{"id":16230,"date":"2023-11-10T10:04:49","date_gmt":"2023-11-10T15:04:49","guid":{"rendered":"https:\/\/www.assur360.ca\/insurance-comparator-4\/"},"modified":"2026-05-21T20:02:32","modified_gmt":"2026-05-22T00:02:32","slug":"insurance-comparator-4","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/insurance-comparator-4\/","title":{"rendered":"Insurance Comparator"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.entry-title{display:none!important}\n.a360-cmp *{margin:0;padding:0;box-sizing:border-box}\n.a360-cmp{font-family:'DM Sans',sans-serif;color:#334155;line-height:1.7}\n.a360-cmp h2,.a360-cmp h3,.a360-cmp h4{font-family:'Sora',sans-serif;color:#0d1f2d}\n.a360-cmp a{color:#10c4c7;text-decoration:none}\n.a360-cmp a:hover{text-decoration:underline}\n\n\/* Hero CTA *\/\n.a360-cmp .hero-cta{background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:56px 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.final-cta{flex-direction:column;text-align:center;padding:40px 24px}\n}\n<\/style>\n\n<div class=\"a360-cmp\">\n\n<!-- HERO CTA -->\n<div class=\"hero-cta\">\n  <div class=\"hero-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Insurance Broker - Insurance Comparison in Quebec\"\/>\n  <\/div>\n  <div class=\"hero-content\">\n    <div class=\"hero-badge\">Comparator #1<\/div>\n    <h2><span class=\"ez-toc-section\" id=\"Insurance-Comparator-in-Quebec\"><\/span>Insurance Comparator<br \/><span>in Quebec<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Compare offers from 9+ insurers in minutes. AMF certified brokers, 100% independent, free and non-binding service. <\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" class=\"btn-teal\">Compare my insurance now<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- ETAPES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-the-comparator-works\"><\/span>How the comparator works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"steps\">\n    <div class=\"step\">\n      <div class=\"step-num\">1<\/div>\n      <h4>Form<\/h4>\n      <p>Fill out a single online form in minutes<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">2<\/div>\n      <h4>Comparison<\/h4>\n      <p>We compare offers from 9+ insurers for you<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">3<\/div>\n      <h4>Broker advice<\/h4>\n      <p>An AMF-certified broker contacts you with the best options<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">4<\/div>\n      <h4>Save money<\/h4>\n      <p>Choose the right cover at the right price<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- INTRODUCTION -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-is-an-online-insurance-comparison-tool\"><\/span>What is an online insurance comparison tool<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>An online insurance comparison tool in Quebec is a tool that allows you to quickly compare the offers of several insurers and brokers certified by the <a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurance\" target=\"_blank\" rel=\"noopener nofollow\">Autorit\u00e9 des march\u00e9s financiers (AMF),<\/a> without having to contact each company individually. Instead of spending hours on the phone or filling out dozens of different forms, you submit a single application and receive several proposals tailored to your profile. At <strong>Assur360<\/strong>, we&#8217;ve developed a platform that simplifies this process by connecting you with independent insurance brokers who work for you, not for a specific insurer. The result: competitive quotes, professional support and real savings on your insurance premiums.   <\/p>\n  <p>Whether you&#8217;re looking to insure your vehicle, home, business, or RV, comparison is the most effective way to get the best value for your money. Quebecers who compare their insurance before renewing save an average of between 15% and 30% on their annual premiums. However, a large proportion of policyholders automatically renew their policy without shopping around, due to a lack of time or a lack of knowledge of the options available.  <\/p>\n  <p>This page explains in detail how an insurance comparison tool works, what types of coverage you can compare, and why using a certified broker is a considerable advantage compared to individual research. You&#8217;ll also find our answers to the most frequently asked questions to help you make an informed decision. <\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Did you know?<\/strong>  Assur360 users who compare insurance for the first time see average savings of around 20% on their premiums. This percentage increases for profiles that haven&#8217;t shopped in several years. \n  <\/div>\n<\/div>\n\n<!-- COMMENT CA FONCTIONNE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"The-three-steps-of-the-Assur360-comparator\"><\/span>The three steps of the Assur360 comparator<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <h3>Step 1: Fill out a single form<\/h3>\n  <p>It all starts with an online form that you fill out in a few minutes. You indicate the essential information: the type of insurance you are looking for, your profile (age, place of residence, claims history) and the details of the property to be insured. One form is all you need, no matter how many quotes you want to get. Visit our <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">insurance products page<\/a> to see all the coverages available.   <\/p>\n\n  <h3>Step 2: Connecting with a Certified Broker<\/h3>\n  <p>Once your application is submitted, our platform will route it to a <a href=\"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/\">certified insurance broker<\/a> in your area. This broker is an independent professional who holds an AMF licence and has access to the products of several insurers. His role is to analyze your situation and shop for you with his network of partners.  <\/p>\n\n  <h3>Step 3: Receipt of competitive bids<\/h3>\n  <p>The broker then presents you with several detailed quotes, explaining the differences between each offer: price, deductibles, included coverage, exclusions and additional options. You can ask any questions you may have and take the time to choose the option that best fits your needs and budget. There is no obligation to subscribe and the service is completely free for you.  <\/p>\n  <p>This three-step process allows you to get results that you couldn&#8217;t achieve on your own in a few minutes of searching. The broker knows the underwriting criteria of each insurer, the discounts available and the particularities of each product. He optimizes your file to get you the best possible conditions.  <\/p>\n<\/div>\n\n<!-- TYPES D'ASSURANCE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Types-of-insurance-you-can-compare\"><\/span>Types of insurance you can compare<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>The Assur360 platform covers all the insurance needs of individuals and businesses in Quebec. Here are the main product categories for which you can get comparative quotes. <\/p>\n\n  <h3>Car insurance<\/h3>\n  <p><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\">Car insurance<\/a> is the most shopped product by Quebec consumers, and for good reason: price differences between insurers can reach several hundred dollars per year for an identical profile. In Quebec, the Soci\u00e9t\u00e9 <a href=\"https:\/\/saaq.gouv.qc.ca\/\" target=\"_blank\" rel=\"noopener nofollow\">de l&#8217;assurance automobile du Qu\u00e9bec (SAAQ)<\/a> public plan covers bodily injury, but you must purchase private insurance for property damage, civil liability and additional coverage. By comparing, you make sure you don&#8217;t pay too much for equivalent coverage.  <\/p>\n\n  <h3>Home insurance<\/h3>\n  <p>Whether you are a homeowner or a renter, <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">home insurance<\/a> protects your home and belongings against common disasters: fire, theft, water damage, vandalism and civil liability. Home insurance premiums in Quebec have increased significantly in recent years due to the increased frequency of weather events. Comparing offers allows you to find adequate coverage without paying an unjustified additional premium. The broker can also recommend Quebec-specific endorsements, such as sewer backup or ice damage protection.   <\/p>\n\n  <h3>Business Insurance<\/h3>\n  <p><a href=\"https:\/\/www.assur360.ca\/en\/company-quote-2\/\">Business insurance<\/a> needs vary greatly depending on the industry, the size of the business, and the specific risks to be covered. Commercial general liability, property insurance, business interruption, cyber insurance, errors and omissions: the products are numerous and complex. A specialized comparator like Assur360 connects you with brokers who understand the issues facing Quebec businesses and who can negotiate advantageous terms with commercial insurers.  <\/p>\n\n  <h3>Recreational vehicle insurance<\/h3>\n  <p>Quebec is one of the regions where recreational vehicles are the most popular in North America. <a href=\"https:\/\/www.assur360.ca\/en\/recreational-vehicle-insurance-3\/\">Recreational vehicle insurance<\/a> covers a wide range of motorized recreation: motorcycles, boats, recreational vehicles (RVs), snowmobiles and quads. Each of these vehicles presents particular risks and different seasons of use. By comparing offers, you can benefit from discounts for winter storage, multi-vehicle packages or specific coverage for accessories and equipment.   <\/p>\n\n  <h3>Antique and collector&#8217;s vehicle insurance<\/h3>\n  <p>Antique and collector vehicles require <a href=\"https:\/\/www.assur360.ca\/en\/antique-vehicle-insurance-4\/\">specialized insurance<\/a> that takes into account their pleasant value rather than their depreciated value. Traditional insurers do not always offer this type of coverage, which makes the comparison all the more important to find a suitable product at a reasonable price. <\/p>\n\n  <h3>Life insurance<\/h3>\n  <p><a href=\"https:\/\/www.assur360.ca\/en\/life-insurance-quote-request-a-quote\/\">Life insurance<\/a> is an essential product to financially protect your loved ones in the event of death. Premiums vary considerably from one insurer to another depending on your age, your state of health and the type of policy chosen (term, permanent or universal). Comparing offers allows you to find the optimal protection at the best cost.  <\/p>\n<\/div>\n\n<!-- TABLEAU COMPARATIF -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Comparator-vs-Shopping-Yourself\"><\/span>Comparator vs Shopping Yourself<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Many consumers hesitate between using an insurance comparison site and doing their own research. Here is a comparative table that illustrates the concrete differences between the two approaches. <\/p>\n\n  <table class=\"styled-table\">\n    <thead>\n      <tr>\n        <th>Criterion<\/th>\n        <th>Comparator Assur360<\/th>\n        <th>Shop Yourself<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td><strong>Time required<\/strong><\/td>\n        <td>5 minutes to fill out a form<\/td>\n        <td>Several hours of research and calls<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Number of Submissions<\/strong><\/td>\n        <td>Several quotes from different insurers<\/td>\n        <td>Usually 2 to 3 submissions<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Expertise<\/strong><\/td>\n        <td>AMF certified broker who analyzes your file<\/td>\n        <td>Your own insurance knowledge<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Cost of service<\/strong><\/td>\n        <td>Completely free for the consumer<\/td>\n        <td>Free but time-consuming<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Support<\/strong><\/td>\n        <td>Personal advice and follow-up<\/td>\n        <td>No professional support<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Access to products<\/strong><\/td>\n        <td>Access to insurers not available directly<\/td>\n        <td>Limit to direct insurers<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Negotiation<\/strong><\/td>\n        <td>The broker negotiates for you<\/td>\n        <td>Little individual bargaining power<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Follow-up at renewal<\/strong><\/td>\nAutomatic \n <td>annual renegotiation<\/td><td>You have to start over every year<\/td>                \n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <p>The observation is clear: using an insurance comparator saves you time, gives you access to a greater number of offers and you benefit from the expertise of a certified professional. This is a major competitive advantage in a market where price differences are often significant. <\/p>\n<\/div>\n\n<!-- POURQUOI UN COURTIER -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-Compare-with-a-Certified-Broker\"><\/span>Why Compare with a Certified Broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Using a <a href=\"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/\">certified insurance broker<\/a> to compare your insurance offers benefits that automated comparison tools can&#8217;t match. Here are the top five reasons to take this approach. <\/p>\n\n  <ul>\n    <li><strong>Independence and objectivity<\/strong> : An <a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurance\" target=\"_blank\" rel=\"noopener nofollow\">AMF-certified<\/a> insurance broker works for you, not an insurer. They have a legal obligation to recommend the product that best suits your needs, not the one that earns them the best commission. This independence is a guarantee of trust that you will not find in an exclusive agent linked to a single company.  <\/li>\n    <li><strong>Access to an expanded network of insurers<\/strong> : Brokers have access to dozens of insurers, including companies that do not sell directly to the public. Some specialty products (finished basement insurance, self-employed coverage, custom commercial policies) are only available through brokers. <\/li>\n    <li><strong>Expertise in hedging analysis<\/strong> : Beyond the price, a broker analyzes the quality of each policy. They check for exclusions, deductibles, coverage limits and endorsements relevant to your situation. The <a href=\"https:\/\/www.chad.ca\/\" target=\"_blank\" rel=\"noopener nofollow\">Chambre de l&#8217;assurance (ChAD)<\/a> oversees the continuing education of brokers to ensure that they maintain a high level of competence.  <\/li>\n    <li><strong>Support in the event of a claim<\/strong> : In the event of a claim, your broker acts as an intermediary with the insurer. They advocate for your interests, ensure your case is handled fairly, and guide you through the often stressful claims process. This is an invaluable benefit that automated comparison platforms do not provide.  <\/li>\n    <li><strong>Proactive follow-up and optimized renewal<\/strong> : A broker doesn&#8217;t just sell you a policy. They review your file annually at renewal time to ensure that your coverage is still adequate and that your premium remains competitive. If another insurer offers better terms, they will make the transfer for you.  <\/li>\n  <\/ul>\n\n  <p>By combining the technology of an online comparison site with the human expertise of a certified broker, Assur360 offers the best of both worlds. You benefit from the speed of digital technology and the depth of analysis of an insurance professional. <\/p>\n<\/div>\n\n<!-- ECONOMIES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Average-savings-when-comparing\"><\/span>Average savings when comparing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Industry data confirms that insurance comparison generates substantial savings for consumers. According to the <a href=\"https:\/\/www.ibc.ca\/\" target=\"_blank\" rel=\"noopener nofollow\">Insurance Bureau of Canada (IBC),<\/a> auto insurance premiums in Quebec have increased by an average of 5 to 8% per year over the past few years, making the comparison more important than ever. <\/p>\n  <p>In car insurance, the price differences between the most expensive and the cheapest bidder for the same driver profile can reach 40% or more. For an average annual premium of about $900, that&#8217;s a potential difference of $300 to $400 per year. In home insurance, the variations are just as marked, with frequent differences of 25% to 35% between insurers.  <\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Advice from our brokers:<\/strong> It is recommended that you compare your insurance at least once a year, ideally 30 to 60 days before your policy renewal date. Certain life events also warrant a new comparison: moving, buying a vehicle, major renovation, getting married or adding a driver to the record. \n  <\/div>\n<\/div>\n\n<!-- SOUMISSION GRATUITE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Free-online-quote\"><\/span>Free online quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Getting a free insurance quote with Assur360 is quick and easy. Our platform was designed to take the friction out of the insurance shopping process. In less than five minutes, you fill out a form tailored to your needs and a certified broker takes over to get you the best deals on the market.  <\/p>\n  <p>If <a href=\"https:\/\/www.assur360.ca\/en\/fast-online-car-quote\/\">you&#8217;re looking for a quick car insurance quote<\/a>, our dedicated form allows you to submit your request in just a few clicks. For other types of coverage, go to our <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">insurance products page<\/a> to choose the category that suits your needs. <\/p>\n  <p>The service is completely free and without obligation. You receive detailed quotes that you can compare at your own pace, without any sales pressure. Our goal is to give you the tools and support you need to make the best insurance decision. Thousands of Quebecers trust us every year to find the ideal coverage at the right price.   <\/p>\n  <p>Don&#8217;t wait for your policy renewal to take action. The earlier you compare, the more likely you are to identify significant savings. And if your current coverage is already proving to be the most advantageous, you&#8217;ll at least have the peace of mind of knowing you&#8217;re paying the right price.  <\/p>\n<\/div>\n\n<!-- CE QUE NOS CLIENTS APPRECIENT -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-our-customers-appreciate\"><\/span>What our customers appreciate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>The satisfaction of our users is based on three fundamental pillars: the simplicity of the process, the quality of the quotes received and the human support throughout the process. Unlike automated comparison sites that simply display prices without context, Assur360 offers you a complete experience where each quote is explained, each coverage is detailed and each question is answered. <\/p>\n  <p>The brokers of our partner partner firms are established throughout Quebec and know the local realities of each region. Risk factors and rates vary greatly from region to region, and a local broker knows exactly which insurers offer the best terms in your area. <\/p>\n  <p>The protection of your personal data is also a top priority. All information you submit through our platform is treated confidentially and securely, in accordance with Quebec privacy laws, including Bill 25. Your data is never sold to third parties and is used only in connection with your request for a quote.  <\/p>\n<\/div>\n\n<!-- CONSEILS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Tips-for-getting-the-right-price\"><\/span>Tips for getting the right price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Beyond the comparison itself, there are some strategies that allow you to further optimize your insurance premiums. Here are our brokers&#8217; recommendations to maximize your savings. <\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Consolidating your insurance<\/strong> with the same insurer is one of the most effective ways to reduce your premiums. Multi-policy discounts (e.g., auto and home) can be as high as 10% to 15% on each product. A broker can negotiate this type of package with several insurers to find you the most advantageous combination.  \n  <\/div>\n\n  <p>Increasing your deductible is another common strategy. By going from a $500 deductible to $1,000, you can reduce your premium by 10% to 20%. This approach is particularly suitable for insureds who have a good claims history and can absorb a higher amount in the event of a minor loss.  <\/p>\n  <p>Maintaining a good driving record is obviously essential. Traffic violations and previous claims have a direct impact on your premiums. Some insurers offer first-time claim forgiveness programs, which your broker will be able to identify when comparing.  <\/p>\n  <p>Installing security devices (alarm system, cameras, certified locks for the home; anti-theft, winter tires for cars) can also entitle you to additional discounts. Mention all of these elements when requesting a quote so that the broker can take them into account. <\/p>\n<\/div>\n\n<!-- EEAT -->\n<div class=\"eeat\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-trust-Assur360\"><\/span>Why trust Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"eeat-grid\">\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>AMF certified<\/h4>\n      <p>All of our brokers hold a valid license from the Autorit\u00e9 des march\u00e9s financiers du Qu\u00e9bec<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>Member of the Insurance Chamber<\/h4>\n      <p>Brokers supervised by the Chambre de l&#8217;assurance for your protection<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>100K+ Submissions<\/h4>\n      <p>More than 100,000 quotes processed by our broker partners across Quebec<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- GEO -->\n<div class=\"geo\">\n  <h3>We serve all of Quebec<\/h3>\n  <p>The brokers of our partner partner firms are present in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Longueuil<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and in all regions of Quebec. Whether you live in an urban or rural area, you benefit from a service adapted to your geographical context and the local realities of your region. <\/p>\n<\/div>\n\n<!-- FAQ -->\n<div class=\"faq\">\n  <h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%93-Insurance-Comparison\"><\/span>Frequently Asked Questions &#8211; Insurance Comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <details>\n    <summary>Is it really free to compare insurance with Assur360?<\/summary>\n    <p>Yes, the insurance comparison service is completely free for the consumer. The broker is compensated by the chosen insurer in the form of a commission, which does not affect the price of your premium. You pay exactly the same amount as if you had taken out directly with the insurer.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>How long does it take to get quotes?<\/summary>\n    <p>The online form is completed in less than five minutes. You usually receive your first quotes within 24-48 hours of your request. For more complex cases (business insurance, specialized vehicle), the delay may be slightly longer because the broker must analyze your situation in depth.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>Is my personal data protected?<\/summary>\n    <p>Absolutely. All information submitted through the Assur360 platform is treated confidentially and securely. We comply with the requirements of Quebec&#8217;s Bill 25 on the protection of personal information. Your data is never sold to third parties and is used exclusively to process your request for a quote.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>Which insurers are compared by the broker?<\/summary>\n    <p>Assur360&#8217;s broker partners have access to a vast network of Canadian insurers, including companies that do not sell directly to the public. The exact number of insurers compared varies by broker and product type, but you are guaranteed to receive several competitive offers from a variety of sources. <\/p>\n  <\/details>\n\n  <details>\n    <summary>Do I have to commit if I request a quote?<\/summary>\n    <p>No, there is no obligation. You can request as many quotes as you want without obligation. You are entirely free to accept or decline the offers presented. The goal is to give you all the information you need to make an informed decision.   <\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the difference between an automatic comparison tool and Assur360?<\/summary>\n    <p>Automatic comparators generate estimated prices based on algorithms, without human analysis of your file. Assur360 puts you in touch with an AMF-certified broker who personally analyzes your situation, negotiates with insurers and accompanies you throughout the process. You get firm quotes and not estimates, with professional advice tailored to your profile.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>Can I compare insurance for my company?<\/summary>\n    <p>Yes, Assur360 also covers commercial insurance. Whether you need professional liability, commercial property insurance, business interruption protection or cyber insurance, our broker partners have the expertise to analyze your business needs and provide you with tailored solutions. <\/p>\n  <\/details>\n\n  <details>\n    <summary>Do I have to be a homeowner to use the comparator?<\/summary>\n    <p>No, the comparator is accessible to everyone. Tenants can compare tenant home insurance, which covers personal property and liability. Condo owners can also get quotes tailored to their property type. Each profile benefits from products specific to its situation.   <\/p>\n  <\/details>\n\n  <details>\n    <summary>How to get the right price in insurance?<\/summary>\n    <p>There are several strategies that can reduce your premiums: combine your insurance (car and home) with the same insurer, increase your deductible, install safety features, maintain a good driving record and, above all, compare offers every year. A certified broker knows all the tips and discounts available to optimize your file. <\/p>\n  <\/details>\n\n  <details>\n    <summary>How often should I shop around for insurance?<\/summary>\n    <p>It is recommended that you compare your insurance at least once a year, ideally 30 to 60 days before your policy renewal date. You should also shop around when there are major changes in your life: moving, buying a vehicle, renovating, getting married or adding a driver. Insurers&#8217; rates are constantly changing and a policy that was competitive last year is not necessarily competitive this year.  <\/p>\n  <\/details>\n<\/div>\n\n<!-- FINAL CTA -->\n<div class=\"final-cta\">\n  <div class=\"final-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Broker\"\/>\n  <\/div>\n  <div class=\"final-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Compare-your-insurance-at-the-right-price\"><\/span>Compare your insurance at the right price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>The brokers of our AMF-certified partner firms compare the offers of 9+ insurers to find you the best coverage. Free, fast and non-binding service.<\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" class=\"btn-teal\">Get my free<\/a>\n quote<a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>      \n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div><!-- end .a360-cmp -->\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BreadcrumbList\",\n  \"itemListElement\": [\n    {\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n    {\"@type\":\"ListItem\",\"position\":2,\"name\":\"Comparateur assurance\",\"item\":\"https:\/\/www.assur360.ca\/comparateur-assurance\/\"}\n  ]\n}\n<\/script><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"url\": \"https:\/\/www.assur360.ca\/comparateur-assurance\/\",\n  \"@id\": \"https:\/\/www.assur360.ca\/comparateur-assurance\/\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"Est-ce vraiment gratuit de comparer les assurances avec Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, le service est entierement gratuit. Le courtier est remunere par l'assureur choisi sous forme de commission, deja incluse dans votre prime.\"}},\n    {\"@type\":\"Question\",\"name\":\"Combien de temps faut-il pour obtenir des soumissions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le formulaire se remplit en moins de 5 minutes. Vous recevez vos soumissions dans les 24 a 48 heures.\"}},\n    {\"@type\":\"Question\",\"name\":\"Mes donnees personnelles sont-elles protegees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Nous respectons la Loi 25 du Quebec sur la protection des renseignements personnels. 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