{"id":21173,"date":"2025-08-03T09:15:37","date_gmt":"2025-08-03T13:15:37","guid":{"rendered":"https:\/\/www.assur360.ca\/?page_id=21173"},"modified":"2026-06-26T03:35:49","modified_gmt":"2026-06-26T07:35:49","slug":"private-security-business-insurance-get-your-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/private-security-business-insurance-get-your-quick-quote\/","title":{"rendered":"Private Security Company Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Business Insurance for Private Security\", \"description\": \"Private security agency insurance in Quebec: liability, weapons, patrol, events, BSP. Starting at $2,500\/year. 1-866-357-4451.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-entreprise-de-securite-privee\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Quebec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">PRIVATE SECURITY<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Insurance-for-private-security-companies-and-security-guards\"><\/span>Insurance for private security companies and security guards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Security, mobile patrol, events, cash transport, investigation: protect your branch with a <strong>BSP-compliant policy, with limits adapted to the real risks<\/strong>.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Starting at $2,500<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Annual premium<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $10M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Liability Limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">BSP<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compliant<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Private security companies in Quebec<\/strong> are supervised by the <strong>Private Security Bureau (BSP),<\/strong> which requires permits for the agency and agents. A typical security agency faces a combination of complex risks: injury to third parties during interventions, contested use of force, falls from guards (workplace injuries), damage to property under surveillance, theft that occurred while in custody, prosecution for illegal arrest or profiling. A BSP-compliant private security policy covers: commercial liability, professional liability, weapons liability (if applicable), property and vehicles, operating losses. Common limits range from $2 million (fixed security) to $10 million (high-end events or cash transport).   <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-entreprise-securite-privee.jpg\" alt=\"Private security guard \u2014 Assur360 insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Insurance-for-private-security-companies\"><\/span>Insurance for private security companies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Security firms (members of <strong>the Quebec Private Security Bureau<\/strong>) need a high level of liability coverage ($5-10 million) covering interventions, searches, use of force, and false accusations.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Special feature:<\/strong> <em>assault and battery<\/em> warranty with separate sub-limit, plus E&#038;O for security consulting services. BSP certifications and valid agent training required. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-6-Essential-Protections-for-a-Security-Agency\"><\/span>The 6 Essential Protections for a Security Agency<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial liability and interventions<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Injury to third parties, disputed use of force, unlawful arrest, profiling.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Professional liability for agents<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Negligence, failure to supervise, erroneous report, disputed testimony.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Use of weapons (if permitted)<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific RC for armed guards. Requires BSP license and documented continuing education. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Patrol Vehicles<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Mobile patrol vehicle fleet, in-service damage, commercial road RC.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Property in custody<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Liability for Guarded Property \u2014 theft or damage that occurs while in custody.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Cyber Protection<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">CCTV surveillance systems, access databases, incident reports \u2014 cyber sensitive.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">In private security, the most <strong>underestimated<\/strong> risk is <strong>professional liability<\/strong> following a contested intervention: guard who uses excessive force, inaccurate testimony of an officer in a trial, incomplete incident report that harms a complainant. A simple commercial liability insurance is not enough \u2014 explicitly require <strong>professional liability for agents<\/strong>. The BSP may also suspend your licence if your policy does not cover the minimum requirements.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does insurance cost for a private security agency in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For an agency with 5 to 30 guards: between $2,500 and $12,000 per year for $2 million in liability coverage. Agencies with armed guards, cash transportation or major events pay $15,000 to $50,000\/year. The PHU requires proof of coverage at licence renewal.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does the BSP require specific insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 to obtain and maintain a <strong>security agency license<\/strong>, you must demonstrate a liability coverage that meets the BSP requirements. The recommended minimum limits are $2 million. The BSP may require more depending on your type of activity (events, transport, investigation).  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A guard uses excessive force \u2014 covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Partially. <strong>Standard commercial liability<\/strong> covers accidental injury. <strong>Security guard liability<\/strong> (endorsement or separate policy) covers disputed interventions, illegal arrests, allegations of profiling. Ongoing training and documentation (bodycams, reports) reduce risk.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Our guards are armed \u2014 impact insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Major impact. Armed <strong>guards<\/strong> require a specialized police force with an &#8220;armed services&#8221; endorsement. Mandatory BSP training, up-to-date certificates, documented weapons maintenance. 30-80% higher premium than unarmed guards. Minimum limits $5 million recommended.    <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are our patrol vehicles insured as a commercial fleet?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 <strong>Fleet Commercial Auto Insurance<\/strong>. Road liability coverage ($2 million minimum), physical damage, use during interventions. Patrol vehicles can be categorized as &#8220;private emergency vehicles&#8221; in certain situations, with specific pricing.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A customer suffers a theft despite our supervision \u2014 responsible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Potentially. Your <strong>liability for property in custody<\/strong> can be engaged if the client proves malpractice (unauthorized break, failure to make rounds, faulty surveillance system). Clear contracts delineate your obligations \u2014 rounds every 2 hours, not 30 minutes.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are large-scale events (festivals, concerts) covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, but with <strong>specific &#8220;event&#8221; endorsements<\/strong>. Usual limits $5 million to $10 million depending on crowd (1,000 to 50,000+). Declare each major event when you subscribe. The sponsor\/producer may request to be named as a co-insured.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are investigation agents and surveillance covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>an E&#038;O investigation<\/strong>. Covers claims for illegal shadowing, invasion of privacy, misinformation. Specific BSP license required (private detective). Premium $1,500 to $5,000\/year depending on the volume of mandates.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are our CCTV systems and databases insured?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via <strong>cyber insurance<\/strong>. Covers: camera hacking (video exfiltration), leak of customer access databases, ransomware on management platforms. Essential \u2014 security systems are prime targets. Minimum limit $1 million, $3 million recommended.   <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private-security-agencies-throughout-Quebec\"><\/span>Private security agencies throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. Urban agencies in Montreal, event security in Quebec City, mobile patrol in the suburbs, investigations in Laval, Gatineau, Sherbrooke: our insurance brokers are familiar with BSP requirements and the operational realities of the security sector. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">General Contractor Insurance<\/div>\n  <\/a>\n<a href=\"\/responsabilite-civile-services-de-protection\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Commercial General Liability Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Commercial Fleet Insurance<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cyber Business Insurance<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.bureausecuriteprivee.qc.ca\/\" rel=\"nofollow noopener\" target=\"_blank\">Private Security Bureau (BSP)<\/a><\/li>\n<li><a href=\"https:\/\/www.legisquebec.gouv.qc.ca\/fr\/document\/lc\/S-3.5\" rel=\"nofollow noopener\" target=\"_blank\">Private Security Act<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Chamber of Insurance<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How much does insurance for a private security agency cost in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For an agency with 5 to 30 guards: between $2,500 and $12,000 per year for $2M in liability coverage. Agencies with armed guards, cash transport, or major events pay $15,000 to $50,000\/year. The BSP requires proof of coverage upon license renewal.\"}}, {\"@type\": \"Question\", \"name\": \"Does the BSP require specific insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 to obtain and maintain a <strong>security agency license, you must demonstrate liability coverage that meets BSP requirements. The recommended minimum limits are $2M. The BSP may require more depending on your type of activity (events, transport, investigation).\"}}, {\"@type\": \"Question\", \"name\": \"If a guard uses excessive force \u2014 is it covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Partially. The <\/strong><strong>standard commercial liability covers accidental injuries. The <\/strong><strong>security guard liability (endorsement or separate policy) covers disputed interventions, illegal arrests, profiling allegations. Ongoing training and documentation (body cameras, reports) reduce risk.\"}}, {\"@type\": \"Question\", \"name\": \"Our guards are armed \u2014 what is the insurance impact?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Major impact. Armed <\/strong><strong>guards require a specialized policy with an \\\"armed services\\\" endorsement. BSP training is mandatory, certificates must be up to date, and weapon maintenance must be documented. Premiums are 30% to 80% higher than for unarmed guards. Recommended minimum limits are $5M.\"}}, {\"@type\": \"Question\", \"name\": \"Are our patrol vehicles insured as a commercial fleet?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 <\/strong><strong>commercial auto fleet insurance. Coverage includes road liability (minimum $2M), physical damage, and use during interventions. Patrol vehicles may be categorized as \\\"private emergency vehicles\\\" in certain situations, with specific pricing.\"}}, {\"@type\": \"Question\", \"name\": \"If a client suffers a theft despite our surveillance \u2014 are we liable?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Potentially. Your <\/strong><strong>liability for property under your care may be engaged if the client proves professional negligence (unauthorized break, failure to patrol, faulty surveillance system). Clear contracts delineate your obligations \u2014 patrols every 2 hours, not 30 minutes.\"}}, {\"@type\": \"Question\", \"name\": \"Are large-scale events (festivals, concerts) covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, but with <\/strong><strong>specific endorsements for \\\"events.\\\" Usual limits are $5M to $10M depending on crowd size (1,000 to 50,000+). Declare each major event at underwriting. The promoter\/producer may require to be named as an additional insured.\"}}, {\"@type\": \"Question\", \"name\": \"Are investigation and surveillance agents covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through an <\/strong><strong>E&O investigation. Covers claims for illegal surveillance, invasion of privacy, and erroneous information. Specific BSP license required (private investigator). Premiums range from $1,500 to $5,000\/year depending on the volume of assignments.\"}}, {\"@type\": \"Question\", \"name\": \"Are our CCTV systems and databases insured?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through a <\/strong><strong>cyber insurance. Covers: hacking of cameras (video exfiltration), leakage of client access databases, ransomware on management platforms. Essential \u2014 security systems are prime targets. Minimum limit is $1M, $3M recommended.\"}}]}\n<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Business Insurance\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Private Security Business Insurance\", \"item\": \"https:\/\/www.assur360.ca\/assurance-entreprise-de-securite-privee\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>PRIVATE SECURITY Insurance for private security companies and security guards Security, mobile patrol, events, cash transport, investigation: protect your branch with a [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Private Security Insurance Quebec 2026 | Agency, guard, patrol","_seopress_titles_desc":"Private security agency insurance in Quebec: RC, weapons, patrol, events, BSP. 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