{"id":21197,"date":"2025-08-22T15:14:59","date_gmt":"2025-08-22T19:14:59","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21197"},"modified":"2026-05-08T14:09:03","modified_gmt":"2026-05-08T18:09:03","slug":"cybersecurity-company-liability-insurance-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/cybersecurity-company-liability-insurance-quick-quote\/","title":{"rendered":"Cybersecurity company liability insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Assurance RC soci\u00e9t\u00e9 de cybers\u00e9curit\u00e9\", \"description\": \"Assurance RC pour firme de cybers\u00e9curit\u00e9 : E&O, pentest, MSSP, SOC, audit. D\u00e8s 2 500 $\/an. Soumission en 2 min. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-responsabilite-civile-societe-de-cybersecurite\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">CYBERSECURITY FIRM<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Civil-liability-insurance-for-cybersecurity-firms-and-consultants\"><\/span>Civil liability insurance for cybersecurity firms and consultants<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">MSSPs, SOCs, pentests, SOC 2 audits, incident management: your business is risky by nature. Protect yourself with <strong>cybersecurity E&#038;O<\/strong> designed for real-world industry demands. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $2,500<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $10M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">E&#038;O Limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Bill 25<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compliant<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p>Cybersecurity firms operate in a <strong>paradox of exposure<\/strong> : they are paid to protect others, but are themselves the preferred targets of attackers. When a customer is hacked despite your recommendations, when a pentest damages a production system, when a SOC 2 audit is challenged by an external auditor, when your analysts have access to your customers&#8217; most sensitive data \u2014 every job is high risk. A classic E&amp;O is not enough; You need a <strong>specialized cybersecurity<\/strong> policy that explicitly includes pentest, incident response, infrastructure hosting, and customer cross-responsibility activities.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/rc-cybersecurite-conseil.jpg\" alt=\"Cybersecurity company \u2014 Assur360 professional liability\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Cybersecurity-Company-Liability\"><\/span>Cybersecurity Company Liability<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Cybersecurity firms (audits, pentests, MSSPs) need <strong>professional liability (E&#038;O) with extended cyber coverage<\/strong> : if a client is hacked AFTER your mandate, you can be held liable.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Special feature:<\/strong> add the <em>third-party cyber liability<\/em> guarantee and the <em>insuring agreement for failure to detect or remediate<\/em>. Without it, your post-incident services can expose you to recourse. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-6-essential-protections-for-a-cybersecurity-firm\"><\/span>The 6 essential protections for a cybersecurity firm<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">E&#038;O cybersecurity<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Erroneous recommendations, incomplete audits, pentest omitting a flaw. Limit $2 million to $10 million. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Cyber Part 1 and Part 3<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Incident that affects your systems AND those of your customers (MSSP infrastructure, SOC).<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Pentest Responsibility<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Accidental damage to a system in production during an authorized penetration test.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Incident response<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">24\/7 coverage for your customers&#8217; interventions \u2014 damage during remediation.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Protection of directors<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">D&#038;O \u2014 personal lawsuits against executives following an incident involving a customer.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Contractual liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Missed SLAs, Law 25 notification obligations not met, invalidated certifications.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">The classic trap of cybersecurity firms: <strong>&#8220;pentest&#8221; and &#8220;cyber-incident&#8221; exclusion clauses<\/strong> in generic E&#038;O policies. A general insurer can exclude damage caused during a penetration test, or refuse a claim involving a hacked customer under your supervision. Require a policy that <strong>explicitly mentions<\/strong> activities: pentesting, red teaming, MSSP, SOC-as-a-service, forensic, DFIR. Without it, your cover is an illusion.   <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does an E&#038;O cost for a cybersecurity firm in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Between $2,500 and $12,000 per year for an SME with 5 to 30 employees. Firms that do <strong>active pentest, red teaming or MSSP<\/strong> pay more ($4,500 to $20,000). Common limits are $2 million to $5 million, amounting to $10 million for enterprise contracts.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A pentest damages a client system in production \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, <strong>only<\/strong> if your policy explicitly includes pentest activity. Generic fonts often exclude &#8220;intrusive testing allowed.&#8221; Written consent from the customer (rules of engagement) is required to avoid rejection of complaints.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A customer gets hacked despite our recommendations \u2014 responsible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Potentially, if the customer proves that your recommendations were wrong or that you missed a detectable flaw. Your <strong>E&#038;O covers defense and indemnification costs<\/strong>. Documentation (audit report, exchanges, acceptance of risk by the client) is your best protection.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">We host SIEM logs at AWS for our customers \u2014 cyber coverage?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>third-party cyber infrastructure<\/strong>. If an incident at AWS compromises your customers through your SIEM, you are liable. Declare hosting with hyperscalers at the time of subscription. Some policies require notification within 24-48 hours of any incident.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Our customers require SOC 2 Type II or ISO 27001 \u2014 impact assurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\"><strong>Certifications<\/strong> often reduce the premium (10 to 30%) and are sometimes required by insurers above $5 million. A recent external pentest report or a valid SOC 2 audit is requested at renewal. Prepare a file of annual checks.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does Bill 25 apply to us for our customers&#8217; data?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 as a cybersecurity service provider, you are a <strong>subcontractor within the meaning of Bill 25<\/strong>. Obligations: incident log, notifications within 72 hours, compliant contracts with your customers. Your policy must mention Bill 25 and the GDPR if you serve European customers.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Can B2B customer lawsuits reach several million?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 it&#8217;s common in the industry. A hacked SME that loses 6 months of revenue can claim $2 million to $10 million. A medical or financial data breach at a large customer can generate claims of $50 million+. <strong>Tailor the E&#038;O limit to the largest customer<\/strong> in your portfolio.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are defense costs included or in addition to the limit?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Depends on the police. In <strong>&#8220;excluding defense limits&#8221;,<\/strong> the costs are added to the limit (preferred). In <strong>&#8220;limits including defense&#8221;,<\/strong> the fee reduces the limit available for compensation. Negotiate an &#8220;excluding defense limits&#8221; formula for high-risk mandates.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">SOC analyst misses critical alert \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>the SOC\/MSSP operating E&#038;O<\/strong>. Covers omissions, triage errors, customer notification delays. Recommended high limits ($5M+) for 24\/7 SOCs. Policies often require evidence of ongoing analyst training and documented procedures.   <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cybersecurity-firms-throughout-Quebec\"><\/span>Cybersecurity firms throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. With a dense cybersecurity ecosystem in Montreal, government firms in Quebec City, specialized consultants in the regions, our brokers are familiar with the requirements of major Quebec contractors (Hydro-Qu\u00e9bec, Revenu Qu\u00e9bec, major financial institutions). <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"\/assurance-cybersecurite\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cybersecurity firm insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT &#038; Technology Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cyber Business Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-entreprise-informatique\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT Business Insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cyber.gc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Centre for Cyber Security<\/a><\/li>\n<li><a href=\"https:\/\/www.cai.gouv.qc.ca\/loi-25\/\" rel=\"nofollow noopener\" target=\"_blank\">Bill 25 \u2014 Commission d&#8217;acc\u00e8s \u00e0 l&#8217;information<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une E&O pour firme de cybers\u00e9curit\u00e9 au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Entre 2 500 $ et 12 000 $ par ann\u00e9e pour une PME de 5 \u00e0 30 personnes. Les firmes qui font du <strong>pentest actif, du red teaming ou du MSSP paient davantage (4 500 $ \u00e0 20 000 $). Les limites courantes sont 2 M$ \u00e0 5 M$, montant \u00e0 10 M$ pour les contrats enterprise.\"}}, {\"@type\": \"Question\", \"name\": \"Un pentest endommage un syst\u00e8me client en production \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, <\/strong><strong>uniquement si votre police inclut explicitement l'activit\u00e9 pentest. Les polices g\u00e9n\u00e9riques excluent souvent les \u00ab tests intrusifs autoris\u00e9s \u00bb. Un autorisation \u00e9crite du client (rules of engagement) est indispensable pour \u00e9viter le refus de r\u00e9clamation.\"}}, {\"@type\": \"Question\", \"name\": \"Un client se fait pirater malgr\u00e9 nos recommandations \u2014 responsable ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Potentiellement, si le client prouve que vos recommandations \u00e9taient erron\u00e9es ou que vous aviez omis une faille d\u00e9tectable. Votre <\/strong><strong>E&O couvre les frais de d\u00e9fense et d'indemnisation. La documentation (rapport d'audit, \u00e9changes, acceptation du risque par le client) est votre meilleure protection.\"}}, {\"@type\": \"Question\", \"name\": \"Nous h\u00e9bergeons des logs SIEM chez AWS pour nos clients \u2014 couvert cyber ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via la <\/strong><strong>cyber infrastructure tierce. Un incident chez AWS qui compromet vos clients via votre SIEM engage votre responsabilit\u00e9. D\u00e9clarez l'h\u00e9bergement chez les hyperscalers \u00e0 la souscription. Certaines polices exigent une notification dans les 24-48 h de tout incident.\"}}, {\"@type\": \"Question\", \"name\": \"Nos clients exigent SOC 2 Type II ou ISO 27001 \u2014 impact assurance ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les <\/strong><strong>certifications r\u00e9duisent souvent la prime (10 \u00e0 30 %) et sont parfois exig\u00e9es par les assureurs au-del\u00e0 de 5 M$. Un rapport de pentest externe r\u00e9cent ou un audit SOC 2 valide est demand\u00e9 au renouvellement. Pr\u00e9parez un dossier de contr\u00f4les annuels.\"}}, {\"@type\": \"Question\", \"name\": \"La Loi 25 s'applique-t-elle \u00e0 nous pour les donn\u00e9es de nos clients ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 en tant que fournisseur de services cybers\u00e9curit\u00e9, vous \u00eates <\/strong><strong>sous-traitant au sens de la Loi 25. Obligations : registre d'incidents, notifications dans les 72 h, contrats conformes avec vos clients. Votre police doit mentionner la Loi 25 et le RGPD si vous servez des clients europ\u00e9ens.\"}}, {\"@type\": \"Question\", \"name\": \"Les poursuites de clients B2B peuvent-elles atteindre plusieurs millions ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 c'est courant dans le secteur. Une PME pirat\u00e9e qui perd 6 mois de revenus peut r\u00e9clamer 2 \u00e0 10 M$. Une fuite de donn\u00e9es m\u00e9dicales ou financi\u00e8res chez un grand client peut g\u00e9n\u00e9rer des r\u00e9clamations de 50 M$+. <\/strong><strong>Adaptez la limite E&O au plus gros client de votre portefeuille.\"}}, {\"@type\": \"Question\", \"name\": \"Les frais de d\u00e9fense sont-ils inclus ou en sus de la limite ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"D\u00e9pend de la police. En <\/strong><strong>\u00ab limites excluding defense \u00bb, les frais s'ajoutent \u00e0 la limite (pr\u00e9f\u00e9rable). En <\/strong><strong>\u00ab limites including defense \u00bb, les frais r\u00e9duisent la limite disponible pour l'indemnisation. N\u00e9gociez une formule \u00ab limites excluding defense \u00bb pour les mandats \u00e0 risque \u00e9lev\u00e9.\"}}, {\"@type\": \"Question\", \"name\": \"Un analyste SOC rate une alerte critique \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via l'<\/strong><strong>E&O exploitation SOC \/ MSSP. Couvre les omissions, erreurs de triage, retards de notification client. Limites \u00e9lev\u00e9es recommand\u00e9es (5 M$+) pour les SOC 24\/7. Les polices exigent souvent des preuves de formation continue des analystes et de proc\u00e9dures document\u00e9es.\"}}]}\n<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance RC soci\u00e9t\u00e9 de cybers\u00e9curit\u00e9\", \"item\": \"https:\/\/www.assur360.ca\/assurance-responsabilite-civile-societe-de-cybersecurite\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CYBERSECURITY FIRM Civil liability insurance for cybersecurity firms and consultants MSSPs, SOCs, pentests, SOC 2 audits, incident management: your business is risky [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":45230,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cybersecurity Firm Liability Insurance Quebec 2026 | Cyber E&O","_seopress_titles_desc":"Civil liability insurance for cybersecurity firms: E&O, pentest, MSSP, SOC, audit. Starting at $2,500\/year. Submission in 2 min.   1-866-357-4451.","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-21197","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=21197"}],"version-history":[{"count":27,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21197\/revisions"}],"predecessor-version":[{"id":63815,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21197\/revisions\/63815"}],"up":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/45230"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=21197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}