{"id":19883,"date":"2025-05-10T15:00:27","date_gmt":"2025-05-10T19:00:27","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/video-game-studio-insurance-get-a-quick-quote\/"},"modified":"2026-07-02T20:30:30","modified_gmt":"2026-07-03T00:30:30","slug":"video-game-studio-insurance-get-a-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/video-game-studio-insurance-get-a-quick-quote\/","title":{"rendered":"Video Game Studio Insurance: Get a Quick Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">INSTANT QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Specialized-insurance-is-of-paramount-importance-for-video-game-studios\"><\/span>Specialized insurance is of paramount importance for video game studios.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Creating a video game involves technical, creative and legal challenges. Between critical bugs, disputes with publishers, or intellectual property infringements, studios face unique risks. Brokers offer targeted insurance solutions to cover these specific situations.  <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/05\/Assurance-Studio-de-jeux-video-.png\" alt=\"Player wearing headphones in front of computer screen.\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h3 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\">Why take out insurance adapted to video game development?<\/h3>\n    \n  <\/div>\n<\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>Technical errors or major bugs<\/strong> : A defect in the code can cause financial losses or contract disputes.<\/li>\n\n\n\n<li><strong>Intellectual property<\/strong> : Risks of copyright or software license infringement.<\/li>\n\n\n\n<li><strong>User data<\/strong> : Studios often collect sensitive data that requires adequate protection.<\/li>\n\n\n\n<li><strong>Working with publishers<\/strong> : Demanding contracts may require <a href=\"\/\" data-type=\"page\" data-id=\"20572\">liability coverage<\/a>.<\/li>\n\n\n\n<li><strong>Missed deadlines and commitments<\/strong> : Delays in deliveries can lead to contractual claims.<\/li>\n<\/ul>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance-for-video-game-studios-in-Quebec-what-you-need-to-know\"><\/span>Insurance for video game studios in Quebec: what you need to know<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Quebec is one of the world&#8217;s gaming capitals, with an ecosystem that ranges from international giants to dynamic independent studios. For Quebec studios, large or small, insurance is a strategic issue. Video game development involves massive investments in intellectual property, source code, and digital assets \u2014 intangible assets that are difficult to value and protect with standard insurance policies.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-studio-jeux-video.jpg\" alt=\"Video Game Studio \u2014 Assur360 Insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Video-Game-Studio-Insurance\"><\/span>Video Game Studio Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Quebec video game studios (Ubisoft, Behaviour, Eidos ecosystem) need specialized coverage: <strong>intellectual property, counterfeiting, creative marketing (music, images), delivery delays<\/strong>.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Special feature:<\/strong> <em>media liability<\/em> guarantee for the content of the game (licensed music, images of third-party brands, voice). A single unauthorized use claim can be up to $500,000+. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risks-specific-to-a-video-game-studio\"><\/span>Risks specific to a video game studio<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The number one risk for a video game studio is cyberattack. Source code, graphics assets, and development data represent the core value of the business \u2014 and are prime targets for hackers looking to resell or exploit this intellectual property. A ransomware attack can cripple a studio for weeks, with catastrophic financial losses in the midst of pre-launch development.  <\/p>\n\n<p class=\"wp-block-paragraph\">Professional liability is also a significant risk. If you&#8217;re developing a game under contract for a publisher or other company, and the deliverable contains major bugs, significant delays, or copyright issues, your client can sue you for the losses incurred. Disputes related to intellectual property \u2014 especially over game mechanics, characters or music \u2014 are becoming more and more common in the industry.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-Covers-for-a-Video-Game-Studio\"><\/span>Essential Covers for a Video Game Studio<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Protection that is well-suited for a game development studio includes:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Cyber insurance<\/strong> \u2014 essential coverage for a game studio. Protects against ransomware, data breaches, source code loss, and computer recovery fees. Often includes crisis management and notification to affected parties.  <\/li>\n<li><strong>Professional Liability \/ Errors &#038; Omissions<\/strong> \u2014 protects against customer or partner claims related to your deliverables (bugs, delays, non-compliance with specifications).<\/li>\n<li><strong>Electronic equipment<\/strong> \u2014 covers your workstations, servers, development equipment, VR headsets, and specialized hardware against theft, fire, and failure.<\/li>\n<li><strong>Intellectual property<\/strong> \u2014 defense coverage in the event of a dispute over copyrights, trademarks or patents related to your games and technologies.<\/li>\n<li><strong>Operational liability<\/strong> \u2014 covers incidents in your offices involving visitors, partners or contractors.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-does-insurance-cost-for-a-video-game-studio-in-Quebec\"><\/span>How much does insurance cost for a video game studio in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The cost varies depending on the size of the studio, the targeted platforms and the exposure to cyber risks:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Independent studio (1 to 4 people):<\/strong> between $2,000 and $4,000\/year<\/li>\n<li><strong>Medium-sized studio (5 to 20 people):<\/strong> between $4,000 and $10,000\/year<\/li>\n<li><strong>Studio with publisher partnerships (20 people or more):<\/strong> between $10,000 and $25,000\/year and more<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Studios that publish directly to platforms (Steam, App Store, consoles) or collect user data have higher cyber exposure and must subscribe to larger coverage limits. A specialist broker can help you assess your actual level of exposure. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ-%E2%80%94-Video-Game-Studio-Insurance-Quebec\"><\/span>FAQ \u2014 Video Game Studio Insurance Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details class=\"is-layout-flow wp-block-details-is-layout-flow\"><summary>What insurance is mandatory for a video game studio in Quebec?<\/summary>\n<p>Contracts with video game publishers generally require liability and professional insurance. If your studio collects user data in a game, Bill 25 (modernization of personal information protection in Quebec) may also create obligations that justify cyber coverage. Always check the requirements of your development contracts.<\/p>\n<\/details>\n\n<details class=\"is-layout-flow wp-block-details-is-layout-flow\"><summary>Does liability cover a bug in a game delivered to a publisher?<\/summary>\n<p>No. Bugs and issues in your deliverables are covered by Errors and Omissions (E&#038;O) insurance, not by standard liability. If a publisher suffers financial losses due to a major bug in your game or a delay in delivery, it is the E&#038;O coverage that pays for defense costs and damages.<\/p>\n<\/details>\n\n<details class=\"is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the average price of insurance for a video game studio?<\/summary>\n<p>For a studio of 5 to 20 people, expect to pay between $4,000 and $10,000\/year for comprehensive protection including cyber, E&#038;O, and equipment. Studios that work with major publishers or publish directly on multiple platforms will typically have higher premiums due to increased exposure to claims.<\/p>\n<\/details>\n\n<details class=\"is-layout-flow wp-block-details-is-layout-flow\"><summary>How do I get an insurance quote for a video game studio?<\/summary>\n<p>With Assur360, get a free quote in under 3 minutes. Our certified AMF brokers understand the realities of the Quebec video game industry and can offer you tailored coverage \u2014 especially for cybersecurity and intellectual property, which are at the heart of your business.<\/p>\n<\/details>\n\n<details id=\"is-insurance-mandatory-for-a-video-game-studio\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Is insurance mandatory for a video game studio?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">It is not legally mandatory, but often contractually required by publishers or investors. It is highly recommended. <\/p>\n<\/details>\n\n<details id=\"what-coverage-is-most-important-for-an-independent-studio\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What coverage is most important for an independent studio?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Professional liability and cyber insurance are priorities, especially if you manage servers or user data.<\/p>\n<\/details>\n\n<details id=\"can-a-startup-studio-be-insured\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Can a startup studio be insured?<br \/><\/summary>\n<p class=\"wp-block-paragraph\">Yes. Broker partners offer flexible coverages for development-stage or low-budget studios. <\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the main coverages in video game studio insurance insurance?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A typical video game studio insurance insurance policy in Quebec includes: <strong>general civil liability<\/strong> (damage to third parties), <strong>commercial property<\/strong> (building, equipment, stock), <strong>equipment breakdown<\/strong>, <strong>business interruption<\/strong> (income loss after a claim), and depending on the sector, <strong>professional liability<\/strong> or <strong>cyber-risks<\/strong>. Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exclusions should I check before signing?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The most common exclusions in business insurance: <strong>intentional acts<\/strong>, <strong>normal wear and tear<\/strong>, <strong>claims occurring before the policy period<\/strong>, <strong>certain catastrophic risks<\/strong> (flood, earthquake \u2014 often optional), <strong>mobile equipment off-site<\/strong>, and <strong>undeclared activities<\/strong>. Always <strong>read the exclusion clauses<\/strong> and declare all your operations to avoid claim denial.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I bundle my video game studio insurance insurance with auto or home?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Most of our <strong>AMF-certified partner brokerage firms<\/strong> offer <strong>multi-product bundling<\/strong>. Combining business insurance with auto or home can generate a discount of <strong>10 to 15%<\/strong> on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does professional liability (E&#038;O) insurance work?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Professional liability (E&#038;O)<\/strong> covers <strong>errors, omissions or negligence<\/strong> committed in the course of your profession, plus <strong>legal defence costs<\/strong>. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&#038;O can be <strong>strongly recommended<\/strong> or <strong>required by contract<\/strong> (e.g. by clients or professional associations).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does a video game studio insurance quote via Assur360 take?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The online form takes <strong>3 minutes to fill out<\/strong>. You&#8217;ll then receive a call or email from an <strong>AMF-certified partner brokerage firm<\/strong> (member of the <strong>Chamber of Insurance<\/strong>) within <strong>24 to 48 business hours<\/strong> with a personalized quote for your business. The quote is <strong>free and no obligation<\/strong> \u2014 you&#8217;re free to accept, decline, or negotiate.<\/div>\n<\/details>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n<h3 class=\"wp-block-heading\">Helpful Resources<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Business Insurance in Quebec \u2014 Overview<\/a><\/li>\n<li><a href=\"\/\">Graphic Design Agency Insurance<\/a><\/li>\n<li><a href=\"\/\">Cyber Security Insurance<\/a><\/li>\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurances\/\" rel=\"nofollow noopener\" target=\"_blank\">AMF \u2014 Commercial Insurance in Quebec<\/a><\/li>\n<li><a href=\"https:\/\/www.cnesst.gouv.qc.ca\" rel=\"nofollow noopener\" target=\"_blank\">CNESST \u2014 Occupational Health and Safety<\/a><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>Compare your video game studio insurance now.<\/strong> <a href=\"\/\">Free quote in 3 minutes \u2192<\/a><\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">Chamber of Insurance<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business Insurance\",\"item\":\"https:\/\/assur360.ca\/assurance-entreprise\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Video Game Studio Insurance: Get a quick quote\",\"item\":\"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-studio-de-jeux-video\/\"}]}\n<\/script>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/agricultural-machinery-insurance-quick-compare\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Agricultural Machinery Insurance: Quick Compare<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/beauty-center-insurance-get-a-quick-quote\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Beauty Center Insurance: Get a Quick Quote<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bed-and-breakfast-insurance-get-a-quote-in-less-than-3-minutes\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Bed and Breakfast insurance: Get a quote in less than 3 minutes<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">Category hub \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/video-game-studio-insurance-get-a-quick-quote\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What insurance is mandatory for a video game studio in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contracts with video game publishers generally require liability and professional insurance. If your studio collects user data in a game, Bill 25 (modernization of personal information protection in Quebec) may also create obligations that justify cyber coverage. Always check the requirements of your development contracts.\"}},{\"@type\":\"Question\",\"name\":\"Does liability cover a bug in a game delivered to a publisher?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Bugs and issues in your deliverables are covered by Errors and Omissions (E&O) insurance, not by standard liability. If a publisher suffers financial losses due to a major bug in your game or a delay in delivery, it is the E&O coverage that pays for defense costs and damages.\"}},{\"@type\":\"Question\",\"name\":\"What is the average price of insurance for a video game studio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For a studio of 5 to 20 people, expect to pay between $4,000 and $10,000\/year for comprehensive protection including cyber, E&O, and equipment. Studios that work with major publishers or publish directly on multiple platforms will typically have higher premiums due to increased exposure to claims.\"}},{\"@type\":\"Question\",\"name\":\"How do I get an insurance quote for a video game studio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With Assur360, get a free quote in under 3 minutes. Our certified AMF brokers understand the realities of the Quebec video game industry and can offer you tailored coverage \u2014 especially for cybersecurity and intellectual property, which are at the heart of your business.\"}},{\"@type\":\"Question\",\"name\":\"Is insurance mandatory for a video game studio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is not legally mandatory, but often contractually required by publishers or investors. It is highly recommended.\"}},{\"@type\":\"Question\",\"name\":\"What coverage is most important for an independent studio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Professional liability and cyber insurance are priorities, especially if you manage servers or user data.\"}},{\"@type\":\"Question\",\"name\":\"Can a startup studio be insured?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Broker partners offer flexible coverages for development-stage or low-budget studios.\"}},{\"@type\":\"Question\",\"name\":\"What are the main coverages in video game studio insurance insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A typical video game studio insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown , business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks . Exact coverage varies by insurer and profile \u2014 your partner broker tailors the policy to your operations.\"}},{\"@type\":\"Question\",\"name\":\"What exclusions should I check before signing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The most common exclusions in business insurance: intentional acts , normal wear and tear , claims occurring before the policy period , certain catastrophic risks (flood, earthquake \u2014 often optional), mobile equipment off-site , and undeclared activities . Always read the exclusion clauses and declare all your operations to avoid claim denial.\"}},{\"@type\":\"Question\",\"name\":\"Can I bundle my video game studio insurance insurance with auto or home?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling . Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.\"}},{\"@type\":\"Question\",\"name\":\"How does professional liability (E&O) insurance work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs . It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).\"}},{\"@type\":\"Question\",\"name\":\"How long does a video game studio insurance quote via Assur360 take?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The online form takes 3 minutes to fill out . You'll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance ) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation \u2014 you're free to accept, decline, or negotiate.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>INSTANT QUOTE Specialized insurance is of paramount importance for video game studios. Creating a video game involves technical, creative and legal challenges. [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":26931,"parent":15787,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Video Game Studio Insurance Quebec 2026 \u2014 Free Quote","_seopress_titles_desc":"Compare the best insurance for your video game studio in Quebec. Cyber, E&O, Intellectual Property. AMF certified brokers. Free quote in 3 min.   ","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Video Game Studio Insurance: Get a Quick Quote","_seopress_social_fb_desc":"Video game studio insurance: liability, cyber, IP. Get a free quote and compare quickly. ","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2025\/05\/aAssurance-Studio-de-jeux-video.png","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"Video Game Studio Insurance: Get a Quick Quote","_seopress_social_twitter_desc":"Compare insurance for video game studios. Adapted coverage, online submission in less than 3 minutes. ","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2025\/05\/Assurance-Studio-de-jeux-video.png","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-19883","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/19883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=19883"}],"version-history":[{"count":32,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/19883\/revisions"}],"predecessor-version":[{"id":57902,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/19883\/revisions\/57902"}],"up":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/26931"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=19883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}