{"id":15797,"date":"2017-11-08T11:28:48","date_gmt":"2017-11-08T16:28:48","guid":{"rendered":"https:\/\/www.assur360.ca\/restaurant-insurance-quote-in-3-minutes\/"},"modified":"2026-04-28T23:25:09","modified_gmt":"2026-04-29T03:25:09","slug":"restaurant-insurance-quote-in-3-minutes","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/restaurant-insurance-quote-in-3-minutes\/","title":{"rendered":"Restaurant insurance: Quote in 3 minutes"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">RESTAURANTS AND HOTELS<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Protect-your-establishment-at-the-best-price\"><\/span><strong>Protect your establishment at the best price!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\"><br \/>Your restaurant is your passion, <strong>insure it properly!<\/strong> Fire, theft or water damage can <strong>jeopardize your business<\/strong>. <strong>Don&#8217;t take any chances!<\/strong><br \/><br \/>\ud83c\udf7d <strong>Compare the best restaurant insurance<\/strong> : Full coverage, competitive prices, adapted guarantees.<br \/><br \/>\ud83d\udd25 <strong>Protect your kitchen and equipment<\/strong> : Fire, theft, equipment breakdown&#8230; <strong>Everything is covered!<\/strong><br \/><br \/>\ud83d\udcb0 <strong>Save on your premium<\/strong> : Get <strong>a quick and free quote<\/strong> in just a few clicks.<br \/><\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n company quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-restaurant.jpg\" alt=\"Hospitality Program\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Guarantees-for-accommodation-and-catering-professionals\"><\/span>Guarantees for accommodation and catering professionals<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">For <a href=\"https:\/\/restauration.org\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Catering\">restaurant owners<\/a>, they know full well that the first three years of the establishment&#8217;s life are the most expensive in terms of insurance. Hence the need to study their needs carefully and to take out insurance that guarantees a good level of coverage but also at the best price. <\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Distinctive advantages of our Express\u2122 Restaurant product<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>No proportional rules <a href=\"https:\/\/fr.tripadvisor.ca\/Restaurants-g182171-Thetford_Mines_Chaudiere_Appalaches_Quebec.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Best Restaurant in Quebec\">for your restaurant<\/a><\/li>\n\n\n\n<li>Replacement cost automatically offered<\/li>\n\n\n\n<li>Zoning clause included<\/li>\n\n\n\n<li>Basic deductible starting at $500<\/li>\n\n\n\n<li>No obligation to rebuild on the premises of the insured restaurant<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-Accommodation-and-Restaurant-Insurance\"><\/span>Why Accommodation and Restaurant Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Any restaurant or lodging owner cannot afford to lose everything and reduce his efforts to nothing by simply failing <a href=\"\/\" title=\"Business insurance broker\">to take out suitable insurance<\/a>. Assur360 offers its customers among restaurant and accommodation <strong>professionals<\/strong> guarantees covering the various risks related to the exercise of such an activity. The following are eligible for this insurance:  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>restaurants,<\/li>\n\n\n\n<li>food trucks,<\/li>\n\n\n\n<li>Caterers<\/li>\n\n\n\n<li>The hostels<\/li>\n\n\n\n<li>Hotels<\/li>\n\n\n\n<li>Motels<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">In addition to the usual civil liability coverage, accommodation and catering professionals now have the option of taking out tailor-made insurance to cover the various risks and claims that may occur.<\/p>\n\n<h3 class=\"wp-block-heading\">Property and leasehold improvement coverage<\/h3>\n\n<p class=\"wp-block-paragraph\">Such insurance is activated following a loss such as theft or damage to property that is the property of the hotel or restaurant. Thanks to such coverage, the insured can benefit from the replacement of these said goods, whether it is equipment, bedding, restaurant fittings or others. Obviously, it is necessary to provide coverage amounts adapted to the goods and equipment inventoried. The best thing to do is to seek the help <a href=\"\/\" target=\"_blank\" rel=\"noopener\" title=\"Online business comparator\">of your business insurance broker<\/a>.   <\/p>\n\n<h4 class=\"wp-block-heading\">Warranty for machine breakdown<\/h4>\n\n<p class=\"wp-block-paragraph\">This type of coverage is very similar to the warranty for property, but it covers more professional equipment and appliances, including restaurant appliances such as dishwashers and refrigerators, among others. Such insurance also covers food losses generated as a result of a compressor failure, for example. <\/p>\n\n<h4 class=\"wp-block-heading\">Exclusive Expansion<\/h4>\n\n<p class=\"wp-block-paragraph\">Our <strong>Express\u2122<\/strong> restoration product offers exclusive protection for the consequences of infectious diseases for an amount of $10000 per claim.<\/p>\n\n<h4 class=\"wp-block-heading\">FLEXIBLE RESTAURANT WARRANTY<\/h4>\n\n<p class=\"wp-block-paragraph\">EXPERT\u2122 Biens takes an innovative approach to protecting your buildings, equipment and<br \/>your goods by grouping warranty extensions into advantageous categories with<br \/>common features and generous amounts shared per <a href=\"\/\" title=\"Property and casualty insurance\">policy period<\/a>. This avant-garde format<br \/>allows you to choose how you want to allocate your settlement amounts. Finally, insurance<br \/>restaurants that put you in control.<\/p>\n\n<h4 class=\"wp-block-heading\">KNOWLEDGEABLE RESTAURANT INSURANCE BROKER<\/h4>\n\n<p class=\"wp-block-paragraph\">The dedicated dedicated commercial commercial insurance insurance team understands the complex needs of business owners like you and works closely with Assur360 to create a tailored insurance solution for your business.<\/p>\n\n<h5 class=\"wp-block-heading\">24-HOUR CLAIMS EXPERTISE,<br \/>7 DAYS A WEEK<\/h5>\n\n<p class=\"wp-block-paragraph\"><a href=\"\/\" title=\"Urgent Claim\">The insurer&#8217;s team of experienced adjusters<\/a> act quickly to reduce downtime and minimize the impact on your business.<\/p>\n\n<p class=\"wp-block-paragraph\">* Expert is a product offered exclusively by our partner Economical Assurance.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What are the insurance risks for a restaurant?<\/summary>\n<p class=\"wp-block-paragraph\">Restaurants face several risks: kitchen fires, water damage, theft, civil liability in the event of food poisoning, injuries to customers and employees, breakdown of refrigeration equipment, operating losses during a forced closure.<\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Is liability insurance mandatory for restaurants?<\/summary>\n<p class=\"wp-block-paragraph\">Although it is not legally mandatory in Quebec, civil liability insurance is strongly recommended. It protects you if a customer is injured in your establishment or if they are a victim of food poisoning due to your products. <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is business interruption insurance for a restaurant?<\/summary>\n<p class=\"wp-block-paragraph\">Business interruption insurance compensates for the loss of income if your restaurant has to close temporarily following a covered loss (fire, flood, etc.). It covers the loss of income during the recovery period. <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How much does insurance cost for a restaurant in Quebec?<\/summary>\n<p class=\"wp-block-paragraph\">The cost depends on the size of the restaurant, its traffic, its equipment and the covers chosen. An annual premium can range from $2,000 to more than $10,000. Get a personalized quote with Assur360 to find out your rate.  <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How to compare insurance for restaurants in Quebec?<\/summary>\n<p class=\"wp-block-paragraph\">Assur360 connects restaurant owners with brokers specializing in commercial insurance. Our experts analyse your needs, compare the offers of several insurers and offer you the best protection at the best price. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Quels sont les risques d'assurance pour un restaurant ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Les restaurants font face \u00e0 plusieurs risques : incendies en cuisine, d\u00e9g\u00e2ts d'eau, vol, responsabilit\u00e9 civile en cas d'intoxication alimentaire, blessures des clients et des employ\u00e9s, bris d'\u00e9quipements de r\u00e9frig\u00e9ration, pertes d'exploitation lors d'une fermeture forc\u00e9e.\"}}, {\"@type\": \"Question\", \"name\": \"L'assurance responsabilit\u00e9 civile est-elle obligatoire pour les restaurants ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Bien qu'elle ne soit pas l\u00e9galement obligatoire au Qu\u00e9bec, l'assurance responsabilit\u00e9 civile est fortement recommand\u00e9e. Elle vous prot\u00e8ge si un client est bless\u00e9 dans votre \u00e9tablissement ou s'il est victime d'une intoxication alimentaire attribuable \u00e0 vos produits.\"}}, {\"@type\": \"Question\", \"name\": \"Qu'est-ce que l'assurance pertes d'exploitation pour un restaurant ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"L'assurance pertes d'exploitation compense la perte de revenus si votre restaurant doit fermer temporairement \u00e0 la suite d'un sinistre couvert (incendie, inondation, etc.). Elle couvre le manque \u00e0 gagner pendant la p\u00e9riode de r\u00e9tablissement.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte l'assurance pour un restaurant au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Le co\u00fbt d\u00e9pend de la superficie du restaurant, de son achalandage, de son \u00e9quipement et des couvertures choisies. Une prime annuelle peut varier de 2 000 $ \u00e0 plus de 10 000 $. Obtenez une soumission personnalis\u00e9e avec Assur360 pour conna\u00eetre votre tarif.\"}}, {\"@type\": \"Question\", \"name\": \"Comment comparer les assurances pour restaurants au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Assur360 met en relation les restaurateurs avec des courtiers sp\u00e9cialis\u00e9s en assurance commerciale. Nos experts analysent vos besoins, comparent les offres de plusieurs assureurs et vous proposent la meilleure protection au meilleur prix.\"}}]}<\/script>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n company quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>RESTAURANTS AND HOTELS Protect your establishment at the best price! Your restaurant is your passion, insure it properly! Fire, theft or water [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18777,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Restaurant insurance and accommodation insurance are special, ask us for a quote and take advantage of the adapted program, motel, hotel, restaurant.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Restaurant insurance: Quote in 3 minutes","_seopress_social_fb_desc":"Protect your business with the best insurance in Quebec. AMF certified broker. Free quote in 3 min.  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