{"id":21174,"date":"2025-08-08T13:02:43","date_gmt":"2025-08-08T17:02:43","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21174"},"modified":"2026-07-02T20:30:05","modified_gmt":"2026-07-03T00:30:05","slug":"kinesiologist-business-insurance-request-a-quote-in-3-minutes","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/kinesiologist-business-insurance-request-a-quote-in-3-minutes\/","title":{"rendered":"Professional liability insurance for kinesiologists in Quebec"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">QUICK QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Why-is-specialized-insurance-essential-for-kinesiology-companies\"><\/span>Why is specialized insurance essential for kinesiology companies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Companies run by <strong>kinesiologists<\/strong> are exposed to particular risks: advice on movement, physical supervision, potential injuries, etc. <strong>Adapted insurance<\/strong>, offered by <strong>brokers<\/strong>, protects you against legal, physical and professional unforeseen events, while enhancing the value of your practice. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/06\/Assurance-entreprise-Kinesiologue-.png\" alt=\"Physiotherapy exercise for the arm\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h3 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\">Reasons to opt for specialized kinesiology insurance<\/h3>\n    \n  <\/div>\n<\/div>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\" data-type=\"page\" data-id=\"7030\">Professional liability<\/a> in the event of injury or bad advice<\/li>\n\n\n\n<li>Rental of premises, use of equipment or interventions at home<\/li>\n\n\n\n<li>Health, training or rehabilitation recommendations<\/li>\n\n\n\n<li>Supervision of vulnerable clienteles or those with special needs<\/li>\n\n\n\n<li>Risks related to loss of income or specialized equipment<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Recommended guarantees for a kinesiology company<\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Guarantee<\/strong><\/th><th><strong>Description<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Professional Liability<\/td><td>Protects against lawsuits related to errors, omissions, or advice<\/td><\/tr><tr><td>General Liability<\/td><td>Covers accidents occurring on your premises or at a customer&#8217;s premises<\/td><\/tr><tr><td>Equipment insurance<\/td><td>Covers weight machines, assessment tools, etc.<\/td><\/tr><tr><td>Business interruption<\/td><td>Compensation if you have to stop your activities temporarily<\/td><\/tr><tr><td>Cyber risks<\/td><td>Protects your customer data and electronic records from theft or hacking<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Why use an insurance comparison tool for kinesiologists?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Save time with multiple submissions in a single form<\/li>\n\n\n\n<li>Adapt coverage to your professional reality (self-employed, clinical, online, etc.)<\/li>\n\n\n\n<li>Get competitive rates by comparing specialized insurers<\/li>\n\n\n\n<li>Avoid incomplete or inadequate coverage<\/li>\n\n\n\n<li>Benefit from the <a href=\"\/\" data-type=\"page\" data-id=\"5611\">expertise of independent brokers<\/a> in the health sector<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which-insurers-cover-kinesiology-companies-in-Quebec\"><\/span>Which insurers cover kinesiology companies in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Insurer<\/strong><\/th><th><strong>Adaptation to the health\/kinesiology sector<\/strong><\/th><th><strong>Assessment (\u2605)<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Intact Insurance<\/td><td>Good for individual professional services<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td>Aviva insurance<\/td><td>Excellent professional liability and equipment coverage<\/td><td>\u2605\u2605\u2605\u2605\u2605<\/td><\/tr><tr><td>The Unique<\/td><td>Flexible for small and growing businesses<\/td><td>\u2605\u2605\u2605\u2606\u2606<\/td><\/tr><tr><td>Promutuel<\/td><td>Affordable Pricing for SMBs of Wellness<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td>March<\/td><td>Recognized for healthcare professionals<\/td><td>\u2605\u2605\u2605\u2605\u2605<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"dois-je-avoir-une-assurance-meme-si-je-travaille-a-domicile-ou-a-distance\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Dois-je avoir une assurance m\u00eame si je travaille \u00e0 domicile ou \u00e0 distance?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes, because you are always exposed to professional and legal <strong>risks<\/strong> , even virtually.<\/p>\n<\/details>\n\n\n\n<details id=\"est-ce-que-lassurance-couvre-les-seances-a-domicile-ou-en-entreprise-cliente\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Est-ce que l\u2019assurance couvre les s\u00e9ances \u00e0 domicile ou en entreprise cliente?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes, with the right coverage, your out-of-clinic procedures can be fully insured.<\/p>\n<\/details>\n\n\n\n<details id=\"quelle-est-la-difference-entre-responsabilite-civile-et-professionnelle\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Quelle est la diff\u00e9rence entre responsabilit\u00e9 civile et professionnelle?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Civil liability covers physical accidents, while professional liability protects against errors related to your advice or treatments.<\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the main coverages in kinesiologist business insurance insurance?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A typical kinesiologist business insurance insurance policy in Quebec includes: <strong>general civil liability<\/strong> (damage to third parties), <strong>commercial property<\/strong> (building, equipment, stock), <strong>equipment breakdown<\/strong>, <strong>business interruption<\/strong> (income loss after a claim), and depending on the sector, <strong>professional liability<\/strong> or <strong>cyber-risks<\/strong>. Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exclusions should I check before signing?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The most common exclusions in business insurance: <strong>intentional acts<\/strong>, <strong>normal wear and tear<\/strong>, <strong>claims occurring before the policy period<\/strong>, <strong>certain catastrophic risks<\/strong> (flood, earthquake \u2014 often optional), <strong>mobile equipment off-site<\/strong>, and <strong>undeclared activities<\/strong>. Always <strong>read the exclusion clauses<\/strong> and declare all your operations to avoid claim denial.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I bundle my kinesiologist business insurance insurance with auto or home?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Most of our <strong>AMF-certified partner brokerage firms<\/strong> offer <strong>multi-product bundling<\/strong>. Combining business insurance with auto or home can generate a discount of <strong>10 to 15%<\/strong> on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does professional liability (E&#038;O) insurance work?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Professional liability (E&#038;O)<\/strong> covers <strong>errors, omissions or negligence<\/strong> committed in the course of your profession, plus <strong>legal defence costs<\/strong>. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&#038;O can be <strong>strongly recommended<\/strong> or <strong>required by contract<\/strong> (e.g. by clients or professional associations).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does a kinesiologist business insurance quote via Assur360 take?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The online form takes <strong>3 minutes to fill out<\/strong>. You&#8217;ll then receive a call or email from an <strong>AMF-certified partner brokerage firm<\/strong> (member of the <strong>Chamber of Insurance<\/strong>) within <strong>24 to 48 business hours<\/strong> with a personalized quote for your business. The quote is <strong>free and no obligation<\/strong> \u2014 you&#8217;re free to accept, decline, or negotiate.<\/div>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/kinesiologue\/\",\"@id\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/kinesiologue\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/kinesiologue\/#dois-je-avoir-une-assurance-meme-si-je-travaille-a-domicile-ou-a-distance\",\"name\":\"Dois-je avoir une assurance m\u00eame si je travaille \u00e0 domicile ou \u00e0 distance?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Oui, car vous \u00eates toujours expos\u00e9 \u00e0 des &lt;strong>risques professionnels&lt;\/strong> et juridiques, m\u00eame en virtuel.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/kinesiologue\/#est-ce-que-lassurance-couvre-les-seances-a-domicile-ou-en-entreprise-cliente\",\"name\":\"Est-ce que l\u2019assurance couvre les s\u00e9ances \u00e0 domicile ou en entreprise cliente?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Oui, avec la bonne couverture, vos interventions hors clinique peuvent \u00eatre pleinement assur\u00e9es.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/kinesiologue\/#quelle-est-la-difference-entre-responsabilite-civile-et-professionnelle\",\"name\":\"Quelle est la diff\u00e9rence entre responsabilit\u00e9 civile et professionnelle?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>La responsabilit\u00e9 civile couvre les accidents physiques, tandis que la responsabilit\u00e9 professionnelle prot\u00e8ge contre les erreurs li\u00e9es \u00e0 vos conseils ou traitements.&lt;\/p>\"}}]}<\/script><\/div>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<section class=\"section-reglementation-kinesiologue\" style=\"margin: 2rem 0;\">\n<h2><span class=\"ez-toc-section\" id=\"Kinesiologist-in-Quebec-Legal-Framework-and-Insurance-Obligations\"><\/span>Kinesiologist in Quebec: Legal Framework and Insurance Obligations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Quebec, the practice of kinesiology is regulated by the <strong>F\u00e9d\u00e9ration des kin\u00e9siologues du Qu\u00e9bec (FKQ)<\/strong> and by the provisions of <strong>Bill 90 amending the Professional Code<\/strong> in the health sector. Although kinesiology is not yet a professional order in the strict sense, FKQ certified kinesiologists are held to high standards of practice that directly involve their civil and professional liability. <\/p>\n<p>Contrary to popular belief, <strong>there is no Quebec law that formally requires an independent kinesiologist to hold professional liability insurance<\/strong>. However, the FKQ strongly recommends that its members cover themselves, and many employers, clinics or health facilities <strong>require proof of insurance<\/strong> before hiring or contracting out a kinesiologist. <\/p>\n<h3>Who should insure in kinesiology?<\/h3>\n<ul>\n<li><strong>Self-employed kinesiologist<\/strong> : no employer coverage, full personal liability in the event of a lawsuit<\/li>\n<li><strong>Kinesiologist in private practice<\/strong> : must protect his premises, equipment and his responsibility to clients<\/li>\n<li><strong>Kinesiologist at home<\/strong> : increased exposure to risks during interventions at clients&#8217; homes<\/li>\n<li><strong>Telepractice Kinesiologist<\/strong> : Risks Related to Personal Health Data and Remote Advice<\/li>\n<li><strong>Salaried kinesiologist<\/strong> : generally covered by the employer, but additional personal insurance is still recommended<\/li>\n<\/ul>\n<p>As damage insurance brokers <strong>certified by the AMF (Autorit\u00e9 des march\u00e9s financiers)<\/strong> and subject to the Distribution Act, Assur360&#8217;s advisors are mandated to guide you towards the solution best suited to your professional reality, in complete impartiality.<\/p>\n<\/section>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"soumission\"><span class=\"ez-toc-section\" id=\"Request-your-quick-and-free-quote\"><\/span>Request your quick and free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class='fluentform ff-default fluentform_wrapper_31 ffs_custom_wrap'><form data-form_id=\"31\" id=\"fluentform_31\" class=\"frm-fluent-form fluent_form_31 ff-el-form-top ff_form_instance_31_1 ff-form-loading ff-form-has-steps ffs_custom\" data-form_instance=\"ff_form_instance_31_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Entreprise (#31) @Enzo<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='21174' \/><input type=\"hidden\" id=\"_fluentform_31_fluentformnonce\" name=\"_fluentform_31_fluentformnonce\" value=\"859e0c08ee\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/21174\" \/><div class='ff-step-container' data-name=\"step_start-31_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div class='ff-step-header'><ul class='ff-step-titles'><li class=\"ff_active\"><span class=\"ff-step-title-text\">D\u00e9buter la soumission entreprise<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Adresse<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">La soci\u00e9t\u00e9<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">\u00c9tape 4<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Soumettre<\/span><\/li><\/ul><\/div><span class='ff_step_start'><\/span><div class='ff-step-body'><div class=\"fluentform-step active\" data-name=\"step_start-31_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_names_first_name_' id='label_ff_31_names_first_name_' >Pr\u00e9nom<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_31_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"Pr\u00e9nom\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_names_last_name_' id='label_ff_31_names_last_name_' >Nom de famille<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_31_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Nom de famille\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_input_text' id='label_ff_31_input_text' aria-label=\"Nom de l&#039;entreprise\">Nom de l'entreprise<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" data-name=\"input_text\" id=\"ff_31_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_dropdown' id='label_ff_31_dropdown' aria-label=\"Secteur d&#039;activit\u00e9\">Secteur d'activit\u00e9<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_31_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_31_dropdown\"><option value=\"\">- S\u00e9lectionner -<\/option><option value=\"Entreprises de services professionnels\"  >Entreprises de services professionnels<\/option><option value=\"Entrepreneurs\"  >Entrepreneurs<\/option><option value=\"Commerce de d\u00e9tail et automobile\"  >Commerce de d\u00e9tail et automobile<\/option><option value=\"Immobilier\"  >Immobilier<\/option><option value=\"Restauration et h\u00f4tellerie\"  >Restauration et h\u00f4tellerie<\/option><option value=\"Services de sant\u00e9\"  >Services de sant\u00e9<\/option><option value=\"Fabrication et transformation\"  >Fabrication et transformation<\/option><option value=\"Grossistes\"  >Grossistes<\/option><option value=\"Entreposage\"  >Entreposage<\/option><option value=\"\u00c9nergie\"  >\u00c9nergie<\/option><option value=\"Autres secteur\"  >Autres secteur<\/option><\/select><\/div><\/div><div class='ff-el-group has-conditions'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_preciser_secteur' id='label_ff_31_preciser_secteur' aria-label=\"Pr\u00e9cisez votre activit\u00e9\">Pr\u00e9cisez votre activit\u00e9<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"preciser_secteur\" id=\"ff_31_preciser_secteur\" class=\"ff-el-form-control\" placeholder=\"D\u00e9crivez votre activit\u00e9 (secteur, type de produits\/services, etc.)\" data-name=\"preciser_secteur\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_1\" ><div class=\"ff-name-address-wrapper fluent-address\" data-type=\"address-element\" data-name=\"address_1\" ><div class='ff-el-input--label'><label aria-label=\"Adresse\">Adresse<\/label><\/div><div class='ff-el-input--content'><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_address_line_1_' id='label_ff_31_address_1_address_line_1_' aria-label=\"Adresse ligne 1\">Adresse ligne 1<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[address_line_1]\" id=\"ff_31_address_1_address_line_1_\" class=\"ff-el-form-control\" placeholder=\"Adresse ligne 1\" data-key_name=\"address_line_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_city_' id='label_ff_31_address_1_city_' aria-label=\"Ville\">Ville<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[city]\" id=\"ff_31_address_1_city_\" class=\"ff-el-form-control\" placeholder=\"Ville\" data-key_name=\"city\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_state_' id='label_ff_31_address_1_state_' aria-label=\"Province\">Province<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[state]\" id=\"ff_31_address_1_state_\" class=\"ff-el-form-control\" placeholder=\"Qu\u00e9bec seulement\" data-key_name=\"state\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_zip_' id='label_ff_31_address_1_zip_' aria-label=\"Code postal\">Code postal<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[zip]\" id=\"ff_31_address_1_zip_\" class=\"ff-el-form-control\" placeholder=\"Code Postal\" data-key_name=\"zip\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_phone' id='label_ff_31_phone' aria-label=\"T\u00e9l\u00e9phone\/mobile\">T\u00e9l\u00e9phone\/mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" value=\"###-###-####\" type=\"tel\" data-name=\"phone\" id=\"ff_31_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_2\" ><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field' id='label_ff_31_numeric-field' aria-label=\"Ann\u00e9e de cr\u00e9ation de l\u2019entreprise\">Ann\u00e9e de cr\u00e9ation de l\u2019entreprise<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field\" id=\"ff_31_numeric-field\" class=\"ff-el-form-control\" placeholder=\"2023\" data-name=\"numeric-field\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_numeric-field_1' id='label_ff_31_numeric-field_1' aria-label=\"Nombre d&#039;ann\u00e9es d\u2019exp\u00e9rience dans le domaine\">Nombre d'ann\u00e9es d\u2019exp\u00e9rience dans le domaine<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_1\" id=\"ff_31_numeric-field_1\" class=\"ff-el-form-control\" placeholder=\"1\" data-name=\"numeric-field_1\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_datetime' id='label_ff_31_datetime' aria-label=\"Date \u00e9ch\u00e9ance du contrat\">Date \u00e9ch\u00e9ance du contrat <\/label><\/div><div class='ff-el-input--content'><input  aria-label='Date \u00e9ch\u00e9ance du contrat  Use arrow keys to navigate dates. Press enter to select a date.'  aria-haspopup='dialog' data-type-datepicker data-format='d\/m\/Y' type=\"text\" name=\"datetime\" id=\"ff_31_datetime\" class=\"ff-el-form-control ff-el-datepicker\" data-name=\"datetime\"  aria-invalid='false' aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_multi_select' id='label_ff_31_multi_select' aria-label=\"Protection requise\">Protection requise<\/label><\/div><div class='ff-el-input--content'><select name=\"multi_select[]\" id=\"ff_31_multi_select\" class=\"ff-el-form-control  ff_has_multi_select\" multiple=\"1\" data-name=\"multi_select\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"false\" aria-labelledby=\"label_ff_31_multi_select\"><option value=\"B\u00e2timent\"  >B\u00e2timent<\/option><option value=\"Contenu\"  >Contenu<\/option><option value=\"Responsabilit\u00e9 civile\"  >Responsabilit\u00e9 civile<\/option><option value=\"V\u00e9hicule\"  >V\u00e9hicule<\/option><option value=\"Assurance chantier ou\/et Warp up\"  >Assurance chantier ou\/et Warp up<\/option><option value=\"Perte de revenu\"  >Perte de revenu<\/option><option value=\"Cyber-risques\"  >Cyber-risques<\/option><\/select><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_3\" ><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label   aria-label=\"Consentez-vous \u00e0 une v\u00e9rification de cr\u00e9dit?\">Consentez-vous \u00e0 une v\u00e9rification de cr\u00e9dit?<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_7da26dae1a1b5995681e3b2b8f13c6a5'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Oui\"  id='input_radio_7da26dae1a1b5995681e3b2b8f13c6a5' aria-label='Oui' aria-invalid='false' aria-required=false> <span>Oui<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_6cf4ffbbebcfedd438a48d4be6f4340e'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Non\"  id='input_radio_6cf4ffbbebcfedd438a48d4be6f4340e' aria-label='Non' aria-invalid='false' aria-required=false> <span>Non<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field_2' id='label_ff_31_numeric-field_2' aria-label=\"Recettes totales annuel (revenus)\">Recettes totales annuel (revenus)<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_2\" id=\"ff_31_numeric-field_2\" class=\"ff-el-form-control\" placeholder=\"$\" data-name=\"numeric-field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_input_text_1' id='label_ff_31_input_text_1' aria-label=\"Assureur actuel ou ant\u00e9rieur\">Assureur actuel ou ant\u00e9rieur<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" data-name=\"input_text_1\" id=\"ff_31_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_4\" ><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_email' id='label_ff_31_email' aria-label=\"Courriel\">Courriel<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_31_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"Les informations recueillies \u00e0 cette section nous permettent entre autres d\u2019effectuer une pr\u00e9qualification concernant vos besoins en assurance et potentiellement vous proposer une soumission d\u2019assurance. Les informations fournies sont conserv\u00e9es de fa\u00e7on \u00e0 r\u00e9pondre aux exigences l\u00e9gislatives et r\u00e8glementaires. Par ailleurs, en remplissant le formulaire, vous consentez \u00e0 ce que nous utilisions, communiquions ou partagions \u00e0 l\u2019interne et \u00e0 l\u2019externe (notamment \u00e0 des cabinets partenaires et\/ou assureurs) et que nous conservions ces informations.\">Les informations recueillies \u00e0 cette section nous permettent entre autres d\u2019effectuer une pr\u00e9qualification concernant vos besoins en assurance et potentiellement vous proposer une soumission d\u2019assurance. Les informations fournies sont conserv\u00e9es de fa\u00e7on \u00e0 r\u00e9pondre aux exigences l\u00e9gislatives et r\u00e8glementaires. Par ailleurs, en remplissant le formulaire, vous consentez \u00e0 ce que nous utilisions, communiquions ou partagions \u00e0 l\u2019interne et \u00e0 l\u2019externe (notamment \u00e0 des cabinets partenaires et\/ou assureurs) et que nous conservions ces informations.<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_1871e261150320c0f4adaf2284da99fc'><input  type=\"checkbox\" name=\"checkbox[]\" data-name=\"checkbox\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"J&#039;accepte\"  id='checkbox_1871e261150320c0f4adaf2284da99fc' aria-label='J&#039;accepte' aria-invalid='false' aria-required=true> <span>J'accepte<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label asterisk-right\"><label   aria-label=\"Je d\u00e9sire m&#039;abonner \u00e0 l&#039;infolettre d&#039;Assur360 pour ses concours, promotions et 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obligatoire\"}},\"description\":{\"required\":{\"value\":false,\"message\":\"Ce champ est obligatoire\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}}},\"debounce_time\":300,\"conditionals\":{\"preciser_secteur\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"dropdown\",\"value\":\"Autres secteur\",\"operator\":\"=\"}]}},\"file_upload_settings\":[]};\n                            <\/script>\n            \n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/agricultural-machinery-insurance-quick-compare\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Agricultural Machinery Insurance: Quick Compare<\/a>\n<a 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style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">Category hub \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/kinesiologist-business-insurance-request-a-quote-in-3-minutes\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Dois-je avoir une assurance m\u00eame si je travaille \u00e0 domicile ou \u00e0 distance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, because you are always exposed to professional and legal risks , even virtually.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce que l\u2019assurance couvre les s\u00e9ances \u00e0 domicile ou en entreprise cliente?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, with the right coverage, your out-of-clinic procedures can be fully insured.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre responsabilit\u00e9 civile et professionnelle?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Civil liability covers physical accidents, while professional liability protects against errors related to your advice or treatments.\"}},{\"@type\":\"Question\",\"name\":\"What are the main coverages in kinesiologist business insurance insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A typical kinesiologist business insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown , business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks . Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.\"}},{\"@type\":\"Question\",\"name\":\"What exclusions should I check before signing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The most common exclusions in business insurance: intentional acts , normal wear and tear , claims occurring before the policy period , certain catastrophic risks (flood, earthquake \u2014 often optional), mobile equipment off-site , and undeclared activities . Always read the exclusion clauses and declare all your operations to avoid claim denial.\"}},{\"@type\":\"Question\",\"name\":\"Can I bundle my kinesiologist business insurance insurance with auto or home?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling . Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.\"}},{\"@type\":\"Question\",\"name\":\"How does professional liability (E&O) insurance work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs . It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).\"}},{\"@type\":\"Question\",\"name\":\"How long does a kinesiologist business insurance quote via Assur360 take?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The online form takes 3 minutes to fill out . You'll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance ) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation \u2014 you're free to accept, decline, or negotiate.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Kinesiologist in Quebec? Compare the best professional liability insurance in minutes. Free quote, no obligation. AMF certified brokers.   <\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Opt for insurance adapted to kinesiologists to protect against legal and professional risks. Get quick quotes. 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