{"id":21177,"date":"2025-08-04T09:26:33","date_gmt":"2025-08-04T13:26:33","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21177"},"modified":"2026-07-02T20:29:16","modified_gmt":"2026-07-03T00:29:16","slug":"daycare-insurance-get-your-quote-in-less-than-3-minutes","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/daycare-insurance-get-your-quote-in-less-than-3-minutes\/","title":{"rendered":"Daycare insurance: Get your quote in less than 3 minutes"},"content":{"rendered":"&#8220;`html\n\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">QUICK QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Protect-toddlers-compare-with-one-click\"><\/span>Protect toddlers, compare with one click.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Running a daycare is much more than welcoming children: it means taking on great responsibilities in terms of safety, health and management. <strong>Specialized insurance<\/strong> protects you in the event of an incident, complaint or damage. Offered by <strong>insurance brokers<\/strong>, it allows you to comply with legal standards while protecting your establishment. Get quotes online now.   <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<figure style=\"max-width:520px;margin:24px auto 40px;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/06\/Assurance-Garderie-.png\" alt=\"Child and adult play together in a daycare.\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n<\/figure>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Daycare insurance<\/strong> aims to protect your daycare service against situations that can have a major impact on your operations: on-site incidents, property damage, responsibilities to parents, or service interruption. To get an <strong>online quote<\/strong>, it is helpful to have some information on hand (type of daycare, number of children, schedules, location, safety measures, etc.). On this page, you can start a claim quickly and understand what to look for in a quote to choose the right coverage \u2014 <strong>in minutes, depending on the information available<\/strong>.  <\/p>\n\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-garderie-cpe.jpg\" alt=\"Early learning and childcare \u2014 Assur360 insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Daycare-insurance-daycare-and-private\"><\/span>Daycare insurance (daycare and private)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Educational daycares in Quebec are subject to <strong>the Minist\u00e8re de la Famille<\/strong> and must hold a minimum RC of <strong>$2 million<\/strong>. Covers child injuries, abuse allegations, transportation (outings), and building. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Essential guarantee:<\/strong> <em>professional liability for childcare<\/em> including defence in the event of an allegation. The defence cost alone can be as high as $50,000 before any settlement. This warranty must be <strong>included, not optional<\/strong>.  <\/p>\n  <\/div>\n<\/div>\n\n<\/blockquote>\n\n<h3 class=\"wp-block-heading\">Why is childcare-friendly insurance essential?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Liability in the event of a child accident<\/strong> : injuries, falls, food poisoning, etc.<\/li>\n\n\n\n<li><strong>Complaints or lawsuits<\/strong> : legal coverage in the event of a claim by parents.<\/li>\n\n\n\n<li><strong>Damaged properties<\/strong> : fire, water damage or breakage caused by children.<\/li>\n\n\n\n<li><strong>Employees<\/strong> : Coverage for workplace accidents or professional errors.<\/li>\n\n\n\n<li><strong>Regulatory compliance<\/strong> : Many jurisdictions require proof of insurance.<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Recommended Coverages for Daycares<\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Guarantee<\/strong><\/th><th><strong>Description<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>General Liability<\/strong><\/td><td>Protects against bodily injury or property damage caused to third parties.<\/td><\/tr><tr><td><strong>Legal protection<\/strong><\/td><td>Covers lawyers&#8217; fees in the event of a dispute or claim.<\/td><\/tr><tr><td><strong>Building and contents insurance<\/strong><\/td><td>Covers movable and immovable property in the event of fire, theft or damage.<\/td><\/tr><tr><td><strong>Children&#8217;s accidents<\/strong><\/td><td>Provides compensation in the event of an accident that occurs during on-call hours.<\/td><\/tr><tr><td><strong>Employee insurance<\/strong><\/td><td>Protects in the event of injury, assault or occupational disease.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Why use a daycare insurance comparator?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Access multiple insurers in a single step.<\/li>\n\n\n\n<li>Get clear and personalized quotes.<\/li>\n\n\n\n<li>Avoid duplicates or gaps in coverage.<\/li>\n\n\n\n<li>Support from <strong>brokers specializing in childcare services<\/strong>.<\/li>\n\n\n\n<li>Free, fast and non-binding service.<\/li>\n<\/ul>\n\n&#8220;`\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which-insurers-offer-coverage-tailored-to-daycares\"><\/span>Which insurers offer coverage tailored to daycares?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Insurer<\/strong><\/th><th><strong>Specialized daycare<\/strong><\/th><th><strong>Competitive rates<\/strong><\/th><th><strong>Customer service<\/strong><\/th><th><strong>Flexibility of guarantees<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Intact<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td>The Unique<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td>Promutuel<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><\/tr><tr><td>Aviva insurance<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td>Economic<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">FAQ childcare service<\/h3>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"est-ce-que-lassurance-garderie-est-obligatoire-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Is daycare insurance mandatory in Quebec?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes, liability insurance is required for any government-recognized or subsidized daycare.<\/p>\n<\/details>\n\n\n\n<details id=\"que-couvre-une-assurance-garderie-typique\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What does a typical daycare insurance cover?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">It covers children&#8217;s accidents, civil liability, lawsuits, property damage, as well as your employees.<\/p>\n<\/details>\n\n\n\n<details id=\"est-ce-que-je-peux-couvrir-une-garderie-en-milieu-familial\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I cover a family daycare?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes, insurance is designed specifically for family daycares with coverage tailored to their reality.<\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the main coverages in daycare insurance insurance?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A typical daycare insurance insurance policy in Quebec includes: <strong>general civil liability<\/strong> (damage to third parties), <strong>commercial property<\/strong> (building, equipment, stock), <strong>equipment breakdown<\/strong>, <strong>business interruption<\/strong> (income loss after a claim), and depending on the sector, <strong>professional liability<\/strong> or <strong>cyber-risks<\/strong>. Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exclusions should I check before signing?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The most common exclusions in business insurance: <strong>intentional acts<\/strong>, <strong>normal wear and tear<\/strong>, <strong>claims occurring before the policy period<\/strong>, <strong>certain catastrophic risks<\/strong> (flood, earthquake \u2014 often optional), <strong>mobile equipment off-site<\/strong>, and <strong>undeclared activities<\/strong>. Always <strong>read the exclusion clauses<\/strong> and declare all your operations to avoid claim denial.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I bundle my daycare insurance insurance with auto or home?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Most of our <strong>AMF-certified partner brokerage firms<\/strong> offer <strong>multi-product bundling<\/strong>. Combining business insurance with auto or home can generate a discount of <strong>10 to 15%<\/strong> on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does professional liability (E&#038;O) insurance work?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Professional liability (E&#038;O)<\/strong> covers <strong>errors, omissions or negligence<\/strong> committed in the course of your profession, plus <strong>legal defence costs<\/strong>. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&#038;O can be <strong>strongly recommended<\/strong> or <strong>required by contract<\/strong> (e.g. by clients or professional associations).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does a daycare insurance quote via Assur360 take?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The online form takes <strong>3 minutes to fill out<\/strong>. You&#8217;ll then receive a call or email from an <strong>AMF-certified partner brokerage firm<\/strong> (member of the <strong>Chamber of Insurance<\/strong>) within <strong>24 to 48 business hours<\/strong> with a personalized quote for your business. The quote is <strong>free and no obligation<\/strong> \u2014 you&#8217;re free to accept, decline, or negotiate.<\/div>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-garderie\/\",\"@id\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-garderie\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-garderie\/#est-ce-que-lassurance-garderie-est-obligatoire-au-quebec\",\"name\":\"Is daycare insurance mandatory in Quebec?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Yes, liability insurance is required for any government-recognized or subsidized daycare.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-garderie\/#que-couvre-une-assurance-garderie-typique\",\"name\":\"What does a typical daycare 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class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_31_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_31_dropdown\"><option value=\"\">- S\u00e9lectionner -<\/option><option value=\"Entreprises de services professionnels\"  >Entreprises de services professionnels<\/option><option value=\"Entrepreneurs\"  >Entrepreneurs<\/option><option value=\"Commerce de d\u00e9tail et automobile\"  >Commerce de d\u00e9tail et automobile<\/option><option value=\"Immobilier\"  >Immobilier<\/option><option value=\"Restauration et h\u00f4tellerie\"  >Restauration et h\u00f4tellerie<\/option><option value=\"Services de sant\u00e9\"  >Services de sant\u00e9<\/option><option value=\"Fabrication et transformation\"  >Fabrication et transformation<\/option><option value=\"Grossistes\"  >Grossistes<\/option><option value=\"Entreposage\"  >Entreposage<\/option><option value=\"\u00c9nergie\"  >\u00c9nergie<\/option><option value=\"Autres secteur\"  >Autres secteur<\/option><\/select><\/div><\/div><div class='ff-el-group has-conditions'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_preciser_secteur' id='label_ff_31_preciser_secteur' aria-label=\"Pr\u00e9cisez votre activit\u00e9\">Pr\u00e9cisez votre activit\u00e9<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"preciser_secteur\" id=\"ff_31_preciser_secteur\" class=\"ff-el-form-control\" placeholder=\"D\u00e9crivez votre activit\u00e9 (secteur, type de produits\/services, etc.)\" data-name=\"preciser_secteur\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_1\" ><div class=\"ff-name-address-wrapper fluent-address\" data-type=\"address-element\" data-name=\"address_1\" ><div class='ff-el-input--label'><label aria-label=\"Adresse\">Adresse<\/label><\/div><div class='ff-el-input--content'><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_address_line_1_' id='label_ff_31_address_1_address_line_1_' aria-label=\"Adresse ligne 1\">Adresse ligne 1<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[address_line_1]\" id=\"ff_31_address_1_address_line_1_\" class=\"ff-el-form-control\" placeholder=\"Adresse ligne 1\" data-key_name=\"address_line_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_city_' id='label_ff_31_address_1_city_' aria-label=\"Ville\">Ville<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[city]\" id=\"ff_31_address_1_city_\" class=\"ff-el-form-control\" placeholder=\"Ville\" data-key_name=\"city\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_state_' id='label_ff_31_address_1_state_' aria-label=\"Province\">Province<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[state]\" id=\"ff_31_address_1_state_\" class=\"ff-el-form-control\" placeholder=\"Qu\u00e9bec seulement\" data-key_name=\"state\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_zip_' id='label_ff_31_address_1_zip_' aria-label=\"Code postal\">Code postal<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[zip]\" id=\"ff_31_address_1_zip_\" class=\"ff-el-form-control\" placeholder=\"Code Postal\" data-key_name=\"zip\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_phone' id='label_ff_31_phone' aria-label=\"T\u00e9l\u00e9phone\/mobile\">T\u00e9l\u00e9phone\/mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" value=\"###-###-####\" type=\"tel\" data-name=\"phone\" id=\"ff_31_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_2\" ><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field' id='label_ff_31_numeric-field' aria-label=\"Ann\u00e9e de cr\u00e9ation de l\u2019entreprise\">Ann\u00e9e de cr\u00e9ation de l\u2019entreprise<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field\" id=\"ff_31_numeric-field\" class=\"ff-el-form-control\" placeholder=\"2023\" data-name=\"numeric-field\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_numeric-field_1' id='label_ff_31_numeric-field_1' aria-label=\"Nombre d&#039;ann\u00e9es d\u2019exp\u00e9rience dans le domaine\">Nombre d'ann\u00e9es d\u2019exp\u00e9rience dans le domaine<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_1\" id=\"ff_31_numeric-field_1\" class=\"ff-el-form-control\" placeholder=\"1\" data-name=\"numeric-field_1\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_datetime' id='label_ff_31_datetime' aria-label=\"Date \u00e9ch\u00e9ance du contrat\">Date \u00e9ch\u00e9ance du contrat <\/label><\/div><div class='ff-el-input--content'><input  aria-label='Date \u00e9ch\u00e9ance du contrat  Use arrow keys to navigate dates. Press enter to select a date.'  aria-haspopup='dialog' data-type-datepicker data-format='d\/m\/Y' type=\"text\" name=\"datetime\" id=\"ff_31_datetime\" class=\"ff-el-form-control ff-el-datepicker\" data-name=\"datetime\"  aria-invalid='false' aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_multi_select' id='label_ff_31_multi_select' aria-label=\"Protection requise\">Protection requise<\/label><\/div><div class='ff-el-input--content'><select name=\"multi_select[]\" id=\"ff_31_multi_select\" class=\"ff-el-form-control  ff_has_multi_select\" multiple=\"1\" data-name=\"multi_select\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"false\" aria-labelledby=\"label_ff_31_multi_select\"><option value=\"B\u00e2timent\"  >B\u00e2timent<\/option><option value=\"Contenu\"  >Contenu<\/option><option value=\"Responsabilit\u00e9 civile\"  >Responsabilit\u00e9 civile<\/option><option value=\"V\u00e9hicule\"  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class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_7ad1a0ed91c330de95fbba00266d9139'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Oui\"  id='input_radio_7ad1a0ed91c330de95fbba00266d9139' aria-label='Oui' aria-invalid='false' aria-required=false> <span>Oui<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_34f78f610e15e524a8570bb805f0cebe'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Non\"  id='input_radio_34f78f610e15e524a8570bb805f0cebe' aria-label='Non' aria-invalid='false' aria-required=false> <span>Non<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field_2' id='label_ff_31_numeric-field_2' aria-label=\"Recettes totales annuel (revenus)\">Recettes totales annuel (revenus)<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_2\" id=\"ff_31_numeric-field_2\" class=\"ff-el-form-control\" placeholder=\"$\" data-name=\"numeric-field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_input_text_1' id='label_ff_31_input_text_1' aria-label=\"Assureur actuel ou ant\u00e9rieur\">Assureur actuel ou ant\u00e9rieur<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" data-name=\"input_text_1\" id=\"ff_31_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_4\" ><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_email' id='label_ff_31_email' aria-label=\"Courriel\">Courriel<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_31_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Les informations recueillies \u00e0 cette section nous permettent entre autres d\u2019effectuer une pr\u00e9qualification concernant vos 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Les informations fournies sont conserv\u00e9es de fa\u00e7on \u00e0 r\u00e9pondre aux exigences l\u00e9gislatives et r\u00e8glementaires. Par ailleurs, en remplissant le formulaire, vous consentez \u00e0 ce que nous utilisions, communiquions ou partagions \u00e0 l\u2019interne et \u00e0 l\u2019externe (notamment \u00e0 des cabinets partenaires et\/ou assureurs) et que nous conservions ces informations.\">Les informations recueillies \u00e0 cette section nous permettent entre autres d\u2019effectuer une pr\u00e9qualification concernant vos besoins en assurance et potentiellement vous proposer une soumission d\u2019assurance. Les informations fournies sont conserv\u00e9es de fa\u00e7on \u00e0 r\u00e9pondre aux exigences l\u00e9gislatives et r\u00e8glementaires. Par ailleurs, en remplissant le formulaire, vous consentez \u00e0 ce que nous utilisions, communiquions ou partagions \u00e0 l\u2019interne et \u00e0 l\u2019externe (notamment \u00e0 des cabinets partenaires et\/ou assureurs) et que nous conservions ces informations.<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_75b217f369ed433db5e92d03c9f457e2'><input  type=\"checkbox\" name=\"checkbox[]\" data-name=\"checkbox\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"J&#039;accepte\"  id='checkbox_75b217f369ed433db5e92d03c9f457e2' aria-label='J&#039;accepte' aria-invalid='false' aria-required=true> <span>J'accepte<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label asterisk-right\"><label   aria-label=\"Je d\u00e9sire m&#039;abonner \u00e0 l&#039;infolettre d&#039;Assur360 pour ses concours, promotions et 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id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified insurance brokers compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/agricultural-machinery-insurance-quick-compare\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Agricultural Machinery Insurance: Quick Compare<\/a>\n<a 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daycare.\"}},{\"@type\":\"Question\",\"name\":\"What does a typical daycare insurance cover?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It covers children's accidents, civil liability, lawsuits, property damage, as well as your employees.\"}},{\"@type\":\"Question\",\"name\":\"Can I cover a family daycare?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, insurance is designed specifically for family daycares with coverage tailored to their reality.\"}},{\"@type\":\"Question\",\"name\":\"What are the main coverages in daycare insurance insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A typical daycare insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown , business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks . Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.\"}},{\"@type\":\"Question\",\"name\":\"What exclusions should I check before signing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The most common exclusions in business insurance: intentional acts , normal wear and tear , claims occurring before the policy period , certain catastrophic risks (flood, earthquake \u2014 often optional), mobile equipment off-site , and undeclared activities . Always read the exclusion clauses and declare all your operations to avoid claim denial.\"}},{\"@type\":\"Question\",\"name\":\"Can I bundle my daycare insurance insurance with auto or home?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling . Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.\"}},{\"@type\":\"Question\",\"name\":\"How does professional liability (E&O) insurance work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs . It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).\"}},{\"@type\":\"Question\",\"name\":\"How long does a daycare insurance quote via Assur360 take?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The online form takes 3 minutes to fill out . You'll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance ) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation \u2014 you're free to accept, decline, or negotiate.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>&#8220;`html QUICK QUOTE Protect toddlers, compare with one click. Running a daycare is much more than welcoming children: it means taking on [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Daycare insurance: Quote in less than 3 minutes","_seopress_titles_desc":"Compare and protect your online daycare. Clear, free and non-binding quotes. Ensure legal security and compliance now.  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