boat<\/h3>\n  <p style=\"color:#cbd5e1;margin:0 0 20px;\">20+ insurers compared. 3 minutes, free, no commitment. <\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:14px 32px;border-radius:30px;font-weight:700;text-decoration:none;\">Quote\u2192<\/a>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types-of-boats-we-insure\"><\/span>Types of boats we insure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pontoon-insurance-quote-in-less-than-3-minutes\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Pontoon<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Bennington, Harris, Princecraft, Sun Tracker<\/span><\/a>\n  <a href=\"\/assurance-bateau\/voilier\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Sailboat<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Beneteau, Jeanneau, Catalina, Hunter<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/fishing-boat-insurance-get-a-quote\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Fishing<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Princecraft, Lund, Legend, Alumacraft<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Catamaran \/ trimaran<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Lagoon, Fountaine-Pajot, Corsair<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Inflatables \/ Zodiac<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Zodiac, Bombard, Brig, Highfield<\/span><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/\" style=\"display:block;background:#f8fafc;border-top:4px solid #10c4c7;padding:20px;border-radius:8px;text-decoration:none;color:#0d1f2d;\"><strong>Yacht<\/strong><br \/><span style=\"font-size:13px;color:#475569;\">Sea Ray, Azimut, Sunseeker, Prestige<\/span><\/a>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Pleasure-Craft\"><\/span>Frequently Asked Questions \u2014 Pleasure Craft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>1. What is a pleasure craft in Canada?<\/strong><\/summary>\n<p>Selon <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transports Canada<\/a>, une embarcation de plaisance est tout bateau utilis\u00e9 \u00e0 des fins <strong>non commerciales et non gouvernementales<\/strong>, propuls\u00e9 par un moteur, une voile, ou ram\u00e9. Cela inclut pontons, voiliers, Zodiac, bateaux de p\u00eache, yachts, kayaks motoris\u00e9s, hydrojets et annexes.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>2. Is insurance mandatory for a pleasure craft in Quebec?<\/strong><\/summary>\n<p>Non par la loi provinciale. Cependant, <strong>toute marina, port de plaisance, club nautique et la plupart des quais municipaux<\/strong> exigent une responsabilit\u00e9 civile de 1 M$ minimum. Sans assurance, vous n&#8217;aurez acc\u00e8s \u00e0 aucune de ces installations.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>3. What licences are required to operate a pleasure craft?<\/strong><\/summary>\n<p>Au Canada, la <strong>carte de conducteur d&#8217;embarcation de plaisance (CCEP)<\/strong> est obligatoire depuis 2009 pour tout op\u00e9rateur de bateau motoris\u00e9 (plus de 7,5 kW \/ 10 HP). La carte se passe en ligne (50 $ environ) et reste valide \u00e0 vie.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>4. Do I need to register my pleasure craft?<\/strong><\/summary>\n<p>Oui pour tout bateau avec moteur de plus de 9,9 kW (13 HP). L&#8217;<strong>immatriculation (permis d&#8217;embarcation de plaisance)<\/strong> est gratuite et se fait aupr\u00e8s de Transports Canada. Pour les bateaux hypoth\u00e9qu\u00e9s (financ\u00e9s) ou utilis\u00e9s \u00e0 l&#8217;\u00e9tranger, l&#8217;<strong>immatriculation officielle<\/strong> (avec num\u00e9ro OMI) est recommand\u00e9e.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>5. What is the difference between recreational and commercial?<\/strong><\/summary>\n<p><strong>R\u00e9cr\u00e9atif<\/strong> = usage personnel\/famille\/invit\u00e9s sans \u00e9change d&#8217;argent. <strong>Commercial<\/strong> = location (charter), excursions payantes, p\u00eache guid\u00e9e, transport de passagers. Les polices d&#8217;assurance sont radicalement diff\u00e9rentes \u2014 une police r\u00e9cr\u00e9ative ne couvre PAS un usage commercial.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>6. Does drinking and driving apply to a boat?<\/strong><\/summary>\n<p>Oui. Le Code criminel canadien (art. 253-255) s&#8217;applique sur l&#8217;eau comme sur la route. Limite de 80 mg d&#8217;alcool par 100 ml de sang. Une infraction annule souvent la police d&#8217;assurance en cas de sinistre.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>7. What safety equipment is mandatory?<\/strong><\/summary>\n<p>Selon la <strong>longueur<\/strong> : veste de sauvetage (VFI) par personne \u00e0 bord, klaxon ou corne de brume, feux de navigation (apr\u00e8s le coucher du soleil), \u00e9cope ou pompe de cale, extincteur classe BC, signaux de d\u00e9tresse (pour bateaux &gt; 6 m). Consultez le <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\/guide-securite-nautique\" target=\"_blank\" rel=\"noopener\">Guide de s\u00e9curit\u00e9 nautique<\/a>.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>8. Can I sail without training on my first boat?<\/strong><\/summary>\n<p>L\u00e9galement oui (une fois la carte CCEP obtenue). Mais en pratique, les assureurs marins exigent <strong>pour les embarcations de plus de 30 pi<\/strong> une formation compl\u00e9mentaire (Croisi\u00e8re C\u00f4ti\u00e8re, RYA, ou exp\u00e9rience \u00e9quivalente document\u00e9e). Sans cela, la prime est major\u00e9e de 20-50 %.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>9. How do I insure an imported pleasure craft?<\/strong><\/summary>\n<p>Un bateau import\u00e9 des \u00c9tats-Unis ou d&#8217;Europe doit \u00eatre <strong>conforme aux normes Transports Canada<\/strong> (feux, syst\u00e8me \u00e9lectrique, ventilation moteur). Pr\u00e9voyez une inspection de conformit\u00e9 (200-500 $) et une traduction des documents. L&#8217;assurance est possible une fois la conformit\u00e9 attest\u00e9e.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>10. Are kayaks and canoes pleasure craft?<\/strong><\/summary>\n<p>Oui, au sens l\u00e9gal \u2014 mais ils ne n\u00e9cessitent ni CCEP ni immatriculation (pas de moteur). L&#8217;assurance d&#8217;un kayak est rarement requise mais recommand\u00e9e pour les mod\u00e8les haut de gamme (3 000 $+). Certaines polices habitation couvrent le kayak\/cano\u00eb sans moteur jusqu&#8217;\u00e0 2 000 $.<\/p><\/details>\n\n<section style=\"background:#f0fdfa;border-radius:12px;padding:32px;margin:32px 0;\">\n  <h2 style=\"color:#0d1f2d;margin:0 0 18px;\"><span class=\"ez-toc-section\" id=\"Why-Assur360-for-your-boat\"><\/span>Why Assur360 for your boat<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:14px;\">\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> AMF brokers + Insurance Chamber, 100% Quebec service<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 20+ specialized marine insurers<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> All types covered (pleasure boat only)<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Service in French, without subcontracting<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 24\/7 line at 1-866-357-4451<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100,000+ Quebecers insured<\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Official-Resources\"><\/span>Official Resources<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Pour approfondir : <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transports Canada \u2014 Embarcations de plaisance<\/a>, <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\/guide-securite-nautique\" target=\"_blank\" rel=\"noopener\">Guide de s\u00e9curit\u00e9 nautique<\/a>, <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF<\/a>, <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">Bureau d&#8217;assurance du Canada<\/a>. Pages connexes : <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/\">hub bateau<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/soumission-rapide\/\">soumission rapide<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/guide-assurance-bateau-2026\/\">guide 2026<\/a>.<\/p>\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:48px 24px;border-radius:12px;text-align:center;margin:32px 0;\">\n  <h2 style=\"color:#fff;margin:0 0 12px;font-size:28px;\"><span class=\"ez-toc-section\" id=\"Insure-your-boat-today\"><\/span>Insure your boat today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;margin:0 0 24px;font-size:16px;\">Quote in 3 minutes \u2014 free, no obligation.<\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">Quote\u2192<\/a>\n  <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">\u260e 1-866-357-4451<\/a>\n<\/section>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Assurance embarcation de plaisance au Qu\u00e9bec \u2014 guide complet 2026\",\"description\":\"D\u00e9finition l\u00e9gale, obligations Transports Canada, carte CCEP, immatriculation et assurance d'une embarcation de plaisance au Qu\u00e9bec.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/09\/logo-assur360.svg\"}},\"datePublished\":\"2026-04-19\",\"dateModified\":\"2026-04-19\",\"mainEntityOfPage\":\"https:\/\/www.assur360.ca\/assurance-bateau\/embarcation-de-plaisance\/\"}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance bateau\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Embarcation de plaisance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/embarcation-de-plaisance\/\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Qu'est-ce qu'une embarcation de plaisance au Canada ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Selon Transports Canada, une embarcation de plaisance est tout bateau utilis\u00e9 \u00e0 des fins non commerciales et non gouvernementales, propuls\u00e9 par un moteur, une voile, ou ram\u00e9. Cela inclut pontons, voiliers, Zodiac, bateaux de p\u00eache, yachts, kayaks motoris\u00e9s, hydrojets et annexes.\"}},{\"@type\":\"Question\",\"name\":\"L'assurance est-elle obligatoire pour une embarcation de plaisance au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non par la loi provinciale. Cependant, toute marina, port de plaisance, club nautique et la plupart des quais municipaux exigent une responsabilit\u00e9 civile de 1 M$ minimum. Sans assurance, vous n'aurez acc\u00e8s \u00e0 aucune de ces installations.\"}},{\"@type\":\"Question\",\"name\":\"Quels permis sont obligatoires pour conduire une embarcation de plaisance ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Au Canada, la carte de conducteur d'embarcation de plaisance (CCEP) est obligatoire depuis 2009 pour tout op\u00e9rateur de bateau motoris\u00e9 (plus de 7,5 kW \/ 10 HP). La carte se passe en ligne (50 $ environ) et reste valide \u00e0 vie.\"}},{\"@type\":\"Question\",\"name\":\"Dois-je immatriculer mon embarcation de plaisance ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui pour tout bateau avec moteur de plus de 9,9 kW (13 HP). L'immatriculation (permis d'embarcation de plaisance) est gratuite et se fait aupr\u00e8s de Transports Canada. Pour les bateaux hypoth\u00e9qu\u00e9s (financ\u00e9s) ou utilis\u00e9s \u00e0 l'\u00e9tranger, l'immatriculation officielle (avec num\u00e9ro OMI) est recommand\u00e9e.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre r\u00e9cr\u00e9atif et commercial ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"R\u00e9cr\u00e9atif = usage personnel\/famille\/invit\u00e9s sans \u00e9change d'argent. Commercial = location (charter), excursions payantes, p\u00eache guid\u00e9e, transport de passagers. Les polices d'assurance sont radicalement diff\u00e9rentes \u2014 une police r\u00e9cr\u00e9ative ne couvre PAS un usage commercial.\"}},{\"@type\":\"Question\",\"name\":\"L'alcool au volant s'applique-t-il sur une embarcation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Le Code criminel canadien (art. 253-255) s'applique sur l'eau comme sur la route. Limite de 80 mg d'alcool par 100 ml de sang. Une infraction annule souvent la police d'assurance en cas de sinistre.\"}},{\"@type\":\"Question\",\"name\":\"Quel \u00e9quipement de s\u00e9curit\u00e9 est obligatoire ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Selon la longueur : veste de sauvetage (VFI) par personne \u00e0 bord, klaxon ou corne de brume, feux de navigation (apr\u00e8s le coucher du soleil), \u00e9cope ou pompe de cale, extincteur classe BC, signaux de d\u00e9tresse (pour bateaux > 6 m). Consultez le Guide de s\u00e9curit\u00e9 nautique.\"}},{\"@type\":\"Question\",\"name\":\"Puis-je naviguer sans formation sur mon premier bateau ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L\u00e9galement oui (une fois la carte CCEP obtenue). Mais en pratique, les assureurs marins exigent pour les embarcations de plus de 30 pi une formation compl\u00e9mentaire (Croisi\u00e8re C\u00f4ti\u00e8re, RYA, ou exp\u00e9rience \u00e9quivalente document\u00e9e). Sans cela, la prime est major\u00e9e de 20-50 %.\"}},{\"@type\":\"Question\",\"name\":\"Comment assurer une embarcation de plaisance import\u00e9e ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un bateau import\u00e9 des \u00c9tats-Unis ou d'Europe doit \u00eatre conforme aux normes Transports Canada (feux, syst\u00e8me \u00e9lectrique, ventilation moteur). Pr\u00e9voyez une inspection de conformit\u00e9 (200-500 $) et une traduction des documents. L'assurance est possible une fois la conformit\u00e9 attest\u00e9e.\"}},{\"@type\":\"Question\",\"name\":\"Les kayaks et cano\u00ebs sont-ils des embarcations de plaisance ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, au sens l\u00e9gal \u2014 mais ils ne n\u00e9cessitent ni CCEP ni immatriculation (pas de moteur). L'assurance d'un kayak est rarement requise mais recommand\u00e9e pour les mod\u00e8les haut de gamme (3 000 $+). Certaines polices habitation couvrent le kayak\/cano\u00eb sans moteur jusqu'\u00e0 2 000 $.\"}}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Pleasure craft insurance in Quebec \u2014 complete guide 2026 Definition, legal obligations, PCOC license, Transport Canada registration and insurance coverage recommended for [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":62879,"parent":15600,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Pleasure Craft 2026 | Bonds + QC Insurance","_seopress_titles_desc":"Pleasure craft Quebec: definition, PCOC, registration, insurance. Transport Canada Guide + 3 min \u260e quote 1-866-357-4451. 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