{"id":15714,"date":"2021-02-04T11:12:42","date_gmt":"2021-02-04T16:12:42","guid":{"rendered":"https:\/\/www.assur360.ca\/builders-risk-insurance-secure-your-work\/"},"modified":"2026-05-07T16:00:31","modified_gmt":"2026-05-07T20:00:31","slug":"builders-risk-insurance-secure-your-work","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/builders-risk-insurance-secure-your-work\/","title":{"rendered":"Builder&#8217;s risk insurance: Secure your work"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360 \u2014 Assurance chantier : S\u00e9curisez vos travaux\",\"description\":\"Comparez les meilleures offres d\\u0027assurance chantier : s\u00e9curisez vos travaux avec Assur360. Courtiers certifi\u00e9s AMF, soumission gratuite.\",\"url\":\"https:\/\/www.assur360.ca\/assurance-chantier\/\",\"telephone\":\"1-866-357-4451\",\"areaServed\":{\"@type\":\"Place\",\"name\":\"Qu\u00e9bec, Canada\"}}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\"><strong>SECURE YOUR CONSTRUCTION SITE<\/strong><\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Get-your-builders-risk-insurance-in-Quebec\"><\/span><strong>Get your builder&#8217;s risk insurance in Quebec!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Protect your construction site with the <strong>right insurance<\/strong> thanks to the expertise <strong>of a construction insurance broker<\/strong>. Take advantage of a <strong>quick and personalized quote<\/strong> to secure your projects. <br \/><br \/>\u2705 <strong>Comparison of the best offers<\/strong> from the main insurers<br \/>\u2705 <strong>Customized coverage<\/strong> for contractors, self-builders and developers<br \/>\u2705 <strong>Comprehensive protection<\/strong> : liability, property damage, wrap-up insurance, etc.<br \/>\u2705 <strong>Expert support<\/strong> for a contract adapted to your project<br \/><br \/><strong>Request your quote from a broker today!<\/strong><\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/chantier-construction.jpg\" alt=\"builder's risk insurance broker in Quebec\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"All-risk-construction-site-insurance-what-you-need-to-know\"><\/span>All-risk construction site insurance, what you need to know!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 16px;\">Construction and building are considered a very dynamic sector in Quebec, which is operational throughout the year. It involves the intervention <a title=\"\" href=\"https:\/\/www.ccq.org\/\" target=\"_blank\" rel=\"noopener nofollow\">of several trades<\/a> such as carpenters, joiners, <a href=\"\/\" data-type=\"page\" data-id=\"20345\">plumbers<\/a> and electricians, technicians, architects, etc. In addition to these professionals, there is equipment, materials, materials, among others, on a construction site that present a high risk. Hence the need to take out construction site protection and more specifically comprehensive construction insurance.   <\/p>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">Regardless of the type of project, residential, commercial or industrial, its size and importance, it is necessary to provide appropriate protection. It would be possible to call on a commercial damage insurance broker. The latter will be able to help in the choice of guarantees according to the needs of the structure and its site. The project in question can be residential, commercial, industrial, civil such as a road or tunnel, institutional such as a school or hospital, or energy such as a wind or hydroelectric farm.   <\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-protection-does-comprehensive-construction-site-insurance-offer\"><\/span>What protection does comprehensive construction site insurance offer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Professionals can choose from a wide range of builder&#8217;s risk insurance coverage. To begin with, it is important to know that this type of coverage covers the building under construction, but also the general civil liability known as RCG, in addition to the Wrap-up liability. <\/p>\n\n<h3 class=\"wp-block-heading\">All risk insurance for construction sites<\/h3>\n\n<p class=\"wp-block-paragraph\">This guarantee allows contractors to cover damage and risks related to the construction in progress, but also to their equipment, throughout the construction <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">project<\/a>. Coverage also extends to tools, machinery and building materials. <\/p>\n\n<p class=\"wp-block-paragraph\">For clarification, insurers take into consideration the history and history of the contractor, subcontractor and project manager, who wishes to take out comprehensive builder&#8217;s risk insurance.<\/p>\n\n<h4 class=\"wp-block-heading\">The fire, theft and vandalism endorsement<\/h4>\n\n<p class=\"wp-block-paragraph\">On a construction site, it is quite normal to find flammable materials and machinery. As a result, it is advisable to include a fire, theft and vandalism endorsement in your builder&#8217;s risk insurance policy. Usually, these claims are included in the construction insurance. The same applies to the materials that are transported and that will be used in the project. They also benefit from the coverage, as well as damage associated with weather, wind, hail and lightning.    <\/p>\n\n<h4 class=\"wp-block-heading\">Forecasting for cost reduction<\/h4>\n\n<p class=\"wp-block-paragraph\">Unforeseen events can occur at any time in a construction site in progress. They can cause delays and for a construction contractor, each day is very expensive, depending on the size of the project. Thus, the construction of a Spa-d\u00e9tente type commercial structure that is not delivered within the agreed deadlines, can result in the loss of significant income for the agent. Hence the need to cover the company against the risk of loss of anticipated revenue, associated with previously covered incidents.   <\/p>\n\n<h4 class=\"wp-block-heading\">Exclusions<\/h4>\n\n<p class=\"wp-block-paragraph\">The level of coverage of builder&#8217;s risk insurance is very broad, but there are exclusions that are not covered. This is precisely the case of theft by an employee, freezing or penalties due to a delay in <a href=\"https:\/\/www.cnesst.gouv.qc.ca\/fr\/organisation\/documentation\/formulaires-publications\/delimitation-chantier-construction-identification\">the work<\/a>. Damage associated with pollutants is also excluded.  <\/p>\n\n<p class=\"wp-block-paragraph\">However, it would be possible to have more comprehensive coverage by including <a href=\"\/\" title=\"\">additional coverages<\/a> such as material and equipment breakdown, pollution, earthquake, sewer backup and disasters.<\/p>\n\n<h3 class=\"wp-block-heading\">Pollution insurance<\/h3>\n\n<p class=\"wp-block-paragraph\">The contractor should plan to take out <a href=\"\/\" title=\"Environmental responsibility and pollution\">project pollution insurance<\/a> if he believes that the construction work may have a serious ecological impact on the environment. The damage may be too high and in this case, it would be wise to include such an endorsement in your insurance policy.<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\">General liability insurance<\/h3>\n\n<p class=\"wp-block-paragraph\">Contractors and all professionals involved in a construction site benefit from civil liability coverage. Obviously, they must take out this guarantee for their companies. Such insurance is used to cover them against potential claims, which may occur as a result of property damage or bodily injury caused to others. This insurance covers both the contractor and <a href=\"https:\/\/www.apchq.com\/services-aux-membres\/covid-19\/mesures-sanitaires-sur-les-chantiers\">his employees<\/a>. It is annual, but it may be subject to adjustment at the time of renewal of the insurance contract.    <\/p>\n\n<h3 class=\"wp-block-heading\">Wrap-up insurance<\/h3>\n\n<p class=\"wp-block-paragraph\">A construction site is a place where accidents, injuries and property damage are common. And that&#8217;s where Wrap-up protection comes in, which covers homeowners against claims associated with this type of incident. It covers specialized professionals, employees, owners and subcontractors working on a project, under the same insurance contract. The latter is valid throughout the completion of the work, with the addition of a period of one to two years of products and completed work. During this period, various damages, breakages and injuries occurring on the site, after the end of the project, are insured.    <\/p>\n\n<p class=\"wp-block-paragraph\">As for engineers and architects who operate on the construction site, they are required to take out their own professional liability insurance. Nevertheless, when it comes to a major project, it would be possible to include all the professionals specialized in the same insurance policy, you just have to talk to <a href=\"\/\" title=\"\">your insurance broker<\/a>. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px 0;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Compare-and-save-on-your-insurance\"><\/span>Compare and save on your insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance entreprise\",\"item\":\"https:\/\/assur360.ca\/assurance-entreprise\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance chantier : S\u00e9curisez vos travaux\",\"item\":\"https:\/\/www.assur360.ca\/assurance-chantier\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>SECURE YOUR CONSTRUCTION SITE Get your builder&#8217;s risk insurance in Quebec! Protect your construction site with the right insurance thanks to the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":63049,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"For large or small construction sites, Assur360 has innovative insurance solutions for construction sites, warp-up, equipment and liability.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Builder's risk insurance: Secure your work","_seopress_social_fb_desc":"Compare the best insurance offers in Quebec. AMF certified broker.  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