{"id":19852,"date":"2025-05-10T12:06:25","date_gmt":"2025-05-10T16:06:25","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/logging-insurance-get-a-quote\/"},"modified":"2026-05-07T16:14:21","modified_gmt":"2026-05-07T20:14:21","slug":"logging-insurance-get-a-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/logging-insurance-get-a-quote\/","title":{"rendered":"Logging Insurance Quebec 2026 \u2014 BFEC and SOPFEU"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">Forestry in Quebec involves heavy machinery ranging from $500,000 to $1.2 million (multi-purpose harvesters, skidders, forwarders, delimbers), isolated teams in the forest and extreme fire risks during the dry season. Whether it&#8217;s a BFEC contract on public land, a transaction on private land or a converting sawmill, <strong>Assur360<\/strong> compares more than 9 insurers specializing in forestry thanks to our <strong>AMF-certified brokers<\/strong> \u2014 throughout <strong>Mauricie<\/strong>, <strong>Saguenay-Lac-Saint-Jean<\/strong>, <strong>C\u00f4te-Nord<\/strong> and <strong>Abitibi<\/strong>. <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-exploitation-forestiere.jpg\" alt=\"Logging \u2014 Assur360 Insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Logging-Insurance\"><\/span>Logging Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Forestry companies (fellers, longshoremen, sawmills, timber transporters) operate with <strong>heavy machinery in hostile environments<\/strong>. Risks: forest fires, work accidents, environmental damage. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>To be insured:<\/strong> harvesters-processors ($1-2 million each), flatbed trucks, pollution liability (hydraulic spills), and equipment breakdown. Specialized programs via forest insurers (FPInnovations, etc.). <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FOREST INSURANCE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Complete-coverage-for-Quebec-forestry-contractors\"><\/span>Complete coverage for Quebec forestry contractors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Harvester, skidder, forwarder, fire risk, pollution liability, standing timber and transport. Quote in minutes with a specialized forestry broker. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$5M+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Available RC Limits<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">< 24 hours<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Submission received<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Certified firm<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-specific-insurance-for-forestry\"><\/span>Why specific insurance for forestry?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>The Office of the Chief Forester (BFC) and BFEC licence holders require proof of insurance in accordance with <em>the Sustainable Forest Management Regulations<\/em>. Forestry concentrates risks that are not covered by generic commercial policies: fire, off-road equipment, hydraulic oil pollution, high-rate CNESST accidents. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Forest fire risk<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Harvester spark, hot hydraulic leak, weld blow: during SOPFEU periods, an operational shutdown or an uncontrolled fire can lead to major losses and civil lawsuits.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9c<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">High-value heavy equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">John Deere\/Ponsse\/Komatsu harvester: $600,000 to $1.2 million. Longshoreman, porter, carrier: $400,000 to $900,000. <strong>Off-road equipment<\/strong> insurance with an agreed value is essential.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee2\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Pollution \u2014 hydraulic oil<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">A broken hose in the forest can spill 500 L of oil. <strong>Sudden and accidental pollution liability<\/strong> covers cleaning and MELCCFP remedies. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcc4<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">BFEC compliance and forestry contracts<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">BFEC (Bois et for\u00eats du Qu\u00e9bec) permits and forest-wood management contracts (historical CAAFs, new CtAFs) often require $2 to $5 million in RC, CNESST proof and bonds.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf33<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Standing and felled timber<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Before transport to the plant, the volumes harvested can be worth $200,000+. Wood cover <strong>harvested from the floor<\/strong> against theft, fire and vandalism. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9a<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Log transport and flatbed truck<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Commercial fleet<\/strong> coverage for flatbed trucks, trailers, cargo of marbles. Mandatory to drive on public roads with commercial plates (SAAQ). <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-Roofs-for-Forestry-Contractors\"><\/span>Essential Roofs for Forestry Contractors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">General Liability<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">$2 million to $10 million depending on contracts. Covers injuries to third parties (other contractors, visitors), damage to adjacent properties. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Commercial Property  Sawmill<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Buildings, mechanical workshop, machine garage, wood warehouses, sawmill, dryer.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9c<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Off-Road Forestry Equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Fellers, skidders, forwarders, delimbers, loaders, mulchers: replacement cost, all risks.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf32<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Business interruption<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">In the event of a workshop fire or major breakdown, coverage for lost income during refurbishment (often 2 to 6 months).<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udc77<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Employer liability and complementary CNESST<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Civil recourse for employees in the event of a serious accident in the forest \u2014 supplement to the mandatory CNESST contribution.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcde<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cyber and administrative responsibility<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Invoices, BFEC contracts and customer data: protection against ransomware and transfer fraud.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-forestry-quote-in-minutes\"><\/span>How to get your forestry quote in minutes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Profile of your company<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Type of operation (harvesting, skidding, transportation, sawing), public or private land, annual volume harvested, number of employees and subcontractors.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Machine Inventory<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">List of harvesters, skidders, forwarders, trucks with brands, years, serial numbers and replacement values. Attach your BFEC permits and current contracts. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Claims history<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your last 5 years: CNESST incidents, equipment breakdown, fires. A clean record can reduce your premium by 20%. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Comparison 9+ insurers<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Our broker deals with Intact, Northbridge, Travelers, Aviva, Lloyd&#8217;s and insurers specializing in forestry. 3 to 5 proposals in 24 to 48 hours. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Rapid implementation<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Immediate BFEC\/CNESST attestation by email, electronic signature, simplified invoices.<\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Broker advice \u2014 SOPFEU fire plan<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Insurers offer <strong style=\"color:#ffffff;\">discounts of 10 to 15%<\/strong> to contractors who document a SOPFEU (Society for the Protection of Forests Against Fire) plan: 20 lb fire extinguishers on each machine, interruption of work in extreme danger, monitoring after engine shutdown. Ask your broker for the compliance grid. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indicative-rates-2026-%E2%80%94-Forest-insurance\"><\/span>Indicative rates 2026 \u2014 Forest insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\"><th style=\"padding:14px 16px;text-align:left;border:none;\">Type of forestry company<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Indicative annual premium<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">RC limit<\/th><\/tr><\/thead>\n    <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Sole Trader (1-2 machines)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$6,000 \u2014 $14,000<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2M<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Forestry SME (5-10 employees)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$14,000 \u2014 $35,0002<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $5M<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Multi-Team Enterprise (20+)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$35,000 \u2014 $95,0005<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $10M<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Integrated sawmill with harvesting<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$45,000 \u2014 $180,0005<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $25 million<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Log Hauler (Fleet)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$8,000 \u2014 $22,000 per truck<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">2 \u2014 $5M<\/td><\/tr><\/tbody>\n  <\/table>\n<\/div>\n\n<p style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\">Get your exact price in minutes<\/a>.<\/p>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">SOPFEU Season \u2014 Catastrophic Risks<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">A <strong>forest fire<\/strong> triggered by your operations can incur your liability for several tens of millions of dollars (SOPFEU, MRNF, neighbouring landowners). Without a $5 million+ liability insurance and a <strong>sudden pollution<\/strong> endorsement, you risk bankruptcy. During the SOPFEU red period, respect the mandatory stops under penalty of cancellation of the policy.  <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FORESTRY BROKERS<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Ready for the next harvest season?<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Our AMF brokers are familiar with the BFEC, CNESST and SOPFEU requirements. Free analysis of your current policy. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Talk to a broker<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types-of-Forestry-Operations-We-Operate\"><\/span>Types of Forestry Operations We Operate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\ude93<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mechanized harvesting<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Multipurpose felling, skidding, forwarders on public or private land.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfed<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Sawmill and processing<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Kiln, planer, lumber, firewood.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9b<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Forestry transport<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Flatbed truck, wooden semi-trailer, delivery to the factory.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf32<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Silviculture and reforestation<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Planting, pre-commercial thinning, brush clearing, forest paths.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd28<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Specialized Contractor<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Pruning, pruning, urban felling and commercial arboriculture.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Private forest manager<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Forestry groups, woodlots, accredited forestry consultants.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Coverage-throughout-Quebec\"><\/span>Coverage throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"font-size:16px;line-height:1.8;color:#334155;\">Assur360 supports logging companies in all regions of Quebec. We cover all of Quebec&#8217;s forest regions: <strong>Mauricie<\/strong> (La Tuque, Shawinigan), <strong>Saguenay-Lac-Saint-Jean<\/strong> (Dolbeau-Mistassini, Roberval, Alma), <strong>C\u00f4te-Nord<\/strong> (Baie-Comeau, Sept-\u00celes), <strong>Abitibi-T\u00e9miscamingue<\/strong> (Amos, Val-d&#8217;Or, Rouyn-Noranda), <strong>Outaouais<\/strong>, <strong>Bas-Saint-Laurent<\/strong>, <strong>Gasp\u00e9sie<\/strong> and <strong>Nord-du-Qu\u00e9bec<\/strong>. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-and-Products\"><\/span>Related Articles and Products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/mine-and-quarry-insurance-get-a-quick-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Mine and quarry insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Extraction, explosives, RC pollution, heavy equipment.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/vegetable-production-insurance-compare-in-less-than-3-minutes\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Vegetable Production Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Greenhouses, harvest, La Financi\u00e8re agricole, frost endorsement.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Quebec Business Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Overview of commercial coverage.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-responsabilite-civile-commerciale\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Commercial liability<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Limits $2 to $10 million, pollution amendments.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is insurance mandatory to obtain a BFEC licence?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Forest management contracts and BFEC permits typically require $2 million to $5 million in general liability, up-to-date CNESST proof, and often a performance bond. Our broker provides you with the required certificate within 24 hours. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does it cost to insure a John Deere or Ponsse harvester?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For a $750,000 to $1.1 million multi-purpose harvester, expect to pay between $12,000 and $22,000 per year in equipment bonus (all-risk, approved value). The cost varies depending on the area of operation, the SOPFEU plan and the claim file. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is lightning damage in the forest covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, lightning is a police-guaranteed cause of commercial property and equipment. On the other hand, forest fires caused by lightning and affecting your unharvested standing timber require a specific <em>timber-in-place<\/em> cover. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What does pollution liability cover for a forestry contractor?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">It covers spills of hydraulic oil, diesel fuel, transmission fluid in the forest, MELCCFP clean-up costs, remediation fines (but not criminal fines), and lawsuits by third parties (rivers, lakes, neighboring lands).<\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I add my subcontractors to my policy?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Additional <em>insured<\/em> endorsements or contractual requirements are used that are transferred to subcontractors (they must provide their own attestation). Our broker handles the annual checks. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does insurance work in the event of a fire caused by my operations?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Your general liability defends your company, compensates SOPFEU for the costs of intervention, pays damages to third parties (private land, property). Without this coverage, a 100-hectare fire can cost your business $1 million to $5 million. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Assur360 cover winter operations?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Winter presents other risks: breakage in extreme cold, icy roads, starting failures. Our policies are annual with 12-month coverage. Winter forest roads may be subject to specific amendments.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What documents do I need to provide for a forestry submission?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">List of equipment with replacement value, current BFEC permit, development contracts, CNESST proof, SOPFEU plan if existing, 5-year claims history, simplified financial statements. Our online form asks for this information. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"L'assurance est-elle obligatoire pour obtenir un permis BFEC ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. Les contrats d'am\u00e9nagement forestier et les permis BFEC exigent g\u00e9n\u00e9ralement 2 \u00e0 5 M$ de RC g\u00e9n\u00e9rale, preuve CNESST \u00e0 jour et souvent un cautionnement d'ex\u00e9cution. Notre courtier vous fournit l'attestation requise en 24h.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte l'assurance d'une abatteuse John Deere ou Ponsse ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour une abatteuse multifonction de 750 000 $ \u00e0 1,1 M$, comptez entre 12 000 $ et 22 000 $ par an en prime \u00e9quipement (tous risques, valeur agr\u00e9\u00e9e). Le co\u00fbt varie selon la zone d'op\u00e9ration, le plan SOPFEU et le dossier sinistre.\"}}, {\"@type\": \"Question\", \"name\": \"Les dommages caus\u00e9s par la foudre en for\u00eat sont-ils couverts ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, la foudre est une cause garantie par la police biens commerciaux et \u00e9quipement. Par contre, les incendies de for\u00eat caus\u00e9s par la foudre et affectant votre bois debout non r\u00e9colt\u00e9 n\u00e9cessitent une couverture timber in place sp\u00e9cifique.\"}}, {\"@type\": \"Question\", \"name\": \"Que couvre la RC pollution pour un entrepreneur forestier ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Elle couvre les d\u00e9versements d'huile hydraulique, de carburant diesel, de fluide de transmission en for\u00eat, les frais de nettoyage MELCCFP, les amendes de remise en \u00e9tat (mais pas les amendes p\u00e9nales), et les poursuites de tiers (rivi\u00e8res, lacs, terres voisines).\"}}, {\"@type\": \"Question\", \"name\": \"Puis-je ajouter mes sous-traitants \u00e0 ma police ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. On utilise des avenants additional insured ou des exigences contractuelles transf\u00e9r\u00e9es aux sous-traitants (ils doivent fournir leur propre attestation). Notre courtier g\u00e8re les v\u00e9rifications annuelles.\"}}, {\"@type\": \"Question\", \"name\": \"Comment fonctionne l'assurance en cas d'incendie provoqu\u00e9 par mes op\u00e9rations ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Votre RC g\u00e9n\u00e9rale d\u00e9fend votre entreprise, indemnise SOPFEU pour les co\u00fbts d'intervention, paie les dommages aux tiers (terres priv\u00e9es, propri\u00e9t\u00e9s). Sans cette couverture, un feu de 100 hectares peut co\u00fbter 1 \u00e0 5 M$ \u00e0 votre entreprise.\"}}, {\"@type\": \"Question\", \"name\": \"Assur360 couvre-t-il les op\u00e9rations en hiver ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. L'hiver pr\u00e9sente d'autres risques : bris par froid extr\u00eame, chemins glac\u00e9s, pannes de d\u00e9marrage. Nos polices sont annuelles avec couverture 12 mois. Les chemins forestiers hivernaux peuvent faire l'objet d'avenants sp\u00e9cifiques.\"}}, {\"@type\": \"Question\", \"name\": \"Quels documents fournir pour une soumission foresti\u00e8re ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Liste des \u00e9quipements avec valeurs \u00e0 neuf, permis BFEC en cours, contrats d'am\u00e9nagement, preuve CNESST, plan SOPFEU si existant, historique sinistres 5 ans, \u00e9tats financiers simplifi\u00e9s. Notre formulaire en ligne demande ces informations.\"}}]}<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>ChAD<\/strong> Member<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+<\/strong> submissions processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 partner firms<\/strong> in Quebec<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> brokers<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Free and <strong> non-binding quote<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Protect Your Forestry Operation Today<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Specialized brokers, 9+ insurers compared, BFEC certificate in 24 hours.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Request a quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-exploitation-forestiere\/\", \"logo\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/11\/logo-assur360.png\", \"telephone\": \"+1-866-357-4451\", \"email\": \"info@assur360.ca\", \"address\": {\"@type\": \"PostalAddress\", \"streetAddress\": \"1000 rue Notre-Dame Est\", \"addressLocality\": \"Thetford Mines\", \"addressRegion\": \"QC\", \"postalCode\": \"G6G 2T1\", \"addressCountry\": \"CA\"}, \"areaServed\": \"Qu\u00e9bec\", \"priceRange\": \"$$\", \"serviceType\": \"Assurance exploitation foresti\u00e8re \u2014 abatteuse, d\u00e9bardeur, incendie, BFEC, RC pollution, bois debout\", \"description\": \"Assurance foresti\u00e8re Qu\u00e9bec : abatteuse, d\u00e9bardeur, incendie for\u00eat, BFEC. 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