{"id":15739,"date":"2019-05-20T19:48:54","date_gmt":"2019-05-20T23:48:54","guid":{"rendered":"https:\/\/www.assur360.ca\/insurance-quick-quote\/"},"modified":"2026-05-01T12:39:29","modified_gmt":"2026-05-01T16:39:29","slug":"insurance-quick-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/insurance-quick-quote\/","title":{"rendered":"Insurance in Quebec 2026: all our products, 30+ insurers"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\",\"logo\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2022\/10\/logo-assur360.png\",\"telephone\":\"+1-866-357-4451\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"222 boul. Frontenac O.\",\"addressLocality\":\"Thetford Mines\",\"addressRegion\":\"QC\",\"postalCode\":\"G6G 1N6\",\"addressCountry\":\"CA\"},\"areaServed\":\"QC\",\"serviceType\":\"Assurance personnelle, commerciale, vie et sant\u00e9\"}<\/script>\n\n<p style=\"font-size:17px;line-height:1.8;color:#334155;\"><strong>Assur360<\/strong>, <strong>an AMF-certified<\/strong> firm, is your multi-product broker in Quebec. We compare more than <strong>30 insurers<\/strong> to offer you all the coverage you need: auto, home, business, life, RV, boat, motorcycle, and more. One entry point, one broker, <strong>all your contracts<\/strong> at the best premium on the market.   Free quote in 3 minutes.<\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">ALL YOUR INSURANCE PRODUCTS<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Insurance-in-Quebec-2026-Compare-9-insurers\"><\/span>Insurance in Quebec 2026: Compare 9+ insurers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">One broker for all your needs. Save up to 40% by bundling your policies. <\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">Discover all products<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0 0 40px;border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;\">\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">9+<\/div><div style=\"color:#64748b;font-size:13px;\">Insurers Compared<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">17<\/div><div style=\"color:#64748b;font-size:13px;\">Insurance Products<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;border-right:1px solid #e2e8f0;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">100K+<\/div><div style=\"color:#64748b;font-size:13px;\">Submissions processed<\/div><\/div>\n  <div style=\"background:#f8fafc;padding:24px;text-align:center;\"><div style=\"color:#10c4c7;font-size:32px;font-weight:800;margin-bottom:4px;\">13<\/div><div style=\"color:#64748b;font-size:13px;\">Firms in Quebec<\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"All-our-insurance-products-at-a-glance\"><\/span>All our insurance products at a glance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"font-size:16px;line-height:1.8;color:#334155;\">At Assur360, we cover <strong>all of your needs<\/strong> \u2014 from your car to your home, from your business to your family. Choose a product for a free quote. <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude97<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Car insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Car, SUV, light truck. Compare and save up to 35%. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe0<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Home insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Owner, tenant, co-owner. Fire, theft, water damage, RC. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfe2<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Business Insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">SMEs, trade, commercial liability, property, operating losses.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/life-insurance-compare-online\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2764\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Life insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Temporary, permanent, mortgage life. Protect your loved ones. <\/p><\/a>\n  <a href=\"\/assurance-vr\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude99<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">RV \/ motorhome insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Caravan, class A\/B\/C motorhome, caravan, tent trailer.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u26f5<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Boat insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Pontoon, motor, sailboat, boat. RC and hull. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfcd\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Motorcycle insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Sport, custom, touring, dual-sport. Seasonal or annual. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/snowmobile-insurance-quote-in-3-minutes\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udef7<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Snowmobile Insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">FCMQ snowmobile, accessories, trailer, off-road equipment.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quad-atv-side-by-side-insurance\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfce\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Quad \/ ATV insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Side-by-side, sport ATV, utility. Trails and off-trail. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/cottage-insurance-2\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83c\udfd5\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cottage insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">3 or 4 season second home. Frost, vacancy, quay. <\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/trucking-insurance-2\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\ude9b<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Trucking Insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Heavy truck, fleet, cargo, transport liability.<\/p><\/a>\n  <a href=\"\/assurance-cyber\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;text-decoration:none;display:block;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udee1\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Cyber Insurance<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Ransomware, data leakage, digital business interruption.<\/p><\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-use-an-Assur360-broker\"><\/span>Why use an Assur360 broker?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udd00<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Actual Comparison<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">We shop with <strong>9+ partner insurers<\/strong> at every renewal. You never remain captive to a single supplier. <\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\u2696\ufe0f<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Independence<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Unlike agents from a single company, our <strong>brokers are independent<\/strong> and work for you, not for an insurer.<\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\"><div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcde<\/div><h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Claims Support<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">In the event of a claim, your <strong>Assur360 broker will support you<\/strong> and defend your case with the insurer.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-does-it-work\"><\/span>How does it work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:20px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">1<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Online Submission (3 min)<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Fill out our quick form. Your data is encrypted and complies with <strong>Law 25<\/strong>. <\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">2<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Comparison 9+ insurers<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Our system identifies the 3-5 best premiums for your profile.<\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">3<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">A broker calls you back<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">Within 24 working hours, an AMF-certified broker validates your needs and refines the best offer.<\/p><\/div><\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\"><div style=\"background:#10c4c7;color:#0d1f2d;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0;min-width:36px;\">4<\/div><div><h3 style=\"color:#0d1f2d;margin:0 0 8px;\">Active Same-Day Coverage<\/h3><p style=\"color:#334155;margin:0;line-height:1.6;\">As soon as you accept, you receive your contract by email and your protection begins.<\/p><\/div><\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:12px;padding:24px;margin:32px 0;display:flex;gap:16px;align-items:flex-start;\">\n  <div style=\"font-size:28px;flex-shrink:0;\">\ud83d\udca1<\/div>\n  <div>\n    <p style=\"color:#10c4c7;font-weight:700;font-size:16px;margin:0 0 8px;\">Saving tip<\/p>\n    <p style=\"color:#94a3b8;font-size:14px;margin:0;line-height:1.6;\"><strong style=\"color:#ffffff;\">Bundle your home +<\/strong> auto with the same insurer via Assur360 and save up to <strong style=\"color:#ffffff;\">25% on your combined premiums<\/strong>. Add cottage, RV or boat to push the overall savings beyond 35%. <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison-table-personal-auto-business-insurance\"><\/span>Comparison table: personal, auto, business insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:32px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;font-size:14px;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px 16px;text-align:left;\">Product<\/th>\n<th style=\"padding:14px 16px;text-align:left;\">Mandatory?<\/th>\n<th style=\"padding:14px 16px;text-align:left;\">Average<\/th>\n QC Premium<th style=\"padding:14px 16px;text-align:left;\">Submission<\/th>                        \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Auto<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#10c4c7;font-weight:700;\">Yes (RC)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$850 \u2013 $1,400Auto<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" style=\"color:#10c4c7;\">\u2192<\/a><\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Housing<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Required by mortgage<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$750 \u2013 $1,300Housing<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\" style=\"color:#10c4c7;\">\u2192<\/a><\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Business<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">Required by Contracts \/ Leases<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$900 \u2013 $4,500Business<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\" style=\"color:#10c4c7;\">\u2192<\/a><\/td><\/tr>\n      <tr style=\"background:#ffffff;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">Life<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">No (highly recommended)<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">$20 \u2013 $150 \/ month<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><a href=\"https:\/\/www.assur360.ca\/en\/life-insurance-compare-online\/\" style=\"color:#10c4c7;\">Life \u2192<\/a><\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;font-weight:600;color:#0d1f2d;\">RV \/ Boat \/ RC Motorcycle<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">mandatory on roads<\/td><td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\">300 \u2013 $1,800All<\/td> <td style=\"padding:12px 16px;border-bottom:1px solid #e2e8f0;color:#334155;\"><a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"color:#10c4c7;\">products \u2192<\/a><\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p style=\"color:#64748b;font-size:13px;font-style:italic;text-align:center;\">*Indicative premiums for 2026. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Get your exact price in 3 minutes<\/a>.<\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">NEED MULTIPLE FONTS?<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">Bundle and save 25%<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">One broker, all your contracts, best overall premium.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;\">View All Products<\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance-obligations-in-Quebec\"><\/span>Insurance obligations in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\ude97 Automobile (SAAQ)<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">The <strong>RC of $50,000 or more<\/strong> is required by the Act respecting automobile insurance in Quebec.<\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udfe0 Mortgage housing<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\"><strong>Mortgage lenders<\/strong> require minimum home insurance (reconstruction value).<\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83c\udfe2 Contracted company<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Most <strong>commercial leases and contracts<\/strong> require a $2 million commercial liability.<\/p><\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:0 12px 12px 0;padding:24px;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 10px;\">\ud83d\udee5\ufe0f Snowmobile, ATV, RV<\/h3><p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Minimum RC required by the <strong>SAAQ<\/strong> to drive on public roads.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Assur360-serves-all-of-Quebec\"><\/span>Assur360 serves all of Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p style=\"font-size:16px;line-height:1.8;color:#334155;\">Our 13 firms and our team of independent brokers cover all regions of Quebec, including <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Longueuil<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong>, <strong>Thetford Mines<\/strong>, <strong>Drummondville<\/strong>, <strong>Saint-Jean-sur-Richelieu<\/strong> and <strong>Rimouski<\/strong>. No matter where you are, an Assur360 broker is at your disposal. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-Product-Pages\"><\/span>Related Product Pages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin:32px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">All Insurance Products<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Complete list of our 17 protections.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/property-and-casualty-insurance-3\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Property and casualty insurance<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Auto, home, business.<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">Disaster Emergency<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">What to do in the event of a claim?<\/p><\/a>\n  <a href=\"https:\/\/www.assur360.ca\/en\/who-are-we-comparator\/\" style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;text-decoration:none;display:block;\"><h3 style=\"color:#0d1f2d;font-size:16px;margin:0 0 8px;\">About Assur360<\/h3><p style=\"color:#64748b;font-size:14px;margin:0;\">Our history, our team.<\/p><\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%93-Insurance-in-Quebec\"><\/span>Frequently Asked Questions \u2013 Insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:32px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the difference between an insurance broker and an insurance agent?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">An <strong>agent<\/strong> represents a single insurance company. A <strong>broker<\/strong> like Assur360 is independent and compares 9+ insurers to offer you the best premium, no matter the company. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What insurance is mandatory in Quebec?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Motor liability<\/strong> insurance ($50,000 minimum) is mandatory by the SAAQ. <strong>Home insurance<\/strong> is required by mortgage lenders. Other products are strongly recommended but voluntary.  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is it more expensive to go through a broker?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No. The broker is <strong>paid by the insurer<\/strong>, not by you. And since it compares 30+ companies, you usually pay <strong>less<\/strong> than going directly to a single insurer. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much can I save by bundling my policies?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Between <strong>15% and 35%<\/strong> depending on the combined products. Car + home is the classic combo. Adding a cottage, RV, boat or motorcycle amplifies the overall discount.  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to get a quote?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Our form takes <strong>3 minutes<\/strong>. A broker will call you back within 24 hours with the best options. Coverage can be active on the same day.  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What is the AMF and the ChAD?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The <strong>Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong> oversees insurance firms in Qu\u00e9bec. The <strong>Chambre de l&#8217;assurance de dommages (ChAD)<\/strong> certifies and supervises individual brokers. Assur360 is AMF certified and all our brokers are ChAD members.  <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is my personal data protected?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Assur360 complies with <strong>Bill 25 respecting the protection of personal information<\/strong> in Quebec. Your data is encrypted and used only for your submission. <\/div><\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;padding:0;margin-bottom:12px;overflow:hidden;\"><summary style=\"padding:18px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What should I do if I suffer a claim?<\/summary><div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Consult our <a href=\"https:\/\/www.assur360.ca\/en\/disaster-emergency\/\">disaster emergency guide<\/a>. Your Assur360 broker can also assist you in reporting and following up with the insurer. <\/div><\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre un courtier et un agent d'assurance ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'agent repr\u00e9sente une seule compagnie; le courtier compare 9+ assureurs.\"}},{\"@type\":\"Question\",\"name\":\"Quelles assurances sont obligatoires au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"RC automobile 50 000 $ minimum (SAAQ). Habitation exig\u00e9e par les pr\u00eateurs hypoth\u00e9caires.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce plus cher de passer par un courtier ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non, le courtier est r\u00e9mun\u00e9r\u00e9 par l'assureur. Comparaison 9+ assureurs = prix souvent plus bas.\"}},{\"@type\":\"Question\",\"name\":\"Combien je peux \u00e9conomiser en regroupant mes polices ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"15 % \u00e0 35 % selon les produits combin\u00e9s (auto + habitation, chalet, VR, etc.).\"}},{\"@type\":\"Question\",\"name\":\"Combien de temps pour obtenir une soumission ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3 minutes pour le formulaire, rappel sous 24 h, couverture active le jour m\u00eame.\"}},{\"@type\":\"Question\",\"name\":\"Qu'est-ce que l'AMF et la ChAD ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"AMF encadre les cabinets d'assurance au Qu\u00e9bec; ChAD certifie les courtiers individuels.\"}},{\"@type\":\"Question\",\"name\":\"Mes donn\u00e9es sont-elles prot\u00e9g\u00e9es ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui, Assur360 est conforme \u00e0 la Loi 25 du Qu\u00e9bec, donn\u00e9es chiffr\u00e9es.\"}},{\"@type\":\"Question\",\"name\":\"Que faire si je subis un sinistre ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Consultez \/urgence-sinistre\/ et contactez votre courtier pour accompagnement.\"}}]}<\/script>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:12px;padding:28px;margin:32px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 16px;\">Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:12px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>AMF<\/strong> certified firm<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span> <span style=\"color:#334155;font-size:14px;\"><strong>ChAD<\/strong> Broker Members<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\">More than <strong>100,000 submissions<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>13 firms<\/strong> in Quebec<\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>17 insurance products<\/strong><\/span><\/div>\n    <div style=\"display:flex;align-items:center;gap:8px;\"><span style=\"color:#10c4c7;font-weight:700;\">\u2713<\/span><span style=\"color:#334155;font-size:14px;\"><strong>Independent<\/strong> brokerage<\/span><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px;text-align:center;margin:40px 0;\">\n  <p style=\"color:#94a3b8;font-size:14px;text-transform:uppercase;letter-spacing:2px;margin:0 0 12px;\">FREE 3-MINUTE QUOTE<\/p>\n  <h3 style=\"color:#ffffff;font-size:28px;margin:0 0 16px;\">All your insurance from a single broker<\/h3>\n  <p style=\"color:#94a3b8;margin:0 0 28px;\">Compare 9+ insurers and take advantage of multi-policy discounts.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;margin-right:12px;\">View All Products<\/a>\n  <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:16px 36px;border-radius:8px;font-weight:700;text-decoration:none;font-size:16px;display:inline-block;border:2px solid #ffffff;\">Call a broker<\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-de-dommages\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Assur360, an AMF-certified firm, is your multi-product broker in Quebec. We compare more than 30 insurers to offer you all the coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35052,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Quebec Insurance 2026 | 17 products, 30+ insurers | Assur360","_seopress_titles_desc":"All your insurance products: auto, home, business, life, RV, boat, motorcycle. Compare 30+ insurers. Free quote 3 min.  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