{"id":15787,"date":"2017-10-27T13:49:31","date_gmt":"2017-10-27T17:49:31","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-3-minute-quote\/"},"modified":"2026-06-26T00:50:50","modified_gmt":"2026-06-26T04:50:50","slug":"business-insurance-3-minute-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/","title":{"rendered":"Business insurance in Quebec: protect your small business with the right broker"},"content":{"rendered":"&#8220;`html\n\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">QUICK QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Your-business-deserves-more-than-basic-protection\"><\/span>Your business deserves more than basic protection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Assur360 assists Quebec SMEs and organizations in business insurance (commercial insurance): commercial civil liability (RC), commercial property, business interruption, cyber insurance, errors and omissions (E&#038;O), surety bonds and fleet. As an AMF-registered broker, we compare several insurers to build coverage adapted to your sector (trade, services, construction, technology) and your contractual requirements, while controlling the total cost of risk.   <br \/><\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-entreprise-pme-quebec-equipe.jpg\" alt=\"Quebec SME team in a meeting \u2014 Assur360 business insurance\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Comprehensive-coverage-for-building-professionals\"><\/span><strong>Comprehensive coverage for building professionals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">Our warranties are specifically designed to meet the needs of construction companies of all sizes.<\/p>\n  <\/div>\n<\/div>\n\n<ol class=\"wp-block-list\">\n<li><strong>Civil liability<\/strong> : Covers damage caused to third parties: customers, suppliers or employees.<\/li>\n\n\n\n<li><strong>Equipment and material protection<\/strong> : Insure your tools, <a href=\"https:\/\/www.assur360.ca\/en\/equipment-breakdown-insurance-quick-quote\/\" title=\"Equipment Breakdown Insurance\">machines<\/a> and vehicles against theft, breakage and damage.<\/li>\n\n\n\n<li><strong>Builder&#8217;s Risk Insurance<\/strong> : Protect your projects in the event of a delay or loss affecting construction.<\/li>\n\n\n\n<li><strong>Coverage against major risks<\/strong> : Fire, vandalism, bad weather, etc. Be prepared for any eventuality.<\/li>\n<\/ol>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Get-your-quote-in-minutes\"><\/span><strong>Get your quote in minutes!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Why take risks? Secure your construction sites and protect your business with Assur360. <\/strong><\/p>\n\n<div class=\"a360-sim-link\" style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:14px;padding:28px;margin:32px 0;display:flex;gap:20px;align-items:center;flex-wrap:wrap;\">\n  <div style=\"font-size:48px;line-height:1;flex-shrink:0;\">\ud83d\udcca<\/div>\n  <div style=\"flex:1;min-width:240px;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">FREE TOOL \u00b7 SIMULATOR<\/div>\n    <h3 style=\"color:#ffffff;font-size:20px;margin:0 0 6px;font-weight:800;\">Business Interruption Calculator<\/h3>\n    <p style=\"color:#94a3b8;font-size:14px;line-height:1.6;margin:0;\">Estimate the loss of revenue if your business were to shut down 30, 60, or 90 days after a disaster.<\/p>\n  <\/div>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/business-interruption-calculator\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:14px;white-space:nowrap;\">Start the simulation\u2192<\/a>\n<\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Request your quote now and secure your future!<\/strong> <\/p>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Damage-Protection-in-Quebec\"><\/span>Damage Protection in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Each economic activity is exposed to different risks and damages and it is important to protect yourself against the unexpected by choosing the ideal protection to cover the car fleet, equipment, buildings or others. Personalized and adjustable insurance for each company and each sector is offered by Assur360. An opportunity for companies in Montreal and Quebec to pursue their development strategy with peace of mind and confidence.  <\/p>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Recommendations for business insurance:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Any change in activity must be reported to the insurer in order to avoid the negation of the guarantee.<\/li>\n\n\n\n<li>The buildings and their occupancy must be detailed to the insurer.<\/li>\n\n\n\n<li>Communicating the insured&#8217;s locations to the insurer or broker to prevent the disability of coverage, whether they are properties or rentals.<\/li>\n\n\n\n<li>Regular updating of the inventory of goods and possessions as well as any rental improvements.<\/li>\n\n\n\n<li>Valuation of the property by approved experts and annual update of the valuation.<\/li>\n\n\n\n<li>Verification of the real value of the property, which must be higher than the insurance limit, under penalty of being penalized in the event of a claim.<\/li>\n\n&#8220;`\n<li>Reading and understanding the exclusions, and if necessary, do not hesitate to discuss them with the insurer to avoid any potential risk.<\/li>\n\n\n\n<li>Disclosure of all details relating to a claim, including demand letters, notices and summonses.<\/li>\n\n\n\n<li>The communication of all the circumstances aggravating the risks covered in the insurance contract.<\/li>\n\n\n\n<li>Verification that the names used for the exercise of one&#8217;s economic activity are listed on the various insurance policies.<\/li>\n\n\n\n<li>Compliance with the insurer&#8217;s recommendations.<\/li>\n\n\n\n<li>Discussion with the insurer before any interruption in service of the various prevention systems.<\/li>\n\n\n\n<li>The regular review of the limits provided for in the commercial insurance contract, including the one relating to civil liability, which can be revised upwards to reach the $5,000,000 threshold.<\/li>\n\n\n\n<li>Requesting proof of insurance from subcontractors. A prevention that should not be neglected to avoid being penalized at the time of compensation or compensation. <\/li>\n<\/ul>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\">Insurance for small and medium-sized businesses in Quebec<\/h4>\n\n<p class=\"wp-block-paragraph\"><a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">SMEs in Quebec<\/a> can claim coverage adapted to their sector of activity. This type of insurance includes apartment blocks with fewer than six dwellings, retail stores, associations and various non-profit organizations, land holdings and manufacturing workshops.<\/p>\n\n<p class=\"wp-block-paragraph\">For business owners and managers, they now have the opportunity to protect their assets by using business insurance designed according to their needs, thanks in particular to the company Assur360. This brand has a long experience to its credit, coupled with expertise in commercial insurance. <\/p>\n\n<p class=\"wp-block-paragraph\">The guarantees offered cover car fleets, <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">garage services<\/a>, transporters among others. They also insure the property of merchants and retailers, the activity of restaurants and entrepreneurs, manufacturers, distributors, industries and professionals working in real estate, among others. We insure everywhere in Quebec, whether you are from Montreal, Trois-Rivi\u00e8res, Laval, Beauce, or even the Gasp\u00e9sie, we can help.<\/p>\n\n<p class=\"wp-block-paragraph\">The firm also insures its clients&#8217; civil liability, general liability, professional liability, umbrella liability as well as directors&#8217; and officers&#8217; liability.<\/p>\n\n<div style=\"height:88px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"To-know-about-business-insurance%E2%80%A6\"><\/span>To know about business insurance&#8230;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Business insurance is a key to success for any structure, regardless of its size, activity, turnover or number of employees.<\/p>\n\n<p class=\"wp-block-paragraph\">Having peace of mind is often linked to the presence of appropriate insurance protecting the various operations of the structure, its assets and its activity. Regardless of the sector of activity, there are guarantees protecting against risks arising in each field such as retail, <a href=\"\/\">construction<\/a>, production, etc. Assur360 offers innovative solutions that are made available to its professional and <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">contractor<\/a> clients who need non-standard insurance products.  <\/p>\n\n<div style=\"height:67px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">Preventing risks<\/h3>\n\n<p class=\"wp-block-paragraph\">Each company or activity can be exposed to <a href=\"\/\" title=\"Disaster Emergency\">risks or disasters<\/a> and this is where the insurance brokers of our partner firms intervene to assess the various damages likely to occur in order to offer prevention tools capable of minimizing or even avoiding potential risks.<\/p>\n\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\">Business Surety Insurance Cases<\/h4>\n\n<p class=\"wp-block-paragraph\">It is common for companies to <a href=\"\/\" title=\"Licence or permit bonds\">need surety bonds<\/a> to guarantee their various services, which is why Assurance Assur360 offers them various surety bonds such as contract sureties, <a href=\"\/\" title=\"Surety insurance\">directors&#8217; sureties<\/a>, bond on the loss of documents, etc. A surety bond is not an insurance but more a guarantee.<\/p>\n\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\">In the event of a disaster for your company<\/h4>\n\n<p class=\"wp-block-paragraph\">In the event of a claim, the insurance broker ensures that the insured is supported and helps him or her to resume his or her activity quickly and efficiently.<\/p>\n\n<h4 class=\"wp-block-heading\">Your business insurance broker guarantees in the event of a claim<\/h4>\n\n<p class=\"wp-block-paragraph\">Before starting a business, it is advisable to make <a href=\"\/\" title=\"Business insurance broker\">an appointment with a commercial damage insurance broker<\/a> to discuss with him the various guarantees necessary to effectively protect your business. Although our head office is in <a href=\"\/\" title=\"Business Insurance in Thetford Mines\">Thetford Mines for your business protection<\/a> , we insure everywhere in Quebec. An Assur360 advisor studies the client&#8217;s file and offers solutions adapted to their needs and expectations.<\/p>\n<div class=\"wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='' src='https:\/\/www.assur360.ca\/wp-content\/litespeed\/avatar\/e035626965ed6928b47bb5d1d952127f.jpg?ver=1784622130' srcset='https:\/\/www.assur360.ca\/wp-content\/litespeed\/avatar\/87d5c72adc725613998ccb52057b6415.jpg?ver=1784622129 2x' class='avatar avatar-48 photo' height='48' width='48' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__byline\">Jean Boissonneault, insurance broker, updated 16-11-2025<\/p><p class=\"wp-block-post-author__name\">Jean Boissonneault<\/p><\/div><\/div>\n<h2 class=\"wp-block-heading\" id=\"faq-assurance-entreprise\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-about-business-insurance-in-Quebec\"><\/span>Frequently asked questions about business insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"quest-ce-que-assurance-entreprise\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What is business insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Business insurance in Quebec protects your small business against financial losses caused by property damage, third-party claims or business interruption. Governed by <strong>the Act respecting the distribution of financial products and services (ADFPS),<\/strong> it is distributed exclusively by brokers certified by the <strong>Autorit\u00e9 des march\u00e9s financiers (AMF).<\/strong> Key coverages include: Commercial General Liability, Commercial Property, Business Interruption, Cyber Insurance, and Errors and Omissions.  <\/p>\n<\/details>\n\n<details id=\"combien-coute-assurance-entreprise-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does business insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The cost varies between <strong>$1,500 and $15,000 per year<\/strong> depending on your sector, turnover and coverage chosen. A service SME typically pays between <strong>$2,000 and $5,000<\/strong> annually for commercial liability and basic goods coverage. High-risk sectors such as construction or transportation pay more. <a href=\"\/\">Comparing via a broker<\/a> often reduces the premium by 15 to 30%.  <\/p>\n<\/details>\n\n<details id=\"rc-obligatoire-entreprise-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Is liability insurance mandatory for my business in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">It is <strong>mandatory<\/strong> in certain regulated sectors: construction with <strong>RBQ licence<\/strong>, professions that are members of a <strong>professional order<\/strong>. For other businesses, it is highly recommended as a single uncovered claim can jeopardize your business. Most clients and landlords require this contractually.  <\/p>\n<\/details>\n\n<details id=\"pourquoi-besoin-assurance-entreprise\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Why do I need business insurance?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Business insurance protects your SME against <strong>lawsuits, property damage, third-party injuries<\/strong> and <strong>business interruption<\/strong>. Without coverage, a single claim or dispute can jeopardize your business. The most common policy is <a href=\"\/\">general liability<\/a> insurance, but depending on your industry, you may need additional coverage: commercial property, errors and omissions, cyber insurance, or surety bonds.  <\/p>\n<\/details>\n\n<details id=\"difference-courtier-agent-assurance\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What is the difference between an insurance broker and an insurance agent?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">A <strong>broker<\/strong> like Assur360 <strong>represents the client<\/strong> and compares the offers of several insurers to find optimal coverage at the right price. An <strong>agent<\/strong> represents <strong>a single insurer<\/strong> and can only offer its products. In Quebec, both must be certified by the <a href=\"https:\/\/lautorite.qc.ca\" rel=\"nofollow\">Autorit\u00e9 des march\u00e9s financiers (AMF).<\/a>  <\/p>\n<\/details>\n\n<details id=\"travailleur-autonome-assurance-entreprise\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Does a self-employed person need business insurance?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Yes. As a self-employed worker in Quebec, you are <strong>personally responsible for<\/strong> your professional acts. <a href=\"\/\">Professional liability insurance (errors and omissions)<\/a> protects you against claims from dissatisfied customers. Depending on your business, commercial property insurance and cyber insurance may also be required.  <\/p>\n<\/details>\n\n<details id=\"perte-exploitation-comment-ca-marche\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Business interruption: how does it work?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Business interruption insurance compensates your company&#8217;s <strong>gross margin<\/strong> and net income during a business shutdown caused by a covered loss (fire, breakage, water damage, etc.). Check the <strong>compensation period<\/strong> (usually 12 to 24 months) and the <strong>waiting period<\/strong> provided for in the contract. <\/p>\n<\/details>\n\n<details id=\"assure-additionnel-renonciation-primaute\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>&#8220;Additional insured&#8221;, &#8220;waiver of recourse&#8221;, &#8220;primacy&#8221;: what is it?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">These are <strong>contractual clauses<\/strong> frequently requested by lessors or clients in Quebec. The additional insured extends coverage to a third party, the waiver of recourse prevents the insurer from suing that third party, and the primacy determines which policy pays first. These clauses can <strong>increase the premium<\/strong>. Send your contracts to the broker to integrate them as soon as you quote.   <\/p>\n<\/details>\n\n<details id=\"qui-peut-beneficier-assurance-entreprises\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Who can benefit from business insurance?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Business insurance covers <strong>SMEs<\/strong>, commercial property owners, <strong>non-profit organizations<\/strong> and <strong>self-employed workers<\/strong> in Quebec. An <a href=\"\/\">AMF-certified broker<\/a> assesses the specific needs of each structure to offer tailor-made coverage protecting assets, civil liability and business continuity. <\/p>\n<\/details>\n\n<details id=\"comment-trouver-assurance-entreprise-pas-chere\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to find cheap business insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To get affordable business insurance: <strong>compare offers<\/strong> via a broker who shops with several insurers, <strong>adapt the coverage<\/strong> to your real needs, <strong>increase the deductible<\/strong> to reduce the annual premium, and take advantage of <strong>multi-policy discounts<\/strong> if you have several insurances (auto, home, business). A <a href=\"\/\">comparison site like Assur360<\/a> compares the best options on the market for free. <\/p>\n<\/details>\n\n<details id=\"pourquoi-souscrire-assurance-entreprise-en-ligne\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Why take out business insurance online?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Purchasing business insurance online allows you <strong>to quickly compare<\/strong> several insurers&#8217; offers, obtain <strong>competitive rates<\/strong> and finalize the process in a few minutes. At Assur360, the online quote is processed by an <strong>AMF-certified broker<\/strong> who personally validates each file to ensure adequate coverage. <\/p>\n<\/details>\n\n<details id=\"quel-est-le-prix-assurance-entreprise\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What is the price of business insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The cost varies considerably depending on several factors: <strong>type of activity<\/strong> (some sectors are riskier), <strong>size of the company<\/strong> (revenue, number of employees), <strong>geographic location<\/strong>, <strong>claims history<\/strong>, <strong>type and level of coverage<\/strong>. To get an accurate estimate, <a href=\"\/\">request a free quote<\/a> \u2014 our partner firms assess your specific needs and provide customized quotes. <\/p>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"url\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/\", \"@id\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/#faq\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is business insurance in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Business insurance in Quebec protects your SME against financial losses caused by property damage, third-party claims, or business interruption. Governed by the Act respecting the distribution of financial products and services (LDPSF), it is distributed exclusively by brokers certified by the Autorit\u00e9 des march\u00e9s financiers (AMF). Main coverages include: commercial general liability, commercial property, business interruption, cyber insurance, and errors and omissions.\"}}, {\"@type\": \"Question\", \"name\": \"How much does business insurance cost in Quebec in 2026?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The cost ranges from $1,500 to $15,000 per year depending on your sector, revenue, and chosen coverages. A service SME typically pays between $2,000 and $5,000 annually for commercial general liability and basic property coverage. High-risk sectors like construction or transportation pay more. Comparing through a broker often allows for a premium reduction of 15% to 30%.\"}}, {\"@type\": \"Question\", \"name\": \"Is liability insurance mandatory for my business in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It is mandatory in certain regulated sectors: construction with RBQ license, professions that are members of a professional order. For other businesses, it is strongly recommended as a single uncovered claim can jeopardize your business. Most clients and landlords require it contractually.\"}}, {\"@type\": \"Question\", \"name\": \"Why do I need business insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Business insurance protects your SME against lawsuits, property damage, third-party injuries, and business interruptions. Without coverage, a single claim or dispute can jeopardize your business. The most common policy is general liability insurance, but depending on your sector, you may need additional coverages: commercial property, errors and omissions, cyber insurance, or surety.\"}}, {\"@type\": \"Question\", \"name\": \"What is the difference between a broker and an insurance agent?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A broker like Assur360 represents the client and compares offers from multiple insurers to find optimal coverage at the right price. An agent represents a single insurer and can only offer its products. In Quebec, both must be certified by the Autorit\u00e9 des march\u00e9s financiers (AMF).\"}}, {\"@type\": \"Question\", \"name\": \"Does a self-employed worker need business insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. As a self-employed worker in Quebec, you are personally responsible for your professional actions. Professional liability insurance (errors and omissions) protects you against claims from dissatisfied clients. Depending on your activity, commercial property insurance and cyber insurance may also be necessary.\"}}, {\"@type\": \"Question\", \"name\": \"Business interruption: how does it work?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Business interruption insurance compensates for your business's gross margin and net income during a shutdown caused by a covered loss (fire, breakage, water damage, etc.). Check the indemnity period (usually 12 to 24 months) and the waiting period specified in the contract.\"}}, {\"@type\": \"Question\", \"name\": \"'Additional insured', 'waiver of subrogation', 'primacy': what is it?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"These are contractual clauses frequently requested by landlords or clients in Quebec. Additional insured extends coverage to a third party, waiver of subrogation prevents the insurer from pursuing that third party, and primacy establishes which policy pays first. These clauses can increase the premium. Provide your contracts to the broker to include them in the quote.\"}}, {\"@type\": \"Question\", \"name\": \"Who can benefit from business insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Business insurance covers SMEs, commercial property owners, non-profit organizations, and self-employed workers in Quebec. An AMF-certified broker assesses the specific needs of each entity to propose tailored coverage protecting assets, liability, and business continuity.\"}}, {\"@type\": \"Question\", \"name\": \"How to find cheap business insurance in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"To obtain affordable business insurance: compare offers through a broker who shops around with multiple insurers, tailor the coverages to your actual needs, increase the deductible to reduce the annual premium, and take advantage of multi-policy discounts if you have multiple insurances (auto, home, business). A comparison platform like Assur360 compares the best options on the market for free.\"}}, {\"@type\": \"Question\", \"name\": \"Why subscribe to business insurance online?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Subscribing to business insurance online allows you to quickly compare multiple offers from insurers, obtain competitive rates, and finalize the process in a few minutes. At Assur360, the online quote is handled by an AMF-certified broker who personally validates each file to ensure adequate coverage.\"}}, {\"@type\": \"Question\", \"name\": \"What is the price of business insurance in Quebec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The cost varies significantly based on several factors: type of activity (some sectors are riskier), size of the business (revenue, number of employees), geographical location, claims history, type and level of coverage. To obtain an accurate estimate, request a free quote \u2014 the brokers from our partner firms assess your specific needs and provide personalized quotes.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"@id\": \"https:\/\/www.assur360.ca\/#organization\", \"name\": \"Assur360\", \"legalName\": \"Assur360 tek inc.\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/08\/Logo-Assur360-web-1.webp\", \"image\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2025\/10\/Courtier-assurance-entreprise-en-ligne.png\", \"description\": \"Assur360 is a property and casualty insurance brokerage registered with the AMF in Quebec. We compare multiple insurers to offer SMEs and individuals tailored coverage at the right price.\", \"telephone\": \"+1-418-335-5775\", \"address\": {\"@type\": \"PostalAddress\", \"addressLocality\": \"Thetford Mines\", \"addressRegion\": \"QC\", \"addressCountry\": \"CA\"}, \"areaServed\": {\"@type\": \"AdministrativeArea\", \"name\": \"Quebec, Canada\"}, \"sameAs\": [\"https:\/\/www.facebook.com\/assur360\", \"https:\/\/www.linkedin.com\/company\/assur360\"], \"founder\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"jobTitle\": \"Property and casualty insurance broker associate\"}, \"knowsAbout\": [\"Business insurance\", \"Commercial general liability insurance\", \"Commercial property insurance\", \"Cyber insurance\", \"Errors and omissions insurance\", \"Surety\", \"Construction insurance\", \"Commercial fleet insurance\"], \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"AMF License\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}, \"identifier\": {\"@type\": \"PropertyValue\", \"name\": \"AMF Number\", \"value\": \"3003429353\"}}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Service\", \"@id\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/#service\", \"name\": \"Business insurance in Quebec\", \"description\": \"Comprehensive commercial insurance coverage for SMEs in Quebec: liability, commercial property, business interruption, cyber insurance, errors and omissions, and surety.\", \"provider\": {\"@id\": \"https:\/\/www.assur360.ca\/#organization\"}, \"areaServed\": {\"@type\": \"AdministrativeArea\", \"name\": \"Quebec, Canada\"}, \"serviceType\": \"Business insurance\", \"offers\": {\"@type\": \"Offer\", \"priceCurrency\": \"CAD\", \"price\": \"1500\", \"priceSpecification\": {\"@type\": \"PriceSpecification\", \"minPrice\": \"1500\", \"maxPrice\": \"15000\", \"priceCurrency\": \"CAD\", \"unitText\": \"per year\"}}, \"hasOfferCatalog\": {\"@type\": \"OfferCatalog\", \"name\": \"Business insurance coverages\", \"itemListElement\": [{\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Commercial general liability\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Commercial property insurance\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Business interruption\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Cyber insurance\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Errors and omissions (E&O)\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Surety\"}}, {\"@type\": \"Offer\", \"itemOffered\": {\"@type\": \"Service\", \"name\": \"Commercial fleet insurance\"}}]}}<\/script>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><!-- SEO links added by Marketing360 --><\/p>\n\n<section class=\"assur360-geo-intro\">\n<h2><span class=\"ez-toc-section\" id=\"What-is-business-insurance-in-Quebec\"><\/span>What is business insurance in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Business insurance in Quebec protects your small business against financial losses caused by damages, claims or business interruption. Governed by the Distribution Act, it is distributed exclusively by brokers certified by the AMF. <\/p>\n<table>\n<thead>\n<tr>\n<th>Type of coverage<\/th>\n<th>What is protected<\/th>\n<th>Mandatory?<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Commercial<\/td>\n liability<td>Damage to third parties<\/td>\n<td>By sector<\/td>\n<\/tr>\n<tr>\n<td>Commercial<\/td>\n Properties<td>Equipment, stock, premises<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td>Business<\/td>\n interruption<td>Post-disaster<\/td>\n revenue losses<td>No<\/td>\n<\/tr>\n<tr>\n<td>Cyber Insurance<\/td>\n<td>Data breaches<\/td>\n, ransomware<td>No<\/td>\n<\/tr>\n<tr>\n<td>Errors and omissions<\/td>\n<td>Malpractice<\/td>\n<td>In order<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business-Insurance-by-Industry\"><\/span>Business Insurance by Industry<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Each sector has its own risks. The brokers of our AMF-certified partner firms know the specific needs of your industry and compare several insurers to offer you the best protection. <\/p>\n\n<h3 class=\"wp-block-heading\">Trade and Retail<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">E-Shop Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Sports shop insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Shoe store insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Hardware Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Florist insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Art gallery insurance<\/a><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Construction and field services<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Roofing insurance (RC)<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Plumber Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">General contractor insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Moving insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Housekeeping Insurance<\/a><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Health and Professional Services<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Veterinary clinic insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/assurance-entreprise\/assurance-clinique-dentaire\/\">Dental clinic insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Nutritionist insurance (RC)<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Massage therapy center insurance<\/a><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Specialized industries and sectors<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Machine Shop Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Mine and quarry insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Logging Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Slaughterhouse insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Vegetable Production Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Warehousing and logistics insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Sorting centre insurance<\/a><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Creative, tech and digital services<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Video game studio insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Graphic Design Agency Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Cybersecurity Business Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Environmental Consulting Insurance<\/a><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Tourism, leisure and catering<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/\">Hostel and bed and breakfast insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Campground Insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/\">Climbing centre insurance<\/a><\/li>\n<\/ul>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/www.assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Business Insurance\", \"item\": \"https:\/\/www.assur360.ca\/assurance-entreprise\/\"}]}\n<\/script>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:28px 24px;max-width:1200px;margin:32px auto;display:flex;align-items:center;gap:20px;flex-wrap:wrap;\">\n  <div style=\"flex:1;min-width:250px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 8px;\">FREE TOOL<\/p>\n    <h3 style=\"color:#0d1f2d;font-size:20px;font-weight:800;margin:0 0 8px;\">Business Interruption Calculator<\/h3>\n    <p style=\"color:#475569;font-size:15px;margin:0;\">Assess your gross insurance profit, detect underinsurance and simulate the impact of a loss on your business.<\/p>\n  <\/div>\n  <a href=\"https:\/\/www.assur360.ca\/en\/assur360-simulators-free-tools-for-your-financial-decisions\/business-interruption-calculator\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 28px;border-radius:8px;text-decoration:none;font-weight:700;font-size:15px;white-space:nowrap;\">Calculate my losses\u2192<\/a>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-right-price\"><\/span>Protect your business at the right price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare several insurers to find you the best business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n<p><!-- MAILLAGE-HUB-START --><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business-Insurance-by-Trade-and-Sector\"><\/span>Business Insurance by Trade and Sector<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">More than 100 trades and sectors covered in Quebec: commerce, professional services, construction, health, accommodation, restaurants, transportation and industry. Select your domain for a specific guide. <\/p>\n&#8220;`html\n\n<section style=\"margin:24px 0 40px;\">\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px;\"><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/real-estate-agency-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Real Estate Agency Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/pet-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Pet Store Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/butcher-insurance-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Butcher Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/e-store-insurance-compare-in-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">E-Store Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/auto-body-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Auto Body Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/sorting-center-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Sorting Center Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/youth-recreation-centre-insurance-compare-online-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Youth Recreation Centre Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/resort-insurance-get-your-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Resort Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/climbing-center-insurance-get-a-quote-in-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Climbing Center Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/sports-centre-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Sports Centre Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/carpenter-joiner-insurance-compare-offers-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Carpenter-joiner Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/car-dealership-insurance-compare-coverage\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Car Dealership Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bed-and-breakfast-insurance-get-a-quote-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Bed &#038; Breakfast Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/hotel-insurance-get-your-personalized-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Hotel Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bookstore-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Bookstore Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/furniture-store-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Furniture Store Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/disaster-cleanup-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Disaster Cleanup Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/pharmacy-insurance-business-quote-in-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Pharmacy Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/flooring-installer-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Flooring Installer Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/hardware-insurance-compare-in-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Hardware Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/liability-insurance-it-consultation-quick-comparator\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">IT Consulting Liability Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/website-builder-liability-insurance-compare\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Liability Insurance for Website Creation<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/occupational-therapist-liability-insurance-get-a-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Occupational Therapist Liability Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/artificial-intelligence-civil-liability-insurance-comparator\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Artificial Intelligence Liability Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/?page_id=21197\" style=\"display:block;padding:10px 14px;background:\n``````html\n<a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/cybersecurity-company-liability-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Cybersecurity company liability insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/mobile-welder-liability-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Mobile Welder Liability Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/concert-hall-insurance-compare-in-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Concert Hall Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/industrial-welding-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Industrial Welding Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/photography-studio-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Photography Studio Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bulk-insurance-get-your-personalized-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Bulk Transport Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/road-freight-insurance-get-your-quick-quote-online\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Road Freight Transport Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/recycling-plant-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Recycling Plant Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/slaughterhouse-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Slaughterhouse insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/graphic-design-agency-business-insurance-compare\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all 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#e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Machine Shop Insurance Quebec 2026<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/hostel-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Quebec Hostel Insurance 2026<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bakery-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Bakery insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/sports-store-insurance-compare-your-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Sports Boutique Insurance Quebec 2026<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/bike-shop-insurance-quick-comparator\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Bike shop insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/clothing-store-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Clothing boutique insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/craft-brewery-insurance-compare-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Craft brewery insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/law-firm-insurance-quick-comparator\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Law firm insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/environmental-consulting-firm-insurance-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Environmental Consulting Office Insurance Quebec 2026<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/engineering-firm-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Engineering office insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/insurance-accounting-firms-get-a-quote-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Insurance for an accounting office<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/camping-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Quebec Camping Insurance 2026<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/vocational-training-center-insurance-compare-offers-in-3-minutes\/\" 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Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/beauty-center-insurance-get-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Beauty Center Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/equestrian-center-insurance-compare-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Equestrian Centre Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/clinical-health-insurance\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Quebec Health Clinical Insurance 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#e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Veterinary Clinic Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/golf-club-insurance-compare-your-options-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Golf Club Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/roofing-insurance-get-your-quote-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Roofer Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/residential-and-commercial-moving-insurance-compare-a-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Residential and Commercial Moving Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/software-development-insurance-get-your-quote-in-less-than-3-minutes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Software Development Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/warehousing-and-logistics-insurance-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Warehousing and Logistics Insurance Quebec 2026<\/a><a 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#e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Masonry Business Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/plumbing-business-insurance-get-a-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Plumbing Business Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/private-security-business-insurance-get-your-quick-quote\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Private Security Company Insurance<\/a><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/roofing-company-insurance-com\n``````html\n<a 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