{"id":15786,"date":"2018-04-06T11:52:00","date_gmt":"2018-04-06T15:52:00","guid":{"rendered":"https:\/\/www.assur360.ca\/economical-insurance-online-quote\/"},"modified":"2026-05-21T00:04:23","modified_gmt":"2026-05-21T04:04:23","slug":"economical-insurance-online-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/economical-insurance-online-quote\/","title":{"rendered":"Economical Insurance Quebec 2026 \u2014 Free 3-Minute Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"InsuranceAgency\",\n  \"name\":\"Assur360\",\n  \"url\":\"https:\/\/www.assur360.ca\/\",\n  \"logo\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\n  \"description\":\"Comparateur d'assurance #1 au Qu\u00e9bec. Courtiers certifi\u00e9s AMF comparant Economical et 9+ assureurs.\",\n  \"telephone\":\"+1-866-357-4451\",\n  \"address\":{\"@type\":\"PostalAddress\",\"addressLocality\":\"Thetford Mines\",\"addressRegion\":\"QC\",\"addressCountry\":\"CA\"},\n  \"areaServed\":{\"@type\":\"Place\",\"name\":\"Qu\u00e9bec, Canada\"},\n  \"hasOfferCatalog\":{\"@type\":\"OfferCatalog\",\"name\":\"Assurances\",\"itemListElement\":[\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance auto Economical\"}},\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance habitation Economical\"}},\n    {\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance entreprise Economical\"}}\n  ]}\n}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 50%,#0d2d2d 100%);padding:64px 24px 56px;text-align:center;border-radius:0 0 20px 20px;margin-bottom:0;position:relative;overflow:hidden;\">\n  <div style=\"position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(16,196,199,0.08) 0%,transparent 70%);border-radius:50%;\"><\/div>\n  <div style=\"position:absolute;bottom:-60px;left:-60px;width:250px;height:250px;background:radial-gradient(circle,rgba(16,196,199,0.05) 0%,transparent 70%);border-radius:50%;\"><\/div>\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;position:relative;\">COMPLETE GUIDE 2026<\/p>\n  <h2 style=\"color:#ffffff;font-size:36px;font-weight:800;margin:0 0 16px;line-height:1.25;position:relative;\"><span class=\"ez-toc-section\" id=\"Economical-Insurance-in-Quebec-Reviews-Prices-and-Quote\"><\/span>Economical Insurance in Quebec:<br \/>Reviews, Prices and Quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:17px;margin:0 auto 32px;max-width:680px;line-height:1.7;position:relative;\">Founded in <strong style=\"color:#ffffff;\">1871<\/strong>, Economical is part of the <strong style=\"color:#ffffff;\">Definity Financial<\/strong> Group. Discover its auto, home and business coverage, compare its 2026 rates and get your free quote. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;position:relative;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;transition:transform .2s;\">Compare prices now<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid rgba(255,255,255,0.3);transition:border-color .2s;\">\ud83d\udcde 1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:-28px 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;box-shadow:0 4px 24px rgba(0,0,0,0.06);position:relative;z-index:2;background:#fff;\">\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">155<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Years of experience<\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">A<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">A.M. Best Rating <\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">1M+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Customers in Canada<\/div>\n  <\/div>\n  <div style=\"background:#ffffff;padding:24px;text-align:center;\">\n    <div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:0 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/03\/economical-assurance.png\" alt=\"Economical Insurance Broker in Quebec\" style=\"width:100%;border-radius:12px;box-shadow:0 4px 24px rgba(0,0,0,0.08);\"\/>\n  <\/div>\n  <div style=\"flex:2;min-width:320px;\">\n    <p style=\"font-size:17px;line-height:1.8;color:#334155;margin:0;\"><strong>Economical Assurance<\/strong> is one of Canada&#8217;s oldest insurance companies, founded in 1871 in Kitchener, Ontario. Today, it is a subsidiary of <strong>Definity Financial Corporation<\/strong> (listed on the Toronto Stock Exchange) and insures more than one <strong>million customers<\/strong> across the country. In Quebec, Economical is represented by <strong>the Missisquoi Insurance Company<\/strong>, founded in 1835 \u2014 the oldest property and casualty insurance company in Canada. Its products are distributed exclusively by <strong>independent AMF certified brokers<\/strong>. At <strong>Assur360<\/strong>, our brokers compare Economical with 9+ insurers to find you the best price.    <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-is-Economical-Portrait-of-the-insurer\"><\/span>Who is Economical? Portrait of the insurer <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image alignright size-medium is-resized is-style-rounded\" style=\"max-width:380px;margin:8px 0 16px 24px;\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/maison-quebecoise-economical-assurance-habitation-auto.jpg\" class=\"wp-image-66830\" alt=\"Family house with car parked in front, tree with red leaves in autumn.\" style=\"border-radius:12px;box-shadow:0 6px 20px rgba(13,31,45,0.12);width:380px;height:auto;max-width:100%;\"  sizes=\"(max-width: 800px) 100vw, 800px\" \/> <figcaption class=\"wp-element-caption\" style=\"text-align:center;color:#64748b;font-size:13px;font-style:italic;margin-top:8px;line-height:1.4;\">Combined Economical home + auto coverage in Quebec can save up to 20% on annual premiums.<\/figcaption><\/figure>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical is part of the <strong>Definity Financial Group<\/strong>, a Canadian property and casualty insurance conglomerate with 8 specialized subsidiaries. The rating company  <strong>A.M. Best <\/strong>  gives it <strong>an A (Excellent)<\/strong> rating for its financial strength.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfdb\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">155 years of history<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Founded in <strong>1871<\/strong> as Economical Mutual Fire Insurance. In Quebec, it is present through the <strong>Missisquoi Insurance Company<\/strong> (founded in 1835), the oldest in Canada. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Definity Financial Group<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Definity is the publicly traded parent company (TSX: DFY). The group manages more than <strong>$4 billion<\/strong> in gross premiums and includes 8 insurance subsidiaries across Canada. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83e\udd1d<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Distribution by Brokers<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Economical <strong>sells exclusively through independent brokers<\/strong>. You benefit from impartial advice and a comparison with other insurers for your profile. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe2<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">8 specialized subsidiaries<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Economical, Missisquoi, Sonnet (online), Waterloo, Western General (agricultural), Perth (special risks), Petline (animals), Family Insurance Solutions.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Economical-Insurance-Products-in-Quebec\"><\/span>Economical Insurance Products in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical offers a full range of auto, home and business products. Here are the details of each product line available in Quebec via broker. <\/p>\n\n<h3 class=\"wp-block-heading\">\ud83d\ude97 Economical Car Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical offers comprehensive auto policies with customization options to suit your profile. Significant discounts are available for good drivers and policy bundling. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Civil liability<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Mandatory coverage in Quebec in addition to the SAAQ. Protects against property damage to others.  Recommended: $2,000,000.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">All Risks \/ Collision<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Complete protection against collision, theft, vandalism, natural hazards. Customizable deductible from $250 to $2,000. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Replacement Cost<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Replacement with an equivalent new vehicle in the event of a total loss in the first few years. Endorsement strongly recommended. <\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe0 Economical Home Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Whether you are a <strong>homeowner, tenant or co-owner<\/strong>, Economical offers tailored coverage with customizable endorsements for specific risks in Quebec.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Owner<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">House, condo, cottage. Covers the building, personal property, liability, and additional living expenses. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Tenant<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Protects your personal belongings, liability and covers your leasehold improvements. Starting at $25 per month.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Special Endorsements<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Sewer backup, earthquake, identity theft, surface water damage \u2014 added to the map as needed.<\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe2 Economical Business Insurance<\/h3>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical covers Quebec SMEs with comprehensive packages that include property, liability, loss of revenue and cyber risks. The <strong>Perth<\/strong> subsidiary manages special risks. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Property &#038; Building<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Coverage for commercial buildings, equipment, inventory and leasehold improvements.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Civil liability<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Protection against third-party claims: bodily injury, property damage and professional liability.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:20px;\">\n    <h4 style=\"color:#0d1f2d;font-size:15px;margin:0 0 8px;\">Business interruption<\/h4>\n    <p style=\"color:#334155;font-size:13px;line-height:1.5;margin:0;\">Protects your revenue if a disaster forces a temporary halt to your business operations.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-Definity-Group-%E2%80%94-Economical-Subsidiaries\"><\/span>The Definity Group \u2014 Economical Subsidiaries<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical is part of a group of 8 insurance companies, each with its own specialty. Together, they form <strong>Definity Financial Corporation<\/strong>. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">\ud83c\udfdb\ufe0f Missisquoi (Quebec)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Founded in <strong>1835<\/strong>, it is the oldest property and casualty insurance company in Canada. She has represented Economical in Quebec since 1956. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">\ud83d\udcbb Sonnet (online)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Founded in <strong>2016<\/strong>, Sonnet offers 100% online insurance quotes and policies \u2014 the direct arm of the Definity Group.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">\ud83d\ude9c Western General (Agricultural)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Founded in <strong>1905<\/strong> by farmers. Specializes in farm insurance: housing, vehicles, machinery and agricultural activities. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">\ud83d\udc3e Petline (animals)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Canada&#8217;s oldest pet insurance company. Its <strong>Petsecure<\/strong> brand offers health coverage for dogs and cats. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Economical-2026-Rates-%E2%80%94-Quebec-Estimates\"><\/span>Economical 2026 Rates \u2014 Quebec Estimates<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Here are the indicative price ranges for the main Economical products in Quebec in 2026. The actual rates vary according to your profile, your region and the coverage chosen. <\/p>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Product<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Covers included<\/th>\n        <th style=\"padding:14px 16px;text-align:center;border:none;\">Estimated premium \/ year<\/th>\n        <th style=\"padding:14px 16px;text-align:left;border:none;\">Factors of variation<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\ude97 Car<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Mandatory liability + collision + all risks<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$1,000 \u2013 $<\/td>\n1,700<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Driving record, age, vehicle, use<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfe0 Dwelling (owner)<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Building + property + RC + subsistence<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$900 \u2013 $<\/td>\n1,400<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Value, location, added protections<\/td>                        \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfe0 Dwelling (tenant)<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Personal property + RCA + improvements<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$300 \u2013 $<\/td>\n600<td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Value of Assets, Location<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfe2 Company<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Property + building + RC + loss of income<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$700 \u2013 $3,000+<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Sector, turnover, risks<\/td>\n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\ude9c Agricultural<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Farm + Machinery + Livestock + RC<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;text-align:center;\">$1,200 \u2013 $4,000+<\/td>\n        <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Farm size, equipment, livestock<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative rates for 2026 in Quebec. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Get your exact price in 3 minutes<\/a> with our AMF-certified brokers.<\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Expert Tip \u2014 Save up to 20%<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\">Economical rewards <strong style=\"color:#ffffff;\">multi-product loyalty<\/strong>. Bundle your car + home for a combined rebate of up <strong style=\"color:#ffffff;\">to 15-20%.<\/strong> Their <strong style=\"color:#ffffff;\">Economical Select<\/strong> program offers discounted rates to employees of certain companies and associations \u2014 ask your broker if you&#8217;re eligible.  <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-get-an-Economical-quote-in-Quebec\"><\/span>How to get an Economical quote in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical sells exclusively through brokers. Use <strong>Assur360<\/strong> to compare Economical with 9+ insurers in a single claim. <\/p>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">1<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">Fill out the form in 3 minutes<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Describe your needs (car, home, business). A single form to compare all insurers, including Economical. <\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">2<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">An AMF-certified broker contacts you<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Your request is analyzed by an independent broker who compares the prices and coverage of several insurers for your specific profile.<\/p><\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;flex-shrink:0;min-width:42px;\">3<\/div>\n    <div><h3 style=\"color:#0d1f2d;margin:0 0 8px;font-size:17px;\">Receive your quotes and choose<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Compare prices from Economical and other insurers side-by-side. No obligation \u2014 you choose the offer that&#8217;s right for you. <\/p><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Economical vs. the Competition \u2014 Find the Best Price<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Our AMF-certified brokers compare Economical with 9+ insurers to find you the best coverage at the best price.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Get my free quote<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros-and-Cons-of-Economical\"><\/span>Pros and Cons of Economical<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">To help you make an informed choice, here&#8217;s an objective analysis of Economical&#8217;s strengths and weaknesses in 2026.<\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f0fdfa;border:1px solid #10b981;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">\u2705 Benefits<\/h3>\n    <ul style=\"list-style:none;padding:0;margin:0;\">\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>155 years of experience \u2014 one of Canada&#8217;s most established insurers<\/strong><\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>A (Excellent) A.M<\/strong> . Best rating \u2014 proven financial strength <\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Competitive rates<\/strong> \u2014 often among the lowest premiums on the market<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Multi-product discount<\/strong> up to 20%<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Select Program<\/strong> \u2014 discounted rates through employer or association<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#10b981;font-weight:700;\">\u2713<\/span> <strong>Historical presence in QC<\/strong> via Missisquoi (since 1835)<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#fef2f2;border:1px solid #ef4444;border-radius:12px;padding:28px;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">\u26a0\ufe0f Points to consider<\/h3>\n    <ul style=\"list-style:none;padding:0;margin:0;\">\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>No direct online purchases<\/strong> \u2014 you have to go through a broker (Sonnet is the direct branch)<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Confusing brand name<\/strong> \u2014 Economical, Missisquoi, Definity = same group<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Limited recreational range<\/strong> \u2014 no boat\/motorcycle\/RV specialty<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Farm coverage through Western General<\/strong> \u2014 not available everywhere in QC<\/li>\n      <li style=\"color:#334155;font-size:14px;line-height:1.8;padding-left:24px;position:relative;\"><span style=\"position:absolute;left:0;color:#ef4444;font-weight:700;\">\u2192<\/span> <strong>Definity Transition Underway<\/strong> \u2014 Possible Rebranding<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6-ways-to-reduce-your-Economical-premium\"><\/span>6 ways to reduce your Economical premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcb0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Group your fonts<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Auto + Home at Economical = combined <strong>15-20%<\/strong> discount. The more you bundle, the more you save. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udf93<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Select Program<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Check to see if your <strong>employer or association<\/strong> participates in the Economical Select program for automatic preferred rates.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Increase the deductible<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Going from $500 to $1,000 in deductible can reduce your premium by <strong>10 to 15 per cent<\/strong>. Ideal if you have a good record. <\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfc6<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Good driving record<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Zero claims + zero violations = loyalty discount that accumulates <strong>year after year<\/strong>.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd12<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Safety features<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Alarm, anti-theft system, cameras, certified locks \u2014 each device can <strong>reduce your premium<\/strong>.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcca<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Compare Every Year<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Use <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Assur360<\/a> each year at renewal to ensure the <strong>best rate<\/strong>.<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Economical-in-Quebec-%E2%80%94-Availability-by-Region\"><\/span>Economical in Quebec \u2014 Availability by Region<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"font-size:17px;line-height:1.8;color:#334155;\">Economical (via Missisquoi) serves all of Quebec through its network of independent brokers. Customers in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>Thetford Mines<\/strong> can get a quote through <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">Assur360<\/a>. Our brokers also serve the <strong>Abitibi<\/strong>, <strong>Bas-Saint-Laurent<\/strong>, <strong>C\u00f4te-Nord<\/strong>, <strong>Estrie<\/strong>, <strong>Laurentides<\/strong> and <strong>Mont\u00e9r\u00e9gie<\/strong> regions.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Articles-and-Guides\"><\/span>Related Articles and Guides<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83d\ude97 Car Insurance in Quebec 2026<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Compare 9+ car insurers, understand coverage, and find the best price.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/2026-car-insurance-guide-in-quebec-everything-you-need-to-know\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83d\udcd8 Car Insurance Guide 2026<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Rates, trends and tips to save on your car insurance.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/wawanesa-online-insurance-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83c\udfdb\ufe0f Wawanesa Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Discover another major mutual insurer in Canada and compare with Economical.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/northbridge-insurance-online-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;transition:box-shadow .2s;\">\n    <h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">\ud83c\udfe2 Northbridge Insurance<\/h3>\n    <p style=\"color:#64748b;font-size:14px;margin:0;\">Commercial insurance specialist in Canada \u2014 compare with Economical Business.<\/p>\n  <\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-about-Economical\"><\/span>Frequently Asked Questions about Economical<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is Definity Financial Corporation?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Definity Financial Corporation (TSX: DFY) is the parent company of Economical Insurance. Resulting from the demutualization of Economical in 2021, Definity brings together 8 insurance subsidiaries in Canada: Economical, Missisquoi, Sonnet, Waterloo, Western General, Perth, Petline and Family Insurance Solutions. The group manages more than <strong>$4 billion<\/strong> in annual gross premiums.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Economical a good insurance company in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, Economical is one of Canada&#8217;s most established insurers with 155 years of history and an A.M. Best A (Excellent) rating. In Quebec, it is represented by the Missisquoi Insurance Company, the oldest in Canada (1835). Its rates are generally competitive, especially for cars and homes. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Compare with other insurers<\/a> to find the best price.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does Economical car insurance cost in 2026?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For a standard profile in Quebec, Economical car insurance costs between <strong>$1,000 and $1,700 per year<\/strong> (about $83 to $142 per month). The price varies depending on your driving record, the type of vehicle, your age and the coverage you choose. Economical is often among the most affordable insurers on the market.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I get an Economical quote in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Economical doesn&#8217;t sell directly online \u2014 you need to go through an independent insurance broker. With <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Assur360<\/a>, fill out a single form in 3 minutes and an AMF-certified broker will compare Economical with 30+ other insurers to find you the best price. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between Economical and Sonnet?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Economical and Sonnet are part of the same group (Definity), but have different distribution models. <strong>Economical<\/strong> sells exclusively through independent brokers who compare and trade for you. <strong>Sonnet<\/strong> is the direct online arm \u2014 you buy on your own without broker advice. With an Assur360 broker, you have the advantage of comparing the two options. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is Missisquoi Insurance Company?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Missisquoi is the Quebec subsidiary of Economical, founded in <strong>1835<\/strong> \u2014 making it the oldest property and casualty insurance company in Canada. She joined the Economical Group in 1956. When you purchase an Economical policy in Quebec, Missisquoi is technically your insurer.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What discounts does Economical offer?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Economical offers several types of discounts: <strong>multi-product<\/strong> (car + home = up to 20%), <strong>Select program<\/strong> (reduced rates via employer\/association), <strong>Good Record<\/strong> (loyalty without claims), <strong>safety features<\/strong> and <strong>driving courses<\/strong>. Your Assur360 broker automatically identifies all applicable discounts. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Economical offer farm insurance in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, through its subsidiary <strong>Western General<\/strong> (founded in 1905 by farmers). Coverages include farm buildings, machinery, livestock, farm vehicles, and third party liability. Availability may vary by region of Quebec \u2014 check with your broker to check.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I make a claim with Economical?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">In the event of a claim, contact your insurance broker first or call Economical directly at <strong>1-800-265-8615<\/strong>. Gather evidence (photos, police report if applicable). Economical has a claims team that will handle your case. The online portal also allows you to submit a claim 24\/7.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does Assur360 represent Economical directly?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Our AMF-certified broker partners have access to <strong>9+ insurers<\/strong> including companies with similar products to Economical. By filling out a single <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">quote request<\/a>, you will receive the best offers available for your profile, including those from the Definity Group. <\/div>\n  <\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"FAQPage\",\n  \"mainEntity\":[\n    {\"@type\":\"Question\",\"name\":\"Qu'est-ce que Definity Financial Corporation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Definity Financial Corporation (TSX: DFY) est la soci\u00e9t\u00e9 m\u00e8re d'Economical Assurance. Issue de la d\u00e9mutualisation d'Economical en 2021, Definity regroupe 8 filiales d'assurance au Canada et g\u00e8re plus de 4 milliards $ en primes brutes annuelles.\"}},\n    {\"@type\":\"Question\",\"name\":\"Economical est-elle une bonne compagnie d'assurance au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, Economical est l'un des assureurs les plus \u00e9tablis au Canada avec 155 ans d'histoire et une cote A (Excellent) d'A.M. Best. Au Qu\u00e9bec, elle est repr\u00e9sent\u00e9e par la Compagnie d'assurance Missisquoi, la plus ancienne au Canada (1835).\"}},\n    {\"@type\":\"Question\",\"name\":\"Combien co\u00fbte l'assurance auto Economical en 2026 ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour un profil standard au Qu\u00e9bec, l'assurance auto Economical co\u00fbte entre 1 000 $ et 1 700 $ par ann\u00e9e. Economical est souvent parmi les assureurs les plus abordables du march\u00e9.\"}},\n    {\"@type\":\"Question\",\"name\":\"Comment obtenir une soumission Economical au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Economical ne vend pas directement en ligne. Avec Assur360, remplissez un seul formulaire en 3 minutes et un courtier certifi\u00e9 AMF comparera Economical avec 30+ autres assureurs.\"}},\n    {\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre Economical et Sonnet ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Economical vend via courtiers ind\u00e9pendants, Sonnet est la branche directe en ligne du m\u00eame groupe Definity. Avec un courtier, vous b\u00e9n\u00e9ficiez de comparaisons et de conseils personnalis\u00e9s.\"}},\n    {\"@type\":\"Question\",\"name\":\"Qu'est-ce que la Compagnie d'assurance Missisquoi ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Missisquoi est la filiale qu\u00e9b\u00e9coise d'Economical, fond\u00e9e en 1835 \u2014 la plus ancienne compagnie d'assurance de dommages au Canada. Quand vous souscrivez Economical au Qu\u00e9bec, c'est Missisquoi qui est votre assureur de dossier.\"}},\n    {\"@type\":\"Question\",\"name\":\"Quels rabais sont offerts par Economical ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Multi-produits (jusqu'\u00e0 20 %), programme Select (tarifs r\u00e9duits via employeur\/association), bon dossier de conduite, dispositifs de s\u00e9curit\u00e9 et cours de conduite.\"}},\n    {\"@type\":\"Question\",\"name\":\"Economical offre-t-elle de l'assurance agricole au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, via sa filiale Western General (fond\u00e9e en 1905). Couvertures pour b\u00e2timents de ferme, machinerie, b\u00e9tail, v\u00e9hicules agricoles et responsabilit\u00e9 civile.\"}},\n    {\"@type\":\"Question\",\"name\":\"Comment faire une r\u00e9clamation chez Economical ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contactez votre courtier ou appelez Economical au 1-800-265-8615. Rassemblez les preuves. Le portail en ligne permet aussi de soumettre une r\u00e9clamation 24\/7.\"}},\n    {\"@type\":\"Question\",\"name\":\"Assur360 repr\u00e9sente-t-elle Economical directement ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nos courtiers partenaires AMF ont acc\u00e8s \u00e0 9+ assureurs incluant des compagnies aux produits similaires \u00e0 Economical. Une seule demande suffit pour recevoir les meilleures offres.\"}}\n  ]\n}\n<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Partner platform of <strong>AMF-certified<\/strong> firms (no. 3003429353)<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Partner firms that <strong>are members of the Chambre de l&#8217;assurance<\/strong> (Chambre de l&#8217;assurance)<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>100,000+<\/strong> submissions processed<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 partner firms<\/strong> in Quebec<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>9+ insurers<\/strong> compared for you<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">Independent and <strong> impartial brokers<\/strong><\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:48px 24px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Compare Economical with 9+ insurers<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;max-width:600px;display:inline-block;\">One form. An AMF-certified broker. The best prices on the Quebec market.  <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"BreadcrumbList\",\n  \"itemListElement\":[\n    {\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n    {\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assureurs\",\"item\":\"https:\/\/www.assur360.ca\/comparateur\/\"},\n    {\"@type\":\"ListItem\",\"position\":3,\"name\":\"Economical Assurance\",\"item\":\"https:\/\/www.assur360.ca\/economical\/\"}\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>COMPLETE GUIDE 2026 Economical Insurance in Quebec:Reviews, Prices and Quote Founded in 1871, Economical is part of the Definity Financial Group. Discover [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":46373,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Economical Insurance Quebec 2026 \u2014 Free Quote | Assur360","_seopress_titles_desc":"Economical Insurance in Quebec (Definity Group): auto, home, business. Compare prices in 3 minutes with certified AMF brokers.  Free quote.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Economical Insurance: Online Quote","_seopress_social_fb_desc":"Compare the best insurance offers in Quebec. AMF certified broker.  Free quote in 3 minutes.","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/og-comparateur-assurance-quebec.jpg","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"Economical Insurance: Online Quote","_seopress_social_twitter_desc":"Compare the best insurance offers in Quebec. AMF certified broker.  Free quote in 3 minutes.","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/og-comparateur-assurance-quebec.jpg","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-15786","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=15786"}],"version-history":[{"count":34,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15786\/revisions"}],"predecessor-version":[{"id":67083,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15786\/revisions\/67083"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/46373"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=15786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}