{"id":22153,"date":"2025-08-10T09:34:44","date_gmt":"2025-08-10T13:34:44","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/"},"modified":"2026-06-26T03:08:52","modified_gmt":"2026-06-26T07:08:52","slug":"inflatable-boat-insurance-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/","title":{"rendered":"Inflatable boat insurance Quebec \u2014 Zodiac, RIB, appendix"},"content":{"rendered":"\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:60px 24px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Inflatable-boat-insurance-Zodiac-RIB-%E2%80%94-Quebec-2026\" >Inflatable boat insurance (Zodiac, RIB) \u2014 Quebec 2026<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Why-choose-Assur360-for-your-insurance\" >Why choose Assur360 for your insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#What-your-insurance-covers\" >What your insurance covers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#How-to-get-your-insurance-in-4-steps\" >How to get your insurance in 4 steps<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Average-price-of-tire-insurance-in-Quebec-in-2026\" >Average price of tire insurance in Quebec in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Quebec-regions-and-lakes-we-cover\" >Quebec regions and lakes we cover<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Frequently-Asked-Questions-%E2%80%94-Inflatable-Boat-Insurance-Zodiac-RIB\" >Frequently Asked Questions \u2014 Inflatable Boat Insurance (Zodiac, RIB)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Why-Assur360\" >Why Assur360<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Helpful-Resources\" >Helpful Resources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/inflatable-boat-insurance-quick-quote\/#Ready-to-insure-your-tyre\" >Ready to insure your tyre?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 style=\"font-size:34px;line-height:1.2;margin:0 0 16px;color:#fff;\"><span class=\"ez-toc-section\" id=\"Inflatable-boat-insurance-Zodiac-RIB-%E2%80%94-Quebec-2026\"><\/span>Inflatable boat insurance (Zodiac, RIB) \u2014 Quebec 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;line-height:1.6;color:#cbd5e1;margin:0 0 28px;\">Personalized quote from 20+ specialized insurers. Free, no obligation. <\/p>\n    <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;margin-right:12px;\">Get my quote\u2192<\/a>\n    <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;font-size:17px;text-decoration:none;\">\u260e 1-866-357-4451<\/a>\n  <\/div>\n<\/section>\n\n<section style=\"margin:40px 0;\">\n  <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;\">\n    <div>\n      <h2 style=\"color:#0d1f2d;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-for-your-insurance\"><\/span>Why choose Assur360 for your insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;line-height:1.7;font-size:16px;margin:0 0 14px;\">Inflatable boats \u2014 <strong>Zodiac, Bombard, Brig, Highfield, Walker Bay, AB Inflatables<\/strong> \u2014 are divided into two main families: flexible inflatables (yacht dinghy, quiet fishing) and RIB (Rigid Inflatable Boat) semi-rigid boats used for diving, rescue and fast recreation.<\/p>\n      <p style=\"color:#334155;line-height:1.7;font-size:16px;margin:0;\">In Quebec, insuring an inflatable costs an average of <strong>$280 to $850\/year<\/strong> depending on the size, power of the outboard motor and use. Many homeowners neglect to insure them, mistakenly believing that home insurance covers them \u2014 this is rarely the case above $1,500. Consult our <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF certification<\/a> and our <a href=\"https:\/\/chad.ca\/\" target=\"_blank\" rel=\"noopener\">Chamber of Insurance references<\/a>.  <\/p>\n    <\/div>\n    <div><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/07\/Assurance-bateau-.png\" alt=\"Inflatable boat insurance (Zodiac, RIB) \u2014 Quebec 2026\" style=\"width:100%;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.15);\"\/><\/div>\n  <\/div>\n<\/section>\n\n<section style=\"background:#0d1f2d;padding:32px 24px;border-radius:12px;margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;\">\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">$2M<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Maximum CR<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">3 min<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Quote<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">20+<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Insurers Compared<\/div><\/div>\n    <div><div style=\"font-size:34px;font-weight:800;color:#10c4c7;\">25 %<\/div><div style=\"color:#cbd5e1;font-size:13px;\">Average Savings<\/div><\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-your-insurance-covers\"><\/span>What your insurance covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Civil liability (min. $1 million)<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Mandatory for access to marinas and boat launches. Covers injuries caused to swimmers (high risk with a quick bank account) or damage to another boat. <\/p><\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Theft of the boat and engine<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Theft is the No. 1 claim on boats \u2014 they can be transported by two people. Our policies cover the theft of the boat AND the outboard (dismantled or attached), with mandatory approved lock. <\/p><\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:8px;\"><h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:18px;\">Outboard motor and trailer<\/h3><p style=\"color:#475569;font-size:14px;line-height:1.6;margin:0;\">Yamaha, Mercury, Tohatsu, Suzuki engine (2.5 HP to 115 HP) covered against collision, theft, submersion and vandalism. Short trailer included for RIBs from 4 to 6 m. <\/p><\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-insurance-in-4-steps\"><\/span>How to get your insurance in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:flex;flex-direction:column;gap:16px;margin:24px 0;\">\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">1<\/div><div>Online form \u2014 make (Zodiac, Brig, Bombard, Highfield), model, year, length, engine power, value.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">2<\/div><div>Broker analysis \u2014 use (yacht tender, diving, fishing, leisure), sailing areas, storage (garage, marina, mothership).<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">3<\/div><div>Up to 3 quotes \u2014 comparison of deductibles (important for boats) and engine limits.<\/div><\/div>\n  <div style=\"display:flex;gap:16px;align-items:flex-start;background:#f8fafc;padding:20px;border-radius:8px;\"><div style=\"flex-shrink:0;width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;\">4<\/div><div>Immediate Issue \u2014 Certificate valid for marina, municipal ramp and beach access.<\/div><\/div>\n<\/div>\n\n<aside style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:8px;padding:20px;margin:24px 0;\">\n  <strong style=\"color:#991b1b;\">\u26a0 Namely:<\/strong>\n  <span style=\"color:#7f1d1d;\">Flexible boats that are more than 10 years old often have deteriorated tubes (UV, friction). Many insurers require a recent photo or refuse comprehensive insurance. Have the tubes checked before subscribing \u2014 typical cost $80-150.  <\/span>\n<\/aside>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:40px 24px;border-radius:12px;border:2px solid #10c4c7;margin:32px 0;text-align:center;\">\n  <h3 style=\"color:#fff;margin:0 0 12px;font-size:24px;\">3-minute quote<\/h3>\n  <p style=\"color:#cbd5e1;margin:0 0 20px;\">Save up to 25% \u2014 free, no commitment.<\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:14px 32px;border-radius:30px;font-weight:700;text-decoration:none;\">Get started\u2192<\/a>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average-price-of-tire-insurance-in-Quebec-in-2026\"><\/span>Average price of tire insurance in Quebec in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">The rates below are from our 2025-2026 data and the <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada (IBC).<\/a> They concern a Quebec owner with a clean record and sailing experience. <\/p>\n<div style=\"overflow-x:auto;margin:20px 0;\">\n<table style=\"width:100%;border-collapse:collapse;background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,.05);\">\n  <thead><tr style=\"background:#0d1f2d;color:#fff;\"><th style=\"padding:12px;text-align:left;\">Boat (size\/value)<\/th><th style=\"padding:12px;text-align:left;\">2026 Premium<\/th> <th style=\"padding:12px;text-align:left;\">engine<\/th><\/tr><\/thead>\n  <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px;\">Appendix 2-3 m \u00b7 $1-4,0002.5-9.9<\/td> <td style=\"padding:12px;\">HP<\/td><td style=\"padding:12px;\">$180 \u2013 $320<\/td><\/tr><tr style=\"\"><td style=\"padding:12px;\">3-4 m tire \u00b7 $4-10,000<\/td><td style=\"padding:12px;\">15-25 HP<\/td><td style=\"padding:12px;\">$280 \u2013 $480<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px;\">RIB 4-5 m \u00b7 $10-25,000<\/td> <td style=\"padding:12px;\">40-90 HP<\/td><td style=\"padding:12px;\">$420 \u2013 $680<\/td><\/tr><tr style=\"\"><td style=\"padding:12px;\">RIB 5-6.5 m \u00b7 $25-55,000115-175<\/td> <td style=\"padding:12px;\">HP<\/td><td style=\"padding:12px;\">$620 \u2013 $950<\/td><\/tr><\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quebec-regions-and-lakes-we-cover\"><\/span>Quebec regions and lakes we cover<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">Assur360 insures tires and bank details throughout Quebec: <strong>Montreal<\/strong>, <strong>Laval<\/strong>, <strong>Longueuil<\/strong>, <strong>Quebec City<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Saguenay<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Gatineau<\/strong>, <strong>Rimouski<\/strong>, <strong>Magog<\/strong>, <strong>Mont-Tremblant<\/strong>. Policies valid on all lakes, rivers and the Quebec portion of the <strong>St. Lawrence River (freshwater<\/strong> ). For use in salt water (Gasp\u00e9sie, North Shore, Magdalen Islands), a specific endorsement is required.  <\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Inflatable-Boat-Insurance-Zodiac-RIB\"><\/span>Frequently Asked Questions \u2014 Inflatable Boat Insurance (Zodiac, RIB)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>1. How much does Zodiac or inflatable insurance cost in Quebec?<\/strong><\/summary>\n<p>From $180 to $950\/year. A 3 m appendix with a 9.9 HP engine costs about $280, a 5 m RIB with 90 HP costs $420 \u2013 $680. High-performance RIBs (150+ HP) often exceed $900 due to increased risk.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>2. Is my tire covered by my home insurance?<\/strong><\/summary>\n<p>Partially. Most home policies cover a boat without an engine or with an engine of less than 25 HP, for a value under $1,500. Anything above requires a dedicated marine policy.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>3. Does the insurance include the outboard motor?<\/strong><\/summary>\n<p>Yes, the motor is covered if it is explicitly insured on the policy. Always specify the make, model, year, and serial number \u2014 an undeclared motor is not covered in case of theft.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>4. What should I do if my tire is stolen?<\/strong><\/summary>\n<p>Call Assur360 (1-866-357-4451) and the police immediately for a report. Photos of the trailer, storage location, and locks. The average compensation time is 10 to 21 days after the police report and purchase invoice.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>5. Are torn tubes covered?<\/strong><\/summary>\n<p>Accidental tearing yes (impact, collision). Progressive UV degradation no. A knife puncture\/vandalism is covered subject to a police report.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>6. Is my inflatable covered as a yacht tender?<\/strong><\/summary>\n<p>Yes, via an &#8220;appendix&#8221; endorsement on the mother yacht&#8217;s policy \u2014 generally cheaper than a separate policy. Ask your insurance broker to link the two policies.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>7. Do I need a CCEP card to drive a tire?<\/strong><\/summary>\n<p>Yes, as soon as the engine exceeds 7.5 kW (about 10 HP), the pleasure craft operator card is mandatory in Canada, regardless of the type of boat.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>8. Which locks are required by the insurer?<\/strong><\/summary>\n<p>Insurers require an ASTM-approved U-lock or Sold Secure for the engine, and a covered anti-theft chain for the boat. Without proof of installation, the theft deductible doubles (often $1,000 \u2192 $2,000).<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>9. Can my bank account tow skiers\/buoys?<\/strong><\/summary>\n<p>Yes, towing is generally covered if declared in the contract. Some insurers require a $2M liability for towing (higher risk of injury), especially for tubes and wakeboarding.<\/p><\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>10. Is my trailer tire covered?<\/strong><\/summary>\n<p>During transport, yes \u2014 collision, overturning, theft of the entire unit during a stop. However, check that a &#8220;trailer&#8221; endorsement is added; otherwise, only the trailer itself is covered by the towing vehicle.<\/p><\/details>\n\n<section style=\"background:#f0fdfa;border-radius:12px;padding:32px;margin:32px 0;\">\n  <h2 style=\"color:#0d1f2d;margin:0 0 18px;\"><span class=\"ez-toc-section\" id=\"Why-Assur360\"><\/span>Why Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:14px;\">\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> AMF + Chamber of Insurance certified brokers<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100,000+ Quebecers insured<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 20+ marine insurers compared<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Free of charge, no obligation<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> 100% Quebec service, in French<\/div>\n    <div style=\"color:#0d1f2d;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> Specialized marine expertise<\/div>\n  <\/div>\n<\/section>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Helpful-Resources\"><\/span>Helpful Resources<span class=\"ez-toc-section-end\"><\/span><\/h2><p class=\"wp-block-paragraph\">Related pages: <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/\">Boat insurance hub<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/ponton\/\">Pontoon<\/a> \u00b7 <a href=\"\/assurance-bateau\/voilier\/\">Sailboat<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/peche\/\">Fishing boat<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/guide-assurance-bateau-2026\/\">Boat guide 2026<\/a> \u00b7 <a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/\">Home insurance<\/a>. External references: <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener\">AMF<\/a>, <a href=\"https:\/\/www.ibc.ca\/qc\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada<\/a>, <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/embarcations-plaisance\" target=\"_blank\" rel=\"noopener\">Transport Canada<\/a>.<\/p>\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:48px 24px;border-radius:12px;text-align:center;margin:32px 0;\">\n  <h2 style=\"color:#fff;margin:0 0 12px;font-size:28px;\"><span class=\"ez-toc-section\" id=\"Ready-to-insure-your-tyre\"><\/span>Ready to insure your tyre?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#cbd5e1;margin:0 0 24px;font-size:16px;\">Compare 20+ insurers in 3 minutes.<\/p>\n  <a href=\"\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">Quote\u2192<\/a>\n  <a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:#fff;border:2px solid #fff;padding:14px 34px;border-radius:30px;font-weight:700;text-decoration:none;margin:6px;\">\u260e 1-866-357-4451<\/a>\n<\/section>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Inflatable boat insurance (Zodiac, RIB) \u2014 Quebec 2026\",\"description\":\"Zodiac, RIB and dinghy insurance in Quebec: Liability $1M, theft, outboard motor, trailer. Quote in 3 min \u260e 1-866-357-4451.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/09\/logo-assur360.svg\"}},\"datePublished\":\"2026-04-19\",\"dateModified\":\"2026-04-19\",\"mainEntityOfPage\":\"https:\/\/www.assur360.ca\/assurance-bateau\/pneumatique\/\",\"about\":[{\"@type\":\"Thing\",\"name\":\"Inflatable insurance\"},{\"@type\":\"Thing\",\"name\":\"Marine insurance Quebec\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Boat insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Inflatable\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/pneumatique\/\"}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does Zodiac or inflatable insurance cost in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"From $180 to $950\/year. A 3 m dinghy with a 9.9 HP motor costs about $280, a 5 m RIB with 90 HP costs $420 \u2013 $680. High-performance RIBs (150+ HP) often exceed $900 due to increased risk.\"}},{\"@type\":\"Question\",\"name\":\"Is my inflatable covered by my home insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Partially. Most home policies cover a boat without a motor or with a motor under 25 HP, for a value less than $1,500. Anything above requires a dedicated marine policy.\"}},{\"@type\":\"Question\",\"name\":\"Does the insurance include the outboard motor?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, the motor is covered if it is explicitly insured on the policy. Always specify the make, model, year, and serial number \u2014 an unreported motor is not covered in case of theft.\"}},{\"@type\":\"Question\",\"name\":\"What to do in case of theft of my inflatable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Immediately call Assur360 (1-866-357-4451) and the police for a report. Photos of the trailer, storage location, locks. The average compensation time is 10 to 21 days after the police report and purchase invoice.\"}},{\"@type\":\"Question\",\"name\":\"Are torn tubes covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Accidental tearing yes (impact, collision). Progressive UV degradation no. A knife puncture\/vandalism is covered subject to a police report.\"}},{\"@type\":\"Question\",\"name\":\"Is my inflatable covered as a yacht tender?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, via a \\\"tender\\\" endorsement on the mother yacht policy \u2014 usually cheaper than a separate policy. Ask your insurance broker to link the two policies.\"}},{\"@type\":\"Question\",\"name\":\"Is a CCEP card required to operate an inflatable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, as soon as the motor exceeds 7.5 kW (about 10 HP), the pleasure craft operator card is mandatory in Canada, regardless of the type of boat.\"}},{\"@type\":\"Question\",\"name\":\"What locks are required by the insurer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Insurers require an ASTM-approved U-lock or Sold Secure for the motor, and a coated anti-theft chain for the boat. Without proof of installation, the theft deductible doubles (often $1,000 \u2192 $2,000).\"}},{\"@type\":\"Question\",\"name\":\"Can my RIB tow skiers \/ tubes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, towing is generally covered if declared in the contract. Some insurers require a Liability of $2M for towing (higher risk of injury), especially for tubes and wakeboarding.\"}},{\"@type\":\"Question\",\"name\":\"Is my inflatable on a trailer covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"During transport, yes \u2014 collision, overturning, theft of the entire unit during a stop. However, ensure that a \\\"trailer\\\" endorsement is added; otherwise, only the trailer itself is covered by the towing vehicle.\"}}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Inflatable boat insurance (Zodiac, RIB) \u2014 Quebec 2026 Personalized quote from 20+ specialized insurers. Free, no obligation. 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