{"id":16163,"date":"2024-03-17T22:40:18","date_gmt":"2024-03-18T02:40:18","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/yacht-insurance-4\/"},"modified":"2026-06-26T03:13:12","modified_gmt":"2026-06-26T07:13:12","slug":"yacht-insurance-4","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/yacht-insurance-4\/","title":{"rendered":"Quebec 2026 Yacht Insurance: 30&#8217;+ Luxury Boat"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Quebec-2026-Yacht-Insurance-30-Luxury-Boat\"><\/span>Quebec 2026 Yacht Insurance: 30&#8217;+ Luxury Boat<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\"><strong>Yacht insurance in Quebec<\/strong> protects pleasure craft of <strong>30 feet and more<\/strong> \u2014 cruising sailboats, motor cruisers, trawlers, catamarans and luxury yachts. At <strong>Assur360<\/strong>, our <strong>AMF-certified brokers<\/strong> negotiate with more than 9 specialized insurers to build a customized policy: agreed value, cruising area (inland waters, coastal, Great Lakes, ICW), permanent anchorage, crew, hurricane haul-out plan and protection for your onboard equipment (electronics, sails, dinghy). <\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">BATEAU<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Assurance bateau au Qu\u00e9bec<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Pontons, bateaux moteur, motomarines, voiliers : couverture adapt\u00e9e.<\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"\/?page_id=17233\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Soumission bateau<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-bateau.png\" alt=\"Orso, courtier d'assurance bateau Assur360\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\" \/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-yacht.jpg\" alt=\"Yacht at sail \u2014 Assur360 yacht insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Yacht-insurance-high-end-and-international-coverage\"><\/span>Yacht insurance: high-end and international coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Yacht insurance covers luxury boats (motor or sailboat) of <strong>40 feet and more<\/strong>. It includes the hull, machinery, crew, extended civil liability and often <strong>international navigation<\/strong> (Caribbean, Florida, Bahamas). <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Particularity:<\/strong> yachts sailing in cyclone zones (June to November) must be <strong>repositioned south of the 12th parallel<\/strong> or covered by a specific tropical storm endorsement.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">YACHT INSURANCE 2026<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-30%E2%80%B2-and-larger-yacht-with-a-custom-font\"><\/span>Protect your 30&#8242; and larger yacht with a custom font<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Agreed value, cruising area, hurricane haul-out \u2014 free 3-minute quote from specialist insurers.<\/p>\n  <a href=\"\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my yacht quote<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">30 ft+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Minimum Yacht Length<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Specialized insurers<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">3 min<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">To get a price<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">100 %<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">AMF Brokers<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-a-yacht-for-an-insurer\"><\/span>What is a yacht for an insurer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Specialized insurers treat as a <strong>yacht<\/strong> any pleasure craft of at least <strong>30 feet (9 m),<\/strong> with a habitable cabin, onboard equipment (galley, marine toilet, sleeping accommodation) and a value generally greater than <strong>$75,000<\/strong>. From this threshold, pricing no longer follows a standard pleasure boat grid \u2014 each policy is negotiated with a policyholder based on the boat, owner profile and navigation area. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-Protections-of-Yacht-Insurance\"><\/span>Essential Protections of Yacht Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u26f5<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Hull and machinery<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Damage to the hull, engines (inboard, V-drive, IPS, sail-drive), sails, rigging, dinghy or keel. Replacement or repair on an accredited site. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Civil liability<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Protection &#038; Indemnity (P&#038;I)<\/strong> minimum $2 million \u2014 damage to third parties, pollution (fuel, sewage), injuries on board or in the water.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udc8e<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Equipment on board<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Electronics (radar, plotter, autopilot), tender\/tender with engine, fishing equipment, boards, SUP, bicycles \u2014 listed with declared values.<\/p>\n  <\/div>\n<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:0 0 32px;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u2693<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Permanent anchorage<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Marina\/dock\/buoy cover \u2014 attachment damage, storm, electrical storm, ice. The anchorage location must be approved by the insurer. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf00<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Hurricane \/ haul-out plan<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Mandatory for cruising to the Caribbean, Florida or the US East Coast. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Winter Storage<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cover all year round during the wintering on land (marina, shipyard). Protection against theft, vandalism, fire and damage during lifting\/craneing. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Agreed-Value-vs-Actual-Cash-Value-%E2%80%94-the-key-decision\"><\/span>Agreed Value vs Actual Cash Value \u2014 the key decision<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">For a yacht, the choice of the type of value is <strong>more important than the premium itself<\/strong>. Both approaches: <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udc8e Agreed Value<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">You and the insurer set the value of the yacht (e.g. $350,000) in advance. In the event of a <strong>total loss, you receive this amount<\/strong> without depreciation. Ideal for high value 30&#8217;+ yachts. ~15-20% higher premium.   <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udcc9 Actual Cash Value (overnight value)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">In the event of a total loss, the insurer pays the <strong>market value at the time of the loss<\/strong> \u2014 with depreciation. Lower premium but potentially lower compensation at the time of purchase. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cruising-area-where-can-you-sail\"><\/span>Cruising area: where can you sail?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">The <strong>cruising area<\/strong> is the geographical area covered by your policy. Leaving the zone = <strong>no protection<\/strong>. Typical options for a Quebec-based yacht:  <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Cruising area<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Example navigation<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Additional premium<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Inland Waters QC<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Lake Memphremagog, Saint John, St. Lawrence River (QC-Sorel)<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">Base<\/td>\n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Great Lakes<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Lake Ontario, Erie, Huron, Michigan<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">+10 to 15%<\/td>\n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Canadian<\/td> East Coast<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Maritimes, Gasp\u00e9sie, Newfoundland<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">+15 to 25%<\/td>                \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">ICW + Florida<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Intracoastal Waterway, Florida (Off-Hurricane Season)<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">+25 to 40%<\/td>\n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Caribbean \/ Bahamas<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">With mandatory hurricane<\/td>\n haul-out plan<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">+40 to 75%<\/td>                \n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative percentages 2026. <a href=\"\/\">Get your personalized price in 3 minutes<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps-to-purchase-your-yacht-insurance\"><\/span>Steps to purchase your yacht insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Gather documentation<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Purchase invoice, HIN (Hull ID), recent survey\/expertise (mandatory for 5+ year old yacht), equipment list, construction certificate, claims history.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Declare your experience<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">PCOC, certifications (<strong>Sail Canada<\/strong>, <strong>RYA Day Skipper\/Yachtmaster<\/strong>), years of experience, previous boat type. Yacht insurers require experience commensurate with size. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Choose cruising area and value<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Decide Agreed vs Actual, specify area (inland waters, ICW, Caribbean) and anchorage location. The marina address is required with GPS coordinates. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Receive quotes and sign<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">An Assur360 insurance broker negotiates with specialized underwriters (Markel, Pantaenius, Intact Commercial Marine). Issue of policy within 48-72 hours after acceptance. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Survey \/ marine expertise<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">For a yacht 5 <strong style=\"color:#ffffff;\">years old or more<\/strong>, the insurer almost always requires a <strong style=\"color:#ffffff;\">recent survey (less than 12-24 months)<\/strong> signed by an accredited marine surveyor (SAMS, NAMS). Cost: $15-25 per foot. This is the basis for calculating the agreed value and exclusions.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bonds-and-hurricane-plan\"><\/span>Bonds and hurricane plan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div>\n  <div>\n    <p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">Mandatory hurricane plan south of the 30th parallel<\/p>\n    <p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">If your yacht sails in Florida, the Caribbean or the Bahamas between <strong>June 1 and November 30<\/strong>, the police require a <strong>written haul-out plan<\/strong>. Without a documented plan, the insurer will deny any claim related to a hurricane, even a boat moored at a residential dock. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">YACHT 30&#8217;+ \u2014 CUSTOM QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">A broker specializing in luxury boats<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Assur360 works directly with yacht underwriters \u2014 Markel, Pantaenius, Travelers Yacht, Intact Marine.<\/p>\n  <a href=\"\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my yacht quote<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types-of-Covered-Yachts\"><\/span>Types of Covered Yachts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\u26f5 Cruising sailboat<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Beneteau, Jeanneau, Catalina, Hunter, Hallberg-Rassy, X-Yachts, J\/Boats. Sloop, ketch, yawl. 30 to 55 feet.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udea4 Motor cruiser<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Sea Ray, Regal, Cruisers Yachts, Bayliner, Beneteau Swift Trawler, Back Cove. 30 to 60 feet, in-board or V-drive. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\u2693 Trawler<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Grand Banks, Nordhavn, Kadey-Krogen, Ranger Tugs. Designed for long distances, autonomy, live-aboard comfort. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udfdd\ufe0f Catamaran<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Lagoon, Leopard, Fountaine Pajot, Bali. Sail or engine. Special pricing due to the double shell.  <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udc8e Luxury yacht \/ motor yacht<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Princess, Azimut, Sunseeker, Ferretti, Prestige. 45 feet and above, crewed or owner-skipper. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udfa3 Sportfisher<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Hatteras, Viking, Bertram, Cabo \u2014 deep-sea fishing, tournaments. Pricing includes dedicated fishing equipment. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-reduce-the-cost-of-your-yacht-insurance\"><\/span>How to reduce the cost of your yacht insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcdc<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Advanced Certifications<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">RYA Yachtmaster, US Sailing Bareboat, Offshore Safety Course \u2014 <strong>10-20%<\/strong> discount depending on insurer.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd7\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Dry wintering<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Shore outing in an accredited marina, with easel and shrink-wrap. May reduce the off-season premium by <strong>30%.<\/strong> <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd12<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Safety Equipment<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Automatic fixed fire extinguishers, EPIRB, AIS, connected alarm bilge \u2014 up to <strong>15%<\/strong> off.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Yacht-insurance-throughout-Quebec\"><\/span>Yacht insurance throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Our Assur360 brokers cover yacht owners based in all marinas in Quebec \u2014 from Lac Saint-Louis to Sorel, from Quebec City to Rimouski. We serve <strong>Montreal<\/strong> (Longueuil marina, Lachine, \u00cele-des-S\u0153urs), <strong>Quebec City<\/strong> (marina, L\u00e9vis), <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Laval<\/strong>, <strong>Saguenay<\/strong>, <strong>Gatineau<\/strong>, <strong>Shawinigan<\/strong>, <strong>Sherbrooke<\/strong> and <strong>Thetford Mines<\/strong> for yachts wintered on land. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-and-Guides\"><\/span>Related Articles and Guides<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/assurance-bateau-de-plaisance\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Pleasure boat insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Runabout, pontoon, ski boat: guide to coverage for vessels under 30 feet.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/meilleur-assurance-motomarine\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Personal watercraft insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Sea-Doo, WaveRunner, Kawasaki Jet Ski \u2014 coverage in Quebec.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-motorise\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Motorized vehicle (RV) insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Class A, B, C motorhomes \u2014 protect your RV.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Boat insurance (general)<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Overview of vessel coverage in Quebec.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Yacht-Insurance-Quebec\"><\/span>Frequently Asked Questions \u2014 Yacht Insurance Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">At what size does my boat become a yacht?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Most specialist insurers consider a boat to be a <strong>yacht from 30 feet (9 m)<\/strong> with a habitable cabin. Below this threshold, the pricing follows the standard <a href=\"https:\/\/www.assur360.ca\/en\/best-pleasure-boat-insurance\/\">pleasure boat<\/a> grid. Above that, the policy becomes tailor-made with individual underwriting.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does yacht insurance cost in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">As a general rule, expect between <strong>1% and 2% of the value<\/strong> per year in inland waters, with Agreed Value and experience. Example: $250,000 yacht = $2,500 to $5,000. The coefficients are rising for the ICW, Florida and the Caribbean. <a href=\"\/\">Get your price in 3 minutes<\/a>.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the marine survey still mandatory?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For a new yacht or a yacht less than 5 years old, the survey is generally not required (the invoice and the construction certificate are sufficient). For a yacht 5 <strong>years and older<\/strong>, a recent survey (12-24 months) signed by a <strong>SAMS<\/strong> or <strong>NAMS<\/strong> accredited surveyor is almost always required. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between Agreed Value and Actual Cash Value?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">With <strong>Agreed Value<\/strong>, the replacement value is fixed in advance in the policy \u2013 in the event of a total loss, you receive this amount without depreciation. With <strong>Actual Cash Value<\/strong>, the insurer pays the market value on the day of the loss (with depreciation). For a yacht, Agreed Value is almost always recommended despite a slightly higher premium.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I sail in Florida with my Quebec yacht insurance?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, but your policy must explicitly declare the <strong>ICW + Florida<\/strong> cruising area (+25-40% premium). And if you&#8217;re sailing between June 1 and November 30, you must provide a <strong>written hurricane plan<\/strong> \u2014 haul-out at an accredited yard or relocation north of the 30th parallel. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the paid crew covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, with the addition of <strong>a specific Jones Act \/ crew coverage<\/strong>. Mandatory if you employ a paid captain, deckhand, or steward. Yachts over 55 feet or with permanent crew must declare each member with certifications (STCW, RYA, etc.).  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the tender\/tender covered?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, if it is declared in the policy with make, model, engine and value. A fiber tender with a 50 hp outboard motor can be worth $15,000-25,000 \u2014 it must be listed as onboard equipment to be covered against theft or damage. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What if I move my yacht to another marina?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">You must <strong>notify your Assur360 broker immediately<\/strong> \u2014 the anchorage address is listed in the policy and an undeclared change may result in a disqualification. Call <a href=\"tel:+18663574451\">1-866-357-4451<\/a> or request an endorsement by email before changing locations. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"At what size does my boat become a yacht?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most specialized insurers consider a boat to be a yacht starting at 30 feet (9 m) with a livable cabin. Above that, the policy becomes customized with individual underwriting.\"}},{\"@type\":\"Question\",\"name\":\"How much does yacht insurance cost in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Between 1% and 2% of the value per year for inland waters with Agreed Value. For example: a yacht valued at $250,000 costs $2,500 to $5,000 per year. Premiums increase for ICW, Florida, and the Caribbean.\"}},{\"@type\":\"Question\",\"name\":\"Is a marine survey always required?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For a yacht 5 years and older, a recent survey (12-24 months) signed by a SAMS or NAMS surveyor is almost always required. For a new yacht, the invoice and construction certificate are sufficient.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between Agreed Value and Actual Cash Value?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Agreed Value sets the value in advance, paid without depreciation in the event of a total loss. Actual Cash Value pays the market value at the time of the loss with depreciation. Agreed is almost always recommended for a yacht.\"}},{\"@type\":\"Question\",\"name\":\"Can I navigate in Florida with my Quebec yacht insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, if the cruising area ICW + Florida is declared (premium +25-40%). Between June 1 and November 30, a written hurricane plan is required with haul-out at an accredited yard or relocation.\"}},{\"@type\":\"Question\",\"name\":\"Is paid crew covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, with the addition of a Jones Act \/ crew coverage specific protection. Mandatory for any paid captain, crew member, or steward. Yachts 55 ft+ must declare each crew member with certifications.\"}},{\"@type\":\"Question\",\"name\":\"Is the tender covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, if it is declared in the policy with make, model, engine, and value. A tender with an outboard must be listed as equipment on board to be covered against theft or damage.\"}},{\"@type\":\"Question\",\"name\":\"What should I do if I move my yacht to another marina?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Notify your insurance broker without delay. The mooring address is listed in the policy and an undeclared change may lead to exclusion. Request an endorsement before the move.\"}}]}\n<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360 for your yacht?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>Member of the Insurance Chamber<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+<\/strong> submissions processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 partner firms<\/strong> in QC<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Access to specialist <strong>yacht underwriters<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Bilingual service FR\/EN<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Your yacht deserves tailor-made protection<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Quote in 3 minutes from underwriters specialized yacht 30 feet and more.<\/p>\n  <a href=\"\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">Call a broker<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Boat Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Yacht Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-yacht\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Quebec 2026 Yacht Insurance: 30&#8217;+ Luxury Boat Yacht insurance in Quebec protects pleasure craft of 30 feet and more \u2014 cruising sailboats, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":45371,"parent":15600,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Yacht Insurance Quebec 2026 | 30 ft+ Boat | Assur360","_seopress_titles_desc":"Yacht Insurance Quebec 2026: sailboat, motor, 30 feet+. 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