{"id":19888,"date":"2025-05-10T15:06:38","date_gmt":"2025-05-10T19:06:38","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/cybersecurity-insurance-compare-offers\/"},"modified":"2026-05-08T14:09:03","modified_gmt":"2026-05-08T18:09:03","slug":"cybersecurity-insurance-compare-offers","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/cybersecurity-insurance-compare-offers\/","title":{"rendered":"Insurance for cybersecurity companies in Quebec (professional liability, E&amp;O) \u2014 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360 \u2014 Assurance firme de cybers\u00e9curit\u00e9\", \"description\": \"Assurance pour firmes de cybers\u00e9curit\u00e9 au Qu\u00e9bec : RC pro haute limite, E&O pentest, test d'intrusion, consultation. Courtier AMF. Soumission gratuite.\", \"url\": \"https:\/\/www.assur360.ca\/assurance-cybersecurite\/\", \"telephone\": \"1-866-357-4451\", \"areaServed\": {\"@type\": \"Place\", \"name\": \"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">CYBERSECURITY FIRMS<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Specialized-Insurance-for-Cybersecurity-Firms\"><\/span>Specialized Insurance for Cybersecurity Firms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Pentest, audit, consulting, managed SOC: your firm needs <strong>high-limit E&#038;O insurance<\/strong> tailored to the unique risks of the offensive and defensive cybersecurity industry.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$2M to $10M<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Usual limits<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Pentest<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Covered<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">72 hrs<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Express quote<\/div>\n  <\/div>\n<div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Certified brokers<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">Cybersecurity firms (pentesters, MSSPs, consultants, SIEM\/SOC integrators, trainers, auditors) have a <strong>high-risk job<\/strong>. A missed vulnerability during an audit, a pentest that causes a service interruption, biased strategic advice, or a leak of confidential customer data can result in multi-million dollar claims. Traditional insurance policies often exclude these activities \u2014 you need a specialized product.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-cybersecurite.jpg\" alt=\"Cybersecurity monitoring screen \u2014 Assur360 cyber insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Cyber-security-insurance\"><\/span>Cyber security insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">In Quebec, since <strong>Bill 25<\/strong>, any company that is the victim of a personal information leak must notify the Commission d&#8217;acc\u00e8s \u00e0 l&#8217;information AND the individuals affected. Average cost of an incident: <strong>$150,000 to $5 million<\/strong>. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Key coverages:<\/strong> ransomware, data theft, business interruption, notification fees, forensic, legal defense, and regulatory fines. A $1 million cyber typically costs <strong>$1,200 to $4,500\/year<\/strong>. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-protections-for-cybersecurity-firms\"><\/span>Essential protections for cybersecurity firms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Professional liability (E&#038;O)<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Errors, omissions, bad advice, missed vulnerabilities during audits or pentests. Limits of $2 million to $10 million. <\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Pentest &#038; red team<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific coverage for penetration tests that can unintentionally cause interruptions or data loss.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Clean Cyber<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Your business is also a target \u2014 ransomware coverage, leaking customer data, extortion.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial liability<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Injuries, property damage caused to others during visits to the client&#8217;s home or to your offices.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">D&#038;O Leaders<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Personal protection of directors in the event of a lawsuit related to the management of the company.<\/p>\n  <\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">MSSP Contracts<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Specific clauses for service level agreements (SLAs) and contractual guarantees to customers.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udca1 Broker&#8217;s advice<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">The E&#038;O insurance market for cybersecurity firms has <strong>hardened considerably<\/strong> since 2022. Several major insurers have left the segment or imposed strict exclusions (ransomware, cyber warfare, violation of Bill 25). A specialized broker compares several Canadian and London markets (Lloyd&#8217;s) to build a coverage that <strong>remains valid when a claim occurs<\/strong>.  <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Why isn&#8217;t a standard E&#038;O policy enough for a cybersecurity firm?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Generic E&#038;O policies explicitly exclude intrusion, pentest, red team, or offensive scan activity. They also cap cyber coverage at $100,000 or $250,000 \u2014 largely insufficient for a firm where each client represents a risk of several millions. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are pentests really covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, but only with a specialized product. The police must explicitly mention <strong>the offensive activities authorised by contract<\/strong> (pentest, red team, simulated phishing, social engineering). Your broker validates that your recent mandates meet the definition of insured activities.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much does insurance cost for a cybersecurity firm in Quebec?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">For a firm of 3 to 10 pentesters with a turnover of less than $2 million: between $4,500 and $12,000 per year for a limit of $2 million. MSSP firms with SLA commitments or that serve the public sector typically pay $15,000 to $40,000 per year. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">A large account customer requires $5M in E&#038;O limit \u2014 is that possible?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes, via specialized markets (Lloyd&#8217;s of London, some Canadian insurers). The limit of $5 million to $10 million is standard for firms that serve financial institutions, the public sector, and publicly traded companies. Allow 4 to 6 weeks of subscription for these limits.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">My company does managed SOC 24\/7 \u2014 what coverage?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">MSSPs have specific risks: <strong>failure to detect an attack in progress<\/strong>, false positives that have caused production downtime, leakage of customer logs. An MSSP endorsement or a dedicated &#8220;managed security&#8221; policy is required. Failure to detect exclusions must be negotiated carefully.  <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Do cybersecurity trainers need insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes \u2014 a trainer who teaches offensive techniques can be implicated if a former student uses them maliciously. An E&#038;O policy with a &#8220;training and publication&#8221; extension protects against this type of claim. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are bug bounties and responsible disclosures covered?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Bug bounties carried out via a regulated platform (HackerOne, Bugcrowd) can be covered if the program complies with the terms of the contract and applicable laws. Unsolicited disclosures to a third party remain a grey area \u2014 to be carefully documented with your broker. <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What should I do if a customer is a victim of ransomware after my audit?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Notify your E&#038;O insurer immediately. Do not edit any documents. Keep the audit report, email exchanges, and signatures of deliverables. Your policy covers <strong>legal fees<\/strong> (often $100,000 to $500,000) even if you&#8217;re not at fault, as well as any negotiated settlements.   <\/div>\n  <\/details>\n<details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Can I insure my business if I am a freelancer (self-employed)?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes. There are specialized E&#038;O policies for cybersecurity freelancers, starting at <strong>$1,800 to $3,500 per year<\/strong> for a limit of $1 million. Often required by major contractors (banks, ministries, integrators). <\/div>\n  <\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cybersecurity-firms-%E2%80%94-insurance-throughout-Quebec\"><\/span>Cybersecurity firms \u2014 insurance throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#f8fafc;border-radius:12px;padding:28px;margin:24px auto 40px;max-width:1200px;\">\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0 0 12px;\">Assur360 supports businesses throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. From Montreal (cyber startup ecosystem) to Quebec City (public sector and financial institutions) to Gatineau (federal proximity), our brokers know the contractual requirements of your clients. <\/p>\n  <p style=\"color:#334155;font-size:1rem;line-height:1.7;margin:0;\">100% online quote, free of charge, with comparison of several Canadian insurers.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional-Coverage-to-Consider\"><\/span>Additional Coverage to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;max-width:1200px;margin:24px auto;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cyber insurance for customers<\/div>\n  <\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/information-technology-insurance-2\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">IT &#038; SaaS Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-responsabilite-professionnelle\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Professional Liability Insurance<\/div>\n  <\/a>\n<a href=\"\/assurance-entreprise\/assurance-cybersecurite\/\" style=\"display:block;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:20px;text-decoration:none;color:#0d1f2d;transition:all .2s;\">\n    <strong style=\"color:#10c4c7;font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;\">Also useful\u2192<\/strong>\n    <div style=\"font-weight:700;margin-top:8px;\">Cybersecurity company liability<\/div>\n  <\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Official references<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.cyber.gc.ca\/fr\" rel=\"nofollow noopener\" target=\"_blank\">Canadian Centre for Cyber Security<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">Autorit\u00e9 des march\u00e9s financiers<\/a><\/li><\/ul>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-boat-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Pourquoi une police E&O standard ne suffit-elle pas pour une firme de cybers\u00e9curit\u00e9 ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les polices E&O g\u00e9n\u00e9riques excluent explicitement les activit\u00e9s d'intrusion, de pentest, de red team ou de scan offensif. Elles plafonnent aussi les couvertures cyber \u00e0 100 000 $ ou 250 000 $ \u2014 largement insuffisant pour une firme dont chaque client repr\u00e9sente un risque de plusieurs millions.\"}}, {\"@type\": \"Question\", \"name\": \"Les pentests sont-ils vraiment couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, mais seulement avec un produit sp\u00e9cialis\u00e9. La police doit explicitement mentionner les <strong>activit\u00e9s offensives autoris\u00e9es par contrat (pentest, red team, phishing simul\u00e9, social engineering). Votre courtier valide que vos mandats r\u00e9cents correspondent \u00e0 la d\u00e9finition d'activit\u00e9s assur\u00e9es.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance pour une firme de cybers\u00e9curit\u00e9 au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour une firme de 3 \u00e0 10 pentesters avec un CA sous 2 M$ : entre 4 500 $ et 12 000 $ par ann\u00e9e pour une limite de 2 M$. Les firmes MSSP avec engagements SLA ou qui desservent le secteur public paient g\u00e9n\u00e9ralement 15 000 $ \u00e0 40 000 $ par ann\u00e9e.\"}}, {\"@type\": \"Question\", \"name\": \"Un client grand compte exige 5 M$ de limite E&O \u2014 est-ce possible ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, via les march\u00e9s sp\u00e9cialis\u00e9s (Lloyd's of London, certains assureurs canadiens). La limite de 5 M$ \u00e0 10 M$ est standard pour les firmes qui desservent des institutions financi\u00e8res, le secteur public, des entreprises cot\u00e9es en bourse. Pr\u00e9voir 4 \u00e0 6 semaines de souscription pour ces limites.\"}}, {\"@type\": \"Question\", \"name\": \"Mon entreprise fait du SOC manag\u00e9 24\/7 \u2014 quelle couverture ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les MSSP ont des risques sp\u00e9cifiques : <\/strong><strong>manquement \u00e0 d\u00e9tecter une attaque en cours, faux-positifs qui ont caus\u00e9 des arr\u00eats de production, fuite de logs clients. Un avenant MSSP ou une police d\u00e9di\u00e9e \u00ab managed security \u00bb est requis. Les exclusions \u00ab failure to detect \u00bb doivent \u00eatre n\u00e9goci\u00e9es avec soin.\"}}, {\"@type\": \"Question\", \"name\": \"Les formateurs en cybers\u00e9curit\u00e9 ont-ils besoin d'assurance ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui \u2014 un formateur qui enseigne des techniques offensives peut \u00eatre mis en cause si un ancien \u00e9tudiant les utilise de fa\u00e7on malveillante. Une police E&O avec extension \u00ab formation et publication \u00bb prot\u00e8ge contre ce type de r\u00e9clamation.\"}}, {\"@type\": \"Question\", \"name\": \"Les bug bounties et divulgations responsables sont-ils couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les bug bounties r\u00e9alis\u00e9s via une plateforme encadr\u00e9e (HackerOne, Bugcrowd) peuvent \u00eatre couverts si le programme respecte les conditions du contrat et les lois applicables. Les divulgations non sollicit\u00e9es \u00e0 un tiers restent une zone grise \u2014 \u00e0 documenter soigneusement avec votre courtier.\"}}, {\"@type\": \"Question\", \"name\": \"Que faire si un client est victime de ransomware apr\u00e8s mon audit ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Notifiez imm\u00e9diatement votre assureur E&O. Ne modifiez aucun document. Conservez le rapport d'audit, les \u00e9changes courriel, les signatures des livrables. Votre police prend en charge les <\/strong><strong>frais juridiques (souvent 100 000 $ \u00e0 500 000 $) m\u00eame si vous n'\u00eates pas responsable, ainsi que d'\u00e9ventuels r\u00e8glements n\u00e9goci\u00e9s.\"}}, {\"@type\": \"Question\", \"name\": \"Puis-je assurer mon entreprise si je suis un pigiste seul (travailleur autonome) ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. Il existe des polices E&O sp\u00e9cialis\u00e9es pour les pigistes en cybers\u00e9curit\u00e9, d\u00e8s <\/strong><strong>1 800 $ \u00e0 3 500 $ par ann\u00e9e pour une limite de 1 M$. Souvent exig\u00e9 par les grands donneurs d'ordres (banques, minist\u00e8res, int\u00e9grateurs).\"}}]}\n<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance firme de cybers\u00e9curit\u00e9\", \"item\": \"https:\/\/www.assur360.ca\/assurance-cybersecurite\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CYBERSECURITY FIRMS Specialized Insurance for Cybersecurity Firms Pentest, audit, consulting, managed SOC: your firm needs high-limit E&#038;O insurance tailored to the unique [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Cybersecurity Firm Insurance Quebec 2026 | E&O pentest","_seopress_titles_desc":"Insurance for cybersecurity firms in Quebec: high-limit professional liability, E&O pentest, penetration testing, consultation. 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