{"id":19888,"date":"2025-05-10T15:06:38","date_gmt":"2025-05-10T19:06:38","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/cybersecurity-insurance-compare-offers\/"},"modified":"2026-06-26T01:53:02","modified_gmt":"2026-06-26T05:53:02","slug":"cybersecurity-insurance-compare-offers","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/cybersecurity-insurance-compare-offers\/","title":{"rendered":"Insurance for cybersecurity companies in Quebec (professional liability, E&amp;O) \u2014 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Cybersecurity Insurance\", \"description\": \"Insurance for cybersecurity firms in Quebec: high-limit E&O, pentest, intrusion testing, consulting. AMF broker. Free quote.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-cybersecurite\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Quebec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">CYBERSECURITY FIRMS<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Specialized-Insurance-for-Cybersecurity-Firms\"><\/span>Specialized Insurance for Cybersecurity Firms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Pentest, audit, consulting, managed SOC: your firm needs <strong>high-limit E&#038;O insurance<\/strong> tailored to the unique risks of the offensive and defensive cybersecurity industry.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $10M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Usual limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Pentest<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Covered<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">72 hrs<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Express quote<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">Cybersecurity firms (pentesters, MSSPs, consultants, SIEM\/SOC integrators, trainers, auditors) have a <strong>high-risk job<\/strong>. A missed vulnerability during an audit, a pentest that causes a service interruption, biased strategic advice, or a leak of confidential customer data can result in multi-million dollar claims. Traditional insurance policies often exclude these activities \u2014 you need a specialized product.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-cybersecurite.jpg\" alt=\"Cybersecurity monitoring screen \u2014 Assur360 cyber insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Cybersecurity-Insurance\"><\/span>Cybersecurity Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">In Quebec, since <strong>Bill 25<\/strong>, any company that is the victim of a personal information leak must notify the Commission d&#8217;acc\u00e8s \u00e0 l&#8217;information AND the individuals affected. Average cost of an incident: <strong>$150,000 to $5 million<\/strong>. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Key coverages:<\/strong> ransomware, data theft, business interruption, notification fees, forensic, legal defense, and regulatory fines. A $1 million cyber typically costs <strong>$1,200 to $4,500\/year<\/strong>. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-protections-for-cybersecurity-firms\"><\/span>Essential protections for cybersecurity firms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Professional liability (E&#038;O)<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Errors, omissions, bad advice, missed vulnerabilities during audits or pentests. Limits of $2 million to $10 million. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Pentest &#038; red team<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific coverage for penetration tests that can unintentionally cause interruptions or data loss.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Clean Cyber<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Your business is also a target \u2014 ransomware coverage, leaking customer data, extortion.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Injuries, property damage caused to others during visits to the client&#8217;s home or to your offices.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">D&#038;O Leaders<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Personal protection of directors in the event of a lawsuit related to the management of the company.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">MSSP Contracts<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific clauses for service level agreements (SLAs) and contractual guarantees to customers.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">The E&#038;O insurance market for cybersecurity firms has <strong>hardened considerably<\/strong> since 2022. Several major insurers have left the segment or imposed strict exclusions (ransomware, cyber warfare, violation of Bill 25). A specialized broker compares several Canadian and London markets (Lloyd&#8217;s) to build a coverage that <strong>remains valid when a claim occurs<\/strong>.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Why isn&#8217;t a standard E&#038;O policy enough for a cybersecurity firm?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Generic E&#038;O policies explicitly exclude intrusion, pentest, red team, or offensive scan activity. They also cap cyber coverage at $100,000 or $250,000 \u2014 largely insufficient for a firm where each client represents a risk of several millions. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are pentests really covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, but only with a specialized product. The police must explicitly mention <strong>the offensive activities authorised by contract<\/strong> (pentest, red team, simulated phishing, social engineering). Your broker validates that your recent mandates meet the definition of insured activities.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does insurance cost for a cybersecurity firm in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For a firm of 3 to 10 pentesters with a turnover of less than $2 million: between $4,500 and $12,000 per year for a limit of $2 million. MSSP firms with SLA commitments or that serve the public sector typically pay $15,000 to $40,000 per year. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A large account customer requires $5M in E&#038;O limit \u2014 is that possible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via specialized markets (Lloyd&#8217;s of London, some Canadian insurers). The limit of $5 million to $10 million is standard for firms that serve financial institutions, the public sector, and publicly traded companies. Allow 4 to 6 weeks of subscription for these limits.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My company does managed SOC 24\/7 \u2014 what coverage?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">MSSPs have specific risks: <strong>failure to detect an attack in progress<\/strong>, false positives that have caused production downtime, leakage of customer logs. An MSSP endorsement or a dedicated &#8220;managed security&#8221; policy is required. Failure to detect exclusions must be negotiated carefully.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Do cybersecurity trainers need insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 a trainer who teaches offensive techniques can be implicated if a former student uses them maliciously. An E&#038;O policy with a &#8220;training and publication&#8221; extension protects against this type of claim. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are bug bounties and responsible disclosures covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Bug bounties carried out via a regulated platform (HackerOne, Bugcrowd) can be covered if the program complies with the terms of the contract and applicable laws. Unsolicited disclosures to a third party remain a grey area \u2014 to be carefully documented with your broker. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What should I do if a customer is a victim of ransomware after my audit?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Notify your E&#038;O insurer immediately. Do not edit any documents. Keep the audit report, email exchanges, and signatures of deliverables. Your policy covers <strong>legal fees<\/strong> (often $100,000 to $500,000) even if you&#8217;re not at fault, as well as any negotiated settlements.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Can I insure my business if I am a freelancer (self-employed)?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes. There are specialized E&#038;O policies for cybersecurity freelancers, starting at <strong>$1,800 to $3,500 per year<\/strong> for a limit of $1 million. Often required by major contractors (banks, ministries, integrators). <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cybersecurity-firms-%E2%80%94-insurance-throughout-Quebec\"><\/span>Cybersecurity firms \u2014 insurance throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. From Montreal (cyber startup ecosystem) to Quebec City (public sector and financial institutions) to Gatineau (federal proximity), our insurance brokers know the contractual requirements of your clients. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cyber insurance for customers<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT &#038; SaaS Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-responsabilite-professionnelle\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Professional Liability Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-entreprise\/assurance-cybersecurite\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cybersecurity company liability<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cyber.gc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Centre for Cyber Security<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Chamber of Insurance<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Why is a standard E&O policy not enough for a cybersecurity firm?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Generic E&O policies explicitly exclude intrusion, pentesting, red team, or offensive scanning activities. They also cap cyber coverage at $100,000 or $250,000 \u2014 far too low for a firm where each client represents a risk of several million.\"}}, {\"@type\": \"Question\", \"name\": \"Are pentests really covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, but only with a specialized product. The policy must explicitly mention the <strong>contractually authorized offensive activities (pentesting, red team, simulated phishing, social engineering). Your insurance broker validates that your recent mandates match the definition of insured activities.\"}}, {\"@type\": \"Question\", \"name\": \"How much does insurance cost for a cybersecurity firm in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For a firm with 3 to 10 pentesters and revenue under $2M: between $4,500 and $12,000 per year for a limit of $2M. MSSP firms with SLA commitments or those serving the public sector generally pay $15,000 to $40,000 per year.\"}}, {\"@type\": \"Question\", \"name\": \"A large client requires a $5M E&O limit \u2014 is that possible?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through specialized markets (Lloyd's of London, certain Canadian insurers). The $5M to $10M limit is standard for firms serving financial institutions, the public sector, and publicly traded companies. Expect 4 to 6 weeks of underwriting for these limits.\"}}, {\"@type\": \"Question\", \"name\": \"My company provides managed SOC 24\/7 \u2014 what coverage?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"MSSPs have specific risks: <\/strong><strong>failure to detect an ongoing attack, false positives that caused production downtime, client log leaks. An MSSP endorsement or a dedicated 'managed security' policy is required. 'Failure to detect' exclusions must be carefully negotiated.\"}}, {\"@type\": \"Question\", \"name\": \"Do cybersecurity trainers need insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes \u2014 a trainer teaching offensive techniques can be implicated if a former student uses them maliciously. An E&O policy with a 'training and publication' extension protects against this type of claim.\"}}, {\"@type\": \"Question\", \"name\": \"Are bug bounties and responsible disclosures covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Bug bounties conducted through a regulated platform (HackerOne, Bugcrowd) can be covered if the program meets the contract conditions and applicable laws. Unsolicited disclosures to a third party remain a gray area \u2014 to be carefully documented with your broker.\"}}, {\"@type\": \"Question\", \"name\": \"What should I do if a client is a victim of ransomware after my audit?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Notify your E&O insurer immediately. Do not alter any documents. Keep the audit report, email exchanges, and deliverable signatures. Your policy covers <\/strong><strong>legal fees (often $100,000 to $500,000) even if you are not liable, as well as any negotiated settlements.\"}}, {\"@type\": \"Question\", \"name\": \"Can I insure my business if I am a solo freelancer (self-employed)?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. There are specialized E&O policies for cybersecurity freelancers, starting from <\/strong><strong>$1,800 to $3,500 per year for a limit of $1M. Often required by large clients (banks, ministries, integrators).\"}}]}\n<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Business Insurance\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Cybersecurity Firm Insurance\", \"item\": \"https:\/\/www.assur360.ca\/assurance-cybersecurite\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CYBERSECURITY FIRMS Specialized Insurance for Cybersecurity Firms Pentest, audit, consulting, managed SOC: your firm needs high-limit E&#038;O insurance tailored to the unique [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Cybersecurity Firm Insurance Quebec 2026 | E&O pentest","_seopress_titles_desc":"Insurance for cybersecurity firms in Quebec: high-limit professional liability, E&O pentest, penetration testing, consultation. 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