{"id":21209,"date":"2025-08-20T14:55:38","date_gmt":"2025-08-20T18:55:38","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21209"},"modified":"2026-09-02T12:31:16","modified_gmt":"2026-09-02T16:31:16","slug":"graphic-design-business-insurance-get-a-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/graphic-design-business-insurance-get-a-quick-quote\/","title":{"rendered":"Graphic Design Business Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Assurance entreprise de graphisme\", \"description\": \"Assurance pour graphiste et studio de design : E&O, propri\u00e9t\u00e9 intellectuelle, cyber. D\u00e8s 500 $\/an. Soumission en 2 min. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/entreprise-graphisme\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">GRAPHICS &#038; DESIGN<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Insurance-for-graphic-designers-design-studios-and-creative-agencies\"><\/span>Insurance for graphic designers, design studios and creative agencies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Brand identity, illustration, editorial design, UI\/UX, packaging, advertising: protect your studio against <strong>intellectual property disputes, dissatisfied customers and cyber risks<\/strong>.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">From $500<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$1M to $3M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">E&#038;O Limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">48 h<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Rapid Attestation<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">A graphic design company in Quebec lives from <strong>creation and delivery<\/strong>. Its main risks are not physical but legal: a client who contests a deliverable, a brand that claims that your design plagiarizes its logo, a royalty-free photo that turns out not to be, an identity redesign that fails commercially in the eyes of the client. An E&amp;O design protects against financial damage caused by your services, covers intellectual property (accidental infringement), and covers legal fees \u2014 often higher than the damages themselves for a small structure.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-6-essential-protections-for-a-graphic-designer-or-studio\"><\/span>The 6 essential protections for a graphic designer or studio<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">E&#038;O design and deliverables<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Dissatisfied customer, disputed deliverables, design errors engaging financial responsibility.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Intellectual property<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Accidental infringements: image, typographic font, artwork under restrictive license.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Customer meetings, events, deliveries \u2014 injuries or damage during physical interactions.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Studio Equipment<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Computers, graphic tablets, printers, camera equipment. Theft and damage coverage. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Cyber Creative<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Account hacking (Adobe, Figma, Dropbox), ransomware on customer files, payment fraud.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Protection of moral rights<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Use of your work by a client beyond the initial contract \u2014 legal support.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">The typical trap of the graphic designer: <strong>using &#8220;royalty-free&#8221; images<\/strong> without reading the license terms. A Pexels image used commercially when the photographed subject has not consented can generate a lawsuit. An Adobe Fonts font used outside of the current subscription can cost $10,000 retroactively. Document ALL your sources (captures, purchase confirmations) \u2014 your E&#038;O PI defends you, but proof speeds up the process.   <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does insurance cost for freelance graphic designers in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Between $500 and $1,500 per year for a solo freelancer. For a studio apartment for 3 to 10 people: $1,200 to $3,500\/year. Agencies with corporate or government mandates pay more (E&#038;O at $2 million often required).  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My client refuses to pay because he doesn&#8217;t like the design \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No \u2014 <strong>refusal to pay for subjective dissatisfaction<\/strong> is not an insurable loss. Your E&#038;O covers objective errors (deliverable not in accordance with the signed brief, missed deadline). Framing the brief and the revisions in a written contract drastically reduces this risk.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A logo I created looks like an existing brand \u2014 sued, covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>the intellectual property liability<\/strong> (included in most E&#038;O design). Covers unintentional infringements: accidental resemblance, unconscious inspiration, patent graphic element. Documented prior art searches reduce exposure.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">I used a Pexels photo but the model pictured is chasing me \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via the <strong>Intellectual Property and Image Rights RC<\/strong>. Free photo licenses rarely cover the rights of the people photographed. For any recognizable human face in a commercial context, demand a <strong>model release<\/strong>.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A client uses my design beyond the original contract \u2014 my remedies?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is a <strong>violation of copyright and moral rights<\/strong>. Your policy may include business legal protection ($200 to $600\/year) to fund the process. Graphic designer contracts must always specify: duration of use, authorized medium, exclusivity, assignment or license.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My computer with all my client projects is stolen \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>professional property insurance<\/strong> (equipment) <strong>and cyber insurance<\/strong> for the reconstruction of files. Cloud backups (Dropbox, Drive) are essential. A comprehensive policy includes the cost of rebuilding and loss of income during the interruption.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Our designers work remotely \u2014 equipment coverage?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via the <strong>&#8220;off-premises equipment&#8221;<\/strong> endorsement. Equipment provided to teleworkers (Macbook, iPad Pro) is covered at home. Marginal additional cost. Declare all teleworking positions when you take out.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My contracts with large companies require E&#038;O \u2014 what level?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Standard in Quebec: <strong>$1 million for SMEs, $2 million for corporate, $5 million for government\/financial<\/strong>. Your broker issues a nominative certificate in the client&#8217;s name within 48 hours. Keep the certificates for each mandate.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are creative and spec work contests covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\"><strong>Speculative work<\/strong> (competitions, free pitches) is generally not covered because it is outside the contractual framework. Avoid spec work or negotiate participation fees. Once a contract is signed, the E&#038;O coverage is fully activated.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Graphic-designers-and-studios-throughout-Quebec\"><\/span>Graphic designers and studios throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. Creative studios in Montreal, agencies in Quebec City, freelancers in the Eastern Townships, designer collectives in Gatineau, Sherbrooke, Laval: the brokers of our partner firms support all creative profiles, from independent solos to agencies of 30 people. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT &#038; Technology Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-entreprise-informatique\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT Business Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-responsabilite-civile-creation-de-sites-web\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Liability insurance for website creation<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Business Insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/grafika.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Grafika \u2014 Quebec Design Community<\/a><\/li>\n<li><a href=\"https:\/\/www.ic.gc.ca\/eic\/site\/cipointernet-internetopic.nsf\/fra\/accueil\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Intellectual Property Office<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Insurance Chamber<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance pour graphiste ind\u00e9pendant au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Entre 500 $ et 1 500 $ par ann\u00e9e pour un freelance solo. Pour un studio de 3 \u00e0 10 personnes : 1 200 $ \u00e0 3 500 $\/an. Les agences avec mandats corporatifs ou gouvernementaux paient davantage (E&O \u00e0 2 M$ souvent exig\u00e9e).\"}}, {\"@type\": \"Question\", \"name\": \"Mon client refuse de payer car il n'aime pas le design \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Non \u2014 le <strong>refus de payer pour insatisfaction subjective n'est pas un sinistre assurable. Votre E&O couvre les erreurs objectives (livrable non conforme au brief sign\u00e9, d\u00e9lai non respect\u00e9). Bien cadrer le brief et les r\u00e9visions dans un contrat \u00e9crit r\u00e9duit drastiquement ce risque.\"}}, {\"@type\": \"Question\", \"name\": \"Un logo que j'ai cr\u00e9\u00e9 ressemble \u00e0 une marque existante \u2014 poursuivi, couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via la <\/strong><strong>RC propri\u00e9t\u00e9 intellectuelle (incluse dans la plupart des E&O design). Couvre les violations involontaires : ressemblance accidentelle, inspiration inconsciente, \u00e9l\u00e9ment graphique brevet. Recherches d'ant\u00e9riorit\u00e9 document\u00e9es r\u00e9duisent l'exposition.\"}}, {\"@type\": \"Question\", \"name\": \"J'ai utilis\u00e9 une photo Pexels mais le mod\u00e8le photographi\u00e9 me poursuit \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via la <\/strong><strong>RC propri\u00e9t\u00e9 intellectuelle et droits \u00e0 l'image. Les licences photo gratuites couvrent rarement les droits des personnes photographi\u00e9es. Pour tout visage humain reconnaissable en contexte commercial, exigez un <\/strong><strong>model release.\"}}, {\"@type\": \"Question\", \"name\": \"Un client utilise mon design au-del\u00e0 du contrat initial \u2014 mes recours ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"C'est une <\/strong><strong>violation de droits d'auteur et droits moraux. Votre police peut inclure une protection juridique d'entreprise (200 $ \u00e0 600 $\/an) pour financer les d\u00e9marches. Les contrats graphiste doivent toujours sp\u00e9cifier : dur\u00e9e d'usage, support autoris\u00e9, exclusivit\u00e9, cession ou licence.\"}}, {\"@type\": \"Question\", \"name\": \"Mon ordinateur avec tous mes projets clients est vol\u00e9 \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via l'<\/strong><strong>assurance biens professionnels (\u00e9quipement) et une <\/strong><strong>cyber pour la reconstitution des fichiers. Les sauvegardes infonuagiques (Dropbox, Drive) sont indispensables. Une police compl\u00e8te inclut les frais de reconstitution et la perte de revenus pendant l'interruption.\"}}, {\"@type\": \"Question\", \"name\": \"Nos designers t\u00e9l\u00e9travaillent \u2014 couverture \u00e9quipement ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via l'avenant <\/strong><strong>\u00ab off-premises equipment \u00bb. L'\u00e9quipement fourni aux t\u00e9l\u00e9travailleurs (Macbook, iPad Pro) est couvert \u00e0 leur domicile. Co\u00fbt additionnel marginal. D\u00e9clarez tous les postes de t\u00e9l\u00e9travail \u00e0 la souscription.\"}}, {\"@type\": \"Question\", \"name\": \"Mes contrats avec de grandes entreprises exigent une E&O \u2014 quel niveau ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Standard au Qu\u00e9bec : <\/strong><strong>1 M$ pour PME, 2 M$ pour corporatif, 5 M$ pour gouvernement\/financier. Votre courtier \u00e9met une attestation nominative au nom du client en 48 h. Conservez les attestations pour chaque mandat.\"}}, {\"@type\": \"Question\", \"name\": \"Les concours cr\u00e9atifs et spec work sont-ils couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les <\/strong><strong>travaux sp\u00e9culatifs (concours, pitch libre) ne sont g\u00e9n\u00e9ralement pas couverts car ils sortent du cadre contractuel. \u00c9vitez le spec work ou n\u00e9gociez des frais de participation. Une fois un contrat sign\u00e9, la couverture E&O s'active pleinement.\"}}]}\n<\/strong><\/script> \n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance entreprise de graphisme\", \"item\": \"https:\/\/www.assur360.ca\/entreprise-graphisme\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>GRAPHICS &#038; DESIGN Insurance for graphic designers, design studios and creative agencies Brand identity, illustration, editorial design, UI\/UX, packaging, advertising: protect your [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":45240,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Graphic Designer Insurance Quebec 2026 | Design & creative studio","_seopress_titles_desc":"Insurance for graphic designers and design studios: E&O, intellectual property, cyber. Starting at $500\/year. Submission in 2 min. 1-866-357-4451.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Graphic Design Business Insurance: Get a Quick Quote","_seopress_social_fb_desc":"Get an insurance quote for your graphic design business. Simple, fast and tailored to your needs.","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/07\/og-entreprise-graphisme-2026.webp","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"Graphic Design Business Insurance: Get a Quick Quote","_seopress_social_twitter_desc":"Graphic design business insurance: compare the best coverage in less than 3 minutes with our brokers.","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/07\/og-entreprise-graphisme-2026.webp","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-21209","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=21209"}],"version-history":[{"count":28,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21209\/revisions"}],"predecessor-version":[{"id":102384,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21209\/revisions\/102384"}],"up":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/45240"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=21209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}