{"id":15702,"date":"2023-01-09T10:36:48","date_gmt":"2023-01-09T15:36:48","guid":{"rendered":"https:\/\/www.assur360.ca\/condo-insurance-quote-6\/"},"modified":"2026-07-02T20:40:05","modified_gmt":"2026-07-03T00:40:05","slug":"condo-insurance-quote-6","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/condo-insurance-quote-6\/","title":{"rendered":"Condo insurance quote"},"content":{"rendered":"&#8220;`html\n\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">COMPETITIVE PRICES<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Condo-Insurance-Prices-Protections-and-Human-Service\"><\/span>Condo Insurance: Prices, Protections, and Human Service<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Get your <strong>condo insurance quote<\/strong> in just a few clicks and compare <strong>equivalent<\/strong> offers (Liability <strong>$2M<\/strong>, <strong>extensive water damage<\/strong>, <strong>common loss\/deductible of the syndicate<\/strong>, improvements) to pay the <strong>right price<\/strong> without overexposing yourself. <br \/><br \/>Our <strong>partner brokers<\/strong> shop around with multiple insurers and present you with <strong>3 detailed scenarios<\/strong> (deductibles, options, impacts on the premium), tailored to your condominium\u2014recent tower with sprinklers, renovated plex, or heritage building. <br \/><br \/>Take advantage of <strong>multi-policy discounts<\/strong> (auto + condo), prevention advice (sensors\/water shut-off valve), and <strong>human support<\/strong> from the quote to the claim. Start your <strong>online quote<\/strong> now and find condo insurance that is <strong>simple, transparent, and competitive<\/strong> \u2014 everywhere in Quebec.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-habitation-rapide\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free quote<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/soumission-assurance-condo.jpg\" alt=\"Happy couple in front of skyscrapers and urban park.\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"What-is-the-price-of-condo-insurance\"><\/span>What is the price of condo insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 16px;\">It is difficult to give an accurate price for condo insurance, as rates can vary depending on many factors such as the location of the condo, its size, age, value, and the risks it is exposed to.<\/p>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">Condo <a href=\"\/\" title=\"Home Insurance Company\">insurance companies<\/a> typically offer condo insurance policies that cover the common areas of the building, the private portions of the condo units, and damage caused to others or their property by the condo occupants or by the condo itself. These policies may also include protection against damage caused by natural disasters or fires. <\/p>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\"><a title=\"Jean Boissonneault\" href=\"\/\">According to Jean Boissonneault<\/a>, president of <strong>Assur360<\/strong>, <em>&#8220;it is recommended to make condo insurance quotes from several insurance companies on Assur360 and compare offers to find the contract that best suits your needs and budget.&#8221;<\/em> It is also advisable to read the terms of the contract carefully to find out what is covered and what is not.<\/p>\n\n<h3 class=\"wp-block-heading\">Montreal \u2014 Condo Value Estimate<\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-4-background-color has-background has-fixed-layout\"><thead><tr><th>Value of the condo (purchase\/appraisal)<\/th><th>Content + Typical Upgrades Assured*<\/th><th><strong>Basic<\/strong> ($2 million Liability + standard coverage)<\/th><th><strong>With extensive water damage<\/strong><\/th><th><strong>With extensive water damage + common loss<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\u2264 $300K<\/strong><\/td><td>$25\u201335K<\/td><td><strong>$28\u201348<\/strong><\/td><td><strong>$34\u201362<\/strong><\/td><td><strong>$38\u201368<\/strong><\/td><\/tr><tr><td><strong>$300\u2013450K<\/strong><\/td><td>$35\u201350K<\/td><td><strong>$30\u201354<\/strong><\/td><td><strong>$36\u201370<\/strong><\/td><td><strong>$40\u201376<\/strong><\/td><\/tr><tr><td><strong>$450\u2013600K<\/strong><\/td><td>$50\u201375K<\/td><td><strong>$34\u201358<\/strong><\/td><td><strong>$40\u201376<\/strong><\/td><td><strong>$45\u201384<\/strong><\/td><\/tr><tr><td><strong>$600\u2013800K<\/strong><\/td><td>$75\u2013100K<\/td><td><strong>$38\u201364<\/strong><\/td><td><strong>$45\u201382<\/strong><\/td><td><strong>$50\u201392<\/strong><\/td><\/tr><tr><td><strong>$800K \u2013 $1.2M<\/strong><\/td><td>$100\u2013150K<\/td><td><strong>$44\u201372<\/strong><\/td><td><strong>$52\u201392<\/strong><\/td><td><strong>$58\u2013105<\/strong><\/td><\/tr><tr><td><strong>&gt;  $1.2 million (high-end)<\/strong><\/td><td>$150\u2013250K+<\/td><td><strong>$55\u201385<\/strong><\/td><td><strong>$65\u2013105<\/strong><\/td><td><strong>$72\u2013120<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">*  <em>The syndicate ensures the envelope of the building; Your policy mainly covers <strong>contents<\/strong> and <strong>improvements<\/strong> (floors, kitchen, bathroom), plus <strong>liability<\/strong> and some <strong>water damage<\/strong>. The <strong>syndicate&#8217;s common loss \/ deductible<\/strong> endorsement is strongly recommended. <\/em><\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2024\/06\/meilleur-soumission-condo-1024x241.png\" alt=\"condo submission in Montreal\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\"><span class=\"ez-toc-section\" id=\"What-to-check-before-getting-a-quote-for-condo-insurance\"><\/span>What to check before getting a quote for condo insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#334155;font-size:15px;line-height:1.7;margin:0 0 12px;\">Here are a few things to check before getting a quote for condo insurance:<\/p>\n  <\/div>\n<\/div>\n\n<ol class=\"wp-block-list\">\n&#8220;&#8220;&#8220;html\n\n<li><strong>Coverage: <\/strong>check that the risks to which your <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/condo-insurance-two-different-contracts-2\/\">condo is exposed are covered by the insurance contract<\/a> offered. For example, if <a href=\"https:\/\/www.assur360.ca\/blog\/assurance\/avez-vous-la-meilleur-assurance-maison-et-condo\/\">your condo<\/a> is located in an area at risk of natural disasters, make sure that the contract includes coverage for these events.<\/li>\n\n\n\n<li> <strong>Exclusions: <\/strong>take note of the exclusions of the contract to find out what is not covered by the insurance. For example, some contracts may exclude damage caused by normal wear and tear or deterioration of property. <\/li>\n\n\n\n<li><strong>Deductibles:<\/strong> deductibles are the amounts you are required to pay in the event of a claim before the insurance covers the rest. Check that the deductibles offered are adapted to your financial means. <\/li>\n\n\n\n<li><strong>Guarantees: <\/strong>check that the guarantees offered meet your needs. For example, if you have valuable belongings in your condo, make sure the contract includes <a title=\"Water damage protection\" href=\"\/blog\/950\">coverage for those belongings<\/a>. <\/li>\n\n\n\n<li><strong>Rates:<\/strong> Compare rates offered by different insurance companies and choose the one that best suits your budget. Don&#8217;t forget to take into account the guarantees and deductibles offered in your decision, when quoting. <\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Use-the-services-of-a-condo-insurance-broker\"><\/span>Use the services of a condo insurance broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Insuring your condo can be a complex and confusing task, especially when it comes to determining the coverage you need and finding the <strong>best deals available<\/strong>. That&#8217;s where insurance brokers come in. Here&#8217;s why doing business with an insurance broker can be advantageous for <a href=\"\/\">insuring your personal condo<\/a> .  <\/p>\n\n<p class=\"wp-block-paragraph\">First of all, <strong>insurance brokers have a vast knowledge of the insurance market<\/strong>. So they can help you navigate through the different coverage options and find the insurance policy that best suits your needs and budget. Additionally, they can negotiate with insurance companies to get the best deals for you.  <\/p>\n\n<p class=\"wp-block-paragraph\">Secondly, insurance brokers are impartial intermediaries. They are not tied to any particular condo insurance company, which means they can provide you with unbiased advice on the different coverage options available. In addition, they can evaluate the different offers objectively and help you make an informed decision.  <\/p>\n\n<p class=\"wp-block-paragraph\">Finally, insurance brokers can also <strong>help you in the event of a claim<\/strong> or when requesting a condo insurance quote. They can advise you on how to make a claim and support you through the process, helping you assert your rights and get fair compensation. <\/p>\n\n<p class=\"wp-block-paragraph\">In conclusion, doing business with a condo insurance broker can help you navigate the complex world of insurance and<strong> find the best insurance policy<\/strong> for your <a href=\"\/\">personal condo<\/a>. In addition, insurance brokers can provide you with <strong>unbiased advice<\/strong>, help you make a claim in the event of a claim, and support you throughout the process. So why not call on an <a href=\"\/\">insurance broker<\/a> to help you insure your personal condo?<\/p>\n\n&#8220;&#8220;&#8220;html\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"quest-ce-que-lassurance-responsabilite-civile-pour-condo\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is Condo Liability Insurance?<\/summary>\n<p class=\"wp-block-paragraph\">Condominium liability insurance is a form of insurance that covers damage caused to others or their property by the occupants of a condo or by the condo itself. It also protects against legal proceedings that could <a title=\"Property and casualty insurance\" href=\"\/assurance-de-dommages\/\">result from these damages<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This form of insurance is typically purchased by condominium corporations and covers the common portions of the building and the private portions of condo units. It can also include protection against damage caused by natural disasters or fires. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to note that <a title=\"Liability insurance\" href=\"\/blog\/942\">condominium liability insurance<\/a> does not cover damage to or injury to the personal property of condo occupants. To do this, they must take out condo home insurance. <\/p>\n<\/details>\n\n\n\n<details id=\"comment-obtenir-une-soumission-pour-une-assurance-condo\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How do I get a quote for condo insurance?<\/summary>\n<p class=\"wp-block-paragraph\">Fill out an <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\">online application<\/a> form or contact an insurance broker. Provide information about your condo, such as the location, size, improvements, and value of your personal belongings. <\/p>\n<\/details>\n\n\n\n<details id=\"comment-puis-je-reduire-le-cout-de-mon-assurance-condo\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How can I reduce the cost of my condo insurance?<\/summary>\n<ul class=\"wp-block-list\">\n<li>Install security devices (alarm systems, smoke detectors)<\/li>\n\n\n\n<li>Bundle your insurance (car and home) with the same insurer<\/li>\n\n\n\n<li>Ask for no claims discounts<\/li>\n<\/ul>\n<\/details>\n\n\n\n<details id=\"que-dois-je-faire-en-cas-de-sinistre\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What should I do in the event of a claim?<\/summary>\n<ul class=\"wp-block-list\">\n<li>Contact <a href=\"https:\/\/www.assur360.ca\/assureur\/habitation\/\">your insurer<\/a> immediately to report the claim.<\/li>\n\n\n\n<li>Document the damage with photos and detailed descriptions.<\/li>\n\n&#8220;`\n<li>Keep all receipts for repairs or expenses incurred as a result of the claim.<\/li>\n<\/ul>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Is condo insurance mandatory in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Since <strong>2020<\/strong>, the <strong>Civil Code of Quebec<\/strong> requires condo owners to hold <strong>minimum civil liability insurance<\/strong> (often $1M or $2M as specified in the declaration of co-ownership). <strong>Contents insurance<\/strong> is technically optional but strongly recommended.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What does condo insurance cover?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">A standard condo policy covers: 1) <strong>Improvements and betterments<\/strong> (added counters, floors, fixtures). 2) <strong>Personal contents<\/strong> (furniture, electronics, clothing). 3) <strong>Civil liability<\/strong> (damage to others or other units). 4) <strong>Living expenses<\/strong> if your condo becomes uninhabitable. 5) <strong>Special assessment<\/strong> after a major loss (optional).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Doesn&#8217;t the syndicate&#8217;s policy already cover me?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No \u2014 not fully. The <strong>syndicate&#8217;s insurance<\/strong> covers only <strong>common areas<\/strong> (structure, roof, lobby, elevators) and sometimes <strong>original installations<\/strong> inside units. Your <strong>personal contents<\/strong>, <strong>renovations<\/strong>, <strong>civil liability<\/strong> and <strong>living expenses<\/strong> require your own policy.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What&#8217;s the average condo insurance price in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Annual premiums for a standard condo range from <strong>$250 to $550<\/strong>. Pricing depends on: <strong>contents value<\/strong>, <strong>city<\/strong> (Montreal slightly more than regions), <strong>building age<\/strong>, <strong>fire protection<\/strong>, <strong>claims history<\/strong>, <strong>chosen deductible<\/strong>. These are <strong>indicative<\/strong> \u2014 only a personalized quote reflects your situation.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Can I bundle condo + auto?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. Combining condo + auto with the same partner firm generates a <strong>10 to 20% discount<\/strong> on total premiums. At Assur360, our <strong>AMF-certified partner brokers<\/strong> systematically evaluate the bundled option in your quote.<\/div>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/\",\"@id\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/#quest-ce-que-lassurance-responsabilite-civile-pour-condo\",\"name\":\"What is liability insurance for condos?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Liability insurance for condominiums is a type of insurance that covers damages caused to others or their property by the occupants of a condo or by the condo itself. It also protects against lawsuits that may &lt;a title=\\\"Property and casualty insurance\\\" href=\\\"\/assurance-de-dommages\/\\\">result from these damages&lt;\/a>.&lt;\/p>&lt;p>This type of insurance is generally purchased by condominium associations and covers the common areas of the building and the private areas of the condo units. It may also include protection against damages caused by natural disasters or fires.&lt;\/p>&lt;p>It is important to note that &lt;a title=\\\"Liability insurance\\\" href=\\\"\/blog\/942\\\">liability insurance for condominiums&lt;\/a> does not cover damages to the personal property of the condo occupants or injuries suffered by them. For that, they must purchase home insurance for condos.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/#comment-obtenir-une-soumission-pour-une-assurance-condo\",\"name\":\"How do I get a quote for condo insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Fill out an &lt;a href=\\\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\\\">online request form&lt;\/a> or contact an insurance broker. Provide information about your condo, such as location, size, improvements, and the value of your personal belongings.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/#comment-puis-je-reduire-le-cout-de-mon-assurance-condo\",\"name\":\"How can I reduce the cost of my condo insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;ul class=\\\"wp-block-list\\\">&lt;!-- wp:list-item -->\\n&lt;li>Install security devices (alarm systems, smoke detectors)&lt;\/li>\\n&lt;!-- \/wp:list-item -->\\n\\n&lt;!-- wp:list-item -->\\n&lt;li>Bundle your insurance (auto and home) with the same insurer&lt;\/li>\\n&lt;!-- \/wp:list-item -->\\n\\n&lt;!-- wp:list-item -->\\n&lt;li>Ask for discounts for no claims&lt;\/li>\\n&lt;!-- \/wp:list-item -->&lt;\/ul>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-condo-2\/#que-dois-je-faire-en-cas-de-sinistre\",\"name\":\"What should I do in case of a claim?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;ul class=\\\"wp-block-list\\\">&lt;!-- wp:list-item -->\\n&lt;li>Contact &lt;a href=\\\"https:\/\/www.assur360.ca\/assureur\/habitation\/\\\">your insurer&lt;\/a> immediately to report the claim.&lt;\/li>\\n&lt;!-- \/wp:list-item -->\\n\\n&lt;!-- wp:list-item -->\\n&lt;li>Document the damages with photos and detailed descriptions.&lt;\/li>\\n&lt;!-- \/wp:list-item -->\\n\\n&lt;!-- wp:list-item -->\\n&lt;li>Keep all receipts for repairs or expenses incurred as a result of the claim.&lt;\/li>\\n&lt;!-- \/wp:list-item -->&lt;\/ul>\"}}]}<\/script><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Compare-and-save-on-your-insurance\"><\/span>Compare and save on your insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers from our partner firms certified by the AMF compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-habitation-rapide\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free quote<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/who-are-we-comparator\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Assur360: Your Independent Property and Casualty Insurance Broker in Quebec<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/comparator-2\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Compare<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">Voir la cat\u00e9gorie \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/insurance-quick-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/en\/condo-insurance-quote-6\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is Condo Liability Insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Condominium liability insurance is a form of insurance that covers damage caused to others or their property by the occupants of a condo or by the condo itself. It also protects against legal proceedings that could result from these damages . This form of insurance is typically purchased by condominium corporations and covers the common portions of the building and the private portions of condo units. It can also include protection against damage caused by natural disasters or fires. It is important to note that condominium liability insurance does not cover damage to or injury to the personal property of condo occupants. To do this, they must take out condo home insurance.\"}},{\"@type\":\"Question\",\"name\":\"How do I get a quote for condo insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fill out an online application form or contact an insurance broker. Provide information about your condo, such as the location, size, improvements, and value of your personal belongings.\"}},{\"@type\":\"Question\",\"name\":\"How can I reduce the cost of my condo insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Install security devices (alarm systems, smoke detectors) Bundle your insurance (car and home) with the same insurer Ask for no claims discounts\"}},{\"@type\":\"Question\",\"name\":\"What should I do in the event of a claim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contact your insurer immediately to report the claim. Document the damage with photos and detailed descriptions. ``` Keep all receipts for repairs or expenses incurred as a result of the claim.\"}},{\"@type\":\"Question\",\"name\":\"Is condo insurance mandatory in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Since 2020 , the Civil Code of Quebec requires condo owners to hold minimum civil liability insurance (often $1M or $2M as specified in the declaration of co-ownership). Contents insurance is technically optional but strongly recommended.\"}},{\"@type\":\"Question\",\"name\":\"What does condo insurance cover?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A standard condo policy covers: 1) Improvements and betterments (added counters, floors, fixtures). 2) Personal contents (furniture, electronics, clothing). 3) Civil liability (damage to others or other units). 4) Living expenses if your condo becomes uninhabitable. 5) Special assessment after a major loss (optional).\"}},{\"@type\":\"Question\",\"name\":\"Doesn't the syndicate's policy already cover me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No \u2014 not fully. The syndicate's insurance covers only common areas (structure, roof, lobby, elevators) and sometimes original installations inside units. Your personal contents , renovations , civil liability and living expenses require your own policy.\"}},{\"@type\":\"Question\",\"name\":\"What's the average condo insurance price in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Annual premiums for a standard condo range from $250 to $550 . Pricing depends on: contents value , city (Montreal slightly more than regions), building age , fire protection , claims history , chosen deductible . These are indicative \u2014 only a personalized quote reflects your situation.\"}},{\"@type\":\"Question\",\"name\":\"Can I bundle condo + auto?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Combining condo + auto with the same partner firm generates a 10 to 20% discount on total premiums. 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