{"id":16132,"date":"2025-04-03T11:18:04","date_gmt":"2025-04-03T15:18:04","guid":{"rendered":"https:\/\/www.assur360.ca\/insurance-for-the-transport-of-dangerous-goods\/"},"modified":"2026-04-20T15:12:35","modified_gmt":"2026-04-20T19:12:35","slug":"insurance-for-the-transport-of-dangerous-goods","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/insurance-for-the-transport-of-dangerous-goods\/","title":{"rendered":"Quebec Dangerous Goods Transportation Insurance 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360\", \"url\": \"https:\/\/assur360.ca\", \"logo\": \"https:\/\/assur360.ca\/wp-content\/uploads\/2024\/logo-assur360.png\", \"telephone\": \"+18663574451\", \"address\": {\"@type\": \"PostalAddress\", \"streetAddress\": \"681 Boulevard Smith Sud\", \"addressLocality\": \"Thetford Mines\", \"addressRegion\": \"QC\", \"postalCode\": \"G6G 1N1\", \"addressCountry\": \"CA\"}, \"areaServed\": {\"@type\": \"AdministrativeArea\", \"name\": \"Qu\u00e9bec\"}, \"serviceType\": \"Assurance transport de mati\u00e8res dangereuses\", \"description\": \"Assurance TMD pour transporteurs de mati\u00e8res dangereuses au Qu\u00e9bec : 9 classes, Loi TMD f\u00e9d\u00e9rale, RC 5 M+, plaques, permis. Courtiers AMF.\"}<\/script>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Are you transporting <strong>hazardous materials<\/strong> \u2014 fuel, chemicals, gases, explosives, toxic waste? The <strong>federal TDG Act<\/strong> imposes a strict framework and increased insurance requirements. At <strong>Assur360<\/strong>, our <strong>AMF-certified brokers<\/strong> specializing in commercial transportation compare 9+ insurers to find you a TDG policy adapted to your classes (1 to 9), your fleet and your destinations \u2014 QC, Canada and USA. RC from $2 million to $25 million, pollution coverage, decontamination and emergency response plan.   <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/transport-matieres-dangereuses.jpg\" alt=\"TDG Tanker Truck \u2014 Assur360 Hazardous Materials Insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Transportation-of-Dangerous-Goods-Insurance\"><\/span>Transportation of Dangerous Goods Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">The transportation of <strong>hazardous materials (TDGs)<\/strong> \u2014 fuels, chemicals, compressed gases \u2014 requires <strong>environmental liability<\/strong> (often $5 to $10 million) and pollution\/clean-up coverage.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Compliance:<\/strong> TDG-certified drivers, Emergency Response Assistance Plan (ERAP) filed with Transport Canada, and ASME\/TC compliant equipment. Any non-compliance voids coverage in the event of an incident. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n<p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">TDG INSURANCE \u2014 CLASSES 1 TO 9<\/p>\n<h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Specialized-protection-for-transporters-of-dangerous-goods\"><\/span>Specialized protection for transporters of dangerous goods<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"color:#94a3b8;margin:0 0 28px;\">TDG Act Canada. RC $2 million to $25 million. Pollution, decontamination, ERAP included. Comparison 9+ insurers.   <\/p>\n<a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Free 3-minute quote<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n<div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9<\/div><div style=\"color:#64748b;font-size:13px;\">TDG Classes Covered<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">$25 million<\/div><div style=\"color:#64748b;font-size:13px;\">RC max available<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div><div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div><\/div><div style=\"background:#f8fafc;padding:24px;text-align:center;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">3 min<\/div><div style=\"color:#64748b;font-size:13px;\">Quick Quote<\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-the-TDG-Act-and-why-it-impacts-your-insurance\"><\/span>What is the TDG Act and why it impacts your insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">The <strong>Transportation of Dangerous Goods Act<\/strong> (TDG Act, Transport Canada) governs the transportation of products classified as hazardous in Canada. It imposes strict requirements: identification plates, shipping documentation, driver training (TDG certificate valid for 3 years), emergency response assistance plan for certain classes, and increased liability limits with your insurer. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n<div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udca5<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 1 \u2014 Explosives<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Dynamite, ammunition, fireworks. Recommended RC $10M+. ERAP required. 100%+ surcharge.   <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udca8<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 2 \u2014 Gases<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Propane, oxygen, chlorine, acetylene. RC $5 million minimum. Classes 2.1 (flammable) and 2.3 (toxic) at high risk.  <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd25<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 3 \u2014 Flammable liquids<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Gasoline, diesel, solvents, paints. The most common class. Environmental pollution = risk #1.  <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\udde8<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 4 \u2014 Flammable solids<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Phosphorus, sodium, magnesium. Risk of auto-ignition in contact with water. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2697\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 5 \u2014 Oxidizers \/ peroxides<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Hydrogen peroxide, ammonium nitrate. Reactive with other products \u2014 separation required. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2620\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 6 \u2014 Toxic\/infectious<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Pesticides, biomedical waste. Requires pollution coverage and biological decontamination. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2622\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 7 \u2014 Radioactive<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Specialized transportation. ERAP required. RC minimum $10 million. CNSC Authorization.   <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u26a0\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 8 \u2014 Corrosive<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Acids, bases, electrolytes. Potential damage to bodywork + soil contamination. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udce6<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Class 9 \u2014 Miscellaneous<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Asbestos, lithium batteries, high-temperature materials. Fast-growing class with EVs. <\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-a-TDG-Insurance-Policy-Covers\"><\/span>What a TDG Insurance Policy Covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n<div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">High liability<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Limits of $2 million to $25 million depending on the class and the contractors. Covers injuries, deaths, and third-party damage caused by your load. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udca7<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Sudden and accidental pollution<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cleaning costs, decontamination of soils and waterways, public evacuation. Essential for classes 3, 6 and 8. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9b<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Damage to the vehicle<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Tractor, tanker trailer, safety equipment. Including replacement replacement cost according to contract. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udce6<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cargo\/material transported<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Value of the product in case of loss, spillage, contamination. Essential for high-value bulk deliveries. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2696\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Legal fees and fines<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Legal Defence, Transport Canada Investigations, Fines (within regulatory limits). Support from specialized lawyers. <\/p><\/div><div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u23f1\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Shutdown<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Compensation if your fleet is immobilized following a disaster. Maintenance of income during repairs. <\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps-to-purchase-TDG-insurance\"><\/span>Steps to purchase TDG insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n<div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Analysis of your classes and volumes<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your Assur360 broker identifies the classes transported, the mileage, the routes (QC, Canada, USA) and the principals.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Validation of permits and certifications<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">TMD certificates of drivers, company license, MCS-90 for USA, USDOT number. Full documentation required. <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Audit of the Emergency Response Assistance Plan (ERAP)<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">For the risk classes (1, 2.3, 6.1, 7), the Transport Canada-approved ERAP must be in effect.<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Comparison of 9+ Specialty Insurers<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Few insurers accept TDG in Quebec \u2014 we have access to the specialized market (Intact, Travelers, Northbridge, Lloyd&#8217;s).<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">5<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Choice of limits and extensions<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">RC, pollution, MCS-90, cargo, equipment. Adaptation according to the requirements of the clients (refineries, mines, construction sites). <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">6<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Issuance and annual monitoring<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Policy issued, insurance certificates provided, annual review according to fleet evolution and claims history.<\/p><\/div><\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\"><div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div><div><p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Contractor requirements \u2014 read commercial contracts<\/p><p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Refineries, large mining and industrial sites often require <strong style=\"color:#ffffff;\">certificates of insurance with additional insured<\/strong>, specific liability limits (often $10-25 million), and special endorsements (waiver of subrogation, cross-liability). Your Assur360 broker adjusts your policy to meet each contract. <\/p><\/div><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2026-TDG-Insurance-Indicative-Rates-%E2%80%94-Quebec\"><\/span>2026 TDG Insurance Indicative Rates \u2014 Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\"><table style=\"width:100%;border-collapse:collapse;font-size:14px;\"><thead><tr style=\"background:#0d1f2d;color:#ffffff;\"><th style=\"padding:14px 16px;text-align:left;border:none;\">Type of transport<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Class<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">RC<\/th><th style=\"padding:14px 16px;text-align:left;border:none;\">Annual bonus \/ truck<\/th><\/tr><\/thead><tbody><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Fuel (local delivery)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 3<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$5 million<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$8,000 \u2013 $12,000<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Interprovincial Fuel<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 3<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">5 M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">10,000 \u2013 $15,000<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Propane Gas (Tank)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 2.1<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">5 M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">9,000 \u2013 $14,000<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Chlorine Gas<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 2.3<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">10 M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">18,000 \u2013 $28,000<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Industrial Chemicals<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 6 \/ 8<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">5 M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">10,000 \u2013 $18,000<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Explosives (dynamite)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 1<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">10 M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">20,000 \u2013 $35,000<\/td><\/tr><tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Class 7 Radioactive Materials<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$10 million+<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">On specialized quote<\/td><\/tr><tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Biomedical Waste<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Class 6.2<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$5M $<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">7,000 \u2013 $11,000<\/td><\/tr><\/tbody><\/table><\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates 2026. <a href=\"https:\/\/assur360.ca\/soumission-assurance-commerciale\/\">Get your exact price in 3 minutes<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal-obligations-%E2%80%94-what-you-must-comply-with\"><\/span>Legal obligations \u2014 what you must comply with<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\"><div style=\"font-size:28px;flex-shrink:0;\">\u26a0\ufe0f<\/div><div><p style=\"color:#991b1b;font-weight:700;font-size:16px;margin:0 0 8px;\">TDG Non-Compliance = Suspension of Operations + Denial of Compensation<\/p><p style=\"color:#7f1d1d;font-size:14px;margin:0;line-height:1.6;\">Transport Canada may <strong>suspend your operator certificate<\/strong> in the event of TDG non-compliance (missing plates, uncertified driver, incorrect documentation). Worse: your insurer may <strong>refuse compensation<\/strong> for a claim if compliance was not respected at the time of the event. Federal fines of up to <strong>$50,000 per offence<\/strong> + possible criminal prosecution in the event of gross misconduct.  <\/p><\/div><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\"><p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p><h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Get your TDG insurance at the best price<\/h3><p style=\"color:#94a3b8;margin:0 0 28px;\">Fleet 1 to 100+ trucks. RC $2 million to $25 million. Specialist advice on the transport of hazardous materials.  <\/p><a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Free<\/a><a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde quote 1-866-357-4451<\/a><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quebec-cities-served\"><\/span>Quebec cities served<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;\">Assur360 covers TDG carriers throughout Quebec \u2014 <strong>Montreal<\/strong> (industrial and port hub), <strong>Quebec City<\/strong>, <strong>L\u00e9vis<\/strong> (refining), <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> (forestry and aluminum smelter), <strong>Thetford Mines<\/strong>, <strong>Sept-\u00celes<\/strong> (mining\/ferrous industry) and <strong>Rouyn-Noranda<\/strong> (Abitibi mining). TDG specialists for roads in Northern Quebec, James Bay, North Shore. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-articles\"><\/span>Related articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\"><a href=\"https:\/\/assur360.ca\/assurance-camionnage\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Quebec Trucking Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Transport trucks, fleet, cargo and liability.<\/p><\/a><a href=\"https:\/\/assur360.ca\/assurance-transport-routier\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Road transport insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Comprehensive coverage for professional road hauliers.<\/p><\/a><a href=\"https:\/\/assur360.ca\/assurance-commerciale\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Business Business Insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Comprehensive protection for your business in Quebec.<\/p><\/a><a href=\"https:\/\/assur360.ca\/soumission-assurance-commerciale\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Request a quote<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Compare 9+ commercial insurers in 3 minutes.<\/p><\/a><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-%E2%80%94-Transport-of-dangerous-goods\"><\/span>Frequently asked questions \u2014 Transport of dangerous goods<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\"><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the TDG Act?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The <strong>Transportation of Dangerous Goods Act<\/strong> (TDG Act, federal) regulates the transportation of products classified in Canada in the 9 hazard classes. It requires plates, documentation, driver training, emergency response assistance plan (ERAP) and increased minimum liability insurance. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What are the 9 classes of hazardous materials?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Class 1: explosives; Class 2: gas; Class 3: flammable liquids (petrol, diesel); Class 4: flammable solids; Class 5: oxidizers and peroxides; Class 6: toxic and infectious substances; Class 7: radioactive materials; Class 8: corrosive substances; Class 9: miscellaneous materials (lithium, asbestos).<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Why is the surcharge important?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The financial risk of a disaster involving hazardous materials (spills, fires, environmental contamination, public evacuations) can reach tens of millions. Insurers therefore charge a premium of 30% to 150% compared to standard trucking insurance, and require high liability limits. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the minimum civil liability required?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For most classes, a minimum RC of $2 million is required by Transport Canada; for classes 1 (explosives), 2.3 (toxic gases), 6.1 and 7, $5 million to $10 million is recommended. Some contractors (refineries, mines) require limits of $10-25 million. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is an Emergency Response Assistance Plan (ERAP)?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The ERAP is a Transport Canada-approved plan that describes how the carrier responds to a spill or accident involving certain high-risk materials. It is mandatory for several substances (class 1, bulk chlorine, etc.) and has a direct impact on the insurance premium. <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What training is mandatory for the driver?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Any driver transporting dangerous goods must hold a valid TDG training certificate (3 years maximum). The training covers classification, documentation, plates, safety equipment and emergency procedures. The insurer may refuse coverage without up-to-date certification.  <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is pollution covered by TDG insurance?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Not automatically. Standard coverage usually excludes environmental pollution. You need a pollution extension (MCS-90 in the USA, equivalent CA forms) or a separate pollution policy. This coverage is essential for flammable, corrosive, and toxic liquids.   <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I transport dangerous goods in the USA?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, but you must comply with U.S. regulations (HM-232, USDOT, FMCSA) in addition to Canadian law. The insurer typically requires an MCS-90 endorsement (environmental liability of $1 million to $5 million) and an active USDOT number. Border transit = double documentation.  <\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What exactly does a TDG policy cover?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A well-structured policy covers: liability (3rd parties), vehicle damage, cargo (with cargo extension), decontamination\/clean-up costs, public evacuation, shutdown, legal costs and fines (within certain limits), and sudden and accidental pollution.<\/div><\/details><details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does TDG insurance cost in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A fleet of 5 tankers transporting fuel typically costs $8,000 to $15,000 per truck\/year, depending on loss history, mileage, class transported and RC chosen. For the higher risk classes (1, 2.3, 6.1), premiums can exceed $20,000\/truck. <\/div><\/details><\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Qu'est-ce que la Loi TMD ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"La <strong>Loi sur le transport des marchandises dangereuses (Loi TMD, f\u00e9d\u00e9rale) encadre le transport au Canada de produits class\u00e9s dans les 9 classes de danger. Elle impose plaques, documentation, formation du conducteur, plan d'intervention d'urgence (PIU) et assurance responsabilit\u00e9 minimale major\u00e9e.\"}}, {\"@type\": \"Question\", \"name\": \"Quelles sont les 9 classes de mati\u00e8res dangereuses ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Classe 1 : explosifs ; Classe 2 : gaz ; Classe 3 : liquides inflammables (essence, diesel) ; Classe 4 : solides inflammables ; Classe 5 : comburants et peroxydes ; Classe 6 : substances toxiques et infectieuses ; Classe 7 : mati\u00e8res radioactives ; Classe 8 : mati\u00e8res corrosives ; Classe 9 : mati\u00e8res diverses (lithium, amiante).\"}}, {\"@type\": \"Question\", \"name\": \"Pourquoi la surprime est-elle importante ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Le risque financier d'un sinistre impliquant des mati\u00e8res dangereuses (d\u00e9versement, incendie, contamination environnementale, \u00e9vacuation populaire) peut atteindre des dizaines de millions. Les assureurs facturent donc une surprime de 30 % \u00e0 150 % par rapport \u00e0 une assurance camionnage standard, et exigent des limites RC \u00e9lev\u00e9es.\"}}, {\"@type\": \"Question\", \"name\": \"Quelle responsabilit\u00e9 civile minimum est requise ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour la plupart des classes, une RC minimum de 2 M $ est exig\u00e9e par Transports Canada ; pour les classes 1 (explosifs), 2.3 (gaz toxiques), 6.1 et 7, on recommande 5 M $ \u00e0 10 M $. Certains donneurs d'ordre (raffineries, mini\u00e8res) exigent des limites de 10-25 M $.\"}}, {\"@type\": \"Question\", \"name\": \"Qu'est-ce qu'un plan d'intervention d'urgence (PIU) ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Le PIU est un plan approuv\u00e9 par Transports Canada d\u00e9crivant comment le transporteur r\u00e9agit en cas de d\u00e9versement ou d'accident impliquant certaines mati\u00e8res \u00e0 risque \u00e9lev\u00e9. Il est obligatoire pour plusieurs substances (classe 1, chlore en vrac, etc.) et influe directement sur la prime d'assurance.\"}}, {\"@type\": \"Question\", \"name\": \"Quelles formations sont obligatoires pour le conducteur ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Tout conducteur transportant des mati\u00e8res dangereuses doit d\u00e9tenir un certificat de formation TMD valide (3 ans maximum). La formation couvre la classification, la documentation, les plaques, les \u00e9quipements de s\u00e9curit\u00e9 et les proc\u00e9dures d'urgence. L'assureur peut refuser une couverture sans certification \u00e0 jour.\"}}, {\"@type\": \"Question\", \"name\": \"La pollution est-elle couverte par l'assurance TMD ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pas automatiquement. La couverture standard exclut g\u00e9n\u00e9ralement la pollution environnementale. Il faut une extension pollution (MCS-90 aux USA, formulaires CA \u00e9quivalents) ou une police pollution s\u00e9par\u00e9e. Cette couverture est essentielle pour les liquides inflammables, corrosifs et toxiques.\"}}, {\"@type\": \"Question\", \"name\": \"Puis-je transporter des mati\u00e8res dangereuses aux USA ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, mais il faut respecter la r\u00e9glementation am\u00e9ricaine (HM-232, USDOT, FMCSA) en plus de la loi canadienne. L'assureur exige typiquement un endossement MCS-90 (responsabilit\u00e9 environnementale de 1 M $ \u00e0 5 M $) et un USDOT number actif. Transit frontalier = documentation doubl\u00e9e.\"}}, {\"@type\": \"Question\", \"name\": \"Que couvre exactement une police TMD ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Une police bien structur\u00e9e couvre : responsabilit\u00e9 civile (3e parties), dommages au v\u00e9hicule, cargaison (avec extension cargo), frais de d\u00e9contamination\/nettoyage, \u00e9vacuation publique, arr\u00eat d'exploitation, frais l\u00e9gaux et amendes (dans certaines limites), et pollution soudaine et accidentelle.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte une assurance TMD au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Une flotte de 5 camions-citernes transportant carburant co\u00fbte typiquement 8 000 $ \u00e0 15 000 $ par camion \/ an, selon historique sinistres, kilom\u00e9trage, classe transport\u00e9e et RC choisie. Pour les classes \u00e0 plus haut risque (1, 2.3, 6.1), les primes peuvent d\u00e9passer 20 000 $ \/ camion.\"}}]}<!-- wpml:html_fragment <\/strong><\/script>  -->\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\"><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3><div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\"><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> (Autorit\u00e9 des march\u00e9s financiers) certified firm<\/span><\/div><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\">Brokers who are members of the <strong>ChAD<\/strong><\/span><\/div><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">More than <strong>100,000 submissions processed<\/strong><\/span><\/div><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Network of <strong>13 brokerage firms<\/strong> in Quebec<\/span><\/div><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> of any insurer<\/span><\/div><div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>9+ insurers<\/strong> compared in 3 minutes<\/span><\/div><\/div><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\"><p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p><h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Your TDG transport deserves tailor-made insurance<\/h3><p style=\"color:#94a3b8;margin:0 0 28px;\">Compare 9+ TDG insurers in 3 minutes. TDG Act Compliance. Advice from an AMF specialist broker.  <\/p><a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get My Quote<\/a><a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde Call a Broker<\/a><\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Assurance commerciale\", \"item\": \"https:\/\/assur360.ca\/assurance-commerciale\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Assurance transport mati\u00e8res dangereuses Qu\u00e9bec 2026\", \"item\": \"https:\/\/assur360.ca\/assurance-pour-transport-de-matieres-dangereuses\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Are you transporting hazardous materials \u2014 fuel, chemicals, gases, explosives, toxic waste? 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