{"id":15737,"date":"2019-07-19T15:04:55","date_gmt":"2019-07-19T19:04:55","guid":{"rendered":"https:\/\/www.assur360.ca\/insurance-for-construction-contractors\/"},"modified":"2026-05-21T16:29:31","modified_gmt":"2026-05-21T20:29:31","slug":"insurance-for-construction-contractors","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/insurance-for-construction-contractors\/","title":{"rendered":"Insurance for construction contractors"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2014 Assurance pour entrepreneurs en construction\",\"description\":\"Comparez les meilleures offres d\\u0027assurance pour entrepreneurs en construction avec Assur360. Courtiers certifi\u00e9s AMF, soumission gratuite.\",\"url\":\"https:\/\/www.assur360.ca\/assurance-entrepreneurs-en-construction\/\",\"telephone\":\"1-866-357-4451\",\"areaServed\":{\"@type\":\"Place\",\"name\":\"Qu\u00e9bec, Canada\"}}\n<\/script>\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:28px;font-weight:800;margin:48px 0 24px;\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-%E2%80%94-Construction-contractors-insurance\"><\/span>Frequently asked questions \u2014 Construction contractors insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"entr-faq\" style=\"margin:0 0 40px;font-family:'DM Sans',system-ui,sans-serif;\">\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">What insurance is mandatory for a construction contractor in Quebec?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">The R\u00e9gie du b\u00e2timent du Qu\u00e9bec (RBQ) requires a <strong>financial guarantee<\/strong> and <strong>a minimum civil liability insurance<\/strong> to obtain and maintain a licence. The minimum amount varies according to the subclass of licence (general contractor, specialized contractor) and the scope of the work: generally $1 million to $2 million for residential contractors, $2 million to $5 million for commercial and industrial contractors. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">How much does insurance cost for a construction contractor?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">In Quebec in 2026, expect to pay between <strong>$800 and $5,000 per year<\/strong> for standard coverage for a sole proprietor. The price varies according to the turnover, the number of employees, the subcategories of work (roofing, excavation, electrical, plumbing), the value of the equipment and the history of claims. Larger businesses can pay $10,000 to $50,000+.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">Does the RBQ require liability insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">Yes. To <strong>obtain and maintain your RBQ licence<\/strong>, you must demonstrate that you have civil liability insurance in force that meets the requirements of your category. The RBQ may suspend your licence if the proof of insurance is not up to date. Your partner firm can issue a certificate directly to the RBQ.  <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">What work is covered by construction company insurance?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">A construction company policy generally covers: <strong>work on site<\/strong> (damage to third parties, injuries), <strong>equipment and tools<\/strong> (theft, vandalism, breakage), <strong>material in transit<\/strong>, <strong>completion guarantee<\/strong> (depending on options), and <strong>professional liability<\/strong> for design or coordination errors.<\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">Subcontractor: do you need different insurance from a general contractor?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">Yes. A subcontractor must have its own liability insurance (often $1 million minimum), because the general contractor&#8217;s insurance does not systematically cover its subcontractors. In addition, many general contractors require a <strong>certificate of insurance<\/strong> from the subcontractor before the work begins. <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">Are my tools and equipment covered on job sites?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">Yes, with specific &#8220;tools and mobile equipment&#8221; coverage. This warranty protects against theft, vandalism, fire, and certain accidental damage, even outside your vehicle or premises. The standard limit ranges from $25,000 to $250,000 depending on the declared value. Document your equipment with photos, invoices and serial numbers.   <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">What exactly does contractor liability cover?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">It covers <strong>bodily injury and property damage caused to third parties<\/strong> during or after the work: a fall by a passer-by, water damage to a customer&#8217;s home, a fire caused by poorly executed work, or an injury to a visitor on the construction site. It also includes legal fees. <strong>Important:<\/strong> Construction defects on the structure itself often require a separate <strong>guarantee of completion<\/strong> . <\/div><\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;padding:0;background:#fff;\"><summary style=\"padding:16px 20px;background:#f8fafc;cursor:pointer;font-weight:600;color:#0d1f2d;font-size:16px;list-style:none;\">How long does it take to get a construction insurance quote?<\/summary><div style=\"padding:16px 20px;color:#475569;font-size:15.5px;line-height:1.7;\">For an SME in construction (1 to 10 employees): 3 to 5 business days for 3 comparative quotes. For more complex companies (multiple subcategories, public contracts, high turnover): 7 to 14 days. The brokers of our partner firms manage all the collection of documents (financial statements, RBQ certificates, claims file) and present your best options.  <\/div><\/details>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Quelle assurance est obligatoire pour un entrepreneur en construction au Qu\u00e9bec ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"La R\u00e9gie du b\u00e2timent du Qu\u00e9bec (RBQ) impose une garantie financi\u00e8re et une assurance responsabilit\u00e9 civile minimale pour obtenir et conserver une licence. Le montant minimum varie selon la sous-cat\u00e9gorie de licence (entrepreneur g\u00e9n\u00e9ral, sp\u00e9cialis\u00e9) et l'envergure des travaux : g\u00e9n\u00e9ralement 1 M $ \u00e0 2 M $ pour les entrepreneurs r\u00e9sidentiels, 2 M $ \u00e0 5 M $ pour les commerciaux et industriels.\"}}, {\"@type\": \"Question\", \"name\": \"Combien co\u00fbte l'assurance pour un entrepreneur en construction ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Au Qu\u00e9bec en 2026, comptez entre 800 $ et 5 000 $ par ann\u00e9e pour une couverture standard d'un entrepreneur individuel. Le prix varie selon le chiffre d'affaires, le nombre d'employ\u00e9s, les sous-cat\u00e9gories de travaux (toiture, excavation, \u00e9lectricit\u00e9, plomberie), la valeur des \u00e9quipements et l'historique de r\u00e9clamations. Les entreprises de plus grande taille peuvent payer 10 000 $ \u00e0 50 000 $+.\"}}, {\"@type\": \"Question\", \"name\": \"La RBQ exige-t-elle une assurance responsabilit\u00e9 civile ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. Pour obtenir et maintenir votre licence RBQ, vous devez d\u00e9montrer que vous d\u00e9tenez une assurance responsabilit\u00e9 civile en vigueur conforme aux exigences de votre cat\u00e9gorie. La RBQ peut suspendre votre licence si la preuve d'assurance n'est pas \u00e0 jour. Votre cabinet partenaire peut \u00e9mettre un certificat directement \u00e0 la RBQ.\"}}, {\"@type\": \"Question\", \"name\": \"Quels travaux sont couverts par l'assurance entreprise construction ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Une police entreprise en construction couvre g\u00e9n\u00e9ralement : les travaux sur chantier (dommages caus\u00e9s \u00e0 des tiers, blessures), l'\u00e9quipement et l'outillage (vol, vandalisme, bris), le mat\u00e9riel en transit, la garantie d'ach\u00e8vement (selon options), et la responsabilit\u00e9 civile professionnelle pour les erreurs de conception ou de coordination.\"}}, {\"@type\": \"Question\", \"name\": \"Sous-traitant : faut-il une assurance diff\u00e9rente d'un entrepreneur g\u00e9n\u00e9ral ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui. Un sous-traitant doit avoir sa propre assurance responsabilit\u00e9 civile (souvent 1 M $ minimum), car l'assurance de l'entrepreneur g\u00e9n\u00e9ral ne couvre pas syst\u00e9matiquement ses sous-traitants. De plus, beaucoup d'entrepreneurs g\u00e9n\u00e9raux exigent un certificat d'assurance du sous-traitant avant le d\u00e9but des travaux.\"}}, {\"@type\": \"Question\", \"name\": \"Mes outils et \u00e9quipements sont-ils couverts sur les chantiers ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Oui, avec une couverture sp\u00e9cifique \u00ab outils et \u00e9quipements mobiles \u00bb. Cette garantie prot\u00e8ge contre le vol, le vandalisme, l'incendie et certains dommages accidentels, m\u00eame hors de votre v\u00e9hicule ou local. Le plafond standard varie de 25 000 $ \u00e0 250 000 $ selon la valeur d\u00e9clar\u00e9e. Documentez vos \u00e9quipements avec photos, factures et num\u00e9ros de s\u00e9rie.\"}}, {\"@type\": \"Question\", \"name\": \"Que couvre exactement la responsabilit\u00e9 civile pour entrepreneurs ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Elle couvre les dommages corporels et mat\u00e9riels caus\u00e9s \u00e0 des tiers pendant ou apr\u00e8s les travaux : chute d'un passant, d\u00e9g\u00e2t d'eau chez un client, incendie caus\u00e9 par un travail mal ex\u00e9cut\u00e9, blessure d'un visiteur sur le chantier. Elle inclut aussi les frais juridiques. Important : les d\u00e9fauts de construction sur l'ouvrage lui-m\u00eame n\u00e9cessitent souvent une garantie d'ach\u00e8vement distincte.\"}}, {\"@type\": \"Question\", \"name\": \"Combien de temps pour obtenir une soumission assurance construction ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Pour une PME en construction (1 \u00e0 10 employ\u00e9s) : 3 \u00e0 5 jours ouvrables pour 3 soumissions comparatives. Pour des entreprises plus complexes (sous-cat\u00e9gories multiples, contrats publics, chiffre d'affaires \u00e9lev\u00e9) : 7 \u00e0 14 jours. Les courtiers de nos cabinets partenaires g\u00e8rent toute la collecte de documents (\u00e9tats financiers, certificats RBQ, dossier de r\u00e9clamations) et pr\u00e9sentent vos meilleures options.\"}}]}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">EXPERTISE DE COURTIER<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Obtenez-votre-soumission-en-quelques-clics\"><\/span>Obtenez votre soumission en quelques clics!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">En tant qu\u2019entrepreneur en construction, vous faites face \u00e0 des risques quotidiens : accidents sur le chantier, dommages mat\u00e9riels, vols d\u2019\u00e9quipement\u2026 <strong>Ne laissez rien au hasard!<\/strong> Une assurance adapt\u00e9e est essentielle pour prot\u00e9ger vos projets, votre \u00e9quipe et votre entreprise.<br \/><br \/>Avec <strong>notre comparateur d\u2019assurance<\/strong>, obtenez rapidement plusieurs soumissions pas ch\u00e8res des meilleurs assureurs sp\u00e9cialis\u00e9s en construction.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-entreprise-en-ligne\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Obtenir ma soumission entreprise gratuite<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-entrepreneurs-construction.jpg\" alt=\"Construction site contractor quote\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Construction-projects\"><\/span>Construction projects<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 16px;\">Many risks are incurred by contractors during the execution of each project, the intensity of which varies according to the size and nature of each of them. The particularity of each case requires the use of tailor-made solutions. A situation that presents some difficulties for brokers who help their clients find products that are suitable for construction professionals. And that&#8217;s where the insurance company for <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" data-type=\"page\" data-id=\"20562\">construction contractors <\/a>comes in, which offers adequate protection for special requirements.   <\/p>\n      \n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-properly-insure-yourself-with-construction-insurance\"><\/span>How to properly insure yourself with construction insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>For a contractor specializing in construction, in addition to civil liability protection, he can take out other guarantees. These are mainly liability for errors and omissions by contractors during the execution of projects, protection of penalties for breach of contract, faulty workmanship insurance and commercial general liability insurance. In addition to the replacement cost of equipment and materials, the warranty for off-site tools or portable equipment, installation risks, transportation property, as well as general contractors, and road builders. Specialized brokers have the skills and know-how to assist <a title=\"\" href=\"https:\/\/www.apchq.com\/\" target=\"_blank\" rel=\"noopener nofollow\">construction companies<\/a> in insuring the various risks by offering products adapted to their needs and expectations.   <\/p>\n\n<h3 class=\"wp-block-heading\">What does construction contractor insurance cover?<\/h3>\n\n<p><a title=\"Construction contractor: do you have the best protection?\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/business-prevent-risks-protect-your-growth\/construction-contractor-the-best-protection-2\/\">Insurance for construction contractors<\/a> covers building work, machinery, tools and site protection. By calling on specialists from construction companies, the contractor protects himself against the various disasters likely to affect his structure and business, which gives him a head start on the competition.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Personalized-protection-for-every-activity\"><\/span>Personalized protection for every activity<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p><br \/>For companies that carry out <strong>general or specialized work<\/strong> and that take charge of residential, commercial or industrial sites, they have particular expectations in terms of coverage. This is why they need tailor-made insurance adapted to each type of mandate or project. And this is where Assur360 comes in, which has accumulated many years of experience and real know-how in commercial insurance. As an insurance broker, this brand presents solutions that are well thought out and that adapt to the expectations and requirements of <strong>each construction contractor<\/strong> with regular updates throughout the year. Whether it&#8217;s for a new project, new risks or new equipment, Assur360 offers personalized service to each customer. A broker intervenes quickly and efficiently in the event of an incident, especially since he or she can be reached in the different regions of Quebec.     <\/p>\n\n<p>Les partenaires d&#8217;Assur360 proposent une <strong>large gamme de produits<\/strong> destin\u00e9s \u00e0 chacun de ses clients. \u00c0 ce propos, elle offre l\u2019<a href=\"https:\/\/www.assur360.ca\/soumission-assurance-entreprise-en-ligne\/\">assurance construction<\/a> pour entrepreneurs en <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-entreprise-en-ligne\/\" data-type=\"page\" data-id=\"20343\">travaux de ma\u00e7onnerie<\/a>. Dans ce cadre, l\u2019enseigne met \u00e0 leur disposition des garanties suppl\u00e9mentaires qui viennent compl\u00e9ter leur assurance de base pour une couverture plus compl\u00e8te. Elle couvre \u00e9galement les entrepreneurs en peinture et tapisserie en proposant, en plus de l\u2019assurance responsabilit\u00e9 civile des protections compl\u00e9mentaires.<\/p>\n\n<p><br \/>Assur360&#8217;s offer extends to insurance for specialized contractors, with guarantees that protect property as well as civil liability and <a href=\"https:\/\/www.assur360.ca\/en\/transportation-insurance-in-3-minutes-a-quote\/\">company vehicles<\/a>.<\/p>\n\n<p>The protection offered by Assur360 covers construction sites and projects of various types such as hospitals, factories, highways, warehouses, bridges and tunnels, among other commercial, industrial or even infrastructure projects. The warranties also cover sewer installations, aqueducts, mechanical and electrical infrastructure, plumbing, heating and air conditioning work, among others. <\/p>\n\n<p>This type of insurance covers categories related to commercial building contractors, commercial or industrial plumbing, commercial, residential or industrial heating, cement or concrete work, excavation, roads and sidewalks, commercial or industrial electrical, in addition to industrial facilities. It is essential to entrust your needs to specialists in construction companies to get a head start on the competition. <br \/><\/p>\n\n<h3 class=\"wp-block-heading\">Why take out protection for construction companies?<\/h3>\n\n<p>Le secteur de la construction est sujet \u00e0 de <a href=\"https:\/\/www.assur360.ca\/urgence-sinistre\/\" title=\"Urgence sinistre\">nombreux incidents et sinistres<\/a> qui peuvent avoir lieu sur les chantiers en plus des autres risques li\u00e9s \u00e0 cette activit\u00e9. Un accident peut rapidement arriver sur un chantier avec les machines, les outils, les travailleurs, entre autres facteurs pr\u00e9sents sur les lieux. Un incident peut vite se transformer en catastrophe avec des cons\u00e9quences d\u00e9sastreuses. Situation qui se r\u00e9v\u00e8le p\u00e9rilleuse pour l\u2019entreprise et son business. C\u2019est pourquoi il devient n\u00e9cessaire de <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-entreprise-en-ligne\/\" title=\"Courtier assurance entreprise\">contracter une assurance ad\u00e9quate<\/a> afin de travailler sur ses projets en toute qui\u00e9tude.<\/p>\n\n<h3 class=\"wp-block-heading\">Managing risks on a construction site<\/h3>\n\n<p>Faire appel \u00e0 des courtiers professionnels qui ma\u00eetrisent parfaitement ce type d\u2019activit\u00e9 et ses particularit\u00e9s est \u00e0 m\u00eame de proposer les solutions ad\u00e9quates \u00e0 chaque cas. Ils disposent des connaissances et du savoir-faire pour conseiller les clients et les aider \u00e0 mieux g\u00e9rer les risques sur un chantier de construction. Ils collaborent avec des assureurs de haut niveau qui proposent des protections compl\u00e8tes aux assur\u00e9s. C\u2019est l\u2019occasion aussi d\u2019\u00eatre parfaitement \u00e9paul\u00e9 par une \u00e9quipe qualifi\u00e9e pour le <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-entreprise-en-ligne\/\">cautionnement<\/a>.<\/p>\n\n<p>Some examples of the activities we provide:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>General Contractor<\/li>\n\n\n\n<li>Electrician<\/li>\n\n\n\n<li>Sprinkler Installer<\/li>\n\n\n\n<li>Signaller<\/li>\n\n\n\n<li>Interior system, plasterer, gypsum installer, insulation<\/li>\n\n\n\n<li>Roof, except membrane<\/li>\n\n\n\n<li>Tinsmith<\/li>\n\n\n\n<li>Heating, air conditioning<\/li>\n<\/ul>\n\n<p>To find out more about <strong>construction insurance<\/strong>, you should contact a specialist broker.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leading-property-and-casualty-insurers-recognized-for-offering-construction-and-builders-risk-insurance-in-Quebec\"><\/span>Leading property and casualty insurers recognized for offering construction and builder&#8217;s risk insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Rank<\/th><th>Insurance Company<\/th><th>Construction Valuation (\u2605)<\/th><th>Strengths<\/th><th>Weaknesses<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>Intact Insurance<\/td><td>\u2605\u2605\u2605\u2605\u2605<\/td><td>Wide range of construction and surety products<\/td><td>High premiums for small entrepreneurs<\/td><\/tr><tr><td>2<\/td><td>Aviva Canada<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>Excellent site expertise and major projects<\/td><td>Less flexible for small businesses<\/td><\/tr><tr><td>3<\/td><td>Travelers Canada<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>Strong in surety and liability<\/td><td>More rigid administrative process<\/td><\/tr><tr><td>4<\/td><td>Economical Insurance<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>Good prices for construction SMEs<\/td><td>Limited offer for large, complex projects<\/td><\/tr><tr><td>5<\/td><td>Lloyd&#8217;s of London<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>Flexibility on special and international risks<\/td><td>Less accessible without a specialized broker<\/td><\/tr><tr><td>6<\/td><td>Northbridge Insurance<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>Good site expertise and specialized insurance<\/td><td>Longer analysis time for large risks<\/td><\/tr><tr><td>7<\/td><td>Chubb Canada<\/td><td>\u2605\u2605\u2605\u2605\u2606<\/td><td>High-end products and complex projects<\/td><td>Higher price, niche market<\/td><\/tr><tr><td>8<\/td><td>L&#8217;Unique General Insurance<\/td><td>\u2605\u2605\u26051\/2\u2606<\/td><td>Good solution for small regional entrepreneurs<\/td><td>Limited offer for large construction sites<\/td><\/tr><tr><td>9<\/td><td>Promutuel Insurance<\/td><td>\u2605\u2605\u26051\/2\u2606<\/td><td>Regional solution suitable for small construction sites<\/td><td>Not suitable for major commercial projects<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><strong>FAQ<\/strong><\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-right-price\"><\/span>Protect your business at the right price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare several insurers to find you optimal business coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n company quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance entreprise\",\"item\":\"https:\/\/assur360.ca\/assurance-entreprise\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance pour entrepreneurs en construction\",\"item\":\"https:\/\/www.assur360.ca\/assurance-entrepreneurs-en-construction\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Frequently asked questions \u2014 Construction contractors insurance What insurance is mandatory for a construction contractor in Quebec?The R\u00e9gie du b\u00e2timent du Qu\u00e9bec [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20820,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Assur360, a brokerage firm specializing in insurance for construction contractors, offers a fast and efficient service. 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