{"id":20921,"date":"2025-06-14T01:26:00","date_gmt":"2025-06-14T05:26:00","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/excavation-business-insurance-get-your-quick-quote\/"},"modified":"2026-09-02T12:47:30","modified_gmt":"2026-09-02T16:47:30","slug":"excavation-business-insurance-get-your-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/excavation-business-insurance-get-your-quick-quote\/","title":{"rendered":"Excavation Company Insurance: Your Quick Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">QUICK QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Risks-Building-site-Protection\"><\/span>Risks. Building site. Protection.  <span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Excavation companies face high risks related to ground work, heavy machinery and civil liability. <strong>Specialized insurance is essential<\/strong> to protect you effectively. Compare the offers of <strong>insurance brokers who are<\/strong> experts in construction and public works.  <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/06\/Assurance-entreprise-excavation-.png\" alt=\"Mechanical excavator moving earth on site.\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h3 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\">Why take out specialized excavation insurance?<\/h3>\n    \n  <\/div>\n<\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>Risk of underground damage<\/strong> : pipes, cables, foundations accidentally damaged.<\/li>\n\n\n\n<li><strong>Use of heavy machinery<\/strong> : backhoe loaders, mechanical shovels, mini-loaders.<\/li>\n\n\n\n<li><strong>Work on high-liability construction sites<\/strong> : incidents that may affect public safety or buildings.<\/li>\n\n\n\n<li><strong>Liability to third parties and clients<\/strong> : obligation to compensate in the event of damage.<\/li>\n\n\n\n<li><strong>Contractual requirements<\/strong> : Many clients require specific proof of insurance for access to the job site.<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Recommended Coverage for Excavation Companies<\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Guarantee<\/strong><\/th><th><strong>Description<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>General Liability<\/strong><\/td><td>Protects against damage to third parties (people, property).<\/td><\/tr><tr><td><strong>Machine breakdown<\/strong><\/td><td>Covers repairs or replacements of your heavy machinery.<\/td><\/tr><tr><td><strong>Builder&#8217;s risk insurance<\/strong><\/td><td>Protects work and materials during installation.<\/td><\/tr><tr><td><strong>Errors and omissions<\/strong><\/td><td>Warranty for malpractice or design defects.<\/td><\/tr><tr><td><strong>Environmental responsibility<\/strong><\/td><td>Compensation in the event of accidental pollution of soil or water.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Why compare excavation insurance?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Get quick quotes from <strong>specialized construction brokers<\/strong><\/li>\n\n\n\n<li>Compare <a href=\"\/\" data-type=\"page\" data-id=\"20343\">construction prices<\/a>, deductibles and guarantees that are really useful<\/li>\n\n\n\n<li>Optimize the cost of your coverage without neglecting coverage<\/li>\n\n\n\n<li>Insure your machines, <a href=\"\/\" data-type=\"page\" data-id=\"20562\">your sites and your responsibilities at the best price<\/a><\/li>\n\n\n\n<li>Save time, especially if you have multiple vehicles or sites<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurers-for-excavation-companies\"><\/span>Insurers for excavation companies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-0-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Insurer<\/strong><\/th><th><strong>Specialization<\/strong><\/th><th><strong>Evaluation<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Intact Insurance<\/strong><\/td><td>Public works, heavy equipment<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td><strong>The Unique<\/strong><\/td><td>SMEs in the construction sector<\/td><td>\u2b50\u2b50\u2b50\u2606\u2606<\/td><\/tr><tr><td><strong>Promutuel<\/strong><\/td><td>Regional contractors, local excavation<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td><strong>Aviva insurance<\/strong><\/td><td>Vehicles, machinery and construction sites<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2606<\/td><\/tr><tr><td><strong>Northbridge<\/strong><\/td><td>Complex projects, risky construction sites<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"lassurance-chantier-suffit-elle-pour-couvrir-mon-entreprise-dexcavation\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>L\u2019assurance chantier suffit-elle pour couvrir mon entreprise d\u2019excavation ?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">No. It only protects work in progress, not your liability or your machinery. <\/p>\n<\/details>\n\n\n\n<details id=\"dois-je-assurer-chaque-machine-individuellement\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Dois-je assurer chaque machine individuellement ?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">It depends. Some policies cover your entire fleet, others require a declaration per vehicle. <\/p>\n<\/details>\n\n\n\n<details id=\"est-ce-obligatoire-davoir-une-assurance-excavation\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Est-ce obligatoire d\u2019avoir une assurance excavation ?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes, in most cases, the clients require <a href=\"\/\" data-type=\"page\" data-id=\"4729\">proof of insurance to access the site<\/a>.<\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the main types of coverage for excavation insurance?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Une assurance excavation au Qu\u00e9bec regroupe g\u00e9n\u00e9ralement&nbsp;: <strong>responsabilit\u00e9 civile g\u00e9n\u00e9rale<\/strong> (dommages caus\u00e9s \u00e0 des tiers), <strong>biens commerciaux<\/strong> (b\u00e2timent, \u00e9quipement, stocks), <strong>bris d&#8217;\u00e9quipement<\/strong>, <strong>interruption des affaires<\/strong> (perte de revenus apr\u00e8s sinistre), et selon le secteur, <strong>responsabilit\u00e9 civile professionnelle<\/strong> ou <strong>cyber-risques<\/strong>. Le contenu exact varie selon l&#8217;assureur et votre profil&nbsp;\u2014 votre courtier partenaire adaptera la police \u00e0 vos activit\u00e9s.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exclusions should I check before signing?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Les exclusions les plus fr\u00e9quentes en assurance entreprise&nbsp;: <strong>faute intentionnelle<\/strong>, <strong>usure normale<\/strong>, <strong>sinistres ant\u00e9rieurs \u00e0 la police<\/strong>, <strong>certains risques catastrophiques<\/strong> (inondation, tremblement de terre&nbsp;\u2014 souvent en option), <strong>\u00e9quipements mobiles hors site<\/strong>, et <strong>activit\u00e9s non d\u00e9clar\u00e9es<\/strong> \u00e0 la souscription. Toujours <strong>lire les clauses d&#8217;exclusion<\/strong> et d\u00e9clarer toutes vos activit\u00e9s pour \u00e9viter un refus d&#8217;indemnisation en cas de sinistre.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I bundle my excavation insurance with my home or auto insurance?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Oui, la plupart de nos <strong>cabinets partenaires certifi\u00e9s AMF<\/strong> offrent le <strong>regroupement multi-produits<\/strong>. Combiner votre assurance entreprise avec l&#8217;auto ou l&#8217;habitation peut g\u00e9n\u00e9rer un rabais de <strong>10&nbsp;\u00e0 15&nbsp;%<\/strong> sur l&#8217;ensemble des primes, en plus de simplifier la gestion (un seul interlocuteur, une seule \u00e9ch\u00e9ance). Chez Assur360, la soumission analyse syst\u00e9matiquement l&#8217;option regroup\u00e9e.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does professional civil liability work?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">La <strong>RC professionnelle<\/strong> couvre les <strong>erreurs, omissions ou n\u00e9gligences<\/strong> commises dans l&#8217;exercice de votre profession, ainsi que les <strong>frais de d\u00e9fense l\u00e9gale<\/strong>. Elle est distincte de la RC g\u00e9n\u00e9rale (qui couvre les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 des tiers dans le cadre de votre exploitation). Selon le secteur d&#8217;activit\u00e9, la RC pro peut \u00eatre <strong>fortement recommand\u00e9e<\/strong> ou <strong>exig\u00e9e par contrat<\/strong> (ex.&nbsp;: donneurs d&#8217;ordre, associations professionnelles).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get an excavation quote through Assur360?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Le formulaire en ligne prend <strong>3 minutes \u00e0 remplir<\/strong>. Vous recevrez ensuite un appel ou courriel d&#8217;un <strong>cabinet partenaire certifi\u00e9 AMF<\/strong> (membre de la <strong>Chambre de l&#8217;assurance<\/strong>) dans les <strong>24 \u00e0 48 heures ouvrables<\/strong> avec une soumission personnalis\u00e9e \u00e0 votre entreprise. La soumission est <strong>gratuite, sans engagement<\/strong>&nbsp;\u2014 vous restez libre d&#8217;accepter, refuser ou n\u00e9gocier.<\/div>\n<\/details>\n<script type=\"application\/ld+json\"><\/script><\/div>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/\",\"@id\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/#lassurance-chantier-suffit-elle-pour-couvrir-mon-entreprise-dexcavation\",\"name\":\"L\u2019assurance chantier suffit-elle pour couvrir mon entreprise d\u2019excavation ?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003ENon. Elle prot\u00e8ge seulement les travaux en cours, pas votre responsabilit\u00e9 civile ni votre machinerie.\\u003C\/p\\u003E\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/#dois-je-assurer-chaque-machine-individuellement\",\"name\":\"Dois-je assurer chaque machine individuellement ?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003ECela d\u00e9pend. Certaines polices couvrent l\u2019ensemble de votre flotte, d\u2019autres exigent une d\u00e9claration par v\u00e9hicule.\\u003C\/p\\u003E\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/#est-ce-obligatoire-davoir-une-assurance-excavation\",\"name\":\"Est-ce obligatoire d\u2019avoir une assurance excavation ?\\n\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003EOui, dans la majorit\u00e9 des cas, les donneurs d\u2019ouvrage exigent une \\u003Ca href=\\u0022\/assurance-chantier\/\\u0022 data-type=\\u0022page\\u0022 data-id=\\u00224729\\u0022\\u003Epreuve d\u2019assurance pour acc\u00e9der au chantier\\u003C\/a\\u003E.\\u003C\/p\\u003E\"}}]}<\/script>\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"soumission\"><span class=\"ez-toc-section\" id=\"Request-your-quick-and-free-quote\"><\/span>Request your quick and free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class='fluentform ff-default fluentform_wrapper_31 ffs_custom_wrap'><form data-form_id=\"31\" id=\"fluentform_31\" class=\"frm-fluent-form fluent_form_31 ff-el-form-top ff_form_instance_31_1 ff-form-loading ff-form-has-steps ffs_custom\" data-form_instance=\"ff_form_instance_31_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Entreprise (#31) @Enzo<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='20921' \/><input type=\"hidden\" id=\"_fluentform_31_fluentformnonce\" name=\"_fluentform_31_fluentformnonce\" value=\"898e0724c2\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/20921\" \/><div class='ff-step-container' data-name=\"step_start-31_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div class='ff-step-header'><ul class='ff-step-titles ff-step-titles-navs ff-step-titles--clickable' role='group' aria-label='Form steps' aria-live='polite'><li class=\"ff_active\"><span class=\"ff-step-title-text\">Identit\u00e9<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Coordonn\u00e9es<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Entreprise<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Historique<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Consentement<\/span><\/li><\/ul><\/div><span class='ff_step_start'><\/span><div class='ff-step-body'><div class=\"fluentform-step active\" data-name=\"step_start-31_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_names_first_name_' id='label_ff_31_names_first_name_'>Pr\u00e9nom<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_31_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"Pr\u00e9nom\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_names_last_name_' id='label_ff_31_names_last_name_'>Nom de famille<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_31_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Nom de famille\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_input_text' id='label_ff_31_input_text'>Nom de l'entreprise<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" data-name=\"input_text\" id=\"ff_31_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_dropdown' id='label_ff_31_dropdown'>Secteur d'activit\u00e9<\/label><div class=\"ff-el-tooltip\" data-content=\"Choisissez le secteur le plus proche de votre activit\u00e9. Une pr\u00e9cision pourra vous \u00eatre demand\u00e9e ensuite.\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 25 25\"><path d=\"m329 393l0-46c0-2-1-4-2-6-2-2-4-3-7-3l-27 0 0-146c0-3-1-5-3-7-2-1-4-2-7-2l-91 0c-3 0-5 1-7 2-1 2-2 4-2 7l0 46c0 2 1 5 2 6 2 2 4 3 7 3l27 0 0 91-27 0c-3 0-5 1-7 3-1 2-2 4-2 6l0 46c0 3 1 5 2 7 2 1 4 2 7 2l128 0c3 0 5-1 7-2 1-2 2-4 2-7z m-36-256l0-46c0-2-1-4-3-6-2-2-4-3-7-3l-54 0c-3 0-5 1-7 3-2 2-3 4-3 6l0 46c0 3 1 5 3 7 2 1 4 2 7 2l54 0c3 0 5-1 7-2 2-2 3-4 3-7z m182 119c0 40-9 77-29 110-20 34-46 60-80 80-33 20-70 29-110 29-40 0-77-9-110-29-34-20-60-46-80-80-20-33-29-70-29-110 0-40 9-77 29-110 20-34 46-60 80-80 33-20 70-29 110-29 40 0 77 9 110 29 34 20 60 46 80 80 20 33 29 70 29 110z\" transform=\"scale(0.046875 0.046875)\"><\/path><\/svg><\/div><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_31_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"true\" aria-labelledby=\"label_ff_31_dropdown\"><option value=\"\">- S\u00e9lectionner -<\/option><option value=\"Entreprises de services professionnels\"  >Entreprises de services professionnels<\/option><option value=\"Entrepreneurs\"  >Entrepreneurs<\/option><option value=\"Commerce de d\u00e9tail et automobile\"  >Commerce de d\u00e9tail et automobile<\/option><option value=\"Immobilier\"  >Immobilier<\/option><option value=\"Restauration et h\u00f4tellerie\"  >Restauration et h\u00f4tellerie<\/option><option value=\"Services de sant\u00e9\"  >Services de sant\u00e9<\/option><option value=\"Fabrication et transformation\"  >Fabrication et transformation<\/option><option value=\"Grossistes\"  >Grossistes<\/option><option value=\"Entreposage\"  >Entreposage<\/option><option value=\"\u00c9nergie\"  >\u00c9nergie<\/option><option value=\"Autres secteur\"  >Autres secteur<\/option><\/select><\/div><\/div><div class='ff-el-group has-conditions'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_preciser_secteur' id='label_ff_31_preciser_secteur'>Pr\u00e9cisez votre activit\u00e9<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"preciser_secteur\" id=\"ff_31_preciser_secteur\" class=\"ff-el-form-control\" placeholder=\"D\u00e9crivez votre activit\u00e9 (secteur, type de produits\/services, etc.)\" data-name=\"preciser_secteur\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_1\" ><div class=\"ff-name-address-wrapper fluent-address\" data-type=\"address-element\" data-name=\"address_1\" ><div class='ff-el-input--label'><label aria-label=\"Adresse\">Adresse<\/label><\/div><div class='ff-el-input--content'><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_address_line_1_' id='label_ff_31_address_1_address_line_1_'>Adresse ligne 1<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[address_line_1]\" id=\"ff_31_address_1_address_line_1_\" class=\"ff-el-form-control\" placeholder=\"Adresse ligne 1\" data-key_name=\"address_line_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_city_' id='label_ff_31_address_1_city_'>Ville<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[city]\" id=\"ff_31_address_1_city_\" class=\"ff-el-form-control\" placeholder=\"Ville\" data-key_name=\"city\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_state_' id='label_ff_31_address_1_state_'>Province<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[state]\" id=\"ff_31_address_1_state_\" class=\"ff-el-form-control\" placeholder=\"Qu\u00e9bec seulement\" data-key_name=\"state\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_address_1_zip_' id='label_ff_31_address_1_zip_'>Code postal<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[zip]\" id=\"ff_31_address_1_zip_\" class=\"ff-el-form-control\" placeholder=\"Code Postal\" data-key_name=\"zip\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_phone' id='label_ff_31_phone'>T\u00e9l\u00e9phone\/mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" value=\"###-###-####\" type=\"tel\" data-name=\"phone\" id=\"ff_31_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_2\" ><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field' id='label_ff_31_numeric-field'>Ann\u00e9e de cr\u00e9ation de l\u2019entreprise<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field\" id=\"ff_31_numeric-field\" class=\"ff-el-form-control\" placeholder=\"2023\" data-name=\"numeric-field\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_numeric-field_1' id='label_ff_31_numeric-field_1'>Nombre d'ann\u00e9es d\u2019exp\u00e9rience dans le domaine<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_1\" id=\"ff_31_numeric-field_1\" class=\"ff-el-form-control\" placeholder=\"1\" data-name=\"numeric-field_1\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_datetime' id='label_ff_31_datetime'>Date \u00e9ch\u00e9ance du contrat <\/label><\/div><div class='ff-el-input--content'><input  aria-label='Date \u00e9ch\u00e9ance du contrat  Use arrow keys to navigate dates. Press enter to select a date.'  aria-haspopup='dialog' data-type-datepicker data-format='d\/m\/Y' type=\"text\" name=\"datetime\" id=\"ff_31_datetime\" class=\"ff-el-form-control ff-el-datepicker\" data-name=\"datetime\"  aria-invalid='false' aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_multi_select' id='label_ff_31_multi_select'>Protection requise<\/label><\/div><div class='ff-el-input--content'><select name=\"multi_select[]\" id=\"ff_31_multi_select\" class=\"ff-el-form-control  ff_has_multi_select\" multiple=\"1\" data-name=\"multi_select\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"false\" aria-labelledby=\"label_ff_31_multi_select\"><option value=\"B\u00e2timent\"  >B\u00e2timent<\/option><option value=\"Contenu\"  >Contenu<\/option><option value=\"Responsabilit\u00e9 civile\"  >Responsabilit\u00e9 civile<\/option><option value=\"V\u00e9hicule\"  >V\u00e9hicule<\/option><option value=\"Assurance chantier ou\/et Warp up\"  >Assurance chantier ou\/et Warp up<\/option><option value=\"Perte de revenu\"  >Perte de revenu<\/option><option value=\"Cyber-risques\"  >Cyber-risques<\/option><\/select><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_3\" ><div class='ff-el-group ff_list_inline'><div class=\"ff-el-input--label asterisk-right\"><label  >Consentez-vous \u00e0 une v\u00e9rification de cr\u00e9dit?<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_30fe046c5bbb5b4ca40dd1e0f2620a9d'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Oui\"  id='input_radio_30fe046c5bbb5b4ca40dd1e0f2620a9d' aria-label='Oui' aria-invalid='false' aria-required=false> <span>Oui<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_8bdfccb984560db83ecffe5108b62563'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Non\"  id='input_radio_8bdfccb984560db83ecffe5108b62563' aria-label='Non' aria-invalid='false' aria-required=false> <span>Non<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_numeric-field_2' id='label_ff_31_numeric-field_2'>Recettes totales annuel (revenus)<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric-field_2\" id=\"ff_31_numeric-field_2\" class=\"ff-el-form-control\" placeholder=\"$\" data-name=\"numeric-field_2\" inputmode=\"numeric\" step=\"any\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_input_text_1' id='label_ff_31_input_text_1'>Assureur actuel ou ant\u00e9rieur<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" data-name=\"input_text_1\" id=\"ff_31_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Suivant'>Suivant<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-31_4\" ><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_31_email' id='label_ff_31_email'>Courriel<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_31_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group a360-consent'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label  >Les informations recueillies \u00e0 cette section nous permettent entre autres d\u2019effectuer une pr\u00e9qualification concernant vos besoins en assurance et potentiellement vous proposer une soumission d\u2019assurance. Les informations fournies sont conserv\u00e9es de fa\u00e7on \u00e0 r\u00e9pondre aux exigences l\u00e9gislatives et r\u00e8glementaires. Par ailleurs, en remplissant le formulaire, vous consentez \u00e0 ce que nous utilisions, communiquions ou partagions \u00e0 l\u2019interne et \u00e0 l\u2019externe (notamment \u00e0 des cabinets partenaires et\/ou assureurs) et que nous conservions ces informations.<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_ac3ddc0a1403d3ac8ad59fe9fdaca144'><input  type=\"checkbox\" name=\"checkbox[]\" data-name=\"checkbox\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"J&#039;accepte\"  id='checkbox_ac3ddc0a1403d3ac8ad59fe9fdaca144' aria-label='J&#039;accepte' aria-invalid='false' aria-required=true> <span>J'accepte<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group ff-el-form-hide_label a360-consent'><div class=\"ff-el-input--label asterisk-right\"><label  >Je d\u00e9sire m'abonner \u00e0 l'infolettre d'Assur360 pour ses concours, promotions et informations<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_1_339d2a22132ebd9862e9d0129ec6b2a0'><input  type=\"checkbox\" name=\"checkbox_1[]\" data-name=\"checkbox_1\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Je d\u00e9sire m&#039;abonner \u00e0 l&#039;infolettre d&#039;Assur360 pour ses concours, promotions et informations\"  id='checkbox_1_339d2a22132ebd9862e9d0129ec6b2a0' aria-label='Je d\u00e9sire m&#039;abonner \u00e0 l&#039;infolettre d&#039;Assur360 pour ses concours, promotions et informations' aria-invalid='false' aria-required=false> <span>Je d\u00e9sire m'abonner \u00e0 l'infolettre d'Assur360 pour ses concours, promotions et informations<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_31_description' id='label_ff_31_description'>Informations additionnels<\/label><\/div><div class='ff-el-input--content'><textarea aria-required=\"false\" aria-labelledby=\"label_ff_31_description\" name=\"description\" id=\"ff_31_description\" class=\"ff-el-form-control\" rows=\"3\" cols=\"2\" data-name=\"description\" ><\/textarea><\/div><\/div>        <div class=\"ff-step-t-container ff-inner_submit_container ff-column-container ff_columns_total_2\">\n            <div class=\"ff-t-cell ff-t-column-1\"><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Pr\u00e9c\u00e9dent'>Pr\u00e9c\u00e9dent<\/button><\/div><\/div>\n            <div class=\"ff-t-cell ff-t-column-2\">\n                <div class='ff-form-inline-style' hidden><style>form.fluent_form_31 .ff-btn-submit:not(.ff_btn_no_style) { background-color: #67C23A; color: #ffffff; }<\/style><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style\"  aria-label=\"Soumettre la demande\">Soumettre la demande<\/button><\/div>            <\/div>\n        <\/div>\n        <\/div><\/div><\/div>\n        <\/fieldset><\/form><div id='fluentform_31_errors' class='ff-errors-in-stack ff_form_instance_31_1 ff-form-loading_errors ff_form_instance_31_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_31_1 = {\"id\":\"31\",\"ajaxUrl\":\"https:\\\/\\\/www.assur360.ca\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_31_1\",\"form_id_selector\":\"fluentform_31\",\"rules\":{\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"Ce champ est 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obligatoire\"}},\"checkbox_1\":{\"required\":{\"value\":false,\"message\":\"Ce champ est obligatoire\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"description\":{\"required\":{\"value\":false,\"message\":\"Ce champ est obligatoire\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}}},\"debounce_time\":300,\"conditionals\":{\"preciser_secteur\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"dropdown\",\"value\":\"Autres secteur\",\"operator\":\"=\"}]}},\"file_upload_settings\":[]};\n                            <\/script>\n            \n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:28px 24px;max-width:1200px;margin:32px auto;display:flex;align-items:center;gap:20px;flex-wrap:wrap;\">\n  <div style=\"flex:1;min-width:250px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 8px;\">FREE TOOL<\/p>\n    <h3 style=\"color:#0d1f2d;font-size:20px;font-weight:800;margin:0 0 8px;\">Business Interruption Calculator<\/h3>\n    <p style=\"color:#475569;font-size:15px;margin:0;\">Assess your gross insurance profit, detect underinsurance and simulate the impact of a loss on your business.<\/p>\n  <\/div>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/business-interruption-calculator\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 28px;border-radius:8px;text-decoration:none;font-weight:700;font-size:15px;white-space:nowrap;\">Calculate my losses\u2192<\/a>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" 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online in less than 3 minutes<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">See Category \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/soumission-rapide-entreprise-3\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/excavation\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"L\u2019assurance chantier suffit-elle pour couvrir mon entreprise d\u2019excavation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. Elle prot\u00e8ge seulement les travaux en cours, pas votre responsabilit\u00e9 civile ni votre machinerie.\"}},{\"@type\":\"Question\",\"name\":\"Dois-je assurer chaque machine individuellement ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Cela d\u00e9pend. Certaines polices couvrent l\u2019ensemble de votre flotte, d\u2019autres exigent une d\u00e9claration par v\u00e9hicule.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce obligatoire d\u2019avoir une assurance excavation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, dans la majorit\u00e9 des cas, les donneurs d\u2019ouvrage exigent une preuve d\u2019assurance pour acc\u00e9der au chantier .\"}},{\"@type\":\"Question\",\"name\":\"Quelles sont les principales couvertures d'une assurance excavation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Une assurance excavation au Qu\u00e9bec regroupe g\u00e9n\u00e9ralement : responsabilit\u00e9 civile g\u00e9n\u00e9rale (dommages caus\u00e9s \u00e0 des tiers), biens commerciaux (b\u00e2timent, \u00e9quipement, stocks), bris d'\u00e9quipement , interruption des affaires (perte de revenus apr\u00e8s sinistre), et selon le secteur, responsabilit\u00e9 civile professionnelle ou cyber-risques . Le contenu exact varie selon l'assureur et votre profil \u2014 votre courtier partenaire adaptera la police \u00e0 vos activit\u00e9s.\"}},{\"@type\":\"Question\",\"name\":\"Quelles exclusions dois-je v\u00e9rifier avant de signer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les exclusions les plus fr\u00e9quentes en assurance entreprise : faute intentionnelle , usure normale , sinistres ant\u00e9rieurs \u00e0 la police , certains risques catastrophiques (inondation, tremblement de terre \u2014 souvent en option), \u00e9quipements mobiles hors site , et activit\u00e9s non d\u00e9clar\u00e9es \u00e0 la souscription. Toujours lire les clauses d'exclusion et d\u00e9clarer toutes vos activit\u00e9s pour \u00e9viter un refus d'indemnisation en cas de sinistre.\"}},{\"@type\":\"Question\",\"name\":\"Puis-je regrouper mon assurance excavation avec mon assurance auto ou habitation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, la plupart de nos cabinets partenaires certifi\u00e9s AMF offrent le regroupement multi-produits . Combiner votre assurance entreprise avec l'auto ou l'habitation peut g\u00e9n\u00e9rer un rabais de 10 \u00e0 15 % sur l'ensemble des primes, en plus de simplifier la gestion (un seul interlocuteur, une seule \u00e9ch\u00e9ance). Chez Assur360, la soumission analyse syst\u00e9matiquement l'option regroup\u00e9e.\"}},{\"@type\":\"Question\",\"name\":\"Comment fonctionne la responsabilit\u00e9 civile professionnelle (RC pro)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La RC professionnelle couvre les erreurs, omissions ou n\u00e9gligences commises dans l'exercice de votre profession, ainsi que les frais de d\u00e9fense l\u00e9gale . Elle est distincte de la RC g\u00e9n\u00e9rale (qui couvre les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 des tiers dans le cadre de votre exploitation). Selon le secteur d'activit\u00e9, la RC pro peut \u00eatre fortement recommand\u00e9e ou exig\u00e9e par contrat (ex. : donneurs d'ordre, associations professionnelles).\"}},{\"@type\":\"Question\",\"name\":\"Combien de temps pour obtenir une soumission excavation via Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le formulaire en ligne prend 3 minutes \u00e0 remplir . Vous recevrez ensuite un appel ou courriel d'un cabinet partenaire certifi\u00e9 AMF (membre de la Chambre de l'assurance ) dans les 24 \u00e0 48 heures ouvrables avec une soumission personnalis\u00e9e \u00e0 votre entreprise. La soumission est gratuite, sans engagement  \u2014 vous restez libre d'accepter, refuser ou n\u00e9gocier.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>QUICK QUOTE Risks. Building site. Protection. Excavation companies face high risks related to ground work, heavy machinery and civil liability. Specialized insurance [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":0,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Protect your forestry transport business! 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