{"id":21173,"date":"2025-08-03T09:15:37","date_gmt":"2025-08-03T13:15:37","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21173"},"modified":"2026-05-07T16:16:21","modified_gmt":"2026-05-07T20:16:21","slug":"private-security-business-insurance-get-your-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/private-security-business-insurance-get-your-quick-quote\/","title":{"rendered":"Private Security Company Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Assurance entreprise de s\u00e9curit\u00e9 priv\u00e9e\", \"description\": \"Assurance agence de s\u00e9curit\u00e9 priv\u00e9e au Qu\u00e9bec : RC, armes, patrouille, \u00e9v\u00e9nements, BSP. D\u00e8s 2 500 $\/an. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-entreprise-de-securite-privee\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">PRIVATE SECURITY<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Insurance-for-private-security-companies-and-security-guards\"><\/span>Insurance for private security companies and security guards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Security, mobile patrol, events, cash transport, investigation: protect your branch with a <strong>BSP-compliant policy, with limits adapted to the real risks<\/strong>.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $2,500<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $10M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">RC Limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">BSP<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compliant<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p><strong>Private security companies in Quebec<\/strong> are supervised by the <strong>Bureau de la s\u00e9curit\u00e9 priv\u00e9e (BSP),<\/strong> which requires permits for the agency and agents. A typical security agency faces a combination of complex risks: injury to third parties during interventions, contested use of force, falls from guards (workplace injuries), damage to property under surveillance, theft that occurred while in custody, prosecution for illegal arrest or profiling. A BSP-compliant private security policy covers: commercial liability, professional liability, weapons liability (if applicable), property and vehicles, operating losses. Common limits range from $2 million (fixed security) to $10 million (high-end events or cash transport).   <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-entreprise-securite-privee.jpg\" alt=\"Private security guard \u2014 Assur360 insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Insurance-for-private-security-companies\"><\/span>Insurance for private security companies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Security firms (members of <strong>the Quebec Private Security Bureau<\/strong>) need a high level of CRA ($5-10 million) covering interventions, searches, use of force, and false accusations.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Special feature:<\/strong> <em>assault and battery<\/em> warranty with separate sub-limit, plus E&#038;O for security consulting services. BSP certifications and valid agent training required. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-6-Essential-Protections-for-a-Security-Agency\"><\/span>The 6 Essential Protections for a Security Agency<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial liability and interventions<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Injury to third parties, disputed use of force, unlawful arrest, profiling.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Professional liability for agents<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Negligence, failure to supervise, erroneous report, disputed testimony.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Use of weapons (if permitted)<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific RC for armed guards. Requires BSP license and documented continuing education. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Patrol Vehicles<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Mobile patrol vehicle fleet, in-service damage, commercial road RC.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Property in custody<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Liability for Guarded Property \u2014 theft or damage that occurs while in custody.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Cyber Protection<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">CCTV surveillance systems, access databases, incident reports \u2014 cyber sensitive.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">In private security, the most <strong>underestimated<\/strong> risk is <strong>professional liability<\/strong> following a contested intervention: guard who uses excessive force, inaccurate testimony of an officer in a trial, incomplete incident report that harms a complainant. A simple commercial liability insurance is not enough \u2014 explicitly require <strong>professional liability for agents<\/strong>. The BSP may also suspend your licence if your policy does not cover the minimum requirements.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does insurance cost for a private security agency in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For an agency with 5 to 30 guards: between $2,500 and $12,000 per year for $2 million in RC. Agencies with armed guards, cash transportation or major events pay $15,000 to $50,000\/year. The PHU requires proof of coverage at licence renewal.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does the BSP require specific insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 to obtain and maintain a <strong>security agency license<\/strong>, you must demonstrate a CR that meets the BSP requirements. The recommended minimum limits are $2 million. The BSP may require more depending on your type of activity (events, transport, investigation).  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A guard uses excessive force \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Partially. <strong>Standard commercial liability<\/strong> covers accidental injury. <strong>Security guard liability<\/strong> (endorsement or separate policy) covers disputed interventions, illegal arrests, allegations of profiling. Ongoing training and documentation (bodycams, reports) reduce risk.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Our guards are armed \u2014 impact insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Major impact. Armed <strong>guards<\/strong> require a specialized police force with an &#8220;armed services&#8221; endorsement. Mandatory BSP training, up-to-date certificates, documented weapons maintenance. 30-80% higher bounty than unarmed guards. Minimum limits $5 million recommended.    <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are our patrol vehicles insured as a commercial fleet?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 <strong>Fleet Commercial Auto Insurance<\/strong>. Road liability coverage ($2 million minimum), physical damage, use during interventions. Patrol vehicles can be categorized as &#8220;private emergency vehicles&#8221; in certain situations, with specific pricing.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A customer suffers a theft despite our supervision \u2014 responsible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Potentially. Your <strong>liability for property in custody<\/strong> can be engaged if the client proves malpractice (unauthorized break, failure to make rounds, faulty surveillance system). Clear contracts delineate your obligations \u2014 rounds every 2 hours, not 30 minutes.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are large-scale events (festivals, concerts) covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, but with <strong>specific &#8220;event&#8221; amendments<\/strong>. Usual limits $5 million to $10 million depending on crowd (1000 to 50,000+). Declare each major event when you subscribe. The sponsor\/producer may request to be named as a co-insured.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are investigation agents and surveillance covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>an E&#038;O investigation<\/strong>. Covers claims for illegal shadowing, invasion of privacy, misinformation. Specific BSP license required (private detective). Premium $1,500 to $5,000\/year depending on the volume of mandates.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are our CCTV systems and databases insured?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>cyber insurance<\/strong>. Covers: camera hacking (video exfiltration), leak of customer access databases, ransomware on management platforms. Essential \u2014 security systems are prime targets. Minimum limit $1 million, $3 million recommended.   <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private-security-agencies-throughout-Quebec\"><\/span>Private security agencies throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. Urban agencies in Montreal, event security in Quebec City, mobile patrol in the suburbs, investigations in Laval, Gatineau, Sherbrooke: our brokers are familiar with BSP requirements and the operational realities of the security sector. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">General Contractor Insurance<\/div>\n  <\/a>\n<a href=\"\/responsabilite-civile-services-de-protection\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Commercial General Liability Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Commercial Fleet Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cyber Business Insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.bureausecuriteprivee.qc.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">Private Security Bureau (BSP)<\/a><\/li>\n<li><a href=\"https:\/\/www.legisquebec.gouv.qc.ca\/fr\/document\/lc\/S-3.5\" rel=\"nofollow noopener\" target=\"_blank\">Private Security Act<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance pour agence de s\u00e9curit\u00e9 priv\u00e9e au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour une agence de 5 \u00e0 30 gardes : entre 2 500 $ et 12 000 $ par ann\u00e9e pour 2 M$ de RC. Les agences avec gardes arm\u00e9s, transport de valeurs ou \u00e9v\u00e9nements majeurs paient 15 000 $ \u00e0 50 000 $\/an. Le BSP exige des preuves de couverture au renouvellement de permis.\"}}, {\"@type\": \"Question\", \"name\": \"Le BSP exige-t-il une assurance sp\u00e9cifique ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 pour obtenir et maintenir un <strong>permis d'agence de s\u00e9curit\u00e9, vous devez d\u00e9montrer une RC conforme aux exigences BSP. Les limites minimales recommand\u00e9es sont 2 M$. Le BSP peut exiger davantage selon votre type d'activit\u00e9 (\u00e9v\u00e9nements, transport, investigation).\"}}, {\"@type\": \"Question\", \"name\": \"Un garde utilise la force excessive \u2014 couvert ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Partiellement. La <\/strong><strong>RC commerciale standard couvre les blessures accidentelles. La <\/strong><strong>RC agents de s\u00e9curit\u00e9 (avenant ou police distincte) couvre les interventions disput\u00e9es, arrestations ill\u00e9gales, all\u00e9gations de profilage. La formation continue et la documentation (cam\u00e9ras corporelles, rapports) r\u00e9duisent le risque.\"}}, {\"@type\": \"Question\", \"name\": \"Nos gardes sont arm\u00e9s \u2014 impact assurance ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Impact majeur. Les <\/strong><strong>gardes arm\u00e9s n\u00e9cessitent une police sp\u00e9cialis\u00e9e avec avenant \u00ab armed services \u00bb. Formation BSP obligatoire, certificats \u00e0 jour, entretien des armes document\u00e9. Prime 30 \u00e0 80 % plus \u00e9lev\u00e9e que les gardes non arm\u00e9s. Limites minimales 5 M$ recommand\u00e9es.\"}}, {\"@type\": \"Question\", \"name\": \"Nos v\u00e9hicules de patrouille sont-ils assur\u00e9s comme flotte commerciale ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 <\/strong><strong>assurance automobile commerciale flotte. Couverture RC routi\u00e8re (2 M$ minimum), dommages physiques, usage pendant interventions. Les v\u00e9hicules de patrouille peuvent \u00eatre cat\u00e9goris\u00e9s comme \u00ab v\u00e9hicules d'urgence priv\u00e9s \u00bb dans certaines situations, avec tarification sp\u00e9cifique.\"}}, {\"@type\": \"Question\", \"name\": \"Un client subit un vol malgr\u00e9 notre surveillance \u2014 responsable ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Potentiellement. Votre <\/strong><strong>RC envers les biens sous garde peut \u00eatre engag\u00e9e si le client prouve une faute professionnelle (pause non autoris\u00e9e, manquement \u00e0 la ronde, syst\u00e8me de surveillance d\u00e9faillant). Les contrats clairs d\u00e9limitent vos obligations \u2014 rondes toutes les 2 h, pas 30 min.\"}}, {\"@type\": \"Question\", \"name\": \"Les \u00e9v\u00e9nements de grande envergure (festivals, concerts) sont-ils couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, mais avec <\/strong><strong>avenants sp\u00e9cifiques \u00ab \u00e9v\u00e9nementiel \u00bb. Limites usuelles 5 M$ \u00e0 10 M$ selon foule (1000 \u00e0 50 000+). D\u00e9clarez chaque \u00e9v\u00e9nement majeur \u00e0 la souscription. Le promoteur\/producteur peut exiger d'\u00eatre nomm\u00e9 co-assur\u00e9.\"}}, {\"@type\": \"Question\", \"name\": \"Les agents d'investigation et filatures sont-ils couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via une <\/strong><strong>E&O investigation. Couvre les r\u00e9clamations pour filature ill\u00e9gale, intrusion dans la vie priv\u00e9e, renseignements erron\u00e9s. Permis BSP sp\u00e9cifique requis (d\u00e9tective priv\u00e9). Prime 1 500 $ \u00e0 5 000 $\/an selon volume de mandats.\"}}, {\"@type\": \"Question\", \"name\": \"Nos syst\u00e8mes CCTV et bases de donn\u00e9es sont-ils assur\u00e9s ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via une <\/strong><strong>cyberassurance. Couvre : piratage des cam\u00e9ras (exfiltration de vid\u00e9os), fuite de bases de donn\u00e9es d'acc\u00e8s clients, ran\u00e7ongiciel sur plateformes de gestion. Essentiel \u2014 les syst\u00e8mes de s\u00e9curit\u00e9 sont des cibles de choix. Limite minimale 1 M$, 3 M$ recommand\u00e9.\"}}]}\n<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance entreprise de s\u00e9curit\u00e9 priv\u00e9e\", \"item\": \"https:\/\/www.assur360.ca\/assurance-entreprise-de-securite-privee\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>PRIVATE SECURITY Insurance for private security companies and security guards Security, mobile patrol, events, cash transport, investigation: protect your branch with a [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Private Security Insurance Quebec 2026 | Agency, guard, patrol","_seopress_titles_desc":"Private security agency insurance in Quebec: RC, weapons, patrol, events, BSP. Starting at $2,500\/year.  1-866-357-4451.","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-21173","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=21173"}],"version-history":[{"count":27,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21173\/revisions"}],"predecessor-version":[{"id":57836,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/21173\/revisions\/57836"}],"up":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/26931"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=21173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}