{"id":19852,"date":"2025-05-10T12:06:25","date_gmt":"2025-05-10T16:06:25","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/logging-insurance-get-a-quote\/"},"modified":"2026-06-26T02:36:45","modified_gmt":"2026-06-26T06:36:45","slug":"logging-insurance-get-a-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/logging-insurance-get-a-quote\/","title":{"rendered":"Logging Insurance Quebec 2026 \u2014 BFEC and SOPFEU"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Forestry in Quebec involves heavy machinery ranging from $500,000 to $1.2 million (multi-purpose harvesters, skidders, forwarders, delimbers), isolated teams in the forest and extreme fire risks during the dry season. Whether it&#8217;s a BFEC contract on public land, a transaction on private land or a converting sawmill, <strong>Assur360<\/strong> compares more than 9 insurers specializing in forestry thanks to our <strong>AMF-certified brokers<\/strong> \u2014 throughout <strong>Mauricie<\/strong>, <strong>Saguenay-Lac-Saint-Jean<\/strong>, <strong>C\u00f4te-Nord<\/strong> and <strong>Abitibi<\/strong>. <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-exploitation-forestiere.jpg\" alt=\"Logging \u2014 Assur360 Insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Logging-Insurance\"><\/span>Logging Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Forestry companies (fellers, longshoremen, sawmills, timber transporters) operate with <strong>heavy machinery in hostile environments<\/strong>. Risks: forest fires, work accidents, environmental damage. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>To be insured:<\/strong> harvesters-processors ($1-2 million each), flatbed trucks, pollution liability (hydraulic spills), and equipment breakdown. Specialized programs via forest insurers (FPInnovations, etc.). <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FOREST INSURANCE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Complete-coverage-for-Quebec-forestry-contractors\"><\/span>Complete coverage for Quebec forestry contractors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Harvester, skidder, forwarder, fire risk, pollution liability, standing timber and transport. Quote in minutes with a specialized forestry broker. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$5M+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Available RC Limits<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">< 24 hours<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Submission received<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">AMF<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Certified firm<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-specific-insurance-for-forestry\"><\/span>Why specific insurance for forestry?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The Office of the Chief Forester (BFC) and BFEC licence holders require proof of insurance in accordance with <em>the Sustainable Forest Management Regulations<\/em>. Forestry concentrates risks that are not covered by generic commercial policies: fire, off-road equipment, hydraulic oil pollution, high-rate CNESST accidents. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Forest fire risk<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Harvester spark, hot hydraulic leak, weld blow: during SOPFEU periods, an operational shutdown or an uncontrolled fire can lead to major losses and civil lawsuits.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9c<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">High-value heavy equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">John Deere\/Ponsse\/Komatsu harvester: $600,000 to $1.2 million. Longshoreman, porter, carrier: $400,000 to $900,000. <strong>Off-road equipment<\/strong> insurance with an agreed value is essential.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee2\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Pollution \u2014 hydraulic oil<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">A broken hose in the forest can spill 500 L of oil. <strong>Sudden and accidental pollution liability<\/strong> covers cleaning and MELCCFP remedies. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcc4<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">BFEC compliance and forestry contracts<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">BFEC (Bois et for\u00eats du Qu\u00e9bec) permits and forest-wood management contracts (historical CAAFs, new CtAFs) often require $2 to $5 million in RC, CNESST proof and bonds.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf33<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Standing and felled timber<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Before transport to the plant, the volumes harvested can be worth $200,000+. Wood cover <strong>harvested from the floor<\/strong> against theft, fire and vandalism. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9a<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Log transport and flatbed truck<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Commercial fleet<\/strong> coverage for flatbed trucks, trailers, cargo of marbles. Mandatory to drive on public roads with commercial plates (SAAQ). <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-Roofs-for-Forestry-Contractors\"><\/span>Essential Roofs for Forestry Contractors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">General Liability<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">$2 million to $10 million depending on contracts. Covers injuries to third parties (other contractors, visitors), damage to adjacent properties. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Commercial Property  Sawmill<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Buildings, mechanical workshop, machine garage, wood warehouses, sawmill, dryer.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9c<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Off-Road Forestry Equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Fellers, skidders, forwarders, delimbers, loaders, mulchers: replacement cost, all risks.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf32<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Business interruption<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">In the event of a workshop fire or major breakdown, coverage for lost income during refurbishment (often 2 to 6 months).<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udc77<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Employer liability and complementary CNESST<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Civil recourse for employees in the event of a serious accident in the forest \u2014 supplement to the mandatory CNESST contribution.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcde<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cyber and administrative responsibility<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Invoices, BFEC contracts and customer data: protection against ransomware and transfer fraud.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-your-forestry-quote-in-minutes\"><\/span>How to get your forestry quote in minutes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Profile of your company<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Type of operation (harvesting, skidding, transportation, sawing), public or private land, annual volume harvested, number of employees and subcontractors.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Machine Inventory<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">List of harvesters, skidders, forwarders, trucks with brands, years, serial numbers and replacement values. Attach your BFEC permits and current contracts. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Claims history<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your last 5 years: CNESST incidents, equipment breakdown, fires. A clean record can reduce your premium by 20%. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Comparison 9+ insurers<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Our broker deals with Intact, Northbridge, Travelers, Aviva, Lloyd&#8217;s and insurers specializing in forestry. 3 to 5 proposals in 24 to 48 hours. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Rapid implementation<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Immediate BFEC\/CNESST attestation by email, electronic signature, simplified invoices.<\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Broker advice \u2014 SOPFEU fire plan<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Insurers offer <strong style=\"color:#ffffff;\">discounts of 10 to 15%<\/strong> to contractors who document a SOPFEU (Society for the Protection of Forests Against Fire) plan: 20 lb fire extinguishers on each machine, interruption of work in extreme danger, monitoring after engine shutdown. Ask your broker for the compliance grid. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indicative-rates-2026-%E2%80%94-Forest-insurance\"><\/span>Indicative rates 2026 \u2014 Forest insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead><tr style=\"background:#0d1f2d;color:#ffffff;\"><th style=\"padding:14px 16px;text-align:left;border:none;\">Type of forestry company<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Indicative annual premium<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">RC limit<\/th><\/tr><\/thead>\n    <tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Sole Trader (1-2 machines)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$6,000 \u2014 $14,000<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$2M<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Forestry SME (5-10 employees)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$14,000 \u2014 $35,000<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $5M<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Multi-Team Enterprise (20+)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$35,000 \u2014 $95,000<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $10M<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Integrated sawmill with harvesting<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$45,000 \u2014 $180,000<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $25 million<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Log Hauler (Fleet)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$8,000 \u2014 $22,000 per truck<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">\u2014 $5M<\/td><\/tr><\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\">Get your exact price in minutes<\/a>.<\/p>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">SOPFEU Season \u2014 Catastrophic Risks<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">A <strong>forest fire<\/strong> triggered by your operations can incur your liability for several tens of millions of dollars (SOPFEU, MRNF, neighbouring landowners). Without a $5 million+ liability insurance and a <strong>sudden pollution<\/strong> endorsement, you risk bankruptcy. During the SOPFEU red period, respect the mandatory stops under penalty of cancellation of the policy.  <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FORESTRY BROKERS<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Ready for the next harvest season?<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Our AMF brokers are familiar with the BFEC, CNESST and SOPFEU requirements. Free analysis of your current policy. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Talk to a broker<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types-of-Forestry-Operations-We-Operate\"><\/span>Types of Forestry Operations We Operate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\ude93<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mechanized harvesting<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Multipurpose felling, skidding, forwarders on public or private land.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfed<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Sawmill and processing<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Kiln, planer, lumber, firewood.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9b<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Forestry transport<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Flatbed truck, wooden semi-trailer, delivery to the factory.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf32<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Silviculture and reforestation<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Planting, pre-commercial thinning, brush clearing, forest paths.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd28<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Specialized Contractor<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Pruning, pruning, urban felling and commercial arboriculture.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udccb<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Private forest manager<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Forestry groups, woodlots, accredited forestry consultants.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Coverage-throughout-Quebec\"><\/span>Coverage throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:16px;line-height:1.8;color:#334155;\">Assur360 supports logging companies in all regions of Quebec. We cover all of Quebec&#8217;s forest regions: <strong>Mauricie<\/strong> (La Tuque, Shawinigan), <strong>Saguenay-Lac-Saint-Jean<\/strong> (Dolbeau-Mistassini, Roberval, Alma), <strong>C\u00f4te-Nord<\/strong> (Baie-Comeau, Sept-\u00celes), <strong>Abitibi-T\u00e9miscamingue<\/strong> (Amos, Val-d&#8217;Or, Rouyn-Noranda), <strong>Outaouais<\/strong>, <strong>Bas-Saint-Laurent<\/strong>, <strong>Gasp\u00e9sie<\/strong> and <strong>Nord-du-Qu\u00e9bec<\/strong>. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-and-Products\"><\/span>Related Articles and Products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/mine-and-quarry-insurance-get-a-quick-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Mine and quarry insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Extraction, explosives, RC pollution, heavy equipment.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/vegetable-production-insurance-compare-in-less-than-3-minutes\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Vegetable Production Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Greenhouses, harvest, La Financi\u00e8re agricole, frost endorsement.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Quebec Business Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Overview of commercial coverage.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-responsabilite-civile-commerciale\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Commercial liability<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Limits $2 to $10 million, pollution amendments.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is insurance mandatory to obtain a BFEC licence?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Forest management contracts and BFEC permits typically require $2 million to $5 million in general liability, up-to-date CNESST proof, and often a performance bond. Our broker provides you with the required certificate within 24 hours. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does it cost to insure a John Deere or Ponsse harvester?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For a $750,000 to $1.1 million multi-purpose harvester, expect to pay between $12,000 and $22,000 per year in equipment premium (all-risk, approved value). The cost varies depending on the area of operation, the SOPFEU plan and the claim file. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is lightning damage in the forest covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, lightning is a police-guaranteed cause of commercial property and equipment. On the other hand, forest fires caused by lightning and affecting your unharvested standing timber require a specific <em>timber-in-place<\/em> coverage. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What does pollution liability cover for a forestry contractor?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">It covers spills of hydraulic oil, diesel fuel, transmission fluid in the forest, MELCCFP clean-up costs, remediation fines (but not criminal fines), and lawsuits by third parties (rivers, lakes, neighboring lands).<\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I add my subcontractors to my policy?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Additional <em>insured<\/em> endorsements or contractual requirements are used that are transferred to subcontractors (they must provide their own attestation). Our broker handles the annual checks. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does insurance work in the event of a fire caused by my operations?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Your general liability defends your company, compensates SOPFEU for the costs of intervention, pays damages to third parties (private land, property). Without this coverage, a 100-hectare fire can cost your business $1 million to $5 million. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Assur360 cover winter operations?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Winter presents other risks: breakage in extreme cold, icy roads, starting failures. Our policies are annual with 12-month coverage. Winter forest roads may be subject to specific endorsements.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What documents do I need to provide for a forestry quote?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">List of equipment with replacement value, current BFEC permit, development contracts, CNESST proof, SOPFEU plan if existing, 5-year claims history, simplified financial statements. Our online form asks for this information. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Is insurance mandatory to obtain a BFEC permit?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Forest management contracts and BFEC permits generally require $2M to $5M in general liability, up-to-date CNESST proof, and often a performance bond. Our insurance broker provides the required certificate within 24 hours.\"}}, {\"@type\": \"Question\", \"name\": \"How much does insurance for a John Deere or Ponsse harvester cost?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For a multifunction harvester valued between $750,000 and $1.1M, expect to pay between $12,000 and $22,000 per year in equipment premium (all risks, agreed value). The cost varies based on the operating area, SOPFEU plan, and claims history.\"}}, {\"@type\": \"Question\", \"name\": \"Are damages caused by lightning in the forest covered?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, lightning is a covered cause under the commercial property and equipment policy. However, forest fires caused by lightning affecting your standing timber require specific timber in place coverage.\"}}, {\"@type\": \"Question\", \"name\": \"What does pollution liability cover for a forestry contractor?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It covers spills of hydraulic oil, diesel fuel, transmission fluid in the forest, MELCCFP cleanup costs, restoration fines (but not punitive fines), and third-party lawsuits (rivers, lakes, neighboring lands).\"}}, {\"@type\": \"Question\", \"name\": \"Can I add my subcontractors to my policy?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. We use additional insured endorsements or contractual requirements transferred to subcontractors (they must provide their own certificate). Our broker manages the annual verifications.\"}}, {\"@type\": \"Question\", \"name\": \"How does insurance work in the event of a fire caused by my operations?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Your general liability defends your business, indemnifies SOPFEU for intervention costs, and pays damages to third parties (private lands, properties). Without this coverage, a 100-hectare fire can cost your business $1M to $5M.\"}}, {\"@type\": \"Question\", \"name\": \"Does Assur360 cover winter operations?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Winter presents other risks: damage from extreme cold, icy roads, starting failures. Our policies are annual with 12 months of coverage. Winter forest roads may be subject to specific endorsements.\"}}, {\"@type\": \"Question\", \"name\": \"What documents are required for a forestry quote?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"List of equipment with replacement values, current BFEC permit, management contracts, up-to-date CNESST proof, SOPFEU plan if available, 5-year claims history, simplified financial statements. Our online form requests this information.\"}}]}<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Chamber of Insurance<\/strong> Member<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+<\/strong> submissions processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 partner firms<\/strong> in Quebec<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> brokers<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Free and <strong> non-binding quote<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Protect Your Forestry Operation Today<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Specialized brokers, 9+ insurers compared, BFEC certificate in 24 hours.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Request a quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/assurance-exploitation-forestiere\/\", \"logo\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/11\/logo-assur360.png\", \"telephone\": \"+1-866-357-4451\", \"email\": \"info@assur360.ca\", \"address\": {\"@type\": \"PostalAddress\", \"streetAddress\": \"1000 rue Notre-Dame Est\", \"addressLocality\": \"Thetford Mines\", \"addressRegion\": \"QC\", \"postalCode\": \"G6G 2T1\", \"addressCountry\": \"CA\"}, \"areaServed\": \"Quebec\", \"priceRange\": \"$$\", \"serviceType\": \"Forestry insurance \u2014 harvester, forwarder, fire, BFEC, pollution liability, standing timber\", \"description\": \"Quebec forestry insurance: harvester, forwarder, forest fire, BFEC. AMF brokers, 9+ insurers. 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