{"id":22159,"date":"2025-08-09T09:16:48","date_gmt":"2025-08-09T13:16:48","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/"},"modified":"2026-04-19T21:12:33","modified_gmt":"2026-04-20T01:12:33","slug":"catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/","title":{"rendered":"Catamaran and trimaran insurance \u2014 Quebec 2026"},"content":{"rendered":"\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:60px 24px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Catamaran-and-trimaran-insurance-in-Quebec-%E2%80%94-comprehensive-multihull-coverage\" >Catamaran and trimaran insurance in Quebec \u2014 comprehensive multihull coverage<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Why-choose-Assur360-for-your-catamaran\" >Why choose Assur360 for your catamaran<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#What-your-catamaran-insurance-covers\" >What your catamaran insurance covers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#How-to-get-your-insurance-in-4-steps\" >How to get your insurance in 4 steps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Average-price-of-catamaran-insurance-in-Quebec-in-2026\" >Average price of catamaran insurance in Quebec in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Quebec-regions-and-lakes-we-cover\" >Quebec regions and lakes we cover<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Frequently-Asked-Questions-%E2%80%94-Catamaran-and-Trimaran-Insurance-in-Quebec\" >Frequently Asked Questions \u2014 Catamaran and Trimaran Insurance in Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Why-Assur360\" >Why Assur360<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Helpful-Resources\" >Helpful Resources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/catamaran-and-trimaran-insurance-get-a-quote-in-3-minutes\/#Ready-to-insure-your-catamaran\" >Ready to insure your catamaran?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"font-size:34px;line-height:1.2;margin:0 0 16px;color:#fff;\"><span class=\"ez-toc-section\" id=\"Catamaran-and-trimaran-insurance-in-Quebec-%E2%80%94-comprehensive-multihull-coverage\"><\/span>Catamaran and trimaran insurance in Quebec \u2014 comprehensive multihull coverage<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;line-height:1.6;color:#cbd5e1;margin:0 0 28px;\">Personalized quote from 20+ specialized insurers. Free, no obligation. <\/p>\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;margin-right:12px;\">Get my quote\u2192<\/a>\n    <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;\">\u260e 1-866-357-4451<\/a>\n  <\/div>\n<\/section>\n\n<section style=\"margin:40px 0;\">\n  <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;\">\n    <div>\n      <h2 style=\"color:#0d1f2d;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-for-your-catamaran\"><\/span>Why choose Assur360 for your catamaran<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;line-height:1.7;font-size:16px;margin:0 0 14px;\">Catamarans and trimarans \u2014 whether sailing (Lagoon, Fountaine-Pajot, Leopard) or motor (Aquila, World Cat) \u2014 have insurance features that general brokers have little control over. Their double width, two hulls (or three), sailmaking and often offshore navigation (Bahamas, West Indies) require specialized police. <\/p>\n      <p style=\"color:#334155;line-height:1.7;font-size:16px;margin:0;\">Assur360 collaborates with specialized marine programs (Marine Underwriters, Intact Marine, Northbridge, Markel) for average premiums of <strong>$1,200 to $4,500\/year<\/strong> depending on size and value. All our brokers are AMF certified. Consult our <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF certification<\/a> and our <a href=\"https:\/\/chad.ca\/\" target=\"_blank\" rel=\"noopener\">ChAD references<\/a>.  <\/p>\n    <\/div>\n    <div><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/07\/Assurance-bateau-a-voile-.png\" alt=\"Catamaran and trimaran insurance in Quebec \u2014 comprehensive multihull coverage\" style=\"width:100%;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.15);\"\/><\/div>\n  <\/div>\n<\/section>\n\n<section style=\"background:#0d1f2d;padding:32px 24px;border-radius:12px;margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;\">\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">$2M<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Maximum CR<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">3 min<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Submission<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">20+<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Insurers Compared<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">25 %<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Average Economy<\/div><\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-your-catamaran-insurance-covers\"><\/span>What your catamaran insurance covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Multihull liability ($2 million)<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Covers damage to others \u2014 collision with narrow marina dock (classic wide hull problem), passenger injuries, pollution. Minimum $2 million recommended for offshore sailing. <\/p><\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">All risks sail and rigging<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Mainsail, jib, genoa, gennaker, mast, boom, shrouds, backstays, winches. Sail sailmaking represents 15-25% of the new value of a catamaran \u2014 insure it explicitly. <\/p><\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Motors (1 or 2) and electronics<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Diesel or outboard inboard engines, autopilot, radar, AIS, depth sounder, watermaker, solar panels, wind turbines. Equipment up to 30% of the total value. <\/p><\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-insurance-in-4-steps\"><\/span>How to get your insurance in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:flex;flex-direction:column;gap:16px;margin:24px 0;\">\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">1<\/div><div>Fill out the form \u2014 brand (Lagoon, Fountaine-Pajot, Leopard, Bali, Aquila), year, length (35 to 55 ft), type (sail or engine), insured value.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">2<\/div><div>Multihull analysis \u2014 our broker verifies your experience (RYA, Coastal Cruising, ILT), projected sailing areas, home ports.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">3<\/div><div>Quotes compared \u2014 3 specialized multihull belayers, with high season\/low season deductibles explained.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">4<\/div><div>Certificate issued \u2014 accepted by Quebec marinas and transit ports (Bermuda, Bahamas, West Indies).<\/div><\/div>\n<\/div>\n\n<aside style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:8px;padding:20px;margin:24px 0;\">\n  <strong style=\"color:#991b1b;\">\u26a0 Namely:<\/strong>\n  <span style=\"color:#7f1d1d;\">Catamarans over 40 feet or sailing beyond 200 nautical miles require bluewater \u2014 about 40% more expensive than a coastal police. Never sign a standard policy for a transatlantic crossing. <\/span>\n<\/aside>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:40px 24px;border-radius:12px;border:2px solid #10c4c7;margin:32px 0;text-align:center;\">\n  <h3 style=\"color:#fff;margin:0 0 12px;font-size:24px;\">3-minute submission<\/h3>\n  <p style=\"color:#cbd5e1;margin:0 0 20px;\">Save up to 25% \u2014 free, no commitment.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:14px 32px;border-radius:30px;font-weight:700;text-decoration:none;\">Get started\u2192<\/a>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average-price-of-catamaran-insurance-in-Quebec-in-2026\"><\/span>Average price of catamaran insurance in Quebec in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2><p>The rates below are from our 2025-2026 data and the <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada (IBC).<\/a> They concern a Quebec owner with a clean record and sailing experience. <\/p>\n<div style=\"overflow-x:auto;margin:20px 0;\">\n<table style=\"width:100%;border-collapse:collapse;background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,.05);\">\n  <thead><tr style=\"background:#0d1f2d;color:#fff;\"><th style=\"padding:12px;text-align:left;\">Boat (size\/value)<\/th><th style=\"padding:12px;text-align:left;\">2026 Prime<\/th> <th style=\"padding:12px;text-align:left;\">engine<\/th><\/tr><\/thead>\n  <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px;\">Cat Sail 35-40 ft. \u00b7 $150-300,0002<\/td> <td style=\"padding:12px;\">\u00d7 30 HP + Sail Boat<\/td><td style=\"padding:12px;\">$950 \u2013 $1,800<\/td><\/tr><tr style=\"\"><td style=\"padding:12px;\">Cat sail 40-45 ft \u00b7 $300-550,0002<\/td> <td style=\"padding:12px;\">\u00d7 40 HP + sail loft<\/td><td style=\"padding:12px;\">$1,400 \u2013 $2,600<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px;\">Cat Engine 38-42 ft. \u00b7 $400-800,0002<\/td> <td style=\"padding:12px;\">\u00d7 300 HP<\/td><td style=\"padding:12px;\">$2,200 \u2013 $4,000<\/td><\/tr><tr style=\"\"><td style=\"padding:12px;\">35-40 ft. tri \u00b7 $200-450,0001<\/td> <td style=\"padding:12px;\">\u00d7 40 HP + sailmaker<\/td><td style=\"padding:12px;\">$1,100 \u2013 $2,100<\/td><\/tr><\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quebec-regions-and-lakes-we-cover\"><\/span>Quebec regions and lakes we cover<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Assur360 insures catamarans and trimarans throughout Quebec: <strong>Montreal<\/strong> (Marina Longueuil, Old Port, Pointe-Claire), <strong>Quebec City<\/strong> (Louise Basin, Sillery), <strong>St. Lawrence River<\/strong> (Trois-Rivi\u00e8res, Saguenay), <strong>Lake Champlain<\/strong>, <strong>Lake of Two Mountains<\/strong>, <strong>Gasp\u00e9 Bay<\/strong> and <strong>Magdalen Islands<\/strong>. Our policies automatically cover <strong>Eastern Canada<\/strong>, <strong>New England<\/strong>, the <strong>Bahamas<\/strong> and the <strong>Caribbean<\/strong> (with high seas endorsement). <\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Catamaran-and-Trimaran-Insurance-in-Quebec\"><\/span>Frequently Asked Questions \u2014 Catamaran and Trimaran Insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>1. How much does catamaran insurance cost in Quebec?<\/strong><\/summary>\n<p>Pour un catamaran \u00e0 voile de 40 pieds d&#8221;une valeur de 300 000 $, comptez environ 1 400 $ \u00e0 2 600 $\/an en eaux c\u00f4ti\u00e8res. Un catamaran \u00e0 moteur de m\u00eame taille co\u00fbte davantage (2 200 $ \u2013 4 000 $) en raison de la valeur des deux moteurs.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>2. Are the trimarans (Corsair, Dragonfly) insurable?<\/strong><\/summary>\n<p>Oui. Les trimarans r\u00e9cr\u00e9atifs (Corsair 31, Dragonfly 32, Neel 43) sont assur\u00e9s comme des catamarans. Les trimarans de course (ORMA, MOD70) demandent une police sp\u00e9cialis\u00e9e course \u2014 nous travaillons avec des programmes Lloyd&#8221;s pour ce segment.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>3. Is my sailmaker included in the policy?<\/strong><\/summary>\n<p>Sous une police tous risques, oui \u2014 grand-voile, focs, gennakers, spis sont couverts contre d\u00e9chirure accidentelle, vol et temp\u00eate. L&#8221;usure normale et les dommages UV progressifs restent exclus.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>4. Can I sail in the Bahamas and the West Indies?<\/strong><\/summary>\n<p>Oui, avec un avenant \u00ab navigation cara\u00efbe \u00bb (environ 20-30 % de surprime). Votre police doit couvrir explicitement les zones cycloniques \u2014 v\u00e9rifiez la section \u00ab territoire \u00bb et les dates d&#8221;exclusion ouragan (juin \u00e0 novembre).<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>5. Is my catamaran covered during the winter yard?<\/strong><\/summary>\n<p>Oui, en remise \u00e0 terre ou sous b\u00e2che. Couvre vol, vandalisme, incendie, bris de neige et chute. Exclu si vous n&#8221;hivernalisez pas les moteurs selon les normes.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>6. What experience is required to insure a 45-footer?<\/strong><\/summary>\n<p>La plupart des assureurs exigent une certification RYA Yachtmaster, Croisi\u00e8re Hauturi\u00e8re ou \u00e9quivalent, plus 500 heures document\u00e9es \u00e0 la barre de multicoques. Sans exp\u00e9rience, un skipper professionnel peut \u00eatre requis pour les 3 premiers voyages.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>7. How are the premiums calculated on multihulls?<\/strong><\/summary>\n<p>Valeur assur\u00e9e \u00d7 coefficient de risque (type de coque, ann\u00e9e, moteurisation) \u00d7 modificateur zone g\u00e9ographique \u00d7 modificateur exp\u00e9rience. Les catamarans r\u00e9cents (2020+) avec skipper exp\u00e9riment\u00e9 obtiennent les meilleures primes.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>8. Is grounding damage covered?<\/strong><\/summary>\n<p>Oui, un \u00e9chouage accidentel (erreur de cap, r\u00e9cif non balis\u00e9) est couvert. L&#8221;\u00e9chouage volontaire (pour car\u00e9ner par exemple) ou d\u00fb \u00e0 la n\u00e9gligence manifeste (alcool, d\u00e9faut de carte) est exclu.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>9. Can I rent my catamaran (charter)?<\/strong><\/summary>\n<p>Uniquement avec une police commerciale charter \u2014 tr\u00e8s diff\u00e9rente d&#8221;une police r\u00e9cr\u00e9ative. Nous souscrivons les charters \u00e0 travers des programmes sp\u00e9cialis\u00e9s Lloyd&#8221;s (environ 3-5 % de la valeur assur\u00e9e par an).<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>10. Is the boat launch trailer covered?<\/strong><\/summary>\n<p>Pour les cats-sport trailerable (Stiletto, Corsair pliant), oui via avenant remorque. Pour les grandes unit\u00e9s, la remorque de halage est utilis\u00e9e par le chantier et couverte par sa propre assurance commerciale.<\/p><\/details>\n\n<section style=\"background:#f0fdfa;border-radius:12px;padding:32px;margin:32px 0;\">\n  <h2 style=\"color:#0d1f2d;margin:0 0 18px;\"><span class=\"ez-toc-section\" id=\"Why-Assur360\"><\/span>Why Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:14px;\">\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> AMF + ChAD certified brokers<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100,000+ Quebecers insured<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 20+ marine insurers compared<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Free of charge, no obligation<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100% Quebec service, in French<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Specialized marine expertise<\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Helpful-Resources\"><\/span>Helpful Resources<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Related Pages: <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/\">Boat Insurance Hub<\/a> \u00b7 <a href=\"\/assurance-bateau\/voilier\/\">Monohull sailboat<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/pontoon-insurance-quote-in-less-than-3-minutes\/\">Pontoon<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/en\/assurance-yacht-3\/\">Yacht<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/en\/2026-boat-insurance-guide-in-quebec-rates-coverage-and-advice\/\">Boat Guide 2026<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">Dwelling (combo).<\/a> External references: <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF,<\/a> <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada<\/a>, <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transport Canada<\/a>. <\/p>\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:48px 24px;border-radius:12px;text-align:center;margin:32px 0;\">\n  <h2 style=\"color:#fff;margin:0 0 12px;font-size:28px;\"><span class=\"ez-toc-section\" id=\"Ready-to-insure-your-catamaran\"><\/span>Ready to insure your catamaran?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;margin:0 0 24px;font-size:16px;\">Compare 20+ insurers in 3 minutes.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">Quote\u2192<\/a>\n  <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">\u260e 1-866-357-4451<\/a>\n<\/section>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Assurance catamaran et trimaran au Qu\u00e9bec \u2014 couverture multicoque compl\u00e8te\",\"description\":\"Assurance multicoque au Qu\u00e9bec : RC 2M$, voilerie, moteurs, remorque. Catamaran, trimaran, voile. Soumission 3 min \u260e 1-866-357-4451.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/09\/logo-assur360.svg\"}},\"datePublished\":\"2026-04-19\",\"dateModified\":\"2026-04-19\",\"mainEntityOfPage\":\"https:\/\/www.assur360.ca\/assurance-bateau\/catamaran-trimaran\/\",\"about\":[{\"@type\":\"Thing\",\"name\":\"Assurance catamaran\"},{\"@type\":\"Thing\",\"name\":\"Assurance nautique Qu\u00e9bec\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance bateau\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Catamaran\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/catamaran-trimaran\/\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360\",\"telephone\":\"+1-866-357-4451\",\"url\":\"https:\/\/www.assur360.ca\/assurance-bateau\/catamaran-trimaran\/\",\"areaServed\":{\"@type\":\"State\",\"name\":\"Qu\u00e9bec\"}}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte une assurance catamaran au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour un catamaran \u00e0 voile de 40 pieds d''une valeur de 300 000 $, comptez environ 1 400 $ \u00e0 2 600 $\/an en eaux c\u00f4ti\u00e8res. Un catamaran \u00e0 moteur de m\u00eame taille co\u00fbte davantage (2 200 $ \u2013 4 000 $) en raison de la valeur des deux moteurs.\"}},{\"@type\":\"Question\",\"name\":\"Les trimarans (Corsair, Dragonfly) sont-ils assurables ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Les trimarans r\u00e9cr\u00e9atifs (Corsair 31, Dragonfly 32, Neel 43) sont assur\u00e9s comme des catamarans. Les trimarans de course (ORMA, MOD70) demandent une police sp\u00e9cialis\u00e9e course \u2014 nous travaillons avec des programmes Lloyd''s pour ce segment.\"}},{\"@type\":\"Question\",\"name\":\"Ma voilerie est-elle incluse dans la police ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sous une police tous risques, oui \u2014 grand-voile, focs, gennakers, spis sont couverts contre d\u00e9chirure accidentelle, vol et temp\u00eate. L''usure normale et les dommages UV progressifs restent exclus.\"}},{\"@type\":\"Question\",\"name\":\"Puis-je naviguer aux Bahamas et aux Antilles ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, avec un avenant \u00ab navigation cara\u00efbe \u00bb (environ 20-30 % de surprime). Votre police doit couvrir explicitement les zones cycloniques \u2014 v\u00e9rifiez la section \u00ab territoire \u00bb et les dates d''exclusion ouragan (juin \u00e0 novembre).\"}},{\"@type\":\"Question\",\"name\":\"Mon catamaran est-il couvert en chantier hivernal ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, en remise \u00e0 terre ou sous b\u00e2che. Couvre vol, vandalisme, incendie, bris de neige et chute. Exclu si vous n''hivernalisez pas les moteurs selon les normes.\"}},{\"@type\":\"Question\",\"name\":\"Quelle exp\u00e9rience est requise pour assurer un 45 pieds ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La plupart des assureurs exigent une certification RYA Yachtmaster, Croisi\u00e8re Hauturi\u00e8re ou \u00e9quivalent, plus 500 heures document\u00e9es \u00e0 la barre de multicoques. Sans exp\u00e9rience, un skipper professionnel peut \u00eatre requis pour les 3 premiers voyages.\"}},{\"@type\":\"Question\",\"name\":\"Comment sont calcul\u00e9es les primes sur les multicoques ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Valeur assur\u00e9e \u00d7 coefficient de risque (type de coque, ann\u00e9e, moteurisation) \u00d7 modificateur zone g\u00e9ographique \u00d7 modificateur exp\u00e9rience. 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Nous souscrivons les charters \u00e0 travers des programmes sp\u00e9cialis\u00e9s Lloyd''s (environ 3-5 % de la valeur assur\u00e9e par an).\"}},{\"@type\":\"Question\",\"name\":\"La remorque de mise \u00e0 l''eau est-elle couverte ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour les cats-sport trailerable (Stiletto, Corsair pliant), oui via avenant remorque. Pour les grandes unit\u00e9s, la remorque de halage est utilis\u00e9e par le chantier et couverte par sa propre assurance commerciale.\"}}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Catamaran and trimaran insurance in Quebec \u2014 comprehensive multihull coverage Personalized quote from 20+ specialized insurers. Free, no obligation. Get my quote\u2192 [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":45307,"parent":15600,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Catamaran & trimaran insurance 2026 | Quebec \u2014 Assur360","_seopress_titles_desc":"Multihull insurance in Quebec: RC $2M, sailmaking, engines, trailer. Catamaran, trimaran, sailing. Submission 3 min \u260e 1-866-357-4451.  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