{"id":16255,"date":"2021-03-14T21:37:17","date_gmt":"2021-03-15T01:37:17","guid":{"rendered":"https:\/\/www.assur360.ca\/equipment-breakdown-insurance-quick-quote\/"},"modified":"2026-04-20T15:15:41","modified_gmt":"2026-04-20T19:15:41","slug":"equipment-breakdown-insurance-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/equipment-breakdown-insurance-quick-quote\/","title":{"rendered":"Equipment Breakdown Insurance in Quebec \u2014 Free Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"InsuranceAgency\",\n  \"name\": \"Assur360\",\n  \"url\": \"https:\/\/www.assur360.ca\/assurance-bris-des-equipements\/\",\n  \"logo\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\n  \"description\": \"Assurance bris des \u00e9quipements au Qu\u00e9bec. Prot\u00e9gez vos machines et appareils critiques contre les pannes soudaines. Soumission gratuite en 3 minutes.\",\n  \"telephone\": \"+1-866-357-4451\",\n  \"email\": \"info@assur360.ca\",\n  \"address\": {\n    \"@type\": \"PostalAddress\",\n    \"streetAddress\": \"110 rue Notre-Dame Est\",\n    \"addressLocality\": \"Thetford Mines\",\n    \"addressRegion\": \"QC\",\n    \"postalCode\": \"G6G 2J8\",\n    \"addressCountry\": \"CA\"\n  },\n  \"areaServed\": {\n    \"@type\": \"Province\",\n    \"name\": \"Qu\u00e9bec\",\n    \"sameAs\": \"https:\/\/fr.wikipedia.org\/wiki\/Qu%C3%A9bec\"\n  },\n  \"hasCredential\": {\n    \"@type\": \"EducationalOccupationalCredential\",\n    \"credentialCategory\": \"Permis de cabinet en assurance de dommages\",\n    \"recognizedBy\": {\n      \"@type\": \"Organization\",\n      \"name\": \"Autorit\u00e9 des march\u00e9s financiers\",\n      \"url\": \"https:\/\/lautorite.qc.ca\"\n    }\n  },\n  \"serviceType\": [\"Assurance bris des \u00e9quipements\", \"Assurance bris de machine\", \"Assurance \u00e9quipement industriel\"]\n}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">COMPANY<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Tailor-made business insurance<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Liability, property, business interruption: comprehensive protection for SMEs.<\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Company<\/a>\n Quote<a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>        \n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/05\/orso-meilleur-courtier-dassurance-entreprise-a-montreal.png\" alt=\"Orso, business insurance broker in Montreal\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/bris-equipements-machinerie-1.jpg\" alt=\"Broken down industrial equipment \u2014 Assur360 machinery breakdown insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Equipment-Breakdown-Insurance-Boiler-Machinery\"><\/span>Equipment Breakdown Insurance (Boiler &#038; Machinery)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Equipment breakdown covers <strong>mechanical, electrical or hydraulic breakdowns<\/strong> of your critical facilities: boilers, compressors, transformers, elevators, production equipment. A standard commercial property policy <strong>excludes<\/strong> these internal breakdowns. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Benefits covered:<\/strong> replacement or repair of equipment + loss of income during the outage (business interruption). Essential for manufacturers, restaurateurs (cold room), apartment buildings (elevator). <\/p>\n  <\/div>\n<\/div>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">A sudden equipment failure can paralyze your business in seconds \u2014 production stoppages, lost revenues, missed deadlines. <strong>Equipment Breakdown Insurance<\/strong> (also known as Machine Breakdown Insurance) protects your critical devices against accidental breakdowns, power surges and mechanical failures. At <strong>Assur360<\/strong>, our <strong>AMF-certified brokers<\/strong> compare offers from more than 9 insurers to find the right coverage for your business in Quebec.  <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">EQUIPMENT BREAKDOWN INSURANCE \u2014 QUEBEC 2026<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-critical-machines-and-devices\"><\/span>Protect your critical machines and devices<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Complete coverage against sudden breakdowns, power surges and mechanical breakdowns. Free quote in 3 minutes with an independent broker. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free quote<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">3 min<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">For a quote<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">100 %<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Independent (AMF)<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$0<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Brokerage fees<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-equipment-breakdown-insurance\"><\/span>What is equipment breakdown insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">Equipment Breakdown Insurance is specialized coverage that covers <strong>sudden and accidental breakdowns<\/strong> of your machines and appliances. Unlike standard property insurance, it covers internal failures \u2014 electrical surges, mechanical breakdowns, boiler explosions, compressor failures \u2014 that are not the result of fire, theft or water damage. <\/p>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">Standard property insurance does NOT cover equipment breakdown<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">Mechanical breakdowns, short circuits, power surges, and boiler explosions are <strong>excluded from your property insurance policy<\/strong>. Without machinery breakdown insurance, your business assumes 100% of the costs of repairs, replacements and lost revenue. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-5-categories-of-equipment-covered\"><\/span>The 5 categories of equipment covered<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;\">Machinery breakdown insurance protects a wide range of devices that are essential to your business. Here are the main categories covered. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u26a1<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Electrical equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Transformers, electrical panels, wiring, photovoltaic solar panels, generators. A power outage in a <a href=\"https:\/\/www.assur360.ca\/en\/retail-insurance-online-quote\/\" style=\"color:#10c4c7;\">retail business<\/a> can result in up to <strong>$3,000,000<\/strong> in losses. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u2744\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Refrigeration and air conditioning<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cold rooms, HVAC systems, compressors, air conditioning units. A temperature rise of 10 degrees is enough to break the chain of custody and destroy entire stocks. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Pressure vessels<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Boilers, industrial cookers, sterilizers, hot water and steam production systems. A boiler explosion can cause more than <strong>$57,000<\/strong> in damage and injure employees. <\/p>\n  <\/div>\n<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:0 0 32px;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udce1<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Communication Systems<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Servers, network equipment, telephone systems, fire alarms, security cameras. Fragile electronic components are vulnerable to power surges and moisture. A telephone outage cost a Quebec real estate developer <strong>$39,000<\/strong> .  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u2699\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Mechanical machines<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Production equipment, elevators, pumps, fans, industrial motors, conveyors. Vibration, wear and tear and handling errors are common causes breakdowns on <a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\" style=\"color:#10c4c7;\">farms<\/a> and plants. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-Machinery-Breakdown-Insurance-Covers\"><\/span>What Machinery Breakdown Insurance Covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;\">Here are the types of claims covered by an equipment breakdown insurance policy in Quebec.<\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Type of claim<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Examples<\/th>\n        <th style=\"padding:14px 16px;text-align:center;border:none;\">Overcast ?<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Sudden<\/td>\n mechanical failure<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Motor failure, bearing failure, shaft<\/td>\n failure<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#10c4c7;font-weight:700;\">\u2713 Yes<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Electrical<\/td>\n damage<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Overvoltage, short circuit, electric<\/td>\n arc<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#10c4c7;font-weight:700;\">\u2713 Yes<\/td>                \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Boiler<\/td>\n explosion<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Overpressure, safety<\/td>\n valve failure<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#10c4c7;font-weight:700;\">\u2713 Yes<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Operation<\/td>\n error<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Improper handling, overloading, programming<\/td>\n error<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#10c4c7;font-weight:700;\">\u2713 Yes<\/td>                \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Business<\/td>\n interruption<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Loss of income during repair or replacement<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#10c4c7;font-weight:700;\">\u2713 Endorsement<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Normal<\/td>\n wear and tear<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Corrosion, rust, gradual<\/td>\n deterioration<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;text-align:center;color:#ef4444;font-weight:700;\">\u2717 No<\/td>                \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;font-weight:600;color:#0d1f2d;\">Lack of maintenance<\/td>\n        <td style=\"padding:12px 16px;color:#334155;\">Lack of preventive maintenance, negligence<\/td>\n        <td style=\"padding:12px 16px;text-align:center;color:#ef4444;font-weight:700;\">\u2717 No<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which-companies-need-equipment-breakdown-insurance\"><\/span>Which companies need equipment breakdown insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;\">Any business that relies on machinery or devices for their operations should consider this coverage. Here are the most at-risk areas in Quebec. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udfed<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Manufacturers and factories<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Production lines, presses, industrial robots, CNC machines. A stop of a few hours costs thousands of dollars. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udf7d\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Restaurants and food<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cold rooms, commercial ovens, industrial dishwashers. The break in the cold chain destroys stocks. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udfe5<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Clinics and Hospitals<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Imaging devices, sterilizers, ventilation systems, laboratory equipment. Lives depend on their proper functioning. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udfd7\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Construction and construction<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cranes, excavators, compressors, construction generators. Breakdowns delay projects and result in penalties. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udf3e<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Farms<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Silos, irrigation systems, milking equipment, grain dryers. Breakdowns in the middle of the harvest season are catastrophic. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;\">\n    <div style=\"font-size:28px;margin-bottom:12px;\">\ud83c\udfe2<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">Commercial Buildings<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Elevators, HVAC systems, boilers, emergency generators. Building owners are responsible for the proper functioning of the building. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">The production shutdown costs more than the breakdown itself<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">In the majority of cases, the <strong style=\"color:#ffffff;\">loss of revenue during the shutdown far<\/strong> outweighs the cost of repairing the equipment. Add the Business Interruption Endorsement to your machine breakdown policy to cover this loss of income \u2014 often the most significant. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cost-of-Equipment-Breakdown-Insurance-in-Quebec\"><\/span>Cost of Equipment Breakdown Insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;\">The cost of your machinery breakdown insurance varies depending on the value of your equipment, your sector of activity and your region. Here&#8217;s a look at typical annual premiums. <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Type of business<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Value of equipment<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Typical annual premium<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Restaurant \/ business<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$50,000 \u2013 $<\/td>\n200,000<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$500 \u2013 $1,500\/year<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Commercial<\/td>\n building<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$100,000 \u2013 $<\/td>\n500,000<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$800 \u2013 $3,000\/year<\/td>                \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Factory \/ Manufacturer<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$500,000 \u2013 $<\/td>\n5M<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$2,000 \u2013 $15,000\/year<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;font-weight:600;color:#0d1f2d;\">Farm<\/td>\n<td style=\"padding:12px 16px;color:#334155;\">$200,000 \u2013 $<\/td>\n2M<td style=\"padding:12px 16px;color:#10c4c7;font-weight:600;\">$1,000 \u2013 $8,000\/year<\/td>                \n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. Your reward depends on your profile, your equipment and your history. <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-quote-5\/\">Get your exact price in 3 minutes<\/a>. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-most-common-causes-of-breakage\"><\/span>The most common causes of breakage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"color:#334155;\">Understanding the causes of breakage helps you prevent losses and choose the right coverage for your business.<\/p>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Power surges and electrical problems<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Current variations, lightning strikes and short circuits are the #1 cause of equipment breakdowns in Quebec. They damage sensitive electronic components and can start fires. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Vibration and mechanical wear<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Machines in constant motion experience vibrations that weaken bearings, belts and drive shafts. Breakage often occurs without warning. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Operation and handling errors<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Overload, wrong settings, programming error. Human error causes a significant portion of breakdowns, especially during operator or shift changes. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Overpressure and safety failure<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Boilers, pressure cookers and pressure systems are vulnerable to pressure build-up. Improper maintenance of the safety valve may result in an explosion. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Environmental conditions<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Humidity, dust, extreme temperatures (especially relevant in Quebec with harsh winters). These factors accelerate the degradation of electronic and mechanical components. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">AMF CERTIFIED BROKERS<\/p>\n  <h3 style=\"color:#ffffff;font-size:26px;margin:0 0 16px;\">Protect your critical equipment<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Our independent brokers analyze your needs and compare offers from more than 9 insurers for you. Free quote, no obligation. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free quote<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Equipment-Breakdown-Insurance-by-Region-in-Quebec\"><\/span>Equipment Breakdown Insurance by Region in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\">Whether your business is in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Gatineau<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong>, <strong>Drummondville<\/strong> or <strong>Thetford Mines<\/strong>, our brokers know the risks specific to your region. Manufacturing companies in <strong>the Mont\u00e9r\u00e9gie<\/strong> and <strong>Chaudi\u00e8re-Appalaches<\/strong> regions face different needs than those in <strong>Greater Montreal<\/strong>. We adapt your coverage accordingly.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-articles\"><\/span>Related articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Business Insurance in Quebec<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Comprehensive coverage to protect your business \u2014 property, liability, interruption.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/agricultural-insurance-online-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Agricultural Insurance in Quebec<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Protection for farms, equipment and farm buildings.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/retail-insurance-online-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Retail Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Protect your store, inventory, and business equipment.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Cyber Risk Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Protection against cyberattacks and data breaches.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-about-equipment-breakdown-insurance\"><\/span>Frequently asked questions about equipment breakdown insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is machinery breakdown insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">It is an insurance that covers the costs of repairing or replacing your equipment in the event of a sudden and accidental breakdown \u2014 power surge, mechanical breakdown, boiler explosion, operating error. It reduces business interruptions and associated financial losses. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Who should take out equipment breakdown insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Any business that depends on critical equipment for its operations: manufacturers, factories, restaurants, businesses, hospitals, clinics, farms, commercial buildings, construction companies. If a machine breakdown can interrupt your business, you need this coverage. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What equipment is covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Machinery breakdown insurance covers a wide range of equipment: industrial machinery, refrigeration and air conditioning systems, boilers and pressure vessels, electrical panels and transformers, servers and computer equipment, elevators, generators, and much more. The exact list depends on your policy and equipment inventory. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is normal wear and tear covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No. Machinery breakdown insurance does not cover normal wear and tear, corrosion, rust, or lack of maintenance. It only covers sudden and accidental breakdowns \u2014 electrical damage, power surges, unexpected mechanical breakdowns and operating errors. A preventive maintenance program is complementary to your insurance.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does machine breakdown insurance cost in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The cost varies depending on the total value of your equipment, your sector of activity, the age and condition of the machines, and the coverage chosen. For a restaurant, count between $500 and $1,500\/year. For a manufacturing plant, between $2,000 and $15,000\/year. <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-quote-5\/\">Get your exact price in 3 minutes<\/a>.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between property insurance and machine breakdown insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Property insurance covers damage caused by external events: fire, theft, water damage, vandalism. Machine breakdown insurance covers internal failures: mechanical breakdowns, power surges, short circuits, boiler explosions. The two policies are complementary \u2014 one does not replace the other.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is business interruption covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, subject to a specific amendment. The Business Interruption Endorsement covers the loss of income during the period of repair or replacement of the damaged equipment. This is often the most valuable component of the policy, as the loss of income usually exceeds the cost of the repair itself.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I get equipment breakdown insurance in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Assur360 connects Quebec companies with brokers specializing in commercial insurance. Our AMF-certified brokers compare offers from more than 9 insurers to find you the best coverage at the best price. <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-quote-5\/\">Fill out our form in 3 minutes<\/a> \u2014 it&#8217;s free and without obligation. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Qu'est-ce que l'assurance bris de machine ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"C'est une assurance qui couvre les co\u00fbts de r\u00e9paration ou de remplacement de vos \u00e9quipements en cas de panne soudaine \u2014 surtension, bris m\u00e9canique, explosion de chaudi\u00e8re, erreur d'op\u00e9ration.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Qui devrait souscrire une assurance bris d'\u00e9quipements ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Toute entreprise d\u00e9pendant d'\u00e9quipements critiques : manufacturiers, usines, restaurants, commerces, h\u00f4pitaux, exploitations agricoles, immeubles commerciaux.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quels \u00e9quipements sont couverts ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Machinerie industrielle, syst\u00e8mes de r\u00e9frig\u00e9ration et climatisation, chaudi\u00e8res, appareils sous pression, panneaux \u00e9lectriques, serveurs, ascenseurs, g\u00e9n\u00e9ratrices et plus.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'usure normale est-elle couverte ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Non. L'assurance couvre uniquement les pannes soudaines et accidentelles. L'usure normale, la corrosion et le d\u00e9faut de maintenance sont exclus.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance bris de machine au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pour un restaurant : 500 $ \u00e0 1 500 $\/an. Pour une usine : 2 000 $ \u00e0 15 000 $\/an. Le co\u00fbt d\u00e9pend de la valeur de vos \u00e9quipements et de votre secteur.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelle est la diff\u00e9rence entre l'assurance biens et l'assurance bris de machine ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"L'assurance biens couvre les dommages externes (incendie, vol, d\u00e9g\u00e2t d'eau). L'assurance bris de machine couvre les d\u00e9faillances internes (pannes, surtensions, explosions). Les deux sont compl\u00e9mentaires.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'interruption des affaires est-elle couverte ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Oui, moyennant un avenant sp\u00e9cifique qui couvre la perte de revenus pendant la r\u00e9paration ou le remplacement de l'\u00e9quipement sinistr\u00e9.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment obtenir une assurance bris d'\u00e9quipements au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Assur360 met en contact les entreprises avec des courtiers certifi\u00e9s AMF qui comparent les offres de plus de 9 assureurs. Service gratuit et sans engagement.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why choose Assur360 for your equipment breakdown insurance?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Firm certified by the <strong>Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span>Member <span style=\"color:#334155;font-size:14px;\">of the <strong>ChAD<\/strong> (Chambre de l&#8217;assurance de dommages de dommages)<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">More than <strong>30 insurers<\/strong> compared for the best price<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>Brokers specializing in commercial insurance<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100% independent<\/strong> \u2014 no single insurer<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\">Free, <strong>non-binding<\/strong> service anywhere in Quebec<\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Protect your equipment now<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Fill out our form in 3 minutes and receive a personalized quote from our AMF-certified brokers. More than 9 insurers compared for the best coverage at the best price. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">Call a broker<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/www.assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance entreprise\", \"item\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance bris des \u00e9quipements\", \"item\": \"https:\/\/www.assur360.ca\/assurance-bris-des-equipements\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>IN BRIEF Equipment Breakdown Insurance (Boiler &#038; Machinery) Equipment breakdown covers mechanical, electrical or hydraulic breakdowns of your critical facilities: boilers, compressors, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26931,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Equipment Breakdown Insurance Quebec 2026 \u2014 Protect Your Machines","_seopress_titles_desc":"Machine breakdown insurance in Quebec: cover your equipment against sudden breakdowns, power surges and mechanical breakdowns. 30+ insurers compared by an AMF broker. Free quote in 3 min.  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