{"id":21189,"date":"2025-08-13T14:03:24","date_gmt":"2025-08-13T18:03:24","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21189"},"modified":"2026-06-26T02:36:33","modified_gmt":"2026-06-26T06:36:33","slug":"mobile-welder-liability-insurance-get-a-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/mobile-welder-liability-insurance-get-a-quick-quote\/","title":{"rendered":"Mobile Welder Liability Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Mobile Welder Liability Insurance\", \"description\": \"Liability insurance for mobile welders in Quebec: $2M liability, hot work, equipment, workshop vehicle. Free quote in 2 minutes.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-responsabilite-pour-soudeur-mobile\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Quebec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">MOBILE WELDER<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Insurance-for-mobile-welders-in-Quebec\"><\/span>Insurance for mobile welders in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">On-site welding, industrial repair, manufacturing: your high-risk job requires <strong>specific liability for hot work<\/strong>, equipment coverage and workshop vehicle.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $1,500<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $5M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Usual liability<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Hot<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Covered<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">The mobile welder has a high-risk job: <strong>hot work on the customer&#8217;s site<\/strong>, handling flammable gases, sparks that can set fire to a structure or equipment. Standard commercial policies almost always exclude hot work. A welder without proper insurance can face <strong>hundreds of thousands of dollars<\/strong> in claims for a fire caused by a spark \u2014 not to mention legal fees.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/rc-soudeur-mobile.jpg\" alt=\"Industrial intervention welder \u2014 RC Assur360\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Liability-for-mobile-welder-mobile-workshop\"><\/span>Liability for mobile welder (mobile workshop)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Mobile welding presents major risks: <strong>fire on the customer site, structural damage, spatter injuries<\/strong>. Hot work sites often require a permit and a minimum liability of <strong>$2 to $5 million<\/strong>. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Compliance:<\/strong> CWB (Canadian Welding Bureau) certification, compliance with the National Fire Code, and mandatory post-site monitoring procedure (fire watch 30 to 60 min). Any non-compliance invalidates the coverage. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Coverage-for-mobile-welders\"><\/span>Coverage for mobile welders<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Hot-work liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Explicit coverage for welding, flame cutting, grinding activities. Limit $2 million to $5 million. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Equipment<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Welding machine, gas cylinders, flame cutting equipment, pneumatic tools, generator.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Workshop vehicle<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Equipped truck, workshop trailer, crane truck \u2014 commercial vehicle coverage.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Materials in transit<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Metal, electrodes, gases transported between sites.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Pollution<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Light contamination by fumes, degreasing agents, residues.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Errors &#038; Omissions<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Non-compliant weld that gives way, wrong choice of filler metal, sizing error.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">Before each hot job, obtain a <strong>hot work permit signed by the customer<\/strong>, remove any combustible material within a 10 m radius, check the availability of a fire extinguisher, and conduct a <strong>30 to 60-minute fire round<\/strong> after the work is completed. A fire without compliance with these procedures can be ruled out even with the hot work endorsement. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Why doesn&#8217;t a standard commercial policy cover weld?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Commercial policies explicitly exclude <strong>hot work outside the company&#8217;s premises<\/strong> : welding, flame cutting, brazing, grinding, anything that produces sparks. You need a specific endorsement or a specialized policy for mobile welders. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does mobile welder insurance cost in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For a self-employed welder: between $1,500 and $3,500 per year for a CRA of $2 million + equipment. A company of 2 to 4 welders with a workshop vehicle and generator: $3,500 to $7,500. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My job site has a $5 million RCA requirement \u2014 is that possible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via several Canadian markets and Lloyd&#8217;s. <strong>Industrial contractors<\/strong> (mines, paper mills, refineries) commonly ask for $5 million to $10 million. Allow 2 to 4 weeks of subscription for high limits with compliant attestation.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A spark sets fire to a warehouse \u2014 what is my responsibility?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Without a respected hot work permit, you are <strong>personally liable<\/strong> even if the company is incorporated. With a hot work endorsement and compliance with procedures, your RC takes care of the client&#8217;s compensation, firefighters, legal fees, up to the limits provided. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are my oxygen and acetylene cylinders covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via equipment coverage. Caution when <strong>transporting<\/strong> : cylinders must be secured and ventilated in accordance with the Canadian Dangerous Materials Code. A claim involving improper stowage can be disputed.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">I work alone \u2014 do I really need insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 absolutely. An uninsured self-employed welder who causes a $300,000 fire at a customer&#8217;s home will face a <strong>personal lawsuit<\/strong> that can result in bankruptcy and seizure of property. The cost of $1,500 per year is minimal compared to the risk.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does work in confined spaces or at heights add to the cost?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 work in confined spaces (tanks, silos) and at heights (greater than 6 m) is considered to be <strong>at increased risk<\/strong>. Declare them when you take out the policy. Some insurers exclude them; others apply an additional premium of 20 to 40%.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Do I need to be certified to get insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No, not mandatory, but a <strong>CWB (Canadian Welding Bureau)<\/strong> certification or equivalent makes it easier to underwrite and can reduce the premium. For structural or regulated work, certification is often required by the client. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A client refuses to sign the hot work permit \u2014 what to do?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Refuse to start the work. Document this refusal by email. If you proceed without a permit and a loss occurs, your coverage may be denied and <strong>you will remain personally liable for<\/strong> the damages.  <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mobile-welders-throughout-Quebec\"><\/span>Mobile welders throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. From the mining industry in Abitibi to the shipyards of the Bas-Saint-Laurent, from the refineries of Montreal East to the paper mills of the Mauricie region: our brokers place your risk with insurers specializing in hot work. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"\/assurance-construction\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Construction insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/insurance-for-construction-contractors\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Construction Contractors Insurance<\/div>\n  <\/a>\n<a href=\"\/responsabilite-civile-entrepreneur-general\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">General contractor liability<\/div>\n  <\/a>\n<a href=\"\/assurance-garage-mecanique\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Garage insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cwbgroup.org\/\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Welding Bureau (CWB)<\/a><\/li>\n<li><a href=\"https:\/\/www.cnesst.gouv.qc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">CNESST \u2014 hot work<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Chamber of Insurance<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Why doesn't a standard commercial policy cover welding?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Commercial policies explicitly exclude <strong>hot work outside the business premises: welding, oxy-fuel cutting, brazing, grinding, anything that produces sparks. A specific endorsement or a specialized policy for mobile welders is required.\"}}, {\"@type\": \"Question\", \"name\": \"How much does insurance for mobile welders cost in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For a self-employed welder: between $1,500 and $3,500 per year for $2M liability + equipment. A company with 2 to 4 welders with a workshop vehicle and generator: $3,500 to $7,500.\"}}, {\"@type\": \"Question\", \"name\": \"My job site has a requirement of $5M liability \u2014 is that possible?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through several Canadian markets and Lloyd's. Industrial <strong>clients (mines, paper mills, refineries) commonly request $5M to $10M. Allow 2 to 4 weeks for underwriting for high limits with compliant certification.\"}}, {\"@type\": \"Question\", \"name\": \"A spark ignites a warehouse \u2014 what is my liability?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Without a respected hot work permit, you are <strong>personally liable even if the business is incorporated. With a hot work endorsement and adherence to procedures, your liability covers the client's compensation, firefighters, legal fees, up to the specified limits.\"}}, {\"@type\": \"Question\", \"name\": \"Are my oxygen and acetylene tanks covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through equipment coverage. Be cautious with <strong>transport: tanks must be secured and ventilated according to the Canadian Hazardous Materials Code. A claim involving improper securing may be contested.\"}}, {\"@type\": \"Question\", \"name\": \"I work alone \u2014 do I really need insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 absolutely. A self-employed welder without insurance who causes a $300,000 fire at a client's site will face a <strong>personal lawsuit that can lead to bankruptcy and asset seizure. The cost of $1,500 per year is minimal compared to the risk.\"}}, {\"@type\": \"Question\", \"name\": \"Do confined space or height work add to the cost?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 confined space work (tanks, silos) and height work (over 6 m) are considered <strong>higher risk. Declare them at underwriting. Some insurers exclude them; others apply a surcharge of 20% to 40%.\"}}, {\"@type\": \"Question\", \"name\": \"Do I need to be certified to get insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No, not mandatory, but a <strong>CWB (Canadian Welding Bureau) or equivalent certification facilitates underwriting and may reduce the premium. For structural or regulated work, certification is often required by the client.\"}}, {\"@type\": \"Question\", \"name\": \"A client refuses to sign the hot work permit \u2014 what should I do?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Refuse to start the work. Document this refusal by email. 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