{"id":15770,"date":"2018-06-13T14:58:40","date_gmt":"2018-06-13T18:58:40","guid":{"rendered":"https:\/\/www.assur360.ca\/joint-report-the-app-for-reporting-an-accident\/"},"modified":"2026-04-19T22:41:46","modified_gmt":"2026-04-20T02:41:46","slug":"joint-report-the-app-for-reporting-an-accident","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/joint-report-the-app-for-reporting-an-accident\/","title":{"rendered":"Joint report in Quebec 2026: guide and app for reporting an accident"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"InsuranceAgency\", \"name\": \"Assur360\", \"telephone\": \"1-866-357-4451\", \"url\": \"https:\/\/www.assur360.ca\", \"areaServed\": \"QC\", \"priceRange\": \"$$\"}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Accueil\", \"item\": \"https:\/\/www.assur360.ca\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"R\u00e9clamations\", \"item\": \"https:\/\/www.assur360.ca\/reclamation\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Constat amiable au Qu\u00e9bec 2026\", \"item\": \"https:\/\/www.assur360.ca\/constat\/\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Le constat amiable est-il obligatoire au Qu\u00e9bec?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pas l\u00e9galement obligatoire, mais fortement recommand\u00e9. Sans constat, votre assureur peut retarder ou compliquer le r\u00e8glement.\"}}, {\"@type\": \"Question\", \"name\": \"Que faire si l'autre conducteur refuse de signer?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Notez TOUS les d\u00e9tails : plaque, marque\/mod\u00e8le\/couleur, direction fuie. Signalez \u00e0 la police dans les 24 h et contactez votre courtier.\"}}, {\"@type\": \"Question\", \"name\": \"O\u00f9 t\u00e9l\u00e9charger l'app Constat amiable?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Sur l'App Store (iOS) ou Google Play (Android). Cherchez \\\"Constat amiable\\\" par le Groupement des assureurs automobiles (GAA). Gratuite.\"}}, {\"@type\": \"Question\", \"name\": \"Puis-je remplir le constat plus tard?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Id\u00e9alement sur les lieux avec l'autre partie. Si impossible, dans les 48 heures. Au-del\u00e0, votre assureur peut demander plus de preuves.\"}}, {\"@type\": \"Question\", \"name\": \"Le constat \u00e9tablit-il la responsabilit\u00e9?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Non, pas directement. Il d\u00e9crit les faits. Votre assureur applique ensuite la Convention d'indemnisation directe (CID) du GAA pour d\u00e9terminer la responsabilit\u00e9.\"}}, {\"@type\": \"Question\", \"name\": \"Qu'est-ce que la Convention d'indemnisation directe (CID)?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Un accord entre assureurs qu\u00e9b\u00e9cois qui permet \u00e0 chaque conducteur de se faire indemniser par SON propre assureur, peu importe la responsabilit\u00e9. Simplifie les r\u00e8glements.\"}}, {\"@type\": \"Question\", \"name\": \"Dois-je appeler la police?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Obligatoire si : blessure, d\u00e9lit de fuite, conducteur intoxiqu\u00e9, plus de 2 000 $ de dommages estim\u00e9s, ou dommages \u00e0 biens publics.\"}}, {\"@type\": \"Question\", \"name\": \"Qui paie pour la SAAQ vs mon assureur?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"La SAAQ indemnise les blessures corporelles (r\u00e9gime public no-fault qu\u00e9b\u00e9cois). Votre assureur priv\u00e9 couvre les dommages mat\u00e9riels au v\u00e9hicule.\"}}, {\"@type\": \"Question\", \"name\": \"Combien de temps mon assureur prend-il pour r\u00e9gler?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Dommages mat\u00e9riels clairs : 1 \u00e0 3 semaines. Cas complexes : 1 \u00e0 3 mois. Votre courtier Assur360 peut relancer si d\u00e9lai excessif.\"}}, {\"@type\": \"Question\", \"name\": \"Besoin d'aide pour remplir un constat?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Appelez-nous au 1-866-357-4451 \u2014 nos courtiers vous guident \u00e9tape par \u00e9tape, m\u00eame en pleine urgence.\"}}]}<\/script>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:white;padding:60px 24px;border-radius:12px;margin-bottom:32px;\">\n  <div style=\"max-width:900px;margin:0 auto;text-align:center;\">\n    <h1 style=\"color:white;font-size:clamp(28px,4vw,42px);margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Joint-report-in-Quebec-2026-guide-and-app-for-reporting-an-accident\"><\/span>Joint report in Quebec 2026: guide and app for reporting an accident<span class=\"ez-toc-section-end\"><\/span><\/h1>\n    <p style=\"font-size:18px;color:#d1d5db;margin-bottom:32px;\">After an accident in Quebec, a joint report is essential. Here&#8217;s how to fill it out \u2014 and the official app of the Groupement des assureurs automobiles (GAA). <\/p>\n    <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;text-decoration:none;font-weight:700;font-size:16px;\">Free<\/a>\n quote<a href=\"tel:18663574451\" style=\"display:inline-block;background:transparent;color:white;border:2px solid white;padding:14px 34px;border-radius:30px;text-decoration:none;font-weight:600;\">\ud83d\udcde 1-866-357-4451<\/a>      \n    <\/div>\n  <\/div>\n<\/section>\n\n<section style=\"background:#f8fafc;padding:32px 16px;border-radius:12px;margin-bottom:40px;\">\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:16px;max-width:900px;margin:0 auto;\"><div style=\"text-align:center;padding:16px;\"><div style=\"font-size:32px;font-weight:700;color:#10c4c7;\">100%<\/div><div style=\"font-size:13px;color:#64748b;white-space:pre-line;\">of Quebec\nuses the<\/div><\/div><div style=\"text-align:center;padding:16px;\"><div style=\"font-size:32px;font-weight:700;color:#10c4c7;\">30 days<\/div><div style=\"font-size:13px;color:#64748b;white-space:pre-line;\">Time to\nreport<\/div><\/div><div style=\"text-align:center;padding:16px;\"><div style=\"font-size:32px;font-weight:700;color:#10c4c7;\">$0<\/div><div style=\"font-size:13px;color:#64748b;white-space:pre-line;\">Cost of\nthe report<\/div><\/div><div style=\"text-align:center;padding:16px;\"><div style=\"font-size:32px;font-weight:700;color:#10c4c7;\">15 min<\/div><div style=\"font-size:13px;color:#64748b;white-space:pre-line;\">to be filled\nin on site<\/div><\/div><\/div>\n<\/section>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-joint-report-in-Quebec-obligation-operation-official-application\"><\/span>The joint report in Quebec: obligation, operation, official application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>The joint report of automobile accident is a standardized document in Quebec, provided by the Groupement des assureurs automobiles (GAA). It is used to quickly establish the circumstances of an accident and speeds up the settlement of the claim with your insurer. Since 2020, the GAA&#8217;s official &#8220;Joint Report&#8221; mobile application has made it possible to fill, sign and electronically transmit the report directly to the insurers of both parties. In Quebec, this document does not establish criminal liability, but is used by insurers to enforce the Direct Indemnity Agreement (DTA).   <\/p>\n\n<section style=\"margin:32px 0;\">\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;\"><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:24px;\"><h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Traditional paper document<\/h3><p style=\"margin:0;font-size:15px;color:#334155;\">Available free of charge from all insurers and on gaa.qc.ca. Double-sided, one copy per part. Handwritten signature required.  <\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:24px;\"><h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Mobile App Joint Report<\/h3><p style=\"margin:0;font-size:15px;color:#334155;\">Free, official, iOS and Android. Guided filling, integrated photos, automatic sending to the 2 insurers. The fastest in 2026.  <\/p><\/div><div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:8px;padding:24px;\"><h3 style=\"margin:0 0 12px;font-size:18px;color:#0d1f2d;\">Steps in case of injury<\/h3><p style=\"margin:0;font-size:15px;color:#334155;\">If you are injured, call 911 first. The police report replaces\/supplements the report. The SAAQ is responsible for bodily injury in Quebec (no-fault regime).  <\/p><\/div><\/div>\n<\/section>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-do-it-in-2026\"><\/span>How to do it in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<section style=\"max-width:800px;margin:32px auto;\"><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;\">1<\/div><div style=\"flex:1;\"><h3 style=\"margin:0 0 8px;font-size:17px;color:#0d1f2d;\">Secure the premises<\/h3><p style=\"margin:0;color:#334155;font-size:15px;\">Turn on the hazard lights, place the triangle if possible. Clear the road if no injuries and rolling cars. Your safety first.  <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;\">2<\/div><div style=\"flex:1;\"><h3 style=\"margin:0 0 8px;font-size:17px;color:#0d1f2d;\">Document in photos<\/h3><p style=\"margin:0;color:#334155;font-size:15px;\">Photograph the position of the vehicles, the damage, the plates, the license and insurance of the other party, the surroundings (signage, speed limit).<\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;\">3<\/div><div style=\"flex:1;\"><h3 style=\"margin:0 0 8px;font-size:17px;color:#0d1f2d;\">Fill in the report<\/h3><p style=\"margin:0;color:#334155;font-size:15px;\">With the GAA app or on paper. Both drivers must sign. If you disagree, write your version on the back and sign anyway.  <\/p><\/div><\/div><div style=\"display:flex;gap:20px;align-items:flex-start;margin-bottom:24px;\"><div style=\"flex-shrink:0;width:36px;height:36px;border-radius:50%;background:#10c4c7;color:#0d1f2d;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;\">4<\/div><div style=\"flex:1;\"><h3 style=\"margin:0 0 8px;font-size:17px;color:#0d1f2d;\">Send to your insurer<\/h3><p style=\"margin:0;color:#334155;font-size:15px;\">The app sends automatically. On paper, submit within 48 hours. Your Assur360 broker is with you every step of the way.  <\/p><\/div><\/div><\/section>\n\n<section style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:8px;padding:24px;margin:32px 0;\">\n  <h3 style=\"color:#b91c1c;margin:0 0 12px;font-size:18px;\">\u26a0\ufe0f NEVER leave the premises without exchanging information<\/h3>\n  <p style=\"margin:0;color:#7f1d1d;font-size:15px;\">In Quebec, the offence of hit-and-run (s. 252 Criminal Code) is punishable by imprisonment. Even a small skirmish requires an exchange of information. If the other driver refuses to identify himself, call the police immediately.  <\/p>\n<\/section>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:2px solid #10c4c7;border-radius:12px;padding:40px 24px;margin:40px 0;text-align:center;\">\n  <h3 style=\"color:white;margin:0 0 12px;font-size:22px;\">Get your quote in minutes<\/h3>\n  <p style=\"color:#d1d5db;margin:0 0 20px;\">9+ insurers compared. No strings attached. Free service for the customer.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;text-decoration:none;font-weight:700;display:inline-block;\">Request a quote<\/a>\n<\/section>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quebec-regions-served\"><\/span>Quebec regions served<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Assur360 supports clients throughout Quebec: <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong>, <strong>L\u00e9vis<\/strong>, and all regional municipalities. No matter what your postal code is, our AMF-certified brokers are at your service. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Is the joint report mandatory in Quebec?<\/summary><div style=\"padding:16px;color:#334155;\">Not legally mandatory, but highly recommended. If you don&#8217;t make a statement, your insurer may delay or complicate the settlement. <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">What if the other driver refuses to sign?<\/summary><div style=\"padding:16px;color:#334155;\">Note ALL the details: plate, make\/model\/color, leaked steering. Report to the police within 24 hours and contact your broker. <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Where can I download the Joint Report app?<\/summary><div style=\"padding:16px;color:#334155;\">On the App Store (iOS) or Google Play (Android). Search for &#8220;Joint report&#8221; by the Groupement des assureurs automobiles (GAA). Free.  <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Can I fill out the report later?<\/summary><div style=\"padding:16px;color:#334155;\">Ideally on the scene with the other party. If impossible, within 48 hours. Beyond that, your insurer may ask for more proof.  <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Does the report establish liability?<\/summary><div style=\"padding:16px;color:#334155;\">No, not directly. He describes the facts. Your insurer then applies the GAA&#8217;s Direct Indemnity Agreement (DCA) to determine liability.  <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">What is the Direct Compensation Agreement (DCA)?<\/summary><div style=\"padding:16px;color:#334155;\">An agreement between Quebec insurers that allows each driver to be compensated by HIS own insurer, regardless of the fault. Simplifies settlements. <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Should I call the police?<\/summary><div style=\"padding:16px;color:#334155;\">Mandatory if: injury, hit-and-run, intoxicated driver, more than $2,000 in estimated damage, or damage to public property.<\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Who pays for the SAAQ vs. my insurer?<\/summary><div style=\"padding:16px;color:#334155;\">The SAAQ compensates bodily injuries (Quebec no-fault public plan). Your private insurer covers physical damage to the vehicle. <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">How long does my insurer take to settle?<\/summary><div style=\"padding:16px;color:#334155;\">Clear Material Damage: 1 to 3 weeks. Complex cases: 1 to 3 months. Your Assur360 broker can follow up if there is too much delay.  <\/div><\/details>\n\n<details class=\"wp-block-details\" style=\"border:1px solid #e2e8f0;border-radius:6px;margin-bottom:12px;\"><summary style=\"padding:16px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;\">Need help filling out a report?<\/summary><div style=\"padding:16px;color:#334155;\">Call us at 1-866-357-4451 \u2014 our brokers guide you step by step, even in the middle of an emergency.<\/div><\/details>\n\n<section style=\"background:#f0fdfa;border-radius:12px;padding:32px 24px;margin:40px 0;\">\n  <h3 style=\"margin:0 0 16px;color:#0d1f2d;\">Why do business with Assur360<\/h3>\n  <ul style=\"list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;\">\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 Firm registered with the Autorit\u00e9 des march\u00e9s financiers (AMF)<\/li>\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 Certified brokers ChAD and Chambre de la s\u00e9curit\u00e9 financi\u00e8re<\/li>\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 More than 100,000 customers in Quebec since 2010<\/li>\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 Bilingual service available at all times<\/li>\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 No cost to the customer: we are paid by the insurer<\/li>\n    <li style=\"padding:12px 0;color:#334155;\">\u2713 9+ insurers compared in a single step<\/li>\n  <\/ul>\n<\/section>\n\n<section style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:white;padding:48px 24px;border-radius:12px;text-align:center;margin-top:40px;\">\n  <h2 style=\"color:white;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Ready-to-compare\"><\/span>Ready to compare?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#d1d5db;margin:0 0 28px;max-width:600px;margin-left:auto;margin-right:auto;\">Our AMF-certified brokers compare 9+ insurers for you. No strings attached.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:30px;text-decoration:none;font-weight:700;display:inline-block;\">Online<\/a>\n Quote<a href=\"tel:18663574451\" style=\"background:transparent;border:2px solid white;color:white;padding:14px 34px;border-radius:30px;text-decoration:none;font-weight:600;display:inline-block;\">\ud83d\udcde 1-866-357-4451<\/a>    \n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Joint report in Quebec 2026: guide and app for reporting an accident After an accident in Quebec, a joint report is essential. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":45777,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Joint Report Quebec 2026 | GAA App and Accident Steps","_seopress_titles_desc":"Joint accident report in Quebec 2026: GAA app, steps to follow, quick claim. 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