{"id":15760,"date":"2019-02-06T13:05:57","date_gmt":"2019-02-06T18:05:57","guid":{"rendered":"https:\/\/www.assur360.ca\/the-unique-3-minute-submission\/"},"modified":"2026-05-21T00:04:05","modified_gmt":"2026-05-21T04:04:05","slug":"the-unique-3-minute-submission","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/","title":{"rendered":"The Only Insurance in Quebec \u2014 Compare with Assur360"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"InsuranceAgency\",\n  \"name\": \"Assur360 \u2014 Courtier L'Unique Assurance\",\n  \"url\": \"https:\/\/www.assur360.ca\/lunique\/\",\n  \"logo\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/10\/logo-assur360.png\",\n  \"telephone\": \"+1-866-357-4451\",\n  \"priceRange\": \"$$\",\n  \"address\": {\n    \"@type\": \"PostalAddress\",\n    \"addressLocality\": \"Thetford Mines\",\n    \"addressRegion\": \"QC\",\n    \"addressCountry\": \"CA\"\n  },\n  \"areaServed\": {\"@type\":\"AdministrativeArea\",\"name\":\"Qu\u00e9bec\"},\n  \"serviceType\": [\"Courtage L'Unique Assurance\",\"Assurance auto\",\"Assurance habitation\",\"Assurance v\u00e9hicule r\u00e9cr\u00e9atif\",\"Assurance entreprise\"],\n  \"memberOf\": [\n    {\"@type\":\"Organization\",\"name\":\"Autorit\u00e9 des march\u00e9s financiers (AMF)\"},\n    {\"@type\":\"Organization\",\\\"name\\\":\\\"Chambre de l'assurance\\\"}\n  ],\n  \"makesOffer\": {\n    \"@type\":\"Offer\",\n    \"name\":\"Soumission L'Unique Assurance gratuite\",\n    \"description\":\"Comparaison de tarifs L'Unique et 9+ assureurs qu\u00e9b\u00e9cois en 3 minutes\",\n    \"price\":\"0\",\n    \"priceCurrency\":\"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\":\"AggregateRating\",\n    \"ratingValue\":\"4.9\",\n    \"reviewCount\":\"487\",\n    \"bestRating\":\"5\"\n  }\n}\n<\/script>\n\n<p class=\"wp-block-paragraph\">L&#8217;Unique Assurance is one of the few 100% Quebec insurers still active on the market, with more than 45 years of experience in personal and commercial matters. Specializing in non-standard profiles and recreational vehicles, L&#8217;Unique offers competitive coverage that few insurers agree to cover. Assur360, a platform for connecting with AMF-certified partner firms, is a partner of L&#8217;Unique and can provide you with a price offer in less than 3 minutes, with no fees or commitments.  <\/p>\n\n<figure class=\"wp-block-image alignright size-medium is-resized is-style-rounded\" style=\"max-width:380px;margin:8px 0 16px 24px;\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/courtier-lunique-assurance-conseil-quebec.jpg\" class=\"wp-image-66812\" alt=\"Businesswoman examining documents at her desk with laptop and cup of coffee.\" style=\"border-radius:12px;box-shadow:0 6px 20px rgba(13,31,45,0.12);width:380px;height:auto;max-width:100%;\"  sizes=\"(max-width: 800px) 100vw, 800px\" \/> <figcaption class=\"wp-element-caption\" style=\"text-align:center;color:#64748b;font-size:13px;font-style:italic;margin-top:8px;line-height:1.4;\">A L&#8217;Unique Insurance quote is prepared by the brokers of our partner firms in less than 3 minutes.<\/figcaption><\/figure>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">PARTNER BROKER L&#8217;UNIQUE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Get a L&#8217;Unique quote in 3 minutes<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Assur360 gives you access to L&#8217;Unique rates \u2014 a 100% Quebec insurer available exclusively through an independent broker.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free quote\u2192<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-align:center;\">\n    <div style=\"font-size:36px;font-weight:700;color:#10c4c7;margin-bottom:8px;\">1978<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Founded in<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-align:center;\">\n    <div style=\"font-size:36px;font-weight:700;color:#10c4c7;margin-bottom:8px;\">350+<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Broker Partners in Quebec<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-align:center;\">\n    <div style=\"font-size:36px;font-weight:700;color:#10c4c7;margin-bottom:8px;\">5<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Product Lines<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-align:center;\">\n    <div style=\"font-size:36px;font-weight:700;color:#10c4c7;margin-bottom:8px;\">100%<\/div>\n    <div style=\"color:#64748b;font-size:13px;\">Quebecers<\/div>\n  <\/div>\n<\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#About-LUnique-Insurance\" >About L&#8217;Unique Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#LUnique-vs-other-Quebec-insurers-2026-comparison\" >L&#8217;Unique vs other Quebec insurers: 2026 comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#LUnique-insurance-products\" >L&#8217;Unique insurance products<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#Why-use-Assur360-for-LUnique\" >Why use Assur360 for L&#8217;Unique?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#Why-compare-before-signing-with-LUnique\" >Why compare before signing with L&#8217;Unique?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#Testimonial-a-customer-who-chose-LUnique-via-Assur360\" >Testimonial: a customer who chose L&#8217;Unique via Assur360<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/the-unique-3-minute-submission\/#Frequently-Asked-Questions-about-LUnique-Assurance\" >Frequently Asked Questions about L&#8217;Unique Assurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"About-LUnique-Insurance\"><\/span>About L&#8217;Unique Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Founded in 1978 in Quebec City, L&#8217;Unique Assurance has built a solid reputation by accepting files that major insurers often refuse: young drivers, accident history, high-risk recreational vehicles or companies with special needs. This inclusive approach, combined with deep local expertise, makes it a key player in the Quebec insurance market. <\/p>\n\n<p class=\"wp-block-paragraph\">Unlike some insurers who sell directly online, L&#8217;Unique distributes exclusively through a network of more than 350 independent brokers certified by AMF in Quebec. This strategy ensures that each customer receives personalized professional advice, not automated selling. Assur360 is part of this privileged network and can submit a L&#8217;Unique offer to you by comparing you with several other insurers simultaneously.  <\/p>\n\n<div style=\"background:linear-gradient(135deg,#10c4c7,#0891b2);border-radius:12px;padding:28px;margin:32px 0;display:flex;align-items:flex-start;gap:16px;\">\n  <div style=\"font-size:24px;\">i\ufe0f<\/div>\n  <div>\n    <p style=\"color:#ffffff;font-weight:700;font-size:16px;margin:0 0 8px;\">Exclusive access via independent broker<\/p>\n    <p style=\"color:#e0f9fa;font-size:14px;margin:0;line-height:1.6;\">The Unique is not directly accessible to the public. Assur360, a platform for connecting you with AMF-certified partner firms, gives you access to their best rates \u2014 at no additional cost and without commitment on your part. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LUnique-vs-other-Quebec-insurers-2026-comparison\"><\/span>L&#8217;Unique vs other Quebec insurers: 2026 comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Before signing with L&#8217;Unique, here is how she positions herself against other major insurers in Quebec on the criteria that matter:<\/p>\n\n<div style=\"overflow-x:auto;margin:30px 0\">\n<table style=\"width:100%;border-collapse:collapse;border-radius:8px;overflow:hidden;font-size:15px\">\n<thead><tr style=\"background:#0d1f2d\">\n<th style=\"padding:14px 12px;text-align:left;color:#fff;font-weight:600\">Criterion<\/th>\n<th style=\"padding:14px 12px;text-align:center;color:#fff;font-weight:600\">The Unique<\/th>\n<th style=\"padding:14px 12px;text-align:center;color:#fff;font-weight:600\">Intact<\/th>\n<th style=\"padding:14px 12px;text-align:center;color:#fff;font-weight:600\">Desjardins<\/th>\n<th style=\"padding:14px 12px;text-align:center;color:#fff;font-weight:600\">Promutuel<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr style=\"background:#f8fafc\"><td style=\"padding:12px;border-bottom:1px solid #e2e8f0\"><strong>Standard<\/strong><\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td> Auto<\/tr>\n<tr><td style=\"padding:12px;border-bottom:1px solid #e2e8f0\"><strong>Substandard<\/strong><\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600\">\u2705 Auto Limited Specialty<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u26a0<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u274c<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u26a0 Limited<\/td><\/tr>\n<tr style=\"background:#f8fafc\"><td style=\"padding:12px;border-bottom:1px solid #e2e8f0\"><strong>Standard<\/strong><\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td> Dwelling<\/tr>\n<tr><td style=\"padding:12px;border-bottom:1px solid #e2e8f0\"><strong>Corporate \/ Commercial<\/strong><\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u2705<\/td><\/tr>\n<tr style=\"background:#f8fafc\">Construction<td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600\">\u2705<\/td> <td style=\"padding:12px;border-bottom:1px solid #e2e8f0\"><strong>Surety Specialty<\/strong><\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u26a0<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u274c<\/td><td style=\"padding:12px;text-align:center;border-bottom:1px solid #e2e8f0\">\u26a0<\/td><\/tr>\n<tr><td style=\"padding:12px\"><strong>Standard Market Price<\/strong><\/td><td style=\"padding:12px;text-align:center\">$$<\/td><td style=\"padding:12px;text-align:center\">$$<\/td><td style=\"padding:12px;text-align:center\">$$$-$<\/td><td style=\"padding:12px;text-align:center\">$$$$$$$$$$$$$$$$$$$$$<\/td>$$$$$$$$$$$$$$$$$$$$<\/tr>\n<\/tbody><\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\"><strong>What to remember<\/strong> : L&#8217;Unique is particularly strong on <strong>substandard car files<\/strong> (second chance, bad driving record) and <strong>construction bonds<\/strong>. For a standard file, Promutuel can offer a better price. Only a quote compared via an independent broker like Assur360 reveals the truth about your own profile.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LUnique-insurance-products\"><\/span>L&#8217;Unique insurance products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude97<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\"><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" style=\"color:inherit;text-decoration:none;border-bottom:1px dotted currentColor;\">Car insurance<\/a><\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 16px;\">Standard and non-standard vehicles. L&#8217;Unique is known for accepting profiles that are more difficult to insure. <\/p>\n    <ul style=\"margin:0;padding-left:20px;color:#334155;font-size:14px;\">\n      <li>Young drivers (16-25 years old)<\/li>\n      <li>History of accidents or violations<\/li>\n      <li>Multi-vehicle discounts available<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe0<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Home insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 16px;\">Owners and tenants, single-family homes, condos and apartments. Complete protection against common losses in Quebec. <\/p>\n    <ul style=\"margin:0;padding-left:20px;color:#334155;font-size:14px;\">\n      <li>Water damage and sewer backup<\/li>\n      <li>Theft, breakage and civil liability<\/li>\n      <li>Multi-policy auto+home discount<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd4\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Recreational vehicles<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 16px;\">L&#8217;Unique is one of Quebec&#8217;s leaders in recreational vehicles, with products adapted to each season.<\/p>\n    <ul style=\"margin:0;padding-left:20px;color:#334155;font-size:14px;\">\n      <li>Snowmobile, motorcycle, ATV \/ quad<\/li>\n      <li>Boat and pleasure craft<\/li>\n      <li>Recreational vehicle (RV) and motorized<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:0 0 32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe2<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Business Insurance<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 16px;\">For Quebec SMEs that need flexible coverage adapted to their sector of activity.<\/p>\n    <ul style=\"margin:0;padding-left:20px;color:#334155;font-size:14px;\">\n      <li>Commercial General Liability<\/li>\n      <li>Goods, equipment and stocks<\/li>\n      <li>Professional errors and omissions<\/li>\n    <\/ul>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd12<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Suretyship<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 16px;\">Surety solutions for construction companies and general contractors in Quebec.<\/p>\n    <ul style=\"margin:0;padding-left:20px;color:#334155;font-size:14px;\">\n      <li>Bid Bond<\/li>\n      <li>Performance bond<\/li>\n      <li>Payment Bond<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;\">Product<\/th>\n        <th style=\"padding:14px 16px;text-align:left;\">Average market price (annual)<\/th>\n        <th style=\"padding:14px 16px;text-align:left;\">L&#8217;Unique Pricing via Broker<\/th>\n        <th style=\"padding:14px 16px;text-align:left;\">Potential savings<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\ude97 Car<\/td>\n insurance<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$1,400 \u2013 $<\/td>\n2,200<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$1,100 \u2013 $<\/td>\n1,800<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#16a34a;font-weight:600;\">up to $300<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfe0 Home<\/td>\n insurance<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$900 \u2013 $<\/td>\n1,600<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$750 \u2013 $<\/td>\n1,350<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#16a34a;font-weight:600;\">up to $250<\/td>                        \n      <\/tr>\n      <tr style=\"background:#f8fafc;\">\n        <td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83c\udfd4\ufe0f Snowmobile<\/td>\n<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$350 \u2013 $<\/td>\n700<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">$280 \u2013 $<\/td>\n580<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#16a34a;font-weight:600;\">up to $120<\/td>                        \n      <\/tr>\n      <tr style=\"background:#ffffff;\">\n        <td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">\ud83d\udd12 Surety<\/td>\n<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Varies according to contract<\/td>\n<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:600;\">Negotiated<\/td>\n competitive rate<td style=\"padding:14px 16px;border-bottom:1px solid #e2e8f0;color:#16a34a;font-weight:600;\">On personalized quote<\/td>                        \n      <\/tr>\n    <\/tbody>\n  <\/table>\n  <p style=\"color:#94a3b8;font-size:12px;margin:8px 0 0;font-style:italic;\">* Approximate prices for information purposes only. Actual premiums vary depending on your profile, your region and the coverage you choose. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-use-Assur360-for-LUnique\"><\/span>Why use Assur360 for L&#8217;Unique?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;\">1<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">You fill out our form in 3 minutes<\/h3>\n      <p style=\"color:#334155;margin:0;line-height:1.6;\">Our online form is simple, fast and secure. You provide your basic information: vehicle, address, driving history. No need to call or wait.  <\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;\">2<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">Our AMF broker analyzes your profile<\/h3>\n      <p style=\"color:#334155;margin:0;line-height:1.6;\">An AMF-certified broker will review your file and identify the L&#8217;Unique products best suited to your situation, including if you have a non-standard file.<\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;\">3<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">We submit to L&#8217;Unique and other insurers<\/h3>\n      <p style=\"color:#334155;margin:0;line-height:1.6;\">Your file is submitted simultaneously to L&#8217;Unique and to 8 other partner insurers. You receive an honest comparison of the best offers available for your profile. <\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;\">4<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">You receive the best offer by email<\/h3>\n      <p style=\"color:#334155;margin:0;line-height:1.6;\">Your quote is sent to you by email with a clear explanation of the coverages. No obligation to subscribe \u2014 you can make your decision with complete freedom. <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"border:2px solid #10c4c7;border-radius:12px;padding:32px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#10c4c7;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;font-weight:700;\">MULTI-INSURER COMPARISON<\/p>\n  <p style=\"color:#0d1f2d;font-size:20px;font-weight:700;margin:0 0 12px;\">Assur360 compares L&#8217;Unique with 8 other Quebec insurers to guarantee you the best price.<\/p>\n  <p style=\"color:#334155;margin:0 0 24px;font-size:15px;\">100% free service. No commitment. Response in less than 24 hours.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/auto-quick-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Compare now\u2192<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-compare-before-signing-with-LUnique\"><\/span>Why compare before signing with L&#8217;Unique?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">L&#8217;Unique is an excellent Quebec insurer, especially for sub-standard profiles. But that doesn&#8217;t mean it&#8217;s automatically the best deal for <em>your<\/em> situation. Here&#8217;s why comparison is still essential:  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:30px 0\">\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:22px;border-radius:8px\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:17px\">\ud83d\udcb0 Price differences of up to 40%<\/h3>\n    <p style=\"color:#334155;margin:0;line-height:1.55;font-size:14.5px\">Between L&#8217;Unique and its competitors, premiums can vary from $200 to $800\/year for the same profile. Without comparison, you don&#8217;t know if you&#8217;re paying fairly. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:22px;border-radius:8px\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:17px\">\ud83c\udfaf Different specialties<\/h3>\n    <p style=\"color:#334155;margin:0;line-height:1.55;font-size:14.5px\">The Unique excels in sub-standard and surety. For a new Tesla or a high-value condo, another insurer may be more competitive. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:22px;border-radius:8px\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:17px\">\ud83d\udee1\ufe0f Coverages to compare<\/h3>\n    <p style=\"color:#334155;margin:0;line-height:1.55;font-size:14.5px\">Deductibles, endorsements (FPQ5, FAQ 27) and exclusions differ between insurers. For the same price, some policies are worth 2 times more. <\/p>\n  <\/div>\n  <div style=\"background:#f0fdfa;border-left:4px solid #10c4c7;padding:22px;border-radius:8px\">\n    <h3 style=\"color:#0d1f2d;margin:0 0 10px;font-size:17px\">\u2696\ufe0f 100% independent<\/h3>\n    <p style=\"color:#334155;margin:0;line-height:1.55;font-size:14.5px\">L&#8217;Unique agents sell L&#8217;Unique. An AMF-certified Assur360 broker works for <em>you<\/em> \u2014 the insurer pays the commission, not you. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Testimonial-a-customer-who-chose-LUnique-via-Assur360\"><\/span>Testimonial: a customer who chose L&#8217;Unique via Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<blockquote style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);color:#fff;padding:35px 30px;border-radius:12px;margin:30px 0;border-left:6px solid #10c4c7\">\n  <p style=\"font-size:18px;color:#fff;margin:0 0 20px;line-height:1.55;font-style:italic\">&#8220;After 3 refusals with direct insurers because of my driving record, Assur360 found me a policy with L&#8217;Unique in 3 days. A more reasonable bonus than I expected. Zero stress, zero hidden costs. \u00bb<\/p>\n  <footer style=\"color:#b0c4d8;font-size:14px;font-style:normal\">\n    <strong style=\"color:#10c4c7\">\u2014 Martin L.<\/strong>, Saguenay (March 2026)<br \/>    <span style=\"opacity:.85\">Home + Auto Insured via L&#8217;Unique<\/span>\n  <\/footer>\n<\/blockquote>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-about-LUnique-Assurance\"><\/span>Frequently Asked Questions about L&#8217;Unique Assurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Unique Insurance reliable?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. L&#8217;Unique Assurance is a Quebec insurer in operation since 1978, overseen by the Autorit\u00e9 des march\u00e9s financiers (AMF) of Quebec. With over 45 years of experience and hundreds of thousands of insured customers, its financial strength and reputation in the industry are well established. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I contact L&#8217;Unique directly?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No. L&#8217;Unique distributes its products exclusively through a network of independent AMF-certified brokers. You can&#8217;t get a quote directly from L&#8217;Unique \u2014 you have to go through a partner broker like Assur360. This approach ensures that you receive professional advice tailored to your situation.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between L&#8217;Unique and a direct insurer?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A direct insurer (such as those who advertise on television) sells without an intermediary. L&#8217;Unique, on the other hand, distributes exclusively through independent brokers. This means that your broker analyzes your profile, compares several insurers and recommends the best option \u2014 not just L&#8217;Unique. The service is free and the advice is objective.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get a L&#8217;Unique quote?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">With Assur360, the process is fast: fill out the form in 3 minutes, and you receive your compared quote by email in less than 24 business hours. For standard folders, the response can be even faster. You don&#8217;t have to travel or wait in line.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is Unique Insurance available everywhere in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, L&#8217;Unique operates throughout Quebec thanks to its network of more than 350 independent brokers. Whether you are in Montreal, Quebec City, in the regions or in a rural area, a broker partner can provide you with a L&#8217;Unique offer adapted to your postal code. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does L&#8217;Unique accept bad cases?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">This is one of L&#8217;Unique&#8217;s great strengths: it is known for accepting non-standard profiles that the major direct insurers often refuse. This includes young drivers (16-25 years old), drivers with recent claims, Highway Safety Code violations, or interruptions in coverage. Conditions and premiums vary depending on the profile, but L&#8217;Unique has a range of suitable solutions.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Which recreational vehicles does L&#8217;Unique insure?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">L&#8217;Unique offers insurance for a wide range of recreational vehicles: snowmobiles, motorcycles and scooters, ATVs and quads, boats and pleasure craft, as well as recreational vehicles (RVs) and motorized vehicles. It is one of the most comprehensive insurers in Quebec for motorized recreation, with adapted seasonal coverage. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does L&#8217;Unique offer multi-policy discounts?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. L&#8217;Unique offers discounts for customers who bundle multiple policies with them, such as a combination of auto + home, or auto + RV. These multi-policy discounts can represent a significant saving on the annual premium. Your Assur360 broker will calculate the optimal scenario to maximize your savings.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Does L&#8217;Unique insure companies?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. L&#8217;Unique offers commercial insurance products for Quebec SMEs: civil liability, property and equipment insurance, errors and omissions, as well as surety solutions for construction contractors. The needs of companies are assessed on a case-by-case basis by a specialized broker. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is the quote free with Assur360?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Absolutely. Assur360&#8217;s brokerage service is completely free for clients. We are paid by the insurers, not by you. You get an honest comparison of several insurers, including L&#8217;Unique, without paying anything and without any obligation to subscribe.  <\/div>\n  <\/details>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE OF CHARGE AND WITHOUT OBLIGATION<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Your L&#8217;Unique broker, free of charge and without obligation<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Fill out our form in 3 minutes. Our team provides you with the best L&#8217;Unique offers and compares with 8 other Quebec insurers. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/auto-quick-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">Get my free quote\u2192<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'Unique Assurance est-elle fiable ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Oui. L\u2019Unique Assurance est un assureur qu\u00e9b\u00e9cois en activit\u00e9 depuis 1978, encadr\u00e9 par l\u2019Autorit\u00e9 des march\u00e9s financiers (AMF) du Qu\u00e9bec. Avec plus de 45 ans d\u2019exp\u00e9rience, sa solidit\u00e9 financi\u00e8re et sa r\u00e9putation dans le secteur sont bien \u00e9tablies.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Puis-je contacter L'Unique directement ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Non. L\u2019Unique distribue exclusivement ses produits via des courtiers ind\u00e9pendants certifi\u00e9s AMF. Vous devez passer par un courtier partenaire comme Assur360 pour obtenir une soumission.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelle est la diff\u00e9rence entre L'Unique et un assureur direct ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Un assureur direct vend sans interm\u00e9diaire. L\u2019Unique distribue exclusivement via des courtiers ind\u00e9pendants qui comparent plusieurs assureurs et recommandent la meilleure option. Le service est gratuit et le conseil, objectif.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien de temps prend l'obtention d'une soumission L'Unique ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Avec Assur360, remplissez le formulaire en 3 minutes et recevez votre soumission compar\u00e9e par courriel en moins de 24 heures ouvrables.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'Unique Assurance est-elle disponible partout au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Oui, L\u2019Unique op\u00e8re sur l\u2019ensemble du territoire qu\u00e9b\u00e9cois gr\u00e2ce \u00e0 son r\u00e9seau de plus de 350 courtiers ind\u00e9pendants. Que vous soyez \u00e0 Montr\u00e9al, Qu\u00e9bec, en r\u00e9gion ou en milieu rural, un courtier partenaire peut vous soumettre une offre L\u2019Unique.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'Unique accepte-t-elle les mauvais dossiers ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"C\u2019est l\u2019une des grandes forces de L\u2019Unique : elle accepte les profils non-standards que les grands assureurs directs refusent souvent, incluant les jeunes conducteurs, les conducteurs avec r\u00e9clamations r\u00e9centes ou des infractions au Code de la s\u00e9curit\u00e9 routi\u00e8re.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quels v\u00e9hicules de loisirs L'Unique assure-t-elle ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"L\u2019Unique propose des assurances pour motoneige, motocyclette, VTT et quad, bateau et embarcations de plaisance, ainsi que les v\u00e9hicules r\u00e9cr\u00e9atifs (VR) et motoris\u00e9s.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'Unique offre-t-elle des rabais multi-polices ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Oui. 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